Credit card news archive

Credit card news stories and articles archive at CreditCards.com.





Latest credit card news


 All credit card news

View all credit card news stories

Smart balance transfer: Do the math, change your spending habits -- Don't throw away the savings a balance transfer offers by continuing to overspend on cards ... (See Smart balance transfer)

How to stop identify theft of a deceased family member -- Cases of family members stealing an identity are more common than people might think. ... (See ID theft)

Author Carl Richards simplifies financial plans -- With his new book, "The One-Page Financial Plan," Carl Richards expands his Sharpie-and-a-napkin approach to financial management ... (See Financial plans)


 Bad credit, credit repair

View all bad credit, credit repair stories

Smart balance transfer: Do the math, change your spending habits -- Don't throw away the savings a balance transfer offers by continuing to overspend on cards ... (See Smart balance transfer)

Survey: Average card APR remains at 15 percent for 10th week -- Aug. 26, 2015: Interest rates on new credit card offers remained unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Collectors have numerous ways to get money from entrepreneur -- Some small-business owners don't get regular paychecks, which makes it harder for debt collectors to garnish their wages. But they can still find other ways to collect ... (See Business debt)


 Balance transfer, debt consolidation

View all balance transfer, debt consolidation stories

Author Carl Richards simplifies financial plans -- With his new book, "The One-Page Financial Plan," Carl Richards expands his Sharpie-and-a-napkin approach to financial management ... (See Financial plans)

Survey: Average card APR remains at 15 percent for 10th week -- Aug. 26, 2015: Interest rates on new credit card offers remained unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

How a car repossession affects your credit -- Between late payments and collections, a repo can cause a 100-point score drop ... (See Repossession)


 Breaking news

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Student card survey: Offers fewer but more generous -- The Credit CARD Act of 2009 imposed restrictions that thinned the ranks of student-oriented cards, but those that remain are pretty good, our survey finds ... (See Student card survey)

Discover unseats AmEx in card satisfaction rankings -- Upstart Discover bumped venerable American Express from No. 1 in customer satisfaction, according to JD Power's ninth annual survey ... (See Satisfaction survey)

Survey: Average card rates hold steady at 15% for 9th week -- Aug. 19, 2015: Average credit card interest rates remained cemented in place Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)


 Business credit cards

View all business credit cards stories

Survey: Average card APR remains at 15 percent for 10th week -- Aug. 26, 2015: Interest rates on new credit card offers remained unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Need a small-business loan? 3 ways to beat the big-bank brush-off -- Small banks tend to have higher approval rates for small-business loans. Here's how to improve your chances of getting one ... (See Business credit)

Collectors have numerous ways to get money from entrepreneur -- Some small-business owners don't get regular paychecks, which makes it harder for debt collectors to garnish their wages. But they can still find other ways to collect ... (See Business debt)


 Cash back cards

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5 tips for saving money on pet costs -- If the cost of your animal companion is draining your wallet, it's time to rethink how your pay for your precious pet's care. ... (See Saving on pet costs)

Cash back rewards scarce for business owner with bad credit -- Bad personal credit? Rewards may be out of reach until you raise your score, even if your business itself has good credit ... (See Cash back for business)

Using credit to manage monthly income swings -- Rich one month, poor the next? If handled wisely -- and only occasionally -- credit cards can be a lifeline ... (See Income swings)


 Cashing In Q&A columns

View all cashing in q&a columns stories

Unaffiliated travel reward cards give you choices, bonuses -- Some cards come with generous sign-up bonuses that can be used for a wide range of travel charges, but they’re not for everybody ... (See Travel)

Personalized help for maximizing your rewards -- If you're not comfortable deciding which cards to purge and which to use, technology and professionals might help ... (See Rewards app)

I'm facing default: Are my airline miles at risk? -- Rewards might be the least of your worries if you're in financial trouble, but they can have lots of value ... (See Frequent flier)


 Credit account management

View all credit account management stories

Smart balance transfer: Do the math, change your spending habits -- Don't throw away the savings a balance transfer offers by continuing to overspend on cards ... (See Smart balance transfer)

