Credit card news archive

Credit card news stories and articles archive at CreditCards.com.





Latest credit card news


 All credit card news

View all credit card news stories

Mastering the side hustle to beat down debt -- Millennials struggling with student debt can take on extra work to get out of the red, blogger turned author David Carlson says. It worked for him. ... (See Q&A)

Brexit getaway? Award seats to London are widely available -- The turmoil after the British vote to leave the European Union has made it cheaper for Americans traveling there, though with airline prices still high, it pays to investigate award flights ... (See Fly)

How to choose a P2P payment service -- Here are the features to be aware of when choosing an app for paying friends ... (See P2P)


 Bad credit, credit repair

View all bad credit, credit repair stories

Mastering the side hustle to beat down debt -- Millennials struggling with student debt can take on extra work to get out of the red, blogger turned author David Carlson says. It worked for him. ... (See Q&A)

Will I be held liable for my failing business’s credit card debt? -- Even if your small-business credit card accounts aren't appearing on your personal credit report now, they may if you default ... (See Business debt)

Minimum payments won't cut debt on 16 cards -- If all you can afford is the minimum payments on your debt, you need a game-changer ... (See MInimums)


 Balance transfer, debt consolidation

View all balance transfer, debt consolidation stories

Mastering the side hustle to beat down debt -- Millennials struggling with student debt can take on extra work to get out of the red, blogger turned author David Carlson says. It worked for him. ... (See Q&A)

Rate survey: Average card APR remains unchanged at 15.18 percent -- June 22, 2016: Interest rates on new credit card offers held still this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Settling parent's financial affairs after death -- Locating insurance, paying bills a challenge when a parent dies suddenly ... (See Death)


 Breaking news

View all breaking news stories

Poll: Paper bank statements remain popular -- More than half of us still get them; younger consumers more likely to go digital with bank statements, a CreditCards.com national poll finds ... (See Paper statements)

Maximum fee rises to $38 for repeat late fees -- The Consumer Financial Protection bureau raised the maximum late fee that credit cards can charge for repeat late fees by $1 ... (See Late fee mistake)

Fed dials back rate-hike expectations -- In a reprieve for credit card borrowers, the Federal Reserve decided against a rate increase for the fourth time this year and signaled a slower pace of increases ... (See Rates)


 Business credit cards

View all business credit cards stories

Will I be held liable for my failing business’s credit card debt? -- Even if your small-business credit card accounts aren't appearing on your personal credit report now, they may if you default ... (See Business debt)

Rate survey: Average card APR remains unchanged at 15.18 percent -- June 22, 2016: Interest rates on new credit card offers held still this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Credit card statistics -- This is the web's largest and best-documented set of credit card statistics, from industry studies, government and university reports, and CreditCards.com's original research ... (See Stats)


 Cash back cards

View all cash back cards stories

Rate survey: Average card APR remains unchanged at 15.18 percent -- June 22, 2016: Interest rates on new credit card offers held still this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Average card APR inches up to 15.18 percent -- June15, 2016: The average credit card interest rate ticked up this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Average card APR falls to 15.17 percent: CreditCards.com Rate Report -- After remaining at 15.19 percent for seven weeks, the national average annual percentage rate slid to 15.17 percent ... (See Rates )


 Cashing In Q&A columns

View all cashing in q&a columns stories

Brexit getaway? Award seats to London are widely available -- The turmoil after the British vote to leave the European Union has made it cheaper for Americans traveling there, though with airline prices still high, it pays to investigate award flights ... (See Fly)

Card offers on planes – are they worth it? -- Credit card applications handed out on planes sometimes come with better rewards sign-up bonuses and other perks, but not always ... (See Rewards)

Foreign ATMs accept US debit cards, but carry backup -- U.S. debit cards are widely accepted at overseas ATMs, but carry credit cards, too, to be safe ... (See ATMs)


 Credit account management

View all credit account management stories

Mastering the side hustle to beat down debt -- Millennials struggling with student debt can take on extra work to get out of the red, blogger turned author David Carlson says. It worked for him. ... (See Q&A)

How to choose a P2P payment service -- Here are the features to be aware of when choosing an app for paying friends ... (See P2P)

Minimum payments won't cut debt on 16 cards -- If all you can afford is the minimum payments on your debt, you need a game-changer ... (See MInimums)


 Credit Card Help

View all credit card help stories

Credit Card Help: 9 things you need to know about prepaid cards -- Thinking about picking up a reloadable prepaid card? Here’s what you should know first ... (See Prepaid cards)

10 tips for dealing with debt collectors, collection -- First, pull your head out of the sand. Next, educate yourself on your rights and on who to reach out to for help or to register a complaint ... (See Debt collection tips)

Credit Card Help: Why your credit report matters more than your credit score -- Focusing only your credit score is like focusing only on your cholesterol number or your age – the number’s important, but not as important as how you got there. That’s why the real key to credit is your credit report ... (See Credit reports versus scores)


 Credit card videos

View all credit card videos stories

Video: Curb emotional spending in 4 steps -- "Retail therapy" can work against you by adding stress on your finances. Here are 4 ways to help stop spending as a way to handle your emotions ... (See Emotional spending)

