Reward programs, cash back cards

Cathleen McCarthy: Want elite miles from your card? Be sure to shop around -- Most credit cards won't help you get elite status with an airline, but there are some that do. Our expert helps a reader in search of the card that's best for him ... (See Credit card elite miles)

6 budget-blowing international travel mistakes to avoid -- With a little pretrip planning, you can prevent hundreds of unnecessary dollars from being added to the final cost of your trip abroad ... (See International travel money mistakes)

CreditCards.com Weekly Rate Report, Feb. 1, 2012: Credit card rates hit lowest levels in 5 months -- Interest rates on new credit card fell to their lowest levels since August 2011 this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

3 money lessons from "The Bachelor" -- Week after week, "The Bachelor" fans can take the lessons they learn in the fine art of romance and apply it to their personal finances ... (See The Bachelor)

Reward point 'gifts' are taxable, says the IRS -- As sign-up bonuses for bank accounts and rewards cards have become more generous, someone new took interest -- Uncle Sam. Those sign-up bonus points are taxable, he says ... (See Card rewards taxable)

Cathleen McCarthy: If you close a card, you often lose your points immediately -- Closing a credit card? In most cases, you should you use up all your points or miles before you close the card. Otherwise, your hard-earned rewards will vanish before you can enjoy them ... (See Canceling rewards cards)

CreditCards.com Weekly Rate Report, Jan. 25, 2012: Credit card APRs unchanged for 2nd straight week -- Interest rates on new credit card offers held steady for the second straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Cathleen McCarthy: What to consider before applying for a cash back credit card -- One percent cash back for buying this, 5 percent back if you buy that -- how do you figure out which of the many cash back cards out there is the one that's right for you? ... (See Cash back credit card)

CreditCards.com Weekly Rate Report, Jan. 18, 2012: Credit card rates hold steady -- Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

CreditCards.com survey of 2012 balance transfer cards shows offers getting better -- CreditCards.com's annual survey of balance transfer cards show increasingly longer zero percent periods, but with higher balance transfer fees ... (See Balance transfer cards)

Cathleen McCarthy: Airlines offer better elite frequent flier deals -- Airlines may have made it easier for people get miles without ever setting foot in an airport. However, those who earned the miles the old-fashioned way get special perks ... (See Elite frequent flier status)

CreditCards.com Weekly Rate Report, Jan. 11, 2012: Average APR drops following First Premier move -- Interest rates on new credit card offers fell this week, according to the CreditCards.com Weekly Credit Card Rate Report, due to a sharp APR drop for the priciest card in our survey. ... (See Rate report)

Cathleen McCarthy: Rewards card holders' biggest mistake? Not using their miles -- Sure, rewards programs can be complex and confusing. However, the biggest mistake rewards cardholders make is one that's amazingly simple ... (See Rewards mistakes)

CreditCards.com Weekly Rate Report, Jan. 4, 2012: Credit card rates steady as 2012 begins -- Interest rates on new credit card offers were unchanged to start the new year, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, Dec. 28, 2011: Interest rates drop for the 2nd straight week -- Interest rates on new credit card offers fell for a second straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Cathleen McCarthy: How to maximize your 'mileage run' to elite flier status -- Panicking because you're just short of getting elite status on your favorite airline? There are ways to get there without breaking the bank ... (See Mileage run)

CreditCards.com Weekly Rate Report, Dec. 21, 2011: Credit card rates dip as holiday shopping nears end -- As the holiday shopping season nears an end, interest rates on new credit card offers fell from their record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Cathleen McCarthy: Credit card rewards options abound for sports junkies -- From the NFL to the PGA, credit card companies offer rewards card to suit most every sports fan. Our expert lays out some of the best options ... (See Sports rewards)

CreditCards.com Weekly Rate Report, Dec. 14, 2011: Credit card interest rates shoot to record high -- Interest rates on new credit card offers surged to a record high this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

6 reasons credit card rewards go unredeemed -- and how to change that -- One-third of $48 billion earned in rewards points or miles goes unused every year for various reasons. What's keeping people from cashing in? ... (See Unredeemed credit card rewards)

Cathleen McCarthy: 5 easy ways to get more credit card rewards points or miles -- Issuers offer countless ways for miles-hungry customers to get their fix. Here are some of the easiest methods for getting all the miles or points you desire ... (See Get more miles)

8 wise ways to rack up rewards while holiday shopping -- Does racking up rewards while shopping for gifts make you naughty or nice? It depends on how you manage your spending ... (See Holiday shopping rewards)

Erica Sandberg: Choosing the right credit card for a new business -- Our expert outlines common money mistakes new business owners make when starting a new business on credit ... (See First business credit card)

Cathleen McCarthy: Changing airline cards shouldn't cost you your miles -- Transferring the balance from one airline's credit card to another airline's card won't impact the miles that you've already earned ... (See Changing airline cards)

CreditCards.com Weekly Rate Report, Nov. 30, 2011: Credit card APRs remain in holding pattern -- Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Bankrupt American Airlines says your frequent flier miles are safe -- In a move to retain its most loyal customers, American assures customers their AAdvantage rewards miles are 'yours and will remain yours' as the airline goes through Chapter 11 bankruptcy ... (See American frequent flier miles)

Cathleen McCarthy: Are rewards card sign-up bonuses just for new customers? -- A Chase cardholder wants to upgrade his old card for a new Chase card with a great sign-up bonus. Our expert says he might lose his old card's points in the process ... (See Rewards card sign-up bonus)

CreditCards.com Weekly Rate Report, Nov. 23, 2011: Credit card APRs unchanged as holidays near -- Interest rates on new credit card offers remained unchanged this week as banks took their traditional Thanksgiving break from changing rates, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Cathleen McCarthy: Be mindful of your card's hassle-to-rewards ratio -- Is your rewards card more hassle than it's worth? Our expert lays out how you can figure that out for yourself ... (See Are rewards cards worth it?)

2011 credit card holiday gift promotions -- If your gift list includes the promotional items offered by the card issuers, you could get discounts or boost your own rewards ... (See Special holiday bargains)

Chart: 2011 holiday credit card promotions, special deals -- This chart helps you find details of the special credit card promotions, special deals and bargains that seven major card issuers have offered for the 2011 holiday season ... (more)

CreditCards.com Weekly Rate Report, Nov. 9, 2011: Credit card interest rates hold steady -- The average interest rate on a new credit card offer stayed static this week, according to the CreditCards.com Weekly Credit Card Rate Report. However, that doesn't mean that all of the nation's largest credit card issuers were sitting on their hands ... (See Rate report)

Cathleen McCarthy: Authorized users can't access rewards without special permission -- If you're an authorized user on someone's credit card, the only way you can access the rewards points for the purchases you've made is if the primary account holder gives you special access ... (See Authorized users and rewards)

CreditCards.com Weekly Rate Report, Nov. 9, 2011: Credit card APRs inch up, near record high -- Interest rates on new credit card offers inched up this week for the first time in a month, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Cathleen McCarthy: What to consider before getting a hotel credit card -- If you travel a lot and you've got all the airline miles you need, getting a hotel credit card could be wise, our expert says. Here's what you need to know before you pick one ... (See Hotel credit cards)

CreditCards.com Weekly Rate Report, Nov. 2, 2011: Credit card interest rates see 2nd drop in 3 weeks -- Interest rates on new credit card offers inched lower for the second time in three weeks, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Cathleen McCarthy Q&A: Short a few air miles? Negotiating won't work, but there are options -- Our expert says don't expect to talk your way into paying 25,000 miles for a 35,000-mile seat. However, if you're flexible and willing to do some homework, you should be able to find a deal ... (See Negotiating frequent flier miles)

CreditCards.com Weekly Rate Report, Oct. 26, 2011: Credit card interest rates hold steady -- Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Consider your credit when pursuing card sign-up bonuses -- Rewards card sign-up bonuses are a great way to build up more and more miles. However, if you overdo it, it can hurt your credit. Our expert tells how ... (See Sign-up bonuses)

CreditCards.com Weekly Rate Report, Oct. 19, 2011: Credit card APRs see 1st drop in 3 months -- Interest rates on new credit card offers fell for the first time since July, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Cathleen McCarthy: Sharing or selling airline miles can be risky, pricey -- Giving your miles away may be noble, and selling your miles may sound wise, but it's important to know that neither move is free of risk and cost. Our expert lays out the details ... (See Selling, sharing frequent flier miles)

CreditCards.com Weekly Rate Report, Oct. 12, 2011: Credit card APRs reach another record high -- Another week, another record for credit card interest rates. APRs on new credit card offers reached 15 percent for the first time in the four-year history of CreditCards.com's Weekly Rate Report ... (See Rate report)

Cathleen McCarthy: Frequent flier? Opt for airline card over cash back -- Our expert says that if you fly regularly, you're better off with a miles card than with cash back -- especially if you're loyal to one airline ... (See Miles or cash back?)

CreditCards.com Weekly Rate Report, Oct. 5, 2011: Credit card rates unchanged, remain at record highs -- Interest rates on new credit card offers remained at record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Cathleen McCarthy: Bankruptcy and frequent flier air miles - are they an asset, or protected? -- With 300,000 miles and $60,000 in debt, a reader fears his air miles might be seized if he files for bankruptcy. Our expert says his concerns are justified ... (See Bankruptcy and frequent flier miles)

CreditCards.com Weekly Rate Report, Sept. 28, 2011: Credit card rates reach another record high -- Interest rates on new credit card offers edged up to another record high this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Erica Sandberg:Can you build credit by paying off card after every use? -- If you use your plastic for everyday purchases, but pay off the balance the next day, will your credit score rise? ... (See Paying debt quickly)

CreditCards.com Weekly Rate Report, Sept. 14, 2011: Credit card rates stay at record highs for 2nd straight week -- Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report, as rates' upward climb paused following several volatile weeks ... (See Rate report)

8 creative ways to rack up credit card rewards points quickly -- If you’ve had the same card for a few years, happy to be collecting a few hundred points here and there, we have two words for you: Wake up ... (See Rack up rewards points)

Cathleen McCarthy: Too sick to use ticket bought with frequent flier miles? You have options -- If an illness is likely to keep you from using your award ticket, don't panic. Our expert lays out what you can do to ensure you don't lose those miles ... (See Canceling award tickets)

CreditCards.com Weekly Rate Report, Sept. 14, 2011: Credit card rates climb to another record high -- Interest rates on new credit card offers climbed to another record high this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Reduce gas pump pain with retailer reward cards -- With consumers spending an ever-larger chunk of income on fuel, it helps to know that some grocers can lessen the pain with gas-incentive card programs ... (See Retailers' gas card rewards)

Cathleen McCarthy: How do generic miles stack up against airline rewards? -- Our expert breaks down the differences between airline-specific miles and generic miles rewards, from how they're earned to how they're redeemed and beyond ... (See Generic miles vs. airline miles)

CreditCards.com Weekly Rate Report, Sept. 7, 2011: Credit card rates stay at record highs -- Interest rates on new credit card offers stayed at record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Refer-a-friend programs catch on for credit cards, prepaid cards -- Current customers, friends can get discounts for signing up, and some programs use social media to spread the word ... (See Refer-a-friend programs)

