CREDIT CARD HELP: The basic fundamentals of credit cards

11 tips for dealing with debt collections, collectors

Ignoring debt collectors' letters and phone calls is a bad idea. Deal with it, experts say, otherwise matters can only get worse. Here are 11 tips for dealing with the stress of debt collection.

More: Debt collection sample letters Fair Debt Collection Practices Act: Know your rights A look at debt collectors' ethics codes

Do you know your debt collection rights?

Once you've read through all the great info in this section, test what you've learned with this quiz. Or if you're feeling brave, go ahead and try it first. Good luck! 

Before bankruptcy, consider these things first

Going bankrupt is like pushing a financial reset button, and it comes with its own set of gifts and liabilities. If you're pondering it, consider these 14 key factors. 

9 things you should know about balance transfers

Used wisely, balance transfers can help you draw down that lingering credit card debt. But the rules can be tricky. Here's what you must know.

9 things to know about debt consolidation

Debt consolidation programs can help you, but they can also hurt when done poorlyor for the wrong reasons. Here's what you need to know.

How credit card reform will impact you

The rules of the credit card game have changed as the landmark Credit CARD Act has taken effect. Here's what these changes mean to you.

8 steps for picking a credit counselor

Not all credit counseling agencies are the same. Consumers can take the following steps to search for ones that are reputable.

Find the terms you must know in our credit card glossary

What's an APR? What about a grace period or a finance charge? This alphabetical list of terms can help clear things up for you.