Credit card news archive

Credit card news stories and articles archive at CreditCards.com.





Latest credit card news


 All credit card news

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Employers running credit checks on job applicants must tread carefully -- The screening tool is increasingly seen as unfair by state legislatures, though they may make sense in some cases ... (See Credit checks)

Infographic: The face of senior card debt -- Medical bills take up most of the debt of the seinor citizen community, while credit card debt is a close second ... (See Senior debt)

Struggling homeowner reliant on credit looks at raiding 401(k) -- With credit maxed out, car shot, raiding the 401(k) is tempting, but don't do it ... (See Help)


 Bad credit, credit repair

View all bad credit, credit repair stories

Employers running credit checks on job applicants must tread carefully -- The screening tool is increasingly seen as unfair by state legislatures, though they may make sense in some cases ... (See Credit checks)

Infographic: The face of senior card debt -- Medical bills take up most of the debt of the seinor citizen community, while credit card debt is a close second ... (See Senior debt)

Struggling homeowner reliant on credit looks at raiding 401(k) -- With credit maxed out, car shot, raiding the 401(k) is tempting, but don't do it ... (See Help)


 Balance transfer, debt consolidation

View all balance transfer, debt consolidation stories

Rate survey: Average card APR doesn’t budge -- July 20, 2016: The average APR on new card offers remained locked in place this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

When paying off debt becomes an addiction -- Obsessing over debt repayment can transition into unhealthy behavior ... (See Debt)

Rate survey: Average card APR sits tight at 15.18 percent -- July 13, 2016: The average APR on new card offers remained unchanged at 15.18 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Breaking news

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Positive card habits up, negative ones down -- Americans pay their credit card bills in full more often, and avoid costly behavior, a six-year survey series finds ... (See Card behavior)

LA, Minneapolis best cities for money management skills -- Consumers in Los Angeles and Minneapolis-St. Paul excel at managing their finances, based on credit scores adjusted for income and other factors ... (See Cities)

NY Fed: Credit card applications up, rejections down -- Consumers applied for credit cards at a record rate in a June survey, according to the Federal Reserve Bank of New York ... (See Applications)


 Business credit cards

View all business credit cards stories

Rate survey: Average card APR doesn’t budge -- July 20, 2016: The average APR on new card offers remained locked in place this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Take steps to pay down debts on shaky business now -- You've racked up personal debt to start a business and its revenues are shy of what you expected? Shift into pay-down mode, even if it means taking a second job ... (See Business debt)

Rate survey: Average card APR sits tight at 15.18 percent -- July 13, 2016: The average APR on new card offers remained unchanged at 15.18 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Cash back cards

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Rate survey: Average card APR doesn’t budge -- July 20, 2016: The average APR on new card offers remained locked in place this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Average card APR sits tight at 15.18 percent -- July 13, 2016: The average APR on new card offers remained unchanged at 15.18 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

9 rewards card sign-up bonus mistakes -- Know the minimum spend required, the fees to avoid and more ... (See Sign-up)


 Cashing In Q&A columns

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When spouse dies, who gets the cash-back rewards? -- As an authorized user on your spouse's credit card account, you are usually not entitled to cash-back rewards accrued on the account. But issuers may make an exception ... (See Rewards)

Card issuers impose limits on rewards card churning -- Limits make it tougher to churn through credit cards to milk them for sign-up bonuses while ducking the fees ... (See Churning)

Brexit getaway? Award seats to London are widely available -- The turmoil after the British vote to leave the European Union has made it cheaper for Americans traveling there, though with airline prices still high, it pays to investigate award flights ... (See Fly)


 Credit account management

View all credit account management stories

Infographic: The face of senior card debt -- Medical bills take up most of the debt of the seinor citizen community, while credit card debt is a close second ... (See Senior debt)

Struggling homeowner reliant on credit looks at raiding 401(k) -- With credit maxed out, car shot, raiding the 401(k) is tempting, but don't do it ... (See Help)

Credit card bill autopayments: tips for getting it right -- Setting up autopayments can prevent slip-ups that can ruin your credit score ... (See Autopay)


 Credit Card Help

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Credit Card Help: 9 things you need to know about prepaid cards -- Thinking about picking up a reloadable prepaid card? Here’s what you should know first ... (See Prepaid cards)

10 tips for dealing with debt collectors, collection -- First, pull your head out of the sand. Next, educate yourself on your rights and on who to reach out to for help or to register a complaint ... (See Debt collection tips)

Credit Card Help: Why your credit report matters more than your credit score -- Focusing only your credit score is like focusing only on your cholesterol number or your age – the number’s important, but not as important as how you got there. That’s why the real key to credit is your credit report ... (See Credit reports versus scores)


 Credit card videos

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Video: Credit pitfalls for stay-at-home parents -- Stay-at-home parents can tank their credit by making these common mistakes ... (See Parents)