Cathleen McCarthy: Cashing in miles? Make sure it's worth it -- Be sure you're getting the most bang for your frequent flier miles when you redeem them. Our expert shows you how to do the math ... (See Cashing in flier miles)

CreditCards.com Weekly Rate Report, August 31, 2011: Credit card rates rise to record high -- Interest rates on new credit card offers rose to a new record high this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Record high rates)

Want to be elite? Know that all miles aren't created equal -- Miles earned by spending on an airline credit card can get you free flights and more, but they likely won't get you elite status with the airline ... (See Elite qualifying miles)

Flurry of credit cards for affluent people, small businesses launched -- The well-to-do and those who charge a lot are still coveted by card issuers, who offer competing lures of boosted rewards, other goodies ... (See Credit card rewards)

CreditCards.com Weekly Rate Report, August 24, 2011: Credit card rates jump to near-record levels -- Interest rates on new credit card offers jumped to a near-record high this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Buying airline miles: Is it worth the cost? -- The offers can be tempting: buying airline miles to boost your mileage account. But how do you know you're getting a good deal and not just adding to the airlines' bottom line? ... (See Buying airline miles)

How high is too high for a rewards card's annual fee? -- When determining whether a rewards card's annual fee is too high, the most important thing is to know thyself -- or rather, thine travel habits ... (See Compare rewards cards' annual fees)

Cathleen McCarthy: Late credit card payments may cost you rewards points -- If you're late paying your credit card bill, you may end up losing some rewards points. But the good news is that they likely won't be gone forever ... (See Lost rewards points)

5 credit score secrets of the young and FICO-savvy -- Today's 20-somethings face a stiff lending environment that looks down on short credit histories. Find out how some broke through barriers and build a solid foundation early ... (See Credit score secrets)

Cathleen McCarthy: Beware of opening, closing cards quickly to get rewards points -- Signing up for a bunch of new credit cards and getting all the sign-up bonus points may sound like a fast, easy way to a free flight. Your credit may pay a price, though ... (See Rewards points)

CreditCards.com Weekly Rate Report, August 3, 2011: Card APRs unchanged as run of declines stalls -- Credit card interest rates held steady this week, ending a two-week run of declines that brought APRs down from record levels ... (See Rate report)

Cathleen McCarthy: Cash back or miles? Ask yourself these 6 questions first -- Our credit card rewards column returns, helping a reader answer a very common question: Cash back or miles? ... (See Cash back or miles?)

CreditCards.com Weekly Rate Report, July 27, 2011: Credit card APRs take 2nd straight dip -- Credit card interest rates dipped for the second straight week, according to the CreditCards.com Weekly Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, July 20, 2011: Business card drop sends credit card APRs off record highs -- Business card interest rates took a dip this week, sending overall credit card APRs down from record highs, according to the CreditCards.com Weekly Rate Report ... (See Rate report)

10 financing options for cosmetic surgery -- Tummy tucks, facelifts and nose jobs don't come cheap and are rarely covered by insurance. So just how do you come up with the cash to get the look of your dreams? ... (See Paying for plastic surgery)

CreditCards.com Weekly Rate Report, July 13, 2011: Credit card APRs stay at record highs -- Summer vacationers, beware: Credit card interest rates stayed at record heights for a second straight week, according to the CreditCards.com Weekly Rate Report. ... (See Rate report)

How to get a refund if your airfare drops after you buy -- You book your flight early and then the price plummets. But, if you know how, you may be able to recoup at least some of the cost difference in the form of a voucher for a future flight ... (See Airfare refund)

9 unusual credit card rewards and perks -- If you take the time to peruse the merchandise and reward packages your points can buy, you may be surprised at the bounty you've been missing out on -- from kitschy to luxurious to downright bizarre ... (See Crazy rewards)

CreditCards.com Weekly Rate Report, July 6, 2011: Credit card APRs hit record high -- Interest rates on new credit card offers soared to record heights this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Airline, hotel credit cards offering sign-up bonus for adding authorized users -- Adding an authorized user can put you over the top for that free flight, but experts advise caution -- it dings your credit and exposes you to financial risk ... (See Authorized user)

CreditCards.com Weekly Rate Report, June 29, 2011: Credit card APRs see rare drop -- Credit card interest rates fell this week, according to the CreditCards.com Weekly Credit Card Rate Report -- just the second drop since March ... (See APRs fall)

6 credit card problems that can ruin your summer vacation -- Here are some credit-related problems that can wreak havoc on your well-deserved holiday, and some tips on what you can do to avoid them, well before you board the plane or pull the car out of the garage. ... (See Summer vacation)

Credit card interest rates move higher, near record levels -- Credit card interest rates rose slightly this week, edging closer to record heights. The national average APR on new card offers climbed to 14.84 percent, according to the CreditCards.com Weekly Rate Report. ... (See Rate report)

CreditCards.com Weekly Rate Report, June 15, 2011: Credit card APRs unchanged for 3rd straight week -- Credit card interest rates stayed steady again this week, but that doesn't mean issuers were sitting on their hands ... (See Rate report)

CreditCards.com weekly rate report, June 8, 2011: Interest rates unchanged for 2nd straight week -- Interest rates on new credit card offers remained unchanged for the second straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Sign-up bonuses for rewards credit cards become more generous -- As cards make a comeback from the recession, issuers chasing new customers are becoming more generous with sign-up bonuses ... (See Reward card bonuses)

With all the airline fees, can you afford that 'free' flight? -- At last, you've earned enough frequent flier rewards for a free trip to your dream spot. But with all the fees, 'free' isn't what it used to be ... (See "Free" flight fees)

CreditCards.com weekly rate report, June 1, 2011: Interest rates unchanged this week -- The average annual percentage rate (APR) on new credit card offers was unchanged this week, staying fixed at 14.83 percent, according to the CreditCards.com Weekly Rate Report. ... (See Rate report)

CreditCards.com/Bankrate.com credit card fee survey 2011: Find your bank's card fees -- Find your card's fees: This table links to information showing the credit card fees from the 50 largest credit card issuing banks and credit unions ... (more)

Patelco CU Gold credit card fee schedule -- Here's the 2011 fee schedule for Patelco CU Gold credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Penn State Employees CU Classic credit card fee schedule -- Here's the 2011 fee schedule for the Penn State Employees CU Classic credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Pentagon FCU Standard credit card fee schedule -- Here's the 2011 fee schedule for the Pentagon FCU Standard credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Pentagon FCU PenPromise Standard credit card fee schedule -- Here's the 2011 fee schedule for the Pentagon FCU PenPromise Standard credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

RBS Citizens Bank Platinum card fee schedule -- Here's the 2011 fee schedule for the RBS Citizens Bank Platinum card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Redstone FCU Platinum credit card fee schedule -- Here's the 2011 fee schedule for the Redstone FCU Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Redstone FCU Classic credit card fee schedule -- Here's the 2011 fee schedule for the Redstone FCU Classic credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

San Diego County CU Platinum credit card fee schedule -- Here's the 2011 fee schedule for the San Diego County CU Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Security Services FCU Gold credit card fee schedule -- Here's the 2011 fee schedule for Security Services FCU Gold credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Security Services FCU Classic credit card fee schedule -- Here's the 2011 fee schedule for Security Services FCU Classic credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Simmons First National Bank Platinum credit card fee schedule -- Here's the 2011 fee schedule for the Simmons First National Bank Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Simmons First National Bank Gold credit card fee schedule -- Here's the 2011 fee schedule for the Simmons First National Bank Gold credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Simmons First National Bank Classic credit card fee schedule -- Here's the 2011 fee schedule for the Simmons First National Bank Classic credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Intrust Bank Platinum credit card fee schedule -- Here's the 2011 fee schedule for Intrust Bank Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

M and I Marshall Platinum credit card fee schedule -- Here's the 2011 fee schedule for M and I Marshall Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

State Employees FCU Classic credit card fee schedule -- Here's the 2011 fee schedule for the State Employees FCU Classic credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Michigan State Platinum credit card fee schedule -- Here's the 2011 fee schedule for Michigan State Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

State Farm Bank Classic credit card fee schedule -- Here's the 2011 fee schedule for State Farm Bank Classic credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

PNC Bank Platinum credit card fee schedule -- Here's the 2011 fee schedule for PNC Bank Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Suncoast Schools CU Classic (Starter Card) credit card fee schedule -- Here's the 2011 fee schedule for Suncoast Schools CU Classic (Starter Card) credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

US Bank Platinum credit card fee schedule -- Here's the 2011 fee schedule for US Bank Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

UMB Bank Platinum credit card fee schedule -- Here's the 2011 fee schedule for the UMB Bank Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Virginia Credit Union Platinum credit card fee schedule -- Here's the 2011 fee schedule for the Virginia Credit Union Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Virginia Credit Union Gold credit card fee schedule -- Here's the 2011 fee schedule for the Virginia Credit Union Gold credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

VyStar CU Gold credit card fee schedule -- Here's the 2011 fee schedule for VyStar CU Gold credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

VyStar CU Classic credit card fee schedule -- Here's the 2011 fee schedule for VyStar CU Classic credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Navy FCU Platinum credit card fee schedule -- Here's the 2011 fee schedule for Navy FCU Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Wells Fargo Platinum credit card fee schedule -- Here's the 2011 fee schedule for Wells Fargo Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Patelco CU Classic credit card fee schedule -- Here's the 2011 fee schedule for Patelco CU Classic credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Wescom CU Platinum credit card fee schedule -- Here's the 2011 fee schedule for Wescom CU Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Discover More credit card fee schedule -- Here's the 2011 fee schedule for Discover More credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See Discover More credit card fees)

Fifth Third Bank Platinum credit card fee schedule -- Here's the 2011 fee schedule for Fifth Third Bank Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See Fifth Third Bank Platinum credit card fees )

First Hawaiian Bank Gold credit card fee schedule -- Here's the 2011 fee schedule for First Hawaiian Bank Gold credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

First Hawaiian Bank Classic credit card fees -- Here's the 2011 fee schedule for the First Hawaiian Bank Classic credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See First Hawaiian Bank Classic credit card fees)

FNB Omaha Platinum credit card fee schedule -- Here's the 2011 fee schedule for FNB Omaha Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See FNB Omaha Platinum credit card fees)

Delta Community Credit Union Classic credit card fee schedule -- Here's the 2011 fee schedule for Delta Community Credit Union Classic credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See Delta Community Credit Union Classic credit card fees)

Delta Community Credit Union Gold credit card fee schedule -- Here's the 2011 fee schedule for Delta Community Credit Union Gold credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Delta Community Credit Union Platinum credit card fee schedule -- Here's the 2011 fee schedule for Delta Community Credit Union Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See Delta Community Credit Union Platinum fees)

Blue from American Express credit card fee schedule -- Here's the 2011 fee schedule for Blue from American Express credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See Blue from American Express credit card fee)

First Tennessee Bank Platinum credit card fee schedule -- Here's the 2011 fee schedule for First Tennessee Bank Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See First Tennessee Bank Platinum credit card fees)

