Credit card news archive

Credit card news stories and articles archive at CreditCards.com.





Latest credit card news


 All credit card news

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How top money experts fund their costly passions -- Even financial professionals can be lured into overspending ... (See Passions)

Lost job? Budget, don't stop card payments -- Prepare a bare-bones budget and cut all nonessential spending before you stop paying on cards ... (See Job loss)

Infographic: The demise of over-limit fees -- Credit card customers unanimously opt out of once-common fee ... (See Over-limit fee)


 Bad credit, credit repair

View all bad credit, credit repair stories

Lost job? Budget, don't stop card payments -- Prepare a bare-bones budget and cut all nonessential spending before you stop paying on cards ... (See Job loss)

Infographic: The demise of over-limit fees -- Credit card customers unanimously opt out of once-common fee ... (See Over-limit fee)

Primary account holders are responsible for card debt -- If you're told you're not the primary account holder, you can pay bills, but not make changes ... (See Primary)


 Balance transfer, debt consolidation

View all balance transfer, debt consolidation stories

How top money experts fund their costly passions -- Even financial professionals can be lured into overspending ... (See Passions)

Lost job? Budget, don't stop card payments -- Prepare a bare-bones budget and cut all nonessential spending before you stop paying on cards ... (See Job loss)

Don't apply for multiple balance transfer cards -- Multiple hard credit inquiries will ding your credit score ... (See Hard inquiries)


 Breaking news

View all breaking news stories

Infographic: The demise of over-limit fees -- Credit card customers unanimously opt out of once-common fee ... (See Over-limit fee)

Fed: Card balances up for 10th straight month -- Credit card balances rose 7.5 percent in December, marking the 10th consecutive month of expanding credit card balances, the Federal Reserve said Friday. ... (See Consumer credit)

Getting a new cellphone? Expect a credit check -- If you're signing up for a traditional cellphone contract, your credit will probably be checked. But if your credit isn't great, you have more options than before ... (See Credit check)


 Business credit cards

View all business credit cards stories

Rate survey: Average card rate jumps to 15.18% -- Feb. 3, 2016: Average rates on new credit card offers rose to a four-year high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Long after business is sold, old card debt arises -- A small business owner who handed over a credit card account when he sold his business is being hassled by collectors for debt he didn't ring up ... (See Old debt)

Rate survey: Average card rate rises to 15.13% -- Jan. 27, 2016: Average rates on new card offers inched higher this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)


 Cash back cards

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Rate survey: Average card rate jumps to 15.18% -- Feb. 3, 2016: Average rates on new credit card offers rose to a four-year high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Average card rate rises to 15.13% -- Jan. 27, 2016: Average rates on new card offers inched higher this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Rate survey: Average card rates hold steady at 15.12% -- Jan. 20, 2016: Average rates on new card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)


 Cashing In Q&A columns

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How JetBlue's card switch to Barclay's will work -- American Express cards will stop working in March 2016, but TrueBlue points remain ... (See JetBlue)

Examine partners to earn more United miles -- If you’re interested in reward flights on United, consider cards connected to airline and bank-program partners ... (See Rewards travel)

Why do people pay high annual fees on credit cards? -- Paying hundreds of dollars a year for a credit card might seem ridiculous, but some people find value even in those top-tier cards ... (See Annual fee)


 Credit account management

View all credit account management stories

How top money experts fund their costly passions -- Even financial professionals can be lured into overspending ... (See Passions)

Lost job? Budget, don't stop card payments -- Prepare a bare-bones budget and cut all nonessential spending before you stop paying on cards ... (See Job loss)

Infographic: The demise of over-limit fees -- Credit card customers unanimously opt out of once-common fee ... (See Over-limit fee)


 Credit Card Help

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10 tips for dealing with debt collectors, collection -- First, pull your head out of the sand. Next, educate yourself on your rights and on who to reach out to for help or to register a complaint ... (See Debt collection tips)

Credit Card Help: Why your credit report matters more than your credit score -- Focusing only your credit score is like focusing only on your cholesterol number or your age – the number’s important, but not as important as how you got there. That’s why the real key to credit is your credit report ... (See Credit reports versus scores)

7 building blocks of good credit -- Want a good credit score? Know these seven basic moves and you're guaranteed to have one ... (See Good credit score)


 Credit card videos

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Video: FICO's 5 credit score factors -- FICO is the king of credit scores, used in the most lending decisions. So what factors matter most in its scoring formula? ... (See FICO)

How to fight medical identity theft -- When a thief steals your medical ID, it puts your health at risk as well as your credit. Here's what to do ... (more)

Video: Medical identity theft victim speaks out -- After a woman's identity was stolen, it put her at risk for losing custody of her 4 children ... (more)


 Credit scores, credit reports

View all credit scores, credit reports stories

Lost job? Budget, don't stop card payments -- Prepare a bare-bones budget and cut all nonessential spending before you stop paying on cards ... (See Job loss)

