Credit card news archive

Credit card news stories and articles archive at CreditCards.com.





Latest credit card news


 All credit card news

View all credit card news stories

Use home sale proceeds for new home first, debt later -- Buy a new home first, create emergency fund and use what's left over for student loan debt ... (See Sale)

Video: How EMV chips are made -- A look behind the scenes at an ultra-secure credit card factory where small but complex smart card chips are made. ... (See EMV cards)

The big chip card switch: a year of living with EMV -- Has the EMV chip card shift been successful? What we can expect of our cards in the near future. ... (See EMV )


 Bad credit, credit repair

View all bad credit, credit repair stories

Rate survey: Average card APR remains at record high -- September 28, 2016: The average APR on new card offers remained fixed at a nearly five-year high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Once balance is paid off, your credit limit is restored -- New to credit? Here's how charging and repaying affects your credit limit. ... (See Limit)

Paid a charged-off debt; now what? -- It’s not enough to just pay a charge-off and forget about it. There are some cases in which the information about the paid charge-off doesn’t get to the credit reporting agencies. ... (See Debt)


 Balance transfer, debt consolidation

View all balance transfer, debt consolidation stories

Use home sale proceeds for new home first, debt later -- Buy a new home first, create emergency fund and use what's left over for student loan debt ... (See Sale)

Rate survey: Average card APR remains at record high -- September 28, 2016: The average APR on new card offers remained fixed at a nearly five-year high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Once balance is paid off, your credit limit is restored -- New to credit? Here's how charging and repaying affects your credit limit. ... (See Limit)


 Best credit cards

View all best credit cards stories

Best business credit cards: Fall 2016 -- Our panel of judges names the Capital One Spark Cash for Business as the top business card for fall 2016. ... (See Best business credit cards: Fall 2016)

Best student credit cards: Fall 2016 -- Our panel of judges names the Discover it Chrome as the top student card for fall 2016 ... (See Best student credit cards: Fall 2016)

Best Credit Cards program list of judges -- View the list of panelists who help select the winning card for our monthly Best Credit Card program ... (See The list of judges for our Best Credit Card program)


 Breaking news

View all breaking news stories

Poll: Holiday retail season starts too darn early -- Most are annoyed at ever-earlier store decorations, but millions have begun shopping ... (See Too early)

Credit card debt down across the board -- Regardless of age, education or income, we dropped debt ... (See Debt down)

ACH network unveils same-day bill pay -- Running late on a bill? Same Day ACH enables credit card users to make same-day payments to issuers through their online banking systems ... (See Same day)


 Business credit cards

View all business credit cards stories

Rate survey: Average card APR remains at record high -- September 28, 2016: The average APR on new card offers remained fixed at a nearly five-year high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Can you run a card on file for payment without approval? -- A repeat customer gives business a card number that doesn't work, but has a card on file that does. ... (See Card)

Rate survey: Average card APR remains unchanged at 15.22 percent -- September 21, 2016: The average APR on new card offers remained near record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Cash back cards

View all cash back cards stories

Rate survey: Average card APR remains at record high -- September 28, 2016: The average APR on new card offers remained fixed at a nearly five-year high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Average card APR remains unchanged at 15.22 percent -- September 21, 2016: The average APR on new card offers remained near record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Average card APR holds tight at 15.22 percent -- Sept. 14, 2016: The average APR on new card offers didn’t budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APR)


 Cashing In Q&A columns

View all cashing in q&a columns stories

How to get double cash back at Costco -- How to get double cash back at Costco with executive membership and the Costco Citi Anywhere Visa. ... (See Costco)

You splurged for the Chase Sapphire Reserve card. Now what? -- Use the card's points and perks before that $450 annual fee kicks in again. ... (See Reserve)

Making the most of flexible travel rewards programs -- Several programs allow transfers to airlines and hotels, and there may be more possibilities than you realize ... (See Rewards)


 Credit account management

View all credit account management stories

Being added as authorized user can boost credit age, score -- Young to credit? Your parents' well-aged card could help ... (See Age)

Poll: Holiday retail season starts too darn early -- Most are annoyed at ever-earlier store decorations, but millions have begun shopping ... (See Too early)

Credit card debt down across the board -- Regardless of age, education or income, we dropped debt ... (See Debt down)


 Credit Card Help

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Credit Card Help: 9 things you need to know about prepaid cards -- Thinking about picking up a reloadable prepaid card? Here’s what you should know first ... (See Prepaid cards)

10 tips for dealing with debt collectors, collection -- First, pull your head out of the sand. Next, educate yourself on your rights and on who to reach out to for help or to register a complaint ... (See Debt collection tips)

Credit Card Help: Why your credit report matters more than your credit score -- Focusing only your credit score is like focusing only on your cholesterol number or your age – the number’s important, but not as important as how you got there. That’s why the real key to credit is your credit report ... (See Credit reports versus scores)