First Tennessee Bank Classic credit card fee schedule -- Here's the 2011 fee schedule for First Tennessee Bank Classic credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See First Tennessee Bank Classic credit card fees)

First-Citizens Bank and Trust Platinum credit card fee schedule -- Here's the 2011 fee schedule for First-Citizens Bank and Trust Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See First-Citizens Bank and Trust Platinum credit card fees)

Clear from American Express credit card fee schedule -- Here's the 2011 fee schedule for Clear from American Express, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See Clear from American Express credit card fees)

FirstMerit Corp. Platinum credit card fee schedule -- Here's the 2011 fee schedule for FirstMerit Corp. Platinum, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See FirstMerit Corp. Platinum credit card fees)

FirstMerit Corp. Classic (Variable) credit card fee schedule -- Here's the 2011 fee schedule for FirstMerit Corp Classic (Variable) credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See FirstMerit Corp. Classic (Variable) credit card fee)

Affinity FCU Classic credit card fee schedule -- Here's the 2011 fee schedule for Affinity FCU Classic credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See Affinity FCU Classic credit card fee schedule )

FirstMerit Corp. Classic (Fixed) credit card fee schedule -- Here's the 2011 fee schedule for FirstMerit Corp. Classic (Fixed) credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See FirstMerit Corp. Classic (Fixed) credit card fee)

Affinity FCU Platinum credit card fee schedule -- Here's the 2011 fee schedule for Affinity FCU Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See Affinity FCU Platinum credit card fee )

HSBC Platinum credit card fee schedule -- Here's the 2011 fee schedule for HSBC Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See HSBC Platinum credit card fees)

America First CU Classic (no annual fee) credit card fee schedule -- Here's the 2011 fee schedule for America First CU Classic (no annual fee) credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See America First CU Classic (no annual fee) credit card fees)

America First CU Classic (with annual fee) credit card fee schedule -- Here's the 2011 fee schedule for the America First CU Classic (with annual fee) credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See America First CU Classic (with annual fee) credit card fees)

America First CU Platinum Rewards credit card fee schedule -- Here's the 2011 fee schedule for the America First CU Platinum Rewards credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See America First CU Platinum Rewards credit card fee)

America First CU Classic Rewards credit card fee schedule -- Here's the 2011 fee schedule for the America First CU Classic Rewards credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See America First CU Classic Rewards credit card fee)

Arizona FCU Platinum credit card fee schedule -- Here's the 2011 fee schedule for the Arizona FCU Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Bank of America BankAmericard Platinum credit card fee schedule -- Here's the 2011 fee schedule for the Bank of America BankAmericard Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See Bank of America BankAmericard Platinum credit card fee)

Baxter (BCU) Platinum credit card fee schedule -- Here's the 2011 fee schedule for the Baxter (BCU) Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

BBVA Compass Platinum credit card fee schedule -- Here's the 2011 fee schedule for the BBVA Compass Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See BBVA Compass Platinum credit card fee)

BECU (Boeing Employees) Classic (Rewards option available with $25 fee) credit card fee schedule -- Here's the 2011 fee schedule for the BECU (Boeing Employees) Classic (Rewards option available with $25 fee) credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See BECU (Boeing Employees) Classic credit card fee )

Capital One Classic Platinum credit card fee schedule -- Here's the 2011 fee schedule for the Capital One Classic Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Capital One Platinum Prestige credit card fee schedule -- Here's the 2011 fee schedule for the Capital One Platinum Prestige credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Capital One Standard Platinum (Average Credit) credit card fee schedule -- Here's the 2011 fee schedule for the Capital One Standard Platinum (Average Credit) credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See Capital One Standard Platinum credit card fees)

Chase Platinum Slate credit card fee schedule -- Here's the 2011 fee schedule for the Chase Platinum Slate credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Citibank Platinum Select credit card fee schedule -- Here's the 2011 fee schedule for the Citibank Platinum Select credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Columbus Bank and Trust Platinum credit card fee schedule -- Here's the 2011 fee schedule for the Columbus Bank and Trust Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See Columbus Bank and Trust Platinum credit card fees)

Digital FCU Classic credit card fee schedule -- Here's the 2011 fee schedule for the Digital FCU Classic credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See Digital FCU Classic credit card fees)

BBVA Compass secured credit card fee schedule -- Here's the 2011 fee schedule for the BBVA Compass secured credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See BBVA Compass secured credit card fees)

Capital One secured credit card fee schedule -- Here's the 2011 fee schedule for the Capital One secured credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See Capital One secured credit card fees)

Pentagon FCU Gold credit card fee schedule -- Here's the 2011 fee schedule for the Pentagon FCU Gold credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

CreditCards.com weekly rate report, May 25, 2011: Average APRs fall on new card offers -- A move by Wells Fargo to cut the rates on two of its popular rewards cards caused the national average to fall in CreditCards.com's weekly rate report ... (See Weekly credit card rate report, May 25, 2011)

Credit card interest rates climb higher -- Credit card interest rates jumped this week, after Discover raised the rate on one of its business cards. But that wasn't the only troubling news for those looking for a business credit card. ... (See Rate report)

Credit card interest rates stay steady -- Interest rates on credit card offers stayed static this week, according to the CreditCards.com Weekly Credit Card Rate Report, though banks aren't standing idly ... (See Weekly rate report, May 11, 2011 )

Credit card interest rates move higher -- Credit card interest rates moved higher this week, according to the CreditCards.com Weekly Rate Report. ... (See Interest rates)

Credit card interest rates unchanged again -- With the cost of gas and groceries rising, consumers can take some solace in one thing that hasn't changed much lately -- credit card interest rates ... (See Rate report, April 27, 2011 )

Weekly Credit Card Rate Report: Shift in student cards sends credit card interest rates higher -- The average annual percentage rate (APR) on introductory credit card offers climbed to 14.67 this week, its first jump since late February ... (See Credit card Weekly Rate Report, April 20)

5 entrepreneurs whose credit cards funded their dreams -- Yes, most experts say don't do it, but these five people used their credit cards to start their businesses. Find out how if they would have done things differently ... (See Small business funding)

Credit card interest rates unchanged for 5th straight week -- Interest rates on credit card offers remained unchanged for a record fifth straight week, according to the CreditCards.com Weekly Credit Card Rate Report, and experts say that’s good news for consumers ... (See Rate report)

Kim McGrigg: Are 'free miles' really free? -- Frequent flier rewards cards usually carry annual fees, so that free flight isn't truly free, but if you handle your card right it can be pretty close ... (See Frequent flier)

CreditCards.com Weekly Rate Report: Credit card interest rates steady for record 4th straight week -- Interest rates on new credit card offers held steady for a record fourth straight week on Wednesday, according to CreditCards.com's Weekly Rate Report. But that doesn't mean issuers are sitting on their hands. ... (See Rate report)

Banks cut, cancel their debit rewards programs -- With banks cutting back or entirely scrapping their popular debit card rewards programs, what's a consumer to do? Here are your options ... (See Debit rewards)

Credit card interest rates unchanged for record 3rd straight week -- For the first time since CreditCards.com began tracking interest rates in 2007, APRs on new credit card offers remained unchanged for a third week in a row, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report: Credit card interest rates unchanged for second straight week -- The average annual percentage rate (APR) on new credit card offers remained unchanged at 14.65 percent for the second straight week, according to CreditCards.com's Weekly Rate Report. ... (See Rate report)

CreditCards.com Weekly Rate Report: Credit card interest rates stay steady -- The average annual percentage rate (APR) on new credit card offers held steady at 14.65 percent on Wednesday, according to CreditCards.com's Weekly Rate Report. ... (more)

Using credit, debit card to buy gas now a major financial decision -- 'Blocks' or 'holds' on your debit or credit card funds, along with spiking high prices, can drain an account faster than a gashog drains a tank ... (See Cards and high gas prices)

CreditCards.com Weekly Rate Report: Barclays' move sends credit card interest rates lower -- Credit card interest rates inched lower for the second straight week as more banks begin testing offers for the spring ... (See Credit card rate report, March 9, 2011)

Credit card interest rates see 1st drop of 2011 -- Credit card interest rates declined this week for the first time in nearly three months. But it’s not all good news for consumers, as card offers for applicants with poor credit continue to be costly ... (See Credit card rate report, March 2, 2011)

Citi, AmEx launch pilot rewards card program: Two cards, one account, one statement -- Trying to lure back customers in a post-recession, post-reform world, card issuers are testing programs that offer more flexible rewards ... (See Two cards, one account)

Credit card interest rates rise to highest level since December -- Credit card interest rates rose slightly this week -- puncturing a multiweek lull in which all 30 credit card issuers that CreditCards.com tracks left interest rates alone. ... (See Credit card rate report, Feb. 23, 2011)

Credit card interest rates unchanged for 2nd straight week -- Credit card interest rates remained unchanged this week as banks returned, after a period of tumultuous change, to their seasonal slow period ... (See Rate report, Feb. 16, 2011)

Credit card interest rates remain near record highs -- Credit card interest rates on new card offers were unchanged this week, lingering near record highs. ... (See Rate report)

Chase move sends credit card interest rates higher -- Interest rates on new credit card offers, already in near-record heights, continued their slow, steady climb this week, according to the CreditCards.com Weekly Rate Report ... (See Rate report)

Cookies and credit: Card issuers watch how you shop for credit cards, customize offers -- Shopping online for a credit card? Some issuers have begun to use high-tech marketing techniques to vary their offers based on what they think they know about you from your online behavior ... (See Card issuers' online techniques)

Credit card interest rates unchanged, stay near record highs -- Credit card interest rates remained unchanged this week as banks took a break from adjusting new card offers. ... (See Rate report)

Credit card balance transfers: How to find the best deals -- Those 0 percent credit card balance transfer offer dwindled during the recession. Now, they're making a comeback -- but you have to watch for the fees and fine print ... (See Find the best deals on credit card balance transfers)

0 percent balance transfer offers stage a comeback -- If you've noticed a fresh spate of 0 percent balance transfer offers in your mailbox lately, you're not alone, experts say. However, the latest offers come with some new terms and conditions that could trip up unsuspecting consumers ... (See 0 percent balance transfer offer)

Barclays, State Farm push credit card interest rates higher -- Credit card interest rates again crept nearer to record levels, spurred by rate increases by Barclays and State Farm Bank, according to the CreditCards.com Weekly Rate Report. ... (See Interest rate report)

Credit card interest rates unchanged, despite Chase and Barclays moves -- Credit card interest rates remained unchanged this week, despite tweaks to card offers from Barclays and Chase ... (See Rate report)

Barclays' moves send credit card interest rates higher -- Credit card interest rates rose slightly this week after Barclays raised interest rates on two of its cards. ... (See Credit card APRs)

Weekly Credit Card Rate Report: Credit card interest rates unchanged as turbulent year closes -- Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report, as banks wrapped up a turbulent year in which interest rates reached record highs. ... (See credit card APRs)

