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Credit cards for small business owners

Small business credit cards article archive can help businesses choose the right card -- and use it wisely

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Credit card interest rates linger at 15.07 percent -- Oct. 22, 2014: Average rates on new card offers stayed at 15.07 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates Report, Oct. 22, 2014)

Credit card interest rates hold steady at 15.07 percent -- Oct. 15, 2014: Average rates on new card offers didn't budge this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Credit card interest rates remain at 15.07 percent -- Oct. 8, 2014: Average rates on new card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Replacing a credit card after husband's death -- A widow and small-business owner wonders how to replace a credit card with a $36,000 credit limit that had to be closed after her husband died ... (See Card shopping)

Average credit card interest rates rise to 15.07 percent -- Oct. 1, 2014: Average rates on new card offers jumped this week to their highest point in nearly three years, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Small businesses slow in converting to EMV card readers -- With a year to go before retailers hit a major deadline for upgrading their credit card machines, experts warn that many are unlikely to complete the switch in time. As a result, they may find themselves suddenly liable for card-related fraud ... (See EMV)

How to cut your business' foreign wire transfer fee costs -- When selling overseas, you can't make foreign wire transfer costs vanish, but you can negotiate their size, bundle your bills or bake them into your prices ... (See Wire transfers)

Average card rates fall to 15.05 percent -- Sept. 24, 2014: Average rates on new credit card offers dipped this week for the first time in more than five months, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Credit card debt statistics -- Our team has compiled statistics on total U.S. credit card debt over the years, average credit card debt per cardholder and much more ... (See Credit card debt)

Am I liable for my business' corporate card debt? -- A small-business owner's responsibility for the company's credit card debt depends partly on the kind of card. Corporate cards and small-business cards treat liability differently ... (See Corporate cards)

Rates remain stuck at 15.06 percent for fourth week -- Sept. 17, 2014: Average rates on new credit card offers didn't budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate Report)

Don't travel? Opt for other business rewards -- If you don't travel much for business or pleasure, there's no point in getting a small-business credit card that specializes in travel rewards. Instead, look for a cash-back card or one that earns rewards you can use ... (See Business rewards)

Credit card interest rates remain at 15.06 percent for 3rd week -- Sept. 10, 2014: Average credit card interest rates held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates average 15.06%)

Will an ITIN help me get a business card without a personal guarantee? -- Avoiding use of a Social Security number when applying for a small-business credit card is difficult. A few people may be able to use an individual taxpayer identification number, but most Americans can't get one ... (See ITIN)

Credit card interest rates hold steady at 15.06 percent -- Sept. 3, 2014: Average rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Credit card interest rates rise to 15.06 percent -- Aug. 27, 2014: Average credit card interest rates rose this week for the first time in nearly two months, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Can I pass on charge-back fees to my customers? -- When a customer disputes a charge directly with the card issuer, the merchant gets hit with a charge-back fee. Technically, you may be able to pass that on to the customer but it's probably not good business practice ... (See Charge-backs)

Interest rates remain locked at 15.03 percent for 7th week -- Aug. 20, 2014: Average rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

How can I change our business's merchant category code? -- The wrong MCC for a hotel can short circuit charging privileges for corporate credit card holders and cost the hotel business. To fix the problem, you need to understand how the codes work ... (See MCC)

Credit card APRs remain flat at 15.03 percent -- Aug. 13, 2014: Average rates on new card offers remained at 15.03 percent Wednesday for the sixth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate Report Aug. 13, 2014)

Should I pay my business's bills by credit card? -- Using plastic to pay contractors and other recurring business bills can be a good way to rack up rewards points and improve cash flow. But beware it does not become a crutch ... (See Business bills)

Card APRs locked at 15.03 percent for 5th week -- Aug. 6, 2014: Interest rates on new credit card offers held firm this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report Aug. 6)

Am I liable for business debt my partner hid? -- Your partner rang up debts before you even joined the firm, and now a collector is calling you. Don't trust the collector -- or your partner. Keep calm and call a lawyer ... (See Debt )

Rates remain at 15.03 percent for 4th week -- July 30, 2014: Interest rates on new credit card offers remained untouched this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Shielding business accounts from levy by personal creditors -- If you think a creditor may levy your business account to collect past-due personal debts, there are things you can do. Moving personal assets to a new business account isn't one of them ... (See Levy)

Rates remain at 15.03 percent for second week -- July 23, 2014: Interest rates on new card offers didn't budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Will a maxed out business card hurt my personal credit? -- Most small-business credit cards are backed by a personal guarantee, so maxing them out may affect your personal credit record. But the bigger question is why you need to do so in the first place ... (See Credit limit)

Credit card interest rates stay put at 15.03 percent -- July 16, 2014: Interest rates on new card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates report)

Anatomy of a credit card -- With the coming of chip cards, the anatomy of a credit card has become even more crowded. Do you know what all the parts are and what they do? ... (See Card anatomy)

How Sam's Club card changes affect business users -- As Sam's Club is transitioning to a new card with new cash-back rewards, it's time for businesses to look at whether to stick with them ... (See Business cash back)

Rates rise for the second straight week: CreditCards.com Weekly Credit Card Rate Report -- July 9, 2014: Interest rates on new card offers rose Wednesday for the second consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report, July 9, 2014)

Rates rise to 15.02 percent: CreditCards.com Weekly Credit Card Rate Report -- July 1, 2014: Interest rates on new card offers rose this week for the first time in two months, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report, July 2, 2014)

Keeping customers on contracts amid credit card churn -- For a gym owner, data breaches at other merchants are costly. As customers are reissued credit cards with new account numbers, some are dropping their auto-pay agreements ... (See Retaining customers)

Rates remain stuck at 15.01 percent for 8th week -- June 25, 2014: Interest rates on new card offers remained locked in place this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report, June 25, 2014)

Card rates remain locked at 15.01 percent for 7th week -- June 18, 2014: Interest rates on new credit card offers didn't budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report, June 18, 2014)

Beware of advance-fee credit card scams -- If you see an ad promising that a third party can get you a credit card if you pay a fee to them in advance, pass it right by. Fraudsters use such scams to target people desperate for credit ... (See Advance-fee scams)

Rates remain at 15.01 percent for 6th week: CreditCards.com Weekly Credit Card Rate Report -- June 11, 2014: Interest rates on new card offers held firm this week, stalling at 15.01 percent for the sixth straight week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APR on new card offers: 15.01% again)

Fight payment processing fees in a medical payments -- Insurance companies and government agencies are increasingly using plastic and virtual credit cards to pay doctors. But practices can request other payment methods that carry lower fees ... (See Medical payments)

Business loans from banks: 5 ways to boost your approval odds -- Bank lending is picking up for small businesses. But you'll have a much easier time getting a loan if you've taken steps to improve your company's credit profile ahead of time ... (See Business credit)

Rates remain stuck at 15.01 percent for 5th week: CreditCards.com Weekly Credit Card Rate Report -- June 4, 2014: Interest rates on new card offers remained at 15.01 percent Wednesday for the fifth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See weekly rate report 15 percent)

Should I try crowdfunding or a loan for my startup? -- Crowdfunding and bank loans are both challenging to land for new businesses. A third option may make more sense ... (See Startup funding)

Rates hold steady at 15.01 percent for fourth week: CreditCards.com Weekly Credit Card Rate Report -- May 29, 2014: Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Can businesses charge large test payments? -- Gas stations and restaurants add temporary "holds" on credit card bills until they know the final balance, but other merchants should avoid this tactic ... (See Test charges)

Rates remain stuck at 15.01 percent: CreditCards.com Weekly Credit Card Rate Report -- May 21, 2014: Average rates on new credit card offers didn't budge for the third consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report, May 21, 2014: APRs stalled at 15.01%)

Is employee responsible for boss's default? -- If a small business owner defaults on debt on a company credit card she issued to a former employee, is the worker responsible for the debt? ... (See Boss's debt)

Rates remain at 15.01 percent: CreditCards.com Weekly Credit Card Rate Report -- May 14, 2014: Average rates on new credit card offers remained untouched this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate survey May 14, 2014)

Making 0% cards work for your small business -- If your mailbox is filling up with 0-percent-interest credit card offers, they could be a good source of small-business financing. But you have to use these balance-transfer deals strategically, say experts, or you could run into trouble ... (See No-interest credit)

Who goes to jail for fraudulent credit card use? -- Businesses that accept stolen credit card information may be on the hook for a refund. But the thief is the one who broke the law -- and cardholders need to take steps to prevent further damage ... (See ID theft)

Rate survey: Credit card interest rates rise to 15.01 percent -- May 7, 2014: Average rates on new credit card offers inched higher this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates averaged higher)

Compare rewards cards for business gas spending -- If your business buys gasoline, why not be rewarded? Business credit cards and specialized fleet cards both offer programs to reward and track fuel purchases ... (See Gas rewards)

Small-business bank loans become a bit easier to get -- Bankers are becoming a bit more accommodating to small businesses, new research shows, but they're still hard, so know all your choices ... (See Bank loans)

Rate survey: APRs hold steady at 15 percent -- April 23, 2014: Average rates on new credit card offers were unchanged at 15 percent this week after dipping the previous week ... (See April 23, 2014 rate report)

Meeting with your banker to talk small business loans -- Your banker should be a key member of your advisory team. To make your business more loan-ready, you will need your banker's input on what the bank wants to see when it evaluates a loan application ... (See Loan meeting)

