Credit card news archive

Credit card news stories and articles archive at CreditCards.com.





Latest credit card news


 All credit card news

View all credit card news stories

How to tell if a debt is too old to collect -- Time determines whether a debt can legally be collected, and you have to know the starting and ending dates ... (See Too old)

How to protect your credit when your spouse starts a business -- You can help your entrepreneurial spouse make sure their startup doesn't jeopardize the family's finances ... (See Credit)

Quick fixes for temporary repayment problem -- When life throws a curveball and you can't pay your bills one month, here's what you can do ... (See Bills)


 Bad credit, credit repair

View all bad credit, credit repair stories

How to tell if a debt is too old to collect -- Time determines whether a debt can legally be collected, and you have to know the starting and ending dates ... (See Too old)

Quick fixes for temporary repayment problem -- When life throws a curveball and you can't pay your bills one month, here's what you can do ... (See Bills)

Average card APR remains unchanged at 15.19 percent: CreditCards.com Weekly Credit Card Rate Report -- April 27, 2016: Average rates on new card offers remained near record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Balance transfer, debt consolidation

View all balance transfer, debt consolidation stories

Quick fixes for temporary repayment problem -- When life throws a curveball and you can't pay your bills one month, here's what you can do ... (See Bills)

Average card APR remains unchanged at 15.19 percent: CreditCards.com Weekly Credit Card Rate Report -- April 27, 2016: Average rates on new card offers remained near record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

4 credit lessons men can learn from women -- New studies reveal women to be smart, savvy spenders, maybe more so than men ... (See Men)


 Breaking news

View all breaking news stories

RushCard drops retail sales -- Market pullback comes six months after outage sparked federal investigation, class-action lawsuits ... (See RushCard)

Fed holds interest rates steady for now -- The Federal Reserve decided to keep its influential benchmark rate unchanged, while hinting at a rate increase later this year ... (See Fed)

Infographic: Female college students edge males in credit smarts -- Female students do a bit better in handling credit, says a Sallie Mae study ... (See College student credit smarts)


 Business credit cards

View all business credit cards stories

Average card APR remains unchanged at 15.19 percent: CreditCards.com Weekly Credit Card Rate Report -- April 27, 2016: Average rates on new card offers remained near record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Average card APR jumps to 15.19 percent -- April 20, 2016: The average interest rate on new credit card offers rose to a near record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Handling employees' personal purchases on company cards -- It may be legal to charge an administrative fee to employees who put personal expenses on their company card, but there are simpler solutions to consider ... (See Purchases)


 Cash back cards

View all cash back cards stories

Average card APR remains unchanged at 15.19 percent: CreditCards.com Weekly Credit Card Rate Report -- April 27, 2016: Average rates on new card offers remained near record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

FAQ on new Costco Citi Visa card -- We answer a bunch of reader questions prompted by the warehouse club’s switch from American Express to Citi as its credit card partner ... (See Costco FAQ)

Rate survey: Average card APR jumps to 15.19 percent -- April 20, 2016: The average interest rate on new credit card offers rose to a near record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Cashing In Q&A columns

View all cashing in q&a columns stories

FAQ on new Costco Citi Visa card -- We answer a bunch of reader questions prompted by the warehouse club’s switch from American Express to Citi as its credit card partner ... (See Costco FAQ)

Frequent flier miles may live on after death -- Airlines often allow transfers of frequent flier miles to beneficiaries when a member dies, even if written policies are vague ... (See Transfer miles)

How to switch your rewards card -- Whether you need to close your old card when you apply for one with better rewards depends on the card's fees and perks ... (See Rewards card)


 Credit account management

View all credit account management stories

How to tell if a debt is too old to collect -- Time determines whether a debt can legally be collected, and you have to know the starting and ending dates ... (See Too old)

How to protect your credit when your spouse starts a business -- You can help your entrepreneurial spouse make sure their startup doesn't jeopardize the family's finances ... (See Credit)

Quick fixes for temporary repayment problem -- When life throws a curveball and you can't pay your bills one month, here's what you can do ... (See Bills)


 Credit Card Help

View all credit card help stories

Credit Card Help: 9 things you need to know about prepaid cards -- Thinking about picking up a reloadable prepaid card? Here’s what you should know first ... (See Prepaid cards)

10 tips for dealing with debt collectors, collection -- First, pull your head out of the sand. Next, educate yourself on your rights and on who to reach out to for help or to register a complaint ... (See Debt collection tips)

Credit Card Help: Why your credit report matters more than your credit score -- Focusing only your credit score is like focusing only on your cholesterol number or your age – the number’s important, but not as important as how you got there. That’s why the real key to credit is your credit report ... (See Credit reports versus scores)


 Credit card videos

View all credit card videos stories

Video: Restaurants fight card fraud with tableside payments -- A pay-at-the-table approach may help stem fraud that can occur when a waiter disappears with your card. ... (See Fraud)

