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Credit card reform legislation time line

How the bill became law; when its provisions take effect

By Tyler Metzger

This interactive guide shows how the Credit CARD Act of 2009 marched unevenly toward passage, and when its key provisions take effect.


See related: Credit card reform and you, A comprehensive guide to the new Credit CARD Act, What people are saying about the new credit card law, Will the new credit card law hurt more consumers than it helps?, Law alters cozy relationship between colleges, credit card issuers, House easily passes credit card reform bill, Senate passes tough new credit card bill, How to cope until the new credit card rules take effect, What the new credit card rules mean for you, Feds: Close interest rate loophole in new credit card ruels, New credit card rules don't cover business, corporate credit cards, House OKs Credit Cardholders' Bill of Rights, House committee OKs Cardholders' Bill of Rights, Credit Cardholders' Bill of Rights passes first legislative hurdle, Federal banking regulators finalize sweeping rule changes for credit cards, House again weighs Cardholders' Bill of Rights

Updated: August 23, 2010


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Credit Card Rate Report

Updated: 09-02-2014

National Average 15.06%
Low Interest 10.37%
Balance Transfer 12.73%
Business 12.80%
Student 13.27%
Cash Back 14.94%
Reward 15.04%
Airline 15.46%
Bad Credit 22.73%
Instant Approval 28.00%

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