 Credit card videos

View all credit card videos stories

Video: How EMV chips are made -- A look behind the scenes at an ultra-secure credit card factory where small but complex smart card chips are made. ... (See EMV cards)

Police scanners can now freeze prepaid cards -- Law enforcement agencies can now freeze and later seize funds found on prepaid cards in suspects' vehicles within seconds. This development is leading to questions of civil rights ... (See Prepaid)

Video: Exclusive credit card rewards experiences -- We'll show you how to get up close and personal with the players of your favorite sports team before a game by using credit card reward points ... (See Experience)


 Credit scores, credit reports

View all credit scores, credit reports stories

Being added as authorized user can boost credit age, score -- Young to credit? Your parents' well-aged card could help ... (See Age)

Once balance is paid off, your credit limit is restored -- New to credit? Here's how charging and repaying affects your credit limit. ... (See Limit)

4 warning signs your college student is racking up card debt -- If your child is already in debt, or uncomfortable talking about finances, that's a yellow flag ... (See Warning signs)


 Credit Smart

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Card account keeps getting hacked. Close it? -- Canceling a card can impact credit score, but it may be necessary ... (See Hacked)

To escape from crummy cards, you need a plan -- Get basic good credit behavior down pat; worry about the nuances later ... (See Crummy)

Make sure loan consolidation improves your credit -- Consolidating your credit card debt into a single loan can help your credit or hurt it. It depends on your actions ... (See Debt)


 Emerging payment systems: Prepaid, debit, gift cards

View all emerging payment systems: prepaid, debit, gift cards stories

The big chip card switch: a year of living with EMV -- Has the EMV chip card shift been successful? What we can expect of our cards in the near future. ... (See EMV )

Rate survey: Average card APR remains at record high -- September 28, 2016: The average APR on new card offers remained fixed at a nearly five-year high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

ACH network unveils same-day bill pay -- Running late on a bill? Same Day ACH enables credit card users to make same-day payments to issuers through their online banking systems ... (See Same day)


 Expert Q&A

View all expert q&a stories

Use home sale proceeds for new home first, debt later -- Buy a new home first, create emergency fund and use what's left over for student loan debt ... (See Sale)

Being added as authorized user can boost credit age, score -- Young to credit? Your parents' well-aged card could help ... (See Age)

Once balance is paid off, your credit limit is restored -- New to credit? Here's how charging and repaying affects your credit limit. ... (See Limit)


 Frequent flier programs, airline rewards

View all frequent flier programs, airline rewards stories

Rate survey: Average card APR remains at record high -- September 28, 2016: The average APR on new card offers remained fixed at a nearly five-year high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

How to get double cash back at Costco -- How to get double cash back at Costco with executive membership and the Costco Citi Anywhere Visa. ... (See Costco)

Rate survey: Average card APR remains unchanged at 15.22 percent -- September 21, 2016: The average APR on new card offers remained near record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Infographics

View all infographics stories

Poll: Holiday retail season starts too darn early -- Most are annoyed at ever-earlier store decorations, but millions have begun shopping ... (See Too early)

Credit card debt down across the board -- Regardless of age, education or income, we dropped debt ... (See Debt down)

Infographic: Online banking still tops, but mobile surges -- Nearly 60 percent of Americans used mobile banking at least once per month ... (See Online banking)


 Innovations, features, new products

View all innovations, features, new products stories

ACH network unveils same-day bill pay -- Running late on a bill? Same Day ACH enables credit card users to make same-day payments to issuers through their online banking systems ... (See Same day)

Retailers cash in on booming mobile card reader adoption -- Mobile card readers are a game-changer for former cash-only merchants ... (See Mobile card readers)

Save money on gas, at Costco and elsewhere -- Using the new Citi Costco card can make sense at the pump, but there are other ways to save on gas ... (See Save)


 Legal, regulatory, privacy issues

View all legal, regulatory, privacy issues stories

The big chip card switch: a year of living with EMV -- Has the EMV chip card shift been successful? What we can expect of our cards in the near future. ... (See EMV )

9 confusing credit card terms explained -- The lexicon of credit card terms can be confounding. Here's some help ... (See Terms)

Paid a charged-off debt; now what? -- It’s not enough to just pay a charge-off and forget about it. There are some cases in which the information about the paid charge-off doesn’t get to the credit reporting agencies. ... (See Debt)


 Low interest, zero percent cards

View all low interest, zero percent cards stories

Rate survey: Average card APR remains at record high -- September 28, 2016: The average APR on new card offers remained fixed at a nearly five-year high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Average card APR remains unchanged at 15.22 percent -- September 21, 2016: The average APR on new card offers remained near record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Average card APR holds tight at 15.22 percent -- Sept. 14, 2016: The average APR on new card offers didn’t budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APR)


