Credit card news archive

Credit card news stories and articles archive at CreditCards.com.





Latest credit card news


 All credit card news

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Poll shows people use their credit cards for everyday needs -- Using cards for to earn rewards and as an emergency cushion are also common ... (See Card use poll)

New iPhone X's facial recognition makes Apple Pay cooler -- If you're using your phone to make purchases, iPhone X should make the process easier and safer with the new facial recognition technology ... (See Apple facial recognition)

Plastiq, Tio: Pros, cons of charging your bills through an online service -- Services such as Plastiq and Tio let you charge many bills you'd otherwise have to pay straight from your bank account. But their fees range between 1.9 and 2.5 percent of each transaction. ... (See Bill-paying services)


 Bad credit, credit repair

View all bad credit, credit repair stories

Living abroad? 3 steps to keep your US credit alive -- Don't be one of those people who comes home to a nonexistent credit file ... (See Keeping credit alive abroad)

Q&A: Applying for house refinance soon? Don't miss card payments -- The months prior to refinancing your home is not the time to miss bill payments, as this will lower your score. But there are ways to help your score ... (See Miss payments and mortgage)

Survey: Average card APR stays at record 16.14 percent for fifth week -- The average APR for new card offers remained fixed in place this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See CreditCards.com rate report)


 Balance transfer, debt consolidation

View all balance transfer, debt consolidation stories

Survey: Average card APR stays at record 16.14 percent for fifth week -- The average APR for new card offers remained fixed in place this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See CreditCards.com rate report)

Chart: Historic credit card interest rates -- See key rates data from our weekly survey of card APRs 2010-2017 ... (See Historic credit card rates)

6 reasons to put all your wedding expenses on one credit card -- By using one card for all wedding-related expenses, you can more easily stick to your budget and keep track of expenses. ... (See Wedding)


 Best credit cards

View all best credit cards stories

Best Student Credit Cards -- Our panel of judges names the Discover it Chrome as the top student card for fall 2016 ... (See Best student credit cards)

Best No Annual Fee Credit Cards -- Our winner for this summer's best no-annual-fee card gives you an extra incentive to pay your bill on time. ... (See Best no annual fee credit cards)

Best Hotel Credit Cards -- Our panel of experts weighs in on the best card to rack up hotel rewards points. ... (See Best hotel cards)


 Breaking news

View all breaking news stories

Poll shows people use their credit cards for everyday needs -- Using cards for to earn rewards and as an emergency cushion are also common ... (See Card use poll)

Card customers in Irma's path get help, fee waivers from banks -- Many card-issuing banks are cutting Hurricane Irma victims some slack, waiving fees and offering financial help ... (See Hurricane Irma)

Q&A: What to know, what to do about Equifax data breach -- The data taken from credit bureau Equifax handed powerful tools for identity thieves, experts say. Here are steps to monitor your accounts and protect your identity from being hijacked. ... (See Equifax breach Q&A )


 Business credit cards

View all business credit cards stories

Handling medical bills automatically charged to your card -- If you've agreed to allow medical charges to be put on your card in the event insurance doesn't pay, you could get hit with a big surprise on your next statement. Make sure you take care of the situation swiftly while you still have options ... (See Medical bills)

Survey: Average card APR stays at record 16.14 percent for fifth week -- The average APR for new card offers remained fixed in place this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See CreditCards.com rate report)

Chart: Historic credit card interest rates -- See key rates data from our weekly survey of card APRs 2010-2017 ... (See Historic credit card rates)


 Cash back cards

View all cash back cards stories

Scare up rewards miles, cash back on Halloween expenses -- Halloween is a perfect time to hone in on your miles and points-earning strategies ... (See Get to the Points)

Fund your football fandom with credit card rewards -- Being a football fan can be pricey, but credit card rewards, cash back and other perks can help you save ... (See Football )

