Credit card news archive

Credit card news stories and articles archive at CreditCards.com.





Latest credit card news


 All credit card news

View all credit card news stories

Rate survey: Average card rate slips to 15.16 percent -- Feb. 10, 2016: Average rates on new card offers dipped Wednesday after rising the previous week to a four-year high, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

7 ways you are your own worst enemy, financially -- You can keep harming your financial health, or turn it around ... (See Enemy)

Steps to build credit as a permanent resident -- A secured card is an ideal credit-building tool for those new to the U.S. ... (See Permanent resident)


 Bad credit, credit repair

View all bad credit, credit repair stories

Rate survey: Average card rate slips to 15.16 percent -- Feb. 10, 2016: Average rates on new card offers dipped Wednesday after rising the previous week to a four-year high, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

7 ways you are your own worst enemy, financially -- You can keep harming your financial health, or turn it around ... (See Enemy)

Tax refund: Using it to pay off credit card debt -- Five questions to help you decide where to apply that refund ... (See Refund)


 Balance transfer, debt consolidation

View all balance transfer, debt consolidation stories

Rate survey: Average card rate slips to 15.16 percent -- Feb. 10, 2016: Average rates on new card offers dipped Wednesday after rising the previous week to a four-year high, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

7 ways you are your own worst enemy, financially -- You can keep harming your financial health, or turn it around ... (See Enemy)

How top money experts fund their costly passions -- Even financial professionals can be lured into overspending ... (See Passions)


 Breaking news

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EMV chip card rollout in US to peak in 2016 -- While the number of EMV chip cards shipped in the U.S. surged in 2015, that flow hasn't turned to a trickle. Far from it ... (See Chip card rollout)

Tax refund: Using it to pay off credit card debt -- Five questions to help you decide where to apply that refund ... (See Refund)

Best reward card for cable, cellphone spending? -- Credit cards offer reward bonuses for many spending categories, including unsexy expenses such as utilities ... (See Points)


 Business credit cards

View all business credit cards stories

Rate survey: Average card rate slips to 15.16 percent -- Feb. 10, 2016: Average rates on new card offers dipped Wednesday after rising the previous week to a four-year high, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Rate survey: Average card rate jumps to 15.18% -- Feb. 3, 2016: Average rates on new credit card offers rose to a four-year high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Long after business is sold, old card debt arises -- A small business owner who handed over a credit card account when he sold his business is being hassled by collectors for debt he didn't ring up ... (See Old debt)


 Cash back cards

View all cash back cards stories

Rate survey: Average card rate slips to 15.16 percent -- Feb. 10, 2016: Average rates on new card offers dipped Wednesday after rising the previous week to a four-year high, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

7 ways you are your own worst enemy, financially -- You can keep harming your financial health, or turn it around ... (See Enemy)

Rate survey: Average card rate jumps to 15.18% -- Feb. 3, 2016: Average rates on new credit card offers rose to a four-year high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Cashing In Q&A columns

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Best reward card for cable, cellphone spending? -- Credit cards offer reward bonuses for many spending categories, including unsexy expenses such as utilities ... (See Points)

How JetBlue's card switch to Barclay's will work -- American Express cards will stop working in March 2016, but TrueBlue points remain ... (See JetBlue)

Examine partners to earn more United miles -- If you’re interested in reward flights on United, consider cards connected to airline and bank-program partners ... (See Rewards travel)


 Credit account management

View all credit account management stories

7 ways you are your own worst enemy, financially -- You can keep harming your financial health, or turn it around ... (See Enemy)

Steps to build credit as a permanent resident -- A secured card is an ideal credit-building tool for those new to the U.S. ... (See Permanent resident)

Tax refund: Using it to pay off credit card debt -- Five questions to help you decide where to apply that refund ... (See Refund)


 Credit Card Help

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10 tips for dealing with debt collectors, collection -- First, pull your head out of the sand. Next, educate yourself on your rights and on who to reach out to for help or to register a complaint ... (See Debt collection tips)

Credit Card Help: Why your credit report matters more than your credit score -- Focusing only your credit score is like focusing only on your cholesterol number or your age – the number’s important, but not as important as how you got there. That’s why the real key to credit is your credit report ... (See Credit reports versus scores)

7 building blocks of good credit -- Want a good credit score? Know these seven basic moves and you're guaranteed to have one ... (See Good credit score)


 Credit card videos

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Video: FICO's 5 credit score factors -- FICO is the king of credit scores, used in the most lending decisions. So what factors matter most in its scoring formula? ... (See FICO)

How to fight medical identity theft -- When a thief steals your medical ID, it puts your health at risk as well as your credit. Here's what to do ... (more)

Video: Medical identity theft victim speaks out -- After a woman's identity was stolen, it put her at risk for losing custody of her 4 children ... (more)


 Credit scores, credit reports

View all credit scores, credit reports stories

7 ways you are your own worst enemy, financially -- You can keep harming your financial health, or turn it around ... (See Enemy)

