Student credit cards, young credit

Why students pay for college with credit cards, tips to avoid -- When money gets too tight for tuition, a growing group of students and their families break out the plastic. ... (more)

As private college loans dry up, students may turn to credit cards -- Students facing a 'perfect storm' of tight job market and fewer available loans may have to turn to credit cards to fund their studies. ... (more)

Treasury, Ad Council team up to promote credit smarts among young consumers -- New educational campaign targets younger consumers with the message: Take control of your credit and personal finances. ... (more)

Review the new interactive credit card game -- CreditCards.com asked young consumers to review a new interactive game designed to educate 18- to 24-year-olds about credit and personal finance. ... (more)

Free credit report -- how to get the actual free ones -- The federal government has mandated the three major credit bureaus give free credit reports to consumers at least once per bureau per year. Here's how to get yours. ... (more)

Pregnancy or paying down debt? How to fit a baby into your financial future -- Your heart -- or your ticking biological clock -- says it's time to have a baby. Your credit card bill, however, may be saying something else. ... (more)

When is the right time to retire a student credit card? -- If your student credit card has a low credit limit and high interest rate, you should look to graduate to a better card. ... (more)

10 ways students can protect against identity theft -- Campuses are often a young adult's first step away from the safety of home, so they need to raise their technological guard. ... (more)

Back-to-school credit card advice for students, parents -- Tips for financing the school year, dealing with credit wisely and learning how to finance post-graduation life. ... (more)

Protect your computer -- and your identity -- on campus -- Students heading to college need to take precautions to protect their computers and the sensitive information they contain. ... (more)

How Americans pay for college: A lot of borrowing -- Credit cards are rarely used to pay college costs, a new survey says, and when they are, it's mostly out of desperation. ... (more)

10 ways students can build good credit -- A good credit score is more important than ever, and experts say following these 10 steps can put a student on the right credit path. ... (more)

Fed leaves rates unchanged; card rates to stay put -- The Federal Reserve, as expected, left a key interest rate unchanged. ... (more)

Don't hide credit woes from children, family -- How much should you tell your children about your financial difficulties? Experts say parents should let children know when the family is facing hard times, and maybe get the kids to help out. ... (more)

Rent a car with debit card or cash? Expect to try harder -- A CreditCards.com survey of 45 car agencies across the U.S. finds you can rent a car without a credit card, but you have to jump through more hoops. ... (more)

More colleges offer courses in money, debt management -- Basic personal finance is not typically on the short list of required college courses, but universities are realizing that the more they teach students how to manage their money now, the more prepared they are to ward off debt in the future. ... (more)

Adulthood, legal rights and credit cards: Turning 18 with a credit card -- At 18, young adults can apply for credit. Can you -- or your teenage son or daughter -- handle it? ... (more)

Lunch money goes cashless in many school cafeterias -- Getting your lunch money stolen is so 20th century. Today's school students pay for school lunches with ID cards and fingerprint scanners. ... (more)

When a child obtains a credit card, who's liable for debt? -- A 15-year-old charges up $2,000 in credit card debt. Her parents wants to know who is responsible for paying off the balance. ... (more)

Are you smarter about credit cards than a fifth grader? -- You may be surprised at how closely a child's view of the credit card world comes to the actual way plastic works -- as opposed to the carefree convenience touted in most credit card television commercials. ... (more)

Cashless campus 2.0: Student IDs evolve into multiuse payment systems -- Today's student ID cards open doors to dorms and labs, earn discounts with local merchants, sub-in for loose change at vending and copy machines, and even help with the laundry. ... (more)

3 must-ask questions for multiuse campus / student ID cards -- Campus cards, like anything involving money, are not free from potential pitfalls, and the cards' fees and policies can be as different as Buckeyes and Wolverines. ... (more)

Top 10 ways students ruin their credit -- College can be a great time to enjoy independence and build a foundation for the future, or an opportunity to begin their careers with unnecessary credit card debt. ... (more)

Before picking a credit card, know your financial personality -- With the dizzying variety of credit cards today, it can be tough to choose. Knowing your financial personality can help sort it out. ... (more)

