Credit card news archive

Credit card news stories and articles archive at CreditCards.com.





Latest credit card news


 All credit card news

View all credit card news stories

What to do when a customer uses someone else's card -- If you didn't verify the cardholder, you could be liable for the charge ... (See Fraud)

Will I be declined for an installment loan with a fair credit score? -- An installment loan with a low APR could help you pay down high-interest card debt, but it could also damage your score if you are declined. Consider transferring balance to an existing 0-percent card instead. ... (See Loan)

Can husband report wife for using his card to pay bills? -- He gave permission, then changed his mind and is now claiming fraud ... (See Fraud)


 Bad credit, credit repair

View all bad credit, credit repair stories

What is a good credit score? -- What is a good credit score? That depends ... (See Good credit)

Card debt pitfalls for late-in-life marriages -- Older couples face a wider range of financial complications than their younger counterparts ... (See Debt)

Balance transfer plus new debt will lower your credit score -- Transferring balances between existing cards won't hurt your credit score significantly, but if you also add new debt, your credit utilization will increase, thus taking a larger ding to your score ... (See Transfer)


 Balance transfer, debt consolidation

View all balance transfer, debt consolidation stories

Will I be declined for an installment loan with a fair credit score? -- An installment loan with a low APR could help you pay down high-interest card debt, but it could also damage your score if you are declined. Consider transferring balance to an existing 0-percent card instead. ... (See Loan)

What is a good credit score? -- What is a good credit score? That depends ... (See Good credit)

Card debt pitfalls for late-in-life marriages -- Older couples face a wider range of financial complications than their younger counterparts ... (See Debt)


 Best credit cards

View all best credit cards stories

Best airline cards: Summer 2017 -- The United MileagePlus Explorer card, with its generous sign-up bonus and money-saving travel perks, is our top airline card. ... (See Best airline cards:summer 2017)

Video: Cruising with card points -- Cruising the blue waters of the Caribbean, soaking in the sun ... for free? Yes, you can. By using certain travel credit cards you can sail the blue seas at little or no cost ... (See Rewards)

Best travel rewards credit cards: Spring 2017 -- Our panel of judges names the Chase Sapphire Preferred as the top travel rewards card for spring 2017 ... (more)


 Breaking news

View all breaking news stories

Court hears arguments on CFPB constitutionality -- The D.C. Circuit Court of Appeals hearing Wednesday sets the stage for a decision that could reduce the independence and power of the federal consumer watchdog agency ... (See CFPB)

Rate survey: Average card APR falls to 15.77 percent -- May 24, 2017: The national average APR for new card offers dropped to a four-week low Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

Credit card issuer complaints rose 20 percent in 2016 -- Complaints about credit cards rose by 20 percent in 2016, according to the Consumer Financial Protection Bureau, along with a surge of dissatisfaction with reward programs. American Express, Barclays PLC and Citibank topped the gripes list ... (See Card complaints)


 Business credit cards

View all business credit cards stories

What to do when a customer uses someone else's card -- If you didn't verify the cardholder, you could be liable for the charge ... (See Fraud)

Rate survey: Average card APR falls to 15.77 percent -- May 24, 2017: The national average APR for new card offers dropped to a four-week low Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

How to find a business's merchant category code -- If you're looking to maximize your category bonuses, it helps to know the MCC code for the businesses you shop at ... (See MCC)


 Cash back cards

View all cash back cards stories

Video: 5 ways to score rewards for wedding costs -- Wedding costs can take a big bite out of your bank account, but if you use your credit cards wisely, you can score big rewards to help offset the cost and pay for the honeymoon ... (See Rewards)

Rate survey: Average card APR falls to 15.77 percent -- May 24, 2017: The national average APR for new card offers dropped to a four-week low Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

5 tips for choosing the right hotel credit card -- Getting the most of these products starts with choosing the one that's best for you. ... (See Hotel)


 Cashing In Q&A columns

View all cashing in q&a columns stories

5 questions to ask before making a big purchase for rewards -- If you're looking to score reward points by putting a major purchase on your card, make sure you ask these five questions first ... (See Rewards)

Can I get better rewards without opening a new card? -- If you're looking to up your rewards intake but don't want to open a new card, you may be out of luck unless your bank will work out a deal ... (See Rewards)

Q&A: How to transfer AmEx points between airlines -- With a bit of work, you can use American Express Membership Rewards points to fly on all three of the biggest U.S. airlines ... (See Transfer)