Accepting credit card orders by phone: a new-business owner's guide -- For a new restaurant owner concerned about accepting credit cards for call-in orders, a merchant processing account may not be the best thing -- at least not in the beginning ... (See Phone payments)

Rates rise to 15.02 percent: CreditCards.com Weekly Credit Card Rate Report -- April 9, 2014: Average rates on new credit card offers ticked up this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See April 9, 2014: Average APR rises to 15.02%)

How to build business credit separate from personal credit -- Building a credit record for your small business that's separate from your personal credit is a gradual process. You can take steps to get started while the business grows ... (See Separate business credit)

Rates remain at 15.01 percent for 7th week: CreditCards.com Weekly Credit Card Rate Report -- April 2, 2014: Average rates on new credit card offers remained locked at 15.01 percent Wednesday for the seventh consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See weekly rate report)

Is it OK for merchants to accept credit cards from minors? -- If a parent has formally authorized a minor to use a credit card, accepting it isn't a problem. But getting some reassurances in writing is best practice ... (See Cards and minors)

Business card use rises in 2013 -- Small-business owners reported increased card use in 2013, according to a National Small Business Association study ... (See Business card use)

Card interest rates remain locked at 15.01 percent -- March 26, 2014: Average rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Interest rates locked)

How soon should retailers switch to EMV? -- The heat is on for merchants to adopt terminals that will read smart-chip cards. But with many small firms facing rising costs from all sides, it may pay to wait to upgrade ... (See EMV)

Credit card interest rates remain at 15.01 percent -- March 19, 2014: Average rates on new credit card offers remained stuck at 15.01 percent Wednesday for the fifth straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Can non-immigrants get business credit without an SSN? -- Most loans and credit cards are going to ask you for a Social Security number at some point in the application process, but if you are adamant about not giving it out there are a few options ... (See SSN-free)

Credit card interest rates remain stuck at 15.01 percent -- March 12, 2014: Average rates on new credit card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Time to refinance small-business debt? Five questions to ask -- Many entrepreneurs got the cold shoulder from their banks during the credit crunch and turned to other, high-interest lenders or credit cards instead. Now could be a good time to forget about past snubs and try to get a bank loan to refinance costly debts ... (See Refinance business debt)

Can personal credit suffer due to old business debt? -- Your loan contract will determine whether an old business debt can be held against you, in court and on your personal credit ... (See Business debt, personal credit)

Credit card interest rates remain at 15.01 percent -- March 5, 2014: Average rates on new credit card offers remained at 15.01 Wednesday for the third consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Getting a business card without a Social Security number -- For foreign nationals setting up shop in the U.S., it's not easy to get a business credit card. Most applications require a Social Security number, but there are a few exceptions ... (See SSN-free)

Credit card interest rates hold steady at 15.01 percent -- Feb. 26, 2014: Average rates on new credit card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Cut personal credit ties to a failing business -- You're president, but not the owner, of a failing business, but the company cards are in your name? Close those cards -- pronto ... (See Credit risk at business failure)

Credit card interest rates tick up to 15.01% -- Feb. 19, 2014: Interest rates on new credit card offers inched up this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Feb. 19, 2014 rate report)

Can my business add a surcharge for card-paying customers? -- Swipe fees can weigh on a business's bottom line. But examine your business contracts and state law before passing them on to customers who pay with debit or credit cards ... (See Surcharges)

Credit card interest rates hold steady at 15 percent -- Feb. 12, 2014: Interest rates on new credit card offers remained untouched this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Financing equipment when partners' credit profiles differ -- Sharing business debt can be tricky, especially if one partner's credit profile is stronger than the other's. But there are ways to do it where both partners are still protected ... (See Financing)

Credit card interest rates remain at 15 percent -- Feb. 5, 2014: Average rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Credit card interest rates fall to 15 percent -- Jan. 29, 2014: Average rates on new card offers dropped this week for the first time in nearly six months. ... (See Rates)

Can I borrow to pay my business tax bill? -- It's usually better to borrow money to pay your tax bill than to rack up penalties and interest with the IRS. You have a few options, including credit cards ... (See Tax bill)

Credit card interest rates remain locked at 15.06 percent -- Jan. 22, 2014: Average rates on new card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates locked at 15.06 percent)

Do I need credit cards to build my business credit? -- Responsible use of credit cards is an easy way to build a credit record for your small business. But there are other ways, if you're determined to stay card-free ... (See Business credit)

Credit card interest rates frozen at 15.06 percent -- Jan. 15, 2014: Average rates on new credit card offers remained stuck at 15.06 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Weekly Rate Report, Jan. 15, 2014)

Freezing business card accounts after the company fails -- A company president wonders how to stop his former business partner from charging more on credit cards the partner opened for the business ... (See Partner debt)

Rate survey: Credit card interest rates begin year at 15.06 percent -- Jan. 8, 2014: Average rates on new card offers remained frozen in place Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates still at 15.06 percent)

Should I offer e-receipts to customers? -- Electronic receipts are becoming more common in brick-and-mortar stores. Besides saving paper, they're a fairly simple marketing tool ... (See E-receipts)

Credit card interest rates end year at 15.06 percent -- Dec. 31, 2013: A year of stability in credit card rates ends with APRs at 15.06%, just 0.1% higher than a year ago, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Help! Our supplier is trying to change our payment terms -- If a supplier is tightening credit, find out why and check your contract carefully. You may be able to fight the change or at least ask for the original terms as a courtesy ... (See Supplier credit)

Credit card interest rates stuck at 15.06 percent -- Dec. 24, 2013: Average rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

With small-business loans elusive, credit cards may be an option -- It's still not easy for many small businesses to get bank loans -- one of the cheapest sources of financing. Here's what to do if you're turned down ... (See Small-business loans)

Rates remain at 15.06% for 5th week: CreditCards.com Weekly Credit Card Rate Report -- Dec. 18, 2013: Average rates on new credit card offers remained stuck at 15.06 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Weekly Rate Report, Dec. 18, 2013)

Is my credit score good enough for a business card? -- Many business cards require excellent credit -- but what qualifies as "excellent" depends on the scoring system ... (See Business credit )

Credit card interest rates remain flat at 15.06 percent -- Dec. 11, 2013: Average rates on new credit card offers lingered at 15.06 Wednesday for the fourth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

New business financing sources to try when the bank says no -- With bank loans still eluding many small businesses years after the global financial crisis, new online services are sniffing out opportunity to fill the gap in the credit marketplace ... (See Financing sources)

What are some good business rewards card deals for end of year? -- December can be a good time to rack up rewards points if you’re making year-end purchases to maximize your business tax deductions. The best deal for you depends on how you plan to use the card and your preferred rewards ... (See Business rewards)

Credit card interest rates hold steady at 15.06 percent -- Dec. 4, 2013: Average rates on new credit card offers remained at 15.06 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Can you ditch your merchant account for a better deal? -- If you have signed a legal contract with a card processing company, you are most likely on the hook to follow the terms of the agreement, even if another company offers you a better deal ... (See Merchant accounts)

Credit card interest rates remain at 15.06 percent -- Nov. 26, 2013: Average rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

How to get cash for your business without credit -- If you need to buy a few hundred dollars' worth of supplies for your business but credit cards aren't an option, you might want to examine your expenses, get a job, or both ... (See Business cash)

Savvy ways to finance holiday inventory -- Retailers need to avoid financing inventory they are not sure they can sell — which can leave them stuck paying interest on goods they'll have to mark down in January. That's especially true for those who rely on costly credit card financing ... (See Inventory)

Credit card interest rates rise to 15.06 percent -- Nov. 20, 2013: Average rates on new credit card offers inched higher this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Entrepreneurial and under 21? You'll need to build a credit record -- Starting a business at age 20 often requires credit. The CARD Act makes building a credit record more difficult for young people, but it can be done ... (See Credit)

Credit card interest rates remain at 15.05 percent -- Nov. 13, 2013: Average rates on new card offers remained at 15.05 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

How small churches can master credit cards -- Small churches face unique problems when it comes to using credit cards responsibly. But the right approach can prevent problems and allow churches to focus on their higher calling ... (See Churches)

Credit card interest rates rise to 15.05 percent -- Nov. 6, 2013: Interest rates on new credit card offers rose to 15.05 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

A glitch with e-statements, and poof! Your APR is 30% -- If you never signed up for electronic statements and ended up missing payments because of the switch, you may have grounds to reverse the credit damage ... (See E-statement woes)

Credit card interest rates hold steady at 15.03 percent -- Oct. 30, 2013: Interest rates on new card offers lingered at 15.03 percent Wednesday for the fourth straight week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Card APRs)

Is a widow liable for using dead husband's card? -- After the death of a spouse, continuing to use his or her plastic can be considered fraudulent. And if you can't make the payments, the issuer can come after you ... (See Debt)

Credit card interest rates hold steady at 15.03 percent -- Oct. 23, 2013: Average rates on new card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Using a cash-out refinancing of your home to pay off a business loan -- Before you rush into refinancing your small-business loan with a cash-out refi, make sure you understand the risks. You may get a better interest rate, but could ultimately pay more ... (See Refinancing)

Credit card interest rates remain near record highs -- Oct. 16, 2013: Average rates on new credit card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Credit card interest rates rise to 15.03% -- Oct. 9, 2013: Average rates on new card offers ticked up this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Options for accepting overseas payments expand for small business -- It's easier than ever to expand your business by pursuing international customers. But accepting payments is sometimes a hitch. New services -- as well as old standbys -- can help you get paid ... (See Sales)