Students universities fees credit card processing costs -- With tuition costs rising and credit tightening, more students are opting to pull out the plastic to pay for their classes. Not all colleges like it. ... (more)

Preparing kids for credit card management -- Individuals younger than 18 must have the permission of a parent or legal guardian to obtain a credit card -- here are ways to get them started on the plastic path. ... (more)

Fed cuts rates; will your credit card bill fall, too? -- The Federal Reserve, as expected, slashed a key interest rate, but whether that cut will be passed along to individual cardholders depends on the bank, the card agreement and the credit standing of the consumer. ... (more)

529-linked credit cards help make college more affordable -- New credit cards link to 529 plans and function like cash-back credit cards, putting rebates into a college savings plan ... (more)

How young is too young for credit cards? -- Preparation for wise credit card use should begin early to help children avoid trouble when they can legally apply for cards at 18. ... (more)

12 tips for renting a car with a debit card -- Renting a car with no credit card can be done, but expect extra obstacles and costs. These tips can help you overcome them. ... (more)

Expert Q&A: Budget for debt, but not too tightly -- A recent college graduate saddled with debt needs a spending and paydown plan, but it's bound to fail unless it includes some fun, says The Credit Guy. ... (more)

Disclosures would increase on subprime credit card fees -- Subprime cards carry upfront fees that the Federal Reserve board contends are not clearly disclosed to customers. ... (more)

Regulation Z proposed changes for minimum payments -- Credit card companies and credit issuers would have to tell account holders how long it would take to repay loans if they make minimum payments. ... (more)

Regulation Z amendments would require changes in credit card terms -- Regulation Z amendments would require changes in credit card terms to be displayed in a table for easy reading. ... (more)

Rules for credit card periodic statement disclosures -- Under proposed federal rule changes, monthly credit card statements would include tables to clearly disclose fees, interest, purchases and other details. ... (more)

Credit card reform: The fine print of proposed changes to Regulation Z -- Regulation Z requires creditors to disclose all costs and terms before a new credit card's first use. However, according to the board, "Currently, there are few ... (more)

Regulation Z rules proposed for credit card fee disclosures -- Credit card companies would have to clearly disclose fees charged to credit cardholders. ... (more)

Regulation Z would require credit card APR disclosure rules -- Regulation Z would require credit card companies to clearly disclose APRs. ... (more)

Regulation amendments propose fixed rate credit cards -- Fixed credit card rates would actually be fixed under Regulation Z amendments. ... (more)

Reg Z proposes credit card notice of term changes to 45 days -- Changes in terms of credit card contracts would need 45 days' advance notice. ... (more)

Regulation Z: Feds move to change credit card rules -- The Federal Reserve Board is likely to decide on final credit card disclosure rules in 2008. ... (more)

How the public feels about Regulation Z proposed changes to credit card disclosure rules -- Comments from consumers, credit grantors, payment processors and others on proposed changes to credit card disclosure rules ... (more)

The short, unhappy life of a credit card -- On average, a card lasts must three years before delamination, degaussing or (ulp!) scissors, so CreditCards.com asked one credit card to reminisce about its short unhappy life. ... (more)

Anatomy of a credit card -- Ever wonder what all those numbers mean, or what's on that black stripe? Find out here. ... (more)

Establishing credit for your children -- The demise of so-called 'piggybacking' has closed one avenue to getting kids a credit head start, but there are others. ... (more)

University Credit Card Debt: Graduate students trying to sustain lifestyle -- Graduate students now average $8,216 in credit card debt, according to a new survey, which also says students wish they had learned earlier about handling ... (more)

CreditCards.com editorial corrections policy -- CreditCards.com strives to publish accurate information. If you believe we have published something in error or wish to comment on an article, please e-mail us at editors@CreditCards.com. ... (more)

Defaulting on student loans: Advice from CreditCards.com -- Defaulting on a student loan can have a number of negative consequences, including leaving the borrower with bad credit. ... (more)