 Credit account management

View all credit account management stories

Will I be declined for an installment loan with a fair credit score? -- An installment loan with a low APR could help you pay down high-interest card debt, but it could also damage your score if you are declined. Consider transferring balance to an existing 0-percent card instead. ... (See Loan)

Can husband report wife for using his card to pay bills? -- He gave permission, then changed his mind and is now claiming fraud ... (See Fraud)

What is a good credit score? -- What is a good credit score? That depends ... (See Good credit)


 Credit Card Help

View all credit card help stories

8 myths about settling credit card debt -- Before you decide to try debt settlement, make sure you know the difference between common myths -- and the truth ... (See Debt)

Credit Card Help: 9 things you need to know about prepaid cards -- Thinking about picking up a reloadable prepaid card? Here’s what you should know first ... (See Prepaid cards)

10 tips for dealing with debt collectors, collection -- First, pull your head out of the sand. Next, educate yourself on your rights and on who to reach out to for help or to register a complaint ... (See Debt collection tips)


 Credit card videos

View all credit card videos stories

Video: 5 ways to score rewards for wedding costs -- Wedding costs can take a big bite out of your bank account, but if you use your credit cards wisely, you can score big rewards to help offset the cost and pay for the honeymoon ... (See Rewards)

Video: 5 tips before buying a house -- If you're looking to buy a new house, be sure to follow these five tips to ensure your credit stays safe and you maximize potential card rewards ... (See House)

Video: Cruising with card points -- Cruising the blue waters of the Caribbean, soaking in the sun ... for free? Yes, you can. By using certain travel credit cards you can sail the blue seas at little or no cost ... (See Rewards)


 Credit scores, credit reports

View all credit scores, credit reports stories

Will I be declined for an installment loan with a fair credit score? -- An installment loan with a low APR could help you pay down high-interest card debt, but it could also damage your score if you are declined. Consider transferring balance to an existing 0-percent card instead. ... (See Loan)

Can husband report wife for using his card to pay bills? -- He gave permission, then changed his mind and is now claiming fraud ... (See Fraud)

What is a good credit score? -- What is a good credit score? That depends ... (See Good credit)


 Emerging payment systems: Prepaid, debit, gift cards

View all emerging payment systems: prepaid, debit, gift cards stories

Prepaid card regulations survive GOP repeal effort in Congress -- Prepaid cards will get protections from surprise fees and other problems, as an Obama-era regulation survives Republican repeal attempt. ... (See Prepaid)

Startups use tech to put cardholders in charge of security -- With data beaches on the rise, startup companies are developing new options that help consumers minimize their exposure to a possible hack. ... (See Security)

Poll: Charging cheap items is cool with cardholders -- We pay by credit cards for most big buys, and more small ones than ever ... (See Small purchases)


 Expert Q&A

View all expert q&a stories

What to do when a customer uses someone else's card -- If you didn't verify the cardholder, you could be liable for the charge ... (See Fraud)

Will I be declined for an installment loan with a fair credit score? -- An installment loan with a low APR could help you pay down high-interest card debt, but it could also damage your score if you are declined. Consider transferring balance to an existing 0-percent card instead. ... (See Loan)

Can husband report wife for using his card to pay bills? -- He gave permission, then changed his mind and is now claiming fraud ... (See Fraud)


 Frequent flier programs, airline rewards

View all frequent flier programs, airline rewards stories

Video: 5 ways to score rewards for wedding costs -- Wedding costs can take a big bite out of your bank account, but if you use your credit cards wisely, you can score big rewards to help offset the cost and pay for the honeymoon ... (See Rewards)

Best airline cards: Summer 2017 -- The United MileagePlus Explorer card, with its generous sign-up bonus and money-saving travel perks, is our top airline card. ... (See Best airline cards:summer 2017)

Credit card product news -- The latest on credit card launches, bonus offers and rewards program updates. ... (See Product news page)


 Infographics

View all infographics stories

Credit card issuer complaints rose 20 percent in 2016 -- Complaints about credit cards rose by 20 percent in 2016, according to the Consumer Financial Protection Bureau, along with a surge of dissatisfaction with reward programs. American Express, Barclays PLC and Citibank topped the gripes list ... (See Card complaints)

Infographic: Card market continues climb but subprime still in hole -- Americans now have more cards open than at the end of 2008 ... (See Card market)

