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The Transactor:

I use my card for all purchases. I pay my bills on time and in full almost every month.

Tip: Apply for a cash-back card or one that gives you points that you can redeem for rewards. Don't focus on APR if you don't carry a balance.

Delta Airlines - Gold Delta SkyMiles® Credit Card

Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
$0 intro annual fee for the first year, then $95
Check your first bag Free - for up to 9 people on your reservation - on every Delta flight
Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
Priority Boarding and 20% In-Flight Savings

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	15.24% - 19.24% Variable	$0 intro annual fee for the first year, then $95	Yes*	Excellent Credit*

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		Thursday, February 9th 2012