Credit card news archive

Credit card news stories and articles archive at CreditCards.com.





Latest credit card news


 All credit card news

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Card account keeps getting hacked. Close it? -- Canceling a card can impact credit score, but it may be necessary ... (See Hacked)

Paid a charged-off debt; now what? -- It’s not enough to just pay a charge-off and forget about it. There are some cases in which the information about the paid charge-off doesn’t get to the credit reporting agencies. ... (See Debt)

85-year-old mom has $25,000 in card debt -- Her adult children's behavior is keeping their mom on the debt hook ... (See Mom)


 Bad credit, credit repair

View all bad credit, credit repair stories

Paid a charged-off debt; now what? -- It’s not enough to just pay a charge-off and forget about it. There are some cases in which the information about the paid charge-off doesn’t get to the credit reporting agencies. ... (See Debt)

Rate survey: Average card APR remains unchanged at 15.22 percent -- September 21, 2016: The average APR on new card offers remained near record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

When a 'friend' racks up $11,000 on your card -- Your options? Take her to civil court, pay the debt or stop paying and risk being sued yourself ... (See Options)


 Balance transfer, debt consolidation

View all balance transfer, debt consolidation stories

85-year-old mom has $25,000 in card debt -- Her adult children's behavior is keeping their mom on the debt hook ... (See Mom)

How to ask the kids to help out in a financial crisis -- When finances are suddenly stretched, is it wrong to solicit help from your children? ... (See Kids)

Rate survey: Average card APR remains unchanged at 15.22 percent -- September 21, 2016: The average APR on new card offers remained near record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Best credit cards

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Best business credit cards: Fall 2016 -- Our panel of judges names the Capital One Spark Cash for Business as the top business card for fall 2016. ... (See Our panel of judges names the Capital One Spark Cash for Business as the top business card for fall 2016.)

Video: Exclusive credit card rewards experiences -- We'll show you how to get up close and personal with the players of your favorite sports team before a game by using credit card reward points ... (See Experience)

Best student credit cards: Fall 2016 -- Our panel of judges names the Discover it Chrome as the top student card for fall 2016 ... (See Our panel of judges names the Discover it Chrome as the top student card for fall 2016)


 Breaking news

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Protect yourself from banks 'cross-selling' fake accounts -- Checking up on your bank requires more than reviewing account statements and standard credit reports ... (See Accounts)

APRs to stand pat as Fed puts off rate increase -- Credit card users were spared higher APRs for now, but should brace for an increase before year end ... (See Federal Reserve)

Retailers cash in on booming mobile card reader adoption -- Mobile card readers are a game-changer for former cash-only merchants ... (See Mobile card readers)


 Business credit cards

View all business credit cards stories

Rate survey: Average card APR remains unchanged at 15.22 percent -- September 21, 2016: The average APR on new card offers remained near record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

How your business can avoid charge-backs, account problems -- Chargebacks can cause problems for business owners when it comes to their accounts. There are ways to improve customer service and cut down on charge-backs ... (See Charge-backs)

Rate survey: Average card APR holds tight at 15.22 percent -- Sept. 14, 2016: The average APR on new card offers didn’t budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APR)


 Cash back cards

View all cash back cards stories

Rate survey: Average card APR remains unchanged at 15.22 percent -- September 21, 2016: The average APR on new card offers remained near record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Average card APR holds tight at 15.22 percent -- Sept. 14, 2016: The average APR on new card offers didn’t budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APR)

Supercharge rewards with a business card -- By playing your cards rights, a business card can rack up rewards fast ... (See Rewards)


 Cashing In Q&A columns

View all cashing in q&a columns stories

You splurged for the Chase Sapphire Reserve card. Now what? -- Use the card's points and perks before that $450 annual fee kicks in again. ... (See Reserve)

Making the most of flexible travel rewards programs -- Several programs allow transfers to airlines and hotels, and there may be more possibilities than you realize ... (See Rewards)

Save money on gas, at Costco and elsewhere -- Using the new Citi Costco card can make sense at the pump, but there are other ways to save on gas ... (See Save)


 Credit account management

View all credit account management stories

Card account keeps getting hacked. Close it? -- Canceling a card can impact credit score, but it may be necessary ... (See Hacked)

