USA   |   UK   |   Australia   |   Canada

Credit card news archive

Credit card news stories and articles archive at CreditCards.com.

Choose a category:

Latest credit card news

All credit card news All credit card news
View all credit card news stories

New myth: Closing a credit card account always hurts your score -- It's a new myth that closing a credit card account always hurts your score. The information about the card (good or bad) sticks with you for (seven to 10) years ... (See Myth)

6 strategies to fight 'frugal fatigue' -- When penny pinching starts to hurt, "frugal fatigue" can set in. Here are six strategies to keep your savings on track ... (See Frugal fatigue)

Rates remain at 15.03 percent for 4th week -- July 30, 2014: Interest rates on new credit card offers remained untouched this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)


Bad credit, credit repair Bad credit, credit repair
View all bad credit, credit repair stories

Rates remain at 15.03 percent for 4th week -- July 30, 2014: Interest rates on new credit card offers remained untouched this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

When is a bankruptcy officially discharged? -- The day you no longer are responsible for debt repayment after you file for bankruptcy depends on whether you filed under Chapter 7 or Chapter 13 ... (See Discharge)

6-year-old mystery debt suddenly appears on credit report? Erase it! -- Just before the statute of limitations expires, a negative item pops up on your credit report and the creditor can't supply an account number ... (See Surprise debt)


Balance transfer, debt consolidation Balance transfer, debt consolidation
View all balance transfer, debt consolidation stories

Rates remain at 15.03 percent for 4th week -- July 30, 2014: Interest rates on new credit card offers remained untouched this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

When is a bankruptcy officially discharged? -- The day you no longer are responsible for debt repayment after you file for bankruptcy depends on whether you filed under Chapter 7 or Chapter 13 ... (See Discharge)

Personal loan consolidation won't help win a mortgage -- In trying to qualify for a mortgage, it probably won't help to consolidate several small personal loans into a big one with a higher rate ... (See Consolidate)


Breaking news Breaking news
View all breaking news stories

Fed holds course toward higher interest rates -- Zooming economic growth in the second quarter didn't prompt the Federal Reserve to hasten its pace toward an interest rate hike in 2015 ... (See FOMC meeting July 30, 2014)

How America pays: Fed study paints big picture of card trends -- How many credit cards are there? How many debit cards? How many checks do we write? The Federal Reserve's new payments study paints a statistical portrait of how we spend ... (See Payments study)

Study: Data breaches pose a greater risk -- It used to be that just 1 in 9 victims of a data breach had the hacked info used against them. Now the odds are 1 in 3, says a new study ... (See Breach)


Business credit cards Business credit cards
View all business credit cards stories

Rates remain at 15.03 percent for 4th week -- July 30, 2014: Interest rates on new credit card offers remained untouched this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Shielding business accounts from levy by personal creditors -- If you think a creditor may levy your business account to collect past-due personal debts, there are things you can do. Moving personal assets to a new business account isn't one of them ... (See Levy)

Rates remain at 15.03 percent for second week -- July 23, 2014: Interest rates on new card offers didn't budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


Cash back cards Cash back cards
View all cash back cards stories

How Sam's Club card changes affect business users -- As Sam's Club is transitioning to a new card with new cash-back rewards, it's time for businesses to look at whether to stick with them ... (See Business cash back)

Capital One's rewards chief: Expect a busy travel season -- In a Q&A, Capital One's rewards vice president Amy Lenander discloses it will be a busy summer season, and what the future holds for rewards ... (See Summer rewards)

Wal-Mart store card switch gives consumers reason to compare -- If you're a Wal-Mart or Sam's Club co-branded credit card holder, you're about to get a new credit card -- and with it comes a new reason to check up on the benefits of holding a co-branded card. ... (See Wal-Mart card switch)


Cashing In Cashing In
View all cashing in stories

Will changing my award ticket to Israel cost me? -- Whether it's missile attacks or bad weather, when problems arise that hamper travel, airlines often waive fees to change award tickets ... (See Cancellation fees)

How couples can pool miles, transfer points for award travel -- Some couples get the same rewards card to double up on points, but find combining them can be tricky. Check out our review of the fees and restrictions for some of the most popular programs ... (See Points)