Church should limit users of its credit card -- A small church struggles to get receipts from five users of its credit card account. But changing the account name isn't enough. It needs to consider more restrictions ... (See Church)

Credit card interest rates remain at 15.02 percent -- Oct. 2, 2013: Average rates on new card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Is the primary cardholder for nonprofit personally liable? -- If you're named on the agreement as the primary cardholder, you are personally liable for any debt your organization incurs. A written contract with the nonprofit might lower your risk but won't eliminate it ... (See Nonprofit)

Landing and maintaining an unsecured line of credit for your business -- For small businesses with few assets seeking the flexibility of on-demand funds, an unsecured line of credit can be an ideal option. Keep these pointers in mind when considering one ... (See Unsecured)

Credit card interest rates rise to 15.02% -- Sept. 25, 2013: Average rates on new credit card offers lifted this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report, Sept. 25, 2013)

When does a merchant account make financial sense? -- If you accept payments by credit card only occasionally, Square or PayPal are viable options, but above a certain sales volume, merchant accounts make sense ... (See Card payments)

Credit card interest rates remain stuck at 14.99 percent -- Sept. 18, 2013: Average rates on new credit card offers remained flat this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report, Sept. 18, 2013)

Protecting your business from credit card fraud -- If your business makes a sale to a fraudster, you could lose the cost of the goods in addition to a charge-back fee. Know-how and technology make the best defense ... (See Charge-backs)

Credit card interest rates remain at 14.99 percent -- Sept. 11, 2013: Average rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Can I impose a max on credit card customers? -- If your business sells high-ticket items, credit card swipe fees can add up. The law won't keeping you from imposing limits on card spend but consider other options before you take that route ... (See Limits)

Rate survey: Credit card interest rates rise to 14.99 percent -- Sept. 4, 2013: Average rates on new credit card offers rose this week for the first time in more than two months, to 14.99% ... (See Rates)

Can my business require a minimum purchase for credit card customers? -- Merchants can impose on their credit card customers a minimum purchase requirement of up to $10 -- but that doesn't mean you should. And debit cards are a different story ... (See Payment minimums)

Rates remain flat for 3rd straight week -- Aug. 28, 2013: Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Interest Rate Report, Aug. 28)

Can my small business afford to stop accepting AmEx? -- A small business owner wants to stop accepting American Express, reasoning that other credit cards and debit cards are cheaper. But he needs to weigh the costs against the fact that AmEx cardholders are loyal and high-spending ... (See AmEx)

Credit card interest rates hold steady at 14.95% -- Aug. 21, 2013: Average rates on new credit card offers held steady at 14.95 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Can you build business credit without a Social Security number? -- To apply for business credit, you will likely need to use your Social Security Number or an Employer Identification Number -- which you apply for using your SSN. ... (See SSN)

8 steps to build your business credit profile -- While the recession has made it harder to avoid personal guarantees for business credit, building a strong business credit profile is still important ... (See Business credit)

Credit card interest rates remain at 14.95 percent -- Aug. 14, 2013: Average rates on new credit card offers remained at 14.95 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

How a Bangladeshi entrepreneur can pay for international purchases -- A small business owner from Bangladesh is looking for a way to buy supplies and services from other countries. Bangladesh's central bank restricts international credit card transactions, but there are a few options ... (See Prepaids)

Credit card interest rates dip to 14.95% -- Aug. 6, 2013: Average rates on new credit card offers fell to 14.95 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report Aug. 7, 2013)

If your company fails, your credit card rate can rise -- Your business is shuttered and you're left with credit card debt. Now the issuer is hiking your interest rate. Is it really allowed to do that? Most likely, yes. Here's what you can do ... (See Business card rate hike)

Rates remain locked at 14.96% -- July 31, 2013: Interest rates on new credit card offers remained stuck at 14.96 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates unchanged a 6th week)

Does it make sense to refinance business credit card debt? -- Small businesses with good credit may benefit from transferring business card debt to a lower-interest loan or 0-percent interest card ... (See Refinance)

Credit card interest rates remain at 14.96% for fifth week -- July 24, 2013: Interest rates on new credit card offers remained unchanged Wednesday for the fifth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Repayment, settlement, bankruptcy: Facing debt from failed business -- A business owner has unpaid credit card debt worth thousands. Should she settle, file for bankruptcy or something else? ... (See Business debt)

Rate survey: Credit card interest rates stuck at 14.96% for 4th straight week -- July 17, 2013: Interest rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates unchanged a 4th week)

Internet tax law could create challenges for small businesses -- If the Marketplace Fairness Act passes, running a small Internet store could get more complicated. Business owners would potentially have to collect sales tax for every state they ship into ... (See Internet tax)

Rate survey: Credit card interest rates don't budge -- July 10, 2013: Interest rates on new credit card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Credit card weekly rate report)

Where to look for credit, funding for minority-owned business -- For a young, African-American entrepreneur looking to start a small business, credit can be tight -- especially if you're still paying off student loans. Here's where to look for advice, and money ... (See Minority business)

Rate survey: Credit card interest rates remain at 14.96% -- July 5, 2013: Interest rates on new credit card offers remained flat this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Should you take on credit card debt to pay for a new employee? -- A new boutique owner is considering hiring a part-time salesperson so she can devote more time to marketing efforts. But to do so, she'd need to charge expenses such as inventory on a credit card. Is it worth it? ... (See Hiring)

Rate survey: Credit card interest rates remain flat -- June 26, 2013: Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Resist tapping retirement funds for small-business financing -- Starting a business in your 50s brings special considerations. Step away from the retirement savings and don't forget about health care costs ... (See Startup financing )

Rate survey: Credit card interest rates rise to 14.96 percent -- June 19, 2013: Interest rates on new credit card offers rose this week for the first time in more than a month, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Defaulting on some of your cards risks losing them all -- If your business is failing and you default on several credit cards, the issuers of your other cards will know about it and may cut you off -- but you have ways to escape the jam ... (See Damage reduction)

Rate survey: Credit card interest rates remain flat -- June 12, 2013: Interest rates on new credit card offers remained fixed this week at 14.95%, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Finding a free bankruptcy lawyer for business, consumer debt -- If you're considering bankruptcy but can't afford a lawyer, there are a few options available for you. Some bankruptcy attorneys do pro bono work, or you may be able to file the papers on your own ... (See Filing for free)

Rate survey: Credit card interest rates fall to 14.95 percent -- June 5, 2013: Interest rates on new credit card offers slipped this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See interest rates decline)

Are there any special lending resources for women entrepreneurs? -- The number of small businesses owned by women is growing rapidly. But women don't seek or get bank financing at the rate men do. The SBA offers special help for female entrepreneurs who need loans ... (See Businesswomen)

Rate survey: Credit card interest rates remain flat -- May 29, 2013: Interest rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Should I give more employees company cards? -- In a small business, handing out credit cards to everyone can create headaches. You'll typically share responsibility for the account with the business. But there are times when giving out more cards can make everyone's lives easier ... (See Employee cards)

Rate survey: Credit card interest rates rise to 14.98 percent -- May 22, 2013: Interest rates on new credit card offers shot up this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Credit card interest rates hold at 14.94 percent -- May 15, 2013: Interest rates on new credit card offers remained flat this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See May 15, 2013: Card rates hold at 14.94 percent)

When does it pay for consultants to accept credit cards? -- If you have a consulting business, customers may want to pay with credit cards. Providing that convenience isn't free, but it could be worthwhile ... (See Consultants accepting cards)

Rate survey: Credit card interest rates rise to 14.94 percent -- May 8, 2013: Interest rates on new credit card offers ticked up this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rare report)

Can you apply for a business card -- before you own a business? -- If you’ve checked out the sweet perks that come with small-business rewards cards, you may be tempted to apply, even if you’re not a business owner ... (See Business cards)

How to improve your chances of getting an SBA loan -- A banker will look at many factors when evaluating whether to grant you an SBA-guaranteed loan, from your personal credit to the profitability of your business. Here's how you can prepare to apply ... (See SBA)

Rate survey: Credit card interest rates remain at 14.93 percent -- May 1, 2013: Interest rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Rebuilding credit to run your new business -- If your personal credit is in the basement and you want to start up a business, getting a business card will be tough -- but not impossible. Here's how ... (See Rebuild credit)

Is there any such thing as good debt for a small business? -- Debt is often associated with poor planning or being in financial straits. But for a small business, there are times when it's smart to use debt as a financing option. Knowing when is the tricky part ... (See 'Good debt' for business)

Rate survey: Credit card interest rates fall to 14.93 percent -- April 24, 2013: Interest rates on new credit card offers dipped this week for the first time in more than two months, according to the CreditCards.com Weekly Credit Card Rate Report ... (See April 24, 2103: Rates fall to 14.93%)

Will my husband's business card debt hurt my credit after divorce? -- You could be responsible for payments due on your spouse's small business credit card, even after you divorce. The answer lies in your state's divorce laws, the credit card issuer's policies and whether you signed the card agreement ... (See His business, your debt?)