Primary account holders are responsible for card debt -- If you're told you're not the primary account holder, you can pay bills, but not make changes ... (See Primary)

Don't apply for multiple balance transfer cards -- Multiple hard credit inquiries will ding your credit score ... (See Hard inquiries)


 Credit Wise

View all credit wise stories

Don't close maxed-out card after you pay off debt -- When the card was maxed out, it was hurting your score; now it's helping ... (See Maxed-out)

Get through unemployment without borrowing -- There are more options for squeezing money out of your budget while job hunting. Don't be tempted to take out a loan ... (See Unemployment and debt)

Put big annual vacation on a new 0-percent card -- If you have good credit, and the discipline to pay it off before the promotional period ends, go for it ... (See Paying for big vacation)


 Emerging payment systems: Prepaid, debit, gift cards

View all emerging payment systems: prepaid, debit, gift cards stories

Personal loans surge into mainstream -- Rise of online lenders and a lack of home equity help fuel the growth of this once-small niche of unsecured loans ... (See Personal loans grow )

2016: The year of the gas station skimmer -- Smaller devices, greater security elsewhere make fuel pumps a target ... (See Gas station skimming)

EMV changing how we tip? Not so fast -- Even though the adoption of EMV payment technology in the U.S. is changing how we pay with cards, the standard paper receipt tipping method many are accustomed to doesn't need to change -- unless merchants want it to ... (See EMV cards and tipping)


 Expert Q&A

View all expert q&a stories

Lost job? Budget, don't stop card payments -- Prepare a bare-bones budget and cut all nonessential spending before you stop paying on cards ... (See Job loss)

Primary account holders are responsible for card debt -- If you're told you're not the primary account holder, you can pay bills, but not make changes ... (See Primary)

Don't apply for multiple balance transfer cards -- Multiple hard credit inquiries will ding your credit score ... (See Hard inquiries)


 Frequent flier programs, airline rewards

View all frequent flier programs, airline rewards stories

Rate survey: Average card rate jumps to 15.18% -- Feb. 3, 2016: Average rates on new credit card offers rose to a four-year high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

How JetBlue's card switch to Barclay's will work -- American Express cards will stop working in March 2016, but TrueBlue points remain ... (See JetBlue)

Rate survey: Average card rate rises to 15.13% -- Jan. 27, 2016: Average rates on new card offers inched higher this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)


 Infographics

View all infographics stories

Infographic: The demise of over-limit fees -- Credit card customers unanimously opt out of once-common fee ... (See Over-limit fee)

Infographic: Life is financially fragile for millennials -- Young adults tend to carry credit card balances, fret about repaying student loans and don't have an emergency fund ... (See Financial literacy and millennials)

Infographic: Bad financial habits Americans most want to break -- Saving more and paying down credit card debt are among the more popular New Year's resolutions of 2016 ... (See 2016 money resolutions)


 Innovations, features, new products

View all innovations, features, new products stories

Rate survey: Average card rate rises to 15.13% -- Jan. 27, 2016: Average rates on new card offers inched higher this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Personal loans surge into mainstream -- Rise of online lenders and a lack of home equity help fuel the growth of this once-small niche of unsecured loans ... (See Personal loans grow )

2016: The year of the gas station skimmer -- Smaller devices, greater security elsewhere make fuel pumps a target ... (See Gas station skimming)


 Legal, regulatory, privacy issues

View all legal, regulatory, privacy issues stories

Infographic: The demise of over-limit fees -- Credit card customers unanimously opt out of once-common fee ... (See Over-limit fee)

Fed: Card balances up for 10th straight month -- Credit card balances rose 7.5 percent in December, marking the 10th consecutive month of expanding credit card balances, the Federal Reserve said Friday. ... (See Consumer credit)

For tax purposes, card statements aren't detailed receipts -- Don't rely on your card statement if you want a precise record of spending; keep that original paper receipt ... (See Receipts)


 Low interest, zero percent cards

View all low interest, zero percent cards stories

Don't apply for multiple balance transfer cards -- Multiple hard credit inquiries will ding your credit score ... (See Hard inquiries)

Rate survey: Average card rate jumps to 15.18% -- Feb. 3, 2016: Average rates on new credit card offers rose to a four-year high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Average card rate rises to 15.13% -- Jan. 27, 2016: Average rates on new card offers inched higher this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)


 Merchant accounts

View all merchant accounts stories

Marijuana businesses find card processing still elusive -- Some avenues exist for legal pot-based businesses that want to accept credit cards, but details are sketchy and insiders say some are full of risks ... (See Legal pot)

Credit card surcharge laws in limbo in California -- Law prohibiting surcharges is unenforceable for now, but that's under appeal. Other options might be better for nonprofit medical clinic ... (See Surcharges)

Card updater services keep customers' auto-payments flowing -- Services offered by card networks for merchants could help prevent customer attrition ... (See Autopay)


 Opening Credits

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Don't apply for multiple balance transfer cards -- Multiple hard credit inquiries will ding your credit score ... (See Hard inquiries)

