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The Transactor:

I use my card for all purchases. I pay my bills on time and in full almost every month.

Tip: Apply for a cash-back card or one that gives you points that you can redeem for rewards. Don't focus on APR if you don't carry a balance.

Capital One® No Hassle Miles^SM Rewards

1 mile per dollar spent on purchases up to $1,000 each month
2 miles per dollar above $1,000 each month
No limit on the miles you can earn and miles don't expire
Redeem for Travel, Merchandise, Gift Cards and more
No blackout dates and no seat restrictions
Fly FREE on any airline to any destination
No foreign transaction fees
0% APR on purchases until November 2010

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on purchases*	until November 2010*	13.90% (V)*	None*	Yes*	Excellent Credit*

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		Saturday, November 21st 2009