Rate survey: Credit card interest rates remain at 14.95 percent for ninth week -- April 17, 2013: Interest rates on new credit card offers have stalled out, and remained at 14.95 percent for the ninth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See April 17: Rates at 14.95% for 9th straight week)

Credit and finance options for young entrepreneurs -- If you're a student or new grad trying to get credit for a startup, your options may be limited. Alternatives exist, however, if you're creative, ambitious -- and lucky ... (See Funding)

Credit card interest rates stay at 14.95% for eighth straight week -- April 10, 2013: Interest rates on new credit card offers remained at 14.95 percent once again this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates survey, April 10, 2013)

Will I inherit my partner's debt when I go into business with him? -- If you're joining up with a business owner who already has some credit card debt, be careful. Depending on the type of account he's got, you could lose out if he fails to pay up ... (See Business debt)

Rates remain at 14.95 percent for seventh straight week: CreditCards.com Weekly Credit Card Rate Report -- April 3, 2013: Interest rates on new credit card offers lingered at 14.95 percent for the seventh straight week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Keeping business credit off of your personal record -- Small business credit cards require the owner to personally guarantee them. Does that mean they show up on your personal credit record? Not necessarily ... (See Business credit)

Rates remain stuck at 14.95 percent: CreditCards.com Weekly Credit Card Rate Report -- March 27, 2013: Interest rates on new credit card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

How wise is it to get a second small business credit card? -- If you're thinking of transferring the balance on your small business card to one with a lower interest rate, there may be better options than getting a second card ... (See A second business card?)

Rate survey: Card interest rates hold steady at 14.95% for 5th week -- Interest rates on new credit card offers remained flat this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Hackers up the ante for small-business data security -- It’s getting trickier for small-business owners to keep customers’ credit card information safe. Still, there are steps you can take. They're not free, but can save you money in the long run ... (See Avoid breaches)

Survey: Credit card interest rates stay at 14.95 percent -- Interest rates on new credit card offers remained flat this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

6 questions to ask about your company credit card -- Charging your plane ticket and hotel on a company card has big shot appeal, but know that it's a perk with responsibilities and maybe personal credit risk ... (See Corporate cards)

Best business credit cards in the $100 fee tier -- If you want more business card rewards than a free card, but balk at a massive annual fee, consider these mid-tier choices. Their sign-up bonuses and ongoing rewards help defray the costs ... (See Milking rewards)

Creative financing alternatives for small businesses -- Every small-business owner needs credit at some point. Unfortunately, traditional bank loans can be tough to get. But there are alternative financing solutions that could help when traditional credit isn't an option ... (See Small-business funding)

How to pick the best rewards credit card for your business -- Finding the right business card means finding one that rewards you for what you spend on. But don't forget to count up the card's fees, too ... (See Business rewards)

Getting business tax information from a closed credit card account -- Banks can close your credit card account for any number of reasons. But you are entitled to get the information you need to file tax returns for your small business ... (See Closed account tax data)

Should you fund your startup business with a credit card? -- We’ve all read articles about entrepreneurs who borrowed their startup money on credit cards -- and built wildly profitable companies. But credit card financing is very risky business ... (See Risky business)

1099-Ks: Small businesses face new penalties, paperwork for tax reporting -- Credit card issuers and third-party settlement organizations like PayPal are now required withhold 28 percent of gross receipts from merchants who have not given them the company’s correct information ... (See New 1099-K form)

Rates remain at 14.95 percent: CreditCards.com Weekly Credit Card Rate Report -- Interest rates on new credit card offers held steady at 14.95 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Signing up for a credit card with business partner can be risky -- Hitching your credit to your business partner's can damage your personal score in several different ways ... (See Credit cards in partnerships)

Rates dip slightly after 10-week status quo: CreditCards.com Weekly Credit Card Rate Report -- Interest rates on new credit card offers fell slightly Wednesday after remaining unchanged for 10 straight weeks, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

How to find the best credit card for your business -- Your own bank may offer some good business card options, but if you ask, you might be able to get one with a higher credit limit, lower fees and rates and a reward program ... (See Best business card)

Business card benefits outweigh limitations for most businesses -- Credit cards aimed at small businesses don't come with many of the protections found in consumer cards. But companies still tend to find them better for business expenses than consumer cards. ... (See Business vs. personal cards)

How to dispute fraudulent charges on a business gas card -- A reader wants to know what rights he has in disputing fraudulent charges made to his company's WEX gas cards ... (See Disputing business card charges)

Maxing out credit card often less harmful with business card than consumer card -- Spending the monthly limit on your business credit card is one way to rack up rewards. It can also hurt your credit score -- though business credit use is reported less often than consumer credit use. ... (See Business credit)

Best card for small business gas rewards -- For small businesses that guzzle gas, it pays to look for the right credit card. The best rewards come from programs that aren't tied to one gas station. ... (See Best gas rewards)

Q&A with D&B: How businesses can start on the road to credit -- So how do you join those lucky folks in finding bank financing? Today, it takes a very proactive approach to building a strong credit score for your business ... (See Business credit scores)

Card rates remain at 15% for fifth week: CreditCards.com Weekly Credit Card Rate Report -- Oct. 17, 2012: Credit card interest rates remained at 15 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Credit card interest rates remain stuck at 15%: CreditCards.com Weekly Credit Card Rate Report -- Oct. 10, 2012: Interest rates on new credit card offers remained at 15 percent on Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Credit card interest rates remain stuck at 15%: CreditCards.com Weekly Credit Card Rate Report -- Oct. 3, 2012: Interest rates on new credit card offers remained at 15 percent on Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Credit card interest rates remain at 15%: CreditCards.com Weekly Rate Report -- Sept. 26, 2012: Interest rates on new credit card offers held steady on Wednesday after rising to 15 percent the previous week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Credit card interest rates hit 15%: CreditCards.com Weekly Rate Report -- Sept. 19, 2012: interest rates on new credit card offers rose this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Credit card interest rates hold firm: CreditCards.com Weekly Rate Report -- Sept. 12, 2012 - Interest rates on new credit card offers held steady for the third week in a row, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Credit card interest rates remain stable: CreditCards.com Weekly Rate Report -- Sept. 5, 2012 -- Credit card interest rates held firm for the second straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate survey)

A primer on Libor, the federal funds rate and the US prime rate -- Confused by the difference between Libor and prime? Here's all you need to know about the benchmark interest rates that help set your loans ... (See Interest rates)

Credit card interest rates remain unchanged: CreditCards.com Weekly Rate Report -- August 29, 2012 -- Credit card interest rates held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Church treasurer seeks credit card for purchases -- Nonprofits can benefit from well-managed credit cards, but what type of plastic would serve those type of organizations best? ... (See Church credit card)

8 steps for businesses to get a better commercial credit score -- You may have to rely on personal credit to found a small business, but to wear big business pants, you need to build up your commercial credit score ... (See Commercial credit score)

Credit card interest rates rise: CreditCards.com Weekly Rate Report -- August 22, 2012 -- Credit card interest rates ticked up this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Credit card interest rates remain flat: CreditCards.com Weekly Rate Report -- August 15, 2012 -- Credit card interest rates held steady for the third straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Getting the card with the most travel perks for employees - McCarthy -- Reward your employees with a small business credit card that rewards them with quality travel perks ... (See Card perks for employees)

Financing your small business with credit cards: A capital idea? -- In this economy, small business loans are tough to get, so credit cards may be the solution for keeping operations afloat ... (See Small-business funding)

In case of default, business credit cards can get personal -- You may want a credit card to help finance your small business, but look closely: The application likely puts your personal assets on the line if you default ... (See Business credit cards)

Business owners turn to bank loans, not business cards, for financing -- Small-business owners seeking funding now see bank loans as their first option, not business credit cards. ... (See Small business financing)

CreditCards.com Weekly Rate Report, June 27, 2012: Credit card interest rates stay put -- Credit card interest rates held steady for the third consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, June 20, 2012: Credit card interest rates stay flat -- Interest rates on new credit card offers remained flat for the second consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, June 13, 2012: Credit card interest rates don't budge -- Interest rates on new credit card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, June 6, 2012: Credit card interest rates down slightly -- Credit card interest rates dipped slightly this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, May 30, 2012: Credit card interest rates hold steady -- Credit card interest rates remained flat this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, May 23, 2012: Credit card interest rates rise for first time in six weeks -- After five straight weeks of no movement, credit card interest rates ticked upward to 14.93 percent, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, May 16, 2012: Credit card interest rates don't budge -- Credit card interest rates remained unchanged for the fifth straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, May 9, 2012: Credit card interest rates stay put -- Interest rates on new credit card offers stayed put for the fourth straight week, according to the CreditCards.com Weekly Credit Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, May 2, 2012: Credit card interest rates remain unchanged for the third straight week -- Interest rates on new credit card offers held steady for the third straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Cathleen McCarthy: Are business card flier miles taxable? -- When cashing in on miles acquired through business card use for personal travel, is there any risk of having to pay taxes on those miles? ... (See Frequent flier miles)

CreditCards.com Weekly Rate Report, April 25, 2012: Credit card interest rates remain unchanged for the second straight week -- Interest rates on new credit card offers held steady for the second straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, April 18, 2012: Credit card interest rates remain unchanged -- Average credit card interest rates held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, April 11, 2012: Credit card interest rates drop -- Credit card interest rates dropped for the second straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

How business cards can impact your bottom line; compare to find the best -- Business credit cards nearly disappeared during the recession, but have come back -- but without the safeguards consumer cards offer ... (See Compare business credit cards)

CreditCards.com Weekly Rate Report, April 4, 2012: Credit card interest rates decline -- Credit card interest rates dropped to their lowest level since February, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

