Innovations, features, new products

Credit cards and high art: Artists draw inspiration from plastic -- Five innovative artists reveal the motivations and messages behind their work -- and how to properly mangle a card for artistic effect ... (See Credit cards and high art)

Pros and cons of tax refund prepaid cards -- Getting your IRS refund on a prepaid card -- offered by most big tax preparation firms -- has its benefits, especially for those without a bank account ... (See Tax refund prepaid cards)

Rein in your spending, with your yearly credit card summary's help -- In the next few weeks, many credit card holders will get a year-end report that can function like a treasure map in helping to find disappearing cash. With it, you can determine where you need financial fine-tuning -- and then you can take action ... (See Rein in spending)

CreditCards.com survey of 2012 balance transfer cards shows offers getting better -- CreditCards.com's annual survey of balance transfer cards show increasingly longer zero percent periods, but with higher balance transfer fees ... (See Balance transfer cards)

Supreme Court backs credit card binding arbitration -- The court's 8-1 ruling is a setback for consumer groups, who see arbitration as a contract clause that gives card issuers an unfair edge in disputes ... (See Credit card binding arbitration)

CreditCards.com survey: Penalty rates creep higher, but become rarer -- In the wake of the Credit CARD Act's restrictions, many card issuers no longer bother with penalty rates. But CreditCards.com research finds for those that retain them, the rate is even higher ... (See Penalty rates)

Can your social network protect against fraud? -- Social network authentication -- it's the latest tool banks and merchants will be using to verify that you are who you really are before they hand over the goods ... (See Social network authentication)

14 fun credit card crafts -- from high art to kitsch -- If the exploding popularity of do-it-yourself craft blogs and sites such as Etsy and Pinterest is any indication, the world is DIY-crazed, furiously crafting objets d'art out of anything we can get our hands on -- and the credit card is no exception ... (See Credit card crafts)

Don't toss out that expired Groupon -- Deals from Groupon and other daily deals sites aren’t so great when they expire before you can use them. Luckily, there’s some good news for procrastinators: Just because your Groupon expired doesn’t mean you lose all your money on it ... (See Expired Groupon)

Credit card concierges offer last-minute holiday shopping help -- If you’re panicking about how to finish your holiday shopping this year, help may be as close as your credit card concierge ... (See Card concierge holiday help)

6 things to know about virtual credit card numbers -- Also called 'temporary' or 'disposable,' these one-time-use card numbers can help keep your 'real' card safe ... (See Disposable credit card numbers)

Financial watchdog unveils prototype of simpler credit card agreement -- The Consumer Financial Protection Bureau is taking steps to make those confusing credit card agreements easier to read and understand. The agency released a prototype of a simpler agreement and is seeking public input on its design ... (See Credit card model agreement)

Review asked of rule that hurts access to credit of stay-at-home moms -- A rare, bipartisan congressional group has challenged the fairness of an 'independent income' test for those who apply for credit cards ... (more)

Study: Impatient people have lower credit scores -- Patience isn't just a virtue, it's worth points on your credit score, says an upcoming research paper that found those who succumb to immediate gratification were likely to have lower scores ... (See Impatience and credit scores)

Western Union moves to global prepaid cards -- In a joint effort with MasterCard, Western Union upgrades its cash transfer system globally -- allowing customers the ability to easily transfer funds ... (See Prepaid cards)

Christmas clubs: Start saving now to avoid card debt next holiday -- These old-fashioned savings tools are still around at smaller banks and credit unions, and they can be a useful, fun part of an overall savings strategy ... (See Christmas clubs)

2011 credit card holiday gift promotions -- If your gift list includes the promotional items offered by the card issuers, you could get discounts or boost your own rewards ... (See Special holiday bargains)

Chart: 2011 holiday credit card promotions, special deals -- This chart helps you find details of the special credit card promotions, special deals and bargains that seven major card issuers have offered for the 2011 holiday season ... (more)

More stores moving to digital receipts -- With the holidays approaching, more retailers are rolling out digital receipts in an attempt to streamline the inevitable glut of post-holiday returns. But not everyone is happy about it ... (See Digital receipts)

Bowing to pressure, BofA drops controversial debit card use fee -- After weeks of negative publicity and customer anger, Bank of America announced Tuesday it will drop plans for a controversial fee for using debit cards ... (more)

7 reasons why your next cell phone should have an NFC chip -- After years of promises, contactless mobile phone payment technology is finally here. Here’s why you might want it for your next -- or current -- smartphone ... (See Contactless payments)

10 creative ways to present gift cards -- Simplify your holiday gift shopping this year by dressing up a plain old gift card to give it that personal touch ... (See Wrapping gift cards)

Gift card survey 2011: E-gift cards take center stage -- Though the economy may be struggling, a CreditCards.com/Bankrate.com survey of gift card issuers shows that the gift card industry continues to innovate, with digital gifting offerings breathing new life into an already strong segment of the retail market ... (See Gift card survey 2011)

Mobile gift cards: the 'cooler' gift card -- Mobile gift cards are the cooler, more sophisticated and smarter cousin to the plastic gift card -- and retailers are jumping on the bandwagon ... (See Mobile gift cards)

Predictive analytics: Issuers' crystal ball into card spending patterns -- Card issuers turn to algorithms to determine if you are about to leave them or are having trouble paying your bills -- and allows them to step in to turn the tide ... (See Credit card predictive analytics)

Big banks get into the payday loan business -- It's the end of the month and money's tight, but instead of going to your local payday loan shop, some banks are offering their version of high-interest payday loans ... (See Banks and payday loans)

Your Wallet Recovery Kit -- Use this interactive tool to safely store important credit card and other data you carry with you, so you'll be able to recover quickly from having a wallet lost or stolen ... (See Wallet recovery kit)

Experian gets personal to teach about credit, but it'll cost you -- Got a question about your credit report? A major credit bureau is now offering consumers the chance to have their questions answered over the phone by a real, live person -- for a price ... (more)

Buying online with a credit card? FTC proposes quicker refunds rule -- Rules written before the Internet existed are due for an update, the agency says, including a change that will get credit card users faster refunds for merchandise ... (See Quicker credit card refunds)

ATMs 2.0: Futuristic cash dispensers may include holograms, facial recognition -- Some of the high-tech ATMs being designed and tested may never make it to the market, we have to admit ... since one of them includes a lie detector ... (See ATMs of the future)

Discover expects U.S. 'enforcement action' over its marketing practices -- How the card issuer sold to consumers its fee-based add-on programs such as ID theft protection to consumers has drawn fire ... (See Discover and FDIC)

8 creative credit card designs that flopped -- In this slideshow, we look at eight creative credit card designs that failed to find their place in wallets across America -- and some that never even made it out of the lab ... (See Failed card designs)

8 creative ways to rack up credit card rewards points quickly -- If you’ve had the same card for a few years, happy to be collecting a few hundred points here and there, we have two words for you: Wake up ... (See Rack up rewards points)

Q&A with Hill Harper, 'CSI: NY' actor, author of 'The Wealth Cure' -- In his book "The Wealth Cure," the Harvard Law grad and hoops buddy of the president equates the battle for health to the battle for wealth ... (See Q&A with CSI's Hill Harper)

Reduce gas pump pain with retailer reward cards -- With consumers spending an ever-larger chunk of income on fuel, it helps to know that some grocers can lessen the pain with gas-incentive card programs ... (See Retailers' gas card rewards)

10 weird credit card gadgets, devices and outfits -- Credit cards are useful, but these objects shaped like or inspired by cards let you wear them, shoot them or even floss with them ... (See Weird card gadgets)

Refer-a-friend programs catch on for credit cards, prepaid cards -- Current customers, friends can get discounts for signing up, and some programs use social media to spread the word ... (See Refer-a-friend programs)

New federal credit card complaint system off to a rocky start -- Complaints about complaint system: Banks say gripes to new consumer watchdog bureau's centralized system sometimes don't get through ... (See Credit card complaints)

Cool card networks social media contests -- From Yankees tickets to cash, the four major credit card networks are offering some pretty cool stuff on Facebook these days ... (See Card issuers and social media)

Flurry of credit cards for affluent people, small businesses launched -- The well-to-do and those who charge a lot are still coveted by card issuers, who offer competing lures of boosted rewards, other goodies ... (See Credit card rewards)

9 steps to take if your credit card data is hacked -- When it comes to protecting customers, all banks are not alike -- but what can you do if your bank's database gets hacked? ... (See Credit card hacked? 9 steps to take)

It's the law: Merchants may require up to $10 minimum payments on credit card purchases -- A little-noticed passage within the Wall Street reform law gives federal blessing to those handwritten "$10 minimum" signs we all see at convenience stores ... (See $10 minimum purchase)

J.D. Power survey finds consumers happier with their credit cards -- American Express, Discover once again top the annual survey of consumer satisfaction with their cards ... (See 2011 credit card satisfaction survey)

How Capital One buying HSBC credit card accounts affects consumers -- Some 27 million U.S. cardholders awoke Wednesday to a new bank when Capital One bought HSBC's card portfolio. Here's what they should expect ... (See Card deal)

New medical FICO score sparks controversy, questions -- Within the next 12 months, like it or not, about 10 million Americans are expected to be scored -- much like a credit score -- on how likely they are to fill a prescription and take all the pills, on schedule ... (See Medical score)

Mint bans $1 coin trick that let rewards credit card holders rack up big points -- A favorite frequent flier points-building scheme -- buying coins from the Mint on credit cards, returning the metal but pocketing rewards, is no longer allowed ... (See U.S. Mint)

If U.S. can't make payroll, federal workers, aid recipients will have help, lenders say -- Banks and credit unions that cater to federal employees are beginning to offer aid to their account holders should the U.S. fail to reach a debt ceiling deal and stops paying its workers ... (See Debt crisis)

Nonprofits innovate to help low-income people establish credit -- With good credit increasingly important to living a mainstream life, the agencies are finding ways to step into the gaps that prevent people from starting and building credit ... (See Credit help)

Day 1 for new consumer financial protection watchdog -- On its first day of existence, the Consumer Financial Protection Bureau began policing large banks for consumer protection and launched a website to collect consumer complaints about credit cards ... (more)

Get out of debt smartphone apps -- Creating and sticking to a budget may not be fun, but using your smartphone to help you get out of debt sure beats updating budget spreadsheets on Quicken and Excel ... (See Debt-fighting smartphone apps)

How to get a refund if your airfare drops after you buy -- You book your flight early and then the price plummets. But, if you know how, you may be able to recoup at least some of the cost difference in the form of a voucher for a future flight ... (See Airfare refund)

9 unusual credit card rewards and perks -- If you take the time to peruse the merchandise and reward packages your points can buy, you may be surprised at the bounty you've been missing out on -- from kitschy to luxurious to downright bizarre ... (See Crazy rewards)

Airline, hotel credit cards offering sign-up bonus for adding authorized users -- Adding an authorized user can put you over the top for that free flight, but experts advise caution -- it dings your credit and exposes you to financial risk ... (See Authorized user)

7 tips for maximizing use of a digital gift card -- The market for digital gift cards has tripled in three years. While similar to their plastic counterpart, there are some differences you need to be aware of ... (See Digital gift cards)

7 questions to ask before opening an online bank account -- If brick-and-mortar bank fees and lackluster interest rate are pushing you to consider an online-only bank, how do you decide if branchless banking is right for you? ... (See Online banking)

The rise and fall of the credit card magnetic stripe -- More than four decades after its creation, the credit card magnetic stripe has revolutionized the way we make purchases and share personal information. Before it goes the way of the dodo, we look back at its history. ... (See Magnetic stripe)

Sign-up bonuses for rewards credit cards become more generous -- As cards make a comeback from the recession, issuers chasing new customers are becoming more generous with sign-up bonuses ... (See Reward card bonuses)

With all the airline fees, can you afford that 'free' flight? -- At last, you've earned enough frequent flier rewards for a free trip to your dream spot. But with all the fees, 'free' isn't what it used to be ... (See "Free" flight fees)

Survey: Annual fees kept at bay despite credit card reform law -- Dire predictions from card issuers that a 2009 reform law would boost fees has not come to pass, our fee survey shows ... (See Credit card fee survey)

Want a secured card? Experts offer advice on managing secured card accounts -- Secured cards have higher rates and fees, but their terms vary, so it pays to comparison shop and ask questions ... (more)

Patelco CU Gold credit card fee schedule -- Here's the 2011 fee schedule for Patelco CU Gold credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Penn State Employees CU Classic credit card fee schedule -- Here's the 2011 fee schedule for the Penn State Employees CU Classic credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Pentagon FCU Standard credit card fee schedule -- Here's the 2011 fee schedule for the Pentagon FCU Standard credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Pentagon FCU PenPromise Standard credit card fee schedule -- Here's the 2011 fee schedule for the Pentagon FCU PenPromise Standard credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

RBS Citizens Bank Platinum card fee schedule -- Here's the 2011 fee schedule for the RBS Citizens Bank Platinum card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Redstone FCU Platinum credit card fee schedule -- Here's the 2011 fee schedule for the Redstone FCU Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Redstone FCU Classic credit card fee schedule -- Here's the 2011 fee schedule for the Redstone FCU Classic credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

San Diego County CU Platinum credit card fee schedule -- Here's the 2011 fee schedule for the San Diego County CU Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Security Services FCU Gold credit card fee schedule -- Here's the 2011 fee schedule for Security Services FCU Gold credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Security Services FCU Classic credit card fee schedule -- Here's the 2011 fee schedule for Security Services FCU Classic credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Simmons First National Bank Platinum credit card fee schedule -- Here's the 2011 fee schedule for the Simmons First National Bank Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Simmons First National Bank Gold credit card fee schedule -- Here's the 2011 fee schedule for the Simmons First National Bank Gold credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Simmons First National Bank Classic credit card fee schedule -- Here's the 2011 fee schedule for the Simmons First National Bank Classic credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Intrust Bank Platinum credit card fee schedule -- Here's the 2011 fee schedule for Intrust Bank Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

M and I Marshall Platinum credit card fee schedule -- Here's the 2011 fee schedule for M and I Marshall Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

State Employees FCU Classic credit card fee schedule -- Here's the 2011 fee schedule for the State Employees FCU Classic credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Michigan State Platinum credit card fee schedule -- Here's the 2011 fee schedule for Michigan State Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

State Farm Bank Classic credit card fee schedule -- Here's the 2011 fee schedule for State Farm Bank Classic credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

PNC Bank Platinum credit card fee schedule -- Here's the 2011 fee schedule for PNC Bank Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Suncoast Schools CU Classic (Starter Card) credit card fee schedule -- Here's the 2011 fee schedule for Suncoast Schools CU Classic (Starter Card) credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

US Bank Platinum credit card fee schedule -- Here's the 2011 fee schedule for US Bank Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

