Credit card news archive

Credit card news stories and articles archive at CreditCards.com.





Latest credit card news


 All credit card news

View all credit card news stories

Q&A: Using gift cards to amass reward points -- Prepaid gift cards can be helpful in your rewards earning strategy if you use them the right way ... (See Rewards)

Chase Sapphire Preferred versus Chase Sapphire Reserve: Which is better for you? -- Now that the anniversary of the Chase Sapphire Reserve card has rolled around, is the Reserve worth keeping in the long run? Read on to see why the Sapphire Reserve may be a better option than the Sapphire Preferred. ... (See Chase Sapphire)

Chip cards bring new fraud trends -- The advent of EMV chips has curtailed fraud from lost and stolen cards, but online fraud continues to rise ... (See Fraud)


 Bad credit, credit repair

View all bad credit, credit repair stories

Is your card debt ever too old to collect? -- Legally, your old debt can follow you forever, even if you can't be sued for it ... (See Old debt)

Average card APR climbs to record high of 16.14 percent: CreditCards.com Weekly Credit Card Rate Report -- Aug. 16, 2017: The average APR for new credit card offers hit another record this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Charged Up! podcast: The mind-money connection -- Harvard Professor and Executive Coach, Dr. Srini Pillay, talks about how to train your unconscious brain to do what your conscious brain wants ... (See Podcast)


 Balance transfer, debt consolidation

View all balance transfer, debt consolidation stories

Is your card debt ever too old to collect? -- Legally, your old debt can follow you forever, even if you can't be sued for it ... (See Old debt)

Q&A: Removing myself from credit card I share with my ex -- Removing yourself from a credit card that you've shared with your ex for many years can have mixed effects on your score, depending on the account's standing and payment history ... (See Ex)

Average card APR climbs to record high of 16.14 percent: CreditCards.com Weekly Credit Card Rate Report -- Aug. 16, 2017: The average APR for new credit card offers hit another record this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)


 Best credit cards

View all best credit cards stories

Best no annual fee credit cards -- Our winner for this summer's best no-annual-fee card gives you an extra incentive to pay your bill on time. ... (See Best no annual fee credit cards)

Best hotel credit cards -- Our panel of experts weighs in on the best card to rack up hotel rewards points. ... (See Best hotel cards)

Best airline credit cards -- The United MileagePlus Explorer card, with its generous sign-up bonus and money-saving travel perks, is our top airline card. ... (See Best airline cards)


 Breaking news

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Chip cards bring new fraud trends -- The advent of EMV chips has curtailed fraud from lost and stolen cards, but online fraud continues to rise ... (See Fraud)

Poll: Recurring charges are easy to get into, hard to get out of -- Thirty-five percent of consumers signed up for accounts that enrolled them in auto-pay without them realizing it ... (See Poll)

You may soon be able to buy lottery tickets at grocery checkout -- States have to approve shoppers using smartphones linked to credit or debit cards to purchase Powerball and Mega Millions chances. ... (See Lottery)


 Business credit cards

View all business credit cards stories

Should a hospital add a surcharge for card transactions? -- With medical services already costly and unpredictable, adding a credit card surcharge could push some customers over the edge ... (See Surcharge)

Average card APR climbs to record high of 16.14 percent: CreditCards.com Weekly Credit Card Rate Report -- Aug. 16, 2017: The average APR for new credit card offers hit another record this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Options for business cash back cards -- If you're signing up for a business cash back card, you have a lot of options. Be sure to calculate ahead of time which kind of cash-back deal can give you the most rewards. ... (See Business)


 Cash back cards

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6 habits of successful card reward experts -- Taking your rewards game to "wow" levels requires a bit of ingenuity and skill ... (See Rewards)

Scoring a great rewards card from your existing bank -- If you're looking for a new rewards card, you might want to stay close to home as more banks are offering great deals to keep customers on board ... (See Rewards)

American Express reclaims top spot in J.D. Power ranking -- American Express reclaimed the top spot in this year's J.D. Power ranking survey. Customer satisfaction with credit card issuers improved overall, spurred by the proliferation of rewards benefits. ... (See Survey)


 Cashing In Q&A columns

View all cashing in q&a columns stories

Q&A: Using gift cards to amass reward points -- Prepaid gift cards can be helpful in your rewards earning strategy if you use them the right way ... (See Rewards)

Options for business cash back cards -- If you're signing up for a business cash back card, you have a lot of options. Be sure to calculate ahead of time which kind of cash-back deal can give you the most rewards. ... (See Business)

