Card Offer from our partner

Partner Offer

Discover it® Secured Credit Card


Credit Needed
Fair/New to Credit
  • No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
  • A security deposit of $200 or more will establish your credit line (up to the amount we can approve). Automatic monthly reviews starting at 7 months to see if we can transition you to an account with no security deposit.
  • Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter. Plus, unlimited 1% cash back on all your other purchases.
  • Tools to assist you; email alerts, text reminders and 24/7 customer service. Plus get your FICO® Credit Score for free on monthly statements and online.
  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
  • No late fee on your first late payment. And paying late won't raise your APR.

at Discover's
secure site

  • Purchases Intro APR
    Balance Transfers Intro APR
    10.99% for 6 months
    Regular APR
    23.49% Variable
    Annual Fee
    Credit Needed
    Fair/New to Credit

Discover it® Secured Credit Card - Staff Review

Apply for the Discover it® Secured Credit Card from our partner by filling out a secure online application.

All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.

Discover it® Secured Credit Card - User Reviews

Ratings and reviews provided by issuer as of 2017-01-18.
See the latest reviews on the card issuer's site.

Rating Snapshots (Total 566)
Average Ratings
Overall Rating
Online Experience
Customer Service
Account Benefits
Rewards Program
Username: Backtocredithappy
Age: 31-40
Love this card
Great card with opportunity to earn cash back rewards. Love the fico score feature and the email and text payment reminders work perfect for me.
Username: EstherP
Age: 51-65
I am grateful that your company gave me the opportunity to start rebuilding my credit and on top of that to reward me every month for my purchases. I started out with a secured credit card, you have now approved me for a credit increase and are returning my secured deposit back. You have given me hope for a better tomorrow , thank you for believing in me! .
Username: txfisherman
Age: 18-30
Great Card
I love it. Great for building or improving credit. Excellent customer service as well.
Username: RushmoreAir
Age: 18-30
Good credit card for a college student
Got this card as a way to start building my credit score. Customer service has been good other than a clunky start - I was moving about 3 weeks after I applied, the card didn't arrive before the move and USPS somehow didn't forward, Discover sent me a new one after another couple weeks. The online interface is really informative and easy to use: I appreciate the ability to easily see where my spending is going (food, gas, etc.) as well as the free credit score delivered on my statement every month. Haven't had any security issues, so no comment there. Only minor gripe is that benefits are bare-bones, plus I get essentially no interest on my deposit account (I'd get more than double from my bank), but I suppose you can't expect too much from a basic card. Note that this secured card doesn't appear to qualify for many of the advertised Discover-wide promotions.
Username: ALS8906
Age: 31-40
secured card with rewards
I am currently rebuilding the credit i ruined as a teen. This card even though secured offers many rewards for me to earn money back on my purchases which is hard to aquire when your in the rebuilding stages. I have had this card for about a year so far without any issues. It feels great to be a part of the discover family. THANK YOU FOR THE SECOND CHANCE!!!
Username: Cyrelle
Age: 18-30
Amazing start!
The secured credit card doesn't just help you begin the real journey by establishing credit to the right path, it also makes sure you're rewarded just by being responsible at using it. I don't typically take the time and effort to write reviews online, but this is one product that I've started using and have been happy with since from the start and I truly believe in it, as well as Discover and other products and solutions they have available to fit your needs. I am very happy and loyal to Discover, most importantly, this product. I highly recommend it to everyone like who needed a solution at establishing credit.
Username: fl66
Age: 41-50
discover card
the best there is, I love their customer service. its just a great card
Username: MandoG
Age: 31-40
Discover is awesome!
This card is easy to use and the account website is the easiest to use - period. Glad I am able to use the service!
Username: Clara1023
Age: 41-50
Excelent Card
Help me to rebuild my credit. Give me the opportunity to have a good credit.
Username: Geneveve
Age: 31-40
Don't understand
I've had this card for nine months. I've never missed a payment and always paid in full. I have capital one (One was secured then graduated right at six months then approved for unsecured) and those cards are ok. One card the pmt goes through great but the other card pmt takes forever to post. I'm mentioning this because I've patiently waited for Discover to graduate me and really really want to use the Discover more then the other two because sending/receiving pmts and posting pmts with Discover is so smooth. As of today I have used and paid back thousands of dollars in one months time to capital. Please just graduate me already. It's depressing really.
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