Keeping tabs on your reward cards -- If you're looking to maximize your card rewards, be sure to set up an organized system ahead of time to ensure you get the most rewards and never miss a payment ... (See Reaping your Rewards)


 Cashing In Q&A columns

View all cashing in q&a columns stories

New iPhone X's facial recognition makes Apple Pay cooler -- If you're using your phone to make purchases, iPhone X should make the process easier and safer with the new facial recognition technology ... (See Apple facial recognition)

Q&A: Options for avoiding foreign transaction fees -- If you plan to travel internationally, you shouldn't be paying the 3 percent foreign transaction fee. There are now plenty of cards with no annual fee and no foreign transaction fee you can sign up for ... (See Foreign transaction fees)

Are there Whole Foods perks with my Amazon credit card? -- As Amazon buys Whole Foods, you could see some perks with your Amazon credit card ... (See Amazon)


 Credit account management

View all credit account management stories

Plastiq, Tio: Pros, cons of charging your bills through an online service -- Services such as Plastiq and Tio let you charge many bills you'd otherwise have to pay straight from your bank account. But their fees range between 1.9 and 2.5 percent of each transaction. ... (See Bill-paying services)

Handling medical bills automatically charged to your card -- If you've agreed to allow medical charges to be put on your card in the event insurance doesn't pay, you could get hit with a big surprise on your next statement. Make sure you take care of the situation swiftly while you still have options ... (See Medical bills)

Are you a VIP jerk? 10 things NOT to do in airport lounges -- If you have or are applying for a card that grants lounge privileges, know how to enjoy the benefits without spoiling the experience for everyone else inside. ... (See Airport lounge etiquette)


 Credit Card Help

View all credit card help stories

8 myths about settling credit card debt -- Before you decide to try debt settlement, make sure you know the difference between common myths -- and the truth ... (See Debt)

Credit Card Help: 9 things you need to know about prepaid cards -- Thinking about picking up a reloadable prepaid card? Here’s what you should know first ... (See Prepaid cards)

10 tips for dealing with debt collectors, collection -- First, pull your head out of the sand. Next, educate yourself on your rights and on who to reach out to for help or to register a complaint ... (See Debt collection tips)


 Credit card videos

View all credit card videos stories

Video: Drawing down debt -- When it comes to getting rid of debt, you've got to be creative and one artist took that idea to a new level when she drew out the statements of every one of her credit cards until they were paid off ... (See Debt)

EMV chip card torture test -- We put EMV chip credit cards through a series of tests to see how they stand up to common threats such as extreme temperatures, water and corrosive liquids. ... (See Test)

Video: Brews and banking with Capital One -- Banks like Capital One are reaching out to customers in a new way, by giving a Starbucks experience to visitors and giving them a chance to get their banking questions answered along the way ... (See Cafe)


 Credit scores, credit reports

View all credit scores, credit reports stories

Q&A: Applying for a second card? Keep the first one open -- If you're applying for a second card, don't close the first one. It could boost your credit score. ... (See Second credit card)

Card customers in Irma's path get help, fee waivers from banks -- Many card-issuing banks are cutting Hurricane Irma victims some slack, waiving fees and offering financial help ... (See Hurricane Irma)

Credit bureaus tighten reporting rules: Who wins, who loses? -- Starting July 1, 2017, more documentation required for entries on unpaid taxes, medical debts ... (See Credit reports)


 Emerging payment systems: Prepaid, debit, gift cards

View all emerging payment systems: prepaid, debit, gift cards stories

New iPhone X's facial recognition makes Apple Pay cooler -- If you're using your phone to make purchases, iPhone X should make the process easier and safer with the new facial recognition technology ... (See Apple facial recognition)

Plastiq, Tio: Pros, cons of charging your bills through an online service -- Services such as Plastiq and Tio let you charge many bills you'd otherwise have to pay straight from your bank account. But their fees range between 1.9 and 2.5 percent of each transaction. ... (See Bill-paying services)

