Credit card news archive

Credit card news stories and articles archive at CreditCards.com.





Latest credit card news


 All credit card news

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Redeeming rewards as a statement credit: Many cards allow it -- Find out if your credit card rewards program will allow you to allocate your points toward your balance ... (See Statement credit)

Video: What is a balance transfer credit card? -- Find out how a balance transfer card works and how you can avoid paying interest for a year or more while paying down debt ... (See Transfer)

CFPB provides worksheet to help cut card spending -- Reducing card use can be easier said than done. Worksheet from U.S. consumer bureau provides one simple blueprint ... (See Worksheet)


 Bad credit, credit repair

View all bad credit, credit repair stories

Video: What is a balance transfer credit card? -- Find out how a balance transfer card works and how you can avoid paying interest for a year or more while paying down debt ... (See Transfer)

CFPB provides worksheet to help cut card spending -- Reducing card use can be easier said than done. Worksheet from U.S. consumer bureau provides one simple blueprint ... (See Worksheet)

Sticking to the long, slow credit rebuilding process -- After bankruptcy, garnishment, find a plan that works for you ... (See Rebuild)


 Balance transfer, debt consolidation

View all balance transfer, debt consolidation stories

Video: What is a balance transfer credit card? -- Find out how a balance transfer card works and how you can avoid paying interest for a year or more while paying down debt ... (See Transfer)

You loaned out a card, got stiffed? Go to small-claims court -- You still have the pay the bill, but can pursue a civil suit ... (See Bill)

Survey: Average card APR climbs to record 15.42 percent -- Despite higher interest rates, consumers are adding to their card balances ... (See Rates)


 Best credit cards

View all best credit cards stories

Video: What is a balance transfer credit card? -- Find out how a balance transfer card works and how you can avoid paying interest for a year or more while paying down debt ... (See Transfer)

Best low-interest credit cards: Winter 2016 -- See what our credit cards experts have to say about the three best low-interest cards of winter 2016. ... (See Best low-interest)

Best hotel cards: Fall 2016 -- Our panel of experts weighs in on the best card to rack up hotel rewards points. ... (See Best)


 Breaking news

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Chatbots will help you with your cards, banking -- Bots use artificial intelligence to answer questions. ... (See Chatbots)

Americans' credit card debt hits $1 trillion -- Our national credit card balance is hitting $1 trillion this month - the highest level since the Great Recession ... (See $1 trillion)

CFPB warning: incentives can harm consumers -- The U.S. Consumer Financial Protection Bureau issued a broad warning about sales incentives, possibly signalling a new enforcement priority ... (See Warning)


 Business credit cards

View all business credit cards stories

Securely storing customer card data -- Business owners need to take down credit card information in a secure manner so that they don't make their customers' information vulnerable to theft and risk a fine themselves ... (See Security)

Survey: Average card APR climbs to record 15.42 percent -- Despite higher interest rates, consumers are adding to their card balances ... (See Rates)

How a business can fight fraudulent online orders -- If a business receives a fraudulent online order and ships the merchandise, is the company responsible for the cost? ... (See Fraud)


 Cash back cards

View all cash back cards stories

Survey: Average card APR climbs to record 15.42 percent -- Despite higher interest rates, consumers are adding to their card balances ... (See Rates)

Survey: Average card APR stays at record high of 15.36 percent -- Jan. 11, 2017: The national average APR on new credit card offers remained at a record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

4 creative ways people cut their spending -- Hiding your cards, using only cash are just two ways to limit your purchases and debt ... (See Spending)


 Cashing In Q&A columns

View all cashing in q&a columns stories

Redeeming rewards as a statement credit: Many cards allow it -- Find out if your credit card rewards program will allow you to allocate your points toward your balance ... (See Statement credit)

Reward possibilities soar with Starwood-Marriott merger -- If you have points with either of the big chains, you have some great opportunities to take advantage of the rewards ... (See Merger)

Using rewards miles to fly to Cuba -- While there are still restrictions on travel to Cuba, it has cracked open as a travel destination for Americans, and you can use rewards to get there ... (See Cuba travel)


 Credit account management

View all credit account management stories

Video: What is a balance transfer credit card? -- Find out how a balance transfer card works and how you can avoid paying interest for a year or more while paying down debt ... (See Transfer)

CFPB provides worksheet to help cut card spending -- Reducing card use can be easier said than done. Worksheet from U.S. consumer bureau provides one simple blueprint ... (See Worksheet)

Securely storing customer card data -- Business owners need to take down credit card information in a secure manner so that they don't make their customers' information vulnerable to theft and risk a fine themselves ... (See Security)


 Credit Card Help

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Credit Card Help: 9 things you need to know about prepaid cards -- Thinking about picking up a reloadable prepaid card? Here’s what you should know first ... (See Prepaid cards)

10 tips for dealing with debt collectors, collection -- First, pull your head out of the sand. Next, educate yourself on your rights and on who to reach out to for help or to register a complaint ... (See Debt collection tips)

