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Infographic: Holiday shoppers use rewards to travel, trim card bill

By Juan Rodriguez

The holidays can be an expensive time -- but all that shopping can be an opportunity to rack up credit card rewards points, miles and cash back. So how will cardholders put their rewards to work after the holidays this year?

According to Capital One's November 2012 Rewards Barometer Survey, which surveyed about 1,000 rewards cardholders, about a fourth will cash in their rewards for spring or summer travel. Roughly equal numbers will hold their rewards in reserve for future purchases and use cash-back rewards to soften the blow of post-holiday credit card statements. Meanwhile, nearly one in five plan to treat themselves to gift cards.

Study: Holiday shoppers cashing in on rewards

See related: Card issuers roll out limited-time offers for 2012 holidays

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 <center><a href="http://www.creditcards.com/credit-card-news/infographic-holiday-shopping-rewards-spend-1701.php"><img alt="CreditCards.com infographic: Holiday shoppers use rewards to gift themselves, offset expenses" border="0" src="http://www.creditcards.com/credit-card-news/images/infographic-rewards.jpg" /></a> </center>

Published: November 28, 2012


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Credit Card Rate Report

Updated: 04-18-2014

National Average 15.00%
Low Interest 10.37%
Balance Transfer 12.64%
Business 12.80%
Student 13.27%
Cash Back 14.84%
Reward 14.96%
Airline 15.30%
Bad Credit 22.73%
Instant Approval 28.00%

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