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Credit Cards > Credit Card News > Graphs: Snooping and arguments go along with joint credit


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Graphs: Snooping and arguments go along with joint credit

Nearly half of credit cardholders share accounts with spouse or children

By Connie Prater

Taking ChargeThe second annual “Taking Charge” survey was conducted for CreditCards.com June 4-26, 2008, by GfK Roper Public Affairs. The random telephone poll surveyed 1,001 Americans 18 and over. Respondents were read questions and statements about credit cards and asked their opinions. Here are the questions, statements and results:

Other than yourself, has anyone else ever been authorized to charge expenses to any of your credit card accounts?  Have you ever shared an account with ... ?
Other than yourself, has anyone else ever been authorized to charge expenses to any of your credit card accounts?   Have you ever shared an account with ... ?

For each of the credit card accounts you share with spouses and partners, are you or is your spouse or partner usually responsible for paying the bills?  For each of the credit card accounts you share with children or adult children, are you or is your child or adult child usually responsible for paying the bills?
 For each of the credit card accounts you share with spouses and partners, please tell me whether you or your spouse or partner is usually responsible for paying the bills.   For each of the credit card accounts you share with children or adult children, please tell me whether you or your child or adult child is usually responsible for paying the bills.

Thinking of people with whom you have shared a credit card account, have you ever ... ?
Thinking of people with whom you have shared a credit card account, have you ever ... ?

What do you generally do with the credit card offers you receive in the mail? Do you ... ?  Gender differences: How people respond to mailed credit card offers
What do you generally do with the credit card offers you receive in the mail? Do you ... ?  

Gender differences: How people respond to mailed credit card offers


What is the youngest age at which someone should be allowed to use a credit card?    
  What is the youngest age at which someone should be allowed to use a credit card?  

Poll methodology
The 2008 "Taking Charge" survey was conducted June 4-26, 2008, by GfK Roper Public Affairs on behalf of CreditCards.com, via random digit dialing phone interviews with 1,001 interview subjects.

The total margin of error on weighted data for the full sample is plus or minus 3 percentage points at the 95 percent confidence level. Because of rounding, numbers may not add up to 100 percent.

Published: August 27, 2008

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