Steps to build credit as a permanent resident -- A secured card is an ideal credit-building tool for those new to the U.S. ... (See Permanent resident)

Tax refund: Using it to pay off credit card debt -- Five questions to help you decide where to apply that refund ... (See Refund)


 Credit Wise

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Deciding whether to settle a credit card debt -- Do you have a lump sum, and are you ready for a credit score hit? ... (See Settle)

Don't close maxed-out card after you pay off debt -- When the card was maxed out, it was hurting your score; now it's helping ... (See Maxed-out)

Get through unemployment without borrowing -- There are more options for squeezing money out of your budget while job hunting. Don't be tempted to take out a loan ... (See Unemployment and debt)


 Emerging payment systems: Prepaid, debit, gift cards

View all emerging payment systems: prepaid, debit, gift cards stories

EMV chip card rollout in US to peak in 2016 -- While the number of EMV chip cards shipped in the U.S. surged in 2015, that flow hasn't turned to a trickle. Far from it ... (See Chip card rollout)

Personal loans surge into mainstream -- Rise of online lenders and a lack of home equity help fuel the growth of this once-small niche of unsecured loans ... (See Personal loans grow )

2016: The year of the gas station skimmer -- Smaller devices, greater security elsewhere make fuel pumps a target ... (See Gas station skimming)


 Expert Q&A

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Steps to build credit as a permanent resident -- A secured card is an ideal credit-building tool for those new to the U.S. ... (See Permanent resident)

Best reward card for cable, cellphone spending? -- Credit cards offer reward bonuses for many spending categories, including unsexy expenses such as utilities ... (See Points)

Deciding whether to settle a credit card debt -- Do you have a lump sum, and are you ready for a credit score hit? ... (See Settle)


 Frequent flier programs, airline rewards

View all frequent flier programs, airline rewards stories

Rate survey: Average card rate slips to 15.16 percent -- Feb. 10, 2016: Average rates on new card offers dipped Wednesday after rising the previous week to a four-year high, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Best reward card for cable, cellphone spending? -- Credit cards offer reward bonuses for many spending categories, including unsexy expenses such as utilities ... (See Points)

Rate survey: Average card rate jumps to 15.18% -- Feb. 3, 2016: Average rates on new credit card offers rose to a four-year high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Infographics

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EMV chip card rollout in US to peak in 2016 -- While the number of EMV chip cards shipped in the U.S. surged in 2015, that flow hasn't turned to a trickle. Far from it ... (See Chip card rollout)

Infographic: The demise of over-limit fees -- Credit card customers unanimously opt out of once-common fee ... (See Over-limit fee)

Infographic: Life is financially fragile for millennials -- Young adults tend to carry credit card balances, fret about repaying student loans and don't have an emergency fund ... (See Financial literacy and millennials)


 Innovations, features, new products

View all innovations, features, new products stories

EMV chip card rollout in US to peak in 2016 -- While the number of EMV chip cards shipped in the U.S. surged in 2015, that flow hasn't turned to a trickle. Far from it ... (See Chip card rollout)

Best reward card for cable, cellphone spending? -- Credit cards offer reward bonuses for many spending categories, including unsexy expenses such as utilities ... (See Points)

What happens if you don't sign a credit card payment slip -- You might get away with it, but don't plan on eating at that restaurant again ... (See Bill)


 Legal, regulatory, privacy issues

View all legal, regulatory, privacy issues stories

Tax refund: Using it to pay off credit card debt -- Five questions to help you decide where to apply that refund ... (See Refund)

What happens if you don't sign a credit card payment slip -- You might get away with it, but don't plan on eating at that restaurant again ... (See Bill)

Infographic: The demise of over-limit fees -- Credit card customers unanimously opt out of once-common fee ... (See Over-limit fee)


 Low interest, zero percent cards

View all low interest, zero percent cards stories

Rate survey: Average card rate slips to 15.16 percent -- Feb. 10, 2016: Average rates on new card offers dipped Wednesday after rising the previous week to a four-year high, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

7 ways you are your own worst enemy, financially -- You can keep harming your financial health, or turn it around ... (See Enemy)

Don't apply for multiple balance transfer cards -- Multiple hard credit inquiries will ding your credit score ... (See Hard inquiries)


 Merchant accounts

View all merchant accounts stories

Marijuana businesses find card processing still elusive -- Some avenues exist for legal pot-based businesses that want to accept credit cards, but details are sketchy and insiders say some are full of risks ... (See Legal pot)

Credit card surcharge laws in limbo in California -- Law prohibiting surcharges is unenforceable for now, but that's under appeal. Other options might be better for nonprofit medical clinic ... (See Surcharges)

Card updater services keep customers' auto-payments flowing -- Services offered by card networks for merchants could help prevent customer attrition ... (See Autopay)


 Opening Credits

View all opening credits stories

Steps to build credit as a permanent resident -- A secured card is an ideal credit-building tool for those new to the U.S. ... (See Permanent resident)