Video: 3 things to know about credit card minimum payments -- Find out what a minimum payment is, how it's calculated and how it affects your debt -- in about a minute. ... (See Payment)

Video: Payment biometrics go beyond mobile fingerprint scanners -- The latest wave of biometrics incorporate voice authentication, face recognition and other technologies to keep your payments secure ... (See Biometrics)


 Credit scores, credit reports

View all credit scores, credit reports stories

How to protect your credit when your spouse starts a business -- You can help your entrepreneurial spouse make sure their startup doesn't jeopardize the family's finances ... (See Credit)

Quick fixes for temporary repayment problem -- When life throws a curveball and you can't pay your bills one month, here's what you can do ... (See Bills)

Top 10 credit bureau myths -- Just how the bureaus work and who they work for are often misunderstood ... (See Myths)


 Credit Smart

View all credit smart stories

How to tell if a debt is too old to collect -- Time determines whether a debt can legally be collected, and you have to know the starting and ending dates ... (See Too old)

Big balance transfers may run into limits -- Zero-percent loans are great, but you might not be able to transfer all your debt to one ... (See Balance)

After divorce, ex dies with card debt; am I responsible? -- It's unlikely, but check divorce decree, credit reports ... (See Debt)


 Emerging payment systems: Prepaid, debit, gift cards

View all emerging payment systems: prepaid, debit, gift cards stories

How to build credit when you're not a US resident -- Getting a U.S. address and Individual Taxpayer Identification Number are the first steps ... (See Credit)

Getting a refund tougher if you buy with debit card -- Late or nondelivery refunds not fully guaranteed with debit purchases ... (See Dispute)

Rate survey: Average card APR jumps to 15.19 percent -- April 20, 2016: The average interest rate on new credit card offers rose to a near record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Expert Q&A

View all expert q&a stories

How to tell if a debt is too old to collect -- Time determines whether a debt can legally be collected, and you have to know the starting and ending dates ... (See Too old)

Quick fixes for temporary repayment problem -- When life throws a curveball and you can't pay your bills one month, here's what you can do ... (See Bills)

How to build credit when you're not a US resident -- Getting a U.S. address and Individual Taxpayer Identification Number are the first steps ... (See Credit)


 Frequent flier programs, airline rewards

View all frequent flier programs, airline rewards stories

Average card APR remains unchanged at 15.19 percent: CreditCards.com Weekly Credit Card Rate Report -- April 27, 2016: Average rates on new card offers remained near record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

FAQ on new Costco Citi Visa card -- We answer a bunch of reader questions prompted by the warehouse club’s switch from American Express to Citi as its credit card partner ... (See Costco FAQ)

Rate survey: Average card APR jumps to 15.19 percent -- April 20, 2016: The average interest rate on new credit card offers rose to a near record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Infographics

View all infographics stories

Infographic: Female college students edge males in credit smarts -- Female students do a bit better in handling credit, says a Sallie Mae study ... (See College student credit smarts)

Infographic: How generations view financially 'making it' -- Views across generations of what "making it" financially means to them ... (See Generation finances)

Infographic: Credit card complaint rates -- Some credit lenders manage to lessen the number of complains lodged against them in 2015, compared to 2014 ... (See Complaints)


 Innovations, features, new products

View all innovations, features, new products stories

Video: Restaurants fight card fraud with tableside payments -- A pay-at-the-table approach may help stem fraud that can occur when a waiter disappears with your card. ... (See Fraud)

Rate survey: Average card APR jumps to 15.19 percent -- April 20, 2016: The average interest rate on new credit card offers rose to a near record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Study: Payday loans trigger overdraft fees -- Online payday borrowers who miss repayment face average $185 in bank overdraft fees, federal study finds ... (See Payday loans)


 Legal, regulatory, privacy issues

View all legal, regulatory, privacy issues stories

How to tell if a debt is too old to collect -- Time determines whether a debt can legally be collected, and you have to know the starting and ending dates ... (See Too old)

How to protect your credit when your spouse starts a business -- You can help your entrepreneurial spouse make sure their startup doesn't jeopardize the family's finances ... (See Credit)

RushCard drops retail sales -- Market pullback comes six months after outage sparked federal investigation, class-action lawsuits ... (See RushCard)


 Low interest, zero percent cards

View all low interest, zero percent cards stories

Average card APR remains unchanged at 15.19 percent: CreditCards.com Weekly Credit Card Rate Report -- April 27, 2016: Average rates on new card offers remained near record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Big balance transfers may run into limits -- Zero-percent loans are great, but you might not be able to transfer all your debt to one ... (See Balance)

Rate survey: Average card APR jumps to 15.19 percent -- April 20, 2016: The average interest rate on new credit card offers rose to a near record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Opening Credits

View all opening credits stories

How to build credit when you're not a US resident -- Getting a U.S. address and Individual Taxpayer Identification Number are the first steps ... (See Credit)