Author Carl Richards simplifies financial plans -- With his new book, "The One-Page Financial Plan," Carl Richards expands his Sharpie-and-a-napkin approach to financial management ... (See Financial plans)

Credit card advice for a 'debit card kind of guy' -- Debt and bad money habits are the enemies. Those old store cards? They're your pals ... (See Debit guy)


 Credit Card Help

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Ex still charging on old joint card account -- She thought all the cards had been closed. Years later, she finds out she was wrong ... (See Joint account)

10 tips for dealing with debt collectors, collection -- First, pull your head out of the sand. Next, educate yourself on your rights and on who to reach out to for help or to register a complaint ... (See Debt collection tips)

Credit Card Help: Why your credit report matters more than your credit score -- Focusing only your credit score is like focusing only on your cholesterol number or your age – the number’s important, but not as important as how you got there. That’s why the real key to credit is your credit report ... (See Credit reports versus scores)


 Credit card videos

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What to say (and NOT say) to debt collectors -- When a debt collector calls, you may be tempted to lose your cool. This video shows you how to handle that dreaded phone call ... (See When debt collectors call)

Video: Debt collector calling? Know your rights -- Find out what a debt collector can and cannot say when they call you ... (See Debt collector)

Video: Tips for using mobile gift cards -- Mobile gift cards can slim down your wallet while keeping your gift cards organized and safely password protected. They make great last-minute gifts, too ... (See Mobile gift card tips)


 Credit scores, credit reports

View all credit scores, credit reports stories

Credit card advice for a 'debit card kind of guy' -- Debt and bad money habits are the enemies. Those old store cards? They're your pals ... (See Debit guy)

Steps to remove yourself from mom's card -- It's best to apply for a new card before removing yourself as an authorized user on another ... (See Authorized user)

Need a small-business loan? 3 ways to beat the big-bank brush-off -- Small banks tend to have higher approval rates for small-business loans. Here's how to improve your chances of getting one ... (See Business credit)


 Credit Wise

View all credit wise stories

Smart balance transfer: Do the math, change your spending habits -- Don't throw away the savings a balance transfer offers by continuing to overspend on cards ... (See Smart balance transfer)

Explain medical debt with 100-word statement -- You should add a 100-word statement to your credit report explaining your late payment due to medical debt -- but don't forget to remove it later ... (more)

Where to turn for help with overwhelming debt -- When bankruptcy and debt settlement sound like bad ideas, where else can you ask for help? ... (See Credit counseling)


 Emerging payment systems: Prepaid, debit, gift cards

View all emerging payment systems: prepaid, debit, gift cards stories

Mobile banking becoming a consumer favorite -- As banking by cellphone takes off, branches are falling out of favor as American consumers' favorite way to do their financial business ... (See Mobile banking survey)

If we go to biometric IDs, will hackers try to steal your face? -- Advocates of biometric identifiers say worries are overblown, but a GAO report says digitally stored records of fingerprints, palms, irises, faces raise ID theft and privacy questions ... (See Biometric hacks)

Rocky start for wallet-slimming 'universal cards' -- New devices promise to consolidate all your cards on one piece of plastic. But critics say they already are outdated ... (See Universal)


 Expert Q&A

View all expert q&a stories

Smart balance transfer: Do the math, change your spending habits -- Don't throw away the savings a balance transfer offers by continuing to overspend on cards ... (See Smart balance transfer)

How to stop identify theft of a deceased family member -- Cases of family members stealing an identity are more common than people might think. ... (See ID theft)

Credit card advice for a 'debit card kind of guy' -- Debt and bad money habits are the enemies. Those old store cards? They're your pals ... (See Debit guy)


 Frequent flier programs, airline rewards

View all frequent flier programs, airline rewards stories

Survey: Average card APR remains at 15 percent for 10th week -- Aug. 26, 2015: Interest rates on new credit card offers remained unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Unaffiliated travel reward cards give you choices, bonuses -- Some cards come with generous sign-up bonuses that can be used for a wide range of travel charges, but they’re not for everybody ... (See Travel)

Survey: Average card rates hold steady at 15% for 9th week -- Aug. 19, 2015: Average credit card interest rates remained cemented in place Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)


