Merchant accounts
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Mobile payments predicted to skyrocket -- Mobile payment transactions are expected to catapult to nearly 4.5 billion in 2012 -- a 429 percent increase from an estimated 850 million in 2009, consulting firm Gartner Inc. predicted in a May 28 report by CardLine Global (subscription required). ... (more) Compare small business payment methods -- For small businesses, the major payment methods to compare are cash, checks, credit cards and PayPal. ... (more) Ad campaign fights credit card interchange fees -- American households pay hundreds of dollars a year in hidden credit card fees called interchange fees each year, a practice that a business coalition has vowed to fight to eliminate. ... (more) Heartland data breach damages still mounting -- More than two months after the announcement of the Heartland Payment Systems security breach, the processor has continued to draw fire from merchants and issuers. ... (more) Credit card merchant processing: mobile phones as payment systems -- Smart-phone credit card processing applications are coming online, offering convenience for consumers and the potential for higher sales to businesses. ... (more) 'Tokenization' touted as a new way to increase credit card data security -- Rather than spend more making credit card data hackproof, a new concept would prevent ID theft by never having merchants store the data in the first place. ... (more) How tokenization works -- Tokenization is a way to eliminate security concerns about the storage and transmission of sensitive credit card data over a merchant's network. Click through the graphic to learn how it works. ... (more) Trial version of iPhone credit card processing app available -- iPhone users’ wait for ProcessAway, an application that can turn their mobile device into a handheld credit card terminal, just got a little shorter. ... (more) How credit card transactions work -- This interactive graphic shows what happens when you swipe a credit card, from the merchant to the processing network to the issuing and acquiring banks. ... (more) Government workers sometimes abuse credit cards, p-cards -- A host of examples of credit card abuse by public employees shows that proper policies and regular scrutiny are needed to avoid draining public coffers and ruining public confidence. ... (more) Should you sign your credit card or write 'See ID' on it -- Writing 'See ID' in lieu of a signature is supposed to make a credit card invalid, but the reality is different. ... (more) 5 steps to avoid identity theft at the register -- Here are some steps you can take to make sure that you aren't victimized by credit card fraud when using your card in person at a retailer. ... (more) More gas stations offer discounts to customers who pay with cash -- Many gas station owners, struggling under the weight of rising credit card fees, are offering discounts to customers who pay by cash. ... (more) Even credit card purchases at home may now trigger 'international' fee -- Credit card purchases may be 'international,' even if you aren't. ... (more) What consumers can do when 'minimum purchase' and other credit card rules are bent -- Ever wonder whether it's really OK for merchants to post signs saying 'Minimum credit card purchase $5'? Find out what the rules are and what consumers can do when the rules are violated. ... (more) GAO report: Federal government pays massive credit card fees, too -- Just like gas station owners and other merchants, the federal government pays interchange fees for credit card and debit card transactions -- and its bill is huge, says a new GAO report. ... (more) Students universities fees credit card processing costs -- With tuition costs rising and credit tightening, more students are opting to pull out the plastic to pay for their classes. Not all colleges like it. ... (more) Card issuers' bad earnings reshape credit card offers -- The awful annual results reported by credit card issuers may not be felt only by shareholders. They have begun to cause pain to some credit cardholders, as well. ... (more) Bankers, poker players oppose Feds' online gaming rules -- The legality of online gambling has long been debated by U.S. officials, but the latest regulation efforts have tried to shut down the money conduit -- payments systems that enable online bets. ... (more) Regulation Z proposed changes for minimum payments -- Credit card companies and credit issuers would have to tell account holders how long it would take to repay loans if they make minimum payments. ... (more) Credit card reform: The fine print of proposed changes to Regulation Z --
Regulation Z requires creditors to disclose all costs and terms before a new credit card's first use. However, according to the board, "Currently, there are few ... (more) Regulation Z rules proposed for credit card fee disclosures -- Credit card companies would have to clearly disclose fees charged to credit cardholders. ... (more) Regulation Z would require credit card APR disclosure rules -- Regulation Z would require credit card companies to clearly disclose APRs. ... (more) Regulation amendments propose fixed rate credit cards -- Fixed credit card rates would actually be fixed under Regulation Z amendments. ... (more) Reg Z proposes credit card notice of term changes to 45 days -- Changes in terms of credit card contracts would need 45 days' advance notice. ... (more) Anatomy of a credit card -- Ever wonder what all those numbers mean, or what's on that black stripe? Find out here. ... (more) CreditCards.com editorial corrections policy -- CreditCards.com strives to publish accurate information. If you believe we have published something in error or wish to comment on an article, please e-mail us at editors@CreditCards.com. ... (more) Gas buyers fume at credit, debit card limits, 'blocks' -- High gas prices, industry practices leave consumers sputtering at the pump when they pay with plastic. ... (more) Merchants encourage use of PINs for debit card payments -- Merchants encourage PIN numbers in debit card transactions due to lower fees. Read more at CreditCards.com ... (more) Identity Theft: Fraud targeting small businesses over the telephone -- Identity theft over the phone has merchants revealing shopper's credit card information. ... (more) Credit Card Processing services for Nonprofit organizations -- Considering accepting credit card donations for your nonprofit? There are a number of factors to weigh. ... (more) Small business credit card processing: setting up customer payment methods -- Business owners should look beyond their business credit card issuer when selecting a credit card processor, weighing such factors as fees, equipment, lag time, and extras. ... (more) Credit cards fees: Understand merchant account fees -- When selecting a merchant service provider, look at the fees charged for accepting credit cards. ... (more) Interchange fees debated at Senate hearing -- Interchange fees looked at by senate as a downfall for merchants. Read more at CreditCards.com ... (more) Business credit card for startup: Grow businesses with American Express -- American Express is a popular business credit card for startups, having low merchant costs. ... (more) Merchant Account Services: Paynet Systems provides credit card processing -- Businesses can obtain credit card processing and other merchant account services from Paynet Systems. Learn more at CreditCards.com ... (more) Merchant services simplified -- Selecting Charge.com as your merchant services provider can simplify managing your business. ... (more) Why accept credit cards using merchant processing? -- Accepting credit cards using merchant processing can be a beneficial move for businesses. ... (more) Credit Card Fees: Merchant interchange fees and their critics -- Critics have responded to merchant opposition to the credit card fees they have to pay. ... (more) Credit cards' fees now limited for gas retailers -- MasterCard is introducing a limit on interchange fees paid by gas retailers and will publish all interchange rates that apply to U.S. merchants. ... (more) Bank credit cards designed and targeted to banks' own customers -- Low-fee, high-rewards bank credit cards available only to a bank's customers gain popularity. Read more at CreditCards.com. ... (more) Credit card debt information (2006-2007) -- Listing of facts and statistics related to the credit card industry and personal debt. ... (more) Credit card fees hurt merchants and consumers -- Should Congress take control and manage credit card fees charged on every transaction? Retailers say yes. ... (more) Credit card acceptance is now common at fast food restaurants -- Fast food restaurants have become even faster now that you can pay with your credit card. ... (more) Credit Card Terms: A glossary of commonly used words and terms. -- Understand commonly used words, phrases, and acronyms in the credit card industry with this credit cards glossary. ... (more) | 