Eat out often? Stuff yourself with rewards for dining -- If you dine out often, you may as well be earning extra credit card rewards on all those restaurant tabs. To choose the right card, consider the type of reward you want, the cost of the card and other reward-boosting options ... (See Dining rewards)


Credit account management Credit account management
View all credit account management stories

New myth: Closing a credit card account always hurts your score -- It's a new myth that closing a credit card account always hurts your score. The information about the card (good or bad) sticks with you for (seven to 10) years ... (See Myth)

6 strategies to fight 'frugal fatigue' -- When penny pinching starts to hurt, "frugal fatigue" can set in. Here are six strategies to keep your savings on track ... (See Frugal fatigue)

4 reasons why college kids need a credit card -- You might want to shelter your college kids from the complicated world of credit (and potential debt) for as long as possible, but at some point they will need to learn the ropes ... (See College)


Credit Card Help Credit Card Help
View all credit card help stories

10 tips for dealing with debt collectors, collection -- First, pull your head out of the sand. Next, educate yourself on your rights and on who to reach out to for help or to register a complaint ... (See Debt collection tips)

What financial advice do millennials say they need? -- Millennials are confident about their financial knowledge, but they want advice about savings, budgeting and credit cards in particular ... (more)

Having trouble making your credit card payments? -- Do your best to continue making minimum payments on your cards. For any cards that you are not able to pay, communicate regularly with the card issuer to let them know the status of your situation ... (See Late payments)


Credit card videos Credit card videos
View all credit card videos stories

Video: How to dispute errors on your credit report -- It's important to check your credit report periodically to know where you stand and check for errors. If you see something wrong, here's how to get it corrected ... (See Credit report)

Video: 5 steps to secure smartphone data -- Your smartphone may be lost, stolen or hacked – and along with it goes your financial and personal data. To secure personal data on your smartphone, take these five simple steps ... (See Mobile data security)

What's your 'real' FICO score? All of the above -- Have you ever wondered why your FICO score varies from one time to the next? Today it's 700, tomorrow it's 720, a month later it's 785! Then the car dealer runs your credit report and informs you that your score is a mere 699! What happened? ... (See 'Real' score)


Credit Score Report Credit Score Report
View all credit score report stories

Not all free credit scores are created equal -- More than 25 million credit cardholders now have regular access to a credit score through their credit card issuers, but that free score may not be the comprehensive, tell-all number you think it is. ... (See Scores)

Checklist for new graduates looking to rent 1st apartment -- New graduates faced with a tough job market have to crunch the numbers before deciding whether they can afford to leave the nest and get an apartment of their own ... (See 1st apartment)

Tips for building credit before renting a home -- Landlords commonly check the credit history of potential renters; knowing and polishing yours can hand you the keys to a new home ... (See Credit check)


Credit scores, credit reports Credit scores, credit reports
View all credit scores, credit reports stories

New myth: Closing a credit card account always hurts your score -- It's a new myth that closing a credit card account always hurts your score. The information about the card (good or bad) sticks with you for (seven to 10) years ... (See Myth)

4 reasons why college kids need a credit card -- You might want to shelter your college kids from the complicated world of credit (and potential debt) for as long as possible, but at some point they will need to learn the ropes ... (See College)

When is a bankruptcy officially discharged? -- The day you no longer are responsible for debt repayment after you file for bankruptcy depends on whether you filed under Chapter 7 or Chapter 13 ... (See Discharge)


Emerging payment systems: Prepaid, debit, gift cards Emerging payment systems: Prepaid, debit, gift cards
View all emerging payment systems: prepaid, debit, gift cards stories

CFPB expands complaints system to prepaid cards, pawnshops -- The federal consumer watchdog significantly expanded its consumer complaints program to include an array of financial products found outside banks ... (See Complaints)

30 renowned restaurants that don't take credit cards -- Some beloved eateries refuse to take credit cards from patrons, yet still find a way to thrive ... (See 'No credit card' restaurants)

8 FAQs about the new EMV credit cards -- The way you use a credit card is about to change significantly as the U.S. catches up with the rest of the world and moves to cards. Here, in Q&A format, is what you need to know about the transition ... (See EMV FAQ)