 Infographics

View all infographics stories

Mobile banking becoming a consumer favorite -- As banking by cellphone takes off, branches are falling out of favor as American consumers' favorite way to do their financial business ... (See Mobile banking survey)

Study: 8 in 10 Americans saddled with some form of debt -- Findings of a study by the Pew Charitable Trusts suggest younger generations are growing more wary of borrowing ... (See Pew debt study)

Credit card delinquencies improve despite economic chill -- U.S. consumers improved their on-time payment performance on credit card bills during the first quarter, despite shrinkage in the economy ... (See Delinquency statistics)


 Innovations, features, new products

View all innovations, features, new products stories

Discover unseats AmEx in card satisfaction rankings -- Upstart Discover bumped venerable American Express from No. 1 in customer satisfaction, according to JD Power's ninth annual survey ... (See Satisfaction survey)

If we go to biometric IDs, will hackers try to steal your face? -- Advocates of biometric identifiers say worries are overblown, but a GAO report says digitally stored records of fingerprints, palms, irises, faces raise ID theft and privacy questions ... (See Biometric hacks)

Rocky start for wallet-slimming 'universal cards' -- New devices promise to consolidate all your cards on one piece of plastic. But critics say they already are outdated ... (See Universal)


 Legal, regulatory, privacy issues

View all legal, regulatory, privacy issues stories

Student card survey: Offers fewer but more generous -- The Credit CARD Act of 2009 imposed restrictions that thinned the ranks of student-oriented cards, but those that remain are pretty good, our survey finds ... (See Student card survey)

How a car repossession affects your credit -- Between late payments and collections, a repo can cause a 100-point score drop ... (See Repossession)

Explain medical debt with 100-word statement -- You should add a 100-word statement to your credit report explaining your late payment due to medical debt -- but don't forget to remove it later ... (more)


 Low interest, zero percent cards

View all low interest, zero percent cards stories

Survey: Average card APR remains at 15 percent for 10th week -- Aug. 26, 2015: Interest rates on new credit card offers remained unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Survey: Average card rates hold steady at 15% for 9th week -- Aug. 19, 2015: Average credit card interest rates remained cemented in place Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Survey: Average card rates stay at 15 percent for 8th week -- Aug. 12, 2015: Average credit card interest rates remained at 15 percent Wednesday for the 8th consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)


 Merchant accounts

View all merchant accounts stories

Accepting credit cards won't affect nonprofit's tax status -- Getting a credit card reader to accept donations won't impact the personal finances of the person who opened the organization's business account ... (See Nonprofit)

Get authorization for customer's card before delivering goods -- If you don't take time to get a customer's credit card purchase authorized before you deliver their purchase, you may have little recourse ... (See Authorization)

Small-merchant guide to EMV credit cards -- Small businesses have been slow to upgrade to terminals that can read EMV chip cards. Here's what they need to know about making the switch ... (See EMV merchant)


 Opening Credits

View all opening credits stories

Steps to remove yourself from mom's card -- It's best to apply for a new card before removing yourself as an authorized user on another ... (See Authorized user)

When credit card interest is applied -- Newbies often don't know that most cards can be used without paying interest ... (See Credit building)

Help your score rebound after card issuer closes account -- Ways to recover your score after losing an open credit line ... (See Closed card)


 Research, statistics

View all research, statistics stories

Survey: Average card APR remains at 15 percent for 10th week -- Aug. 26, 2015: Interest rates on new credit card offers remained unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Student card survey: Offers fewer but more generous -- The Credit CARD Act of 2009 imposed restrictions that thinned the ranks of student-oriented cards, but those that remain are pretty good, our survey finds ... (See Student card survey)

Discover unseats AmEx in card satisfaction rankings -- Upstart Discover bumped venerable American Express from No. 1 in customer satisfaction, according to JD Power's ninth annual survey ... (See Satisfaction survey)


 Reward programs

View all reward programs stories

Credit card advice for a 'debit card kind of guy' -- Debt and bad money habits are the enemies. Those old store cards? They're your pals ... (See Debit guy)

