Credit card news archive

Credit card news stories and articles archive at CreditCards.com.





Latest credit card news


 All credit card news

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Side gig can be best debt-payoff option -- Taking on a part-time job to pay down thousands of dollars in credit card debt is smart; make the best of it by carefully considering your payment options. ... (See Side gig)

How to handle elderly, sick parent's credit card debt -- When income is limited and medical needs great, card debt goes to the back burner ... (See Debt)

Refunds can be trickier with ride-sharing, vacation rentals -- Unhappy with Uber or Airbnb service? Check the fine print for refunds ... (See Refund)


 Bad credit, credit repair

View all bad credit, credit repair stories

Will removal of civil judgments boost my credit score? -- Thanks to new credit reporting practices starting July 1st. many civil judgments and tax liens will be removed from credit scores, but that alone might not increase your score automatically. ... (See Score)

Rate survey: Average card APR remains at 15.72% for second week -- The average APR for new card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

Charged Up! podcast: You are a badass at making money -- Find out from success coach and best-selling author Jen Sincero how to get your mind in the right place to start making money and achieving your potential ... (See Podcast)


 Balance transfer, debt consolidation

View all balance transfer, debt consolidation stories

How to handle elderly, sick parent's credit card debt -- When income is limited and medical needs great, card debt goes to the back burner ... (See Debt)

Rate survey: Average card APR remains at 15.72% for second week -- The average APR for new card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

Can a prenup or postnup save you from a spouse's debt? -- They are not foolproof, but they certainly put you in a much better position ... (See Debt)


 Best credit cards

View all best credit cards stories

Best travel rewards credit cards: Spring 2017 -- Our panel of judges names the Chase Sapphire Preferred as the top travel rewards card for spring 2017 ... (more)

Best rewards cards: Spring 2017 -- See what our credit cards experts have to say about the three best rewards cards of Spring 2017. ... (See Best rewards cards: Spring 2017)

Best business credit cards: Winter 2017 -- Our panel of judges names the Chase Ink Business Preferred card as the top business card for winter 2017. ... (See Best business credit cards: Winter 2017)


 Breaking news

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Will removal of civil judgments boost my credit score? -- Thanks to new credit reporting practices starting July 1st. many civil judgments and tax liens will be removed from credit scores, but that alone might not increase your score automatically. ... (See Score)

Poll: 2 in 5 Americans lose sleep over health care costs -- Americans lose sleep over health care more than any other money worry, according to a new CreditCards.com poll ... (See Worries)

Rate survey: Average card APR remains at 15.72% for second week -- The average APR for new card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)


 Business credit cards

View all business credit cards stories

Rate survey: Average card APR remains at 15.72% for second week -- The average APR for new card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

Keep your personal credit separate from your job -- Startups and small businesses often operate on small budgets and if your boss asks you to take out a card for business expenses, think twice before entangling your personal credit with theirs ... (See Authorized user)

Rate survey: Average card APR climbs to 15.72 percent -- April 12, 2017: The national average APR on new card offers inched up again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)


 Cash back cards

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Rate survey: Average card APR remains at 15.72% for second week -- The average APR for new card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

Best travel rewards credit cards: Spring 2017 -- Our panel of judges names the Chase Sapphire Preferred as the top travel rewards card for spring 2017 ... (more)

Rate survey: Average card APR climbs to 15.72 percent -- April 12, 2017: The national average APR on new card offers inched up again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)


 Cashing In Q&A columns

View all cashing in q&a columns stories

Can I get bonus points on my condo rental stay? -- If you have a credit card that gives bonus points for travel expenses, make sure nontraditional accommodations count for the bonus before counting on more points ... (See Rewards)

Using reward cards for concert tickets -- You reward card may come with more than just cash back or points for travel; you can also score early access to tickets for major concerts ... (See Rewards)

Can you transfer loyalty points between card issuers? -- There are ways to transfer points to airlines, hotels, but not between issuers ... (See Points)