Comparing pro sports leagues' credit cards -- From Major League Baseball to the Ultimate Fighting Championship, credit card issuers are offering something for every sports fan. But like any other credit card, sports affinity cards should be judged by their specific terms and conditions, not their logos. ... (See Compare pro sports cards)

Experts' credit card and debt predictions for 2011 -- Debit cards cool off, mobile payments soar and we return to some of our old habits, say our prognosticators of plastic payments ... (See Credit card 2011 predictions)

Store loyalty programs: Discounts can have hidden costs -- Sure, the popular store loyalty programs offer discounts, but is it really a discount if you're chasing savings on items you wouldn't have otherwise bought? ... (See Store loyalty programs)

Weekly Credit Card Rate Report:Barclays, Cap One moves send credit card interest rates higher -- Credit card interest rates rose for the first time in six weeks after Barclays and Capital One adjusted card offers. ... (See Rate report)

Discover test credit card offers draw criticism -- The test offers Discover made skirt the edges of federal regulations requiring complete disclosure of terms, say consumer advocates ... (See Discover)

Weekly Credit Card Rate Report: Interest rates unchanged despite move from Chase -- A Chase interest rate tweak plus a Federal Reserve announcement still added up to zero movement in the average APR on new credit card offers this week. ... (See Rate report)

Erica Sandberg: How to shop for the best rewards credit card for you -- A flustered reader seeks advice on finding a great deal on a new rewards credit card. Our expert walks her through what to do. ... (See Best rewards credit card)

What if Santa charged Christmas? -- If he did charge Christmas, just how much would Santa spend -- and pay back with interest? And what interest rate, minimum payment or rewards might Santa expect to see on his credit card statement? ... (See Santa's credit card)

Weekly Credit Card Rate Report: Credit card interest rates drop on Capital One changes -- Interest rates on new credit card offers continue to head lower, thanks to changes from Capital One, but that doesn't mean borrowing has become a breeze. ... (See Rate report)

Weekly Credit Card Rate Report: Credit card interest rates unchanged after Thanksgiving holiday -- Banks, apparently still shaking off their tryptophan drowsiness, left interest rates on credit card offers unchanged this week ... (See Rate report)

Interchange fee changes coming, and what that means for consumers -- Cash payers had been subsidizing card users at stores, but that system's under fire; if it changes, so could rewards and prices ... (See Interchange fees and consumers)

Weekly Credit Card Rate Report: Credit card APRs fall for second straight week -- Credit card interest rates continued to fall this week, pushed lower by a business credit card. ... (See Rate report)

6 questions to help you pick the right small business credit card -- The right questions can help you find a small business credit card that's a lifeline, not a noose ... (See Business credit cards)

Credit card interest rates fall from record highs -- Credit card interest rates finally fell from record highs this week, but it's far too early for borrowers to celebrate. ... (See APRs)

Credit card interest rates hit another record high -- If it seems like credit card interest rates are higher than they've been in a long while, you're not imagining things. This week, the national average APR on new credit cards hit another record high, according to CreditCards.com's database of card offer information. ... (See APRs)

2010 holiday credit card and debit card special promotions -- The halls are decked with deals this season as stores, credit card and debit card issuers team up for holiday promotions ... (See Holiday deals)

Walmart rate hike sends credit card APRs to record high -- Interest rates on new credit card offers leaped to record highs this week, following a rate hike on Walmart's Discover card ... (See Weekly rate report)

Your credit card can make you elite -- Achieving elite status on a frequent flier program may be easier than you think -- especially if you have the right credit card ... (See Frequent flier)

Credit card APRs surge on First Premier card change -- Credit card interest rates neared record levels, after First Premier began charging the higher of two APRs to all of its new Centennial Classic cardholders. ... (See Weekly rate report)

5 scary credit card situations -- and how to deal with them -- Even if you're too old for the usual Halloween thrills and chills this year, there's still potential for plenty of spookiness ... lurking right inside your wallet ... (See Credit scares)

Credit card interest rates rise on Chase, Cap One changes -- Interest rates on new credit card offers inched up this week, following after rate hikes from Capital One and Chase. ... (See Rate report)

Forgot to pay your credit card bill? You could lose your rewards points -- Here's another reason to pay your credit card bill on time: If you pay late, you could lose your rewards points ... (See Credit card rewards)

Credit card interest rates flat despite Chase changes -- Interest rates on new credit card offers were unchanged this week, despite several APR changes from Chase. ... (See Chase)

Video: 4 ways to know if it's time for a new credit card -- Just because an outfit looked great on you when you were 16 doesn't mean you'd be caught dead in it today, right? The same goes for your credit card. ... (See Video)

Credit card interest rates see 2nd straight increase -- For the second straight week, it got more expensive to get a new credit card, though only slightly ... (See Rate report)

5 ways to know you've got the wrong credit card for you -- You had a closet full of clothes you adored as a teenager -- but that doesn't mean you'd wear them now, right? The same thing goes for your credit card ... (See Wrong card)

CreditCards.com weekly survey: Interest rates jump following Capital One APR hikes -- Interest rates on new credit card offers offers jumped this week, after Capital One increased rates on seven of its cards. ... (See Rate report)

CreditCards.com weekly survey: Interest rates fall after Sony Card returns -- Credit card interest rates fall this week after the Sony Card made its return ... (See Rate report)

CreditCards.com weekly survey: Interest rates remain unchanged for second-straight week -- Credit card interest rates held steady this week at their lowest levels since mid-May ... (See Rate report)

Retail credit cards 2010: Higher APRs, reduced rewards -- 2010 was not kind to retail credit cardholders. However, as the economy stabilizes, relief from higher APRs could be in the cards. ... (See Retail credit cards)

Credit card interest rates unchanged despite NFL card's return -- Interest rates on new credit card offers were unchanged, according to the CreditCards.com Weekly Credit Card Rate Report, following the return of the NFL Extra Points Rewards credit card. ... (See Rate report)

Capital One's moves send credit card interest rates falling -- Interest rates on new credit card offers fell this week, according to the CreditCards.com Weekly Credit Card Rate Report, after Capital One introduced lower rates on several of its cards. ... (See Rate report)

Airline cards for frequent flier cards remain popular, despite CARD Act -- Predictions that the Credit CARD Act of 2009 would cause airline rewards to dry up have proven untrue ... (See Airline rewards cards)

Interest rates stay steady, but 59.9 percent APR reappears on First Premier card -- The national average interest rate on new credit card offers was unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report, even as one issuer reintroduced an extremely high rate. ... (See Rate report)

Wells Fargo interest rate increase sends credit card APRs higher -- Interest rates on new credit card offers rose slightly this week, according to the CreditCards.com Weekly Credit Card Rate Report, after Wells Fargo increased the rate on a card ... (See Rate report)

Duplicate of Wells Fargo move boosts credit card interest rates -- Interest rates on new credit card offers rose slightly this week, according to the CreditCards.com Weekly Credit Card Rate Report, after Wells Fargo increased the rate on a card ... (more)

Are cash back debit cards worth it? -- Cash-back debit cards are becoming more common, but are they a good deal? Maybe -- as long as fees and restrictions don't bite into your earnings ... (See Cash back)

Credit card lending standards loosen for 1st time in 3 years -- It got easier to get a credit card in the second quarter of 2010, according to data released by the Federal Reserve on Monday ... (See Survey)

Want that credit card? Here are 10 things NOT to do when you apply -- When applying for a credit card, especially if you've had money problems, do one of these 10 things, and wham! You've just hurt your chances of getting approved ... (See Applying for credit)

Capital One APR decrease sends credit card interest rates to 3rd drop in 4 weeks -- Interest rates on new credit card offers fell for the third time in four weeks, according to the CreditCards.com Weekly Credit Card Rate Report, after Capital One lowered the rate on a card product. ... (See Rates)

Amid economic uncertainty, Federal Reserve leaves interest rates alone -- Amid signs that the economic recovery is in doubt, the Federal Reserve on Tuesday kept interest rates unchanged, leaving the majority of credit cardholders protected from sudden increases in their annual percentage rates ... (See Fed)

Interest rates fall after Walmart card makes online return -- Interest rates on new credit card offers fall after G.E. Money brings back its Walmart Discover card. ... (See Rates)

6 tips to use store credit cards the best way -- When used right, store cards can get you big discounts. When used wrong, they can get you into big trouble ... (See Retail credit card tips)

Obscure 'attrition risk' credit scoring tool may get you a better deal on your card -- Bitter about your bank? Irritated with your insurer? Your actions -- as measured by so-called "attrition-risk scores" -- could signal to those businesses that you are preparing to try the competition ... (See Risk scores)

Interest rates rise after Chase adjusts card offer -- Credit card interest rates increased following Chase's adjustment of a card offer. ... (See Rate report)

Consumer financial protections at least a year away -- Long ramp up time for new Consumer Financial Protection Bureau means consumers will have to wait for credit card protections ... (more)

Credit card contracts unreadable for most Americans -- A CreditCards.com analysis of the contracts filed in a federal database shows most can't comprehend the agreements their credit card issuers send them ... (See Unreadable card agreements)

10 wordiest credit card agreements -- Of all the credit card contracts posted online in a new Federal Reserve database, these droned on the longest, according to a CreditCarsds.com analysis ... (more)

Quotable: What lawmakers, experts say about CreditCards.com's readability study -- Lawmakers, consumer advocates, banking industry officials and financial literacy and readability experts react to the CreditCards.com analysis of the readability of U.S. credit card agreements ... (more)

Readability of the credit card agreements from 20 largest issuers -- Large national banks issue more than 90 percent of the cards in the United States. Here's how their credit card agreements compare for readability ... (more)

10 most unreadable credit card contracts -- Of all the credit card contracts posted online in a new Federal Reserve database, these were the 10 most unreadable, according to a CreditCards.com analysis ... (See Unreadable card contracts)

10 most readable credit card agreements -- Of all the credit card contracts posted online in a new Federal Reserve database, these were the 10 most readable, according to a CreditCards.com analysis ... (more)

Credit card Interest rates fall for first time since May -- Credit card interest rates fell last week for the first time in more than two months, according to CreditCards.com's Weekly Rate Report. ... (See Rate report)

6 credit card fees you might not know about -- In the aftermath of new regulations that cracked down on some of their most lucrative practices, credit card companies are looking for new sources of revenue. If you're not careful, you may get hit with a broad array of old and new fees ... (See Obscure credit card fees)

How to keep track of all those rewards points -- The idea of earning free stuff is so alluring that many consumers now have too many reward programs to keep tabs on ... (See Rewards points trackers)

Credit card interest rates hold steady for 2nd straight week -- Interest rates on new credit card offers were unchanged for the second straight week, as banks left their card products alone. ... (See Rate report)

Credit card interest rates end five-week run of increases -- The streak is over. Last week, for the first time in more than the month, the national average interest rate on a new credit card offer did not increase, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Interest rates advance for fifth consecutive week -- Credit card APRs increased for the fifth straight week, the longest increase in nearly three years. ... (more)

Credit card interest rates rise for fourth straight week -- Interest rates on new credit card offers tiptoed higher this week, according to the CreditCards.com Weekly Credit Card Rate Report, marking the fourth consecutive weekly increase. ... (See Rate report)