UMB Bank Platinum credit card fee schedule -- Here's the 2011 fee schedule for the UMB Bank Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Virginia Credit Union Platinum credit card fee schedule -- Here's the 2011 fee schedule for the Virginia Credit Union Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Virginia Credit Union Gold credit card fee schedule -- Here's the 2011 fee schedule for the Virginia Credit Union Gold credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

VyStar CU Gold credit card fee schedule -- Here's the 2011 fee schedule for VyStar CU Gold credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

VyStar CU Classic credit card fee schedule -- Here's the 2011 fee schedule for VyStar CU Classic credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Navy FCU Platinum credit card fee schedule -- Here's the 2011 fee schedule for Navy FCU Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Wells Fargo Platinum credit card fee schedule -- Here's the 2011 fee schedule for Wells Fargo Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Patelco CU Classic credit card fee schedule -- Here's the 2011 fee schedule for Patelco CU Classic credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Wescom CU Platinum credit card fee schedule -- Here's the 2011 fee schedule for Wescom CU Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Discover More credit card fee schedule -- Here's the 2011 fee schedule for Discover More credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See Discover More credit card fees)

Fifth Third Bank Platinum credit card fee schedule -- Here's the 2011 fee schedule for Fifth Third Bank Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See Fifth Third Bank Platinum credit card fees )

First Hawaiian Bank Gold credit card fee schedule -- Here's the 2011 fee schedule for First Hawaiian Bank Gold credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

First Hawaiian Bank Classic credit card fees -- Here's the 2011 fee schedule for the First Hawaiian Bank Classic credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See First Hawaiian Bank Classic credit card fees)

FNB Omaha Platinum credit card fee schedule -- Here's the 2011 fee schedule for FNB Omaha Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See FNB Omaha Platinum credit card fees)

Delta Community Credit Union Classic credit card fee schedule -- Here's the 2011 fee schedule for Delta Community Credit Union Classic credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See Delta Community Credit Union Classic credit card fees)

Delta Community Credit Union Gold credit card fee schedule -- Here's the 2011 fee schedule for Delta Community Credit Union Gold credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Delta Community Credit Union Platinum credit card fee schedule -- Here's the 2011 fee schedule for Delta Community Credit Union Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See Delta Community Credit Union Platinum fees)

Blue from American Express credit card fee schedule -- Here's the 2011 fee schedule for Blue from American Express credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See Blue from American Express credit card fee)

First Tennessee Bank Platinum credit card fee schedule -- Here's the 2011 fee schedule for First Tennessee Bank Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See First Tennessee Bank Platinum credit card fees)

First Tennessee Bank Classic credit card fee schedule -- Here's the 2011 fee schedule for First Tennessee Bank Classic credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See First Tennessee Bank Classic credit card fees)

First-Citizens Bank and Trust Platinum credit card fee schedule -- Here's the 2011 fee schedule for First-Citizens Bank and Trust Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See First-Citizens Bank and Trust Platinum credit card fees)

Clear from American Express credit card fee schedule -- Here's the 2011 fee schedule for Clear from American Express, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See Clear from American Express credit card fees)

FirstMerit Corp. Platinum credit card fee schedule -- Here's the 2011 fee schedule for FirstMerit Corp. Platinum, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See FirstMerit Corp. Platinum credit card fees)

FirstMerit Corp. Classic (Variable) credit card fee schedule -- Here's the 2011 fee schedule for FirstMerit Corp Classic (Variable) credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See FirstMerit Corp. Classic (Variable) credit card fee)

Affinity FCU Classic credit card fee schedule -- Here's the 2011 fee schedule for Affinity FCU Classic credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See Affinity FCU Classic credit card fee schedule )

FirstMerit Corp. Classic (Fixed) credit card fee schedule -- Here's the 2011 fee schedule for FirstMerit Corp. Classic (Fixed) credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See FirstMerit Corp. Classic (Fixed) credit card fee)

Affinity FCU Platinum credit card fee schedule -- Here's the 2011 fee schedule for Affinity FCU Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See Affinity FCU Platinum credit card fee )

HSBC Platinum credit card fee schedule -- Here's the 2011 fee schedule for HSBC Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See HSBC Platinum credit card fees)

America First CU Classic (no annual fee) credit card fee schedule -- Here's the 2011 fee schedule for America First CU Classic (no annual fee) credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See America First CU Classic (no annual fee) credit card fees)

America First CU Classic (with annual fee) credit card fee schedule -- Here's the 2011 fee schedule for the America First CU Classic (with annual fee) credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See America First CU Classic (with annual fee) credit card fees)

America First CU Platinum Rewards credit card fee schedule -- Here's the 2011 fee schedule for the America First CU Platinum Rewards credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See America First CU Platinum Rewards credit card fee)

America First CU Classic Rewards credit card fee schedule -- Here's the 2011 fee schedule for the America First CU Classic Rewards credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See America First CU Classic Rewards credit card fee)

Arizona FCU Platinum credit card fee schedule -- Here's the 2011 fee schedule for the Arizona FCU Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Bank of America BankAmericard Platinum credit card fee schedule -- Here's the 2011 fee schedule for the Bank of America BankAmericard Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See Bank of America BankAmericard Platinum credit card fee)

Baxter (BCU) Platinum credit card fee schedule -- Here's the 2011 fee schedule for the Baxter (BCU) Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

BBVA Compass Platinum credit card fee schedule -- Here's the 2011 fee schedule for the BBVA Compass Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See BBVA Compass Platinum credit card fee)

BECU (Boeing Employees) Classic (Rewards option available with $25 fee) credit card fee schedule -- Here's the 2011 fee schedule for the BECU (Boeing Employees) Classic (Rewards option available with $25 fee) credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See BECU (Boeing Employees) Classic credit card fee )

Capital One Classic Platinum credit card fee schedule -- Here's the 2011 fee schedule for the Capital One Classic Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Capital One Platinum Prestige credit card fee schedule -- Here's the 2011 fee schedule for the Capital One Platinum Prestige credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Capital One Standard Platinum (Average Credit) credit card fee schedule -- Here's the 2011 fee schedule for the Capital One Standard Platinum (Average Credit) credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See Capital One Standard Platinum credit card fees)

Chase Platinum Slate credit card fee schedule -- Here's the 2011 fee schedule for the Chase Platinum Slate credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Citibank Platinum Select credit card fee schedule -- Here's the 2011 fee schedule for the Citibank Platinum Select credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Columbus Bank and Trust Platinum credit card fee schedule -- Here's the 2011 fee schedule for the Columbus Bank and Trust Platinum credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See Columbus Bank and Trust Platinum credit card fees)

AmeriCU secured credit card fee schedule -- Here's the 2011 fee schedule for the AmeriCU secured credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Digital FCU Classic credit card fee schedule -- Here's the 2011 fee schedule for the Digital FCU Classic credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See Digital FCU Classic credit card fees)

Bank of America secured credit card fee schedule -- Here's the 2011 fee schedule for the Bank of America secured credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

BBVA Compass secured credit card fee schedule -- Here's the 2011 fee schedule for the BBVA Compass secured credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See BBVA Compass secured credit card fees)

Capital One secured credit card fee schedule -- Here's the 2011 fee schedule for the Capital One secured credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (See Capital One secured credit card fees)

Pentagon FCU Gold credit card fee schedule -- Here's the 2011 fee schedule for the Pentagon FCU Gold credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey ... (more)

Nontraditional ways to seek financial guidance -- At the end of your rope with money issues? Maybe you should turn to a psychic, hypnotist or kinesiologist to help you work through your hurdles ... (See Financial guidance)

Online layaway: Old-fashioned payment system gets new digital life -- During the recession, the old-fashioned concept of layaway came roaring back to life. Now it even has an online twist ... (See Online layaway)

Erica Sandberg: Are credit protection plans worth the cost? -- In all her years working with people with credit problems, our expert has never heard someone exclaim, 'My credit protection plan was a lifesaver!' ... (See Credit protection plans)

What info can you be asked for when using a credit card? -- When you pay by credit card and a merchant asks you for personal information, do you have to show it? In most cases, no. In some instances, asking for personal information may violate store policy, credit card merchant agreements, and even state law. ... (See Personal info)

Representatives ask for review of rule limiting credit cards to stay-at-home spouses -- A Fed rule limiting credit availability of stay-at-home spouses should be studied to see if it hurts them, a quartet of U.S. representatives said in a letter Friday ... (more)

VantageScore turns 5: What it is, and why it matters -- It's been five years since VantageScore was launched as a more consumer-friendly alternative to the dominant FICO credit score, but has it really made a difference? It depends on who you ask ... (See VantageScore)

Travelers to U.S. may face credit card compatibility hurdles -- If European card issuers remove the magnetic stripe from their chip-and-PIN cards, then how would international travelers use their cards here? ... (See Chip-and-PIN cards)

Gary Foreman: Should you put your money in a mattress? -- Savings rates are still horrid, housing prices are still falling, but hoarding money in a mattress still isn't wise ... (See Money in a mattress)

True or movie myth: Can police trace a phone call in 60 (but not 59) seconds? -- So a mad bomber calls you, threatens to blow up the world, and police are on the line. If you keep MB on the line for 60 seconds, can the call be traced? ... (more)

Play now, pay later: Sports teams, theme parks roll out payment plans -- Your favorite theme park or pro sports team wants you back, even if you have to pay for your fun over time ... (See Entertainment payment plans)

QA with David Sirota, 'Back to Our Future' author -- The financial excesses of the '80s, epitomized by the fictional character Gordon Gecko, came horribly true in this century with characters such as Bernie Madoff, author says ... (See QA with David Sirota)

7 free ways to reduce the stress caused by money, finances -- If you want to solve those money problems, you need a clear mind, healthy body, experts say. Here are simple ways to get them back ... (See Money stress)

Banks cut, cancel their debit rewards programs -- With banks cutting back or entirely scrapping their popular debit card rewards programs, what's a consumer to do? Here are your options ... (See Debit rewards)

8 credit card strategies of frequent flier mile pros -- These travel junkies earn hundreds of thousands of miles without ever entering an airport. Use their credit card techniques to reap your own free flights ... (See Flier tips)

Study: For some, prepaid card is better deal than a checking account -- With costs on the rise in the banking industry, a recent study found that prepaid cards might be a sound financial decision for people - even outpacing checking accounts in some cases. ... (See Prepaid card vs. checking)

6 key questions to ask before buying an online coupon deal -- Hit the "buy" button too quickly, and deal-a-day websites can quickly turn into credit card debt. Ask yourself these six questions before you take the plunge ... (See Online coupons)

5 ways the Law of Attraction can help you get out of debt -- If you consistently think about being debt-free and banish negative money thoughts, can your mind lift you out of your financial hole? ... (See Law of attraction)

When being frugal becomes an obsession -- Do you or someone you know go beyond being a cheapskate? If so, you may have a money disorder -- one that financial therapists call “underspending” ... (See Money disorders)

The golden days of having credit -- Today, having the uber-exclusive American Express Black Card is a status symbol. A half-century ago, being approved for a credit card meant you had joined the American elite ... (See Credit cards)

Credit card issuers, banks waive fees for Japan relief donations -- Banks will forgo their usual transaction fees so that 100 percent of the money donated for Japan relief reach its destination ... (more)

Are you suffering from a money disorder? Maybe it's time to consider financial therapy? -- Do you overspend, blow your budget, obsess over your cash (or lack of it?). Then a new breed of expert -- financial therapists -- are ready to help ... (See Financial therapy)

QA with 'Super Rich' author and hip-hop entrepreneur Russell Simmons -- In a wide-ranging interview, the hip-hop entrepreneur promotes spirituality, peace and defends the fees on his prepaid RushCard ... (See Russell Simmons)

Credit cards magnetic stripes get smarter -- The humble credit card is about to get smart with buttons and displays to keep you on a budget and protect you from fraud ... (See Magnetic stripes)

Citi, AmEx launch pilot rewards card program: Two cards, one account, one statement -- Trying to lure back customers in a post-recession, post-reform world, card issuers are testing programs that offer more flexible rewards ... (See Two cards, one account)

High-tech tithing: Churches embrace online credit, debit card donations -- Tithing? There's an app for that. Churchgoers have moved past the collection plate to swiping plastic, paying at a vestibule ATM or punching the buttons of their smart phones ... (See High-tech tithing)

8 tips to stop banking app fraud -- Having an app from your bank on a smart phone or tablet computer is incredibly convenient, but is it safe? Learn how to protect your mobile device ... (See Mobile banking app tips)

Study: U.S. credit cards more transparent since new law kicked in -- A study marking the one-year anniversary of the reforms enacted by the Credit CARD Act finds they haven't raised prices, and have increased transparency ... (See CARD Act study)

10 ways business credit cards are different -- Business credit cards offer distinct advantages, but not all the protections of consumer cards ... (See Business card differences)

Medical marijuana sellers can't take their 420 money to the bank -- Pot merchants, selling legally under state laws, are shunned by major credit card banks, but a few entrepreneurs see a budding opportunity ... (See Medical marijuana: 420 money is shunned by banks)

How much it costs to attend Super Bowl XLV -- You won't see any credit card Super Bowl ads in 2011, but they'll be everywhere -- mainly because it costs so much you couldn't carry enough cash ... (See Super Bowl XLV prices)

Consumer Reports urges consumers to write Congress about unreadable credit card agreeements -- Consumer Reports launched a campaign urging consumers to write or call their U.S. Senators with this message: Make credit card contracts simple, clear and short ... (See Credit card agreements)

Cookies and credit: Card issuers watch how you shop for credit cards, customize offers -- Shopping online for a credit card? Some issuers have begun to use high-tech marketing techniques to vary their offers based on what they think they know about you from your online behavior ... (See Card issuers' online techniques)

5 tools for rebuilding your post-recession credit -- A number of credit issuers are stepping up offers to consumers working to regain their financial footing, after months of keeping their coffers closed ... (See Rebuilding your credit)

0 percent balance transfer offers stage a comeback -- If you've noticed a fresh spate of 0 percent balance transfer offers in your mailbox lately, you're not alone, experts say. However, the latest offers come with some new terms and conditions that could trip up unsuspecting consumers ... (See 0 percent balance transfer offer)

Free, public Wi-Fi can be dangerous to your credit card, bank accounts -- If you use a free Wi-Fi connection in an airport, cafe or some other public space, you may be taking a big risk with your credit card information. But the good news is there are steps you can take to secure your data ... (See Wi-Fi card threats)

QA with Matt Taibbi, author of 'Griftopia' -- Gonzo Rolling Stone writer Matt Tiabbi doesn't just pick a bone with Wall Street in his latest book, "Griftopia." He dissects the entire rotting carcass ... (See Matt Taibbi)

Watch what you post! Collectors turn to social media -- Social networking websites are becoming hotspots for collection agencies wanting to track down elusive debtors ... (See Debt collection, social media)

Issuers use incentives to push paperless billing -- While more consumers pay bills online, far fewer have given up on paper bills and statements entirely. As a result, card issuers are dangling incentives as sweepstakes and extra features to get consumers to switch off the paper ... (See Paperless billing)

