Q&A with author Frank Ahearn on the art of disappearing
Want to vanish? First, ditch the cards
When life becomes too much, Frank Ahearn can help you
He's not cheap; this New York-based skip-tracer turned skip-maker charges $42,000 minimum, half upfront, for his personal brand of magic. He takes neither credit nor
debit cards. In fact, his first move will be to confiscate and destroy yours.
Frank Ahearn, author,
'How to Disappear'
One time skip-tracer Frank Ahearn once tracked down a little-known White House aide named Monica Lewinsky. Now for $42,000 on up, he'll help you disappear. Step No. 1? Ditch those easily traced credit and debit cards.
But once you enter his digital hall of mirrors, your every Web
inquiry, online deposit, social media post and email to Mom will take crazy,
cockeyed turns from self-expression into misdirection until poof! -- you emerge months later a
"virtual individual" with all the freedom of a newborn.
What you do then is entirely up to you; this magic man has
no intention of breaking the law by helping you forge a new identity.
If you don't have a cool 40-grand handy, you can mooch some mojo
from his book, "How to Disappear." But be forewarned: If trouble truly
is at your heels, you don't want to try any of this at home.
How does he do it? Why
does he do it? And who could possibly want to disappear that bad?
Let's ask Frank. After all, he once tracked down an unknown
White House intern named Monica Lewinsky.
Q: How and why
did you switch from skip-tracer to skip-maker?
A: Purely by
fluke, man. The heyday of skip-tracing was over with the whole
Gramm-Leach-Bliley Act (of 1999), and I just knew that there was no way I could
keep doing what I was doing before the Federal Trade
Commission caught up with me. So I basically stopped, and took
a pretty good hit financially. Then I wander into this bookstore where I run
into this guy who's buying books about offshore banking and living in Costa
Rica and he pays with his credit card! And I'm thinking, what a dumbass; you
buy these books on discretion and then you use a credit card? So I struck up a conversation and sure enough, he
needs to disappear. He asks me, "Can you help?" and I'm like, sure!
Q: Why would
somebody want to disappear?
A: It usually
comes down to money or violence. A lot of clients have had businesses that just
died because of the economy and have this seed money, and they want to just
walk away and leave their old life behind. Or they've come into some money,
like lottery winners, and they just want to make sure that the roaches don't
come out of the woodwork looking for them. The unfortunate part is the
violence; victims of stalkers or abusive spouses or ex-spouses. I've worked
with clients who entered business deals and did not know who they were
entering it with and things went sour and they were afraid for their life.
Q: Are you ever in
A: I think the
only danger I have is knowing the secrets of a lot of people. I just make sure
that whatever steps I take, my identity is never disclosed. I don't just show
up at somebody's house; I'll meet them at some public location. I don't take my
car; I'll take a taxi or train or bus. I try to make sure that nothing ever
comes into my world from their unfortunate circumstances. I don't want to
become the focus of somebody's anger.
Q: Can you really
disappear these days?
A: You can, but
understand: To me, disappearing is living a virtual existence. Technology has
given us the ability to not be physically connected to anything. You can bank
online, you can pay online and order things online. You don't have to
physically go anywhere. Technology has really made it so we can live virtual.
You can open up a corporation., you can rent an apartment through a
corporation, you can sublet an apartment, you can get an apartment where
utilities are paid. The only problem that you have is, how do you earn a
living? That's always the first and biggest hurdle. You can't be Joe the bus
driver in Miami and be Joe the bus driver in Chicago.
Q: One of the
first steps you take is to destroy their credit and debit cards. Why?
they're the No. 1 way of tracing someone. I look at it from the
perspective that, if someone is going to hunt you down, they will break the
law. I mean, it's against the law to get people's bank records and credit card
records, but just because it's against the law doesn't mean people don't do it.
And you have to remember: credit cards create a huge pattern, man. If you're a
credit card user and you use it for your points, you're paying for your
groceries, your EZ-pass or SunPass, even your electricity on your credit card.
What happens is, in addition to a credit file for your FICO, you're building up
this data profile of who you are and how you live through your credit cards. So
we need to go backward and combat that information if possible.