Beware of checks sent with your card statement -- If you receive convenient checks with your card statement, you might be tempted to use them, hoping to get rewards. Not only will you get no points for using these checks, but you could end up paying high fees ... (See Rewards)


 Credit account management

View all credit account management stories

Poll: Recurring charges are easy to get into, hard to get out of -- Thirty-five percent of consumers signed up for accounts that enrolled them in auto-pay without them realizing it ... (See Poll)

Should a hospital add a surcharge for card transactions? -- With medical services already costly and unpredictable, adding a credit card surcharge could push some customers over the edge ... (See Surcharge)

Is your card debt ever too old to collect? -- Legally, your old debt can follow you forever, even if you can't be sued for it ... (See Old debt)


 Credit Card Help

View all credit card help stories

8 myths about settling credit card debt -- Before you decide to try debt settlement, make sure you know the difference between common myths -- and the truth ... (See Debt)

Credit Card Help: 9 things you need to know about prepaid cards -- Thinking about picking up a reloadable prepaid card? Here’s what you should know first ... (See Prepaid cards)

10 tips for dealing with debt collectors, collection -- First, pull your head out of the sand. Next, educate yourself on your rights and on who to reach out to for help or to register a complaint ... (See Debt collection tips)


 Credit card videos

View all credit card videos stories

EMV chip card torture test -- We put EMV chip credit cards through a series of tests to see how they stand up to common threats such as extreme temperatures, water and corrosive liquids. ... (See Test)

Video: Brews and banking with Capital One -- Banks like Capital One are reaching out to customers in a new way, by giving a Starbucks experience to visitors and giving them a chance to get their banking questions answered along the way ... (See Cafe)

Video: How your points can pay for experiences -- Tips on how to use your points for more than hotels and flights ... (See Rewards)


 Credit scores, credit reports

View all credit scores, credit reports stories

Q&A: Removing myself from credit card I share with my ex -- Removing yourself from a credit card that you've shared with your ex for many years can have mixed effects on your score, depending on the account's standing and payment history ... (See Ex)

Ways to rack up points for last-minute, back-to-school shopping -- Offset school supply buys using airline shopping portals and more tips ... (See School)

6 habits of successful card reward experts -- Taking your rewards game to "wow" levels requires a bit of ingenuity and skill ... (See Rewards)


 Emerging payment systems: Prepaid, debit, gift cards

View all emerging payment systems: prepaid, debit, gift cards stories

Q&A: Using gift cards to amass reward points -- Prepaid gift cards can be helpful in your rewards earning strategy if you use them the right way ... (See Rewards)

You may soon be able to buy lottery tickets at grocery checkout -- States have to approve shoppers using smartphones linked to credit or debit cards to purchase Powerball and Mega Millions chances. ... (See Lottery)

Paying for a rental car with debit card: 9 obstacles -- Want to rent a car using a debit card? Expect extra hassles. ... (See Rental )


 Expert Q&A

View all expert q&a stories

Q&A: Using gift cards to amass reward points -- Prepaid gift cards can be helpful in your rewards earning strategy if you use them the right way ... (See Rewards)

Should a hospital add a surcharge for card transactions? -- With medical services already costly and unpredictable, adding a credit card surcharge could push some customers over the edge ... (See Surcharge)

Q&A: Removing myself from credit card I share with my ex -- Removing yourself from a credit card that you've shared with your ex for many years can have mixed effects on your score, depending on the account's standing and payment history ... (See Ex)


 Frequent flyer programs, airline rewards

View all frequent flyer programs, airline rewards stories

Q&A: Using gift cards to amass reward points -- Prepaid gift cards can be helpful in your rewards earning strategy if you use them the right way ... (See Rewards)

Ways to rack up points for last-minute, back-to-school shopping -- Offset school supply buys using airline shopping portals and more tips ... (See School)

Scoring a great rewards card from your existing bank -- If you're looking for a new rewards card, you might want to stay close to home as more banks are offering great deals to keep customers on board ... (See Rewards)


 Get to the Points

View all get to the points stories

Ways to rack up points for last-minute, back-to-school shopping -- Offset school supply buys using airline shopping portals and more tips ... (See School)

Learn how to maximize card rewards for family fun, saving -- Family rewards expert Summer Hull recounts her free family summer fun ... (See Family)