 Credit account management

View all credit account management stories

Side gig can be best debt-payoff option -- Taking on a part-time job to pay down thousands of dollars in credit card debt is smart; make the best of it by carefully considering your payment options. ... (See Side gig)

How to handle elderly, sick parent's credit card debt -- When income is limited and medical needs great, card debt goes to the back burner ... (See Debt)

Refunds can be trickier with ride-sharing, vacation rentals -- Unhappy with Uber or Airbnb service? Check the fine print for refunds ... (See Refund)


 Credit Card Help

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8 myths about settling credit card debt -- Before you decide to try debt settlement, make sure you know the difference between common myths -- and the truth ... (See Debt)

Credit Card Help: 9 things you need to know about prepaid cards -- Thinking about picking up a reloadable prepaid card? Here’s what you should know first ... (See Prepaid cards)

10 tips for dealing with debt collectors, collection -- First, pull your head out of the sand. Next, educate yourself on your rights and on who to reach out to for help or to register a complaint ... (See Debt collection tips)


 Credit card videos

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Food trucks leaving cash in the dust -- More restaurants and food trucks are going cashless, so don't forget your credit card if you're heading out for a bite to eat ... (See Payments)

Video: Master your bucket list with points -- If your bucket list has items like travel and getting in shape, you may be able to use your credit card rewards points to do it on the cheap ... (See Points)

Video: What is Creditcards.com? -- Creditcards.com saves you the hassle of applying for cards that end up not being right for you. Learn how to use our card comparison tool to make the right decisions ... (See Credit)


 Credit scores, credit reports

View all credit scores, credit reports stories

Side gig can be best debt-payoff option -- Taking on a part-time job to pay down thousands of dollars in credit card debt is smart; make the best of it by carefully considering your payment options. ... (See Side gig)

How to handle elderly, sick parent's credit card debt -- When income is limited and medical needs great, card debt goes to the back burner ... (See Debt)

Will removal of civil judgments boost my credit score? -- Thanks to new credit reporting practices starting July 1st. many civil judgments and tax liens will be removed from credit scores, but that alone might not increase your score automatically. ... (See Score)


 Credit Smart

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Use 0-percent promotions to create an emergency savings account -- Don't rush to pay off card debt that won't incur interest for a while; make calculated monthly payments and use your cash to give your financial health a boost instead. ... (See Saving)

How far can I go over my credit limit before my card gets declined? -- There's no magic formula to guess when a transaction on a maxed-out card will go through, but if it does, it may impact credit limit, monthly minimum payments and/or even credit score ... (See Maxed out)

Is paying off card debt with a personal loan a good idea? -- The option of taking out a personal loan to pay off credit debt can work for some consumers, but much will depend on credit score, amount of debt, and spending habits ... (See Loan)


 Emerging payment systems: Prepaid, debit, gift cards

View all emerging payment systems: prepaid, debit, gift cards stories

Startups use tech to put cardholders in charge of security -- With data beaches on the rise, startup companies are developing new options that help consumers minimize their exposure to a possible hack. ... (See Security)

Poll: Charging cheap items is cool with cardholders -- We pay by credit cards for most big buys, and more small ones than ever ... (See Small purchases)

Corporate cards go virtual, offering added security -- Virtual corporate cards allow companies to generate a card number, unique CVV code and expiration date. And they’re expected to be used to spend billions in 2017 ... (See Virtual cards)


 Expert Q&A

View all expert q&a stories

Side gig can be best debt-payoff option -- Taking on a part-time job to pay down thousands of dollars in credit card debt is smart; make the best of it by carefully considering your payment options. ... (See Side gig)

How to handle elderly, sick parent's credit card debt -- When income is limited and medical needs great, card debt goes to the back burner ... (See Debt)

Will removal of civil judgments boost my credit score? -- Thanks to new credit reporting practices starting July 1st. many civil judgments and tax liens will be removed from credit scores, but that alone might not increase your score automatically. ... (See Score)


 Frequent flier programs, airline rewards

View all frequent flier programs, airline rewards stories

Can I get bonus points on my condo rental stay? -- If you have a credit card that gives bonus points for travel expenses, make sure nontraditional accommodations count for the bonus before counting on more points ... (See Rewards)

