| Credit Card |
Annual Fee |
APR** |
Rewards |
| Advanta Net 90 Platinum BusinessCard |
None |
15.99 percent |
90 days interest free on all purchases; unlimited business rewards program |
| Advanta Platinum Business Card with Double Rewards |
None |
15.99 percent |
Double points awarded on three spending categories of cardholder's choice; 25,000 points awarded upon first purchase |
| Advanta Business World MasterCard with WhyWait Points |
None |
16.99 percent |
Advance of up to 200,000 points when account is opened; 50 percent annual bonus points with on-time bill payment all year |
| American Express OPEN Business Platinum Card |
$450 |
NA; charges due in full each month |
Access to 950 Internet-equipped Regus business lounges in 400 cities worldwide; airport club access; complimentary membership in car rental programs |
| American Express OPEN Gold Card |
First year no annual fee; thereafter $125 per year |
NA; charges due in full each month |
Earn 1 membership rewards point for virtually every dollar you spend; prime reserved seats for selected entertainment events, often in advance of public sale through Gold Card Events.
|
| American Express OPEN Plum Card |
First year no annual fee; thereafter $185 per year |
NA; charges due in full each month |
Early pay discount of 1.5 percent if you pay in full within 10 days of cycle; defer payment up to 30 additional days with 10 percent of balance paid |
| American Express Platinum Business Credit Card |
None |
0 percent introductory rate for six, nine or 15 months; 6.24 percent to 14.24 percent thereafter |
Earn points toward retail, entertainment and dining rewards; discounts on business shipping and travel |
|
AT&T Universal Business Rewards Visa Card |
None |
0 percent for 6 months; 10.24 percent thereafter |
Earn 5 points for every dollar you spend on eligible AT&T products and services; earn 3 points for every dollar spent on purchases at certain retailers; and 1 for every dollar spent on other purchases. |
| Bank of America Platinum Plus for Business MasterCard |
None |
0 percent for 9 months; 11.99 percent or 14.99 percent thereafter |
Free employee cards with adjustable spending limits, monthly employee spending reports, employee misuse insurance protection. |
| Bank of America WorldPoints Rewards for Business Visa Card |
None |
0 percent for first 12 months; prime + 6.99 percent or 9.99 percent |
Earn 1 point for every $1 in net retail purchases; points redeemed for travel with no blackout dates, cash, merchandise and gift certificates. |
| Capital One Visa Business Platinum |
None |
0 percent until January 2010; as low as 8.24 percent thereafter |
Employee cards upon request; free year-end summary |
| Capital One Visa Business Platinum With No Hassle Miles |
None |
0 percent until January 2010; as low as 8.24 percent thereafter |
One mile per dollar spent on purchases |
| Capital One Visa Business Platinum With No Hassle Cash |
None |
0 percent until January 2010; as low as 13.24 percent thereafter |
1 percent cash back; 25 percent annual cash back bonus on previous year's earnings |
| Chase Business Rebate Card |
None |
0 percent for first 12 months; 9.24 percent to 18.24 percent thereafter |
3 percent cash back on business purchases; 1 percent cash back on everything else |
| CitiBusiness Card |
None |
0 percent for first 12 months; 7.24 percent thereafter |
24-hour personal business assistant service to help with travel arrangements and office management; quarterly and annual summaries |
| Discover Credit Business Card |
None |
0 percent for first 12 months; 13.99 percent thereafter |
5 percent cash rewards on office supplies; double rewards with Discover Partners; 5 to 20 percent cash back bonus at select online retailers |
| Wells Fargo Business Platinum Credit Card |
None |
Prime + 4 percent to prime + 14 percent |
Points for money spent on business purchases; up to 99 employee cards available |
* All terms and conditions are subject to change by issuer.
**Annual percentage rates (APR) are typically variable and subject to change by credit card issuer. Many are based on a formula that includes the prime rate plus a fixed rate set by the issuer. Chart accurate as of Jan. 30, 2009. For corrections or updates, please contact editors@creditcards.com.
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