Cease contact and harassment letter on debt that is not yours
(Sent via certified mail)


DATE: ___________________

TO: ____________________________________________
____________________________________________
____________________________________________
(Name & address of debt collector)

FROM: ____________________________________________
____________________________________________
____________________________________________
(Your name & address)

SUBJECT: Cease contact on debt regarding  ___________________________ (Name of person the debt collection agency is contacting you about)

To whom it may concern:

Under the Fair Debt Collections Practices Act, I am exercising my right to request that you cease all contact with me about debt owed to you by [name of person the collection agency is calling you about]. That person does not live at this address and cannot be reached at this phone number.

If your company can prove that this debt is mine or that this person is in some way connected to this address and phone number, please send proof of that claim to me in writing, again in accordance with the provisions under the Fair Debt Collections Practices Act. 

Please also confirm to me in writing that you acknowledge this request and that your company will honor this cease action notification. If not, I will be forced to seek legal action and file a complaint with the Federal Trade Commission Bureau of Consumer Protection. It is also my understanding that your company has two weeks to respond to this letter.

Sincerely,

________________________ (Print name)

________________________ (Sign name)