Journey® Student Rewards from Capital One®


Credit Needed
Fair Credit
  • Earn 1% cash back on all purchases, plus a 25% bonus on the cash back you earn each month you pay on time, for a total of 1.25% cash back
  • There's no limit to the amount of cash back you can earn, and rewards don't expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly due date that works best for you
  • Free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker

at Capital One's
secure site

  • Purchases Intro APR
    Balance Transfers Intro APR
    Regular APR
    19.8% (Variable)
    Annual Fee
    Credit Needed
    Fair Credit

Journey® Student Rewards from Capital One® - Staff Review

Editor’s Rating

2.25 star review

2.3 out of 5

Our take: The Journey Student Credit Card has some great features to teach good credit management, but it’s weighed down by a high interest rate.

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All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.