Expert Q&A Expert Q&A
View all expert q&a stories

New myth: Closing a credit card account always hurts your score -- It's a new myth that closing a credit card account always hurts your score. The information about the card (good or bad) sticks with you for (seven to 10) years ... (See Myth)

When is a bankruptcy officially discharged? -- The day you no longer are responsible for debt repayment after you file for bankruptcy depends on whether you filed under Chapter 7 or Chapter 13 ... (See Discharge)

Will changing my award ticket to Israel cost me? -- Whether it's missile attacks or bad weather, when problems arise that hamper travel, airlines often waive fees to change award tickets ... (See Cancellation fees)


Frequent flier programs, airline rewards Frequent flier programs, airline rewards
View all frequent flier programs, airline rewards stories

Rates remain at 15.03 percent for 4th week -- July 30, 2014: Interest rates on new credit card offers remained untouched this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Will changing my award ticket to Israel cost me? -- Whether it's missile attacks or bad weather, when problems arise that hamper travel, airlines often waive fees to change award tickets ... (See Cancellation fees)

Rates remain at 15.03 percent for second week -- July 23, 2014: Interest rates on new card offers didn't budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


Infographics Infographics
View all infographics stories

Poll: Americans say they are careful with money -- While Americans say they are careful with their money, they are also saying they have bought more at the store than they meant to ... (See Saving money)

Fewer Americans are delinquent on their bank cards -- Consumers' bank card delinquencies, already at historically low levels, dropped further in the first quarter of 2014. The American Bankers Association says it's a sign that more people are using cards as transaction tools instead of debt instruments ... (See Card delinquencies)

Debt reduction consumes millennials' budgets -- Almost 60 percent of millennials' income goes to paying off various types of debt, a study conducted for Wells Fargo shows. ... (See Millennials' budgets)


Innovations, features, new products Innovations, features, new products
View all innovations, features, new products stories

6 strategies to fight 'frugal fatigue' -- When penny pinching starts to hurt, "frugal fatigue" can set in. Here are six strategies to keep your savings on track ... (See Frugal fatigue)

Game on: Digital tools teach kids money lessons through play -- Video games that teach kids how to handle money can be effective when they are done right, experts say ... (See Learning via money games)

How America pays: Fed study paints big picture of card trends -- How many credit cards are there? How many debit cards? How many checks do we write? The Federal Reserve's new payments study paints a statistical portrait of how we spend ... (See Payments study)


Instant Approval Instant Approval
View all instant approval stories

Rates remain at 15.03 percent for 4th week -- July 30, 2014: Interest rates on new credit card offers remained untouched this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Rates remain at 15.03 percent for second week -- July 23, 2014: Interest rates on new card offers didn't budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Credit card interest rates stay put at 15.03 percent -- July 16, 2014: Interest rates on new card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates report)


Legal, regulatory, privacy issues Legal, regulatory, privacy issues
View all legal, regulatory, privacy issues stories

4 reasons why college kids need a credit card -- You might want to shelter your college kids from the complicated world of credit (and potential debt) for as long as possible, but at some point they will need to learn the ropes ... (See College)

When is a bankruptcy officially discharged? -- The day you no longer are responsible for debt repayment after you file for bankruptcy depends on whether you filed under Chapter 7 or Chapter 13 ... (See Discharge)

Fed holds course toward higher interest rates -- Zooming economic growth in the second quarter didn't prompt the Federal Reserve to hasten its pace toward an interest rate hike in 2015 ... (See FOMC meeting July 30, 2014)


Lets Talk Credit Lets Talk Credit
View all lets talk credit stories

How minimum payments are applied to small balances -- Don't slip up and forget a credit card payment when the balance is almost paid off. A late fee could be larger than your minimum payment ... (See Minimum)

0-percent balance transfer after debt in collections? Good luck -- Balance transfer offers aren't lifelines offered to people with bad credit, they're a deal for those who maintain good credit ... (See Balance transfer )

Tick-tock debt: Law gives 30 days to respond to collector -- When a debt collector makes first contact, federal law gives you the right to seek verification of the debt and to dispute it -- if you act quickly ... (See 30 day debt clock)


Low interest, zero percent cards Low interest, zero percent cards
View all low interest, zero percent cards stories