Using reward cards for concert tickets -- You reward card may come with more than just cash back or points for travel; you can also score early access to tickets for major concerts ... (See Rewards)

Poll: Charging cheap items is cool with cardholders -- We pay by credit cards for most big buys, and more small ones than ever ... (See Small purchases)


 Infographics

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Young consumers most cautious about online payments -- A survey shows that showing that young consumers are the most cautious when paying for their purchases ... (See Cautious)

Digital wallets: Merchants to pave the way for consumer acceptance -- Despite security concerns, more Americans are willing to use digital wallets, if merchants oblige ... (See Digital wallets)

Infographic: Debit, credit cards still killing off checks -- The Fed’s 2015 shows checks account for only 12 percent of U.S. noncash transactions compared to 16 percent in 2012 ... (See Cash and checks)


 Innovations, features, new products

View all innovations, features, new products stories

Refunds can be trickier with ride-sharing, vacation rentals -- Unhappy with Uber or Airbnb service? Check the fine print for refunds ... (See Refund)

Best travel rewards credit cards: Spring 2017 -- Our panel of judges names the Chase Sapphire Preferred as the top travel rewards card for spring 2017 ... (more)

How going tiny (house) can downsize debt -- Dogged by debt? Trade living large for a tiny house ... (See Tiny)


 Legal, regulatory, privacy issues

View all legal, regulatory, privacy issues stories

How to handle elderly, sick parent's credit card debt -- When income is limited and medical needs great, card debt goes to the back burner ... (See Debt)

Refunds can be trickier with ride-sharing, vacation rentals -- Unhappy with Uber or Airbnb service? Check the fine print for refunds ... (See Refund)

Will removal of civil judgments boost my credit score? -- Thanks to new credit reporting practices starting July 1st. many civil judgments and tax liens will be removed from credit scores, but that alone might not increase your score automatically. ... (See Score)


 Low interest, zero percent cards

View all low interest, zero percent cards stories

Rate survey: Average card APR remains at 15.72% for second week -- The average APR for new card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

Rate survey: Average card APR climbs to 15.72 percent -- April 12, 2017: The national average APR on new card offers inched up again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

Rate survey: Average card APR jumps again to record 15.71 percent -- April 5, 2017: The national average APR on new card offers climbed to another all time high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Opening Credits

View all opening credits stories

How to detect card fraud, identity theft -- Thoroughly reading through a current credit report is your first step ... (See Fraud)

Why card theft victims can't view store security tapes -- Police fear letting you view them would lead to vigilantism ... (See Theft)

Best way to raise credit score on a $500 limit card -- There are three options to boost score with a low-limit card ... (See Credit score)


 Podcast

View all podcast stories

Charged Up! podcast: You are a badass at making money -- Find out from success coach and best-selling author Jen Sincero how to get your mind in the right place to start making money and achieving your potential ... (See Podcast)

Charged Up! podcast: Get the 411 on your 401(k) -- The 401(k) is an important part of a secure retirement and understanding how much you pay in fees, how to get in the game if you're self-employed and what to contribute can build great wealth for life's later years ... (See 401(k))

Charged Up! podcast: Get a financial life -- Find out the fundamentals of personal finance to save money on taxes, save for retirement and buy the right kind of house for your budget ... (See Podcast)


 Products

View all products stories

New Capital One card offers 3 percent cash back on dining -- Capital One has launched a new Premier Dining Rewards credit card that lets card members earn unlimited cash back rewards on food purchases. ... (See Capital One)

American Express Platinum card amps up sign-up bonus to 60k points -- American Express has upped the ante for the Platinum Card from American Express by increasing its sign-up bonus to 60,000 Membership Rewards points. ... (See American Express Platinum 60k sign-up bonus)

Chase announces 100,000-point bonus for Marriott Rewards Premier Card -- Chase recently announced a 100,000-point sign-up bonus for its Marriott Rewards Premier card. ... (See Chase announces 100,000-point bonus for Marriott Rewards Premier Card)


