Credit card news archive

Credit card news stories and articles archive at CreditCards.com.





Latest credit card news


 All credit card news

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5 tips for choosing the right hotel credit card -- Getting the most of these products starts with choosing the one that's best for you. ... (See Hotel)

FAQs on Costco Anywhere Visa card by Citi -- Costco switched card partner from American Express to Visa in June 2016. We answer the most-common reader questions about Citi's Costco Anywhere Visa card. ... (See Costco)

6 steps to take when a credit card holder dies -- The task of notifying issuers, closing accounts can easily be pushed aside ... (See Steps)


 Bad credit, credit repair

View all bad credit, credit repair stories

No credit? Unpaid debts can still be sent to collections -- You can be sent to collections over unpaid debt even if you don't have any credit. While it will damage your score, there are steps you can take to put your credit standing on the right foot. ... (See Collections)

Rate survey: Average card APR remains at 15.79 percent for second week -- May 17, 2017: The national average APR for new card offers remained near record highs Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

How to build up a thin credit profile for a future mortgage -- Lenders like to see you've handled a variety of credit products over a period of time ... (See Mortgage)


 Balance transfer, debt consolidation

View all balance transfer, debt consolidation stories

6 steps to take when a credit card holder dies -- The task of notifying issuers, closing accounts can easily be pushed aside ... (See Steps)

Rate survey: Average card APR remains at 15.79 percent for second week -- May 17, 2017: The national average APR for new card offers remained near record highs Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

7 rules for using credit cards to finance a dream -- Founding a business, getting an education or even a once-in-a-lifetime experience could be reasons to take a risk ... (See Dream)


 Best credit cards

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Video: Cruising with card points -- Cruising the blue waters of the Caribbean, soaking in the sun ... for free? Yes, you can. By using certain travel credit cards you can sail the blue seas at little or no cost ... (See Rewards)

Best travel rewards credit cards: Spring 2017 -- Our panel of judges names the Chase Sapphire Preferred as the top travel rewards card for spring 2017 ... (more)

Best rewards cards: Spring 2017 -- See what our credit cards experts have to say about the three best rewards cards of Spring 2017. ... (See Best rewards cards: Spring 2017)


 Breaking news

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Cash advance survey 2017: Read fine print before seeking quick cash -- A review of 100 credit card cash advance policies found cash advance transactions can quickly consume an available credit line with fees, high interest charges, among other undesirable terms. ... (See Advance)

Household debt passes pre-recession peak, NY Fed finds -- U.S. household debt has surpassed its pre-recession peak for the first time, says new data from the New York Fed. Economists say milestone doesn't mean consumers are over-leveraged ... (See Debt)

Rate survey: Average card APR remains at 15.79 percent for second week -- May 17, 2017: The national average APR for new card offers remained near record highs Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)


 Business credit cards

View all business credit cards stories

How to find a business's merchant category code -- If you're looking to maximize your category bonuses, it helps to know the MCC code for the businesses you shop at ... (See MCC)

Rate survey: Average card APR remains at 15.79 percent for second week -- May 17, 2017: The national average APR for new card offers remained near record highs Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

What is a service charge, and when is it too high? -- You may find it frustrating to pay for a meal or product with a credit card and find a service charge tacked on, simply because you used a card. Find out how much businesses are allowed to charge and how you can fight back ... (See Service charge)


 Cash back cards

View all cash back cards stories

5 tips for choosing the right hotel credit card -- Getting the most of these products starts with choosing the one that's best for you. ... (See Hotel)

Rate survey: Average card APR remains at 15.79 percent for second week -- May 17, 2017: The national average APR for new card offers remained near record highs Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Rate survey: Average card APR dips to 15.79 percent -- Rate report template ... (See Rates)


 Cashing In Q&A columns

View all cashing in q&a columns stories

5 questions to ask before making a big purchase for rewards -- If you're looking to score reward points by putting a major purchase on your card, make sure you ask these five questions first ... (See Rewards)

Can I get better rewards without opening a new card? -- If you're looking to up your rewards intake but don't want to open a new card, you may be out of luck unless your bank will work out a deal ... (See Rewards)

Q&A: How to transfer AmEx points between airlines -- With a bit of work, you can use American Express Membership Rewards points to fly on all three of the biggest U.S. airlines ... (See Transfer)