CreditCards.com Weekly Rate Report, Mar. 28, 2012: Credit card interest rates remain unchanged -- Credit card interest rates held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

CreditCards.com Weekly Rate Report, Mar. 21, 2012: Credit card interest rates dip slightly -- Credit card interest rates dipped slightly this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Cathleen McCarthy: Who owns frequent flier miles from a corporate credit card? -- The company pays, and an employee flies, but who gets the miles for that flight? It turns out that neither party will end up empty-handed ... (See Corporate cards and frequent flier miles)

CreditCards.com Weekly Rate Report, Mar. 6, 2012: Moves by Chase, Best Buy push credit card interest rates higher -- Credit card interest rates jumped this week for the first time in nearly three months, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, Feb. 29, 2012: Credit card interest rates hit 8-month low -- The average interest rate on a new credit card offers fell to its lowest level since June of 2011, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Sally Herigstad: Laid off, but still liable for ex-employer's card debt -- An employee opened an AmEx business card in her name for her company, got laid off, and is now being held liable for the debt ... (See Small business debt)

CreditCards.com Weekly Rate Report, Feb. 22, 2012: Credit card rates' holding pattern continues -- The average interest rate on a new credit card offer remained unchanged at 14.91 percent, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, Feb. 15, 2012: Credit card rates remain in holding pattern -- The average interest rate on a new credit card offer remained unchanged, according to the CreditCards.com Weekly Credit Card Rate Report, as credit card APRs' recent holding pattern continued ... (See Rate report)

CreditCards.com Weekly Rate Report, Feb. 8, 2012: Credit card rates hold steady for 2nd week -- The average interest rate on a new credit card offer remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report, though issuers are still tweaking APRs ... (See Rate report)

CreditCards.com Weekly Rate Report, Feb. 1, 2012: Credit card rates hit lowest levels in 5 months -- Interest rates on new credit card fell to their lowest levels since August 2011 this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, Jan. 25, 2012: Credit card APRs unchanged for 2nd straight week -- Interest rates on new credit card offers held steady for the second straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, Jan. 18, 2012: Credit card rates hold steady -- Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

CreditCards.com survey of 2012 balance transfer cards shows offers getting better -- CreditCards.com's annual survey of balance transfer cards show increasingly longer zero percent periods, but with higher balance transfer fees ... (See Balance transfer cards)

CreditCards.com Weekly Rate Report, Jan. 11, 2012: Average APR drops following First Premier move -- Interest rates on new credit card offers fell this week, according to the CreditCards.com Weekly Credit Card Rate Report, due to a sharp APR drop for the priciest card in our survey. ... (See Rate report)

CreditCards.com Weekly Rate Report, Jan. 4, 2012: Credit card rates steady as 2012 begins -- Interest rates on new credit card offers were unchanged to start the new year, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, Dec. 28, 2011: Interest rates drop for the 2nd straight week -- Interest rates on new credit card offers fell for a second straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, Dec. 21, 2011: Credit card rates dip as holiday shopping nears end -- As the holiday shopping season nears an end, interest rates on new credit card offers fell from their record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, Dec. 14, 2011: Credit card interest rates shoot to record high -- Interest rates on new credit card offers surged to a record high this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, Dec. 7, 2011: Credit card interest rates dip for 1st time in a month -- Interest rates on new credit card offers dipped slightly this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Erica Sandberg: Choosing the right credit card for a new business -- Our expert outlines common money mistakes new business owners make when starting a new business on credit ... (See First business credit card)

Infographic: ID theft reports jump 33 percent in 5 years -- Identity theft reports jumped by a third (33 percent) in five years, according to a report from the Bureau of Justice Statistics. Most of that growth comes from the misuse or attempted misuse of an existing credit card account. ... (See ID theft)

CreditCards.com Weekly Rate Report, Nov. 30, 2011: Credit card APRs remain in holding pattern -- Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Infographic: Business credit card delinquencies keep falling -- Propelled by the recession, the delinquency rate for business credit cards skyrocketed in 2008 and 2009. However, a November 2011 report shows that things have changed ... (See Infographic)

CreditCards.com Weekly Rate Report, Nov. 23, 2011: Credit card APRs unchanged as holidays near -- Interest rates on new credit card offers remained unchanged this week as banks took their traditional Thanksgiving break from changing rates, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Small businesses struggle to find credit in post-recession world -- With lending still tight in a post-recession economy, businesses seek alternative funding sources or just don't borrow at all, slowing recovery ... (See Small businesses and credit)

CreditCards.com Weekly Rate Report, Nov. 9, 2011: Credit card interest rates hold steady -- The average interest rate on a new credit card offer stayed static this week, according to the CreditCards.com Weekly Credit Card Rate Report. However, that doesn't mean that all of the nation's largest credit card issuers were sitting on their hands ... (See Rate report)

CreditCards.com Weekly Rate Report, Nov. 9, 2011: Credit card APRs inch up, near record high -- Interest rates on new credit card offers inched up this week for the first time in a month, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, Nov. 2, 2011: Credit card interest rates see 2nd drop in 3 weeks -- Interest rates on new credit card offers inched lower for the second time in three weeks, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, Oct. 26, 2011: Credit card interest rates hold steady -- Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, Oct. 19, 2011: Credit card APRs see 1st drop in 3 months -- Interest rates on new credit card offers fell for the first time since July, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, Oct. 12, 2011: Credit card APRs reach another record high -- Another week, another record for credit card interest rates. APRs on new credit card offers reached 15 percent for the first time in the four-year history of CreditCards.com's Weekly Rate Report ... (See Rate report)

Mom-and-pop merchants' debit card costs rising -- Merchants that accept debit cards for purchases under $15 are learning of one fallout from the new federal cap on debit card swipe fees: Their costs will rise because the card networks have dropped the small-ticket-item discount ... (See Debit card swipe fees)

CreditCards.com Weekly Rate Report, Oct. 5, 2011: Credit card rates unchanged, remain at record highs -- Interest rates on new credit card offers remained at record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, Sept. 28, 2011: Credit card rates reach another record high -- Interest rates on new credit card offers edged up to another record high this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, Sept. 14, 2011: Credit card rates stay at record highs for 2nd straight week -- Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report, as rates' upward climb paused following several volatile weeks ... (See Rate report)

CreditCards.com Weekly Rate Report, Sept. 14, 2011: Credit card rates climb to another record high -- Interest rates on new credit card offers climbed to another record high this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, Sept. 7, 2011: Credit card rates stay at record highs -- Interest rates on new credit card offers stayed at record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, August 31, 2011: Credit card rates rise to record high -- Interest rates on new credit card offers rose to a new record high this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Record high rates)

Flurry of credit cards for affluent people, small businesses launched -- The well-to-do and those who charge a lot are still coveted by card issuers, who offer competing lures of boosted rewards, other goodies ... (See Credit card rewards)

CreditCards.com Weekly Rate Report, August 24, 2011: Credit card rates jump to near-record levels -- Interest rates on new credit card offers jumped to a near-record high this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, August 17, 2011: Credit card APRs unchanged for 3rd straight week -- Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, August 10, 2011: Credit card APRs unchanged in wake of U.S. credit downgrade -- Despite the downgrade of the nation’s credit rating and an announcement from the Federal Reserve, interest rates on new credit card offers stayed the same this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, July 20, 2011: Business card drop sends credit card APRs off record highs -- Business card interest rates took a dip this week, sending overall credit card APRs down from record highs, according to the CreditCards.com Weekly Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, July 13, 2011: Credit card APRs stay at record highs -- Summer vacationers, beware: Credit card interest rates stayed at record heights for a second straight week, according to the CreditCards.com Weekly Rate Report. ... (See Rate report)

CreditCards.com Weekly Rate Report, July 6, 2011: Credit card APRs hit record high -- Interest rates on new credit card offers soared to record heights this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, June 29, 2011: Credit card APRs see rare drop -- Credit card interest rates fell this week, according to the CreditCards.com Weekly Credit Card Rate Report -- just the second drop since March ... (See APRs fall)

Credit card interest rates move higher, near record levels -- Credit card interest rates rose slightly this week, edging closer to record heights. The national average APR on new card offers climbed to 14.84 percent, according to the CreditCards.com Weekly Rate Report. ... (See Rate report)

CreditCards.com Weekly Rate Report, June 15, 2011: Credit card APRs unchanged for 3rd straight week -- Credit card interest rates stayed steady again this week, but that doesn't mean issuers were sitting on their hands ... (See Rate report)

CreditCards.com weekly rate report, June 8, 2011: Interest rates unchanged for 2nd straight week -- Interest rates on new credit card offers remained unchanged for the second straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com weekly rate report, June 1, 2011: Interest rates unchanged this week -- The average annual percentage rate (APR) on new credit card offers was unchanged this week, staying fixed at 14.83 percent, according to the CreditCards.com Weekly Rate Report. ... (See Rate report)

CreditCards.com weekly rate report, May 25, 2011: Average APRs fall on new card offers -- A move by Wells Fargo to cut the rates on two of its popular rewards cards caused the national average to fall in CreditCards.com's weekly rate report ... (See Weekly credit card rate report, May 25, 2011)

Credit card interest rates climb higher -- Credit card interest rates jumped this week, after Discover raised the rate on one of its business cards. But that wasn't the only troubling news for those looking for a business credit card. ... (See Rate report)

