2016 holiday shopping and credit guide

Wise use of cards can put money in your pocket and keep debt off your back


2016 holiday shopping and credit guide


2016 holiday shopping and credit guide

Temperatures are falling, store displays are changing and credit card bills may be climbing, all in preparation for the fast-approaching holiday season.

American consumers are expected to spend an average of $589 on holiday gifts this year, and total holiday spending is expected to rise 3.6 percent from 2015, according to the National Retail Federation’s annual forecast. Many people are already racking up holiday bills, too, according to poll. Approximately 34 million Americans had already started their holiday shopping by late September, and 1 million were finished before October even began.  

Whether you’re still checking items off your seasonal shopping list or just looking for deals, has compiled resources you need to get you – and your credit – through the 2016 holiday shopping season:

  • 2016 holiday card perks and rewards: If you’re putting holiday expenses on your cards this year, here’s a sampling of the current card specials that may help you get something back while you’re giving so much.
  • 7 ways to unstuff your family budget: To plan for the upcoming (and often unexpected) extra expenses the holiday season brings, try unstuffing your budget as much as possible now so you can avoid debt later.

See related: Poll: Holiday retail season starts too darn early

Updated: November 18, 2016

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Updated: 12-03-2016

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