Credit Card Help: Why your credit report matters more than your credit score -- Focusing only your credit score is like focusing only on your cholesterol number or your age – the number’s important, but not as important as how you got there. That’s why the real key to credit is your credit report ... (See Credit reports versus scores)


 Credit card videos

View all credit card videos stories

Video: What is a balance transfer credit card? -- Find out how a balance transfer card works and how you can avoid paying interest for a year or more while paying down debt ... (See Transfer)

Video: How to meditate your way out of debt -- Contemplation can ease anxiety so you can deal with debt ... (See Video)

Video: How your credit mix and new credit affect your score -- Your FICO score is determined by five main factors, including your new credit and your credit mix. Find out what these terms mean and how you can take control of your credit score ... (See Credit score)


 Credit scores, credit reports

View all credit scores, credit reports stories

Video: What is a balance transfer credit card? -- Find out how a balance transfer card works and how you can avoid paying interest for a year or more while paying down debt ... (See Transfer)

You loaned out a card, got stiffed? Go to small-claims court -- You still have the pay the bill, but can pursue a civil suit ... (See Bill)

Credit pulls hurt score, but only once -- Scoring formula consolidates multiple checks into one ... (See Credit pulls)


 Credit Smart

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Sticking to the long, slow credit rebuilding process -- After bankruptcy, garnishment, find a plan that works for you ... (See Rebuild)

Rebuilt credit, sleep better -- Barely making it? Seek financial help ... (See Rebuild)

Avoid using your IRA to pay card debt -- Wiping out your life's savings will create its own problems ... (See IRA)


 Emerging payment systems: Prepaid, debit, gift cards

View all emerging payment systems: prepaid, debit, gift cards stories

'Digital nomads' have options for transactions abroad -- As more entrepreneurs start online companies, the freedom to live anywhere in enticing. But, it's important to know what services are available to keep transactions smooth ... (See Digital nomad)

7 ways to manage rising health care costs, avoid card debt -- Steps to prevent you from relying on your credit card when dealing with rising health care costs ... (See Health)

Millennials strongly prefer cards -- Except for when they’re directly paying another person, millennials are overwhelmingly choosing a debit or credit card ... (See Millennials)


 Expert Q&A

View all expert q&a stories

Redeeming rewards as a statement credit: Many cards allow it -- Find out if your credit card rewards program will allow you to allocate your points toward your balance ... (See Statement credit)

Securely storing customer card data -- Business owners need to take down credit card information in a secure manner so that they don't make their customers' information vulnerable to theft and risk a fine themselves ... (See Security)

Sticking to the long, slow credit rebuilding process -- After bankruptcy, garnishment, find a plan that works for you ... (See Rebuild)


 Frequent flier programs, airline rewards

View all frequent flier programs, airline rewards stories

Redeeming rewards as a statement credit: Many cards allow it -- Find out if your credit card rewards program will allow you to allocate your points toward your balance ... (See Statement credit)

Survey: Average card APR climbs to record 15.42 percent -- Despite higher interest rates, consumers are adding to their card balances ... (See Rates)

Are reward points taxable or not? Yes. -- Reward points you get just for signing up for an account are taxable, but ordinary frequent flier miles are not ... (See Taxable?)


 Infographics

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Card resolutions abound for 2017 -- Paying credit card debt weighs on many Americans' minds ... (See Resolutions)

Online fraud surges after EMV chip cards hit the US -- Crooks switch to where cards are still vulnerable ... (See Online fraud)

Millennials strongly prefer cards -- Except for when they’re directly paying another person, millennials are overwhelmingly choosing a debit or credit card ... (See Millennials)


 Innovations, features, new products

View all innovations, features, new products stories

Chatbots will help you with your cards, banking -- Bots use artificial intelligence to answer questions. ... (See Chatbots)

Mobile credit card application is safe -- and easier now -- There's less fraud risk with mobile than mailing your personal info, experts say ... (See Mobile)

5 free tools to stop recurring card charges -- Apps make it easier to spot and end payments for no-longer-wanted services ... (See Apps)


 Legal, regulatory, privacy issues

View all legal, regulatory, privacy issues stories

CFPB provides worksheet to help cut card spending -- Reducing card use can be easier said than done. Worksheet from U.S. consumer bureau provides one simple blueprint ... (See Worksheet)

Securely storing customer card data -- Business owners need to take down credit card information in a secure manner so that they don't make their customers' information vulnerable to theft and risk a fine themselves ... (See Security)

Americans' credit card debt hits $1 trillion -- Our national credit card balance is hitting $1 trillion this month - the highest level since the Great Recession ... (See $1 trillion)


 Low interest, zero percent cards

View all low interest, zero percent cards stories

Survey: Average card APR climbs to record 15.42 percent -- Despite higher interest rates, consumers are adding to their card balances ... (See Rates)

Survey: Average card APR stays at record high of 15.36 percent -- Jan. 11, 2017: The national average APR on new credit card offers remained at a record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Average card APR jumps to 15.36 percent -- Jan. 4, 2017: Already at a record high, the national average APR on new card offers jumped again, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Opening Credits