For Gen M, pizza's on par with good credit -- The hard work put in by marketers and educators appears to have convinced students that it's important to keep their credit scores up. In fact, ... (more)

Discover cards: Monogrammed student cards provide the ultimate personalized effect -- New Discover cards for students give users the opportunity to fully personalize their credit cards. ... (more)

Student loan transfers to credit cards at CreditCards.com -- Struggling with student loans? Learn the options of transferring to credit at CreditCards.com ... (more)

Student Credit Cards: Handling debt post-graduation -- How should students handle credit card debt post-graduation? Learn some techniques at CreditCards.com. ... (more)

Prepaid cards: A good option for younger users -- For those under 18, prepaid cards are available. ... (more)

Cash allowances best for kids -- Experts recommend a cash allowance for children, rather than just buying them whatever they want or allowing use of a credit card. ... (more)

Credit cards for a student? Parents play a role, too -- Learn how to avoid debt and choose the best credit cards for students. ... (more)

Judge starts Credit Abuse Resistance Education to educate young credit card users -- A bankruptcy judge founds the Credit Abuse Resistance Education program dedicated to educating students about fiscal responsibility. ... (more)

Free credit reports offered to 5,000 students -- Visa provided college students with 5,000 free credit scores as part of 'Financial Literacy Month' for April 2007. ... (more)

PAYjr Prepaid Credit Card: Online account access and more -- The Payjr prepaid credit card is a MasterCard lets kids shop, but prevents them from making certain types of transactions. ... (more)

Financial literacy programs promote credit responsibility -- Lenders and universities are creating programs to help students avoid credit card debt by giving them the opportunity to gain financial literacy. ... (more)

Prepaid debit cards for teens control overspending -- Learn how debit cards for teens can be good teaching guides when set with prepaid spending limits. ... (more)

Students' credit cards: Build credit early and responsibly -- Increase in student credit card and debit card use signal changes in preferred payment methods. ... (more)

Credit Cards for Students: What you need to know -- Credit cards for college students are popular. Here are a few things they should consider. ... (more)

How to pick the best student credit card -- Selecting a student credit card must be done carefully for debt protection. ... (more)

Teaching children about credit, debit cards -- If children are going to grow up into financially responsible adults, today's adults need to explain credit and debit cards to them. ... (more)

Sallie Mae Acquisition of Upromise completed -- Sallie Mae completed its acquisition of Upromise on Aug. 23, 2006, joining the nation's top paying-for-college company with the top saving-for-college company. ... (more)

College Student Credit Cards are a Big Concern on Campus -- Studies show college student credit cards affect not only their finances, but their education as well. ... (more)

Credit Cards for Teens: Teaching children about using credit cards -- Your children might be too young to have a credit card, but they should learn about them. ... (more)

Student Credit Cards: New study on their usage -- Student credit cards are a rapidly growing market, with many college students having at least one. ... (more)

No credit credit cards -- No credit history? Learn how to establish credit and get no credit credit cards. ... (more)

Student rewards credit card: Now readily available with great benefits -- Why a student rewards credit card with great benefits is easy to attain these days. ... (more)

College Savings Credit Card: UPromise credit card -- The Upromise credit card leverages everyday credit card spending to apply money toward college. ... (more)

Student credit card facts and advice from CreditCards.com -- Find student credit card facts and advice that will help you manage your account at CreditCards.com. ... (more)

Types of credit cards: features of all card types -- Overview of card features offered by cards, including standard, reward, frequent flier, student, business and cards for bad credit. ... (more)

Compare student credit cards, debit cards -- College students have two major forms of plastic they can use for spending -- debit and credit. Each has advantages, disadvantages. ... (more)

Students Credit Cards: Basic tips on building credit -- Read tips on how to build credit on the right foot with students credit cards at CreditCards.com. ... (more)

Credit Card Terms: A glossary of commonly used words and terms. -- Understand commonly used words, phrases, and acronyms in the credit card industry with this credit cards glossary. ... (more)

Student Credit Card Usage: Teenagers and college students prefer plastic -- Increase in student credit card and debit card use signal changes in preferred payment methods. ... (more)