Comparing pro sports leagues' credit cards -- From Major League Baseball to the Ultimate Fighting Championship, credit card issuers are offering something for every sports fan. But like any other credit card, sports affinity cards should be judged by their specific terms and conditions, not their logos. ... (See Compare pro sports cards)

How to change financial bad habits in 8 steps -- Making lasting changes requires time, discipline and a dive into the psyche to figure out why, exactly, you handle money the way you do ... (See Change financial bad habits)

Experts' credit card and debt predictions for 2011 -- Debit cards cool off, mobile payments soar and we return to some of our old habits, say our prognosticators of plastic payments ... (See Credit card 2011 predictions)

Store loyalty programs: Discounts can have hidden costs -- Sure, the popular store loyalty programs offer discounts, but is it really a discount if you're chasing savings on items you wouldn't have otherwise bought? ... (See Store loyalty programs)

Discover test credit card offers draw criticism -- The test offers Discover made skirt the edges of federal regulations requiring complete disclosure of terms, say consumer advocates ... (See Discover)

Video: No more naked gift cards -- Amp up the wow factor when you give gift cards this Christmas. CreditCards.com's Cynthia Drake -- on a mission to rid the world of naked gift cards -- presents three fun, simple ideas for jazzing up those gift cards this year. ... (See Video)

15 fun, easy ways to wrap gift cards -- Amp up the 'wow' factor when giving gift cards this holiday season. All it takes it a little creativity -- and a personal touch ... (See Gift card wrapping)

Prepaid city cards boost 'shop local' campaigns -- The introduction of "city cards" boosts support and shopping for town and cities who want to keep more dollars local ... (See Prepaid city cards)

You made a layaway purchase? How to retrieve your merchandise -- Buying by layaway has made a comeback, so many people are new to the process. Here's how to make sure your merchandise retrieval goes smoothly ... (See Layaway retrieval tips)

How to solve credit card problems through Twitter -- Why wait on endless hold to dispute a credit card fee over the phone when can post your complaint on Twitter and often resolve the problem more quickly and with fewer hassles? ... (See Twitter customer service)

The Credit Card Hall of Shame: All-time worst credit crimes -- What's it take to make our list? A fast-buck scheme. A willingness to wreak widespread financial havoc for personal gain. And a taste for larceny -- and prison ... (See Credit card crime)

Goodbye, checks: State governments move to paying by debit cards, direct deposit -- More state programs are switching to paying benefits via via debit cards, but programs vary widely. Here are nine things to know ... (See State debit cards)

11 buying, spending tips:: Your holiday credit card self-defense guide -- If you don't do your homework and take the time to protect yourself -- not just from fraudsters, but from yourself and your own compulsions -- your holiday bills could go sky-high. These 11 tips can help ... (See Holiday credit card shopping)

2010 holiday credit card and debit card special promotions -- The halls are decked with deals this season as stores, credit card and debit card issuers team up for holiday promotions ... (See Holiday deals)

Chart: 2010 holiday credit card and debit card special promotions -- Card issuers are rolling out special holiday deals to entice reluctant, recession-weary consumers into spending once again ... (See Chart: 2010 credit card holiday deals)

2011 brings expensive changes to FSA, HSA use -- Unless you have a prescription, that card you've used to buy drugs could have a surcharge tacked on ... (See Health care law)

Debt's most tragic toll: murder-suicide -- While a poor economy doesn't make someone abusive, financial hardship can turn someone already on the edge into a violent criminal ... (See Debt and murder)

Your credit card can make you elite -- Achieving elite status on a frequent flier program may be easier than you think -- especially if you have the right credit card ... (See Frequent flier)

2010 gift card comparison table -- Even in a tough economy, gift cards are always popular. The 2010 holiday season should be no different. Use this chart to find the gift card that's best for you ... (See Gift cards)

Credit card insurance perks: Does your card have you covered? -- Your credit card can help make life's little emergencies a tad easier to handle. But the next time disaster strikes, your card could be there for you in ways you didn't expect -- as long as you play by the rules ... (See Credit card insurance coverage)

Little known credit card hardship programs offer help for problem debt -- Card issuers don't publicize them, but most have internal hardship programs for customers who have trouble paying their debts ... (See Credit card hardship programs)

Forgot to pay your credit card bill? You could lose your rewards points -- Here's another reason to pay your credit card bill on time: If you pay late, you could lose your rewards points ... (See Credit card rewards)

Sending money to jail, managing it while in prison pose challenges -- Need to send money to someone in jail or prison? Restrictions abound, rules vary and jails are their own mini-economies ... (more)

Medical credit cards: Watch for these warning signs -- With out-of-pocket medical costs skyrocketing, medical credit cards are on the rise. But can they hurt more than they help? ... (See Medical credit cards)

Credit card issuers required to 'cure' penalty rates -- Missed a couple of credit card bills and get socked with a penalty APR? New rules give you an opportunity to get your old rate back ... (See Penalty rate cure)

The good, bad and the ugly of credit card offers -- Credit card offers are back from the dead, so if you've got a high credit score, you're in demand and are likely to have a mailbox stuffed full of offers. If you've got average or bad credit, however, the story's likely quite different. ... (See Credit card offers)

4 ways to avoid debit card overdraft fees -- and 3 times when you should consider opting in -- The rules have changed on debit card overdraft fees; we offer four cheap ways to avoid them and list three cases in which you should consider opting in ... (See Overdraft protection)

Been 'preapproved' for a credit card? The offer's not a binding contract - you may not get it -- A reader who's never had a credit card in her own name wonders why she's getting rejected for preapproved credit cards. Our expert explains that preapproved doesn't always mean that you're a cinch to get the card. ... (See Preapproved)

U.S. looks to create a financial literacy pyramid -- Like the food pyramid, the Treasury Department wants to create a financial literacy pyramid to help make financial education concepts more memorable and accessible. ... (See Financial literacy pyramid)

Video: Should you enroll in overdraft protection? -- New federal rules require banks to get your permission before they enroll you overdraft protection. Should you opt in? Before you decide, watch this video explaining the ins and outs of overdraft protection and the advantages and disadvantages of opting into it. ... (See Video)

Fill your car's tires with nitrogen, not air? It's not worth it -- Although proponents say nitrogen reduces leakage and prevents tires from deteriorating, the claims don't stand up to scrutiny ... (See Nitrogen-filled tires)

Going mobile to make payments? You could be losing protection of consumer laws -- When it comes to mobile commerce, all payment methods are not created equal. Transactions linked to prepaid cards offer the least protection against unauthorized use and billing disputes ... (See Mobile payment protections)

Vending machines that take credit, debit cards catch on -- Newfangled machines take plastic and sell everything from fancy electronics to wine -- and yes, they can check your ID, too ... (See Credit card vending machines)

Save money with online coupon services -- Traditional paper coupon-clipping is fine, but as long as you steer clear of the too-nosy ones, online coupon sites have advantages, too ... (See Online coupons)

What does it cost to get a credit card in your pocket? -- What does it cost to get a single credit card into a willing consumer's pocket? Not much, industry experts say, and most of the cost comes once the card's already made. ... (See Creation)

Video: Why you don't understand your credit card agreement -- A CreditCards.com study found that the average U.S. credit card agreement is written on a 12th grade level. That means 4 in 5 Americans can't understand their agreement, since the average adult reads at a ninth grade level. Why are they so hard to read? Senior reporter Connie Prater explains. ... (more)

Instant-issue debit cards go flat - no raised, embossed numbers -- Lost your debit card again? Your local branch can probably issue a new card on the spot, but beware, it looks and feels quite different ... (See Flat debit cards)

Credit CARD Act begins final phase -- Gift card protections, requirements for reasonable fees and mandatory account reviews when interest rates are hiked are among the new consumer protections in Phase III of the Credit CARD Act of 2009. ... (more)

American Express No. 1 in customer service survey -- AmEx trumped other major issuers in customer satisfaction in the 2010 Credit Card Satisfaction Study, conducted by J.D. Power and Associates ... (See J.D. Power survey)

Are cash back debit cards worth it? -- Cash-back debit cards are becoming more common, but are they a good deal? Maybe -- as long as fees and restrictions don't bite into your earnings ... (See Cash back)

Help for bad credit: Getting a credit card -- You need a credit card to improve your credit score, but you need a good credit score to open a credit card account. If you're stuck in this frustrating cycle, don’t give up ... (See Help for bad credit: Getting a credit card)

How to create a price book to help you comparison shop -- It takes a while to gather the information you need, but once you do, you'll never be fooled into buying an overpriced 'sale' item again ... (See Price book)

Want that credit card? Here are 10 things NOT to do when you apply -- When applying for a credit card, especially if you've had money problems, do one of these 10 things, and wham! You've just hurt your chances of getting approved ... (See Applying for credit)

What next generation credit cards will look like, do for you -- Next-generation credit cards are moving from the lab to wallets, with touchscreens, bigger memories and the ability to tell you your balance ... (See Credit cards of the future)

7 reasons your credit card gets blocked and 7 tips for handling it -- When your credit card company stops a thief from charging fraudulent expenses to your card, you're thrilled. But what happens when they mistake you for the thief? We can help ... (See Blocked)

Jeremy M. Simon: What exactly is a 'pre-screened' or 'pre-approved' credit card offer? -- The term "pre-screened" describes card offers that banks have targeted to certain consumers based on their borrowing histories and other personal information ... (See Pre-screened)

Video: How a credit card is processed -- Find out what happens after you swipe your plastic with this animation showing the complex, multi-party operation that is credit card processing. ... (See Card processing)

Bill allowing online gambling - but not by credit card - passes House test -- Online gambling may make a comeback: A law that would permit it passed a House panel, but credit cards are still barred from the poker table ... (See Online gambling bill)

Bank of America stops disclosing default APRs -- Despite regulations aimed at making credit card agreements more consumer friendly, new cardholders carrying plastic from the No. 2 U.S. bank won't know the exact cost of making a borrowing mistake until it's too late. ... (See Penalty rates)

Consumer financial protections at least a year away -- Long ramp up time for new Consumer Financial Protection Bureau means consumers will have to wait for credit card protections ... (more)

New federal credit card agreement database shows potential, isn't user-friendly -- A new federal database of credit card agreements contains a wealth of information, but it isn't presented in a user-friendly way, critics say ... (more)

10 wordiest credit card agreements -- Of all the credit card contracts posted online in a new Federal Reserve database, these droned on the longest, according to a CreditCarsds.com analysis ... (more)

Video: Consumers try in vain to read credit card agreements -- CreditCards.com took to the streets of Austin, Texas, armed with a credit card agreement. Then we asked the people we met to read it. It wasn't pretty. ... (See Video)

Quotable: What lawmakers, experts say about CreditCards.com's readability study -- Lawmakers, consumer advocates, banking industry officials and financial literacy and readability experts react to the CreditCards.com analysis of the readability of U.S. credit card agreements ... (more)

Readability of the credit card agreements from 20 largest issuers -- Large national banks issue more than 90 percent of the cards in the United States. Here's how their credit card agreements compare for readability ... (more)

3 language experts try to make sense of a credit card contract -- No joke: An ex-spy, a rocket scientist and an etiquette expert wade into a credit card agreement and try to make sense of it ... (more)

10 most unreadable credit card contracts -- Of all the credit card contracts posted online in a new Federal Reserve database, these were the 10 most unreadable, according to a CreditCards.com analysis ... (See Unreadable card contracts)

10 most readable credit card agreements -- Of all the credit card contracts posted online in a new Federal Reserve database, these were the 10 most readable, according to a CreditCards.com analysis ... (more)

6 credit card fees you might not know about -- In the aftermath of new regulations that cracked down on some of their most lucrative practices, credit card companies are looking for new sources of revenue. If you're not careful, you may get hit with a broad array of old and new fees ... (See Obscure credit card fees)

How to keep track of all those rewards points -- The idea of earning free stuff is so alluring that many consumers now have too many reward programs to keep tabs on ... (See Rewards points trackers)

Study: Credit card annual fees most hated -- A recent survey reveals that of all the costs associated with credit cards, annual fees are the most despised. ... (more)

4 key questions to ask when considering a cash advance -- Recession-bitten consumers are stepping away from credit card cash advances with a vengeance. That's a good thing, financial experts say. Cash advances are a bad financial idea, except in the most dire of emergencies. ... (See Cash advance)

Financial role reversal: Adult children increasingly co-sign for parents' loans -- In a case of financial role reversal, more parents are turning to their children for loans due to the parents' rising debts, falling retirement funds ... (See Co-signing for parents)

Travel tips for countries where cash, not credit, dominates payments -- Going to a country where cash and coin, not plastic cards, must be used? These tips will help you minimize the risks that ATMs and carrying cash can bring ... (See Tips for traveling with cash)

Video: How to accept credit cards at your next garage sale -- Garage sales are usually old fashioned and low-tech, but if you're selling a high-priced item such as a flat screen TV or an elliptical machine, that might not be good enough. Here are some tips that can help you accept credit cards at your garage sale. ... (See Garage sale)

How to evaluate structured settlement buyout offers -- Structured settlement buyout firms let you get cash quickly in exchange for giving up a stream of payments you got from a lawsuit settlement or accident claim. How do you know whether it's a fair payment? ... (See Structured settlement buyouts)

Proposed Treasury rules take hard line against prepaid card fraud -- New rules aimed at fighting crime and terror financing could impact gift card buyers, experts warn. ... (See Prepaid cards)

7 tips for using your yearly credit card summary as a budgeting tool -- Plastic gets a bad rap for destroying cardholders' personal finances. But increasingly, users and personal finance experts alike tout the annual year-end statements provided for free by card issuers as one of the most useful personal finance tools available ... (See Budgeting)

QA with 'Paying With Plastic' author David Evans -- In this book author Q&A, 'Paying With Plastic' author David Evans argues we're going through two payment revolutions: paper to plastic, then plastic to "virtual" payments ... (See 'Paying with Plastic' by David Evans)

Feds cap credit card late fees at $25 -- The fee limit is among several new protections from Credit CARD Act that were finalized Tuesday ... (See Card fee caps set)

How to accept credit cards at your next garage sale -- Garage sales have always been relatively low-tech affairs, but if you want to sell a higher-priced item, such as a flat-screen TV or that barely used elliptical machine, cash or checks might not be good enough anymore ... (See Garage sale)

Compare 8 home improvement financing choices -- As a contractor matches a saw to the cut, match your home improvement financing choice to the job at hand ... (See Compare home improvement financing)

Your credit card's Da Vinci Code: How the 'Luhn formula' evaluates credit card numbers -- Think of it as your card's Da Vinci Code: A little known, low-tech mathematical sleight-of-hand is used to see whether numbers on credit and debit cards are real or fake ... (See Luhn formula)