Q&A: Using gift cards to amass reward points -- Prepaid gift cards can be helpful in your rewards earning strategy if you use them the right way ... (See Rewards)


 Expert Q&A

View all expert q&a stories

New iPhone X's facial recognition makes Apple Pay cooler -- If you're using your phone to make purchases, iPhone X should make the process easier and safer with the new facial recognition technology ... (See Apple facial recognition)

Handling medical bills automatically charged to your card -- If you've agreed to allow medical charges to be put on your card in the event insurance doesn't pay, you could get hit with a big surprise on your next statement. Make sure you take care of the situation swiftly while you still have options ... (See Medical bills)

Q&A: Applying for a second card? Keep the first one open -- If you're applying for a second card, don't close the first one. It could boost your credit score. ... (See Second credit card)


 Frequent flyer programs, airline rewards

View all frequent flyer programs, airline rewards stories

New iPhone X's facial recognition makes Apple Pay cooler -- If you're using your phone to make purchases, iPhone X should make the process easier and safer with the new facial recognition technology ... (See Apple facial recognition)

Are you a VIP jerk? 10 things NOT to do in airport lounges -- If you have or are applying for a card that grants lounge privileges, know how to enjoy the benefits without spoiling the experience for everyone else inside. ... (See Airport lounge etiquette)

Scare up rewards miles, cash back on Halloween expenses -- Halloween is a perfect time to hone in on your miles and points-earning strategies ... (See Get to the Points)


 Get to the Points

View all get to the points stories

Scare up rewards miles, cash back on Halloween expenses -- Halloween is a perfect time to hone in on your miles and points-earning strategies ... (See Get to the Points)

Tips for football fans on maximizing hotel rewards points -- Avoid seasonal price hikes by cashing in hotel rewards for free stays ... (See Football and hotel points)

Extend your summer for last-minute beach trip on points -- Now that summer's peak season has passed, hotels and airfare deals abound ... (See Beach)


 Infographics

View all infographics stories

Poll shows people use their credit cards for everyday needs -- Using cards for to earn rewards and as an emergency cushion are also common ... (See Card use poll)

Wallets get thinner as U.S. consumers avoid cash -- With mobile apps gaining traction as an accepted way to pay bills and other people, cash is taking up residence in fewer and fewer wallets. ... (See Cashless survey)

Infographic: Millennials' falling financial chops -- Money smarts fall among young adults, survey shows ... (See Money smarts )


 Innovations, features, new products

View all innovations, features, new products stories

Plastiq, Tio: Pros, cons of charging your bills through an online service -- Services such as Plastiq and Tio let you charge many bills you'd otherwise have to pay straight from your bank account. But their fees range between 1.9 and 2.5 percent of each transaction. ... (See Bill-paying services)

How credit freezes work, what they cost -- Credit freezes can be great tools for protecting yourself against identity theft, experts say, but they're not for everyone ... (See How credit freezes work)

Fraudsters target video games for credit card fraud -- When it comes to gaming, your credit card can be compromised in a variety of ways, including account takeover, phishing and card theft through in-app purchases. ... (See Video game card fraud)


 Legal, regulatory, privacy issues

View all legal, regulatory, privacy issues stories

Card customers in Irma's path get help, fee waivers from banks -- Many card-issuing banks are cutting Hurricane Irma victims some slack, waiving fees and offering financial help ... (See Hurricane Irma)

How to undo fraud charges when thief is a family member -- When you don't want to file a police report on a family member who stole your card, you're stuck with the responsibility of paying the bill. ... (See Family fraud)

Q&A: What to know, what to do about Equifax data breach -- The data taken from credit bureau Equifax handed powerful tools for identity thieves, experts say. Here are steps to monitor your accounts and protect your identity from being hijacked. ... (See Equifax breach Q&A )


 Low interest, zero percent cards

View all low interest, zero percent cards stories

Survey: Average card APR stays at record 16.14 percent for fifth week -- The average APR for new card offers remained fixed in place this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See CreditCards.com rate report)