Video: Credit card payment due dates explained -- There is more to your credit card payment due date than you may realize. Kristin Wong explains three things to keep in mind ... (See Due date)

Video: Saving on a spa getaway with credit card points -- If you think going to a spa resort is out of your price range, saving up just the right kind of points can help get you within reach ... (See Video)


 Credit scores, credit reports

View all credit scores, credit reports stories

Will I be held liable for my failing business’s credit card debt? -- Even if your small-business credit card accounts aren't appearing on your personal credit report now, they may if you default ... (See Business debt)

Minimum payments won't cut debt on 16 cards -- If all you can afford is the minimum payments on your debt, you need a game-changer ... (See MInimums)

Debt-fighting expats find success abroad -- A rising number of Americans are moving abroad not to dodge debt, but to deal with it. They trim cost of living and save ... (See Saving abroad)


 Credit Smart

View all credit smart stories

Minimum payments won't cut debt on 16 cards -- If all you can afford is the minimum payments on your debt, you need a game-changer ... (See MInimums)

Risk of lien, garnishment during debt settlement -- If debt negotiations get nasty, you could be sued, so watch out for notices from the court ... (See Garnish)

Which 0-percent card should be paid off first? -- Priority should be given to the card with the closest expiring APR offer ... (See 0-percent)


 Emerging payment systems: Prepaid, debit, gift cards

View all emerging payment systems: prepaid, debit, gift cards stories

How to choose a P2P payment service -- Here are the features to be aware of when choosing an app for paying friends ... (See P2P)

Generation Debit: Parents dish out plastic instead of cash -- More teens and even preteens are opening checking accounts, using debit cards. It can teach money skills, but has risks ... (See Debit)

Credit card statistics -- This is the web's largest and best-documented set of credit card statistics, from industry studies, government and university reports, and CreditCards.com's original research ... (See Stats)


 Expert Q&A

View all expert q&a stories

Brexit getaway? Award seats to London are widely available -- The turmoil after the British vote to leave the European Union has made it cheaper for Americans traveling there, though with airline prices still high, it pays to investigate award flights ... (See Fly)

Will I be held liable for my failing business’s credit card debt? -- Even if your small-business credit card accounts aren't appearing on your personal credit report now, they may if you default ... (See Business debt)

Minimum payments won't cut debt on 16 cards -- If all you can afford is the minimum payments on your debt, you need a game-changer ... (See MInimums)


 Frequent flier programs, airline rewards

View all frequent flier programs, airline rewards stories

Brexit getaway? Award seats to London are widely available -- The turmoil after the British vote to leave the European Union has made it cheaper for Americans traveling there, though with airline prices still high, it pays to investigate award flights ... (See Fly)

Rate survey: Average card APR remains unchanged at 15.18 percent -- June 22, 2016: Interest rates on new credit card offers held still this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Card offers on planes – are they worth it? -- Credit card applications handed out on planes sometimes come with better rewards sign-up bonuses and other perks, but not always ... (See Rewards)


 Infographics

View all infographics stories

Many prefer debit for everyday buys, credit for the big ones -- For many, debit cards lead credit cards as a primary payment method, a TD Bank survey finds. But for big-ticket items, nearly all groups prefer credit cards ... (See Debit versus credit)

Infographic: Cards gain ground as payment method -- Fewer Americans are using paper-based payments in 2016, while almost all plastic and electronic forms are on the rise ... (See Payments)

Infographic: The financially happy now outnumber the unhappy -- For the first time since before the Great Recession, the majority of Americans feel cheerful about their finances ... (See Financially happy)


 Innovations, features, new products

View all innovations, features, new products stories

How to choose a P2P payment service -- Here are the features to be aware of when choosing an app for paying friends ... (See P2P)

Paper versus online statements: 8 FAQs -- Frequently asked questions about switching from paper to online statements for your credit card account, or maybe switching back ... (See Paper statements FAQs)

Poll: Paper bank statements remain popular -- More than half of us still get them; younger consumers more likely to go digital with bank statements, a CreditCards.com national poll finds ... (See Paper statements)


 Legal, regulatory, privacy issues

View all legal, regulatory, privacy issues stories

How to choose a P2P payment service -- Here are the features to be aware of when choosing an app for paying friends ... (See P2P)

Will I be held liable for my failing business’s credit card debt? -- Even if your small-business credit card accounts aren't appearing on your personal credit report now, they may if you default ... (See Business debt)

Personal funds generally safe once debt is uncollectible -- Once the statute of limitations has passed, garnishment fears should be allayed ... (See Debt)


 Low interest, zero percent cards

View all low interest, zero percent cards stories

Rate survey: Average card APR remains unchanged at 15.18 percent -- June 22, 2016: Interest rates on new credit card offers held still this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Average card APR inches up to 15.18 percent -- June15, 2016: The average credit card interest rate ticked up this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Which 0-percent card should be paid off first? -- Priority should be given to the card with the closest expiring APR offer ... (See 0-percent)