Q: Your three-step
magic act combines misinformation, disinformation and reformation. How does it
A: We have two
types of information in our life: online information and offline information.
But we have three lives: our home life, our work life and our digital life. Our
digital life has become more important than our home or work life. So what we
need to do is to go back and find everything about you and ask, how can this
information be used to find you?
Say you have a stalker. Maybe you spent the last two months
searching online about moving to Kansas City. So I'll go through your Internet
trolling and find out what breadcrumbs you've already left behind. We realize
you can't go to Kansas City now, so let's start building a Kansas City profile.
That's how we use online information.
Q: You build a
virtual second presence.
A: Stalkers are
very tenacious; they basically become their own private investigators. So my
process is, whoever is hunting my client is better than me. So if you have
Facebook and Twitter, you start posting minimal stuff about Kansas City.
Photoshop some pictures. Apply for an apartment online, because a Realtor is
going to run a credit check that will show up on your credit report. Apply for
utility service on a vacant apartment, then shut it off the next day; utility
companies never get rid of that information. Then we take it a step further and
do the same thing in Chicago and Toronto.
Q: You use cards
to misdirect as well.
A: Here's how
that's done. We open up a bank account online, put $100 into an ATM card, and
I'll send it to a friend in Wyoming who's going to use it every week to buy
groceries. Somebody pulls your bank records, guess what? You're buying
groceries every week in Casper, Wyoming. This is the data they'll follow. The
goal is a combination of misinformation and disinformation.
Q: ATM card data
played a critical role in locating the Boston Marathon bombing suspects within
A: Good example.
Whether somebody is going to commit a crime or simply disappear, they're not
looking at their actions and asking, "How might I be discovered?"
It's like the guy who has 10 pounds of pot in his car and gets pulled over for
a broken taillight. What happened in Boston, law enforcement was like totally
amazing; they just really pounded into it. But today, between
social media, cameras on the street and people sending in photos and videos,
they were able to capture so much of what occurred prior to the explosions.
Q: Can you trace card use in real time, as the TV cop shows would have us believe?
A: Sure. Take,
for example, your ATM or credit card. You can get text messages that it's been
used. Law enforcement definitely would
have access to that with the right subpoena.
Q: How did you come
to track down an unknown presidential aide named Monica Lewinsky?
A: I used to do a
lot of work for the tabloids, especially the British tabloids, way back when.
So I get a fax from a good client of mine that says, "I need you to find
these two women: Monica Lewinski and [her mother] Marcia Lewis. Do nothing today but find
these two women." So we searched out bank records and ATM and credit card
and phone records, and we were able to figure out where she was probably located.
Q: I have a
feeling some "pretext," aka lying, works into this somewhere.
A: So I called
the location and the housekeeper answers. I say, "Hi. How you
doin'? This is Pat Brown, United Parcel Service. We have a damaged package for
Monica Lewy." When I use pretext, I would always misspell or mispronounce
the name because if somebody corrected me, I knew I was right. So the
housekeeper says, "No, Monica Lewinski's not here now. Can I take a
message?" And I go, "Well, we have a package and if she's not there,
we'll just send it back," and she says, "No, no, no, she'll be here
later on" at whatever time she gave. So I called my client and said,
"Listen, this is as good as it gets," and he said, "Watch the
news later tonight."
So later that night, I'm in a bar drinking and all of a
sudden it came on the TV, "Bill Clinton, Monica Lewinski ..." (laughs)
It was one of those "Holy-s---!" moments and I couldn't tell anybody sitting next
to me because nobody would believe me. Those were the last great days of
skip-tracing and social engineering when we could get almost any piece of
Q: You're well
compensated for making people go "poof."
A: It's no easy
task. But you have to remember: it's not always about disappearing. A lot of
times with my clients these days, it's more the illusion of disappearing. I
work with very wealthy people and if you went to kidnap them or abduct their kids, you might
be looking for them in Belgium but in reality, they're in Helsinki. The
business has changed. Let's create the illusion of disappearing because we
don't have to disappear anymore.
high-profile celebrities present a particular challenge?