 Infographics

View all infographics stories

Chip cards bring new fraud trends -- The advent of EMV chips has curtailed fraud from lost and stolen cards, but online fraud continues to rise ... (See Fraud)

Millennials most likely to monitor credit scores, plan to improve them -- The younger generation is more active in keeping tabs on this important financial barometer ... (See Score)

Merchants say mobile wallets coming but won't cut fraud -- Most retailers and e-tailers believe mobile wallets will be widely adopted in the next five years, but only about a third think mobile payments will cut fraud ... (See Mobile wallet)


 Innovations, features, new products

View all innovations, features, new products stories

You may soon be able to buy lottery tickets at grocery checkout -- States have to approve shoppers using smartphones linked to credit or debit cards to purchase Powerball and Mega Millions chances. ... (See Lottery)

EMV chip card torture test -- We put EMV chip credit cards through a series of tests to see how they stand up to common threats such as extreme temperatures, water and corrosive liquids. ... (See Test)

Merchants say mobile wallets coming but won't cut fraud -- Most retailers and e-tailers believe mobile wallets will be widely adopted in the next five years, but only about a third think mobile payments will cut fraud ... (See Mobile wallet)


 Legal, regulatory, privacy issues

View all legal, regulatory, privacy issues stories

Chip cards bring new fraud trends -- The advent of EMV chips has curtailed fraud from lost and stolen cards, but online fraud continues to rise ... (See Fraud)

Is your card debt ever too old to collect? -- Legally, your old debt can follow you forever, even if you can't be sued for it ... (See Old debt)

Am I liable for check-cashing, credit card scam charges? -- The rules that provide zero liability don't help if you gave someone your card ... (See Scam)


 Low interest, zero percent cards

View all low interest, zero percent cards stories

Q&A: Removing myself from credit card I share with my ex -- Removing yourself from a credit card that you've shared with your ex for many years can have mixed effects on your score, depending on the account's standing and payment history ... (See Ex)

Average card APR climbs to record high of 16.14 percent: CreditCards.com Weekly Credit Card Rate Report -- Aug. 16, 2017: The average APR for new credit card offers hit another record this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

When does clock start ticking on 0-percent card deal charges? -- Hint: It's before you put the first charge on the card ... (See 0 percent)


 Opening Credits

View all opening credits stories

When does clock start ticking on 0-percent card deal charges? -- Hint: It's before you put the first charge on the card ... (See 0 percent)

How do airline credit cards work? -- Know what you're signing up for before you apply ... (See Airline)

How to remove a card account you didn't open from credit reports -- If someone opens a card in your name, clearing it from your credit reports should be easy ... (See Fraud)


 Podcast

View all podcast stories

Charged Up! podcast: The mind-money connection -- Harvard Professor and Executive Coach, Dr. Srini Pillay, talks about how to train your unconscious brain to do what your conscious brain wants ... (See Podcast)

Charged Up! podcast: Pausing your career for parenthood -- Taking time off for parenting can be a career-killer. Author and journalist Lisen Stromberg says there are ways to take the pause while still staying in the game. ... (See Podcast)

Charged Up! podcast: Striking gold in the precious metals market -- In the event of a stock market crash or credit bust, many people feel gold can keep them afloat until the market rebounds. In this episode we learn about how to buy, sell and store precious metals as part of an investment portfolio ... (See Podcast)


 Products

View all products stories

Chase Sapphire Preferred versus Chase Sapphire Reserve: Which is better for you? -- Now that the anniversary of the Chase Sapphire Reserve card has rolled around, is the Reserve worth keeping in the long run? Read on to see why the Sapphire Reserve may be a better option than the Sapphire Preferred. ... (See Chase Sapphire)

Special offer: Blue Cash Preferred waives annual fee for first year -- American Express has launched a special introductory offer for the Blue Cash Preferred card. During the first year of card membership, cardholders will not be charged the usual annual fee of $95. ... (See Preferred)

Discover cardholders can save 15 cents per gallon at the pump this summer -- Thanks to a new partnership between Discover and Gulf Gas, Discover cardholders can save 15 cents per gallon of gas this summer. ... (See Discover)


 Rate report

View all rate report stories

Average card APR climbs to record high of 16.14 percent: CreditCards.com Weekly Credit Card Rate Report -- Aug. 16, 2017: The average APR for new credit card offers hit another record this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Rate survey: Average card APR remains at record high of 16.13 percent -- August 9, 2017: The average credit card rate remained at a record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