85-year-old mom has $25,000 in card debt -- Her adult children's behavior is keeping their mom on the debt hook ... (See Mom)

How to ask the kids to help out in a financial crisis -- When finances are suddenly stretched, is it wrong to solicit help from your children? ... (See Kids)


 Credit Card Help

View all credit card help stories

Credit Card Help: 9 things you need to know about prepaid cards -- Thinking about picking up a reloadable prepaid card? Here’s what you should know first ... (See Prepaid cards)

10 tips for dealing with debt collectors, collection -- First, pull your head out of the sand. Next, educate yourself on your rights and on who to reach out to for help or to register a complaint ... (See Debt collection tips)

Credit Card Help: Why your credit report matters more than your credit score -- Focusing only your credit score is like focusing only on your cholesterol number or your age – the number’s important, but not as important as how you got there. That’s why the real key to credit is your credit report ... (See Credit reports versus scores)


 Credit card videos

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Police scanners can now freeze prepaid cards -- Law enforcement agencies can now freeze and later seize funds found on prepaid cards in suspects' vehicles within seconds. This development is leading to questions of civil rights ... (See Prepaid)

Video: Exclusive credit card rewards experiences -- We'll show you how to get up close and personal with the players of your favorite sports team before a game by using credit card reward points ... (See Experience)

Video: Ways to save money on a Disney vacation -- Here are some realistic ways to save money at the happiest place on Earth ... (See Disney )


 Credit scores, credit reports

View all credit scores, credit reports stories

Paid a charged-off debt; now what? -- It’s not enough to just pay a charge-off and forget about it. There are some cases in which the information about the paid charge-off doesn’t get to the credit reporting agencies. ... (See Debt)

85-year-old mom has $25,000 in card debt -- Her adult children's behavior is keeping their mom on the debt hook ... (See Mom)

Credit bureau policies vary when freezing a child's credit -- It is often difficult to place a credit freeze on a child when no ID theft has been committed ... (See Freeze)


 Credit Smart

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Card account keeps getting hacked. Close it? -- Canceling a card can impact credit score, but it may be necessary ... (See Hacked)

To escape from crummy cards, you need a plan -- Get basic good credit behavior down pat; worry about the nuances later ... (See Crummy)

Make sure loan consolidation improves your credit -- Consolidating your credit card debt into a single loan can help your credit or hurt it. It depends on your actions ... (See Debt)


 Emerging payment systems: Prepaid, debit, gift cards

View all emerging payment systems: prepaid, debit, gift cards stories

Retailers cash in on booming mobile card reader adoption -- Mobile card readers are a game-changer for former cash-only merchants ... (See Mobile card readers)

Police scanners can now freeze prepaid cards -- Law enforcement agencies can now freeze and later seize funds found on prepaid cards in suspects' vehicles within seconds. This development is leading to questions of civil rights ... (See Prepaid)

Tips for buying airline tickets with a debit card -- Buying an airline ticket with a debit card involves its own restrictions and requirements ... (See Debit)


 Expert Q&A

View all expert q&a stories

Card account keeps getting hacked. Close it? -- Canceling a card can impact credit score, but it may be necessary ... (See Hacked)

85-year-old mom has $25,000 in card debt -- Her adult children's behavior is keeping their mom on the debt hook ... (See Mom)

Credit bureau policies vary when freezing a child's credit -- It is often difficult to place a credit freeze on a child when no ID theft has been committed ... (See Freeze)


 Frequent flier programs, airline rewards

View all frequent flier programs, airline rewards stories

Rate survey: Average card APR remains unchanged at 15.22 percent -- September 21, 2016: The average APR on new card offers remained near record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

You splurged for the Chase Sapphire Reserve card. Now what? -- Use the card's points and perks before that $450 annual fee kicks in again. ... (See Reserve)

Tips for buying airline tickets with a debit card -- Buying an airline ticket with a debit card involves its own restrictions and requirements ... (See Debit)


 Infographics

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Infographic: Online banking still tops, but mobile surges -- Nearly 60 percent of Americans used mobile banking at least once per month ... (See Online banking)

Readability battle: card agreements versus Harry Potter -- See how card agreements stack up in readability against familiar documents, from novels to nursery rhymes to the U.S. Constitution ... (See Card agreements versus Harry Potter)