8 ways to maximize your credit card rewards points -- Once you've gone to the trouble of earning all those bonus points, spend them wisely. Here are eight tips from experts on getting the most from your rewards ... (See Credit card rewards)

4 keys to credit, debit card zero-liability policies -- So you found some suspicious-looking charges to your credit card or bank account. No big deal. You're covered by the bank's zero-liability policy, right? Not always, so know the rules ... (See Zero liability policies)

4 things you must know about emergency credit card replacement -- Losing a credit card while traveling can be a disaster. The good news is that if you prepare in advance and take a few precautions while you're on the road, the damage will likely be minimal. ... (See Emergency card replacement)

Seven easy tricks to remember numbers, codes, passwords -- In today's digital society, everyone from your bank to your office to your parents in their new ZIP code, want you to memorize numbers and codes. Here's how ... (See Password tricks)

What to do if your credit card is discontinued -- Since the credit crunch hit in 2007, card issuers have become swift to shed cards. While your discontinued card won't be turned away at the grocery store, you do have to react. ... (See Discontinued)

Cell phone payment system options multiply -- The trend of paying by cell phone, slow to catch on in the U.S., is finally gaining traction with the big players showing interest ... (See Cell phone payment systems)

FTC report on ATM 'emergency' PIN numbers throws up its hands -- Congress mandated a year ago that the FTC study whether it's feasible to create ways for people to summon emergency at ATMs. Dunno, the long-awaited study says. ... (See Emergency ATM PIN)

Video: Replay of credit reporting, scoring Q and A with Experian -- On Thursday, May 6, 2010, Experian director of public education Rod Griffin answered your questions on credit scoring and credit reporting live via a video stream from the CreditCards.com studio in Austin, Texas. The event is now over, but if you missed it or just want to see it again,watch it here. ... (See Credit reporting)

QA: 'Your Money Ratios' author Charles Farrell -- How can you tell at your age if your financial ship is headed toward open water or veering toward the rocks? Ratios, says 'Retirement Roadmap' columnist Charles Farrell ... (See Q&A with Charles Farrell)

Debit card rewards offers grow in diversity, not so much in generosity -- Though their rewards remain meager compared those of credit cards, debit rewards grow in popularity, type ... (See Debit rewards)

Plastic love: How to protect your credit while online dating -- Use online dating services? Your credit and other financial interests may be at risk if you don't guard yourself from those falsely fishing for companionship. Here's how to protect more than just your heart when seeking a mate via the Internet ... (See Online dating)

10 credit card perks you didn't know you had -- Think all that's in the fine print of your credit card is trouble? There may actually be some good news in there: hidden perks, from car rental collision insurance to return protection, that can save you cash ... (See Credit card perks)

Shredded bliss: 5 steps to choosing the perfect paper shredder -- Protect yourself from identity thieves with these five steps to paper shredder perfection. ... (See Paper shredders)

Keeping currency: U.S. dollar bills could change size, shape, texture to help the blind -- Most of the Western world helps the visually impaired by altering bills to make denominations different. The U.S. is now studying the same idea ... (See Blind currency)

Blippy's blooper: Social networking site leaks consumers' card data -- The social networking site's goof rekindles a debate over how much private data should be public ... (more)

Monthly credit card statements get remake: An interactive look at your new credit card bill -- Use this interactive guide to see how new regulations in the Credit CARD Act have changed the look of your monthly credit card statement ... (See Card statements' new look)

5 questions to ask before getting a credit card with an annual fee -- More credit card issuers are adding or increasing annual fees, but there are still plenty of no-fee options. Before you get a new card with an annual fee, make sure the benefits are worth the costs ... (See Annual fee questions to ask)

Video: 4 easy credit card crafts -- Don't throw out that old credit card, debit card or gift card -- make something with it. CreditCards.com's Cynthia Drake shows you how to make earrings, a bracelet and a guitar pick and a decorative pin out of those old pieces of plastic ... (See Crafts)

Credit card industry searches in vain for a 'green' card to replace PVC plastic -- Roughly 6 billion credit cards are produced each year by card manufacturers worldwide. Can they be made from something besides plastic? ... (See Green cards)

5 Earth-friendly credit card moves you can make now -- You may not be able to immediately ditch your plastic card, but there are several moves you can make to soften its eco-impact ... (See Eco-friendly credit card moves)

Travelers checks decline in use: Most leave home without them -- Once you wouldn't leave home without travelers checks. Now they're fading from use ... (See Travelers checks)

DIY, credit card style: Issuers roll out 'do it yourself' cards -- More companies are rolling out tools on the Internet that give consumers greater control over the features of their cards ... (See DIY cards)

8 crafty ways to recycle, reuse old credit cards -- Don't want to clutter a landfill with all of the plastic in your wallet? Turn your old, expired cards into clever new creations ... (See Card crafts)

Avoiding new rules, 'free' credit report sites switch to offering 'free' scores -- On the eve of new rules sharply restricting offers of 'free' credit reports, companies switch to offering 'free' credit scores ... (See Free credit report)

8 games that clarify credit for kids -- Kids learn best from experience, which is why financial games aimed at teaching fiscal responsibility can make a boring topic fun. ... (See Play debt)

Magnetic mysteries: 6 answers about magnets' impact on credit cards -- Can cell phones erase the data on a credit card's magnetic stripe? How about MRI machines or those magnets that keep your purse closed? We took these questions and others to a physics professor in search of the truth. ... (See Magnet)

QA with Manisha Thakor, author of personal finance book 'Get Financially Naked' -- 'Get Financially Naked' with your honey -- or face big money woes, book author says. ... (See Naked)

10 financial spring cleaning tips -- Taking these 10 steps will help you to renew, review, refresh and regrow your finances. ... (See Financial spring cleaning)

Gift card rules mean fewer fees, more time to use cards -- Concerned that your old gift cards may become little more than worthless plastic before you get the chance to use them? Exhale. That's much less likely than it used to be. ... (See Gift card rules)

Credit card law compels speedy estate settlement for debt after death -- A little-noticed provision of the Credit CARD Act of 2009 makes it easier for the estate's administrator to settle the account in a timely fashion. ... (See Death)

What to ask before getting a lawsuit settlement loan -- You may have seen the ads on TV -- "Cash for injury and employment cases!" These lawsuit loans should be a choice of last resort. But if you're considering one, asking yourself these key questions first can help keep your costs down. ... (See Cash)

New card statements may elicit fear, anxiety about debt -- New information-packed credit card statements could increase your anxiety. Find out why that's a good thing. ... (See CARD Act)

Varied credit card travel perks make them good vacation partners -- Travelers can count on all kinds of special treatment from their credit cards. Benefits vary widely; shop for a card that fits your travel plans. ... (See Card travel perks)

Credit card issuers' financial cell phone apps -- Back when, your cell phone was just for talking on the go. Now, mobile banking applications let you manage your finances, and include tools for credit cardholders. ... (See App)

Consumers shying away from credit cards when shopping online -- The poor economy and consumers' growing aversion to carrying large credit card balances may be why more alternative forms of payment are being used for online purchases. ... (See Shop online)

Can a magnet really make your credit card not work? -- Will your card become unreadable if it's exposed to magnets? In a previous story, we said yes, but many of you begged to differ. Seeing that, we took the challenge of clearing things up once and for all. The results surprised us. ... (See Magnet)

Video: Can magnets really make a credit card unreadable? -- If you expose your credit card to a magnet, will it still work? In an earlier video, Cynthia Drake with CreditCards.com said that it would not, but some viewers disagreed. We set out to see what the truth really was. ... (See Magnets)

Fed proposes rules to limit credit card fees -- Credit card fees would have to be 'reasonable' and 'proportional' to the offense under new rules proposed by the Federal Reserve. ... (See Fees)

White House online town hall credit card reform transcript -- This transcript chronicles the conversation between administration officials and CreditCards.com readers on Feb. 22, 2010, the day a federal credit card reform law took effect. ... (more)

Chart: Compare credit cards' rental car insurance policies -- It's no longer wise to automatically refuse extra coverage at rental counter. This chart will help you compare policies among major card companies. ... (See Chart)

Don't always refuse rental car insurance coverage; credit card protections become iffy -- It used to be a no-brainer -- credit card holders refused costly additional insurance policies offered by car rental agencies. Now it's not: The rental agencies charge new fees and the card issuers' policies aren't uniform or universal. ... (See Car rental insurance)

Graphic: Statistics of ATM use in the United States -- The amount and use of ATMs in the United States has grown slowly since 1999. Check out this graphic that breaks down the amount of monthly transactions, total stand-alone and total machines and total transactions. ... (See ATM stats)

How to clear a minor of responsibility for card debt in 5 steps -- A worried grandparent wants to know how she can make sure that her grandson isn't held liable for debt on a credit card that his mother got in his name. ... (See Fraud)

Video: White House town hall on credit card reform -- Austan Goolsbee of the President's Council of Economic Advisers answered questions on Feb. 22 about credit card reform and what it means to you. The questions were both submitted live and in advance through CreditCards.com. ... (See Town hall)

How social networking can help credit card debtors -- While social networking groups are virtual, the results from participating in online debt relief support groups are real. ... (See Relief)

New credit card era begins with latest CARD Act provisions -- It's a new day for credit cards. As of Feb. 22, new consumer protections within the Credit CARD Act of 2009 take effect. ... (See Era)

Video: New card law changes relationship between colleges, issuers -- The Credit CARD Act changes the once-secret agreements between card issuers and colleges by requiring schools to report any deals they make with card companies to the Federal Reserve Board. ... (See Campus)

What's NOT covered by the credit card reform law -- The sweeping credit card reform act's regulations omit several types of cards and many practices consumer groups find objectionable. ... (See Untouched)

Want to avoid a rate hike? Don't carry a balance -- The best way to deal with a looming credit card interest rate hike is to not carry a balance on your credit card. ... (See APR)

Era of readily available credit cards for young adults ends -- Students, once coveted by card issuers, now have fewer choices for obtaining credit. ... (See Era)

Do non-English-speakers have a chance in today's banking system? -- How much does the ability to speak English affect desire or ability to participate in the American banking system? That's what Congress aims to find out with a new study that was mandated by the Credit CARD Act. ... (See Study)

No payments, no interest -- not anymore! -- Traditional 'no interest, no payment' plans are going the way of the cassette tape, done in by a change in federal law that went into effect Feb. 22, 2010 ... (See Interest)

Video: Big changes coming to bad-credit credit cards -- The new credit card law -- much of which takes effect on Feb. 22 -- has provisions that protect people with bad credit. Specifically, the law limits fees on subprime credit cards. What other changes will the law bring for those with poor credit? ... (See Bad credit)

Video: 5 smart moves to make before Feb. 22 -- Sweeping new credit card laws arrive on Feb. 22, 2010. But before that day, you might want to make one of these smart credit moves. ... (See Moves)

Visa expands 'no signature' credit card transactions program -- That once-familiar credit card ritual -- signing for your purchases -- will become a rarity for purchases under $25 once Visa expands its no-sign program in July. ... (more)

Poll: On eve of credit card reform, few understand what new law holds -- Significant numbers of consumers are unaware of the most important elements of the new package of credit card rules. Worse, many have erroneous assumptions about what the new rules do address. ... (more)

'Emergency PINs' to summon help at ATMs: Law could bring urban myth to reality -- It's not true: Punching your ATM's PIN in reverse won't summon the cops. But Congress liked the urban myth enough to mandate a study of the idea. ... (See Reverse PIN)

Piggybacking is still an option, but proceed with caution -- If you're looking to help boost a FICO score, piggybacking as an authorized user on a spouse's credit card account remains an option. But if you're looking to pay to do it, you might be out of luck. ... (See Piggybacking)

Credit card penalty rates can top 30 percent; how to avoid them -- Think it costs a lot to use your credit card now? Make a late payment and your interest rate could jump to more than 30 percent. ... (See Rates)

Credit card reform arrives in the form of the Credit CARD Act -- The most sweeping credit card changes ever are being imposed on credit card issuers, which in the course of complying, are making dramatic changes in consumers' credit card accounts -- not all of them welcome ... (See Credit card reform law goes in effect)

Take steps to prevent bipolar card splurges -- One of the symptoms of bipolar disorder can be overspending. To prevent rampant shopping, there are obstacles you can set up to derail your urge to splurge. ... (See Bipolar)

Credit CARD Act of 2009 article archives -- All the CreditCards.com coverage of the credit card reform law ... (more)

Frequent flier cards evolve, become trickier; tips to maximize rewards -- For consumers willing to weigh the costs and advantages of so many different reward programs, the changes can be a real boon. But there’s also no denying that deciphering reward programs is becoming more complicated. ... (See Frequent flier cards)

Think twice before lending your credit card -- or it will cost you big -- If you let someone -- such as your underage daughter -- borrow your credit card, watch their spending carefully. If they go overboard, you're likely responsible. ... (See Beware)

New credit card fee: Pay $1 to get your own monthly billing statement -- Pay a buck to get a bill sent to you? That's what users of credit cards from Ann Taylor, Victoria's Secret, Beall's and some 90 other retailers will have do. ... (See $1)

Credit card interest rates hit highest level since 2007 -- The holiday from rate hikes has ended -- in a big way. Interest rates on new credit card offers skyrocketed this week to their highest levels since October 2007, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Bulk up your thin credit in 4 easy steps -- When getting started with credit, the key is to start small, then build up gradually over time. These four easy steps can get you on your way. ... (See Thin credit)

Social networking: Your key to easy credit? -- In their quest to identify creditworthy customers, some creditors tap into the information you and your friends reveal in the virtual stratosphere. ... (See Credit)

Fed issues final Credit CARD Act rules -- The Federal Reserve issued final rules implementing the second phase of the credit card reform law. They are the most significant changes in credit card laws in decades. ... (more)

Come clean about debts before they damage your relationship -- Our expert advises a young man to tell his fiancee of his credit woes now -- or risk doing a world of damage to his relationship with the most important person in his life. ... (See Secrets)

Credit card ads reflect changes in economy, public attitudes -- Gone are the days when credit card ads encouraged spending and more spending. They're here for us now; they feel our economic pain. ... (more)

Personal finance predictions for 2010: Your credit card -- Expect dramatic change in an industry roiled by recession, reform. Whether the net is good for consumers is unclear. ... (more)

Giving charity gift cards? Mind the fine print -- Whether you're looking for a tax write-off, a meaningful gift for a loved one or just a way to do a good deed, you may want to consider a charity gift card. But be warned: These cards' fine print can hold terms that are, well, less than charitable. ... (See Charity cards)

Personal finance predictions for 2010: Your debit card -- As credit cards continue to retreat, debit cards will evolve, advance ... (more)

Personal finance predictions for 2010: Rewards cards -- For years, card companies footed the bill for these expensive programs. In 2010, rewards will go on a diet of fees and frugality. ... (more)

Personal finance predictions for 2010: Phones become payment tools -- We may look back on 2010 as the year our cell phone became a pay phone. ... (more)