Credit card interest rates stay steady -- Interest rates on credit card offers stayed static this week, according to the CreditCards.com Weekly Credit Card Rate Report, though banks aren't standing idly ... (See Weekly rate report, May 11, 2011 )

Credit card interest rates move higher -- Credit card interest rates moved higher this week, according to the CreditCards.com Weekly Rate Report. ... (See Interest rates)

Credit card interest rates unchanged again -- With the cost of gas and groceries rising, consumers can take some solace in one thing that hasn't changed much lately -- credit card interest rates ... (See Rate report, April 27, 2011 )

Weekly Credit Card Rate Report: Shift in student cards sends credit card interest rates higher -- The average annual percentage rate (APR) on introductory credit card offers climbed to 14.67 this week, its first jump since late February ... (See Credit card Weekly Rate Report, April 20)

5 entrepreneurs whose credit cards funded their dreams -- Yes, most experts say don't do it, but these five people used their credit cards to start their businesses. Find out how if they would have done things differently ... (See Small business funding)

Credit card interest rates unchanged for 5th straight week -- Interest rates on credit card offers remained unchanged for a record fifth straight week, according to the CreditCards.com Weekly Credit Card Rate Report, and experts say that’s good news for consumers ... (See Rate report)

CreditCards.com Weekly Rate Report: Credit card interest rates steady for record 4th straight week -- Interest rates on new credit card offers held steady for a record fourth straight week on Wednesday, according to CreditCards.com's Weekly Rate Report. But that doesn't mean issuers are sitting on their hands. ... (See Rate report)

Jeremy M. Simon: Credit check by car rental firm won't hurt score for long -- Car rental agencies may run a credit check when you rent a vehicle with a debit card, but don't worry: It won't do much damage to your credit score ... (See Debit rental credit check)

Credit card interest rates unchanged for record 3rd straight week -- For the first time since CreditCards.com began tracking interest rates in 2007, APRs on new credit card offers remained unchanged for a third week in a row, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report: Credit card interest rates unchanged for second straight week -- The average annual percentage rate (APR) on new credit card offers remained unchanged at 14.65 percent for the second straight week, according to CreditCards.com's Weekly Rate Report. ... (See Rate report)

CreditCards.com Weekly Rate Report: Credit card interest rates stay steady -- The average annual percentage rate (APR) on new credit card offers held steady at 14.65 percent on Wednesday, according to CreditCards.com's Weekly Rate Report. ... (See Rate report)

CreditCards.com Weekly Rate Report: Barclays' move sends credit card interest rates lower -- Credit card interest rates inched lower for the second straight week as more banks begin testing offers for the spring ... (See Credit card rate report, March 9, 2011)

Tipping your waiter or waitress? Ditch the credit card, pay with cash -- Although tipping with either cash or credit cards offers advantages, restaurant and hotel experts say that to make sure your generosity swiftly reaches its intended target, tip with cash ... (See Tips with cash)

Credit card interest rates see 1st drop of 2011 -- Credit card interest rates declined this week for the first time in nearly three months. But it’s not all good news for consumers, as card offers for applicants with poor credit continue to be costly ... (See Credit card rate report, March 2, 2011)

Credit card interest rates rise to highest level since December -- Credit card interest rates rose slightly this week -- puncturing a multiweek lull in which all 30 credit card issuers that CreditCards.com tracks left interest rates alone. ... (See Credit card rate report, Feb. 23, 2011)

Credit card interest rates unchanged for 2nd straight week -- Credit card interest rates remained unchanged this week as banks returned, after a period of tumultuous change, to their seasonal slow period ... (See Rate report, Feb. 16, 2011)

10 ways business credit cards are different -- Business credit cards offer distinct advantages, but not all the protections of consumer cards ... (See Business card differences)

Credit card interest rates remain near record highs -- Credit card interest rates on new card offers were unchanged this week, lingering near record highs. ... (See Rate report)

Chase move sends credit card interest rates higher -- Interest rates on new credit card offers, already in near-record heights, continued their slow, steady climb this week, according to the CreditCards.com Weekly Rate Report ... (See Rate report)

Jeremy M. Simon: Business card debt may hurt credit, even after the company is sold -- A former business owner wonders whether his old company's unpaid debt could show up on his personal credit report ... (See Business credit cards)

Federal Reserve leaves interest rates alone in first meeting of 2011 -- The Federal Reserve decided Wednesday to start 2011 in the same place it has spent the past two years -- on the sidelines. Its rate-setting committee voted to leave interest rates alone ... (See Interest rates)

Credit card interest rates unchanged, stay near record highs -- Credit card interest rates remained unchanged this week as banks took a break from adjusting new card offers. ... (See Rate report)

Barclays, State Farm push credit card interest rates higher -- Credit card interest rates again crept nearer to record levels, spurred by rate increases by Barclays and State Farm Bank, according to the CreditCards.com Weekly Rate Report. ... (See Interest rate report)

Sally Herigstad: Basic rules for business card usage -- A reader who started her own company questions advice recommending that she use her business credit card for both personal and business charges ... (See Business credit card)

Credit card interest rates unchanged, despite Chase and Barclays moves -- Credit card interest rates remained unchanged this week, despite tweaks to card offers from Barclays and Chase ... (See Rate report)

Barclays' moves send credit card interest rates higher -- Credit card interest rates rose slightly this week after Barclays raised interest rates on two of its cards. ... (See Credit card APRs)

Weekly Credit Card Rate Report: Credit card interest rates unchanged as turbulent year closes -- Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report, as banks wrapped up a turbulent year in which interest rates reached record highs. ... (See credit card APRs)

Weekly Credit Card Rate Report:Barclays, Cap One moves send credit card interest rates higher -- Credit card interest rates rose for the first time in six weeks after Barclays and Capital One adjusted card offers. ... (See Rate report)

Weekly Credit Card Rate Report: Interest rates unchanged despite move from Chase -- A Chase interest rate tweak plus a Federal Reserve announcement still added up to zero movement in the average APR on new credit card offers this week. ... (See Rate report)

Weekly Credit Card Rate Report: Credit card interest rates drop on Capital One changes -- Interest rates on new credit card offers continue to head lower, thanks to changes from Capital One, but that doesn't mean borrowing has become a breeze. ... (See Rate report)

Weekly Credit Card Rate Report: Credit card interest rates unchanged after Thanksgiving holiday -- Banks, apparently still shaking off their tryptophan drowsiness, left interest rates on credit card offers unchanged this week ... (See Rate report)

Weekly Credit Card Rate Report: Credit card APRs fall for second straight week -- Credit card interest rates continued to fall this week, pushed lower by a business credit card. ... (See Rate report)

6 questions to help you pick the right small business credit card -- The right questions can help you find a small business credit card that's a lifeline, not a noose ... (See Business credit cards)

Credit card interest rates fall from record highs -- Credit card interest rates finally fell from record highs this week, but it's far too early for borrowers to celebrate. ... (See APRs)

Credit card interest rates hit another record high -- If it seems like credit card interest rates are higher than they've been in a long while, you're not imagining things. This week, the national average APR on new credit cards hit another record high, according to CreditCards.com's database of card offer information. ... (See APRs)

Walmart rate hike sends credit card APRs to record high -- Interest rates on new credit card offers leaped to record highs this week, following a rate hike on Walmart's Discover card ... (See Weekly rate report)

Credit card APRs surge on First Premier card change -- Credit card interest rates neared record levels, after First Premier began charging the higher of two APRs to all of its new Centennial Classic cardholders. ... (See Weekly rate report)

Credit card interest rates rise on Chase, Cap One changes -- Interest rates on new credit card offers inched up this week, following after rate hikes from Capital One and Chase. ... (See Rate report)

Credit card interest rates flat despite Chase changes -- Interest rates on new credit card offers were unchanged this week, despite several APR changes from Chase. ... (See Chase)

Credit card interest rates see 2nd straight increase -- For the second straight week, it got more expensive to get a new credit card, though only slightly ... (See Rate report)

5 ways to know you've got the wrong credit card for you -- You had a closet full of clothes you adored as a teenager -- but that doesn't mean you'd wear them now, right? The same thing goes for your credit card ... (See Wrong card)

CreditCards.com weekly survey: Interest rates jump following Capital One APR hikes -- Interest rates on new credit card offers offers jumped this week, after Capital One increased rates on seven of its cards. ... (See Rate report)

CreditCards.com weekly survey: Interest rates fall after Sony Card returns -- Credit card interest rates fall this week after the Sony Card made its return ... (See Rate report)

CreditCards.com weekly survey: Interest rates remain unchanged for second-straight week -- Credit card interest rates held steady this week at their lowest levels since mid-May ... (See Rate report)

Credit card interest rates unchanged despite NFL card's return -- Interest rates on new credit card offers were unchanged, according to the CreditCards.com Weekly Credit Card Rate Report, following the return of the NFL Extra Points Rewards credit card. ... (See Rate report)

Capital One's moves send credit card interest rates falling -- Interest rates on new credit card offers fell this week, according to the CreditCards.com Weekly Credit Card Rate Report, after Capital One introduced lower rates on several of its cards. ... (See Rate report)

Interest rates stay steady, but 59.9 percent APR reappears on First Premier card -- The national average interest rate on new credit card offers was unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report, even as one issuer reintroduced an extremely high rate. ... (See Rate report)

American Express No. 1 in customer service survey -- AmEx trumped other major issuers in customer satisfaction in the 2010 Credit Card Satisfaction Study, conducted by J.D. Power and Associates ... (See J.D. Power survey)

