Accept credit card payments using Charge.com
By Jeremy M. Simon | Published: March 13, 2007
How would you like for your business to be able to accept all major credit cards and have the payments promptly wired into the checking account of your choice? How about convenient online reporting and management of your credit card transactions? By selecting Charge.com as your merchant account services provider, you can.
Charge.com makes it easy to apply and get approved for its services, since it charges no application fee and offers one of highest approval rates in the industry. Charge.com approves nearly all business types, including mail-order, phone-order, home-based and online businesses, as well as retail, service businesses and restaurants.
Following a fast, same-day average approval and absolutely no setup fees, your business will enjoy free shipping, free round-the-clock technical support, and free check acceptance by Internet, phone and fax.
Merchants who use Charge.com will get their own credit card processing system, with three different options available: Real-Time processing with a Virtual Terminal, computer ecommerce software for PC or Macintosh, or an electronic keypad terminal. Internet credit card processing software with a Web terminal is also free.
Internet processing software is the choice for any merchants that have a website for their business, enabling automated processing for website orders and manual processing or e-mail, phone, fax, mail order and in-person sales.
Additionally, the software lets your website automatically process credit card orders 24/7, automatically charging a customer's credit card a few seconds after they submit payment information. In turn, you will be provided with an e-mail containing the customer's full information so that you may fill their order.
Furthermore, you will be supplied with a Virtual Terminal that lets you process orders made via phone, mail or in person. As a Web-based credit card processing terminal, your Virtual Terminal has all the features of an electronic keypad, and more.
Separately, the electronic keypad terminal represents the best option for businesses that conduct most of their business face-to-face and can swipe their customers' credit cards through the terminal, such as retail stores, professional offices, restaurants, hotels and government agencies.
If at least 90 percent of your sales are swiped through the terminal, you can qualify for a lower discount rate. For a small additional charge, a built-in printer is also available. Meanwhile, you can choose a state-of-the-art refurbished terminal that offers identical features to Charge.com's new terminals at a much lower price.
With Charge.com, discount rates are some of the lowest in the industry -- only 1.85 percent for face-to-face retail merchants and 2.25 percent for mail order and Internet merchants. Plus, you pay only 25 cents in fees per transaction, regardless of transaction type.
Choose Charge.com as your merchant processor to experience great service while accepting credit card payments, but at a price well beneath industry standards.
- Yes, merchants can get new card info on recurring charges – Updater services allow merchants to know when your credit card information changes, and to alter their records accordingly. If you don't want to continue the subscription, you'll need to cancel it directly ...
- EMV holdouts: Why merchants are slow to make chip-card switch – With the EMV liability switch coming in October, many merchants are still in the dark on what is required of them ...
- Is it time to negotiate a new merchant account? – Some business owners stick with a merchant services account they secured as a startup, but that now costs them more than they should be paying ...