Capital One move pushes APRs higher for 3rd straight week -- Another week brought with it another interest rate move by Capital One, sending credit card APRs still higher. ... (See Cap One)

4 rules to win at the credit card rewards game -- Charging all your purchases to pump up your rewards point total may be tempting … but is it worth the threat to your finances and your credit score? The answer may be yes, if you follow these four rules ... (See Credit card rewards)

Cap One's moves push credit card interest rates higher -- Interest rates on new credit card offers surged higher this week, according to the CreditCards.com Weekly Credit Card Rate Report, following card adjustments by Capital One. ... (See Rates)

Will reducing merchant card fees help or hurt consumers? -- Legislation could limit the costs retailers incur when letting customers pay by credit or debit card. But whether consumers will see the benefits is unclear ... (See Interchange fees)

Capital One's rate hikes send credit card interest rates higher -- Interest rates on new credit card offers rose this week, according to the CreditCards.com Weekly Credit Card Rate Report, spurred by rate increases from Capital One. ... (See Rate report)

8 ways to maximize your credit card rewards points -- Once you've gone to the trouble of earning all those bonus points, spend them wisely. Here are eight tips from experts on getting the most from your rewards ... (See Credit card rewards)

Credit card interest rates remain unchanged -- Interest rates on new credit card offers were unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report, after banks largely refrained from adjusting their card offers. ... (See Rate report)

What to do if your credit card is discontinued -- Since the credit crunch hit in 2007, card issuers have become swift to shed cards. While your discontinued card won't be turned away at the grocery store, you do have to react. ... (See Discontinued)

Credit card interest rates end record run of declines -- Interest rates on new credit card offers rose this week, according to the CreditCards.com Weekly Credit Card Rate Report, ending a record string of declines. ... (See Rate report)

Credit card interest rates' slide continues -- Interest rates on new credit card offers declined for a record fifth straight week, according to the CreditCards.com Weekly Credit Card Rate Report, after Citi lowered rates on a card product. ... (See Interest rates)

Charge card vs. credit card: What's the better choice? -- A student with excellent credit wants a second credit card. Our expert lays out her options. ... (See Charge vs. credit)

Credit card interest rates fall for record 4th straight week -- Card rates continue to be volatile, with cards entering and exiting the market as the industry -- faced with the recession and new regulations -- rapidly changes ... (See Rate report)

Debit card rewards offers grow in diversity, not so much in generosity -- Though their rewards remain meager compared those of credit cards, debit rewards grow in popularity, type ... (See Debit rewards)

Target's moves send credit card interest rates to 3rd straight decline -- Credit card interest rates fell again, according to the CreditCards.com Weekly Credit Card Rate Report, spurred by Target's recent move to eliminate its Visa credit card. ... (See Rate report)

Monthly credit card statements get remake: An interactive look at your new credit card bill -- Use this interactive guide to see how new regulations in the Credit CARD Act have changed the look of your monthly credit card statement ... (See Card statements' new look)

5 questions to ask before getting a credit card with an annual fee -- More credit card issuers are adding or increasing annual fees, but there are still plenty of no-fee options. Before you get a new card with an annual fee, make sure the benefits are worth the costs ... (See Annual fee questions to ask)

Citi's moves send interest rates down for 2nd straight week -- Interest rates on new credit card offers fell for the second straight week, according to the CreditCards.com Weekly Credit Card Rate Report, amid signs the consumer lending environment may be improving. ... (See Rate report)

Interest rates fall as issuers modify credit card offers -- Interest rates on new credit card offers fell this week, according to the CreditCards.com Weekly Credit Card Rate Report, after issuers tweaked the rates on several card products. ... (See Rate report)

Interest rates rise as credit card issuers tweak offers -- The industry continues to writhe and adjust as card issuers learn to cope with the Great Recession and new regulation ... (See Rate report)

DIY, credit card style: Issuers roll out 'do it yourself' cards -- More companies are rolling out tools on the Internet that give consumers greater control over the features of their cards ... (See DIY cards)

Bad credit card issuer's moves send interest rates lower -- Interest rates on new credit card offers fell this week, according to the CreditCards.com Weekly Credit Card Rate Report, after subprime issuer Credit One tweaked some of its card offers ... (See Rate report)

How the Credit CARD Act will affect types of credit cards -- The Credit CARD Act has pushed card issuers to make big changes -- and some types of credit cards will be impacted more than others. We look at each type. ... (See Card law impact)

Capital One's business card moves send interest rates higher -- Interest rates on new credit card offers rose this week, according to the CreditCards.com Weekly Credit Card Rate Report, spurred by changes in Capital One's business card offerings. ... (See Rate report)

Credit card agreement from your issuer -- Federal law now requires credit card issuers to post their agreements; find yours from this list. ... (See Agreements)

Credit card interest rates fall after Wells Fargo cuts APRs -- In what it called a "competitive pricing" move, Wells Fargo drove down the average rates on new credit cards this week by lowering the rates on four of its credit cards. ... (See Rate report)

Varied credit card travel perks make them good vacation partners -- Travelers can count on all kinds of special treatment from their credit cards. Benefits vary widely; shop for a card that fits your travel plans. ... (See Card travel perks)

Credit card interest rates jump, approach record highs -- Credit card interest rates reached their second-highest level on record after U.S. Bank raised rates on several of its cards. ... (See Rate report)

From credit card disaster to card master: 7 tips from the debt reformed -- Repaying big card balances is hard enough, but remaining debt-free is even more so. Learn how seven credit card 'disasters' turned into credit card masters. ... (See Reformed)

Interest rates fall as 59.9% APR credit card goes away -- Interest rates pulled back from record levels this week, although cardholders may not have much reason to cheer. ... (See Rate report)

Interest rates surge higher as credit card reform arrives -- Banks jacked interest rates to record levels this week, getting in their final licks against consumers ahead of the new credit card regulations. ... (See Rate report)

New credit card era begins with latest CARD Act provisions -- It's a new day for credit cards. As of Feb. 22, new consumer protections within the Credit CARD Act of 2009 take effect. ... (See Era)

Interest rates edge lower just ahead of CARD Act implementation -- With the Credit CARD Act's implementation just days away, experts say competition for prime borrowers may help keep rates steady. ... (See Rate report)

Choose a credit card that matches your life stage -- Your finances change as you march through stages of life; shouldn't your credit card choice change, too? ... (See Life)

No change in credit card APRs this week -- Credit card interest rates were unchanged this week, as banks paused after pushing rates to heights not seen in more than two years. ... (See Interest rates)

Credit card reform arrives in the form of the Credit CARD Act -- The most sweeping credit card changes ever are being imposed on credit card issuers, which in the course of complying, are making dramatic changes in consumers' credit card accounts -- not all of them welcome ... (See Credit card reform law goes in effect)

Credit CARD Act of 2009 article archives -- All the CreditCards.com coverage of the credit card reform law ... (more)

Frequent flier cards evolve, become trickier; tips to maximize rewards -- For consumers willing to weigh the costs and advantages of so many different reward programs, the changes can be a real boon. But there’s also no denying that deciphering reward programs is becoming more complicated. ... (See Frequent flier cards)

Interest rates keep rising as credit card reform looms -- As new credit card legislation draws closer, interest rates continue to rise, according to CreditCards.com's Weekly Rate Report. ... (more)

Credit card interest rates hit highest level since 2007 -- The holiday from rate hikes has ended -- in a big way. Interest rates on new credit card offers skyrocketed this week to their highest levels since October 2007, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Bulk up your thin credit in 4 easy steps -- When getting started with credit, the key is to start small, then build up gradually over time. These four easy steps can get you on your way. ... (See Thin credit)

Fed issues final Credit CARD Act rules -- The Federal Reserve issued final rules implementing the second phase of the credit card reform law. They are the most significant changes in credit card laws in decades. ... (more)

Credit card interest rates drop once again -- Interest rates on new credit card offers fell again this week, according to the CreditCards.com Weekly Credit Card Rate Report, but the typical borrower may not benefit. ... (See Rate report)

Giving charity gift cards? Mind the fine print -- Whether you're looking for a tax write-off, a meaningful gift for a loved one or just a way to do a good deed, you may want to consider a charity gift card. But be warned: These cards' fine print can hold terms that are, well, less than charitable. ... (See Charity cards)

Personal finance predictions for 2010: Rewards cards -- For years, card companies footed the bill for these expensive programs. In 2010, rewards will go on a diet of fees and frugality. ... (more)

Personal finance predictions for 2010: Phones become payment tools -- We may look back on 2010 as the year our cell phone became a pay phone. ... (more)

Personal finance predictions for 2010: Your paycheck -- One day, perhaps this year, your paycheck may disappear -- replaced by a prepaid card. ... (See Predictions)

Personal finance predictions for 2010: Housing's comeback -- Delinquencies predicted to level off, finally ending the bleeding that took us into a steep recession. ... (more)

Personal finance predictions for 2010: Your mail -- Credit card offers fell precipitously in the recession, but experts see a renewed flow in 2010. ... (See Predictions)

Personal finance predictions for 2010: ID theft -- Like wolves to injured prey, identity thieves are out to turn the recession struggles of average Americans to their own advantage. ... (more)

Personal finance predictions for 2010: Your kids -- The CARD Act crackdown on campus card promotions will likely have a chilling effect on how young adults obtain credit. ... (See Predictions)

Credit card rates dip again, but more hikes likely coming soon -- Interest rates on new credit card offers declined slightly this week, although experts say that dip doesn't mean cardholders should expect borrowing on plastic to get cheaper anytime soon. ... (See Rate report)

Credit card interest rates keep climbing higher -- Interest rates on new credit card offers climbed higher this week, according to the CreditCards.com Weekly Credit Card Rate Report, as banks continue to charge cardholders more to carry a balance. ... (more)

Credit card interest rates keep moving higher -- Credit card interest rates jumped slightly again this week, as banks continued to make it more and more costly for consumers to use their plastic. ... (See Rate report)

Don't be 'breakage' -- 8 tips to avoid losing gift card value -- About $5 billion worth of gift cards go unused yearly. The industry calls that lost value 'breakage,' and it means big profits for them and lost money for you. ... (See Cash)

Credit card interest rates unchanged after holiday -- Credit card issuers took a holiday from raising interest rates this week, as experts began to see signs that consumers' access to credit may be starting to ease. ... (See Rate Report)

BofA rate hikes push national average credit card APR higher -- Annual percentage rates on new credit card offers rose slightly this week, according to the CreditCards.com Weekly Credit Card Rate Report, as Bank of America increased rates on two of its cards. ... (See Rate report)

CreditCards.com 2010 retail credit card chart: Compare interest rates, rewards -- The retail credit card landscape changed quite a bit from 2009 to 2010, with retailers boosting APRs on their credit cards and reducing rewards. ... (See Retail credit cards)

CreditCards.com 2009 retail credit card chart: Compare interest rates, rewards -- This year was tough for all credit card companies, but retail credit card issuers experienced greater losses than their general market counterparts. ... (See Retail credit cards)

Credit card APRs fall sharply, but you shouldn't get too excited -- Annual percentage rates on new credit card offers fell sharply this week, according to the CreditCards.com Weekly Credit Card Rate Report, but don't expect your APR to drop, too. ... (See Rate report)

Credit card rates' ascent shows no sign of slowing -- It just keeps getting more and more expensive to be a credit cardholder -- and analysts say there's little change in sight. ... (more)

How many credit cards do you need? There's no perfect answer -- There's no single, easy answer for how many credit cards someone should have. After all, It's not the number of cards you have, it's what you do with them that matters the most ... (See How many credit cards?)