Rates remain at 15.03 percent for 4th week -- July 30, 2014: Interest rates on new credit card offers remained untouched this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Rates remain at 15.03 percent for second week -- July 23, 2014: Interest rates on new card offers didn't budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Credit card interest rates stay put at 15.03 percent -- July 16, 2014: Interest rates on new card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates report)


Maturing Loans Maturing Loans
View all maturing loans stories

SBA disaster loans -- not just for business -- When disaster strikes, SBA loans may help -- even if you're a consumer. But it helps to know what to expect ... (See Disaster loans)

Help! Our supplier is trying to change our payment terms -- If a supplier is tightening credit, find out why and check your contract carefully. You may be able to fight the change or at least ask for the original terms as a courtesy ... (See Supplier credit)

Sample promissory note for loans to family, friends -- If you're lending to a relative or friend, you'll want to craft a written agreement. This sample promissory note spells out how and when you are to be paid, and what happens if the borrower doesn't repay the loan ... (See Sample promissory loan note)


Merchant accounts Merchant accounts
View all merchant accounts stories

How can I protect my point-of-sale system against security breaches? -- Lax POS security can cost your small business steep fines from credit card issuers if your system is breached. Safe password practices are one of your best defenses ... (See POS security)

Fight payment processing fees in a medical payments -- Insurance companies and government agencies are increasingly using plastic and virtual credit cards to pay doctors. But practices can request other payment methods that carry lower fees ... (See Medical payments)

Is it OK for merchants to accept credit cards from minors? -- If a parent has formally authorized a minor to use a credit card, accepting it isn't a problem. But getting some reassurances in writing is best practice ... (See Cards and minors)


New Frugal You New Frugal You
View all new frugal you stories

Personal loan consolidation won't help win a mortgage -- In trying to qualify for a mortgage, it probably won't help to consolidate several small personal loans into a big one with a higher rate ... (See Consolidate)

Should I close card accounts to get a mortgage? -- While mortgage lenders want to minimize their risk, they usually just want credit card accounts paid off, not closed down ... (See Card accounts and mortgages)

Debt settlement vs. credit counseling: similar aims, different means -- Both debt settlement companies and credit counselors run ads offering help in getting out of debt. But their tactics are very different ... (See Debt reduction)


Opening Credits Opening Credits
View all opening credits stories

When is a bankruptcy officially discharged? -- The day you no longer are responsible for debt repayment after you file for bankruptcy depends on whether you filed under Chapter 7 or Chapter 13 ... (See Discharge)

Preapproved vs. pre-screened card offers: a big difference -- At first glance, a preapproval letter from a credit issuer can seem like an official invitation to a hot new nightclub. Yet when you arrive, you may be rudely turned away. ... (See Preapproved)

Yay! 3 cards paid off. Now what? -- Paying off card debt brings immeasurable relief, but once the balance is zero, do you keep the cards open or close them immediately? ... (See Paid off)


Research, statistics Research, statistics
View all research, statistics stories

Rates remain at 15.03 percent for 4th week -- July 30, 2014: Interest rates on new credit card offers remained untouched this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Poll: Americans say they are careful with money -- While Americans say they are careful with their money, they are also saying they have bought more at the store than they meant to ... (See Saving money)

How America pays: Fed study paints big picture of card trends -- How many credit cards are there? How many debit cards? How many checks do we write? The Federal Reserve's new payments study paints a statistical portrait of how we spend ... (See Payments study)


Reward programs Reward programs
View all reward programs stories

Rates remain at 15.03 percent for 4th week -- July 30, 2014: Interest rates on new credit card offers remained untouched this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

4 reasons why college kids need a credit card -- You might want to shelter your college kids from the complicated world of credit (and potential debt) for as long as possible, but at some point they will need to learn the ropes ... (See College)

Will changing my award ticket to Israel cost me? -- Whether it's missile attacks or bad weather, when problems arise that hamper travel, airlines often waive fees to change award tickets ... (See Cancellation fees)


Shopping Shopping
View all shopping stories

6 strategies to fight 'frugal fatigue' -- When penny pinching starts to hurt, "frugal fatigue" can set in. Here are six strategies to keep your savings on track ... (See Frugal fatigue)