Video: How to save on a national park vacation -- With rewards credit cards and other budget-saving tips you can have an exciting park adventure for a fraction of the usual cost ... (See Vacation savings)

Video: Protect your identity in ways chip cards can't -- While EMV chip cards can help prevent some fraud, identity thieves are looking for other ways to find your personal info and you might just be helping them ... (See ID theft)


 Credit scores, credit reports

View all credit scores, credit reports stories

Employers running credit checks on job applicants must tread carefully -- The screening tool is increasingly seen as unfair by state legislatures, though they may make sense in some cases ... (See Credit checks)

Credit card bill autopayments: tips for getting it right -- Setting up autopayments can prevent slip-ups that can ruin your credit score ... (See Autopay)

Warn the ex's girlfriend about his IRS tax debt -- If you and your ex owe the IRS, the new girlfriend deserves to know ... (See Taxes)


 Credit Smart

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Struggling homeowner reliant on credit looks at raiding 401(k) -- With credit maxed out, car shot, raiding the 401(k) is tempting, but don't do it ... (See Help)

One day late, one dollar short means late fee -- Paying a bit little, a bit late, will trigger a fee ... (See Late fee)

What happens after a debt is charged off -- When the original lender gives up, collection efforts continue, with important consequences ... (See Debt)


 Emerging payment systems: Prepaid, debit, gift cards

View all emerging payment systems: prepaid, debit, gift cards stories

Buying gift cards with a credit card gets harder, for now -- Merchants waiting for certification of new equipment to process EMV chip cards are putting limits on gift card purchases, a favorite of credit card fraudsters ... (See Gift cards)

How to choose a P2P payment service -- Here are the features to be aware of when choosing an app for paying friends ... (See P2P)

Generation Debit: Parents dish out plastic instead of cash -- More teens and even preteens are opening checking accounts, using debit cards. It can teach money skills, but has risks ... (See Debit)


 Expert Q&A

View all expert q&a stories

Struggling homeowner reliant on credit looks at raiding 401(k) -- With credit maxed out, car shot, raiding the 401(k) is tempting, but don't do it ... (See Help)

Warn the ex's girlfriend about his IRS tax debt -- If you and your ex owe the IRS, the new girlfriend deserves to know ... (See Taxes)

5 credit scoring head-scratchers -- Most of the times, scoring rules make sense. Then there are these ... (See Rules)


 Frequent flier programs, airline rewards

View all frequent flier programs, airline rewards stories

Rate survey: Average card APR doesn’t budge -- July 20, 2016: The average APR on new card offers remained locked in place this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Average card APR sits tight at 15.18 percent -- July 13, 2016: The average APR on new card offers remained unchanged at 15.18 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Video: How to save on a national park vacation -- With rewards credit cards and other budget-saving tips you can have an exciting park adventure for a fraction of the usual cost ... (See Vacation savings)


 Infographics

View all infographics stories

Infographic: The face of senior card debt -- Medical bills take up most of the debt of the seinor citizen community, while credit card debt is a close second ... (See Senior debt)

Positive card habits up, negative ones down -- Americans pay their credit card bills in full more often, and avoid costly behavior, a six-year survey series finds ... (See Card behavior)

Infographic: Credit card love from older millennials -- Millennials do, too, like credit cards, research shows. In fact, older millennials covet them more than any other age group ... (See Millennials)


 Innovations, features, new products

View all innovations, features, new products stories

Credit card bill autopayments: tips for getting it right -- Setting up autopayments can prevent slip-ups that can ruin your credit score ... (See Autopay)

Buying gift cards with a credit card gets harder, for now -- Merchants waiting for certification of new equipment to process EMV chip cards are putting limits on gift card purchases, a favorite of credit card fraudsters ... (See Gift cards)

'Plain vanilla' credit cards: 5 reasons to choose one -- Credit cards with no frills, no rewards, no hassles have become popular; here's why one may be right for you ... (See Vanilla )


 Legal, regulatory, privacy issues

View all legal, regulatory, privacy issues stories

Employers running credit checks on job applicants must tread carefully -- The screening tool is increasingly seen as unfair by state legislatures, though they may make sense in some cases ... (See Credit checks)

Warn the ex's girlfriend about his IRS tax debt -- If you and your ex owe the IRS, the new girlfriend deserves to know ... (See Taxes)

NY Fed: Credit card applications up, rejections down -- Consumers applied for credit cards at a record rate in a June survey, according to the Federal Reserve Bank of New York ... (See Applications)


 Low interest, zero percent cards

View all low interest, zero percent cards stories

Rate survey: Average card APR doesn’t budge -- July 20, 2016: The average APR on new card offers remained locked in place this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Average card APR sits tight at 15.18 percent -- July 13, 2016: The average APR on new card offers remained unchanged at 15.18 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Average card APR remains at 15.18 percent -- July 6, 2016: Interest rates on new credit card held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Opening Credits

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How unwanted card, hard inquiry impact credit scores -- The inquiry will ding your score, but the new credit line may help ... (See Card)