Rates steady this week, but banks keep tweaking other terms -- Banks may have left rates unchanged this week, but they nevertheless made some changes behind the scenes that could impact cardholders' pocketbooks ... (See Rate report)

Reform law, recession lead to 'retro' credit card offers -- New card programs offer payment control, plain vanilla features, but consumers still face a rocky road. ... (See Retro)

How to build a better credit card portfolio -- Standing pat with one card isn't a smart move today. Allocate credit as you do assets, strategically trimming or adding cards to get the most out of each. ... (See Portfolio)

More credit cardholders can count on concierges -- You no longer need be ultrarich, or even pay a fee, to obtain the customized services of a credit card concierge. ... (See Concierge)

Credit card rates steady as banks struggle with uncertain economy -- Amid mixed economic signals, banks kept interest rates unchanged on credit cards offers this week at 12.28 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

How to safely, securely destroy a credit card: 6 tips -- With credit card fraud and identity theft on the rise, a single scissor snip won't cut it anymore. ... (See Destroy)

Consumer credit plunges record $21.5 billion in July -- Consumer debt fell by an unprecedented $21.5 billion in July, according to new Federal Reserve data, as consumers continued to shy away from borrowing in the recession. ... (See G.19)

Pitfalls of pumping, dumping sign-up bonus cards -- The "pump and dump" strategy of taking advantage of huge bonus sign-up reward points or miles can really mess with your credit if you're not smart ... (See Rewards)

Credit card APRs steady, though banks are tweaking other terms -- Even as banks continue to tinker with their business models in reaction to new credit card legislation, the national average annual percentage rate on new credit card offers was unchanged this week at 12.17 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Are your air miles at risk if you fall on hard times? -- A reader wonders what would happen to his miles if he closes his credit card account, settles with the card company or goes bankrupt. ... (See Miles)

Black, white, titanium: Are elite credit cards worth it? -- If your credit rating is outstanding, you earn big and spend big, you could win an elite credit card, which provides premium benefits -- at extreme cost. ... (See Elite)

Consumers gain right to opt out of credit card rate increases -- The first phase of the new Credit CARD Act of 2009 kicked in Aug. 20, lengthening notice requirements to 45 days and giving consumers the right to opt out of rate increases. ... (See Law)

Consumer credit card balances plummet -- Credit card balances fell once again in June, according to the latest data from the Federal Reserve, as consumer spending and access to credit remained under pressure. ... (See G.19)

Credit card issuers shift rewards to 'platforms' -- Credit card issuers are increasingly consolidating their rewards programs to allow points shopping across categories for numerous cards. ... (See Cashing in)

Do credit card rewards make people spend more? -- Study: The allure of credit card rewards is one contributing factor that may lead to increased card debt. ... (more)

Be wise when cashing in rewards points -- To reap the most out of credit card rewards programs, it's important to pay attention to which rewards give you more bang for the buck ... (See Points)

After weeks of increases, credit card APRs finally stand still -- Ending a streak of three straight weekly APR increases, the national average interest rate on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. Just don't expect it to last. ... (See Rate report)

Let's talk credit: 8 must-have couple conversations -- Attitudes about using credit cards vary dramatically, and learning a partner's outlook can avert all-too-common money disputes. Here are the eight top credit issues every couple should tackle. ... (See Talk to me)

Is credit card loyalty for chumps? -- Your loyalty may make you a stellar best friend, but it's not doing you any favors with your credit card company these days. The dismal economy may have turned your card issuer into a turncoat. ... (See Loyalty)

Credit card interest rates rise ahead of new law -- Regulations plus recession make card issuers pull the APR trigger and hike cardholders' rates. ... (See Rates rise)

New law bans card payment allocation trickery -- If you use your credit cards for balance transfers or cash advances in addition to making purchases, your credit card payments will soon go further, starting in February. ... (See Payments)

Finding rewards cards with local customer support -- When searching for a rewards credit card program, some consider outsourced, foreign customer support a huge detractor. ... (See Rewards)

Think you're a credit expert? Take our quizzes and prove it! -- Are you a credit expert? Or maybe you don't know an APR from NPR or CPR. Whichever side you fall on -- or if you're somewhere in the middle -- you can test your knowledge of credit in our quizzes ... (See Quiz)

Capital One launches nonprofit card program -- Capital One Financial Corporation announced June 2 the launch of Card Lab Connect, a program to help nonprofit organizations of all sizes expand the ways in which their supporters can donate to charity programs. ... (See Donate)

Discover deploys military rewards program -- Discover Financial Services will reward U.S. with double cash back and miles for its cardholders who make purchases at military bases. ... (See More)

Credit card reform legislation time line -- This interactive time line shows how the sweeping credit card reform bill became a law, and when its different provisions take effect. ... (more)

Credit not right? Time for a credit card checkup -- Is your credit not feeling quite right? If so, it may be overdue for an annual check-up. Fortunately, a thorough exam doesn't involve an appointment with a hard-to-reach specialist: This Rx is strictly DIY. ... (See Checkup)

Personal finance experts reveal which credit cards they use and why -- Personal finance experts reveal which credit cards they use -- and why. ... (See Experts)

American Express, U.S. Bank contend for rewards card customers -- In the wake of Delta's merger with Northwest Airlines, American Express announced April 27 it will be taking over Northwest's WorldPerks rewards program. Meanwhile, WorldPerks' former provider, U.S. Bank, sought to stay competitive by introducing its own expansive rewards card. ... (See Fliers)

6 ways to maximize hotel rewards -- Hotel reward points can help you get more vacation for your buck this year, especially if you take advantage of loyalty program incentives and partnerships between credit card companies, hotels, airlines and retailers. Here are a few tips. ... (See Hotel )

Determining value of rewards redemption -- While typically not the best value for your rewards points, redeeming for merchandise can be handy when real "money" is more important in your pocket than any amount of miles or point ... (See Merchandise vs. miles)

How -- and when -- to use credit cards to pay income taxes to the IRS -- Going into debt to pay taxes may not be the wisest call in the financial playbook, but some people may not have a choice. Here's how to do it wisely. ... (See Here's how)

Credit Card Help: 10 worst credit card mistakes -- Making these 10 mistakes will turn good credit into bad and bad credit into lenders-won't-go-near-you credit. ... (See Mistakes)

Credit Card Help: 7 things you must know about credit cards -- Forge a positive and fruitful relationship with credit cards by learning the basics before you apply for an account ... (See 7 things)

Credit Card Help: 7 ways to get the most from rewards credit cards -- With virtually all credit card issuers offering rewards, the issue is not whether you should get a rewards card, but what type of rewards card is best for you ... (See Maximize your reward card )

Credit Card Help: 6 things to consider before choosing a credit card -- When picking a card, the No. 1 tip is to know yourself and how you will use the card ... (See Tips for picking the right credit card)

Using frequent flier miles for tax-deductible business trip? Figure fair market value -- Using frequent flier miles for a tax-deductible business trip? Careful: There are two ways to determine their value. ... (See Miles)

Are credit card rewards taxable? Probably not, but ... -- The IRS has indicated that it does not presently view rewards such as frequent flier miles as income, and therefore they're not taxable. ... (See Taxable?)

Credit card interest rates - interactive graphic on APR changes -- Since coming under financial pressure, credit card issuing banks have stopped passing along rate cuts from the Federal Reserve, CreditCards.com data show ... (more)

U.S. Bank, AeroMexico forge airline rewards card partnership -- U.S. Bank has partnered with Mexico City-based AeroMexico to offer a frequent flier program through the AeroMexico Visa and AeroMexico Visa Signature credit card. ... (See U.S. Bank)

Credit card video: Getting the most from rewards cards -- Want to get the most out of that rewards credit card but aren't sure how to do it? Credit counseling expert Gail Cunningham shares practical tips to help you do just that. ... (See Rewards card video)

Credit card video: Credit card rewards and incentives -- College students discuss credit card rewards programs including airline miles, free pizza, cash back offers, percentage off purchase, and more. ... (See Rewards cards vide)

What to do if your retail credit card issuer goes bankrupt -- Millions of private label cardholders are seeing retailers go into bankruptcy, or worse, go under. The question then is to whom do you pay, and do you have to pay at all? ... (See Retailers)

Debunking myths about frequent flier programs -- Even with flights being cut back, now is the time to redeem your frequent flier miles. Competition for once-rare seats has lessened and airlines have made it easier to comparison shop. ... (See Cashing in)

How the IRS treats frequent flier credit card rewards -- are they taxable income? -- When cashing in frequent flier miles, it's important to know whether the IRS considers them gifts or taxable income. ... (See IRS)

Chart: Compare some of the best rewards cards -- Details of the offers from some of the best rewards cards ... (more)

Where some of the best rewards cards can be found -- Despite an overall tightening of credit, some credit card issuers are actually sweetening reward offers. ... (See Points)

Credit card statistics, industry facts, debt statistics -- Read recent credit card statistics, surveys and research from a variety of sources. This frequently updated compilation of credit card statistics is all sourced, making fact-checking and research easy. ... (See Credit card statistics)

How your credit card can bail you out of debt -- Often criticized for encouraging overspending, several credit card issuers recently rolled out programs and rewards cards to help customers pay off debt, save and invest. ... (See Bailout)

Credit card balance transfers: The landscape is changing -- Balance transfers are valuable tools, but the radically changed 2009 landscape means they're trickier and harder to find. ... (See Balance transfer)

Best credit card stories of 2008 -- The year 2008 saw unprecedented change in the credit card industry, turning card debt from convenient friend into everyone's enemy. These are the top 10 stories that helped chronicle it. ... (See 2008 review)

9 predictions for credit cards in 2009 -- This has been a tumultuous year for credit cardholders and issuers. What does 2009 hold? We'll take a look. ... (See '09 card predictions)

Become debt-free with credit card debt consolidation -- If you have a large outstanding credit card balance, now might be the time to consider your credit card debt consolidation options. ... (more)

Your monthly credit card statement gets a makeover -- Credit card issuers have begun to roll out new monthly statements to their customers. The makeovers were required by new federal rules that take full effect July 1, 2010. ... (See Changes)

2008 credit card holiday promotions -- Credit card issuers are sweetening their deals at the end of 2008 by adding rewards and special offers from merchants. ... (See Deals)

Give more with less through charity credit cards -- If you're skipping your charity's annual black-tie fundraiser to make ends meet this season, try giving with a charity credit card to give a little back without affecting your budget. ... (See Giving back)

Debit card rewards programs gaining acceptance -- Major banks are pushing debit card rewards programs at consumers. Which are worth it? We compare. ... (See Rewards)

