Capital One® Venture® Rewards Credit Card

 APPLY ONLINE

 APPLY BY PHONE
Credit Needed
Excellent/Good
  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want—no blackout dates
  • Miles don't expire and there's no limit to how many you can earn
  • No foreign transaction fees
  • No annual fee for the first year; $59 after that
  • 100% free Capital One® Credit Tracker — see your monthly credit score anytime and get automatic alerts
 APPLY NOW

At Capital One's
secure site

--OR--

Call Capital One at
888-779-3955


  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    N/A
    Balance Transfers
    Intro APR Period
    N/A
    Regular
    APR
    12.9% - 22.9% (Variable)
    Annual
    Fee
    $0 intro for first year; $59 after that
    Credit Needed
    Excellent/Good


Capital One® Venture® Rewards Credit Card - Staff Review



The Capital One® Venture® Rewards card is a rewards card that offers consistent mile earning potential, as well as flexibility and protection as key components in its miles redemption and benefits programs. Here are the basics:

Early Spend Bonus One-time 40,000 bonus miles when you spend $3,000 on purchases in the first 3 months
Rewards
  • 2x miles for every $1 USD spent
  • No expiration date on rewards
Annual Fee
  • $0 first year
  • $59 per year after first year
APR
  • 12.9% - 22.9% purchase APR (Variable)
  • 24.9% APR on cash advances (Variable)
Credit needed Excellent/Good
Fees
  • $0 foreign transaction fees
  • $10 or 3% of the amount of a cash advance, whichever is greater

 

Details:

  • Exclusive award-winning customer service
  • Fraud Coverage - You're covered by $0 Fraud Liability if your card is ever lost or stolen
  • Travel upgrades and savings - Receive complimentary upgrades and special savings at hotels, resorts, and spas with your Visa Signature card.
  • Complimentary concierge service - Enjoy assistance 24 hours a day, from home and when you travel, with Visa Signature Concierge.
  • Special access to events - Your Visa Signature card gets you special access and preferred seating at popular sporting events, premier golf outings, and concerts.
  • Shopping discounts - Take advantage of special discounts at top retailers and online merchants with your Visa Signature card.
  • Travel & Emergency Assistance - Available 24/7 to help connect you with local emergency and assistance resources when you're away from home
  • Emergency Card Services - If your credit card is lost or stolen, you can get an emergency card replacement and a cash advance.
  • Warranty Manager / Extended Protection - provides you with valuable features to help manage, use, and even extend warranties of items purchased with your card.
  • Auto Rental Insurance - use your card to rent an eligible vehicle and you’re covered for collision, damage, and loss
  • Roadside Assistance - Take advantage of 24 hour toll-free dispatch to help with services like towing, fuel delivery, and more
  • Lost Luggage Replacement - you may be eligible for reimbursement due to theft or misdirection
  • Purchase Security - eligible purchases are replaced, repaired, or reimbursed for the first 90 days

Notes:

  • There is no balance transfer fee, however, there's also no introductory APR, so you'll only want to transfer your balance if Capital One's APR is lower than the rate on your existing balance. If you're looking for a Capital One card with an intro APR for balance transfers, check out the Capital One Card Finder Tool here!
  • The card comes with a $59 annual fee, which is waived for the first year. Keep this is mind when reviewing the card perks and rewards.
  • Miles earned as rewards through the Capital One® Venture® Card are fixed in value and not transferrable to your frequent flyer or frequent guest programs at airlines and hotels.

The Final Word:
The Capital One® Venture® Card is a great travel rewards card that allows you the freedom to redeem miles in a flexible manner, without expiration dates, earning limits, or blackout dates. As long as you're comfortable with a self-contained rewards program that does not give you option of transferring miles, the Capital One® Venture® Card is a worthy contender for your wallet space.

 


All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.