Chart: Historic credit card interest rates -- See key rates data from our weekly survey of card APRs 2010-2017 ... (See Historic credit card rates)

6 reasons to put all your wedding expenses on one credit card -- By using one card for all wedding-related expenses, you can more easily stick to your budget and keep track of expenses. ... (See Wedding)


 Opening Credits

View all opening credits stories

Scare up rewards miles, cash back on Halloween expenses -- Halloween is a perfect time to hone in on your miles and points-earning strategies ... (See Get to the Points)

How to handle friend who cries fraud over authorized user card -- When someone makes you an authorized user on a card account, they can't accuse you of fraud later. ... (See Authorized user)

Tips for football fans on maximizing hotel rewards points -- Avoid seasonal price hikes by cashing in hotel rewards for free stays ... (See Football and hotel points)


 Podcast

View all podcast stories

Charged Up! podcast: Achieving your dreams -- Who says you can't have it all? It depends on what "all" to you is. According to Ann Shoket, former editor-in-chief of Seventeen magazine, the world is your oyster and learning how to prioritize will allow you to enjoy all it has to offer ... (See Anne Shoket podcast)

Charged Up! podcast: The reason behind poor credit -- The root causes of financial distress, poor credit and high debt may not be what you think. Author Rachel Schneider spent a year traversing America and following the lives of hundreds of people to find out the problem ... (See Schneider)

Charged Up! podcast: Mastering your credit card rewards -- If you're looking to book free travel or maximize your cash back rewards, Tessa Juliette has some tips to getting to your goals quickly without needing to manage 15 cards ... (See Podcast)


 Products

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AmEx launches Blue Delta SkyMiles card with no annual fee -- American Express has expanded its Delta SkyMiles product line with the launch of the Blue Delta SkyMiles card. ... (See Delta SkyMiles)

Guide: How to maximize your cash back on Amazon.com -- By using the right credit card, stacking up on coupons and discounts and using some handy tools to find the right price, you can really make your savings on Amazon add up. We’ll show you how in five steps. ... (See Amazon)

Chase and United unveil a new airline rewards card with no annual fee -- With the rise in popularity of premium travel rewards cards and cash back rewards cards, Chase and United have attempted to combine the two with the launch of the United TravelBank card. ... (See United)


 Rate report

View all rate report stories

Survey: Average card APR stays at record 16.14 percent for fifth week -- The average APR for new card offers remained fixed in place this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See CreditCards.com rate report)

Rate survey: Average card APR remains at record 16.14 percent for fourth week -- Sept. 6, 2017: The average APR for new card offers didn’t budge Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Average card APR stays put at 16.14 percent -- August 30, 2017: The average interest rate for new credit card offers remained at a record high Wednesday for the third consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Reaping Your Rewards

View all reaping your rewards stories

Keeping tabs on your reward cards -- If you're looking to maximize your card rewards, be sure to set up an organized system ahead of time to ensure you get the most rewards and never miss a payment ... (See Reaping your Rewards)

Pushing reward card applications to the limits -- The lure of reward cards can be strong, and you may decide to apply for every one that appeals to you. But banks are cracking down on how many you can sign up for and how many sign-on bonuses you can rake in ... (See Rewards)

How to save reward points on American Airlines flights -- If you have American Airlines points, you might be better off using them on another airline to conserve your rewards ... (See Rewards)


 Research, statistics

View all research, statistics stories

Poll shows people use their credit cards for everyday needs -- Using cards for to earn rewards and as an emergency cushion are also common ... (See Card use poll)

Survey: Average card APR stays at record 16.14 percent for fifth week -- The average APR for new card offers remained fixed in place this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See CreditCards.com rate report)

Chart: Historic credit card interest rates -- See key rates data from our weekly survey of card APRs 2010-2017 ... (See Historic credit card rates)