Wells Fargo interest rate increase sends credit card APRs higher -- Interest rates on new credit card offers rose slightly this week, according to the CreditCards.com Weekly Credit Card Rate Report, after Wells Fargo increased the rate on a card ... (See Rate report)

Credit card lending standards loosen for 1st time in 3 years -- It got easier to get a credit card in the second quarter of 2010, according to data released by the Federal Reserve on Monday ... (See Survey)

Capital One APR decrease sends credit card interest rates to 3rd drop in 4 weeks -- Interest rates on new credit card offers fell for the third time in four weeks, according to the CreditCards.com Weekly Credit Card Rate Report, after Capital One lowered the rate on a card product. ... (See Rates)

Amid economic uncertainty, Federal Reserve leaves interest rates alone -- Amid signs that the economic recovery is in doubt, the Federal Reserve on Tuesday kept interest rates unchanged, leaving the majority of credit cardholders protected from sudden increases in their annual percentage rates ... (See Fed)

Interest rates fall after Walmart card makes online return -- Interest rates on new credit card offers fall after G.E. Money brings back its Walmart Discover card. ... (See Rates)

Interest rates rise after Chase adjusts card offer -- Credit card interest rates increased following Chase's adjustment of a card offer. ... (See Rate report)

Credit card contracts unreadable for most Americans -- A CreditCards.com analysis of the contracts filed in a federal database shows most can't comprehend the agreements their credit card issuers send them ... (See Unreadable card agreements)

New federal credit card agreement database shows potential, isn't user-friendly -- A new federal database of credit card agreements contains a wealth of information, but it isn't presented in a user-friendly way, critics say ... (See Credit card agreement database)

10 wordiest credit card agreements -- Of all the credit card contracts posted online in a new Federal Reserve database, these droned on the longest, according to a CreditCarsds.com analysis ... (See Credit card agreements)

10 most unreadable credit card contracts -- Of all the credit card contracts posted online in a new Federal Reserve database, these were the 10 most unreadable, according to a CreditCards.com analysis ... (See Unreadable card contracts)

10 most readable credit card agreements -- Of all the credit card contracts posted online in a new Federal Reserve database, these were the 10 most readable, according to a CreditCards.com analysis ... (See Credit card agreements)

Credit card Interest rates fall for first time since May -- Credit card interest rates fell last week for the first time in more than two months, according to CreditCards.com's Weekly Rate Report. ... (See Rate report)

Credit card interest rates hold steady for 2nd straight week -- Interest rates on new credit card offers were unchanged for the second straight week, as banks left their card products alone. ... (See Rate report)

Small-business credit cards stage a tentative comeback -- Small-business owners, whose credit choices evaporated amid the recession and new regulations, have seen a modest return of credit cards aimed at them ... (See Business credit)

Interest rates advance for fifth consecutive week -- Credit card APRs increased for the fifth straight week, the longest increase in nearly three years. ... (See Rate report)

Is bad credit bad for small business startups? -- Starting a business with bad credit won't be easy, but it's not impossible. Here are some ways to find funding without a top-notch credit score. ... (See Bad credit and startups)

Cap One's moves push credit card interest rates higher -- Interest rates on new credit card offers surged higher this week, according to the CreditCards.com Weekly Credit Card Rate Report, following card adjustments by Capital One. ... (See Rates)

Saved by plastic: 5 true credit card rescue tales -- While not the primary purpose of plastic, your credit cards can be an invaluable lifeline in extreme situations. Here's how five cardholders used their cards to survive some serious jams ... (See Credit card rescue stories)

Credit card interest rates fall for record 4th straight week -- Card rates continue to be volatile, with cards entering and exiting the market as the industry -- faced with the recession and new regulations -- rapidly changes ... (See Rate report)

Target's moves send credit card interest rates to 3rd straight decline -- Credit card interest rates fell again, according to the CreditCards.com Weekly Credit Card Rate Report, spurred by Target's recent move to eliminate its Visa credit card. ... (See Rate report)

5 questions to ask before getting a credit card with an annual fee -- More credit card issuers are adding or increasing annual fees, but there are still plenty of no-fee options. Before you get a new card with an annual fee, make sure the benefits are worth the costs ... (See Annual fee questions to ask)

Citi's moves send interest rates down for 2nd straight week -- Interest rates on new credit card offers fell for the second straight week, according to the CreditCards.com Weekly Credit Card Rate Report, amid signs the consumer lending environment may be improving. ... (See Rate report)

Interest rates fall as issuers modify credit card offers -- Interest rates on new credit card offers fell this week, according to the CreditCards.com Weekly Credit Card Rate Report, after issuers tweaked the rates on several card products. ... (See Rate report)

Interest rates rise as credit card issuers tweak offers -- The industry continues to writhe and adjust as card issuers learn to cope with the Great Recession and new regulation ... (See Rate report)

Credit card law compels speedy estate settlement for debt after death -- A little-noticed provision of the Credit CARD Act of 2009 makes it easier for the estate's administrator to settle the account in a timely fashion. ... (See Death)

Credit card agreement from your issuer -- Federal law now requires credit card issuers to post their agreements; find yours from this list. ... (See Agreements)

Penelope Trunk's ode to credit cards for starting up a business -- Contrarian advice from writer and serial entrepreneur Penelope Trunk, who says credit cards, for all their pitfalls, can be an entrepreneur's best friend. ... (See Startup)

New credit card era begins with latest CARD Act provisions -- It's a new day for credit cards. As of Feb. 22, new consumer protections within the Credit CARD Act of 2009 take effect. ... (See Era)

Business mistakes can appear on personal credit report -- Business mistakes shouldn't impact your personal credit -- unless you've provided your personal guarantee. ... (See Credit)

White House to answer consumer questions about Credit CARD Act -- The White House will answer Americans' questions about the new credit card reform law during a live online town hall at 2 p.m. EST Feb. 22. ... (See White House credit card town hall)

Adult son racks up $20,000 on mom's cards -- When an adult child abuses a parent's trust and charges more than $20,000 on joint cards, it's time to get tough and start selling his stuff. ... (See $20,000)

How to build a better credit card portfolio -- Standing pat with one card isn't a smart move today. Allocate credit as you do assets, strategically trimming or adding cards to get the most out of each. ... (See Portfolio)

Credit card rates steady as banks struggle with uncertain economy -- Amid mixed economic signals, banks kept interest rates unchanged on credit cards offers this week at 12.28 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Meet Michael Farmer, aka Meteorite Guy -- Welcome to the out-of-this-world life of Michael Farmer, aka Meteorite Guy, one of only about 20 professional meteorite brokers - on this planet anyway. ... (See Meteorite)

States weigh limits on credit checks for employment -- In July 2009, Hawaii became the second state to limit the practice of allowing all employers to make hiring decisions based on a job applicant's credit score. ... (See Score)

Proving your worth: How entrepreneurs can qualify for credit -- As credit lines tighten, or even disappear, small-business owners are turning to credit cards for survival. But getting approved for plastic is harder than ever. ... (See Qualify)

Closing credits for filmmakers: Credit cards no longer viable as movie funding source -- Credit is the lifeblood of America's independent film industry, but stringent loan regulations curtailed access to credit and threaten the industry. ... (See Indies)

Credit card interest rates rise ahead of new law -- Regulations plus recession make card issuers pull the APR trigger and hike cardholders' rates. ... (See Rates rise)

New law bans card payment allocation trickery -- If you use your credit cards for balance transfers or cash advances in addition to making purchases, your credit card payments will soon go further, starting in February. ... (See Payments)

Lending standards keep tightening, Fed says -- It didn't get any easier to borrow on credit cards at the start of this year, based on the Federal Reserve's quarterly loan officers' survey released today. ... (See Loan survey)

Credit Card Help: Comparing the various types of credit cards and their features -- Overview of card features offered by cards, including standard, reward, frequent flier, student, business and cards for bad credit. ... (See Credit card types)

Credit Card Help: 7 things to know about business credit cards -- Ready to take your business to the next level? Here's everything you need to know about business credit cards ... (See Business credit cards)

Ad campaign fights credit card interchange fees -- American households pay hundreds of dollars a year in hidden credit card fees called interchange fees each year, a practice that a business coalition has vowed to fight to eliminate. ... (See Interchange fee ads)

'Tokenization' touted as a new way to increase credit card data security -- Rather than spend more making credit card data hackproof, a new concept would prevent ID theft by never having merchants store the data in the first place. ... (See ID theft)

Commercial, business credit cards not covered by new federal regulations -- New credit card rules approved by federal regulators in December 2008 give greater protections to consumers and families with credit cards -- but not to corporate or small business cardholders. ... (See Protection)

Used wisely, small-business credit cards keep business afloat -- Wisely used, credit cards can be a convenient source of cash for anyone, but for business owners, the stakes are often higher since credit cards can help small businesses stay afloat ... (See Business cards)

Small-business credit card comparison chart -- Credit cards are among the biggest source of financing for small-business owners. This chart compares the rewards, rates and fees of the top small-business credit cards ... (See Credit)

House of cards: Charging mortgages idea fails -- Charging your mortgage may not bet the wisest financial decision, but that didn't stop several companies from trying to get you to do it. ... (See House of cards)

How credit card transactions work -- This interactive graphic shows what happens when you swipe a credit card, from the merchant to the processing network to the issuing and acquiring banks. ... (See Process)

