Card Offer from our partner

Partner Offer

BankAmericard Cash Rewards™ Credit Card

  • No annual fee
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and now at wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 13.24% - 23.24% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25%-75%. Click "Apply Now" to learn more about Preferred Rewards.
 APPLY NOW

at Bank of America's
secure site

or call Bank of America at
877-831-6028


  • Purchases Intro APR
    0% Introductory APR for 12 billing cycles
    Balance Transfers Intro APR
    0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days
    Regular APR
    13.24% - 23.24% Variable APR on purchases and balance transfers
    Annual Fee
    $0
    Credit Needed
    Excellent/Good

BankAmericard Cash Rewards™ Credit Card - Staff Review

 

Editor's Rating:

3.5-star review

3.5 out of 5

Our take: The BankAmericard Cash Rewards card offers an exceptional rewards rate on gas purchases and a good rate on groceries, but its $2,500 spending cap on rewards limits how much cardholders can earn. 

Read full review

 

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.




BankAmericard Cash Rewards™ Credit Card - User Reviews

Ratings and reviews provided by issuer as of 2015-10-16.
See the latest reviews on the card issuer's site.

Rating Snapshots (Total 6916)
5
4726
4
1646
3
367
2
74
1
103
Average Ratings
Overall Rating
4.6
Online Experience
0.0
Customer Service
0.0
Account Benefits
0.0
Username: MSG
Review
2015-10-16
Username: BRITCARMECH
Location: STOCKTON
Review
2015-10-16
FINACIAL,LIFE SAVING!!!!!!!!ALL MUST HAVE THIS ,NO ? ABOUT IT!!!!!!!!
Username: Teody
Review
2015-10-16
I really enjoy using this card with all the cash reward I am getting. It is also acceptable in most stores and no annual fees. What more can you ask for.
Username: Izzy
Review
2015-10-16
Username: NA
Review
2015-10-16
To date, I am very pleased with the card. Also, customer service is way above average.
Username: Ds
Review
2015-10-16
Username: Fred
Review
2015-10-16
Username: tascard
Review
2015-10-16
Username: Kasi
Review
2015-10-16
Username: Jen
Location: Marshalltown
Review
2015-10-16
I really like the card because rewards add up fast, but sometimes it is frustrating when I see purchases that should be for the 2% grocery or the 3% gas that don't show up with the bonus percent. I think this is an issue with how the store handles the transaction, but at the same time I've had it work for the same store once and then not work another time when getting gas.
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Reviews 1-10 of 6916