 Credit account management

View all credit account management stories

5 tips for choosing the right hotel credit card -- Getting the most of these products starts with choosing the one that's best for you. ... (See Hotel)

FAQs on Costco Anywhere Visa card by Citi -- Costco switched card partner from American Express to Visa in June 2016. We answer the most-common reader questions about Citi's Costco Anywhere Visa card. ... (See Costco)

6 steps to take when a credit card holder dies -- The task of notifying issuers, closing accounts can easily be pushed aside ... (See Steps)


 Credit Card Help

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8 myths about settling credit card debt -- Before you decide to try debt settlement, make sure you know the difference between common myths -- and the truth ... (See Debt)

Credit Card Help: 9 things you need to know about prepaid cards -- Thinking about picking up a reloadable prepaid card? Here’s what you should know first ... (See Prepaid cards)

10 tips for dealing with debt collectors, collection -- First, pull your head out of the sand. Next, educate yourself on your rights and on who to reach out to for help or to register a complaint ... (See Debt collection tips)


 Credit card videos

View all credit card videos stories

Video: 5 tips before buying a house -- If you're looking to buy a new house, be sure to follow these five tips to ensure your credit stays safe and you maximize potential card rewards ... (See House)

Video: Cruising with card points -- Cruising the blue waters of the Caribbean, soaking in the sun ... for free? Yes, you can. By using certain travel credit cards you can sail the blue seas at little or no cost ... (See Rewards)

Food trucks leaving cash in the dust -- More restaurants and food trucks are going cashless, so don't forget your credit card if you're heading out for a bite to eat ... (See Payments)


 Credit scores, credit reports

View all credit scores, credit reports stories

5 tips for choosing the right hotel credit card -- Getting the most of these products starts with choosing the one that's best for you. ... (See Hotel)

FAQs on Costco Anywhere Visa card by Citi -- Costco switched card partner from American Express to Visa in June 2016. We answer the most-common reader questions about Citi's Costco Anywhere Visa card. ... (See Costco)

6 steps to take when a credit card holder dies -- The task of notifying issuers, closing accounts can easily be pushed aside ... (See Steps)


 Emerging payment systems: Prepaid, debit, gift cards

View all emerging payment systems: prepaid, debit, gift cards stories

Prepaid card regulations survive GOP repeal effort in Congress -- Prepaid cards will get protections from surprise fees and other problems, as an Obama-era regulation survives Republican repeal attempt. ... (See Prepaid)

Startups use tech to put cardholders in charge of security -- With data beaches on the rise, startup companies are developing new options that help consumers minimize their exposure to a possible hack. ... (See Security)

Poll: Charging cheap items is cool with cardholders -- We pay by credit cards for most big buys, and more small ones than ever ... (See Small purchases)


 Expert Q&A

View all expert q&a stories

How to find a business's merchant category code -- If you're looking to maximize your category bonuses, it helps to know the MCC code for the businesses you shop at ... (See MCC)

Cancel new card to minimize impact on score -- If you applied for a card offer received in the mail and shortly after you changed your mind, time is of the essence to close the account in order to avoid hurting your score. ... (See New card)

Can I use deceased brother's cards to pay for his funeral? -- Even as an authorized user, using cards of a deceased cardholder is fraud ... (See Fraud)


 Frequent flier programs, airline rewards

View all frequent flier programs, airline rewards stories

Credit card product news -- The latest on credit card launches, bonus offers and rewards program updates. ... (See Product news page)

5 questions to ask before making a big purchase for rewards -- If you're looking to score reward points by putting a major purchase on your card, make sure you ask these five questions first ... (See Rewards)

Can I get better rewards without opening a new card? -- If you're looking to up your rewards intake but don't want to open a new card, you may be out of luck unless your bank will work out a deal ... (See Rewards)


 Infographics

View all infographics stories

Infographic: Card market continues climb but subprime still in hole -- Americans now have more cards open than at the end of 2008 ... (See Card market)

Young consumers most cautious about online payments -- A survey shows that showing that young consumers are the most cautious when paying for their purchases ... (See Cautious)

Digital wallets: Merchants to pave the way for consumer acceptance -- Despite security concerns, more Americans are willing to use digital wallets, if merchants oblige ... (See Digital wallets)