Young consumers most cautious about online payments -- A survey shows that showing that young consumers are the most cautious when paying for their purchases ... (See Cautious)


 Innovations, features, new products

View all innovations, features, new products stories

FAQs on Costco Anywhere Visa card by Citi -- Costco switched card partner from American Express to Visa in June 2016. We answer the most-common reader questions about Citi's Costco Anywhere Visa card. ... (See Costco)

Credit cards compete to make you feel like a VIP -- Travel credits, luxurious perks and unique materials aim to turn your and others' heads ... (See VIP)

Rate survey: Average card APR dips to 15.79 percent -- Rate report template ... (See Rates)


 Legal, regulatory, privacy issues

View all legal, regulatory, privacy issues stories

Can husband report wife for using his card to pay bills? -- He gave permission, then changed his mind and is now claiming fraud ... (See Fraud)

Card debt pitfalls for late-in-life marriages -- Older couples face a wider range of financial complications than their younger counterparts ... (See Debt)

Court hears arguments on CFPB constitutionality -- The D.C. Circuit Court of Appeals hearing Wednesday sets the stage for a decision that could reduce the independence and power of the federal consumer watchdog agency ... (See CFPB)


 Low interest, zero percent cards

View all low interest, zero percent cards stories

Will I be declined for an installment loan with a fair credit score? -- An installment loan with a low APR could help you pay down high-interest card debt, but it could also damage your score if you are declined. Consider transferring balance to an existing 0-percent card instead. ... (See Loan)

Video: 5 ways to score rewards for wedding costs -- Wedding costs can take a big bite out of your bank account, but if you use your credit cards wisely, you can score big rewards to help offset the cost and pay for the honeymoon ... (See Rewards)

Rate survey: Average card APR falls to 15.77 percent -- May 24, 2017: The national average APR for new card offers dropped to a four-week low Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)


 Opening Credits

View all opening credits stories

How will closing store cards affect my credit score? -- With a slew of cards to close, it pays to be strategic ... (See Credit score)

How to build up a thin credit profile for a future mortgage -- Lenders like to see you've handled a variety of credit products over a period of time ... (See Mortgage)

How to minimize credit utilization while maximizing rewards -- Multiple payments over a billing period can combat high utilization ... (See Credit)


 Podcast

View all podcast stories

Charged Up! podcast: Getting out of debt in style -- Getting out of debt can be arduous but there are ways to change your debt status without changing your lifestyle ... (See Podcast)

Charged Up! podcast: Unexpected tools for success -- Author and blogger Eric Barker shares some of the best research available on what really makes people successful and how you can achieve your full potential ... (See Podcast)

Charged Up! podcast: How to write a financial plan -- In her book "If You Love Your Family, Save Like It," Nicole Peterkin talks about the biggest mistake people make when it comes to planning for their financial futures. In this episode she shares how to create a financial plan that protects your family ... (See Podcast)


 Products

View all products stories

Delta SkyMiles members can earn up to 3X miles with Lyft -- Members of Delta’s SkyMiles loyalty program can now earn miles on every Lyft ride, thanks to a new partnership between the ridesharing company and Delta Airlines. ... (See Delta SkyMiles)

Chase Sapphire cardholders can earn 100,000 points with a Chase mortgage -- Chase has launched a unique, new offer that allows Sapphire, Sapphire Preferred and Sapphire Reserve cardholders to receive 100,000 Ultimate Rewards points when they close a mortgage with Chase through Aug. 6, 2017. ... (See Chase Sapphire)

Credit card product news -- The latest on credit card launches, bonus offers and rewards program updates. ... (See Product news page)


 Research, statistics

View all research, statistics stories

Rate survey: Average card APR falls to 15.77 percent -- May 24, 2017: The national average APR for new card offers dropped to a four-week low Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

Credit card issuer complaints rose 20 percent in 2016 -- Complaints about credit cards rose by 20 percent in 2016, according to the Consumer Financial Protection Bureau, along with a surge of dissatisfaction with reward programs. American Express, Barclays PLC and Citibank topped the gripes list ... (See Card complaints)

Household debt passes pre-recession peak, NY Fed finds -- U.S. household debt has surpassed its pre-recession peak for the first time, says new data from the New York Fed. Economists say milestone doesn't mean consumers are over-leveraged ... (See Debt)


