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Gift card survey: Details of biggest issuers' cards By CreditCards.com
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See related: "Gift card survey shows it pays to comparison shop ," "Free money: how to claim expired gift card funds ."
Gift card name How long until expiration? Any maintenance, dormancy fees? Insurance against loss or theft? Card denominations Available with a PIN? Reloadable? Electronic card available?
7-Eleven Never expires
No
Present original receipt at store
Any amount
Yes, Yes, No
Never expires
No
Not available
$5, $10, $25, $50, $100 denominations
No, No, No
American Express Never expires
Yes after 12 months
Call issuer with card number
Regular - $25, $50, $100, $200 and $500; Personalized - $25, $35, $50, $75, $100, $150, $200, $250 and $500; In-person locations - variable
No, No, No
Best Buy Never expires
No
Call issuer with proof of purchase and record of remaining balance
$5-$500
No, Yes, No
Bloomingdale's For most states, the card expires two years from date of last value added; card never expires in Calif., Fla., Md., Mass., Minn. and Nev.
No
Call issuer with original proof of purchase for replacement
$10-1,000
No, Yes, Yes
Gift card name How long until expiration? Any maintenance, dormancy fees? Insurance against loss or theft? Card denominations Available with a PIN? Reloadable? Electronic card available?
Circuit City Never expires
No
Present issuer with original reciept for replacement
Regular - $5-500; Electronic - $5-$2,000
Yes, No, Yes
Costco Never expires
No
Not available
$25-$100
No, Yes, No
CVS Never expires
No
Call issuer with original reciept/proof of purchase
$5-$500
No, Yes, No
Delhaize America (7 different chains) Expires 24 months from date of first use
After 24 fees (retroactive)
One-time courtesy replacement
Any amount from $5-$499
No, Yes, No
Discover Expires 24 months from date of first use
Yes after 12 months
Call issuer with card number
$20-$500
No, No, No
Gift card name How long until expiration? Any maintenance, dormancy fees? Insurance against loss or theft? Card denominations Available with a PIN? Reloadable? Electronic card available?
Federated Dept. Stores (now Macy's Inc. - see below) Expires two years from date of last value added, except in Calif., Conn., Fla., Kan., La., Maine, Md., Mass., Minn., Mo., Nev., N.H., N.D., Okla., Ore., R.I., Vt. and Wash.
No
Call issuer with original proof of purchase for replacement
$10-$1,000
No, Yes, No
Gap Never expires
No
Present issuer with original reciept for replacement
$10-$200
No, Yes, No
H.E.B. Never expires
No
Call issuer with card number
$5, $10, $20, $25, $50 and $100 increments
No, No, No
Home Depot Never expires
No
Contact local store for details
$10-$500
No, Yes, No
JCPenney Never expires
No
Call issuer with proof of purchase as required by JCPenney
$10, $25, $50, $100
No, Yes, Yes
Gift card name How long until expiration? Any maintenance, dormancy fees? Insurance against loss or theft? Card denominations Available with a PIN? Reloadable? Electronic card available?
Kmart Never expires
No
Present issuer with original proof of purchase
denominations $10-$100
Yes, Yes, No
Kohl’s Never expires
No
See local store for details; must have proof of purchase
$10-$100
No, Yes, Yes
Kroger Never expires
No
Not available
denominations $10-$250
No, Yes, No
Lowe’s Never expires
No
Present issuer with original/gift reciept
$5-$5,500
No, Yes, Yes
Macy's Expires two years from date of last value added, except in Calif., Conn., Fla., Kan., La., Maine, Md., Mass., Minn., Mo., Nev., N.H., N.D., Okla., Ore., R.I., Vt. and Wash.
No
Present issuer with original proof of purchase for replacement
$10-$1,000
No, Yes, No
Gift card name How long until expiration? Any maintenance, dormancy fees? Insurance against loss or theft? Card denominations Available with a PIN? Reloadable? Electronic card available?
MasterCard Variable expiration
Variable fees for maintenance and dormancy
Call issuer with card number
Varies; $500 or $2,500 limit
No, Varies, No
MasterCard - HSBC Expries 24 months from date of first use
Yes after 12 months
Call issuer with card number
$25-$500
No, No, No
MasterCard - Keybank Usually expires two years from date of first use
Yes after 12 months
Call issuer with card number
$5-$2,500
No, No, No
MasterCard - Springbook Never expires
Yes after six months
Call issuer with card number
$5-$2,500
No, Yes, No
MasterCard - Washington Mutual Expires 24 months from date of first use
Yes after 12 months
Call issuer with card number
$25-$500
No, No, No
Gift card name How long until expiration? Any maintenance, dormancy fees? Insurance against loss or theft? Card denominations Available with a PIN? Reloadable? Electronic card available?
McDonald’s (Arch card) Never expires
No
Call issuer with card number; download lost and stolen card form, fill out and mail
$5, $10, $25, $50
No, Yes, No
Meijer Never expires
No
Nothing
$5, $10, $20, $15, $25, $50, $100
No, Yes, No
Office Depot Never expires
No
Nothing
denominations $10-200
No, Yes, No
Pilot Travel Centers Never expires
No
Call issuer with card number to report
up to $1,000
No, Yes, No
Publix Never expires
No
Not available
$5-$500
No, Yes, No
Gift card name How long until expiration? Any maintenance, dormancy fees? Insurance against loss or theft? Card denominations Available with a PIN? Reloadable? Electronic card available?
Rite Aid Never expires
No
Not available
up to $500
No, No, No
Safeway (100's of different gift cards - gift card site currently not working) Never expires
No
Call issuer with card number to report
$5-$500
Yes, No, No
Sears Never expires
No
Present issuer with original proof of purchase
$5-$500
Yes, Yes, No
Sears Holdings Never expires
No
Present issuer with original proof of purchase
$5-$500
Information not available
Staples Never expires
No
Not available
$10, $20, $25, $50, $100
No, Yes, No
Expires 90 days from date of first use
No
Not available
$5, $10, $25, $50, $100
Yes, No, No
Gift card name How long until expiration? Any maintenance, dormancy fees? Insurance against loss or theft? Card denominations Available with a PIN? Reloadable? Electronic card available?
Target Never expires
No
Call issuer with original/gift reciept
traditional - denominations $10-$1,000; electronic - $5-$5,000
No, Yes, Yes
TJX (8 different chains) Never expires
No
Contact local store for details
Any denomination
Yes, No, No
Toys “R” Us Never expires
No
Call issuer to report
$1-$1,000
No, Yes, No
Visa Variable expiration
Variable fees for maintenance and dormancy
Call issuer with card number to report
Varies
No, Varies, No
Walgreens Never expires
No
Call issuer with card number to report
$50 only
No, Yes, No
Wal-Mart Never expires
No
Not available
preset amounts/electronic - $10-$200; entered yourself - $10-$2,500
Yes to use online, Yes, Yes
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