 Innovations, features, new products

View all innovations, features, new products stories

FAQs on Costco Anywhere Visa card by Citi -- Costco switched card partner from American Express to Visa in June 2016. We answer the most-common reader questions about Citi's Costco Anywhere Visa card. ... (See Costco)

Credit cards compete to make you feel like a VIP -- Travel credits, luxurious perks and unique materials aim to turn your and others' heads ... (See VIP)

Rate survey: Average card APR dips to 15.79 percent -- Rate report template ... (See Rates)


 Legal, regulatory, privacy issues

View all legal, regulatory, privacy issues stories

6 steps to take when a credit card holder dies -- The task of notifying issuers, closing accounts can easily be pushed aside ... (See Steps)

Can I use deceased brother's cards to pay for his funeral? -- Even as an authorized user, using cards of a deceased cardholder is fraud ... (See Fraud)

Suspect card fraud? How to file a claim -- What to do when you spot a suspicious charge on your credit or debit card ... (See Claim)


 Low interest, zero percent cards

View all low interest, zero percent cards stories

Rate survey: Average card APR remains at 15.79 percent for second week -- May 17, 2017: The national average APR for new card offers remained near record highs Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Video: 5 tips before buying a house -- If you're looking to buy a new house, be sure to follow these five tips to ensure your credit stays safe and you maximize potential card rewards ... (See House)

Loan can boost score faster than balance transfer deal -- If you have several cards with high credit utilization ratio and want to lower borrowing costs while raising your credit score, a personal consolidation loan can be a better option than a balance transfer. ... (See Loan)


 Opening Credits

View all opening credits stories

How to build up a thin credit profile for a future mortgage -- Lenders like to see you've handled a variety of credit products over a period of time ... (See Mortgage)

How to minimize credit utilization while maximizing rewards -- Multiple payments over a billing period can combat high utilization ... (See Credit)

I opened a credit card using my boyfriend's info. Did I commit fraud? -- Even if you got permission to open the card, you still broke the law, and the other person is an accomplice ... (See Fraud)


 Podcast

View all podcast stories

Charged Up! podcast: Unexpected tools for success -- Author and blogger Eric Barker shares some of the best research available on what really makes people successful and how you can achieve your full potential ... (See Podcast)

Charged Up! podcast: How to write a financial plan -- In her book "If You Love Your Family, Save Like It," Nicole Peterkin talks about the biggest mistake people make when it comes to planning for their financial futures. In this episode she shares how to create a financial plan that protects your family ... (See Podcast)

Charged Up! podcast: How to finance world travel -- Cassie De Pecol was 27 when she traveled alone to all 198 countries in the world and made it to the Guinness Book of World Records. She now shares her tips on how to finance your own expedition ... (See Podcast)


 Products

View all products stories

Chase Sapphire cardholders can earn 100,000 points with a Chase mortgage -- Chase has launched a unique, new offer that allows Sapphire, Sapphire Preferred and Sapphire Reserve cardholders to receive 100,000 Ultimate Rewards points when they close a mortgage with Chase through Aug. 6, 2017. ... (See Chase Sapphire)

Credit card product news -- The latest on credit card launches, bonus offers and rewards program updates. ... (See Product news page)

Editorial disclosure -- Though our site is supported by advertising dollars, our editorial department is separate from our company’s business operations. ... (See Editorial disclosure)


 Research, statistics

View all research, statistics stories

Household debt passes pre-recession peak, NY Fed finds -- U.S. household debt has surpassed its pre-recession peak for the first time, says new data from the New York Fed. Economists say milestone doesn't mean consumers are over-leveraged ... (See Debt)

Rate survey: Average card APR remains at 15.79 percent for second week -- May 17, 2017: The national average APR for new card offers remained near record highs Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Poll: Credit card fraud alerts surge, false alarms still common -- Consumers report a 15 percent increase in contacts from banks about credit, debit card fraud ... (See Fraud)


 Reward programs

View all reward programs stories

5 tips for choosing the right hotel credit card -- Getting the most of these products starts with choosing the one that's best for you. ... (See Hotel)

FAQs on Costco Anywhere Visa card by Citi -- Costco switched card partner from American Express to Visa in June 2016. We answer the most-common reader questions about Citi's Costco Anywhere Visa card. ... (See Costco)