 Reward programs

View all reward programs stories

Delta SkyMiles members can earn up to 3X miles with Lyft -- Members of Delta’s SkyMiles loyalty program can now earn miles on every Lyft ride, thanks to a new partnership between the ridesharing company and Delta Airlines. ... (See Delta SkyMiles)

Rate survey: Average card APR falls to 15.77 percent -- May 24, 2017: The national average APR for new card offers dropped to a four-week low Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

Best airline cards: Summer 2017 -- The United MileagePlus Explorer card, with its generous sign-up bonus and money-saving travel perks, is our top airline card. ... (See Best airline cards:summer 2017)


 Shopping

View all shopping stories

Can husband report wife for using his card to pay bills? -- He gave permission, then changed his mind and is now claiming fraud ... (See Fraud)

What is a good credit score? -- What is a good credit score? That depends ... (See Good credit)

Video: 5 ways to score rewards for wedding costs -- Wedding costs can take a big bite out of your bank account, but if you use your credit cards wisely, you can score big rewards to help offset the cost and pay for the honeymoon ... (See Rewards)


 Speaking of Credit

View all speaking of credit stories

Balance transfer plus new debt will lower your credit score -- Transferring balances between existing cards won't hurt your credit score significantly, but if you also add new debt, your credit utilization will increase, thus taking a larger ding to your score ... (See Transfer)

No credit? Unpaid debts can still be sent to collections -- You can be sent to collections over unpaid debt even if you don't have any credit. While it will damage your score, there are steps you can take to put your credit standing on the right foot. ... (See Collections)

Loan can boost score faster than balance transfer deal -- If you have several cards with high credit utilization ratio and want to lower borrowing costs while raising your credit score, a personal consolidation loan can be a better option than a balance transfer. ... (See Loan)


 Student credit cards, young credit

View all student credit cards, young credit stories

Best credit-building strategies after graduating college -- There are many ways to build your credit, whether you're working full time, freelancing or traveling ... (See College)

'Financial Life' author Beth Kobliner on millennials' money needs -- Millennials have different priorities than their parents, and author Beth Kobliner, explains why. ... (See Q&A)

Best card options when sending your child abroad -- Parents should consider adding a credit card for spending and emergencies ... (See Abroad)


 The Credit Guy

View all the credit guy stories

Will I be declined for an installment loan with a fair credit score? -- An installment loan with a low APR could help you pay down high-interest card debt, but it could also damage your score if you are declined. Consider transferring balance to an existing 0-percent card instead. ... (See Loan)

Cancel new card to minimize impact on score -- If you applied for a card offer received in the mail and shortly after you changed your mind, time is of the essence to close the account in order to avoid hurting your score. ... (See New card)

Planning to buy a house soon? Keep unused cards open -- Don't let the issuer close it, especially if you are planning to make significant purchases in the near future. ... (See House)


 To Her Credit

View all to her credit stories

Can husband report wife for using his card to pay bills? -- He gave permission, then changed his mind and is now claiming fraud ... (See Fraud)

Can I use deceased brother's cards to pay for his funeral? -- Even as an authorized user, using cards of a deceased cardholder is fraud ... (See Fraud)

Should I liquidate my 401(k) to pay my husband's back taxes? -- He owes the IRS and wants his wife to cash in her retirement plans to pay the debt ... (See IRS)


 Your Business Credit

View all your business credit stories

What to do when a customer uses someone else's card -- If you didn't verify the cardholder, you could be liable for the charge ... (See Fraud)

How to find a business's merchant category code -- If you're looking to maximize your category bonuses, it helps to know the MCC code for the businesses you shop at ... (See MCC)

What is a service charge, and when is it too high? -- You may find it frustrating to pay for a meal or product with a credit card and find a service charge tacked on, simply because you used a card. Find out how much businesses are allowed to charge and how you can fight back ... (See Service charge)


Uncategorized

View all Uncategorized stories

Wells Fargo Cash Back Visa Card Review -- Description here - maximum 160 characters ... (more)

Compare No Annual Fee Credit Card Offers -- Updated: May 1, 2017 Card Annual Fee 0% Intro APR on Purchases Regular APR Capital One® VentureOne® Rewards Credit Card $0 12 months 12.74% - ... (more)

Compare 0 percent APR credit card deals -- Updated: May 22, 2017 Card 0% Purchase APR Period Annual Fee Regular APR Capital One® VentureOne® Rewards Credit Card 12 months $0 12.74% - 22.74% ... (more)