Poll: Americans say they are careful with money -- While Americans say they are careful with their money, they are also saying they have bought more at the store than they meant to ... (See Saving money)

How America pays: Fed study paints big picture of card trends -- How many credit cards are there? How many debit cards? How many checks do we write? The Federal Reserve's new payments study paints a statistical portrait of how we spend ... (See Payments study)


Spotlight: People and their plastic Spotlight: People and their plastic
View all spotlight: people and their plastic stories

'Supersurvivors' author: Crises carry profound financial impacts -- In the book 'Supersurvivors,' Lee Daniel Kravetz and his co-author looked at those who survived crises and found virtually every type of traumatic event, even if not primarily financial, has profound financial consequences ... (See Supersurvivors)

Capital One's rewards chief: Expect a busy travel season -- In a Q&A, Capital One's rewards vice president Amy Lenander discloses it will be a busy summer season, and what the future holds for rewards ... (See Summer rewards)

'Dragnet Nation' author Julia Angwin: May I have my privacy back? -- The Pulitzer Prize-winning reporter's book investigates who is watching us online, what they're doing with the data (including selling it), and why it matters. ... (See 'Dragnet Nation')


Student credit cards, young credit Student credit cards, young credit
View all student credit cards, young credit stories

Rates remain at 15.03 percent for 4th week -- July 30, 2014: Interest rates on new credit card offers remained untouched this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

4 reasons why college kids need a credit card -- You might want to shelter your college kids from the complicated world of credit (and potential debt) for as long as possible, but at some point they will need to learn the ropes ... (See College)

When is a bankruptcy officially discharged? -- The day you no longer are responsible for debt repayment after you file for bankruptcy depends on whether you filed under Chapter 7 or Chapter 13 ... (See Discharge)


The Credit Guy The Credit Guy
View all the credit guy stories

Kim McGrigg: Are 'free miles' really free? -- Frequent flier rewards cards usually carry annual fees, so that free flight isn't truly free, but if you handle your card right it can be pretty close ... (See Frequent flier)

Todd Ossenfort: The Credit Guy's top 5 money tips -- After writing his column for the past three years, columnist Todd Ossenfort leaves his readers with these top five financial lessons ... (See Top 5 money lessons)

Todd Ossenfort: Can collectors come after your inheritance? -- Public records are perused by debt collectors. If they find out you've inherited a chunk of cash, don't be surprised if they come out of the woodwork ... (See Debt collection)


To Her Credit To Her Credit
View all to her credit stories

After illness, cards maxed out, turned down for loans -- When illness results in rising card balances and the banks won't give you a loan to pay them off, what paths can you take to get help? ... (See Maxed out cards)

Tax lien won't impact shared credit card -- When adding someone with a tax lien to your card as an authorized user, that won't open any doors to the Internal Revenue Service ... (See Uncle Sam)

Ways to pay off high-interest debt -- Saddled with expensive debt? Instead of looking for new creditors, figure out why you're in debt in the first place and what you can do to lower it ... (See High-interest debt)


Your Business Credit Your Business Credit
View all your business credit stories

Shielding business accounts from levy by personal creditors -- If you think a creditor may levy your business account to collect past-due personal debts, there are things you can do. Moving personal assets to a new business account isn't one of them ... (See Levy)

Will a maxed out business card hurt my personal credit? -- Most small-business credit cards are backed by a personal guarantee, so maxing them out may affect your personal credit record. But the bigger question is why you need to do so in the first place ... (See Credit limit)

How Sam's Club card changes affect business users -- As Sam's Club is transitioning to a new card with new cash-back rewards, it's time for businesses to look at whether to stick with them ... (See Business cash back)


Uncategorized Uncategorized
View all Uncategorized stories

0 percent credit cards: a sweet deal if played right -- A credit card with an introductory 0 percent APR is one of the best deals in personal finance. It's also one of the most ... (more)

Tips for choosing a business card -- One of the primary benefits of a business card is to separate your personal finances from your business account. This helps limit your personal risk ... (more)

Tips for choosing a student credit card -- A student credit card can be a meaningful first step toward financial independence, a way of building the kind of credit that can ... (more)