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2009 gift card comparison table

By CreditCards.com staff

Editor's note: This story has been updated. See the 2013 gift card survey and accompanying chart.  

Times are tough, but gift cards will continue to be a popular present during the 2009 holiday season. Use this chart to find the gift card that's best for you.

expires Never expires fees No dormancy or maintenance fees insurance Loss & theft protection
PIN PIN available reload Reloadable      ecard eCard available onlinebal Online balance check
new for 2009 New for 2009

line

 
expires
fees
insurance
PIN
reload
ecard
onlinebal
 
Retail stores
Kmart
yes
yes
 
yes
yes
yes
yes
 
Meijer
yes
yes
yes
yes
yes
new for 2009
yes
 
Target
yes
yes
yes
 
yes
yes
yes
 
Wal-Mart
yes
yes

yes
yes
yes
yes
 
Supermarkets
H-E-B
yes


     

 
Kroger
yes
yes
 
new for 2009
yes
 
new for 2009
 
Publix
yes
yes

 
yes
     
Department stores
Bloomingdale's
yes
yes
yes
 
yes
yes
yes
 
JCPenney
yes
yes
yes
 
yes
yes
new for 2009
 
Kohl's
yes
yes
yes
 
yes
yes
yes
 
Macy's
yes
yes
yes
 
yes
yes
yes
 
Sears
yes
yes
yes
yes
yes
yes
yes
 
Convenience stores
7-Eleven
yes
yes
yes

yes
 
yes
 
Pilot Travel Center
new for 2009
 
yes
 
yes
 
new for 2009
 
Clothing
Banana Republic
yes
yes
yes
yes
yes
 
yes
 
Gap
yes
yes
yes
yes
yes
 
yes
 
Old Navy
yes
yes
yes
yes
yes
 
yes
 
Restaurants
McDonald's
yes
yes
yes
 
yes
 
yes
 
Olive Garden
yes
yes
   
yes
 
yes
 
Panera Bread
yes
yes
yes
 
yes
 
yes
 
Red Lobster
yes
yes
   
yes
 

 
Starbucks
yes
yes
yes
 
yes
 
yes
 
 
expires
fees
insurance
PIN
reload
ecard
onlinebal
 
line
expires Never expires fees No dormancy or maintenance fees insurance Loss & theft protection
PIN PIN available reload Reloadable      ecard eCard available onlinebal Online balance check
new for 2009 New for 2009
line

 
expires
fees
insurance
PIN
reload
ecard
onlinebal
 
Pharmacies
CVS
yes
yes
yes
yes

new for 2009
yes
 
Rite Aid
yes
yes
       
yes
 
Walgreens
yes
yes
yes
 
yes
     
Electronics
Best Buy
yes
yes
yes
new for 2009
yes
 
yes
 
Radio Shack
yes
yes


yes


 
Home improvement
Home Depot
yes
yes
yes
new for 2009
 
new for 2009
new for 2009
 
Lowe's
yes
yes
yes
yes
yes
 
yes
 
Office supply
Staples
yes
yes
yes
 
yes
 
yes
 
Office Depot
yes
yes
 
yes
yes
 
yes
 
Books
Barnes & Noble
yes
yes
 
yes
 
yes
yes
 
Borders
yes
yes
yes
         
Toy stores
Toys R Us
yes
yes
yes
yes
yes
new for 2009
yes
 
Bulk
Costco
yes
yes
yes
 
yes
yes
yes
 
Online-only
Amazon.com
yes
yes
yes
 

yes
yes
 
Overstock.com
yes
yes

  yes


yes
 
General purpose
American Express
yes
new for 2009
yes
     
yes
 
Discover  
yes
yes
   
yes
yes
 
Fifth Third Bank MasterCard    
yes


   
yes
 
Harris Bank MasterCard  
yes
yes
     
yes
 
KeyBank MasterCard    
yes
yes
       
Chase Visa    
yes


   
yes
 
U.S. Bank Visa    
yes

   
yes
 
Wells Fargo Visa    
yes


   
yes

 
 
expires
fees
insurance
PIN
reload
ecard
onlinebal
 
line
new for 2009 New for 2009
expires Never expires fees No dormancy or maintenance fees insurance Loss & theft protection
PIN PIN available reload Reloadable      ecard eCard available onlinebal Online balance check

Can't find the card you want? Check out GiftCertificates.com and Gift Card Mall to shop hundreds of gift cards for stores not listed here.

See related: The 11 golden rules of practical gift card giving, 13 ways to get gift cards for less, 10 creative ways to wrap gift cards, Gift card buyers' guide: 5 key questions 

Updated: November 18, 2013



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Credit Card Rate Report

Updated: 10-22-2014

National Average 15.07%
Low Interest 10.37%
Business 12.80%
Balance Transfer 12.82%
Student 13.14%
Cash Back 14.98%
Reward 15.05%
Airline 15.46%
Bad Credit 22.73%
Instant Approval 28.00%

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