Personal finance predictions for 2010: Your paycheck -- One day, perhaps this year, your paycheck may disappear -- replaced by a prepaid card. ... (See Predictions)

Personal finance predictions for 2010: Housing's comeback -- Delinquencies predicted to level off, finally ending the bleeding that took us into a steep recession. ... (more)

Personal finance predictions for 2010: Your mail -- Credit card offers fell precipitously in the recession, but experts see a renewed flow in 2010. ... (See Predictions)

Personal finance predictions for 2010: ID theft -- Like wolves to injured prey, identity thieves are out to turn the recession struggles of average Americans to their own advantage. ... (more)

Personal finance predictions for 2010: Your kids -- The CARD Act crackdown on campus card promotions will likely have a chilling effect on how young adults obtain credit. ... (See Predictions)

New Year's personal finance predictions for 2010 -- You'll change the ways you and your family will spend, borrow and save, experts predict. ... (See 2010)

More credit card issuers ditch mandatory binding arbitration -- With legal pressure rising against the often-criticized way to resolve disputes, card issuers are abandoning compulsory arbitration and recasting their agreements with consumers. ... (See Arbitration)

Instant in-store credit card offers in jeopardy -- Retailers say instant credit card offers won't be possible if consumers have to provide paycheck stubs or other income information at the cash register. ... (See Instant cards)

Issuer of 79.9% interest rate credit card defends its product -- Subprime credit card marketers are looking for ways around new restrictions on sky-high fees for bad credit cards. One option they're testing: sky-high interest rates. ... (See 79.9 percent)

Co-signed credit cards: Unloved option poised for comeback? -- Experts say they're a headache, issuers rarely offer it, yet the co-signed credit card may be making a comeback as a more-regulated industry searches for its lost profits. ... (See Comeback)

Personal loans offer less risky alternative to credit cards -- Think of a personal loan as a credit card's more-stable, less-popular cousin -- it's just as pricey, but its terms tend to be fixed. ... (See Personal loans)

Sending remittance money to friends, family abroad? Options abound -- Sending money across the country or to a foreign land used to be costly and time-consuming. Today it may be neither, but there are still tricks to it. ... (See Payments)

Decade-old credit mistakes shouldn't appear on your report -- A delinquent loan should no longer appear on your credit report if the loan's more than seven years old. But if it does, take steps to remove it ASAP. ... (See Mistakes)

Buyers' guide to gift cards: 5 questions to ask before buying -- Want to save money on gift card purchases? Ask yourself some key question and do a bit of homework; your extra effort can mean cash left over in your pocket. ... (See Guide)

5 key federal laws help protect credit cardholders -- There are many federal laws that are in a credit cardholder's corner, and it's important that prospective and current cardholders are knowledgeable about their legal rights. Here are the top five laws covering consumer credit that you need to know. ... (See Laws)

Worst case co-signarios: How do you escape credit card co-sign contracts? -- Despite experts' advice, you did it anyway: You co-signed a for a loan or credit card. Now that you've wised up, can you escape? Maybe. ... (See Don't)

4 questions to ask before you co-sign on a credit card, other loan -- Explore alternatives and find out what you're in for with these questions for anyone who asks you to be a co-signer on a credit car or other loan. ... (more)

Credit card video: 3 fun ways to wrap a gift card -- Spice up those impersonal gift cards this holiday season with some fun, creative gift wrapping suggestions. Cynthia Drake with CreditCards.com offers some inexpensive and easy ways to make those presents more exciting. ... (See Video)

2009 gift card comparison table -- Times are tough, but gift cards will continue to be a popular present during the 2009 holiday season. Use this chart to find the gift card that's best for you. ... (See Gift cards)

Fed issues rules restricting gift card fees, expiration -- Clearer disclosures of gift fees terms and conditions are also included in the rules that take effect in August 2010. ... (See Gift cards)

11 golden rules of practical gift card giving -- Pampering at the spa? Expensive round of golf? Out. Practical gifts are in this holiday season, and that goes for gift cards, too. ... (See Practical)

Collectible gift cards can be both practical and fun -- Although the holidays this year are expected to be heavy on practical presents, giving gift cards can still be fun -- including those featuring 'Twilight' and 'Star Trek' themes. ... (See Robert Pattinson)

Convenience (checks) comes at a price -- When it comes to convenience checks, your best bet is to proceed carefully. The fees and interest on convenience checks can quickly escalate, and they can be potential targets for identity thieves. ... (See Costly)

Don't blow first-time home buyer tax credit with credit card bills -- Running up credit card bills before closing can jeopardize that $8,000 tax break you were hoping would make you a first-time home buyer. ... (See Sprees)

Credit card interest rates push higher again -- APRs on new credit card offers inched up to 12.64 percent this week, says the CreditCards.com Weekly Credit Card Rate Report. This continues recent trends of rising interest rates this year, as banks continue to make moves ahead of a new card law. ... (See Rate report)

6 ways to prevent bank overdraft fees -- Banks and credit unions collected nearly $24 billion in overdraft fees last year. Find out how you can help keep some of that money in your pocket. ... (See Overdraft tips)

Credit card rates flat as banks look for other ways to boost profits -- Interest rates may be flat, but don't cheer yet: Banks are simply shifting their money-making strategies, experts say. ... (See Rate report)

Toys R Us joins retailers offering layaway plans -- 'Pay now, buy later' plan feeds on consumers' new distaste for debt. ... (See Layaway)

10 flu-fighting credit card tips -- Cards can carry germs, but with these precautions, you can be an inhospitable host for flu and other bugs. ... (See 10 tips)

Getting an iPhone, other fancy cell phone? Mind that other number: your credit score -- If you want to get the latest iPhone or other fancy cell phone, you may find your credit score is a key number. A bad one turns your phone into an expensive connection. ... (See Dialing dollars)

Credit card APRs fall slightly, reversing recent rate-hike trend -- Credit card interest rates dropped slightly this week, after several banks made a commitment to abstaining from additional rate hikes. ... (See Rate report)

CreditCards.com's guide to online holiday shopping 2009 -- The sour economy will push more people online to do their shopping this year; these steps will help keep your experience free of cybergrinches. ... (See Shopping)

Major issuers' rate hikes send national average card APR higher -- Several credit card issuers raised interest rates this week, driving the national average annual percentage rate on new credit card offers upward for the third straight week to 12.64 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

States with laws requiring consumer notification of ID theft -- Until recently, if ID thieves stole your credit card data, you were kept in the dark. But a host of new state laws force firms to reveal what they used to keep secret ... (See Data breach notification)

American Express boosts national average credit card interest rate -- American Express this week raised annual percentage rates on several of its card offers, pushing the national average APR higher for the third time in four weeks. ... (See Rate report)

Study: Touch money and you feel less pain -- Sticking your hands in scalding water is less painful if first you've handled a stack of bills, researchers find. ... (See Brain)

College students love, hate new credit card law -- College students across the country praise and condemn a new law that will restrict issuing credit cards to anyone under 21 beginning in February 2010. ... (more)

Credit card marketers drop out of college campuses -- Fall 2009 is card issuers' last unfettered chance to sign up students. Rather than give an all-out marketing blitz in its last chance, issuers pulling back. ... (See College)

When is it not a good idea to piggyback on Mom or Dad's credit? -- Becoming an authorized user on a parent, guardian or other adult's credit card account can have rewards as well as pitfalls. Bad payment habits of the account holder can ruin the authorized user's credit score. ... (more)

Fed: Want a credit card? Prove you can pay the bill -- In a new 800-page document released Sept. 29, the Fed requires credit card issuers to confirm borrowers' ability to pay. ... (See Prove it)

More employees say 'hello' to payroll cards -- When the nation's largest private employer announces it's discontinuing employee paychecks in favor of a 100 percent paperless payroll system -- in part through the use of payroll cards, or pay cards -- it's time to sit up and take notice. ... (See Debit)

Reform law, recession lead to 'retro' credit card offers -- New card programs offer payment control, plain vanilla features, but consumers still face a rocky road. ... (See Retro)

Prepaid cards replace checks as rebate payment of choice -- The next time you're due a rebate or refund, don't expect to receive a paper check. An increasing number of stores and manufacturers are opting to issue prepaid debit cards instead, and some consumers aren't happy about it. ... (See Rebates)

APRs rise, even after Fed leaves rates unchanged -- The Federal Reserve chose to leave lending rates unchanged earlier this week, but credit card issuers didn't follow suit. ... (See Rate report)

Banks' checking and debit overdraft policies draw scrutiny -- Banking overdraft fees are the subject of studies and scrutiny as consumers, legislators and industry officials weigh in on the controversial practice. ... (See Fees)

FTC eyes new rules on (not-so) free trial offers -- So-called 'negative option' deals mean unless you act, the free trial morphs into a permanent debt. ... (See FTC)

More credit cardholders can count on concierges -- You no longer need be ultrarich, or even pay a fee, to obtain the customized services of a credit card concierge. ... (See Concierge)

Credit card rates steady as banks struggle with uncertain economy -- Amid mixed economic signals, banks kept interest rates unchanged on credit cards offers this week at 12.28 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Got great credit? Credit card offers improve as crunch works in your favor -- While shedding people with credit problems, card issuers are sweetening the deals for those with excellent credit, putting them in good bargaining position. ... (See Deals)

How cell phone technology is helping combat credit card fraud -- Mobile phone technology is fast becoming the latest crime-fighting tool against credit card fraud ... (See Mobile detective)

After a pause, credit card interest rates resume upward march -- After staying flat the previous week, the national average interest rate on new credit card offers rose to 12.28 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

How to safely, securely destroy a credit card: 6 tips -- With credit card fraud and identity theft on the rise, a single scissor snip won't cut it anymore. ... (See Destroy)

'Pay for grades' movement stirs passions among teachers, parents -- The 'pay for grades' movement has spread from urban cores to affluent middle-class cities around the country, with supporters and opponents squaring off in equal measure over its effectiveness. ... (See Students)

Credit card APRs steady, though banks are tweaking other terms -- Even as banks continue to tinker with their business models in reaction to new credit card legislation, the national average annual percentage rate on new credit card offers was unchanged this week at 12.17 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Personal finance boot camps fight debt with hard-nosed approach -- They're probably never going to force you to scrub the latrine, hike for miles in the driving rain or call you a maggot, but personal finance boot camps promise to use some tough love to help you gain control over your finances and debt once and for all. ... (See Boot camp)

9 new places where you can stash your cash and flash your plastic -- No cash in your wallet? No problem! Retailers and service providers are moving -- very quickly -- toward easy, rapid on-location payment systems. Here are 9 new places where you can flash your plastic. ... (See Plastic)

After run of rate hikes, banks leave APRs unchanged -- Banks paused this week following a recent run of interest rate increases, leaving the national average annual percentage rate on new credit cards unchanged at 12.17 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

7 signs Americans are getting smarter with credit -- Lately there have been a handful of signals that consumers are getting a lot smarter when it comes to the cards. Here are seven. ... (See Wiser)

Study: Prepaid cards full of hidden dangers -- Though touted as a way to stay debt-free, the use of prepaid cards may subject consumers to high fees -- and the money may not be safe. ... (See Fees)

How magnets can ruin credit cards -- "Demagnetization" can render a card useless; know what to do if it happens. ... (See Useless)

Black, white, titanium: Are elite credit cards worth it? -- If your credit rating is outstanding, you earn big and spend big, you could win an elite credit card, which provides premium benefits -- at extreme cost. ... (See Elite)

Q and A on first phase of new credit card law -- Consumers get the right to opt out of rate increases, notification and billing requirements become clearer. ... (See Law)

Think twice before rolling credit card debt into mortgage refinancing -- People with equity in their homes can still borrow against it to settle debts. With mortgage rates at historic lows, consolidating credit card debt in a refinance can substantially lower monthly expenses. Yet many financial experts advise against it. ... (See Refi)

Consumers gain right to opt out of credit card rate increases -- The first phase of the new Credit CARD Act of 2009 kicked in Aug. 20, lengthening notice requirements to 45 days and giving consumers the right to opt out of rate increases. ... (See Law)

States weigh limits on credit checks for employment -- In July 2009, Hawaii became the second state to limit the practice of allowing all employers to make hiring decisions based on a job applicant's credit score. ... (See Score)

Will there be a global credit score someday? -- Imagine all the people of the world united -- under a single credit scoring model. Depending on whom you ask, the concept of a global credit score is either a far-fetched pipe dream or an eventual reality. ... (See Global)

How credit scoring varies around the world -- Dominant in the U.S., the FICO credit score doesn't hold the same status worldwide. That leaves many international lenders looking to local versions of credit scoring models to help judge risk. And the differences from nation to nation can be great ... (See Scoring)

Implantable credit card RFID chips: convenient, but creepy -- Forget the science of it -- and yes, it does work remarkably well. Forget the convenience of it. Forget that similar identifying technologies, from bar codes to mag stripes, overcame similar obstacles and are now ubiquitous. RFID implants face a hurdle the others did not: It's icky. ... (See RFID)

12 cool uses of RFID chips -- Implanting a tiny radio device may not be for you, but it can do some cool tricks. Here are a dozen. ... (more)

Decline in credit card mailings slows -- After months of decline, recent data show banks have begun reconsidering card offers. Synovate, which tracks credit card direct mail, reports that U.S. households received 349.1 million offers in the second quarter -- down just 6 percent from the first quarter ... (more)

U.S. magnetic stripe credit cards on brink of extinction? -- Europe is considering an all-out ban on magnetic stripe credit cards, favoring chip-and-PIN transactions. Will U.S. plastic be left in the dust? ... (See Ban)

Credit card APRs jump for 4th time in 5 weeks -- Following a brief pause last week, the national average annual percentage rate on new credit card offers rose for the fourth time in the past five weeks to 12.06 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Credit card issuers shift rewards to 'platforms' -- Credit card issuers are increasingly consolidating their rewards programs to allow points shopping across categories for numerous cards. ... (See Cashing in)

After weeks of increases, credit card APRs finally stand still -- Ending a streak of three straight weekly APR increases, the national average interest rate on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. Just don't expect it to last. ... (See Rate report)

Credit card binding arbitration system crumbling -- A controversial, but common practice in the credit card industry -- requiring consumers to go to arbitrators rather than the courts when disputes arise -- appears on the verge of collapse. ... (more)

Closing credits for filmmakers: Credit cards no longer viable as movie funding source -- Credit is the lifeblood of America's independent film industry, but stringent loan regulations curtailed access to credit and threaten the industry. ... (See Indies)

Leading arbitration firm abruptly quits the business after lawsuit -- A lawsuit by Minnesota's attorney general caused a quick retreat by the leading firm that provides binding arbitration services to millions of credit cardholders. ... (more)

Credit card APRs rise for third straight week -- Borrowing money on a new credit card continues to become increasingly expensive, as banks work to protect themselves from a weak economy. ... (See Rate report)