Used right, subprime cards can help rebuild credit -- Subprime or secured cards can pave the way to a better credit score ... (See Subprime)

How a secured card's security deposit works -- Your deposit acts as your credit line and is refunded once the card is closed and the balance paid off, minus any fees ... (See Secured card)


 Research, statistics

View all research, statistics stories

Fed holds interest rates steady for now -- The Federal Reserve decided to keep its influential benchmark rate unchanged, while hinting at a rate increase later this year ... (See Fed)

Infographic: Female college students edge males in credit smarts -- Female students do a bit better in handling credit, says a Sallie Mae study ... (See College student credit smarts)

Average card APR remains unchanged at 15.19 percent: CreditCards.com Weekly Credit Card Rate Report -- April 27, 2016: Average rates on new card offers remained near record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Reward programs

View all reward programs stories

Average card APR remains unchanged at 15.19 percent: CreditCards.com Weekly Credit Card Rate Report -- April 27, 2016: Average rates on new card offers remained near record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

FAQ on new Costco Citi Visa card -- We answer a bunch of reader questions prompted by the warehouse club’s switch from American Express to Citi as its credit card partner ... (See Costco FAQ)

Rate survey: Average card APR jumps to 15.19 percent -- April 20, 2016: The average interest rate on new credit card offers rose to a near record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Shopping

View all shopping stories

4 credit lessons men can learn from women -- New studies reveal women to be smart, savvy spenders, maybe more so than men ... (See Men)

FAQ on new Costco Citi Visa card -- We answer a bunch of reader questions prompted by the warehouse club’s switch from American Express to Citi as its credit card partner ... (See Costco FAQ)

Getting a refund tougher if you buy with debit card -- Late or nondelivery refunds not fully guaranteed with debit purchases ... (See Dispute)


 Speaking of Credit

View all speaking of credit stories

Card account isn't closed if annual fee still charged -- Despite not using the card for years, if you are still getting charged a fee, your card company considers the account open ... (See Closed )

Positive info not always reported to all 3 credit bureaus -- Big swings in credit scores can result, and that can hurt if you're borrowing ... (See Scores)

Even with no SSN, unpaid debt can ruin your credit -- Your name, address and amount owed will be reported ... (See SSN)


 Spotlight: People and their plastic

View all spotlight: people and their plastic stories

6 ways stay-at-home parents ruin their credit -- Taking care of your kids also means taking care of your credit. Avoid these credit mistakes that parents often make ... (See Credit)

'Coined' author Kabir Sehgal: Credit cards make money abstract -- Kabir Sehgal talks about the history of money and credit, and its relationship to humankind in his new book "Coined, The Rich Life of Money and How Its History Has Shaped Us" ... (See Kabir Sehgal Q&A)

Author argues have-nots better served by postal banking -- In "How the Other Half Banks," law professor Mehrsa Baradaran says the best bank for the poor already has branches, and blue boxes, everywhere ... (See Postal banking)


 Student credit cards, young credit

View all student credit cards, young credit stories

Infographic: Female college students edge males in credit smarts -- Female students do a bit better in handling credit, says a Sallie Mae study ... (See College student credit smarts)

How to build credit when you're not a US resident -- Getting a U.S. address and Individual Taxpayer Identification Number are the first steps ... (See Credit)

With high credit score, adding new travel card not a problem -- With responsible use, adding another card to your arsenal has advantages ... (See Reward)


 To Her Credit

View all to her credit stories

Quick fixes for temporary repayment problem -- When life throws a curveball and you can't pay your bills one month, here's what you can do ... (See Bills)

Getting a refund tougher if you buy with debit card -- Late or nondelivery refunds not fully guaranteed with debit purchases ... (See Dispute)

Don't tap IRA to pay back taxes -- Cashing out IRA may cause you to end up with yet another tax bill ... (See IRS)


 Your Business Credit

View all your business credit stories

No permission needed for card updater services -- Merchants don't need your permission to use these services, but if you don't want to renew, you can always cancel your subscription ... (See Update)

Handling employees' personal purchases on company cards -- It may be legal to charge an administrative fee to employees who put personal expenses on their company card, but there are simpler solutions to consider ... (See Purchases)

Handling employee abuse of business credit card -- It is not a crime for authorized users to put personal expenses on a company-issued credit card. But there may be simple ways to recoup the costs and prevent future abuse ... (See Abuse)


Uncategorized

View all Uncategorized stories

Wells Fargo Cash Back Visa Card Review -- Description here - maximum 160 characters ... (more)

0 percent credit cards: a sweet deal if played right -- A credit card with an introductory 0 percent APR is one of the best deals in personal finance. It's also one of the most important ... (more)

Tips for choosing a business card -- One of the primary benefits of a business card is to separate your personal finances from your business account. This helps limit your personal risk ... (more)