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When picking a new credit card, consider looking in an Orchard

By Ben Woolsey

Individuals with bad credit or those with no credit history know the drill: Apply for a credit card online that professes to offer great rates and rewards, wait a few weeks and then be told that their credit is not good enough to qualify.

There are options for those wishing to establish or rebuild credit, and one is the Orchard Bank MasterCard issued by HSBC.

The Orchard Bank MasterCard reports card member repayment behavior to all three major U.S. credit bureaus, which allows customers to rebuild their credit histories.

Published: February 17, 2006



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Credit Card Rate Report

Updated: 01-31-2015

National Average 14.89%
Low Interest 10.24%
Balance Transfer 12.80%
Business 12.85%
Student 13.14%
Reward 14.89%
Cash Back 14.91%
Airline 15.52%
Bad Credit 22.73%
Instant Approval 23.33%

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