Will that be cash, check or cell phone? -- Credit card issuers are working hard on rolling out mobile payment technology to U.S. customers. However, compared to Europe and especially Asia, payment by cell phone here is still in its infancy. ... (See Mobile)

Credit card interest rates keep moving higher -- The cost of using credit cards continues to rise, giving consumers yet another reason to keep their plastic in their wallets. ... (See Rate report)

Summary chart: Restrictions rental agencies impose to rent car with debit card -- Renting a car with no credit card? It can be done, but rental car agencies impose many restrictions and extra demands on debit card users. ... (more)

24 hours of credit card tweets on Twitter -- To find out what Internet users think about plastic, CreditCards.com read and evaluated 24 hours' worth of tweets about credit cards on the social networking site Twitter. ... (See Twitter)

Credit card issuers dip a cautious toe into social media -- Credit card companies have made only tentative steps into the social media fray. But while you’re talking on sites such as Twitter, LinkedIn, and Facebook, they’re listening in -- and planning their next steps. ... (See Antisocial)

Credit card interest rates rise ahead of new law -- Regulations plus recession make card issuers pull the APR trigger and hike cardholders' rates. ... (See Rates rise)

Is your credit card making you sick? Swine (H1N1) flu germs and plastic -- It may not be just that late fee that's making you feel ill: Flu viruses can last for hours -- even weeks -- on plastic surfaces. ... (See Sick)

CreditCards.com's Weekly Rate Report: Rates barely lower -- The national average annual percentage rate on new credit card offers edged barely lower this week, according to the CreditCards.com Weekly Credit Card Rate Report, but analysts expect interest rates to rise in the not-too-distant future. ... (See Rate report)

Credit cards around the world -- Credit cards have spread around the globe, but the differences in how they're offered illustrate differences between cultures. ... (See World)

Credit card personalization: Does Spaghetti Jimmy really win? -- Credit issuers are jumping aboard card personalization trend, convinced family pics on plastic will cause consumers to pull out the card more often. ... (See Jimmy)

CreditCards.com's Weekly Rate Report: Rates unchanged -- Credit card interest rates didn't move this week, but experts say recently introduced laws and an eventual economic recovery likely mean higher credit card APRs in the not-too-distant future. ... (See Rate report)

Summary: What a Consumer Financial Protection Agency would mean to credit card users -- This table summarizes how credit cardholders would be affected by President Obama's sweeping financial reform proposal. ... (more)

New FICO auto score screens out more buyers -- You may think you're ready for a new set of wheels. But your new credit score could have other ideas. ... (See Autos)

A guide to the Credit CARD Act of 2009 -- The federal government has enacted sweeping reforms into how credit cards work; learn what they mean to you through this interactive guide. ... (See A guide)

Videos: What people are saying about the Credit CARD Act -- A lot has happened since the Credit CARD Act of 2009 was introduced, and much of it recorded on video cameras. ... (more)

Credit card foreign transaction fees going up - but a few issuers drop them -- The general trend is up for foreign transaction fees, but a few issuers have bucked the trend and dropped the fee from top-end rewards cards ... (See Foreign transaction fees)

New credit cards to help in fight against breast cancer -- A new credit card launched by Bank of America will allow consumers to help support breast cancer research and the Susan G. Komen for the Cure, a prominent breast cancer organization, through their everyday banking activities. ... (See Komen)

Capital One launches nonprofit card program -- Capital One Financial Corporation announced June 2 the launch of Card Lab Connect, a program to help nonprofit organizations of all sizes expand the ways in which their supporters can donate to charity programs. ... (See Donate)

Mobile payments predicted to skyrocket -- Mobile payment transactions are expected to catapult to nearly 4.5 billion in 2012 -- a 429 percent increase from an estimated 850 million in 2009, consulting firm Gartner Inc. predicted in a May 28 report by CardLine Global (subscription required). ... (See Mobile)

'Free trial' offers can bring unwanted credit card charges -- Ever fall for the "order now and receive a free trial offer" on the latest energy booster or anti-aging cream? You're not alone. Here's how to avoid getting scammed. ... (See Scams)

6 tools to help parents teach kids about money -- In these economically challenged times, more parents are looking for ways to help teach their kids how to handle money. Fortunately, there's a wealth of tools -- online and off -- to help them get the job done, regardless of the age of their offspring. We take a look at several of them. ... (See Help)

Credit card mail offers with annual fees on the rise -- Once nearly extinct for people with good credit, card offers with annual fees are rebounding, research firm Synovate says. ... (See Fees)

Discover deploys military rewards program -- Discover Financial Services will reward U.S. with double cash back and miles for its cardholders who make purchases at military bases. ... (See More)

Credit card reform legislation time line -- This interactive time line shows how the sweeping credit card reform bill became a law, and when its different provisions take effect. ... (more)

No more free pizza? Law will alter cozy relationship between credit card issuers, colleges -- New credit card legislation will change the cozy relationships between banks and colleges -- and mean less free pizza for students. ... (See Students)

House easily passes credit card reform bill -- Following today's 361-64 House vote, President Obama is poised to sign credit card restrictions into law. ... (See Vote)

8 tips to reduce unemployment prepaid card fees -- For many unemployment recipients, the switch from paper checks to prepaid cards is hardly the win-win situation ... (See Fees)

Eco-friendly initiatives focus on plastic gift cards -- A handful of eco-friendly initiatives are giving new meaning to the term "green card." ... (See Green)

Rep. Frank introduces bill to allow online gambling -- Don't bet on it quite yet, but you soon might be able to use your credit card to place online wagers, legally and without giving your card numbers to -- and funneling your money through -- a foreign company. ... (See Gambling)

Organizations launch sites to promote financial literacy -- As budgets tighten, bankruptcies mount, and students accrue massive debt, several consumer and banking groups have stepped in to help with new financial educational tools. ... (See Tools)

MasterCard releases 'ATM Hunter' app for iPhone -- Search no more! The free ATM Hunter application allows iPhone users to locate the nearest ATM machine. ... (more)

Hybrid credit, prepaid cards may offer crunch relief -- Consumers trapped in the credit crunch may soon have another choice when hybrid credit/prepaid card combos become more widespread. ... (more)

Citi 'Payment Partner' plan: Bonus to volunteer for credit limit cut -- Citi is the latest credit card issuer to get creative in encouraging customers to make big payments -- or just go away. ... (See Citi)

IRS rules that fee for paying taxes with credit, debit card is deductible -- New ruling creates a break for paying tax by plastic -- but only for some ... (See IRS)

Capital One pulls out of health care financing market -- Capital One will end its Healthcare Financing program April 10, 2009. The company cites the credit and economic environment. ... (See Cap One)

Credit Card Help: What the new credit card law means for you -- The Credit CARD Act of 2009 includes the most sweeping changes in credit card laws in decades. The final batch of consumer protections took effect Aug. 22, 2010. Here's how its provisions affect you. ... (See Reform)

Federal Reserve's public comment period ends on automatic overdraft protection -- Almost 2,000 consumers and financial institutions answered the Federal Reserve's call to voice their opinion on overdraft fees. Consumers want see change; banks want little change if any. ... (See Fed)

New York AG claims Chase fee victory -- Chase Card Services insists "customer feedback" -- rather than attorney general or pending lawsuits -- prompted company to rescind $10 fee. ... (See Chase fee)

How credit cards can help -- or hurt -- you at tax time -- A collection of stories and tips on filing your 2009 taxes and how credit cards can help -- or hurt -- you at tax time. ... (See Credit cards and taxes)

Calling Dick Tracy: Credit card watches debut -- The wristwatch-credit card combo is fashionable, keeps good time and has a $10,000 credit limit. ... (See Watch)

'Contactless' credit cards spark concerns for data privacy -- The credit-card swiper you now use at the checkout counter may eventually be obsolete, but privacy advocates question whether contactless cards are more for convenience and less about keeping customers' data safely protected. ... (See RFID)

U.S. Bank, AeroMexico forge airline rewards card partnership -- U.S. Bank has partnered with Mexico City-based AeroMexico to offer a frequent flier program through the AeroMexico Visa and AeroMexico Visa Signature credit card. ... (See U.S. Bank)

Study of credit card binding arbitration says the practice is fair to consumers -- Northwestern University School of Law's Searle Civil Justice Institute's study says arbitration -- at least as practiced by the one group that was studied -- is fair to credit card users. ... (See Arbitration)

Citi teams with MySpace for unique rewards program -- Cardholders of the new Citi Forward by MySpace will be able to earn rewards by helping their communities. ... (more)

Visa changes worldwide slogan from 'Life Takes Visa' to 'More people go with Visa' -- Visa kicks off a new global advertising campaign that is geared more toward living in the moment rather than paying for it later. ... (See Visa)

Credit card biometrics making its way from the movies to the marketplace -- Credit cards with biometric security features may no longer be the stuff of spy movies, but a mainstream alternative to sloppy signatures and forgotten passwords. ... (See ID theft)

'Tokenization' touted as a new way to increase credit card data security -- Rather than spend more making credit card data hackproof, a new concept would prevent ID theft by never having merchants store the data in the first place. ... (See ID theft)

New credit card to assist Holocaust survivors -- The new Blue Card Visa affinity credit card can be used by consumers to provide care for Holocaust survivors. ... (See Blue Card)

Exercise caution when selling jewelry to pay down debt -- Selling off jewelry to pay down credit card debt can be a good idea -- as long as you don't get ripped off ... (See Jewels)

Issuers offer new tools to aid, educate credit cardholders -- The lending industry may have played a major role in leading us into the current financial crisis, but when it comes to consumers' personal finances, credit card issuers want you to know they are here to help. ... (See New tools)

Your future in the cards: What will credit cards look like in 25, 50 or 100 years? -- Your future in cards will probably not include plastic, experts say. ... (See Future)

ATMs aren't just for cash withdrawals anymore -- Stamps? Gift cards? Bill pay? Concert tickets? In the past few years, automated teller machines have started offering more than cash. ... (See ATMs)

Q&A with credit card and debt expert Amelia Warren Tyagi -- Why aren't credit card contracts tested for product safety just like toasters? That's exactly the sort of fundamental common sense asked by author and debt expert Amelia Warren Tyagi. ... (See Q&A)

Credit card forbearance programs offer reprieve from debt -- Major credit card issuers' programs that allow temporary relief for overstretched cardholders are busier than ever, and some of the issuers are improving them. ... (See Relief)

Small business credit card comparison chart -- According to the national Small Business Association’s 2008 Survey of Small and Mid-Sized Businesses, credit cards are the biggest source of financing for small business owners. Here's a comparison chart of the top small business credit cards. ... (See Credit)

6 tips for choosing a money club -- Looking at joining an existing money club? Here are six factors to consider to make the best match. ... (See 6 questions)

Money clubs make a comeback -- If you're one of those people who finds that a little group support never hurts, you may want to organize a money club. ... (See Clubs)

Unlawful Internet Gambling Act regulations finalized for credit card issuers -- New federal regulations take effect Jan. 19, 2009, that require credit card issuers to enforce a bewildering set of federal regulations aimed at stopping online gambling. ... (See Regulations)

How to turn your driver's license into a debit card -- If you live in one of 24 states that attach a magnetic stripe to their driver's licenses, you can easily transform yours into a debit card. ... (See License)

How your credit card can bail you out of debt -- Often criticized for encouraging overspending, several credit card issuers recently rolled out programs and rewards cards to help customers pay off debt, save and invest. ... (See Bailout)

9 predictions for credit cards in 2009 -- This has been a tumultuous year for credit cardholders and issuers. What does 2009 hold? We'll take a look. ... (See '09 card predictions)

2008 credit card holiday promotions -- Credit card issuers are sweetening their deals at the end of 2008 by adding rewards and special offers from merchants. ... (See Deals)

Gifts that give twice: Charitable gift cards -- Give more meaning and economize your holiday gift giving by purchasing gifts that give twice -- charity gift cards. ... (See Charity)

Give more with less through charity credit cards -- If you're skipping your charity's annual black-tie fundraiser to make ends meet this season, try giving with a charity credit card to give a little back without affecting your budget. ... (See Giving back)

Gift cards: Practicality is in for '09 -- Gift cards are still wildly popular, even as Americans struggle through the recession, but many people are rethinking how they use them. ... (See Holidays)

10 creative -- or desperate -- uses for credit cards -- The pieces of plastic in your wallet are good for more than spending. In a pinch, they can scrape ice from a window, pick a guitar and more. ... (See Ice scraper)

Compare credit card rental car insurance coverage: Policies vary widely -- Credit card companies' policies vary sharply, so don't always be quick to turn down rental car agencies' optional coverage. ... (See Rental car)

Issuers launch 'environmentally friendly' payment cards -- Responding to what they see as customer demand for environmentally friendly products, American Express and U.S. Bank this week announced the introduction of payment cards that aim to help -- or at least not hurt -- the planet. ... (See Green cards)

2008 gift card comparison table -- Gift cards will continue to be a popular present this holiday season even in the face of the current economic disorder. Use this chart to find the gift card that's best for you. ... (more)

Top 10 creative ways to wrap gift cards -- The solution for gift-card lovers or skeptics comes in the form of thinking outside the box -- the ubiquitous, gift card-sized gift card box, that is -- and in getting creative. ... (See Gift card wrapping ideas)

As holiday budgets tighten, gift cards remain popular -- Although holiday sales overall are expected to take a hit this year, analysts say gift cards' popularity will continue. ... (See Gift cards)

Credit card survey: They're not status symbols, they're just plastic -- Advertisements try to persuade us otherwise, but almost no one puts any weight in the brand or appearance of their credit cards, according to a new national survey. ... (See Branding)

How to buy a car with a credit card -- and when not to -- Not all car dealers let you, but for those with rewards cards and faith in their ability to repay, buying a car with a credit card can make sense. ... (See New wheels)

Debt collection goes virtual -- Companies are trying new ways to get delinquent borrowers to pay up. One firm recently launched a 'Virtual Collection Agent' that's being rolled out by several major issuers. ... (See Virtual collections)

Advocates for the blind take aim at touch-screen terminals -- For the blind, it's tough enough already to tell a $5 bill from a $20. New payment technologies such as touch-screen point of sale terminals now pose new challenges. ... (See Screens)

US credit cards outdated, less useful abroad, as 'chip and PIN' cards catch on -- Sure, you can swipe to heart's content here in the United States. But bring that mag-stripe card to Europe and chances are it won't work as the credit card technology there is years ahead. ... (See PIN)

Treasury, Ad Council team up to promote credit smarts among young consumers -- New educational campaign targets younger consumers with the message: Take control of your credit and personal finances. ... (more)

Review the new interactive credit card game -- CreditCards.com asked young consumers to review a new interactive game designed to educate 18- to 24-year-olds about credit and personal finance. ... (See Credit)

12 tips for automatic bill paying -- If managed well, using your credit card or your online bank account to pay your bills online is a great idea that could manifest in anything from free plane tickets to actual cash back rewards. ... (See E-pay)

