Citi Forward^SM Card

Does your credit need improvement? With the Citi ForwardSM Card, you can build your credit history, while being rewarded for it. When you use the card regularly for purchases, stay under your credit limit and regularly pay your bill on time, you will enjoy a reduction in your purchase APR. With this Visa card, you will also receive points each time you pay your bill on time without going over your credit limit. Earn additional bonus points for simply using the card, and more points for signing up for paperless statements and making purchases at certain types of retailers. The Citi ForwardSM Card comes with no annual fee and a 0% APR on purchases and balance transfers for a generous introductory period. This Visa credit card also comes equipped with identity theft prevention tools, and you will have $0 liability should any fraudulent charges occur on your account. If you’re striving to improve your credit and want a credit card that will reward you for good behavior, the Citi ForwardSM Card is the ideal card for you! Apply today.

Credit quality needed:		Card category:
Not sure what your credit quality is? Find out now		Low Interest Balance Transfer Rewards Cash Back Airline Instant Approval Prepaid & Debit Student Business

Citi ForwardSM Card
	The credit card that rewards you for good behavior Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row 6,000 bonus points after $250 in purchases are made within 3 months of account opening 5,000 bonus points when you sign up for paperless statements within 3 months of account opening 5 rewards points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases 0% APR for 6 months on purchases and balance transfers
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed 0%* 0% APR* for 6 months on purchases & balance transfers 14.24%* (V) None* Yes* Excellent/Good Credit*

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