First-Citizens Bank and Trust Platinum credit card fee schedule
By CreditCards.com staff
|2011 Credit Card Fee Survey|
A year after the Credit CARD Act's major provisions went into effect, predictions of an onslaught of fees haven't come true.
Despite industry analysts' predictions that the Credit CARD Act of 2009 would cause issuers to reinstate annual fees and introduce a host of new fees, that hasn't happened. The survey shows the vast majority of cards reviewed (95 percent) had no annual fee and there hasn't been an onslaught of new fees.
Here are the 2011 fees for the First-Citizens Bank and Trust Platinum card.
|First-Citizens B&T Platinum|
|Cash advance fee||3% or $3, whichever is greater; $100 maximum|
|Balance transfer fee||None|
|Foreign transaction fee||2% of each transaction in U.S. dollars|
|Returned payment fee||None|
|Stop payment on a convenience check fee||$32|
|Statement copy fee||$5|
|Overdraft fee||Not offered|
|Card replacement fee||None|
Published: May 31, 2011
- Americans' credit card debt hits $1 trillion – Our national credit card balance is hitting $1 trillion this month - the highest level since the Great Recession ...
- Survey: Debt collection problems widespread – For the one-third of Americans who face collection attempts, threats, falsehoods and other abuses not unusual, survey finds ...
- Poll: Americans more optimistic about getting out of debt – Americans are gaining confidence about becoming debt-free during their lifetimes, according to a new CreditCards.com national poll ...