Credit card news archive

Credit card news stories and articles archive at CreditCards.com.





Latest credit card news


 All credit card news

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Poll: You can get better credit card terms just by asking -- If you want better credit card terms, the best thing to do is call your card company and ask, a new CreditCards.com survey shows ... (See Poll)

Can an employer pay salary through a payroll card? -- Receiving salary through a payroll card could help initiate a banking relationship, but if you already have a checking or savings account, direct deposit might offer better perks. ... (See Payroll card)

Stopping thief who's opening cards in deceased mother's name -- The first step is to file a police report. Then contact the credit bureaus. ... (See Theft)


 Bad credit, credit repair

View all bad credit, credit repair stories

Can an employer pay salary through a payroll card? -- Receiving salary through a payroll card could help initiate a banking relationship, but if you already have a checking or savings account, direct deposit might offer better perks. ... (See Payroll card)

Deed in lieu: How it lowers your credit score, and what to do about it -- If keeping up with your mortgage becomes impossible, a deed in lieu might be a better option than foreclosure. But it still comes with risks and a ding to your credit score ... (See Deed in lieu)

When an authorized user goes rogue: What to do -- You added a guest to your card. It backfired. What now? ... (See Rogue)


 Balance transfer, debt consolidation

View all balance transfer, debt consolidation stories

Debt consolidation: 4 options to streamline debt repayment -- Juggling payments to a slew of creditors? It may be time to get some relief. ... (See Debt)

When an authorized user goes rogue: What to do -- You added a guest to your card. It backfired. What now? ... (See Rogue)

Average card APR rises to all-time high of 15.59 percent: CreditCards.com Weekly Credit Card Rate Report -- March 22, 2017: The national average APR on new credit card offers climbed to another all-time high this week, reaching 15.59 percent, according to the CreditCards.com Weekly Credit Card Rate Report ... (See APRs)


 Best credit cards

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Best rewards cards: Spring 2017 -- See what our credit cards experts have to say about the three best rewards cards of Spring 2017. ... (See Best rewards cards: Spring 2017)

Best business credit cards: Winter 2017 -- Our panel of judges names the Chase Ink Business Preferred card as the top business card for winter 2017. ... (See Best business credit cards: Winter 2017)

Best balance transfer credit cards: Winter 2017 -- The Chase Slate and Citi Diamond Preferred cards tie for best balance transfer card of 2017. ... (See Best)


 Breaking news

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Poll: You can get better credit card terms just by asking -- If you want better credit card terms, the best thing to do is call your card company and ask, a new CreditCards.com survey shows ... (See Poll)

Debt consolidation: 4 options to streamline debt repayment -- Juggling payments to a slew of creditors? It may be time to get some relief. ... (See Debt)

Experian fined $3 million for deceptive credit score marketing -- Experian falsely led people to believe they were buying credit scores actually used by lenders, consumer protection bureau charges ... (See Fine)


 Business credit cards

View all business credit cards stories

Average card APR rises to all-time high of 15.59 percent: CreditCards.com Weekly Credit Card Rate Report -- March 22, 2017: The national average APR on new credit card offers climbed to another all-time high this week, reaching 15.59 percent, according to the CreditCards.com Weekly Credit Card Rate Report ... (See APRs)

The best business credit card for fair credit -- If you're starting a new business and need a business card but past credit problems leave you with only fair credit, what are your options ... (See Business card)

Average card APR remains at 15.51 percent for second week: CreditCards.com Weekly Credit Card Rate Report -- March 15, 2017: The national average APR on new card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See APRs)


 Cash back cards

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Average card APR rises to all-time high of 15.59 percent: CreditCards.com Weekly Credit Card Rate Report -- March 22, 2017: The national average APR on new credit card offers climbed to another all-time high this week, reaching 15.59 percent, according to the CreditCards.com Weekly Credit Card Rate Report ... (See APRs)

Average card APR remains at 15.51 percent for second week: CreditCards.com Weekly Credit Card Rate Report -- March 15, 2017: The national average APR on new card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See APRs)

Cash back cards become more generous with rewards -- Cardholders prefer cash back rewards over points so card issuers are offering bigger incentives to sign up and cash out every month ... (See Cash back)


 Cashing In Q&A columns

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Q&A: Understanding airline card boarding policies -- Despite new boarding group numbers, you do have priority status. ... (See Airlines)