Rate survey: Average card APR soars to record 16.13 percent -- August 1, 2017: The national average APR for new card offers climbed again this week, reaching an all-time high of 16.13 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Research, statistics

View all research, statistics stories

Chip cards bring new fraud trends -- The advent of EMV chips has curtailed fraud from lost and stolen cards, but online fraud continues to rise ... (See Fraud)

Poll: Recurring charges are easy to get into, hard to get out of -- Thirty-five percent of consumers signed up for accounts that enrolled them in auto-pay without them realizing it ... (See Poll)

EMV chip card torture test -- We put EMV chip credit cards through a series of tests to see how they stand up to common threats such as extreme temperatures, water and corrosive liquids. ... (See Test)


 Reward programs

View all reward programs stories

Q&A: Using gift cards to amass reward points -- Prepaid gift cards can be helpful in your rewards earning strategy if you use them the right way ... (See Rewards)

Chase Sapphire Preferred versus Chase Sapphire Reserve: Which is better for you? -- Now that the anniversary of the Chase Sapphire Reserve card has rolled around, is the Reserve worth keeping in the long run? Read on to see why the Sapphire Reserve may be a better option than the Sapphire Preferred. ... (See Chase Sapphire)

Ways to rack up points for last-minute, back-to-school shopping -- Offset school supply buys using airline shopping portals and more tips ... (See School)


 Shopping

View all shopping stories

Chip cards bring new fraud trends -- The advent of EMV chips has curtailed fraud from lost and stolen cards, but online fraud continues to rise ... (See Fraud)

Poll: Recurring charges are easy to get into, hard to get out of -- Thirty-five percent of consumers signed up for accounts that enrolled them in auto-pay without them realizing it ... (See Poll)

Ways to rack up points for last-minute, back-to-school shopping -- Offset school supply buys using airline shopping portals and more tips ... (See School)


 Speaking of Credit

View all speaking of credit stories

Q&A: How does credit card activity affect my score? -- Making additional charges and payments on your card on the same billing cycle won't impact score; what really counts is how much you owe at the end of each month, and when you pay it. ... (See Score)

Q&A: Best strategy to raise my credit score beyond 750? -- The easiest way to raise an already stellar credit score may take some patience, but it's foolproof: paying on time and keeping card utilization low. ... (See Beyond 750)

Q&A: Why a recent graduate should get a second credit card -- A second card can increase your total available credit and improve your score; just look for a card that caters to credit-building consumers ... (See Card)


 Student credit cards, young credit

View all student credit cards, young credit stories

Q&A: Why a recent graduate should get a second credit card -- A second card can increase your total available credit and improve your score; just look for a card that caters to credit-building consumers ... (See Card)

Under 30 and over 800: Young credit score achievers -- Excellent credit takes time, but it is possible to achieve an 800-plus credit score in your 20s ... (See Scores )

Can I co-sign on secured card to start child's credit? -- It may be wiser, and easier, to add her as an authorized user to an existing card ... (See Credit)


 The Credit Guy

View all the credit guy stories

Q&A: Removing myself from credit card I share with my ex -- Removing yourself from a credit card that you've shared with your ex for many years can have mixed effects on your score, depending on the account's standing and payment history ... (See Ex)

Q&A: What to do if you suspect someone opened a card in your name -- If you suspect someone opened a credit card in your name, check your credit reports first. Then you have several options to address the possible consequences of identity theft ... (See ID theft)

Three errors that could cause a 100-point score drop -- Reckless activity on joint credit cards can affect negatively all account holders' scores, regardless of who overspent. ... (See Score drop)


 To Her Credit

View all to her credit stories

Am I liable for check-cashing, credit card scam charges? -- The rules that provide zero liability don't help if you gave someone your card ... (See Scam)

Will canceling card prevent charges from going through? -- Getting rid of the card won't void any charges you made to it ... (See Cancel)

Can authorized user be arrested for card charges? -- If the primary accountholder gave you a card, then he is liable for the balance ... (See Arrest)


 Your Business Credit

View all your business credit stories

Should a hospital add a surcharge for card transactions? -- With medical services already costly and unpredictable, adding a credit card surcharge could push some customers over the edge ... (See Surcharge)

How to know when a credit card charge is a scam -- As a small-business owner, fraudulent transactions can be disastrous to the bottom line. When accepting cards online, there are some ways to protect yourself ... (See Fraud)

How reimbursement works for airline miles purchases -- If you purchase airline miles for a business trip with your own card, how do you calculate the value for reimbursement ... (See Miles)