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Saturday, November 21st 2009


Credit card video: Credit card rewards and incentives

(1:40)

By CreditCards.com staff

Credit card rewards and incentives

You know about rewards, right?

MAN 1: Cruises and stuff, or money back, other kind of deals? Yeah, I’m aware of that.

WOMAN 1: Yeah, and I belong to a few.

MAN 2: I do, I, uh, use one, uh, for REI right now.

WOMAN 2: Um, yes, and I once heard that to never get a credit card if it doesn’t give you something back, which I have two credit cards that don’t give me any rewards.

What enticed you to apply for your credit card?

MAN 1: Free pizza.

WOMAN 3: Airline rewards.

MAN 2: Uh, low interest rate.

WOMAN 1: Oh, zero percent APR for a full year. I take advantage of those things.

Ever sign up for a card just to get something for free?

MAN 3: I have not, but I have been tempted and [laughs], to do so, but it never seemed worth filling out all the paperwork to get, free pizza, or free t-shirt, or, whatever.

WOMAN 2: Yeah, actually, um, it was a Knicks card, or something, I don’t know, some guy stuff; a hat, and like, a mug. [laughs]

WOMAN 1: Well I got a DVD player once. It wasn’t that good, it broke very fast.

MAN 2: No, no, uh, I guess I’ve been at, like baseball games, like, “free t-shirt,” but I’ve never signed up for one before, no.

MAN 1: I signed the form, but I didn’t actually sign it for the card, no.

WOMAN 3: If I had signed up for the credit card, I got twenty percent off that day’s purchase, and I think I was purchasing, um, a vacuum cleaner or something. Yeah, um, it sounds terribly domestic [laughs], and I don’t usually buy [expletive]…stuff like that, um, but, uh, it was a vacuum cleaner I think. [laughs]

Take charge of your credit cards.

College students discuss credit card rewards programs including airline miles, free pizza, cash back offers, percentage off purchase, and more.

Published: March 11, 2009

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Credit Card Rate Report

Updated: 11-21-2009

National Average 12.68%
Business 9.49%
Low Interest 11.65%
Balance Transfer 12.07%
Cash Back 12.08%
Reward 13.29%
Instant Approval 13.32%
Airline 13.60%
Bad Credit 13.74%
Student 14.89%

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