Citi® / AAdvantage® Platinum Select® MasterCard®

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Credit Needed
Excellent Credit
  • For a limited time, earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*
  • Your first eligible checked bag is free*
  • Group 1 boarding and 25% savings on eligible in-flight purchases*
  • Double AAdvantage® miles on eligible American Airlines purchases*
  • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*
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  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    N/A
    Balance Transfers
    Intro APR Period
    N/A
    Regular
    APR
    13.99% - 21.99%* (Variable)
    Annual
    Fee
    $95, waived for first 12 months*
    Credit Needed
    Excellent Credit


Citi® / AAdvantage® Platinum Select® MasterCard® - Staff Review



The Citi AAdvantage Platinum Select World MasterCard currently carries a sizeable sign up bonus, extensive rewards program, and stands to see its benefits broadening with time as changes to its program occur in the second quarter of 2015. Here are the details:

 

 

Sign Up Bonus

 

50,000 bonus miles after spending $3,000 in purchases in first 3 months of account opening

 

Rewards

  • 2x AAdvantage miles for every eligible  $1 on American Airline and US Airways purchases
  • 1x AAdvantage miles for every $1 spent on other eligible purchases

 

APR

  • 13.99% to 21.99% (Variable) on purchases and balance transfers
  • 25.24% (Variable) for cash advances
  • 29.99% (Variable) for penalties

 

Annual Fees

  •  $0 introductory first year
  • $95 thereafter

 

Credit Needed

 

Excellent

 

Fees

  • $5 or 3% of balance transfer, whichever is greater
  • $10 or 5% of cash advance, whichever is greater
  • 3% of foreign transactions

 

Details:

  • AAdvantage is the name of American Airline’s loyalty program. AAdvantage miles are thus the currency of the program.
  • You receive a bonus 10% back when you redeem your AAdvantage miles. The maximum amount of bonus miles you may receive annually from this offer is 10,000 AAdvantage miles.
  • Your miles do not expire as long as you have qualifying activity on the card (in the form of purchases or miles redemptions) in the past 18 months.

Notes:

  • The Citi AAdvantage Platinum Select is eligible for Reduced Mileage Awards through the AAdvantage program. Here are a few details concerning Reduced Mileage Awards:
    • You save 7,500 miles per roundtrip on select flights with this benefit.
    • American Airlines provides a list of eligible MileSAAver trips online. Destinations change monthly, and often consist of popular cities such as Toronto, Austin, and Washington, D.C.
  • Because American Airlines is part of the oneworld alliance, any flights you take on a partner airline will also count towards your elite status. oneworld airlines include British Airways, Cathay Pacific, Iberia, and more.
  • You will have Group 1 Boarding AND First Checked Bag Free for up to you and 4 companions when you include your AAdvantage number with your reservation at least 7 days prior to travel. That is potentially $250 in baggage fee savings.
  • You may also receive 25% Off Eligible In-Flight Purchases on both American Airlines and US Airways flights. Eligible purchases are food, beverages, and headsets only.

 

Areas of Limitation:

The fact that this is an airline specific card may be a limitation for some. Consider though, that this particular airline specific card will actually cover two major airlines—both American Airlines and US Airways thanks to the merger. This created one of the largest airline loyalty programs available. Additionally, you will be able to use your elite status from your AAdvantage flights on any oneworld alliance partner airline.

 

Summary:

Although it is specific to one airline, the AAdvantage program is in a unique position to extend its rewards and benefits across multiple airlines, with its integration with US Airways and position as an oneworld alliance member. This, alongside its discounts, benefits, rewards program, and sign up bonus make for a compelling offer.

 



All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.