Credit Score Report

How many credit cards do you need? There's no perfect answer -- There's no single, easy answer for how many credit cards someone should have. After all, It's not the number of cards you have, it's what you do with them that matters the most. ... (more)

Opting out of APR increase doesn't have to impact your credit -- It's a common question these days: Will opting out of a rate increase hurt my credit? The answer isn't so clear-cut. ... (more)

Want a better FICO score? Step No. 1: Pay bills on time -- Paying your bills on time every time is vital, but it's just the start to building a good credit score. ... (more)

How to make sure your credit score is a FICO score -- Credit score seem just a bit too high? You may not have bought the ever-popular FICO score. But don't feel bad, our expert says. It's an easy mistake to make. ... (more)

Want a free FICO score? You're out of luck -- If you think you'll get a free FICO score with your free credit report at AnnualCreditReport.com, you're mistaken. If you want your FICO score, you'll have to pay. ... (more)