A: Yeah -- they're
useless. I don't even work with them to be honest with you. My point is, you
can't expect privacy and then go to dinner at STK in L.A. I ask their lawyers,
"Do they plan on moving to Wyoming like Bruce Willis?" and they say, "No, they want to stay in L.A." And I'm like, "What's the point?"
Q: What's your
biggest worry in helping your clients vanish?
A: When it comes
to finding people, it's no science, it's not art -- a lot of times, it's just
luck, OK? So you just have to assume that the person who is hunting just might
get lucky. So what you want to do is keep them busy; you want to build their
file, make it thicker and therefore more expensive to follow.
Q: You're not a
big fan of creating a new identity after you disappear. Why?
A: Aside from the
criminal act of getting a new identity, what are you going to do? You're going
to sit around at a bar with your newfound friends and in walks a high school
friend you haven't seen in 20 years who starts calling you by a different name.
You're going to say, "I'm not that guy, I'm not that guy!" right? So
he walks out and for all you know he's got a huge Twitter following from the
old neighborhood and he tweets, "Hey, I just saw Frank Ahearn in Key West but
he denied being him." Guess what, the guy looking for me sees that tweet
online and says, "Hmmm, let me go look for Frank in Key West." It
only helps the predator, and once you draw law enforcement, you're screwed.
People say to me all the time, "I need a new identity," but it's like
Bigfoot; we've all heard of it but we really haven't seen it. Unless you're a
criminal on the run, you don't need a new identity.
Q: How long does
it typically take to make someone disappear?
A: The fewer
assets you have, the easier it is. If you're a waitress with no assets, I can
pick you up and go in 40 to 45 days. It really comes down to what are you going
to do for a living and where are you going? If you have a house to sell, you
need to turn it over to somebody with power of attorney so they can sell it for
you. On average, it could take three months, but it really depends on who's
after you and why.
Q: Do criminals seek
A: I've been
approached. I get the stupidest emails from people who are either dumb cops or
dumb criminals saying things like, "I need to get a fake passport. Can you
get that for me?" It's like, "Oh yeah; I'm just a Walmart of
passports! Matter of fact, wire transfer me $10,000, and I'll FedEx it to you
tomorrow." Of course I can't do that! What kind of idiot says that in an
open email? I do a lot of phone consultations and the minute you mention fake
identity, I hang up on you; you've lost your money.
Q: Ever dream of
A: Yeah, I just
need more money! (laughs)
Q: To hire you.
A: Yeah, right?
I've always said this business is a limited run, and it really is. I equate it
to the early days of the Wild West when a gunslinger comes in and does his
thing. But you know something? Technology is going to change, privacy is going
to change and this is not what I want to do for the rest of my life. It's a
good business now, but eventually I want to disappear from it.
See related: Scared of Big Brother? Too late, says 'Big Data' author, Credit card privacy statements can hush your bank's mouth, The latest privacy invasion: retailer tracking
Published: May 23, 2013
If you are commenting using a Facebook account, your profile information may be displayed with your comment depending on your privacy settings. By leaving the 'Post to Facebook' box selected, your comment will be published to your Facebook profile in addition to the space below.
Three most recent Spotlight: People and their plastic stories:
- Dilbert creator Scott Adams: Goals are for losers – In his new book, the cartoonist who chronicles workplace buffoonery argues to be successful, never, ever follow your passion ...
- Q&A with 'What to Do When I Get Stupid' author Lewis Mandell – Our cognitive ability related to credit cards and borrowing peaks around age 53. In his new book, "What to Do When I Get Stupid," behavioral economist Lewis Mandell explains how we can protect ourselves from hucksters -- and ourselves -- in our dotage ...
- Q&A with 'Heads in Beds' author Jacob Tomsky – Have you ever stayed at a luxury hotel and wondered what's going on behind the scenes? In his new book, "Heads in Beds: A Reckless Memoir of Hotels, Hustles, and So-Called Hospitality," hotelier Jacob Tomsky dishes the dirt on the hospitality industry ...
Did you like this story? Then sign up for CreditCards.com’s weekly e-newsletter for the latest news, advice, articles and tips. It's FREE. Once a week you will receive the top credit card industry news in your inbox. Sign up now!