Use your airline rewards for more than seats -- If you are flush with airline points but nowhere you want to fly, check out what else you can get using your rewards ... (See Rewards)

Can you get the cheapest airline seats with reward points? -- As airlines make their seat pricing evermore complex, reward points holders should know where they can score the cheapest seats with their points ... (See Miles)


 Credit account management

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Poll: You can get better credit card terms just by asking -- If you want better credit card terms, the best thing to do is call your card company and ask, a new CreditCards.com survey shows ... (See Poll)

Can an employer pay salary through a payroll card? -- Receiving salary through a payroll card could help initiate a banking relationship, but if you already have a checking or savings account, direct deposit might offer better perks. ... (See Payroll card)

Stopping thief who's opening cards in deceased mother's name -- The first step is to file a police report. Then contact the credit bureaus. ... (See Theft)


 Credit Card Help

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Credit Card Help: 9 things you need to know about prepaid cards -- Thinking about picking up a reloadable prepaid card? Here’s what you should know first ... (See Prepaid cards)

10 tips for dealing with debt collectors, collection -- First, pull your head out of the sand. Next, educate yourself on your rights and on who to reach out to for help or to register a complaint ... (See Debt collection tips)

Credit Card Help: Why your credit report matters more than your credit score -- Focusing only your credit score is like focusing only on your cholesterol number or your age – the number’s important, but not as important as how you got there. That’s why the real key to credit is your credit report ... (See Credit reports versus scores)


 Credit card videos

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Video: What is Creditcards.com? -- Creditcards.com saves you the hassle of applying for cards that end up not being right for you. Learn how to use our card comparison tool to make the right decisions ... (See Credit)

Video: 4 ways to finance an engagement ring -- Before spending a huge amount of money on a ring, be sure you are making the best financial choice ... (See Finance a ring)

Video: How a side hustle can help you pay down debt -- Side hustles can help you pay down debt quickly, but you should know what to avoid when taking on certain jobs ... (See Side hustle)


 Credit scores, credit reports

View all credit scores, credit reports stories

Poll: You can get better credit card terms just by asking -- If you want better credit card terms, the best thing to do is call your card company and ask, a new CreditCards.com survey shows ... (See Poll)

Stopping thief who's opening cards in deceased mother's name -- The first step is to file a police report. Then contact the credit bureaus. ... (See Theft)

Debt consolidation: 4 options to streamline debt repayment -- Juggling payments to a slew of creditors? It may be time to get some relief. ... (See Debt)


 Credit Smart

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Can an employer pay salary through a payroll card? -- Receiving salary through a payroll card could help initiate a banking relationship, but if you already have a checking or savings account, direct deposit might offer better perks. ... (See Payroll card)

Is an unsecured personal loan the best way to consolidate debt? -- Compare it to balance transfer and doing it yourself ... (See Personal loan)

Either yourself or with help, break the debt cycle -- Unpaid debt just leads to more unpaid debt, and the pattern has to be stopped ... (See Debt cycle)


 Emerging payment systems: Prepaid, debit, gift cards

View all emerging payment systems: prepaid, debit, gift cards stories

Can an employer pay salary through a payroll card? -- Receiving salary through a payroll card could help initiate a banking relationship, but if you already have a checking or savings account, direct deposit might offer better perks. ... (See Payroll card)

'The Aisles Have Eyes' author talks privacy and data in shopping -- Author Joseph Turow discusses coupons, data collection and privacy in the personalization of the shopping experience ... (See Data)

Digital wallets: Merchants to pave the way for consumer acceptance -- Despite security concerns, more Americans are willing to use digital wallets, if merchants oblige ... (See Digital wallets)


 Expert Q&A

View all expert q&a stories

Can an employer pay salary through a payroll card? -- Receiving salary through a payroll card could help initiate a banking relationship, but if you already have a checking or savings account, direct deposit might offer better perks. ... (See Payroll card)

Stopping thief who's opening cards in deceased mother's name -- The first step is to file a police report. Then contact the credit bureaus. ... (See Theft)

Deed in lieu: How it lowers your credit score, and what to do about it -- If keeping up with your mortgage becomes impossible, a deed in lieu might be a better option than foreclosure. But it still comes with risks and a ding to your credit score ... (See Deed in lieu)


 Frequent flier programs, airline rewards

View all frequent flier programs, airline rewards stories

Q&A: Understanding airline card boarding policies -- Despite new boarding group numbers, you do have priority status. ... (See Airlines)