 Opening Credits

View all opening credits stories

Once balance is paid off, your credit limit is restored -- New to credit? Here's how charging and repaying affects your credit limit. ... (See Limit)

When a 'friend' racks up $11,000 on your card -- Your options? Take her to civil court, pay the debt or stop paying and risk being sued yourself ... (See Options)

How to fix credit after dad opens card in son's name -- Son rejects dad's card offer, but finds out dad opened one anyway ... (See Credit)


 Research, statistics

View all research, statistics stories

The big chip card switch: a year of living with EMV -- Has the EMV chip card shift been successful? What we can expect of our cards in the near future. ... (See EMV )

Poll: Holiday retail season starts too darn early -- Most are annoyed at ever-earlier store decorations, but millions have begun shopping ... (See Too early)

Credit card debt down across the board -- Regardless of age, education or income, we dropped debt ... (See Debt down)


 Reward programs

View all reward programs stories

Rate survey: Average card APR remains at record high -- September 28, 2016: The average APR on new card offers remained fixed at a nearly five-year high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

How to get double cash back at Costco -- How to get double cash back at Costco with executive membership and the Costco Citi Anywhere Visa. ... (See Costco)

Rate survey: Average card APR remains unchanged at 15.22 percent -- September 21, 2016: The average APR on new card offers remained near record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Shopping

View all shopping stories

The big chip card switch: a year of living with EMV -- Has the EMV chip card shift been successful? What we can expect of our cards in the near future. ... (See EMV )

Retailers cash in on booming mobile card reader adoption -- Mobile card readers are a game-changer for former cash-only merchants ... (See Mobile card readers)

Tips for buying airline tickets with a debit card -- Buying an airline ticket with a debit card involves its own restrictions and requirements ... (See Debit)


 Speaking of Credit

View all speaking of credit stories

Being added as authorized user can boost credit age, score -- Young to credit? Your parents' well-aged card could help ... (See Age)

Credit bureau policies vary when freezing a child's credit -- It is often difficult to place a credit freeze on a child when no ID theft has been committed ... (See Freeze)

Business charged you via card number on file? Dispute it -- Just because they sold you something once, they can't run your card number on file again without your permission ... (See Dispute)


 Spotlight: People and their plastic

View all spotlight: people and their plastic stories

'Coined' author Kabir Sehgal: Credit cards make money abstract -- Kabir Sehgal talks about the history of money and credit, and its relationship to humankind in his new book "Coined, The Rich Life of Money and How Its History Has Shaped Us" ... (See Kabir Sehgal Q&A)

Author argues have-nots better served by postal banking -- In "How the Other Half Banks," law professor Mehrsa Baradaran says the best bank for the poor already has branches, and blue boxes, everywhere ... (See Postal banking)

Money advice from famous TV dads -- Sheriff Andy Taylor, Ben Cartwright, Louis Huang and even Homer Simpson can give financial lessons ... (See Money advice from TV dads)


 Student credit cards, young credit

View all student credit cards, young credit stories

Video: How EMV chips are made -- A look behind the scenes at an ultra-secure credit card factory where small but complex smart card chips are made. ... (See EMV cards)

4 warning signs your college student is racking up card debt -- If your child is already in debt, or uncomfortable talking about finances, that's a yellow flag ... (See Warning signs)

Credit bureau policies vary when freezing a child's credit -- It is often difficult to place a credit freeze on a child when no ID theft has been committed ... (See Freeze)


 To Her Credit

View all to her credit stories

Use home sale proceeds for new home first, debt later -- Buy a new home first, create emergency fund and use what's left over for student loan debt ... (See Sale)

85-year-old mom has $25,000 in card debt -- Her adult children's behavior is keeping their mom on the debt hook ... (See Mom)

Dispute card accounts opened fraudulently by ex-spouse -- You have to take the proper steps to get the issuers to acknowledge the accounts aren't yours ... (See Fraud)


 Your Business Credit

View all your business credit stories

Can you run a card on file for payment without approval? -- A repeat customer gives business a card number that doesn't work, but has a card on file that does. ... (See Card)

How your business can avoid charge-backs, account problems -- Chargebacks can cause problems for business owners when it comes to their accounts. There are ways to improve customer service and cut down on charge-backs ... (See Charge-backs)

An old card, left open after divorce, can mean new debt -- Debt collectors don't care what your divorce decree says ... (See Old card)


Uncategorized

View all Uncategorized stories

Product Page Story Template --       See related: 7 things to know about business credit cards, Supercharge rewards with a business credit card, Financing your business without relying on personal credit ... (more)

Wells Fargo Cash Back Visa Card Review -- Description here - maximum 160 characters ... (more)

0 percent credit cards: a sweet deal if played right -- A credit card with an introductory 0-percent APR is one of the best deals in personal finance. It’s also one of the most important to ... (more)