You think your credit smells? Cards with aromas issued -- Smell experts -- yes, there are some -- say the aromatic cards could excite the emotions and cause us to spend more. ... (See Sniff here)

Despite early controversy, payment cards for immigrants continue to roll out -- Issuing credit cards that didn't require Social Security numbers sparked controversy in 2007. In 2008, banks go after immigrants' business with reloadable prepaid cards instead. ... (See Card programs)

Australian credit cards and statistics -- Our ongoing series heads Down Under for a look at credit card use and credit card statistics in Australia. ... (See Australia)

10 questions to ask about layaway plans -- Looking to layaway? Here are 10 questions to ask that will help you find a good layaway plan -- and avoid those that should be thrown away. ... (more)

Electronic voting by ATM idea hasn't caught hold -- After 2000s contentious election fades into the chaddy past, so does the call to use the banking system's ATM networks as voting machines. ... (See Paper rules)

Credit card scam: credit card shaving -- Forget high-tech hacking. This credit card scam relies more on X-Acto knives and glue sticks than wi-fi and laptops but can help criminals steal your money just the same. ... (See Card shaving)

Pros and cons of using social lending for credit card debt consolidation -- Social lending can be a good choice for consolidating and retiring credit card debt, but has drawbacks ... (See Pros and cons)

How to use social lending to consolidate credit card debt -- Shedding credit card debt is the most common cause that people seek loans on 'social lending' sites such as Prosper. ... (See Debt)

More gas stations offer discounts to customers who pay with cash -- Many gas station owners, struggling under the weight of rising credit card fees, are offering discounts to customers who pay by cash. ... (See Pumps)

Back-to-school credit card advice for students, parents -- Tips for financing the school year, dealing with credit wisely and learning how to finance post-graduation life. ... (See Credit education)

Good dog, bad bill: Veterinary care financing options -- Pet owners have more veterinary treatment choices than ever, which is good for pets, but can strain on finances. We review the payment options. ... (See Pay the vet)

Even credit card purchases at home may now trigger 'international' fee -- Credit card purchases may be 'international,' even if you aren't. ... (See Not so foreign)

Many airlines now accepting plastic for in-flight purchases -- Weary travelers, take heart. On most airlines, you are now free to pay for your in-flight Heineken or Harry Potter movie with your credit card. ... (See In-flight charges)

Shariah-compliant credit cards become more common -- As credit card companies reach out to specific groups by offering credit cards with ties to everything from charities to pro sports teams, they are also actively pursuing a group of people who have traditionally shunned credit cards because Islam forbids paying interest. ... (more)

Stepping up for America's military men and women -- While federal law guarantees some debt relief for soldiers, many top credit card issuers ease the burden of debt for active military by offering protections significantly beyond what the law requires. ... (more)

Unemployment benefits switch from paper to plastic -- With jobless rates rising, more and more Americans are entering their state's unemployment insurance maze. Just don't expect to receive the traditional paper check if you find yourself needing assistance, as nearly half of the country has started delivering these benefits through debit cards. ... (more)

Foreign transaction fees and rules for the top credit card issuers -- Here are the foreign transaction fees, also known as currency conversion fees, charged by top American credit card issuers to consumers who travel abroad. ... (more)

Auto manufacturer reward credit cards: a car deal on wheels? -- Many of today’s credit cardholders aren't interested in just any old rewards -- they're holding out for perks that come in the form of brand-new, all-leather-interior, fully loaded, shiny status symbols to adorn their driveways. ... (more)

Rent a car with debit card or cash? Expect to try harder -- A CreditCards.com survey of 45 car agencies across the U.S. finds you can rent a car without a credit card, but you have to jump through more hoops. ... (more)

Credit card secrets: How bagging and licking make cards work better -- It's gross, but licking a credit card's magnetic stripe can make it scan in a reader. We explain why. ... (more)

Retail rewards cards: Stores give points and more -- Department store credit cards used to offer one-time discounts. Now they offer a variety of ongoing rewards in an effort to build loyalty. ... (more)

Lunch money goes cashless in many school cafeterias -- Getting your lunch money stolen is so 20th century. Today's school students pay for school lunches with ID cards and fingerprint scanners. ... (See Lunch)

Contactless credit cards' future in doubt -- Contactless credit card technology is supposed to be the wave of the future. So far, according to experts, few seem to care. ... (more)

The real dirt on celebrity credit cards -- We'll buy their branded clothes, their branded perfumes, their branded sheets -- but we won't use their branded cards to buy them. Why celebrity cards haven't found a place in our wallets. ... (more)

Credit card travel tips -- From airline frequent flier miles to foreign currency conversion, know the rules of the road before you hit the road this summer. ... (more)

Cashless campus 2.0: Student IDs evolve into multiuse payment systems -- Today's student ID cards open doors to dorms and labs, earn discounts with local merchants, sub-in for loose change at vending and copy machines, and even help with the laundry. ... (more)

3 must-ask questions for multiuse campus / student ID cards -- Campus cards, like anything involving money, are not free from potential pitfalls, and the cards' fees and policies can be as different as Buckeyes and Wolverines. ... (more)

Artists recycle credit cards into craft creations -- Some creative crafts people are happy to breathe new life into old cards -- and are doing their part to keep that plastic from heading to the landfill. ... (more)

'Green' credit cards reward the environment -- This interactive feature contains information about numerous 'green' cards, credit cards that use rewards points and money to benefit the environment. ... (more)

Being 'green' with credit cards -- Opting out of paper credit card statements is one way to protect the planet for Earth Day. ... (See Paperless)

A 'green' snapshot: How some U.S. banks are making environmental eco-friendly moves -- A 'green' snapshot: How some U.S. banks are making environmental eco-friendly moves. ... (more)

More landlords accepting rent payments by credit card -- While acceptance is hardly universal, a growing number of landlords allow paying rent by credit card. ... (more)

Credit card extreme rewards: Card issuers get creative to reward cardholders -- As the quantity and variety of credit card offers seem to expand like options on a Chinese food take-out menu, card issuers keep searching for new ways to capture and retain customers. ... (more)

Pros and cons of tapping your retirement with 401(k) debit cards -- Now there's a debit card that allows you to access the funds you've saved in your 401(k). It offers flexibility for borrowers -- and scares the pants off financial planners.). ... (more)

Zodiac credit cards: What a credit card for a Leo might look like -- Hail, King Leo! No mere mortal card for you; only the regal LeoCard will do! ... (more)

Zodiac credit cards: What a credit card for a Capricorn might look like -- A credit card marketing pitch for a Capricorn might start like this: Your goal is the mountaintop. Your plan: Steady ascent. Your tool: CapricornCard. ... (more)

What a credit card for Aquarians might be -- Apply today for this (imaginary) card and receive triple bonus points toward your next protest march or bail bond. ... (more)

Zodiac credit cards: What a credit card for an Aries might look like -- The credit card industry has thus far missed out on one of mankind's oldest known loyalty groups, the 12 signs of the zodiac. ... (more)

Zodiac credit cards: What a credit card for a Virgo might look like -- Introducing VirgoCard, the one financial instrument whose terms of use are so deeply mired in legal obfuscation that we Virgo perfectionists will never tire of trying to crack the code. ... (more)

Zodiac credit cards: What a credit card for a Taurus might look like -- A credit card for solid, conservative Taurus? Don't be absurd. And yet your practical Taurean nature keeps whispering maybe, maybe just one card wouldn't hurt. Just for emergencies. ... (more)

Zodiac credit cards: What a credit card for a Scorpio might look like -- Inhibited you're not. So why would you call it an early night just because a few nagging bills are piling up? You need a credit card that rocks when you roll, pays when you can't and, most importantly, sleeps late when you do. ... (more)

Zodiac credit cards: What a credit card for a Sagittarius might look like -- You're one of the dreamers. And for dreamers like you, there's SagittariusCard. ... (more)

Zodiac credit cards: What a credit card for a Pisces might look like -- Deep down, we all want the same things: love, happiness and world peace. Wouldn't it be great if we could just buy them? Well now you can with the PiscesCard. ... (more)

Zodiac credit cards: What a credit card for a Libra might look like -- Do you need a LibraCard? Probably not. Who needs any credit card, right? I mean, you've got cash and the bank just opened that nice barista station with the free chocolate spoons. ... (more)

Zodiac credit cards: What a credit card for a Gemini might look like -- Conflicted about which card to choose: A debit card that's easy to manage or a credit card that has more features? Now you can have both with the GeminiCard, the one card that's really two cards -- for you and for you! ... (more)

Zodiac credit cards: What a credit card for a Cancer might look like -- Home. We know how much it means to you. That's why we designed the (imaginary) CancerCard, the one credit card guaranteed to keep you safe and secure. ... (more)

What's your sign? Zodiac credit cards -- The Internet is buzzing with word of a new Zodiac calendar -- even including a nearly unpronouncable new Zodiac sign. But why no Zodiac credit cards? We'll fix that! ... (more)

4 ways to safeguard personal information online -- As Internet criminals grow smarter and sneakier, it's increasingly difficult to keep your credit card and personal information safe. Here are four fundamental tips. ... (more)

MasterCard, Clear strike discount deal on airport security 'express lane' -- MasterCard announced a multiyear deal with the Clear program -- an express lane at some airport security checkpoints -- to allow MasterCard issuers to discount the program's cost to their card members. ... (more)

Credit card thieves 'skimming' pay-at-the-pump gasoline buyers -- As if the high cost of gas wasn't enough, credit and debit card users who pay at the pump have to face a new way to be gouged at the pump: skimmers. ... (more)

Buying pirated music with credit cards: potentially risky -- Those who use their credit cards to buy songs from controversial Russian-based Web sites may be engaging in international piracy. ... (more)

Despite lingering online fears, virtual credit cards stall -- Although the paranoia that spawned them and the hoopla that accompanied their birth have died down, virtual credit cards are still available for those who want extra assurance ... (more)

529-linked credit cards help make college more affordable -- New credit cards link to 529 plans and function like cash-back credit cards, putting rebates into a college savings plan ... (more)

Best to skip most 'skip-a-payment' offers -- Offers by credit card issuers to skip a monthly payment can seem like a godsend, but if cardholders think such payment holidays are a free ride, they'd better think again. ... (more)

Credit card spending increases for health care -- A CreditCards.com poll found that nearly two out of three Americans say they or their family could face hard financial times if they experience a serious illness. ... (more)

Health care credit cards rise to fill insurance gap -- As the ranks of the uninsured soar and medical costs rise for those with insurance, a new generation of health care cards is emerging on the market, but not everyone is cheering their arrival. ... (more)

CreditCards.com poll results: Credit and health care costs -- A CreditCards.com poll finds a majority of Americans realize that inability to pay their share of health care costs has the potential to wipe them out financially. ... (more)

Comparing health care credit options -- Credit card issuers are offering a growing number of options for financing medical expenses. Use this table to compare and find the best deal. ... (more)

United Way links card use to donations -- One of the country's best-known nonprofits is trying to raise money from the rise in Americans' use of credit and debit cards. ... (more)

Cell phone plus contactless credit card equals Yak, wave, buy -- What do you get when you add contactless credit capabilities to your cell phone? A single device for making calls and credit card purchases. You yak, you wave, you buy. ... (more)

Shifting environment in fees, security breeds Revolution Card -- An well-financed upstart is taking on the card network giants and hopes merchants and consumers will embrace it. ... (more)

12 tips for renting a car with a debit card -- Renting a car with no credit card can be done, but expect extra obstacles and costs. These tips can help you overcome them. ... (See 12 tips)

'Regulation Z' overhaul to change credit card fine print rules -- The Federal Reserve Board has proposed the most sweeping changes in nearly 30 years to credit card disclosure rules, known as Regulation Z. ... (more)

Verifone VX 670 allows diners to pay at the table -- The Verifone VX 670 allows transactions to be made at the table, keeping credit cards out of servers' hands. ... (more)

The history of credit cards -- A history of credit cards, including the first general use credit card and the first charge card. ... (more)

The short, unhappy life of a credit card -- On average, a card lasts must three years before delamination, degaussing or (ulp!) scissors, so CreditCards.com asked one credit card to reminisce about its short unhappy life. ... (more)

Credit cards quickly fund charities, deliver tax deductions -- The end of the year is the time to consider wrapping up your charitable donations to qualify for the current year's tax deduction, and there's no quicker way to donate than with a credit card. ... (more)

How to claim expired gift card funds -- Tips for reclaiming 'lost' gift card money ... (more)

Gift card survey shows it pays to comparison shop -- If you want a 'use anywhere' gift card, expect to pay for the privilege, says the CreditCards.com survey. ... (more)

7 tips for paying winter heating bills -- Having a hard time paying astronomic heating bills? These 7 tips can help. ... (more)

High winter heating bills, meet credit cards -- With heating bills sky high, consumers will be tempted to use utilities' new credit card payment options. Should they? ... (more)

Which utilities allow credit card payments in the United States? -- CreditCards.com surveyed many of the largest utility companies in the United States. A growing number of them offer customers the option of paying their bills with credit cards. Find out which major utility providers offer the service in your state. ... (more)

Life before plastic: Historical look at credit card materials -- Before there were modern credit cards, charge plates, charge coins and celluloid cards did the trick. ... (more)

Interest in collectible credit cards won't expire -- Most just shred old credit cards. But for a few devotees, expired plastic -- especially if it came from an expired celebrity -- can be worth collecting. ... (more)

Despite 'no-blackout' promises, fliers' freebies limited -- A CreditCards.com survey of the 16 frequent flier cards offered by 10 large issuers finds it's hard to book that coveted holiday seat, no matter how loudly the card company proclaims 'no blackout dates.' ... (more)

Credit card fraud and online shopping -- Learn the credit card fraud dangers of online shopping and how to avoid them. ... (more)

'Point cards' offer virtual rewards to video gamers -- A new plastic currency for Xbox 360 and Wii lets video gamers pay real money for unreal advantages in their virtual worlds. This 'gamer currency' might be a great gift idea, but there are drawbacks. ... (more)

Credit freezes go national, get chilly welcome -- All three major credit bureaus have rolled out credit freezes as an identity theft fighting tool, but consumer rights groups say the changes don't go far enough. ... (more)

Cardholders in Wildfire Stricken CA Aided by Banks -- Banks are working with victims of the California wildfires. Learn how at CreditCards.com. ... (more)

Details of credit freeze laws in all 50 states -- Most states have passed credit freeze laws to combat identity theft and fraud. Here are the details for each state. ... (more)

Older Americans' credit card debt rising -- Bankruptcy filings up among older credit card users, but experts offer quick ways to rein in debt. ... (more)

Bill Pay Priorities: Mortgage payment takes precedence over card payment -- The majority of homeowners will make house payments even if it affects other bills. Learn why at CreditCards.com. ... (more)

Debit card and credit card usage rise as primary payment choice -- As debit card and credit card purchases become increasingly popular, check and cash payments wane. ... (more)