Cash back cards become more generous with rewards -- Cardholders prefer cash back rewards over points so card issuers are offering bigger incentives to sign up and cash out every month ... (See Cash back)

Use your airline rewards for more than seats -- If you are flush with airline points but nowhere you want to fly, check out what else you can get using your rewards ... (See Rewards)


 Infographics

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Digital wallets: Merchants to pave the way for consumer acceptance -- Despite security concerns, more Americans are willing to use digital wallets, if merchants oblige ... (See Digital wallets)

Infographic: Debit, credit cards still killing off checks -- The Fed’s 2015 shows checks account for only 12 percent of U.S. noncash transactions compared to 16 percent in 2012 ... (See Cash and checks)

Infographic: The growing ways we e-pay -- More and more Americans are discovering how handy e-payments can be ... (See E-payments grow)


 Innovations, features, new products

View all innovations, features, new products stories

Poll: You can get better credit card terms just by asking -- If you want better credit card terms, the best thing to do is call your card company and ask, a new CreditCards.com survey shows ... (See Poll)

'The Aisles Have Eyes' author talks privacy and data in shopping -- Author Joseph Turow discusses coupons, data collection and privacy in the personalization of the shopping experience ... (See Data)

Online and mobile banking statistics -- Bank branches aren't a thing of the past yet, but that could be the way they're headed now that consumers can deposit checks, check balances and even open accounts via computer or smartphone ... (See Online, mobile banking statistics)


 Legal, regulatory, privacy issues

View all legal, regulatory, privacy issues stories

Stopping thief who's opening cards in deceased mother's name -- The first step is to file a police report. Then contact the credit bureaus. ... (See Theft)

Experian fined $3 million for deceptive credit score marketing -- Experian falsely led people to believe they were buying credit scores actually used by lenders, consumer protection bureau charges ... (See Fine)

When an authorized user goes rogue: What to do -- You added a guest to your card. It backfired. What now? ... (See Rogue)


 Low interest, zero percent cards

View all low interest, zero percent cards stories

Debt consolidation: 4 options to streamline debt repayment -- Juggling payments to a slew of creditors? It may be time to get some relief. ... (See Debt)

Average card APR rises to all-time high of 15.59 percent: CreditCards.com Weekly Credit Card Rate Report -- March 22, 2017: The national average APR on new credit card offers climbed to another all-time high this week, reaching 15.59 percent, according to the CreditCards.com Weekly Credit Card Rate Report ... (See APRs)

Is an unsecured personal loan the best way to consolidate debt? -- Compare it to balance transfer and doing it yourself ... (See Personal loan)


 Opening Credits

View all opening credits stories

How to clear fraudulent card accounts from credit reports -- When a family member opens cards in your name, you need to file a police report ... (See Fraud)

3 ways to boost score with first low-limit card -- With a short credit history, you need to offset high utilization of a low-limit card ... (See Card)

How to improve credit while wages are garnished -- Two options: Pay garnishment off early and pay all other debts on time ... (See Garnish)


 Podcast

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Charged Up! podcast: Be the boss of your career -- Bestselling author, TV presenter and star of The CW network's business reality show "Hatched," Nicole Lapin dishes on how to build a brand and take charge of your career ... (See Podcast)

Charged Up! podcast with 'Unshakeable' author Tony Robbins -- No. 1 New York Times best-selling author Tony Robbins discusses the tenets to smart investing from his new book "Unshakeable" ... (See Podcast)

Charged Up! podcast: Lessons from a legend -- Robert Kiyosaki become a personal finance superstar with his breakthrough book "Rich Dad, Poor Dad." Now, he talks about how the rich are getting richer and we're not ... (See Lessons)


 Products

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American Express Business Platinum card to offer 5X Membership Rewards -- American Express has unveiled several new enhancements for the Business Platinum card, which are scheduled to go into effect March 30, 2017. ... (See AmEx Business Platinum)

New Ally Bank app lets customers control charges using their smartphones -- Ally Bank has introduced a new service that allows customers to instantly make changes to their debit card accounts using their smartphones. ... (See Ally Bank)

Citi ThankYou members earn 50 percent more TrueBlue points for travel season -- Citi has unveiled a limited-time offer that allows card members to receive a 50 percent bonus when transferring ThankYou points to JetBlue. ... (See Citi ThankYou rewards)