Store credit cards still offered, but approvals become stricter -- While it may sound enticing to save 15 percent off your purchase at the checkout counter by applying for that retail credit card, your chances of getting approved for a store credit card are getting slimmer. ... (See Store cards)

Issuers launch 'environmentally friendly' payment cards -- Responding to what they see as customer demand for environmentally friendly products, American Express and U.S. Bank this week announced the introduction of payment cards that aim to help -- or at least not hurt -- the planet. ... (See Green cards)

Discounts: 18 ways to get gift cards for less -- Use these techniques to pay less than face value or boost buying power of a gift card ... (See Discount gift cards)

How to buy a car with a credit card -- and when not to -- Not all car dealers let you, but for those with rewards cards and faith in their ability to repay, buying a car with a credit card can make sense. ... (See New wheels)

The pros and cons of charging a luxury car on your credit card -- While charging a luxury car on your credit card may yield a lower interest rate, the risks are higher than a traditional fixed rate loan. ... (See Rolling credit)

American Express tops customer satisfaction chart in J.D. Power survey -- J.D. Power 2008 customer satisfaction survey ranks the top 18 credit card issuers. ... (See Satisfied)

How Americans pay for college: A lot of borrowing -- Credit cards are rarely used to pay college costs, a new survey says, and when they are, it's mostly out of desperation. ... (See College credit)

The evolution of frequent flier credit cards and programs -- Airline frequent flier programs as we know them today began in early 1981, when the only way to earn miles was through flying. In the late 1980s, the first airline credit card made its debut. ... (more)

Fed leaves rates unchanged; card rates to stay put -- The Federal Reserve, as expected, left a key interest rate unchanged. ... (more)

Do airline rewards programs trump cash rewards programs? -- With credit card rewards programs so prevalent, The Credit Guy Todd Ossenfort weighs the benefits of frequent flier programs versus cash back rewards programs. ... (See Touch choice)

Auto manufacturer reward credit cards: a car deal on wheels? -- Many of today’s credit cardholders aren't interested in just any old rewards -- they're holding out for perks that come in the form of brand-new, all-leather-interior, fully loaded, shiny status symbols to adorn their driveways. ... (more)

Retail rewards cards: Stores give points and more -- Department store credit cards used to offer one-time discounts. Now they offer a variety of ongoing rewards in an effort to build loyalty. ... (more)

Tips for comparing gas cards and escaping high fuel prices -- We'll help you cope with the rising cost of gas, beware pump-side scams and learn smart ways to finance fuel costs. ... (more)

Credit card rewards programs: Read the fine print to avoid pitfalls -- Cardholders must read the fine print to understand clearly how their credit cards programs work. ... (more)

Poll: Gas prices causing people to cut visits to family, friends -- More than half of Americans say they've cut down on visiting family and friends due to gas prices, a CreditCards.com poll reveals. ... (more)

Credit card travel tips -- From airline frequent flier miles to foreign currency conversion, know the rules of the road before you hit the road this summer. ... (more)

Business credit cards: 5 ways to avoid being stung -- Compared to business loans, credit cards are easy to get. But that makes them easy to abuse, too. Here are 5 ways to avoid getting stung. ... (more)

Small business is big business for credit card companies, lending institutions -- Small business is big business for credit card companies, lending institutions ... (more)

Extreme credit card limits -- One of the cardinal rules of responsible credit card usage is to apply for only as much credit as you need. A sizable group of consumers take a different approach: Apply for as much credit as you can get. ... (more)

'Green' credit cards reward the environment -- This interactive feature contains information about numerous 'green' cards, credit cards that use rewards points and money to benefit the environment. ... (more)

Airlines increase frequent flier sign-up bonus rewards for credit cards -- As lenders and airlines compete for the prized frequent flier demographic, credit cards are offering bigger and better airline mileage extras to woo new customers. ... (more)

Automobile gas cards popularity falls -- Fewer people are using one-company gas credit cards to buy gasoline for their cars. Drivers want the freedom to choose different gas and payment methods. ... (See Gas cards)

Auto gasoline cards: Compare gas cards -- CreditCards.com reviewed terms and conditions for the top 29 gas credit cards and found more rewards, cash back, points and rebates -- and no annual fees. ... (See Gas cards)

Credit card extreme rewards: Card issuers get creative to reward cardholders -- As the quantity and variety of credit card offers seem to expand like options on a Chinese food take-out menu, card issuers keep searching for new ways to capture and retain customers. ... (more)

Trying to thwart recession, Fed cuts rates by 0.75% -- The Federal Reserve, as expected, slashed a key interest rate, but whether that cut will be passed along to individual cardholders depends on the bank, the card agreement and the credit standing of the consumer. ... (more)

529-linked credit cards help make college more affordable -- New credit cards link to 529 plans and function like cash-back credit cards, putting rebates into a college savings plan ... (more)

Credit card balance transfers -- This series of articles will help you figure out the best way to transfer and consolidate the balance of your debt. ... (See Guide to balance transfers)

Use corporate credit cards wisely -- Used wisely, corporate credit cards can help you achieve career goals and reap personal perks. Used poorly, they can lead to a corporate freefall, or at least a drop of a few rungs. ... (more)

6 tips for organizing gift, debit and credit cards -- Between gift cards, debit cards and credit cards, you can end up with a lot of plastic. Here are six organizing tips. ... (more)

Cure the debt hangover, shed credit card debt -- This set of articles will help you understand why you keep finding yourself in holiday debt, how to get out of this mess and how to prevent it from happening again next year. ... (more)

21 resolutions to beat credit woes and debt regret -- Minimize debt and maximize credit advantages in the coming year with these 21 credit and debt resolutions. ... (more)

Disclosures would increase on subprime credit card fees -- Subprime cards carry upfront fees that the Federal Reserve board contends are not clearly disclosed to customers. ... (more)

Regulation Z proposed changes for minimum payments -- Credit card companies and credit issuers would have to tell account holders how long it would take to repay loans if they make minimum payments. ... (more)

Regulation Z amendments would require changes in credit card terms -- Regulation Z amendments would require changes in credit card terms to be displayed in a table for easy reading. ... (more)

Rules for credit card periodic statement disclosures -- Under proposed federal rule changes, monthly credit card statements would include tables to clearly disclose fees, interest, purchases and other details. ... (more)

Credit card reform: The fine print of proposed changes to Regulation Z -- Regulation Z requires creditors to disclose all costs and terms before a new credit card's first use. However, according to the board, "Currently, there are few ... (more)

Regulation Z rules proposed for credit card fee disclosures -- Credit card companies would have to clearly disclose fees charged to credit cardholders. ... (more)

Regulation Z would require credit card APR disclosure rules -- Regulation Z would require credit card companies to clearly disclose APRs. ... (more)

Regulation amendments propose fixed rate credit cards -- Fixed credit card rates would actually be fixed under Regulation Z amendments. ... (more)

Reg Z proposes credit card notice of term changes to 45 days -- Changes in terms of credit card contracts would need 45 days' advance notice. ... (more)

'Regulation Z' overhaul to change credit card fine print rules -- The Federal Reserve Board has proposed the most sweeping changes in nearly 30 years to credit card disclosure rules, known as Regulation Z. ... (more)

How the public feels about Regulation Z proposed changes to credit card disclosure rules -- Comments from consumers, credit grantors, payment processors and others on proposed changes to credit card disclosure rules ... (more)

The short, unhappy life of a credit card -- On average, a card lasts must three years before delamination, degaussing or (ulp!) scissors, so CreditCards.com asked one credit card to reminisce about its short unhappy life. ... (more)

Anatomy of a credit card -- Ever wonder what all those numbers mean, or what's on that black stripe? Find out here. ... (more)

Credit cards quickly fund charities, deliver tax deductions -- The end of the year is the time to consider wrapping up your charitable donations to qualify for the current year's tax deduction, and there's no quicker way to donate than with a credit card. ... (more)

Reward options for business credit cards: miles, rewards, cash back -- Business credit cards used to be plain-vanilla, no-frills cards that served only as a way to separate business spending from personal spending. Look how they've grown. ... (more)

Reward options for business credit cards: miles, rewards and cash back -- Business credit cards used to be plain-vanilla, no-frills cards that served only as a way to separate business spending from personal spending. Now business credit cards offer as many reward options as personal credit cards. ... (more)

New programs encourage paying your mortgage via credit card -- Experts say these programs can work for the well-heeled, but for most, putting a house on cards is as financially flimsy as a house of cards. ... (more)

A CreditCards.com survey of airline blackout dates -- CreditCards.com survey finds few formal blackout dates, but some restrictions still apply. ... (more)

Despite 'no-blackout' promises, fliers' freebies limited -- A CreditCards.com survey of the 16 frequent flier cards offered by 10 large issuers finds it's hard to book that coveted holiday seat, no matter how loudly the card company proclaims 'no blackout dates.' ... (more)

Best credit card for customer satisfaction determined through survey -- According to the 2007Credit Card Satisfaction survey, AmEx provides the highest customer satisfaction. Read more at CreditCards.com. ... (more)

Bail yourself out of jail -- with a credit card -- The difference between spending a night in jail and getting out on bail may depend on whether your wallet contains a credit card. ... (more)

Pro football credit cards debut from NFL, Bank of America -- Credit cards for the sports nut have gone pro, just in time for the kickoff of the National Football League season. ... (more)

CreditCards.com editorial policy, corrections policy -- CreditCards.com strives to publish accurate information. If you believe we have published something in error or wish to comment on an article, please e-mail us at editors@CreditCards.com ... (more)

Best Credit Card Rewards: Amazing experiences with experiential rewards -- Today's best credit card rewards can earn you golfing tips from Tiger Woods. ... (more)

Artist peddling designs for your credit card -- Anthony Adams makes unique credit card designs and skins. Read more at CreditCards.com. ... (more)

6 steps to minimize debt, maximize credit card rewards -- Reward credit cards can be a great tool. They allow consumers to earn points on charges than can be turned into perks such as cash ... (more)

Discover Cards: Summer cash back bonuses -- Discover Cards have numerous cash back opportunities over the summer, including vacations and gasoline points. Find out more at CreditCards.com ... (more)

Credit Card Reward: Now ESPN fans can earn rewards -- PRESS RELEASE As sports fans know, ESPN is synonymous with round-the-clock television sports programming. Now those same fans who cheer their favorite teams on ESPN ... (more)

Personalize your Discover card with the Monogram -- Get more cash back when purchasing gas with the Discover card platinum gas card. ... (more)

Higher gas prices bump pump limits -- Higher gas prices have credit card users bumping up against limits on pay-at-the-pump charge amounts. ... (more)

Avoid rewards credit card pitfalls -- The perks provided by a rewards credit card, including cash back, can be outweighed by pitfalls consumers should avoid. ... (more)

World of Warcraft credit card -- The World of Warcraft Rewards Visa allows credit card users to earn WoW online game time with every qualifying purchase. ... (more)

Store credit cards offering rewards focus on customer loyalty -- Customer loyalty has store credit cards fine tuning reward programs for valued shoppers. ... (more)

