Card Offer from our partner

Partner Offer

BankAmericard® Credit Card

  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days, then 12.74% - 22.74% Variable APR
  • $0 Intro Balance transfer fee during first 60 days of account opening. After that, the fee for future balance transfers is 3% (min. $10).
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app
 APPLY NOW

at Bank of America's
secure site

or call Bank of America at
877-827-8836


  • Purchases Intro APR
    0% Introductory APR on purchases for 15 billing cycles
    Balance Transfers Intro APR
    0% Intro APR for 15 billing cycles for balance transfers made in the first 60 days
    Regular APR
    12.74% - 22.74% Variable APR on purchases and balance transfers
    Annual Fee
    $0
    Credit Needed
    Excellent/Good

BankAmericard® Credit Card - Staff Review

 

Editor's Rating:

3.6-star review

3.6 out of 5

Our take: With a relatively low interest rate and a lengthy interest-free balance transfer period, the BankAmericard credit card is a good choice for cardholders with hefty balances.

 

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.




BankAmericard® Credit Card - User Reviews

Ratings and reviews provided by issuer as of 2016-09-30.
See the latest reviews on the card issuer's site.

Rating Snapshots (Total 9240)
5
5140
4
2009
3
1174
2
460
1
457
Average Ratings
Overall Rating
4.2
Online Experience
0.0
Customer Service
0.0
Account Benefits
0.0
Username: Uraqt
Review
2016-09-30
This card is e
Username: Donna
Location: newburyport
Review
2016-09-30
While my experience with Bank of America has been outstanding, my interest rate is too high, so no I would not recommend this credit card to a friend. I pay on time everytime and have a high balance and it would be nice to get a lower rate.
Username: veigavm
Location: Miami
Review
2016-09-30
the card has 0% liability guaranty, no anual fee which is very important, but compared with other cards not accumulate points that can be redeemed for cash or other purchases, that makes this card less attractive compared with other
Username: Patty
Location: Tampa
Review
2016-09-30
This card has served its purpose as an emergency card but does not earn any rewards of any kind and that is disheartening. Would be nice to be rewarded in some fashion to entice using the card more.
Username: scottdept
Review
2016-09-30
You are not as flexible as I was hoping you would be. When we had a problem with a new electronic banking application that caused our payment to be missed unknowing to us we had to pay a $25 fee. We had documentation that we thought the payment went through and it did not but that did not matter. Disappointing
Username: Trek67
Location: PGH
Review
2016-09-29
Really like the $0 Liability feature, and the Fraud alert feature.
Username: Penguin
Review
2016-09-29
Only good thing about this card is it has no annual fee. Opened this card when I was starting to get my credit going. All other cards I had before this and upgraded me to other types of rewards (i.e. cash back, points) Been a long time customer, why can't you just upgrade my card to a cash back card with out having me open another credit card
Username: David
Review
2016-09-29
Username: x
Review
2016-09-29
When fraud is done on my card or other cards (eg.: Target) BofA sent a new card. Thank you for the service.
Username: Mern
Review
2016-09-29
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Reviews 1-10 of 9240