View all opening credits stories

Cable service opened in daughter's name goes unpaid -- She gave her permission, but now may be stuck with the bill ... (See Bill)

Multiple monthly card payments can boost credit scores -- Paying off what you charge can also keep debt from spiraling out of control ... (See Payments)

How to deal with a spouse who spends compulsively -- What do you do when your spouse jeopardizes your family finances by opening numerous secret card accounts? ... (See Spouse)


 Products

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Fifth Third Bank offers customers five mobile wallet options -- Fifth Third Bank customers can now make credit and debit card payments via Apple Pay, Samsung Pay, MasterPass, Android Pay and Microsoft Wallet. ... (more)

Citi members can now access nearly twice the number of free ATMs -- Citibank has partnered with Cardtronics, the world’s largest owner and operator of ATMs, to provide over 30,000 additional fee-free ATMs in major cities throughout the U.S. ... (more)

Amazon’s new Visa Signature card gives Prime members 5 percent back -- If you are one of the 65 million people who currently pays $99 a year for Prime membership, Amazon wants to offer you the ability to earn more rewards on everything you buy at Amazon.com -- 5 percent back on Amazon.com purchases, to be exact. ... (more)


 Research, statistics

View all research, statistics stories

Americans' credit card debt hits $1 trillion -- Our national credit card balance is hitting $1 trillion this month - the highest level since the Great Recession ... (See $1 trillion)

Survey: Average card APR climbs to record 15.42 percent -- Despite higher interest rates, consumers are adding to their card balances ... (See Rates)

Survey: Debt collection problems widespread -- For the one-third of Americans who face collection attempts, threats, falsehoods and other abuses not unusual, survey finds ... (See Debt)


 Reward programs

View all reward programs stories

Redeeming rewards as a statement credit: Many cards allow it -- Find out if your credit card rewards program will allow you to allocate your points toward your balance ... (See Statement credit)

Survey: Average card APR climbs to record 15.42 percent -- Despite higher interest rates, consumers are adding to their card balances ... (See Rates)

Reward possibilities soar with Starwood-Marriott merger -- If you have points with either of the big chains, you have some great opportunities to take advantage of the rewards ... (See Merger)


 Shopping

View all shopping stories

Chatbots will help you with your cards, banking -- Bots use artificial intelligence to answer questions. ... (See Chatbots)

4 creative ways people cut their spending -- Hiding your cards, using only cash are just two ways to limit your purchases and debt ... (See Spending)

How to deal with a spouse who spends compulsively -- What do you do when your spouse jeopardizes your family finances by opening numerous secret card accounts? ... (See Spouse)


 Speaking of Credit

View all speaking of credit stories

Credit pulls hurt score, but only once -- Scoring formula consolidates multiple checks into one ... (See Credit pulls)

Your 6-months-with-no-payment credit score comeback plan -- Restoring your credit won't be quick or easy, but it can be done ... (See Plan)

7 steps: Clean up your credit by spring -- Whether the future holds a new mortgage, car or just smaller debt burdens, these steps will build your credit and make it possible ... (See Credit steps)


 Student credit cards, young credit

View all student credit cards, young credit stories

Don't let credit card debt delay marriage -- Marriage has financial benefits. Shedding debt can be one ... (See Delay)

Millennials strongly prefer cards -- Except for when they’re directly paying another person, millennials are overwhelmingly choosing a debit or credit card ... (See Millennials)

Students steered toward high-fee bank accounts, CFPB warns -- Banks, colleges team up against unsophisticated kids ... (See CFPB)


 To Her Credit

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You loaned out a card, got stiffed? Go to small-claims court -- You still have the pay the bill, but can pursue a civil suit ... (See Bill)

Card debt's being charged off, now what? -- What to expect when an issuer decides to wipe your debt off its books ... (See Charge-off)

Self-employed can't be garnished, but can be sued -- Collectors have other options to recoup unpaid card debt ... (See Debt)


 Your Business Credit

View all your business credit stories

Securely storing customer card data -- Business owners need to take down credit card information in a secure manner so that they don't make their customers' information vulnerable to theft and risk a fine themselves ... (See Security)

How a business can fight fraudulent online orders -- If a business receives a fraudulent online order and ships the merchandise, is the company responsible for the cost? ... (See Fraud)

'Digital nomads' have options for transactions abroad -- As more entrepreneurs start online companies, the freedom to live anywhere in enticing. But, it's important to know what services are available to keep transactions smooth ... (See Digital nomad)


Uncategorized

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Product Page Story Template --       See related: 7 things to know about business credit cards, Supercharge rewards with a business credit card, Financing your business without relying on personal credit ... (more)

Wells Fargo Cash Back Visa Card Review -- Description here - maximum 160 characters ... (more)

Compare 0 percent APR credit card deals -- Card 0% Purchase APR Period Annual Fee Regular APR Capital One® VentureOne® Rewards Credit Card 12 months $0 12.49% - 22.49% Variable Discover it® ... (more)