Bail yourself out of jail -- with a credit card -- The difference between spending a night in jail and getting out on bail may depend on whether your wallet contains a credit card. ... (more)

Credit card arbitrage: Easy, but dangerous money -- Credit card companies usually make money from consumers. For a few daring consumers, it's the other way around. ... (more)

Pro football credit cards debut from NFL, Bank of America -- Credit cards for the sports nut have gone pro, just in time for the kickoff of the National Football League season. ... (more)

Credit card offers continue even after bankruptcy -- It used to be difficult to get credit card offers after bankruptcy, but it has changed. ... (more)

CreditCards.com editorial policy, corrections policy -- CreditCards.com strives to publish accurate information. If you believe we have published something in error or wish to comment on an article, please e-mail us at editors@CreditCards.com ... (more)

Gas buyers fume at credit, debit card limits, 'blocks' -- High gas prices, industry practices leave consumers sputtering at the pump when they pay with plastic. ... (more)

Best Credit Card Rewards: Amazing experiences with experiential rewards -- Today's best credit card rewards can earn you golfing tips from Tiger Woods. ... (more)

Artist peddling designs for your credit card -- Anthony Adams makes unique credit card designs and skins. Read more at CreditCards.com. ... (more)

Personalized cards allow you to customize your credit card -- Personalize your credit card! CreditCards.com lets you know the options for creating a unique card. ... (more)

Credit Card Services - Chase Clear and Simple Program -- Chase credit card services include receiving credits for enrolling for free alerts, automatic payments, and online statements. ... (more)

A soup peddling entrepreneur uses a credit card to finance his career switch -- A soup peddling entrepreneur uses a credit card to finance his career switch. ... (more)

Contactless credit card technology now available in the USA -- Wave your contactless credit card to effortlessly charge your purchase. Why are retailers slow to adopt it? ... (more)

AmEx Clear: It's a no fee credit card -- Clear is an AmEx credit card with no annual or late fees. ... (more)

The house that Jessica built with small business credit cards -- Learn how small business credit cards got the Svoboda clothing line up and running. ... (more)

Credit checks are required before iPhone activation -- Consumers wanting the iPhone must submit to credit checks and may be required to pay up to $1,000 security deposit if credit's no good. ... (more)

Major credit cards may deny purchase of lottery tickets -- Can you buy lottery tickets with your credit card? Perhaps not, as reported by CreditCards.com. ... (more)

Buying a car with a credit card -- Using a low interest credit card rather than a car loan to finance a car could be an option, as long as you are aware of what could trigger an increase in the card's APR. ... (more)

BofA, Citi bet on black for wealthy customers -- Bank of America and Citi introduce black credit cards featuring the American Express logo designed for the banks' wealthiest clients. ... (more)

Foreign travel, your credit card and currency conversion -- Fees such as those generated by a new credit card payment process known as dynamic currency conversion (DCC) could raise the cost of purchases travelers make while abroad. ... (more)

Personalized credit cards can display your logo with co-branding -- The personalized credit card is a rapidly growing business through the use of co-branding. ... (more)

AmEx asks cardholders to join 'members project' -- With 'The Members Project,' American Express is inviting its cardholders to offer and vote on ideas aimed at making the world a better place, with AmEx contributing up to $5 million for the winning concept. ... (more)

Credit card study shows Americans' feelings toward credit cards -- A new credit card study shows many people think credit cards are an easy way to fall into debt ... (more)

Credit Card Deals: Available in Iraq for the first time -- Iraqis can now apply for credit cards and use them for overseas business transactions. Learn more at CreditCards.com ... (more)

Card Services from American Express extend to Mortgage Payments -- Do you own a home? Soon you can pay your mortgage with American Express. Learn more at CreditCards.com. ... (more)

Review of documentary "Maxed Out" -- This review of the documentary film "Maxed Out" gives readers an idea of what to expect from the movie's critical look at the U.S. credit card industry. ... (more)

Citigroup pledges $50 billion to the environment -- Citi announced a commitment of $50 billion to environmental projects during the next decade. ... (more)

Smart card protection reaches card issuers -- National Envelope Corporation's Smart Card Guard is a new line of protective sleeves and envelopes that protect the information on contactless cards. ... (more)

Deal signed on one-time credit card security passwords -- New one-time passwords designed by VeriSign will boost credit card security. ... (more)

Prepaid Visa PAYjr Buxx card provides options for parents, teens -- PAYjr, the prepaid Visa, allows parents to monitor their teens expenses while instilling financial responsibility. ... (more)

Citi cards now offering paperless statements -- Save trees with Citi Card paperless statements. ... (more)

Paperless credit card statements: Right for you? -- Paperless statements from banks and other financial institutions can be beneficial for corporations and consumers, but consider these issues before you go electronic. ... (more)

MasterCard hosts a charity auction for children -- MasterCard is hosting a charity auction where eBay bidders can bid on experiential prizes. ... (more)

Best credit card rewards are green: Giving to the environment -- Let your best credit card rewards benefit the environment when you make purchases. ... (more)

First PREMIER Bank: Low interest rate for bad credit -- Improve your credit score and get low rates with First Premier Bank's secured credit card. ... (more)

Credit cards helped launch 'Apprentice' star's early career -- Randal Pinkett, winner of "The Apprentice," explains how credit cards helped him get early ventures off the ground. ... (more)

Make credit card purchases via text messages -- Make purchases via text message and pay with credit your credit card. It's 21st century shopping. ... (more)

Use your credit card for small purchases in vending machines -- Vending machines increasingly accept credit cards, making small purchases easy. Read more at CreditCards.com. ... (more)

Bank of America to offer credit cards in China -- Bank of America plans to join forces with China Construction Bank to offer credit cards to Chinese consumers.  In an announcement by the two companies on April ... (more)

MasterCard to be used at Coca-Cola vending machines -- Following a contract with Coca-Cola, MasterCard will be accepted for vending machine purchases. Learn more at CreditCards.com. ... (more)

Personalized Credit Card with CreditCovers -- CreditCovers lets a consumers have a personalized credit card. Choose your decorative design today. ... (more)

AmEx updates advertising campaign twice in three years -- American Express introduces 'Are you a cardmember?' as its new advertising catchphrase. ... (more)

Discover updates some of its top credit cards -- Discover has updated the names, appearances, and rewards programs for some of its popular credit cards ... (more)

Visa Card in Board Game: Learning credit responsibility -- The board game Life is going to feature the Visa card, teaching players credit responsibility. ... (more)

Visa outlines plans for cell phone credit cards -- The president and CEO of Visa announced investments and partnerships that will help the company move ahead with the concept of using cell phones like a credit card or debit card. ... (more)

Discover card rewards on time payments with the Motiva card -- Get rewarded for paying on time with the Motiva Discover Card. ... (more)

Pay taxes with a credit card -- Need to pay your taxes? Try using your credit card. ... (more)

PAYjr Prepaid Credit Card: Online account access and more -- The Payjr prepaid credit card is a MasterCard lets kids shop, but prevents them from making certain types of transactions. ... (more)

Bank of America to offer "green" credit card -- Bank of America plans to offer eco-friendly credit cards later in 2007 as part of a $20 billion environmental program. ... (more)

Visa: A short history -- Read the history of Visa credit cards at CreditCards.com. ... (more)

Discover card and Morgan Stanley spin-off news -- Morgan Stanley provided details on its plan to spin off the Discover credit card business. ... (more)

Security-conscious GratisCard is a credit card that shows no personal information -- The GratisCard credit card will show no personal information and uses a PIN number for transactions. ... (more)

RFID credit cards ripe for theft -- Two UMass computer scientists demonstrated how easy it could be for credit card thieves to grab information from no-swipe credit cards that employ RFID technology. ... (more)

Wells Fargo customers could be next to get credit cards without Social Security numbers -- Wells Fargo offers unsecured credit cards for those without Social Security numbers. ... (more)

New Visa signature cards to target upscale consumers. -- Find the rewards for you from the new line of Visa Signature cards. ... (more)

Your credit card may provide rental car damage coverage -- Your rental car may already be insured with credit card coverage. Learn more at CreditCards.com. ... (more)

Pay via cell phone with new MasterCard credit card application -- ViVOtech plans to put a MasterCard credit card application inside cell phones for tap-and-go payments. ... (more)

Learn more about the prepaid Visa RushCard -- Get your prepaid Visa RushCard developed by Russell Simmons at CreditCards.com. ... (more)

All about the Baby Phat Prepaid Visa card -- Baby Phat fan? Apply for a prepaid Visa Baby Phat Rushcard at CreditCards.com. ... (more)

Apply For Credit Card without a Social Security Number -- Bank of America has started offering credit cards to individuals with no Social Security numbers, opening the way for illegal immigrants to gain a credit history. ... (more)

Bank of America student Visa credit card helps young people establish credit -- The Bank of America Student Visa Platinum Plus Credit Card is geared toward college students looking for a credit card that can help to build their credit history. ... (more)

Credit card tax payments provide security for taxpayers -- Learn the benefits of credit card tax payments including transaction security and e-filing. ... (more)

Credit card vending machines: Dallas snacks can be purchased with plastic -- Credit card usage has expanded into new areas, including vending machines in Dallas. ... (more)

Credit card technology reduces the number of cards you carry -- New credit card technology may allow you to carry just one universal credit card. Learn about the iCache. ... (more)

Chase Freedom interactive ad showed to DISH viewers -- Chase launches an interactive ad campaign with a credit card offer visually tailored for DISH network viewers. ... (more)

Personalized Credit Card: New card designs and styles -- Innovations in style and design allow consumers to have their own personalized credit card. ... (more)

Plan requires NYC taxis to accept credit, debit cards -- New York City Council is evaluating the costs and benefits of a new plan that would require city taxi drivers to accept payment by credit ... (more)

MasterCard and Bank of America Debit Card News -- MasterCard has revised its agreement with Bank of America regarding debit cards. ... (more)

Biometric fingerprint technology comes to credit cards -- Biometric technology can allow shoppers to make credit card purchases with nothing more than a fingerprint. ... (more)

Chase credit card ads displayed on bike cabs -- Chase its marketing its credit card products to college students in Ann Arbor, Mich., by providing free bike taxi rides. ... (more)

Home improvement credit card offers from CreditCards.com -- The credit card offers that were offered on this page have been discontinued. See our current list of home improvement rewards credit cards. ... (more)

Online payment with credit cards pave way for alternative payment methods -- Retailers are gradually moving from online credit card payments to alternative payment methods that cost less. ... (more)

Visa $100K sweepstakes for the holidays -- $100K holiday Visa Sweepstakes! ... (more)

Why some businesses still don't take credit cards -- Small businesses do not always accept credit cards. Find out why at CreditCards.com ... (more)

AmEx cardholders pay their condo down payments with their cards -- Luxury condo buyers in New York City may use their AmEx cards to make down payments. ... (more)

Airline credit card: Using your card in the air -- While on an airline, credit cards might be the only way to purchase food, drinks, and entertainment. ... (more)

Credit card protection Insurance: Information about card protection insurance -- Credit card protection insurance provides security against unforeseen circumstances. ... (more)

Credit card technology installed on vending machines -- Buy your candy bar with a credit card! Some vending machines take cards. ... (more)

Throwing away old computer? Beware unerased old online credit card data -- Throwing away your old computer? Ensure you remove valuable information left from online credit card transactions. ... (more)

CapitalOne's Mascot of the Year Competition: Celebrating colleges' unsung heros -- Capitalone holds furry competition to see who will be the "National Mascot of the Year." ... (more)

Check card popularity: Benefits of the card -- Payment by credit card or debit card offers convenience and security to consumers, and the assurance of payment to merchants. ... (more)

Popular Credit Card Companies Plan to Introduce No-Signature Transactions -- This new feature from popular credit card companies could save you time making small purchases. ... (more)

Credit cards used for bail in New York -- Get out of jail with your credit card! Some county jails accept credit cards to pay bail. ... (more)

Contactless credit card: Technology reshaping the way we spend -- The contactless credit card is one way your shopping experience will change in the future. ... (more)

Pay online with extra security: New password technology -- Generate a one-time password with your credit card, adding extra security whenever you pay online. ... (more)

Credit card debt information (2006-2007) -- Listing of facts and statistics related to the credit card industry and personal debt. ... (more)

Chase Credit cards will be profiled on Facebook.com -- Chase credit cards have begun to appear on Facebook.com, following an agreement between the company's credit-card services unit and the popular social-networking Web site. ... (more)

Credit card receipt rules change: Is your card receipt safe? -- Laws attempt to keep credit card and debit card receipts safe from criminals looking to use account information, but consumers must also keep an eye on their card receipts. ... (more)

Consumers increasingly use their credit cards to purchase small-ticket items -- Consumers increasingly use credit cards for to pay for small-ticket purchases. ... (more)

Chase platinum is all about choice -- Chase Platinum credit cards have no annual fee and 0% introductory interest. ... (more)

American Express: Find a credit card that fits -- Is the American Express credit card right for your financial needs? View details on this card program. ... (more)

Best Visa Credit Card for Small Business Amazon.com Shoppers -- If you love Amazon.com and own a business, CreditCards.com has the best Visa credit card for you. ... (more)

21st century 'vending machines' don't take cash -- Credit cards are the only payment option with a new form of 21st century vending machine that doesn't take cash, as the Sony vending machines that dispense Sony products require you to pay by credit card. ... (more)

Overstock.com Rewards Visa from Chase -- Earn points with the Overstock.com rewards card from Chase Bank. ... (more)

Occasionally, charging your taxes is OK -- The IRS now allows consumers to pay their taxes with a credit card through companies like Official Payments Corporation and how using credit cards for tax bill or tax payments can be a life saver. ... (more)

Platinum Card for Business: Liquid capital, business-friendly repayment terms -- The Platinum Card from American Express gives business owners the financial solutions they need. ... (more)

Online payment with virtual account numbers from Citibank -- Citibank offers its members virtual account numbers to use whenever they make an online payment. ... (more)

Best Credit Card Offers: AmEx Blue Card -- Press release describing the American Express Blue card. ... (more)

Lost a card? Carmember services limit loss -- Your cardmember services can help you curb financial losses when you lose a card. ... (more)

Credit card reward points from Starbucks Duetto Visa -- Coffee addict? Get cash back for your coffee from the Starbucks Duetto Visa card. ... (more)

Chase Blink card: New card for speedy checkout -- The Chase Blink Card involves remote scanning technology that allows cardholders to breeze through lines at participating locations. ... (more)

Advanta small business credit cards -- Press release: Advanta introduces platinum business card with a 0% introductory APR and cash back rewards. ... (more)

Instant credit card approval: What it really means -- Does instant credit card approval mean you can use your card right away? Not necessarily. ... (more)

Household Bank, HSBC becoming major credit card issuer -- After acquiring Household Bank, HSBC became a major issuer of credit cards, offering various programs. ... (more)