Chase Sapphire cardholders can earn 100,000 points with a Chase mortgage -- Chase has launched a unique, new offer that allows Sapphire, Sapphire Preferred and Sapphire Reserve cardholders to receive 100,000 Ultimate Rewards points when they close a mortgage with Chase through Aug. 6, 2017. ... (See Chase Sapphire)


 Shopping

View all shopping stories

FAQs on Costco Anywhere Visa card by Citi -- Costco switched card partner from American Express to Visa in June 2016. We answer the most-common reader questions about Citi's Costco Anywhere Visa card. ... (See Costco)

Credit card product news -- The latest on credit card launches, bonus offers and rewards program updates. ... (See Product news page)

Bad credit? Avoid credit checks with prepaid cellphone plans -- Major carriers offer plans that allow you to bypass a dreaded credit check ... (See Credit checks)


 Speaking of Credit

View all speaking of credit stories

No credit? Unpaid debts can still be sent to collections -- You can be sent to collections over unpaid debt even if you don't have any credit. While it will damage your score, there are steps you can take to put your credit standing on the right foot. ... (See Collections)

Loan can boost score faster than balance transfer deal -- If you have several cards with high credit utilization ratio and want to lower borrowing costs while raising your credit score, a personal consolidation loan can be a better option than a balance transfer. ... (See Loan)

Is credit card paid off 10 years ago lowering my score? -- An old card that was paid off on time contributes positively to your credit score. Instead of trying to delete it from your report, consider reactivating and using it to maximize its scoring benefits ... (See Q&A)


 Student credit cards, young credit

View all student credit cards, young credit stories

Best credit-building strategies after graduating college -- There are many ways to build your credit, whether you're working full time, freelancing or traveling ... (See College)

'Financial Life' author Beth Kobliner on millennials' money needs -- Millennials have different priorities than their parents, and author Beth Kobliner, explains why. ... (See Q&A)

Best card options when sending your child abroad -- Parents should consider adding a credit card for spending and emergencies ... (See Abroad)


 The Credit Guy

View all the credit guy stories

Cancel new card to minimize impact on score -- If you applied for a card offer received in the mail and shortly after you changed your mind, time is of the essence to close the account in order to avoid hurting your score. ... (See New card)

Planning to buy a house soon? Keep unused cards open -- Don't let the issuer close it, especially if you are planning to make significant purchases in the near future. ... (See House)

Should I sell my house to get out of debt? -- If you're on a fixed income, buried in debt and have a house in a thriving real estate market, selling your property is one option ... (See House)


 To Her Credit

View all to her credit stories

Can I use deceased brother's cards to pay for his funeral? -- Even as an authorized user, using cards of a deceased cardholder is fraud ... (See Fraud)

Should I liquidate my 401(k) to pay my husband's back taxes? -- He owes the IRS and wants his wife to cash in her retirement plans to pay the debt ... (See IRS)

Can an ex make you pay debt on his card? -- It's her debt on his card, but he said he'd pay it. Then he changed his mind ... (See Ex)


 Your Business Credit

View all your business credit stories

How to find a business's merchant category code -- If you're looking to maximize your category bonuses, it helps to know the MCC code for the businesses you shop at ... (See MCC)

What is a service charge, and when is it too high? -- You may find it frustrating to pay for a meal or product with a credit card and find a service charge tacked on, simply because you used a card. Find out how much businesses are allowed to charge and how you can fight back ... (See Service charge)

Can a medical facility put a hold on your card? -- If you need medical attention and the facility wants you to sign a consent form that they can charge your card for whatever services you get, are you obligated to sign it to get the treatment? ... (See Medical)


Uncategorized

View all Uncategorized stories

Wells Fargo Cash Back Visa Card Review -- Description here - maximum 160 characters ... (more)

Compare No Annual Fee Credit Card Offers -- Updated: May 1, 2017 Card Annual Fee 0% Intro APR on Purchases Regular APR Capital One® VentureOne® Rewards Credit Card $0 12 months 12.74% - ... (more)

Compare 0 percent APR credit card deals -- Updated: May 22, 2017 Card 0% Purchase APR Period Annual Fee Regular APR Capital One® VentureOne® Rewards Credit Card 12 months $0 12.74% - 22.74% ... (more)