 Reward programs

View all reward programs stories

Poll shows people use their credit cards for everyday needs -- Using cards for to earn rewards and as an emergency cushion are also common ... (See Card use poll)

New iPhone X's facial recognition makes Apple Pay cooler -- If you're using your phone to make purchases, iPhone X should make the process easier and safer with the new facial recognition technology ... (See Apple facial recognition)

Are you a VIP jerk? 10 things NOT to do in airport lounges -- If you have or are applying for a card that grants lounge privileges, know how to enjoy the benefits without spoiling the experience for everyone else inside. ... (See Airport lounge etiquette)


 Shopping

View all shopping stories

Poll shows people use their credit cards for everyday needs -- Using cards for to earn rewards and as an emergency cushion are also common ... (See Card use poll)

Scare up rewards miles, cash back on Halloween expenses -- Halloween is a perfect time to hone in on your miles and points-earning strategies ... (See Get to the Points)

How to undo fraud charges when thief is a family member -- When you don't want to file a police report on a family member who stole your card, you're stuck with the responsibility of paying the bill. ... (See Family fraud)


 Speaking of Credit

View all speaking of credit stories

Q&A: Applying for house refinance soon? Don't miss card payments -- The months prior to refinancing your home is not the time to miss bill payments, as this will lower your score. But there are ways to help your score ... (See Miss payments and mortgage)

Q&A: How to combine existing card balances without hurting score -- Combining several existing balances into an old, low-interest card is a smart move, as long as you keep all paid-off cards open to avoid hurting your credit score. ... (See Transfer)

Q&A: Library fines, parking tickets can no longer trash your credit -- The 2015 National Consumer Assistance Plan changed the way any kind of debt, including library fines and parking tickets, can be reported to the credit bureaus ... (See Fines)


 Student credit cards, young credit

View all student credit cards, young credit stories

Chart: Historic credit card interest rates -- See key rates data from our weekly survey of card APRs 2010-2017 ... (See Historic credit card rates)

Using credit cards for everything has risks, rewards -- Without the proper controls, you could find yourself with more debt than rewards points ... (See Charging)

Sending kids off to college with a rewards credit card -- Sending your kids off to college using a rewards credit card can help you earn rewards points while teaching your kid how to be financially responsible. ... (See College)


 The Credit Guy

View all the credit guy stories

Q&A: Applying for a second card? Keep the first one open -- If you're applying for a second card, don't close the first one. It could boost your credit score. ... (See Second credit card)

Q&A: Can I be sued over card debt beyond the statute of limitations? -- Even if your card debt is beyond the statute of limitations and may be uncollectable, you can be sued. Know your rights under the Fair Debt Collection Practices Act and seek legal advice. ... (See Debt)

Q&A: How using a 'debt relief firm' may affect credit score -- Paying down debt through either debt settlement or a debt management plan may have a different impact on your score – and determine your access to credit in the future ... (See Relief)


 To Her Credit

View all to her credit stories

How to undo fraud charges when thief is a family member -- When you don't want to file a police report on a family member who stole your card, you're stuck with the responsibility of paying the bill. ... (See Family fraud)

Q&A: Is shared CD at risk if I file for bankruptcy? -- If listed only as a beneficiary, then no; but if jointly owned, perhaps ... (See Bankruptcy and CDs)

Whoops! I used my deceased sister's card -- Any charges made after death need to be reimbursed immediately ... (See Death)


 Your Business Credit

View all your business credit stories

Handling medical bills automatically charged to your card -- If you've agreed to allow medical charges to be put on your card in the event insurance doesn't pay, you could get hit with a big surprise on your next statement. Make sure you take care of the situation swiftly while you still have options ... (See Medical bills)

How to find corporate cards opened under your company's name -- If you're worried more cards are opened under your company's name than you're aware of, there are ways to find out ... (See Corporate cards)

Chargebacks over merchandise quality can be tricky -- The burden of proving a product isn't genuine can fall on the buyer ... (See Chargeback)