Survey: Average card APR remains at 15 percent for 10th week -- Aug. 26, 2015: Interest rates on new credit card offers remained unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Student card survey: Offers fewer but more generous -- The Credit CARD Act of 2009 imposed restrictions that thinned the ranks of student-oriented cards, but those that remain are pretty good, our survey finds ... (See Student card survey)


 Shopping

View all shopping stories

Author Carl Richards simplifies financial plans -- With his new book, "The One-Page Financial Plan," Carl Richards expands his Sharpie-and-a-napkin approach to financial management ... (See Financial plans)

Student card survey: Offers fewer but more generous -- The Credit CARD Act of 2009 imposed restrictions that thinned the ranks of student-oriented cards, but those that remain are pretty good, our survey finds ... (See Student card survey)

How average credit account age affects your FICO score -- The average age of the various types of credit plays a significant part in determining your credit score ... (See Age of credit accounts)


 Speaking of Credit

View all speaking of credit stories

Credit card advice for a 'debit card kind of guy' -- Debt and bad money habits are the enemies. Those old store cards? They're your pals ... (See Debit guy)

How average credit account age affects your FICO score -- The average age of the various types of credit plays a significant part in determining your credit score ... (See Age of credit accounts)

5 credit score oddities -- Quirks in the credit scoring formula make unexpected things help or hurt ... (See Credit score oddities)


 Spotlight: People and their plastic

View all spotlight: people and their plastic stories

Money advice from famous TV dads -- Sheriff Andy Taylor, Ben Cartwright, Louis Huang and even Homer Simpson can give financial lessons ... (See Money advice from TV dads)

How 'microresolutions' can transform your finances -- 'Small Move, Big Change' author Caroline Arnold was tired of failing her New Year's resolutions, so she took a bold step to break them down in achievable actions ... (See Microresolutions)

Q&A 'Future Crimes' author Marc Goodman -- Technology is rapidly evolving and so is cybercrime. Marc Goodman, author of "Future Crimes: Everything Is Connected, Everyone Is Vulnerable, and What We Can Do About It," explains ... (See Marc Goodman)


 Student credit cards, young credit

View all student credit cards, young credit stories

Survey: Average card APR remains at 15 percent for 10th week -- Aug. 26, 2015: Interest rates on new credit card offers remained unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Steps to remove yourself from mom's card -- It's best to apply for a new card before removing yourself as an authorized user on another ... (See Authorized user)

Student card survey: Offers fewer but more generous -- The Credit CARD Act of 2009 imposed restrictions that thinned the ranks of student-oriented cards, but those that remain are pretty good, our survey finds ... (See Student card survey)


 To Her Credit

View all to her credit stories

How to stop identify theft of a deceased family member -- Cases of family members stealing an identity are more common than people might think. ... (See ID theft)

Ex still charging on old joint card account -- She thought all the cards had been closed. Years later, she finds out she was wrong ... (See Joint account)

Yes, raid kid's college fund to pay $30,000 card debt -- College funds are good and important, but if they jeopardize a family's financial health, hard decisions have to be made ... (See Raid college fund)


 Your Business Credit

View all your business credit stories

Collectors have numerous ways to get money from entrepreneur -- Some small-business owners don't get regular paychecks, which makes it harder for debt collectors to garnish their wages. But they can still find other ways to collect ... (See Business debt)

Accepting credit cards won't affect nonprofit's tax status -- Getting a credit card reader to accept donations won't impact the personal finances of the person who opened the organization's business account ... (See Nonprofit)

Get authorization for customer's card before delivering goods -- If you don't take time to get a customer's credit card purchase authorized before you deliver their purchase, you may have little recourse ... (See Authorization)


Uncategorized

View all Uncategorized stories

0 percent credit cards: a sweet deal if played right -- A credit card with an introductory 0 percent APR is one of the best deals in personal finance. It's also one of the most important ... (more)

Tips for choosing a business card -- One of the primary benefits of a business card is to separate your personal finances from your business account. This helps limit your personal risk ... (more)

Tips for choosing a student credit card -- A student credit card can be a meaningful first step toward financial independence, a way of building the kind of credit that can help secure ... (more)