 Opening Credits

View all opening credits stories

Canceling new card won’t offset hard inquiry score impact -- Once you apply, the damage is done. But responsible use over time is the cure ... (See Impact)

Paying down existing balances trumps need for secured card -- Getting rid of current debt will boost score more than getting a new card ... (See Score)

Set rules when adding child to your card for foreign travel -- As an authorized user, you can keep track of his charges and know he's covered in case of an emergency ... (See Travel)


 Research, statistics

View all research, statistics stories

Paper versus online statements: 8 FAQs -- Frequently asked questions about switching from paper to online statements for your credit card account, or maybe switching back ... (See Paper statements FAQs)

Poll: Paper bank statements remain popular -- More than half of us still get them; younger consumers more likely to go digital with bank statements, a CreditCards.com national poll finds ... (See Paper statements)

Rate survey: Average card APR remains unchanged at 15.18 percent -- June 22, 2016: Interest rates on new credit card offers held still this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Reward programs

View all reward programs stories

Brexit getaway? Award seats to London are widely available -- The turmoil after the British vote to leave the European Union has made it cheaper for Americans traveling there, though with airline prices still high, it pays to investigate award flights ... (See Fly)

Rate survey: Average card APR remains unchanged at 15.18 percent -- June 22, 2016: Interest rates on new credit card offers held still this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Card offers on planes – are they worth it? -- Credit card applications handed out on planes sometimes come with better rewards sign-up bonuses and other perks, but not always ... (See Rewards)


 Shopping

View all shopping stories

Rate survey: Average card APR remains unchanged at 15.18 percent -- June 22, 2016: Interest rates on new credit card offers held still this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Generation Debit: Parents dish out plastic instead of cash -- More teens and even preteens are opening checking accounts, using debit cards. It can teach money skills, but has risks ... (See Debit)

Video: Curb emotional spending in 4 steps -- "Retail therapy" can work against you by adding stress on your finances. Here are 4 ways to help stop spending as a way to handle your emotions ... (See Emotional spending)


 Speaking of Credit

View all speaking of credit stories

If you settle debt, expect a credit score drop -- Debt settlement can help get you out of overwhelming debt, but there will be a catch ... (See Settle)

How a Canadian can restart credit in the U.S. -- A great score in Canada means little; you need to obtain a U.S. loan from a U.S. lender that reports to U.S. credit bureaus ... (See Canadian)

Who sees credit report 100-word statements -- Not many lenders bother with them; you may want to remove old ones ... (See 100 words)


 Spotlight: People and their plastic

View all spotlight: people and their plastic stories

'Coined' author Kabir Sehgal: Credit cards make money abstract -- Kabir Sehgal talks about the history of money and credit, and its relationship to humankind in his new book "Coined, The Rich Life of Money and How Its History Has Shaped Us" ... (See Kabir Sehgal Q&A)

Author argues have-nots better served by postal banking -- In "How the Other Half Banks," law professor Mehrsa Baradaran says the best bank for the poor already has branches, and blue boxes, everywhere ... (See Postal banking)

Money advice from famous TV dads -- Sheriff Andy Taylor, Ben Cartwright, Louis Huang and even Homer Simpson can give financial lessons ... (See Money advice from TV dads)


 Student credit cards, young credit

View all student credit cards, young credit stories

Mastering the side hustle to beat down debt -- Millennials struggling with student debt can take on extra work to get out of the red, blogger turned author David Carlson says. It worked for him. ... (See Q&A)

How to choose a P2P payment service -- Here are the features to be aware of when choosing an app for paying friends ... (See P2P)

Debt-fighting expats find success abroad -- A rising number of Americans are moving abroad not to dodge debt, but to deal with it. They trim cost of living and save ... (See Saving abroad)


 To Her Credit

View all to her credit stories

Personal funds generally safe once debt is uncollectible -- Once the statute of limitations has passed, garnishment fears should be allayed ... (See Debt)

Settling parent's financial affairs after death -- Locating insurance, paying bills a challenge when a parent dies suddenly ... (See Death)

Card issuers need court judgments to seize debt payments -- Behind on card payments? Issuers can't withdraw debt payments straight from your -- or your spouse's -- bank accounts without legal action ... (See Debt)


 Your Business Credit

View all your business credit stories

Will I be held liable for my failing business’s credit card debt? -- Even if your small-business credit card accounts aren't appearing on your personal credit report now, they may if you default ... (See Business debt)

How to ask members to cover nonprofit's card processing fees -- How you word such a request has less to do with credit card laws than with regulations governing nonprofit fundraising ... (See Fees)

Financing your business without relying on personal credit -- You can fund a startup without a personal guarantee, but it won’t help you build business credit ... (See Business credit)


Uncategorized

View all Uncategorized stories

Wells Fargo Cash Back Visa Card Review -- Description here - maximum 160 characters ... (more)

0 percent credit cards: a sweet deal if played right -- A credit card with an introductory 0 percent APR is one of the best deals in personal finance. It's also one of the most important ... (more)

Tips for choosing a business card -- One of the primary benefits of a business card is to separate your personal finances from your business account. This helps limit your personal risk ... (more)