Credit card statistics, debt statistics, industry facts -- Credit card statistics, surveys and research from a variety of sources, all cited, making fact-checking and research easy ... (See Credit card statistics)

How to keep a small business credit card limit from being cut -- Those who rely on small business cards with high limits to keep their shops running need to be proactive. ... (See Keeping your credit limit)

As credit lines dry up, small businesses turn to plastic to keep afloat -- More entrepreneurs are priming their companies' financial pumps with that old consumer temptress -- the credit card. ... (See Crunch)

Why getting a small business card is smart -- When starting up a small business, it's important to keep business and personal expenses separate for tax purposes. ... (See Start up)

9 questions to ask before you reaffirm an old debt -- You need facts to decide whether to reaffirm a debt. These questions will ferret them out. ... (See 9 questions)

More gas stations offer discounts to customers who pay with cash -- Many gas station owners, struggling under the weight of rising credit card fees, are offering discounts to customers who pay by cash. ... (See Pumps)

Tinsel meets plastic: Top 10 Hollywood credit card movies -- Plastic plays a key role in these films -- and teaches money lessons, too. ... (See Top 10 card movies)

Fed leaves rates unchanged; card rates to stay put -- The Federal Reserve, as expected, left a key interest rate unchanged. ... (See FOMC)

Business credit cards: 5 ways to avoid being stung -- Compared to business loans, credit cards are easy to get. But that makes them easy to abuse, too. Here are 5 ways to avoid getting stung. ... (See Business credit cards)

Small business is big business for credit card companies, lending institutions -- Small business is big business for credit card companies, lending institutions ... (See Business credit cards)

Trying to thwart recession, Fed cuts rates by 0.75% -- The Federal Reserve, as expected, slashed a key interest rate, but whether that cut will be passed along to individual cardholders depends on the bank, the card agreement and the credit standing of the consumer. ... (See FOMC)

Disclosures would increase on subprime credit card fees -- Subprime cards carry upfront fees that the Federal Reserve board contends are not clearly disclosed to customers. ... (more)

Regulation Z proposed changes for minimum payments -- Credit card companies and credit issuers would have to tell account holders how long it would take to repay loans if they make minimum payments. ... (more)

Regulation Z amendments would require changes in credit card terms -- Regulation Z amendments would require changes in credit card terms to be displayed in a table for easy reading. ... (more)

Rules for credit card periodic statement disclosures -- Under proposed federal rule changes, monthly credit card statements would include tables to clearly disclose fees, interest, purchases and other details. ... (more)

Credit card reform: The fine print of proposed changes to Regulation Z -- Regulation Z requires creditors to disclose all costs and terms before a new credit card's first use. However, according to the board, "Currently, there are few ... (more)

Regulation Z would require credit card APR disclosure rules -- Regulation Z would require credit card companies to clearly disclose APRs. ... (more)

Regulation amendments propose fixed rate credit cards -- Fixed credit card rates would actually be fixed under Regulation Z amendments. ... (more)

Reg Z proposes credit card notice of term changes to 45 days -- Changes in terms of credit card contracts would need 45 days' advance notice. ... (more)

Regulation Z: Feds move to change credit card rules -- The Federal Reserve Board is likely to decide on final credit card disclosure rules in 2008. ... (more)

How the public feels about Regulation Z proposed changes to credit card disclosure rules -- Comments from consumers, credit grantors, payment processors and others on proposed changes to credit card disclosure rules ... (more)

The history of credit cards -- A history of credit cards, including the first general use credit card and the first charge card. ... (more)

The short, unhappy life of a credit card -- On average, a card lasts must three years before delamination, degaussing or (ulp!) scissors, so CreditCards.com asked one credit card to reminisce about its short unhappy life. ... (more)

Anatomy of a credit card -- Ever wonder what all those numbers mean, or what's on that black stripe? Find out here. ... (more)

Q&A: How business startup nailed down credit card debt -- Learn how Home Artisan Authority used a credit card to start its successful business. ... (more)

Reward options for business credit cards: miles, rewards, cash back -- Business credit cards used to be plain-vanilla, no-frills cards that served only as a way to separate business spending from personal spending. Look how they've grown. ... (more)

Reward options for business credit cards: miles, rewards and cash back -- Business credit cards used to be plain-vanilla, no-frills cards that served only as a way to separate business spending from personal spending. Now business credit cards offer as many reward options as personal credit cards. ... (more)

Use of credit cards rises for business startup financing -- Call it a David and Goliath story. Small business entrepreneurs increasingly finance their ventures with credit cards. No longer must they sign away a chunk ... (more)

Credit cards: instant financing for instant messenger -- Some small-business owners turn to credit cards out of desperation. For the co-founders of Meebo.com, it was a conscious choice. ... (more)

Visa Small Business Credit Card: Low rates and high savings -- Find information about a Visa small business credit card that offers savings for business travel. ... (more)

The house that Jessica built with small business credit cards -- Learn how small business credit cards got the Svoboda clothing line up and running. ... (more)

Credit cards integral to small business financing -- Business credit cards represent a viable option for small businesses in need of some funds. ... (more)

Visa business credit card provides frequent flier miles for business owners -- Visa Business credit card provides frequent flier miles for business owners ... (more)

Small business tax payments when limited by cash flow -- Learn how small business tax payments can be paid by credit card when facing limited cash flow. ... (more)

How corporate credit card can affect personal credit scores -- Do you have a corporate credit card in your name? If not handled right -- by you or your company -- it can affect your credit score. ... (more)

Discover Business Credit Card: New offer from Discover -- Discover has recently entered into the small business market with the Discover business credit card. ... (more)

Discover business miles card: Earn miles with limited restrictions -- PRESS RELEASE  Discover, which introduced its first business credit card in June of 2006, is now offering small business owners a new product that provides ... (more)

Small business study shows credit cards provide expense separation -- A new small business study shows many business owners use credit cards for easy bookkeeping. ... (more)

Business reward credit card: Helps you earn rewards faster -- Read how a business reward credit card can earn you free flights and other perks. ... (more)

Small business credit card processing: restaurants may be a security risk -- The credit card industry has begun to penalize restaurants that do not follow proper security precautions. ... (more)

Credit cards for small businesses are becoming industry specific -- Credit card companies are trying to tap the small business owner market by offering cards tailored to owners' industries. ... (more)

Small business credit card contest offered by Visa -- Small business owners who enter the Business Breakthrough Challenge, presented by Visa, can win prizes that will help their business to run more efficiently. ... (more)

Small business credit card: New options for business owners -- Small business credit cards represent a great market for issuers, but business owners need to consider certain factors before signing up for a business credit card. ... (more)

Credit card digits: Understanding numbers on a credit card front and back -- American Express, MasterCard, Visa and Discover all have 16 numbers -- but all those numbers have different meanings ... (more)

Using business credit cards wisely requires balance -- Striking a balance in the use of small business credit cards is important, experts say. ... (more)

Credit card debt information (2006-2007) -- Listing of facts and statistics related to the credit card industry and personal debt. ... (more)

Credit cards for small businesses help provide funding for entrepreneurs -- Credit cards for small businesses help provide funding for entrepreneurs. ... (more)

GM business card offers attractive benefits for cardholders -- Learn about the GM Business Card and its cash back benefits. ... (more)

Best Visa Credit Card for Small Business Amazon.com Shoppers -- If you love Amazon.com and own a business, CreditCards.com has the best Visa credit card for you. ... (more)

Continental Airlines Business MasterCard provides two miles for every dollar -- The Continental Airlines Business MasterCard allows you to earn unlimited miles with flexible shopping. ... (more)

United Airlines credit card for small business owners -- Learn how the new United Airlines credit card can earn miles for owners and employees. ... (more)

Discover Business Credit Card: New offerings from CreditCards.com -- Learn about the benefits that the Discover business credit card has to offer small businesses owners. ... (more)

Platinum Visa Business Card from Chase -- Chase offers a platinum Visa card for small business customers. ... (more)

Business Credit Card for Startups: How to choose the right card -- Small businesses are a major force driving the U.S. economy. But until relatively recently, credit card companies did not market directly to small businesses. After ... (more)

Small business credit card: fuel for your startup -- Get a small business credit card to handle your finances until the revenue flows in. ... (more)

Platinum Card for Business: Liquid capital, business-friendly repayment terms -- The Platinum Card from American Express gives business owners the financial solutions they need. ... (more)

American Express Business Cards -- Get the best small business credit line with American Express Business Cards. ... (more)

Small business credit cards help balance capital needs -- The No. 1 reason that small businesses fail involves insufficient capital, and business credit cards can help smooth out the ups and downs of small ... (more)

Another business credit card reward: financial management -- Business credit card rewards go beyond frequent flier miles and cash back incentives: They provide small business owners important financial management tools, too. ... (more)

Credit Cards for Small Businesses: Choosing the right card for your business -- You just started a business, but don't know what credit card to get. View your options at CreditCards.com. ... (more)

Simplify bookkeeping with a corporate credit card or small business credit card. -- Small business credit cards can simplify bookkeeping while providing cash back rewards. ... (more)

Corporate credit cards differ from small business cards -- Learn how corporate credit cards provide larger organizations with a different payment responsibility. ... (See Business vs. corporate cards)

Online credit card applications: FAQ about CreditCards.com and your card application -- If you're wondering whether it's safe or smart to apply for a credit card here at CreditCards.com, it's both. Here are answers to frequently asked questions ... (more)