Unpaid fees from canceled card can end up in collection -- When a card is canceled, triple-check that no balance remains ... (See Fees)

New card application may renew debt collection -- If you have debt in collections, creditors may come calling once they see you are seeking more credit ... (See Debt)


 Research, statistics

View all research, statistics stories

Infographic: The face of senior card debt -- Medical bills take up most of the debt of the seinor citizen community, while credit card debt is a close second ... (See Senior debt)

Positive card habits up, negative ones down -- Americans pay their credit card bills in full more often, and avoid costly behavior, a six-year survey series finds ... (See Card behavior)

LA, Minneapolis best cities for money management skills -- Consumers in Los Angeles and Minneapolis-St. Paul excel at managing their finances, based on credit scores adjusted for income and other factors ... (See Cities)


 Reward programs

View all reward programs stories

Rate survey: Average card APR doesn’t budge -- July 20, 2016: The average APR on new card offers remained locked in place this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Buying gift cards with a credit card gets harder, for now -- Merchants waiting for certification of new equipment to process EMV chip cards are putting limits on gift card purchases, a favorite of credit card fraudsters ... (See Gift cards)

Rate survey: Average card APR sits tight at 15.18 percent -- July 13, 2016: The average APR on new card offers remained unchanged at 15.18 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Shopping

View all shopping stories

Rate survey: Average card APR doesn’t budge -- July 20, 2016: The average APR on new card offers remained locked in place this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Buying gift cards with a credit card gets harder, for now -- Merchants waiting for certification of new equipment to process EMV chip cards are putting limits on gift card purchases, a favorite of credit card fraudsters ... (See Gift cards)

How to graduate from debit-only to being a credit card holder -- Don't let fear hold you back from opening a credit card. Used properly, they're a useful tool. ... (See Debit)


 Speaking of Credit

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5 credit scoring head-scratchers -- Most of the times, scoring rules make sense. Then there are these ... (See Rules)

Authorized user doesn't like the piggyback ride -- Don't jump off too soon; a close look at the entire credit profile may show it's a net positive ... (See Piggyback)

Score damage increases if unpaid debt goes to collections -- Your score likely took one blow when a bill went seriously delinquent. You'll take another if it's sold to a collection agency ... (See Into collections)


 Spotlight: People and their plastic

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'Coined' author Kabir Sehgal: Credit cards make money abstract -- Kabir Sehgal talks about the history of money and credit, and its relationship to humankind in his new book "Coined, The Rich Life of Money and How Its History Has Shaped Us" ... (See Kabir Sehgal Q&A)

Author argues have-nots better served by postal banking -- In "How the Other Half Banks," law professor Mehrsa Baradaran says the best bank for the poor already has branches, and blue boxes, everywhere ... (See Postal banking)

Money advice from famous TV dads -- Sheriff Andy Taylor, Ben Cartwright, Louis Huang and even Homer Simpson can give financial lessons ... (See Money advice from TV dads)


 Student credit cards, young credit

View all student credit cards, young credit stories

Infographic: Credit card love from older millennials -- Millennials do, too, like credit cards, research shows. In fact, older millennials covet them more than any other age group ... (See Millennials)

Credit use by generation: Who's doing the best job? -- The generation you're from likely plays a big role in how you view and use credit products ... (See Credit)

VantageScore turns 10: What it is, why it matters -- VantageScore, launched as a more consumer-friendly alternative to the dominant FICO credit score, has slowly gained acceptance ... (See VantageScore)


 To Her Credit

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Warn the ex's girlfriend about his IRS tax debt -- If you and your ex owe the IRS, the new girlfriend deserves to know ... (See Taxes)

How to graduate from debit-only to being a credit card holder -- Don't let fear hold you back from opening a credit card. Used properly, they're a useful tool. ... (See Debit)

Volunteering for jail isn't the answer to debt -- When debt gets deep, don't despair there's help ... (See Jail)


 Your Business Credit

View all your business credit stories

Take steps to pay down debts on shaky business now -- You've racked up personal debt to start a business and its revenues are shy of what you expected? Shift into pay-down mode, even if it means taking a second job ... (See Business debt)

Business partner's personal debts on card may be grounds for suit -- An authorized user isn't normally liable for card debts. But you may still have legal recourse against a small-business partner who won't pay personal charges they rang up on your card ... (See Business partner)

Poor personal credit hurts business card application -- Even with good business credit, your chances of approval for a business credit card are poor until you rebuild your personal credit score ... (See Business)


Uncategorized

View all Uncategorized stories

Wells Fargo Cash Back Visa Card Review -- Description here - maximum 160 characters ... (more)

0 percent credit cards: a sweet deal if played right -- A credit card with an introductory 0 percent APR is one of the best deals in personal finance. It's also one of the most important ... (more)

Tips for choosing a business card -- One of the primary benefits of a business card is to separate your personal finances from your business account. This helps limit your personal risk ... (more)