Use caution when adding a friend as an authorized user -- No matter what your repayment arrangement is, you are ultimately responsible for any debt ... (See Authorized user)

Stop debt collector's harassing phone calls -- There are laws to protect people from debt collection harassment and abuse ... (See Debt collection)


 Research, statistics

View all research, statistics stories

Infographic: The demise of over-limit fees -- Credit card customers unanimously opt out of once-common fee ... (See Over-limit fee)

Fed: Card balances up for 10th straight month -- Credit card balances rose 7.5 percent in December, marking the 10th consecutive month of expanding credit card balances, the Federal Reserve said Friday. ... (See Consumer credit)

Rate survey: Average card rate jumps to 15.18% -- Feb. 3, 2016: Average rates on new credit card offers rose to a four-year high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Reward programs

View all reward programs stories

Rate survey: Average card rate jumps to 15.18% -- Feb. 3, 2016: Average rates on new credit card offers rose to a four-year high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

How JetBlue's card switch to Barclay's will work -- American Express cards will stop working in March 2016, but TrueBlue points remain ... (See JetBlue)

Rate survey: Average card rate rises to 15.13% -- Jan. 27, 2016: Average rates on new card offers inched higher this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)


 Shopping

View all shopping stories

How top money experts fund their costly passions -- Even financial professionals can be lured into overspending ... (See Passions)

Fed: Card balances up for 10th straight month -- Credit card balances rose 7.5 percent in December, marking the 10th consecutive month of expanding credit card balances, the Federal Reserve said Friday. ... (See Consumer credit)

Poll: 13 million Americans commit financial infidelity -- In a CreditCards.com survey, 5 percent of respondents in a committed relationship admit to keeping a secret bank account or credit card ... (See Financial infidelity)


 Speaking of Credit

View all speaking of credit stories

Primary account holders are responsible for card debt -- If you're told you're not the primary account holder, you can pay bills, but not make changes ... (See Primary)

Playing hardball in a debt dispute has credit consequences -- If you feel wronged by a creditor, you can fight, but if you withhold payment your credit score will plummet ... (See Debt hardball)

Automated credit score advice may not fit -- Free online score-improving tips can conflict, depending on which credit-scoring formula is used ... (more)


 Spotlight: People and their plastic

View all spotlight: people and their plastic stories

'Coined' author Kabir Sehgal: Credit cards make money abstract -- Kabir Sehgal talks about the history of money and credit, and its relationship to humankind in his new book "Coined, The Rich Life of Money and How Its History Has Shaped Us" ... (See Kabir Sehgal Q&A)

Author argues have-nots better served by postal banking -- In "How the Other Half Banks," law professor Mehrsa Baradaran says the best bank for the poor already has branches, and blue boxes, everywhere ... (See Postal banking)

Money advice from famous TV dads -- Sheriff Andy Taylor, Ben Cartwright, Louis Huang and even Homer Simpson can give financial lessons ... (See Money advice from TV dads)


 Student credit cards, young credit

View all student credit cards, young credit stories

Getting a new cellphone? Expect a credit check -- If you're signing up for a traditional cellphone contract, your credit will probably be checked. But if your credit isn't great, you have more options than before ... (See Credit check)

New to credit? Build score with car loan, secured card -- Adding different types of credit accounts helps build your credit score ... (See Credit score)

US report: Colleges not disclosing card contracts -- A new report finds that many colleges are not disclosing their ties with credit card companies as required ... (See Campus cards)


 To Her Credit

View all to her credit stories

Lost job? Budget, don't stop card payments -- Prepare a bare-bones budget and cut all nonessential spending before you stop paying on cards ... (See Job loss)

For tax purposes, card statements aren't detailed receipts -- Don't rely on your card statement if you want a precise record of spending; keep that original paper receipt ... (See Receipts)

Card owner's dementia, death make it hard to prove theft -- The neighbor of a man with dementia went to town with his card. After his death, it's hard to distinguish theft from generosity ... (See Dementia, death and card theft)


 Your Business Credit

View all your business credit stories

Long after business is sold, old card debt arises -- A small business owner who handed over a credit card account when he sold his business is being hassled by collectors for debt he didn't ring up ... (See Old debt)

Using an EIN to apply for a card, build business credit -- A small business can start building credit with a home improvement store credit card, but be sure you're doing it for the right reasons ... (See EIN )

Small-business options for dealing with supplier debt -- Whether a vendor can come after you for delinquent debt depends on what type of business structure you have and the contract you signed ... (See Business debt)


Uncategorized

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Wells Fargo Cash Back Visa Card Review -- Description here - maximum 160 characters ... (more)

Fifth Third Cash Rewards Card Review -- You may be able to get more value from a different cash back card than this one ... See Fifth Third Cash Rewards Card Review)

Quicksilver from Capital One Review -- The Quicksilver from Capital One is a solid credit card with a 1.5 percent cash back rate and no annual fee ... See Quicksilver from Capital One Review)