 Research, statistics

View all research, statistics stories

Poll: 2 in 5 Americans lose sleep over health care costs -- Americans lose sleep over health care more than any other money worry, according to a new CreditCards.com poll ... (See Worries)

Rate survey: Average card APR remains at 15.72% for second week -- The average APR for new card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

Rate survey: Average card APR climbs to 15.72 percent -- April 12, 2017: The national average APR on new card offers inched up again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)


 Reward programs

View all reward programs stories

Rate survey: Average card APR remains at 15.72% for second week -- The average APR for new card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

Best travel rewards credit cards: Spring 2017 -- Our panel of judges names the Chase Sapphire Preferred as the top travel rewards card for spring 2017 ... (more)

Can I get bonus points on my condo rental stay? -- If you have a credit card that gives bonus points for travel expenses, make sure nontraditional accommodations count for the bonus before counting on more points ... (See Rewards)


 Shopping

View all shopping stories

Rate survey: Average card APR climbs to 15.72 percent -- April 12, 2017: The national average APR on new card offers inched up again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

Why card theft victims can't view store security tapes -- Police fear letting you view them would lead to vigilantism ... (See Theft)

Young consumers most cautious about online payments -- A survey shows that showing that young consumers are the most cautious when paying for their purchases ... (See Cautious)


 Speaking of Credit

View all speaking of credit stories

Will removal of civil judgments boost my credit score? -- Thanks to new credit reporting practices starting July 1st. many civil judgments and tax liens will be removed from credit scores, but that alone might not increase your score automatically. ... (See Score)

How and when to pay new cards to boost credit score -- Rather than close an unwanted new card, keep it open and pay it early to preserve credit score ... (See Score)

Should I pay old card balance on a 1099-C I just received? -- Paying an old debt after receiving a 1099-C (Cancellation of debt) could have more cons than pros; simply reporting the debt and paying its tax might be the wisest option ... (See 1099-C)


 Student credit cards, young credit

View all student credit cards, young credit stories

Best credit-building strategies after graduating college -- There are many ways to build your credit, whether you're working full time, freelancing or traveling ... (See College)

'Financial Life' author Beth Kobliner on millennials' money needs -- Millennials have different priorities than their parents, and author Beth Kobliner, explains why. ... (See Q&A)

Best card options when sending your child abroad -- Parents should consider adding a credit card for spending and emergencies ... (See Abroad)


 To Her Credit

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How to handle elderly, sick parent's credit card debt -- When income is limited and medical needs great, card debt goes to the back burner ... (See Debt)

How to boost low score to qualify for a mortgage -- One option is to be added as an authorized user on a family member's card ... (See Mortgage)

How residual interest can keep you from a $0 balance -- You thought you paid off your card, until the next statement shows you didn't ... (See Residual interest)


 Your Business Credit

View all your business credit stories

Keep your personal credit separate from your job -- Startups and small businesses often operate on small budgets and if your boss asks you to take out a card for business expenses, think twice before entangling your personal credit with theirs ... (See Authorized user)

Balance transfers from personal to business cards -- Small-business owners should use a business credit card for all business expenses and can transfer a balance from a personal card to a business card to build credit, get perks ... (See Balance transfer)

How to qualify for credit as a small-business owner -- As a small-business owner, slow down growth until you have a greater cash flow to build your credit ... (See Credit )


Uncategorized

View all Uncategorized stories

Wells Fargo Cash Back Visa Card Review -- Description here - maximum 160 characters ... (more)

Compare No Annual Fee Credit Card Offers -- Updated: April 19, 2017 Card Annual Fee 0% Intro APR on Purchases Regular APR Capital One® VentureOne® Rewards Credit Card $0 12 months 12.74% - ... (more)

Compare 0 percent APR credit card deals -- Updated: April 19, 2017 Card 0% Purchase APR Period Annual Fee Regular APR Capital One® VentureOne® Rewards Credit Card 12 months $0 12.74% - 22.74% ... (more)