Sotheby's credit card program offers rewards cards -- The new Sotheby credit card program allows individuals to earn points toward goods and services including museum donations. ... (more)

Airline reward credit card programs increasing popularity -- Recent trends show increasing preference for an airline reward credit card over cash back cards. ... (more)

The new Bank of America MLB Extra Bases credit card lets cardholders earn points that can be redeemed for baseball-related rewards -- The new Bank of America MLB Extra Bases credit card lets cardholders earn points that can be redeemed for baseball-related rewards. ... (more)

Credit Card reward program - Earn points for home improvement projects -- Start earning credit card reward points when making purchases for your next home improvement project. ... (more)

Making rewards credit cards, saving work together -- Picking the rewards credit card with the best perks can be an easier way for consumers to save than by manipulating their cash flow. ... (more)

Bank of America to offer "green" credit card -- Bank of America plans to offer eco-friendly credit cards later in 2007 as part of a $20 billion environmental program. ... (more)

Business reward credit card: Helps you earn rewards faster -- Read how a business reward credit card can earn you free flights and other perks. ... (more)

MasterCard Credit Card: Change in fee structure, but retailers protest -- Retailers are protesting the planned changes to the MasterCard credit card reward program. ... (more)

New Visa signature cards to target upscale consumers. -- Find the rewards for you from the new line of Visa Signature cards. ... (more)

Capital One credit card offers straightforward cash back program -- The Capital One No Hassle Cash Rewards credit card offers a more straightforward cash back program than some other credit cards. ... (more)

The PetRewards Platinum Plus Visa Credit Card will make both pets and their families happy -- Learn how the PetRewards Visa credit card can help earn discounts on pet food, services, and shelter donations. ... (more)

Visa Credit Cards Rewards: Earn points toward financial rewards -- You can earn points for future purchases with Visa credit cards rewards. ... (more)

Wyndham Rewards Mastercard: Earn free stays at hotels -- PRESS RELEASE: Start using the Wyndham Rewards Mastercard, and earn free nights at hotels ... (more)

Low interest credit card: AmEx card from Bank of America -- The Bank of America Rewards American Express Card combines the savings of a low interest credit card with the perks of a rewards credit card. ... (more)

Discover business card 2007 giveaway -- The Discover Business Card $50,000 Sweepstakes ended in 2007. ... (more)

Mileage credit card rewards: How to use your points before they expire -- With new expiration guidelines, consumers should watch their mileage credit card points carefully. ... (more)

Credit card reward points could disappear without notice -- Don't sit on points too long. Rewards programs, while popular, last only as long as the company says they do. ... (more)

Charity Credit Card: Donate your credit card rewards to worthy causes -- The Enlightenment Card from Visa allows users to make the world a better place while charging purchases. ... (more)

Bank of America unveils new affinity banking programs -- Bank of America is set to build on its successful stable of affinity credit cards associated with universities, charities and other organizations by offering deposit ... (more)

Credit card reward points can translate into holiday gifts -- Reward credit card points can be redeemed for gift certificates or checks that can be used to buy Christmas gifts this holiday season. ... (See Points)

Hotel loyalty programs undergo point value changes -- Hotels are increasing the amount of travel reward credit card points needed for free stays. ... (more)

Reward Points Credit Card: More rewarding for wealthy consumers -- Card issuers hope to get wealthy shoppers to charge more of their holiday purchases. Learn more at CreditCards.com. ... (more)

Holiday shopping incentives for credit cards can be tempting -- Although holiday shopping incentives can be tempting, personal information may be used for marketing initiatives. ... (more)

Cash Rewards Credit Card Upgrade from American Express -- American Express cardholders can now earn unlimited cash back with their Blue Cash credit cards. ... (more)

MasterCard sweepstakes offers a chance to win a home -- Find out how you could win a home in the MasterCard Sweepstakes. ... (more)

Cash back rewards credit card option - Chase Freedom -- Chase Freedom is one of the cash back rewards credit cards available at CreditCards.com. ... (more)

Reward program history: Why card users get points and cash -- A short history on reward programs, which led to the popular reward credit cards of today. ... (more)

Rebate Credit Cards Cut Back: Smaller cash rebates available -- As gas prices increase, gas rebate credit cards decrease their cash back rewards. Learn why at CreditCards.com. ... (more)

Compare credit card offers: Cards have different reward options -- Compare reward credit card offers to see which cards will give you the most benefit. ... (more)

Reward card survey gets feedback from moms -- A reward card survey indicates moms are dissatisfied with reward programs. ... (more)

Earn cash back or points with the Chase Freedom rewards card -- PRESS RELEASE  You've decided to apply for a rewards credit card.  But with all the reward options available, what type of rewards credit card should you ... (more)

Reward card benefits include greater flexibility for consumers -- Credit card companies are increasing the flexibility of their reward credit card programs due to heated competition for customers. ... (more)

Credit card digits: Understanding numbers on a credit card front and back -- American Express, MasterCard, Visa and Discover all have 16 numbers -- but all those numbers have different meanings ... (more)

Credit card debt information (2006-2007) -- Listing of facts and statistics related to the credit card industry and personal debt. ... (more)

Membership Rewards changes announced by American Express -- American Express is making to its Membership Rewards program. How will the changes impact credit cardholders? ... (more)

Home Improvement Credit Card Options: Major or Store Credit Card? -- Planning some home improvements? Consider one of these home improvement credit cards, which have valuable rewards. ... (more)

GM business card offers attractive benefits for cardholders -- Learn about the GM Business Card and its cash back benefits. ... (more)

Platinum gas cards from Discover -- Get more cash back when purchasing gas with the Discover card platinum gas card. ... (more)

Credit Card RewardProgram from Amazon.com: Chase Platinum Visa -- Earn rewards for your purchases at Amazon.com with the Chase credit card reward program. ... (more)

Citi Card offers free gift card with application -- May, 2006: For a limited time, a Citi is offering a $50 gift card for every approved application for its Diamond Preferred Rewards card. ... (more)

Credit card reward programs -- consumer and companies benefit -- Consumers aren't the only ones benefiting from the increasing popularity of credit card reward programs. ... (more)

Credit card rewards have become increasingly popular among consumers -- The increasing popularity of credit card rewards among consumers has created a competitive market for card companies. ... (more)

Reward credit card providers reward consumers using credit cards for taxes -- Reward credit card providers provide double rewards for cardholders who pay 2005 federal income tax with a credit card. ... (more)

Reward Visa card from Chase gets a rewards upgrade -- Chase announces the upgrade of its reward Visa card to the Priority Club Rewards Signature Visa. ... (more)

Capital One No Hassle Rewards -- looking out for you -- The benefits and rewards of using a Capital One No Hassle Rewards card. ... (more)

American Express makes changes to its Blue Cash cash-back card -- Changes to the Blue Cash from American Express credit card, a cash back credit card with some new and existing great features. ... (more)

Cash back credit card selection and information -- Selecting the best cash back credit card involves consumer research. Do yours at CreditCards.com. ... (more)

American Express kicks off new Blue Sky rewards credit card -- American Express kicks off the new Blue Sky from American Express, which features rewards from out of the blue; specifically frequent flier miles ... (more)

Discover credit card: Loyalty for cash back, reward programs -- Consumers tend to stay loyal to issuers who offer rewards such as Discover Credit Card. ... (more)

Business Mileage Credit Card: Earn a free flight fast -- This business mileage credit card puts companies on the fast track to a free flight. ... (more)

What to look for in credit card specials -- When looking for credit card special promotions, weigh carefully which will work best for you. ... (more)

Reward card programs can help you save money during your summer vacation -- Learn how reward card programs can help you earn airline miles and hotel stays for travel. ... (more)

Credit card designs from Discover -- Discover has been innovative by constantly coming up with new credit card designs. ... (more)

Best Credit Card Offers: AmEx Blue Card -- Press release describing the American Express Blue card. ... (more)

Cash back credit cards: Show me the money! -- Not all cash back credit cards are created equally, especially when it comes to how the reward is actually paid to the customer. ... (more)

AmEx offers exclusive IN cards for NYC, LA and Chicago -- The new IN LA Card and IN Chicago Card from the American Express credit card company, which like the IN NYC Card can allow card members to become part of the IN Crowd. ... (more)

Student rewards credit card: Now readily available with great benefits -- Why a student rewards credit card with great benefits is easy to attain these days. ... (more)

DiscoverCard: Platinum card now available -- Is a Discover platinum card right for you? Learn more about the benefits. ... (more)

The American Express One Card cash-back rewards program -- The American Express One Card, which is a new type of credit card that pays cash back into a savings account. ... (more)

How to determine which is the best reward credit card for you -- Want rewards for spending? Find the best reward credit cards for you at CreditCards.com ... (more)

Another business credit card reward: financial management -- Business credit card rewards go beyond frequent flier miles and cash back incentives: They provide small business owners important financial management tools, too. ... (more)

Credit Card Rewards: Maximizing rewards for greater savings -- There are several ways to increase the earning power of your rewards credit card. Earn more points. ... (more)

Credit card reward programs: Maximize your points -- How to leverage household and everyday spending to maximize your reward card program and credit card rewards. ... (more)

How cash back credit cards work -- An explanation of how cash back credit cards work; overview of flat and tiered earning rate structures for cash back credit cards, three components – percentage cash back, where extra cash can be earned and how reward is delivered. ... (more)

Cash back reward credit card offers compared on CreditCards.com -- Overwhelmed with all the cash back reward credit card offers? Learn how to compare offers at CreditCards.com ... (more)

Simplify bookkeeping with a corporate credit card or small business credit card. -- Small business credit cards can simplify bookkeeping while providing cash back rewards. ... (more)

Frequent Flier Miles: Earn them quickly with these strategies -- Find an airline credit card offer to start earning points toward a free flight. ... (more)

Compare credit card rewards -- Compare credit card rewards and cash back programs to choose the best offer for you. ... (more)

Gas card benefits: Use rebates to pay bills -- Learn how you can use your gas rebate credit card to pay your bill. ... (more)

Cash back or airline reward credit cards? -- Comparison of cash back and airline reward credit cards ... (more)

Gas cards are looking better all the time -- Use of a gasoline rebate credit card allows you to lower your monthly fuel bill in several ways. ... (more)

Car reward credit card | Use to help save money on car purchases -- Looking to buy a new car? Using a car rewards credit card can save you money. ... (more)

Discover credit card application for a 5% cash back reward card -- Fill out a Discover credit card application and start earning 5% rewards. ... (more)

How to sort through frequent flier rewards programs -- How to sort through the multitude of credit card reward programs. ... (more)

Cash back bonus credit card: 5% back on everyday purchases -- Overview of the cash back bonus credit card featuring 5 percent cash back on everyday consumer and small business spending. ... (more)

Credit Card Terms: A glossary of commonly used words and terms. -- Understand commonly used words, phrases, and acronyms in the credit card industry with this credit cards glossary. ... (more)

Online credit card applications: FAQ about CreditCards.com and your card application -- If you're wondering whether it's safe or smart to apply for a credit card here at CreditCards.com, it's both. Here are answers to frequently asked questions ... (more)