When picking a new credit card, consider looking in an Orchard

By Ben Woolsey

Individuals with bad credit or those with no credit history know the drill: Apply for a credit card online that professes to offer great rates and rewards, wait a few weeks and then be told that their credit is not good enough to qualify.

There are options for those wishing to establish or rebuild credit, and one is the Orchard Bank MasterCard issued by HSBC.

The Orchard Bank MasterCard reports card member repayment behavior to all three major U.S. credit bureaus, which allows customers to rebuild their credit histories.

Published: February 17, 2006

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