 Research, statistics

View all research, statistics stories

Poll: You can get better credit card terms just by asking -- If you want better credit card terms, the best thing to do is call your card company and ask, a new CreditCards.com survey shows ... (See Poll)

Average card APR rises to all-time high of 15.59 percent: CreditCards.com Weekly Credit Card Rate Report -- March 22, 2017: The national average APR on new credit card offers climbed to another all-time high this week, reaching 15.59 percent, according to the CreditCards.com Weekly Credit Card Rate Report ... (See APRs)

'The Aisles Have Eyes' author talks privacy and data in shopping -- Author Joseph Turow discusses coupons, data collection and privacy in the personalization of the shopping experience ... (See Data)


 Reward programs

View all reward programs stories

Average card APR rises to all-time high of 15.59 percent: CreditCards.com Weekly Credit Card Rate Report -- March 22, 2017: The national average APR on new credit card offers climbed to another all-time high this week, reaching 15.59 percent, according to the CreditCards.com Weekly Credit Card Rate Report ... (See APRs)

Best rewards cards: Spring 2017 -- See what our credit cards experts have to say about the three best rewards cards of Spring 2017. ... (See Best rewards cards: Spring 2017)

'The Aisles Have Eyes' author talks privacy and data in shopping -- Author Joseph Turow discusses coupons, data collection and privacy in the personalization of the shopping experience ... (See Data)


 Shopping

View all shopping stories

When an authorized user goes rogue: What to do -- You added a guest to your card. It backfired. What now? ... (See Rogue)

'The Aisles Have Eyes' author talks privacy and data in shopping -- Author Joseph Turow discusses coupons, data collection and privacy in the personalization of the shopping experience ... (See Data)

Cash back cards become more generous with rewards -- Cardholders prefer cash back rewards over points so card issuers are offering bigger incentives to sign up and cash out every month ... (See Cash back)


 Speaking of Credit

View all speaking of credit stories

Deed in lieu: How it lowers your credit score, and what to do about it -- If keeping up with your mortgage becomes impossible, a deed in lieu might be a better option than foreclosure. But it still comes with risks and a ding to your credit score ... (See Deed in lieu)

Q&A: With multiple credit checks, timing is key -- A series of inquiries can affect your score, depending on when they're made ... (See Inquiries)

Refusing to pay bills on principle has consequences -- You disagreed with the bill. You didn't pay. The bill's still there ... (See Bill)


 Student credit cards, young credit

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Q&A with Tony Robbins on becoming "Unshakeable" -- Learn from the country's top life and business strategist on the keys to building wealth when it comes to investing and how to find financial security ... (See Investing)

What millennials can teach us about credit -- They're debt-averse initially, but savvy about their credit in later years. ... (See Millennials)

A two-step plan for building young credit -- Keeping balances low and adding new credit strategically can help build up young credit ... (See Young credit)


 To Her Credit

View all to her credit stories

Stopping thief who's opening cards in deceased mother's name -- The first step is to file a police report. Then contact the credit bureaus. ... (See Theft)

What to do if new collector re-ages old debt on credit report -- If a collector changes the date of default, that's illegal ... (See Re-age)

How to file 1099-C on behalf of a deceased spouse -- The tax fallout from a 1099-C may not be as bad as you think ... (See 1099-C)


 Your Business Credit

View all your business credit stories

The best business credit card for fair credit -- If you're starting a new business and need a business card but past credit problems leave you with only fair credit, what are your options ... (See Business card)

Help, I'm an unauthorized authorized user -- No one has a right to make you an authorized user on their card, since it can badly damage your credit ... (See Unauthorized)

Business credit card can damage your personal score -- If you have authorized use of a business credit card, it could show up on your credit score and if the company uses up a lot of the card's limit, this could negatively affect your score ... (See Business card)


Uncategorized

View all Uncategorized stories

Wells Fargo Cash Back Visa Card Review -- Description here - maximum 160 characters ... (more)

Compare No Annual Fee Credit Card Offers -- Updated: March 21, 2017 Card Annual Fee 0% Intro APR on Purchases Regular APR Discover it® Cashback Match™ $0 14 months 11.49% - 23.49% Variable ... (more)

Compare 0 percent APR credit card deals -- Updated: March 21, 2017 Card 0% Purchase APR Period Annual Fee Regular APR Capital One® VentureOne® Rewards Credit Card 12 months $0 12.49% - 22.49% ... (more)