Card Offer from our partner

Partner Offer

Commerce Bank MilesSM


Credit Needed
Good Credit
  • 0% Intro APR on Balance Transfers and Purchases for 6 monthly billing cycles. After that, the variable APR will be 10.74% - 20.74% based on your creditworthiness.
  • Earn 1 point per $1 spent on Net Merchandise Purchases, 5 points per $1 accrued in interest, and bonus points when shopping at participating retailers.
  • Redeem points for merchandise, gift cards, travel, and cash back statement credits.
  • Take advantage of Visa Signature Concierge, offering restaurant recommendations, reservations, and vacation-planning assistance.
  • Protect your account with Zero Liability Coverage.
  • Get Auto Rental Collision Damage Waivers and $250,000 in Travel Accident Insurance.

at Commerce Bank's
secure site

  • Purchases Intro APR
    0% for 6 months
    Balance Transfers Intro APR
    0% for 6 months
    Regular APR
    10.74%-20.74% (Variable)
    Annual Fee
    $0 1st year, then $0
    Credit Needed
    Good Credit

Commerce Bank MilesSM - Staff Review


Editor's Rating:

2.3-star review

2.3 out of 5

Our take: The Commerce Bank Miles credit card offers a low APR for cardholders with excellent credit, premium perks and bonus points for carrying a balance, but its high balance transfer and late fees make it a poor choice for certain cardholders.

Read full review


All reviews are prepared by staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.