Don't apply for multiple balance transfer cards -- Multiple hard credit inquiries will ding your credit score ... (See Hard inquiries)

Use caution when adding a friend as an authorized user -- No matter what your repayment arrangement is, you are ultimately responsible for any debt ... (See Authorized user)


 Research, statistics

View all research, statistics stories

Rate survey: Average card rate slips to 15.16 percent -- Feb. 10, 2016: Average rates on new card offers dipped Wednesday after rising the previous week to a four-year high, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

EMV chip card rollout in US to peak in 2016 -- While the number of EMV chip cards shipped in the U.S. surged in 2015, that flow hasn't turned to a trickle. Far from it ... (See Chip card rollout)

Infographic: The demise of over-limit fees -- Credit card customers unanimously opt out of once-common fee ... (See Over-limit fee)


 Reward programs

View all reward programs stories

Rate survey: Average card rate slips to 15.16 percent -- Feb. 10, 2016: Average rates on new card offers dipped Wednesday after rising the previous week to a four-year high, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Best reward card for cable, cellphone spending? -- Credit cards offer reward bonuses for many spending categories, including unsexy expenses such as utilities ... (See Points)

Rate survey: Average card rate jumps to 15.18% -- Feb. 3, 2016: Average rates on new credit card offers rose to a four-year high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Shopping

View all shopping stories

What happens if you don't sign a credit card payment slip -- You might get away with it, but don't plan on eating at that restaurant again ... (See Bill)

How top money experts fund their costly passions -- Even financial professionals can be lured into overspending ... (See Passions)

Fed: Card balances up for 10th straight month -- Credit card balances rose 7.5 percent in December, marking the 10th consecutive month of expanding credit card balances, the Federal Reserve said Friday. ... (See Consumer credit)


 Speaking of Credit

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Primary account holders are responsible for card debt -- If you're told you're not the primary account holder, you can pay bills, but not make changes ... (See Primary)

Playing hardball in a debt dispute has credit consequences -- If you feel wronged by a creditor, you can fight, but if you withhold payment your credit score will plummet ... (See Debt hardball)

Automated credit score advice may not fit -- Free online score-improving tips can conflict, depending on which credit-scoring formula is used ... (more)


 Spotlight: People and their plastic

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'Coined' author Kabir Sehgal: Credit cards make money abstract -- Kabir Sehgal talks about the history of money and credit, and its relationship to humankind in his new book "Coined, The Rich Life of Money and How Its History Has Shaped Us" ... (See Kabir Sehgal Q&A)

Author argues have-nots better served by postal banking -- In "How the Other Half Banks," law professor Mehrsa Baradaran says the best bank for the poor already has branches, and blue boxes, everywhere ... (See Postal banking)

Money advice from famous TV dads -- Sheriff Andy Taylor, Ben Cartwright, Louis Huang and even Homer Simpson can give financial lessons ... (See Money advice from TV dads)


 Student credit cards, young credit

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Getting a new cellphone? Expect a credit check -- If you're signing up for a traditional cellphone contract, your credit will probably be checked. But if your credit isn't great, you have more options than before ... (See Credit check)

New to credit? Build score with car loan, secured card -- Adding different types of credit accounts helps build your credit score ... (See Credit score)

US report: Colleges not disclosing card contracts -- A new report finds that many colleges are not disclosing their ties with credit card companies as required ... (See Campus cards)


 To Her Credit

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Lost job? Budget, don't stop card payments -- Prepare a bare-bones budget and cut all nonessential spending before you stop paying on cards ... (See Job loss)

For tax purposes, card statements aren't detailed receipts -- Don't rely on your card statement if you want a precise record of spending; keep that original paper receipt ... (See Receipts)

Card owner's dementia, death make it hard to prove theft -- The neighbor of a man with dementia went to town with his card. After his death, it's hard to distinguish theft from generosity ... (See Dementia, death and card theft)


 Your Business Credit

View all your business credit stories

Long after business is sold, old card debt arises -- A small business owner who handed over a credit card account when he sold his business is being hassled by collectors for debt he didn't ring up ... (See Old debt)

Using an EIN to apply for a card, build business credit -- A small business can start building credit with a home improvement store credit card, but be sure you're doing it for the right reasons ... (See EIN )

Small-business options for dealing with supplier debt -- Whether a vendor can come after you for delinquent debt depends on what type of business structure you have and the contract you signed ... (See Business debt)


Uncategorized

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Wells Fargo Cash Back Visa Card Review -- Description here - maximum 160 characters ... (more)

Fifth Third Cash Rewards Card Review -- You may be able to get more value from a different cash back card than this one ... See Fifth Third Cash Rewards Card Review)

Quicksilver from Capital One Review -- The Quicksilver from Capital One is a solid credit card with a 1.5 percent cash back rate and no annual fee ... See Quicksilver from Capital One Review)