Infographic: Credit card use among the college set -- Two-thirds of college students have a credit card, and most are using their cards regularly, according to data from Equifax ... (See College cards)


 Innovations, features, new products

View all innovations, features, new products stories

Retailers cash in on booming mobile card reader adoption -- Mobile card readers are a game-changer for former cash-only merchants ... (See Mobile card readers)

Save money on gas, at Costco and elsewhere -- Using the new Citi Costco card can make sense at the pump, but there are other ways to save on gas ... (See Save)

Holiday layaway season now starts in late summer -- Earlier head-start lets shoppers spread payments from Labor Day through winter ... (See Layaway)


 Legal, regulatory, privacy issues

View all legal, regulatory, privacy issues stories

Paid a charged-off debt; now what? -- It’s not enough to just pay a charge-off and forget about it. There are some cases in which the information about the paid charge-off doesn’t get to the credit reporting agencies. ... (See Debt)

85-year-old mom has $25,000 in card debt -- Her adult children's behavior is keeping their mom on the debt hook ... (See Mom)

When a 'friend' racks up $11,000 on your card -- Your options? Take her to civil court, pay the debt or stop paying and risk being sued yourself ... (See Options)


 Low interest, zero percent cards

View all low interest, zero percent cards stories

Rate survey: Average card APR remains unchanged at 15.22 percent -- September 21, 2016: The average APR on new card offers remained near record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Average card APR holds tight at 15.22 percent -- Sept. 14, 2016: The average APR on new card offers didn’t budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APR)

Rate survey: Average card APR remains at 15.22 percent -- September 7, 2016: Average rates on new credit card offers remained at record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APR)


 Opening Credits

View all opening credits stories

When a 'friend' racks up $11,000 on your card -- Your options? Take her to civil court, pay the debt or stop paying and risk being sued yourself ... (See Options)

How to fix credit after dad opens card in son's name -- Son rejects dad's card offer, but finds out dad opened one anyway ... (See Credit)

Will incorrect income on car application jeopardize loan? -- The bigger problem lies in taking on a car payment you can't afford ... (See Loan)


 Research, statistics

View all research, statistics stories

Rate survey: Average card APR remains unchanged at 15.22 percent -- September 21, 2016: The average APR on new card offers remained near record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

APRs to stand pat as Fed puts off rate increase -- Credit card users were spared higher APRs for now, but should brace for an increase before year end ... (See Federal Reserve)

Study: Rising interest rates will impact 92 million in US -- A study by credit bureau TransUnion finds that 92 million U.S. consumers will face higher monthly payments when interest rates rise, and 9 million will struggle ... (See Rates)


 Reward programs

View all reward programs stories

Rate survey: Average card APR remains unchanged at 15.22 percent -- September 21, 2016: The average APR on new card offers remained near record highs this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

You splurged for the Chase Sapphire Reserve card. Now what? -- Use the card's points and perks before that $450 annual fee kicks in again. ... (See Reserve)

Tips for buying airline tickets with a debit card -- Buying an airline ticket with a debit card involves its own restrictions and requirements ... (See Debit)


 Shopping

View all shopping stories

Retailers cash in on booming mobile card reader adoption -- Mobile card readers are a game-changer for former cash-only merchants ... (See Mobile card readers)

Tips for buying airline tickets with a debit card -- Buying an airline ticket with a debit card involves its own restrictions and requirements ... (See Debit)

Supercharge rewards with a business card -- By playing your cards rights, a business card can rack up rewards fast ... (See Rewards)


 Speaking of Credit

View all speaking of credit stories

Credit bureau policies vary when freezing a child's credit -- It is often difficult to place a credit freeze on a child when no ID theft has been committed ... (See Freeze)

Business charged you via card number on file? Dispute it -- Just because they sold you something once, they can't run your card number on file again without your permission ... (See Dispute)

If credit score disappears, here's how to get it back -- Inactivity can cause your credit score to vanish ... (See Disappear)


 Spotlight: People and their plastic

View all spotlight: people and their plastic stories

'Coined' author Kabir Sehgal: Credit cards make money abstract -- Kabir Sehgal talks about the history of money and credit, and its relationship to humankind in his new book "Coined, The Rich Life of Money and How Its History Has Shaped Us" ... (See Kabir Sehgal Q&A)

Author argues have-nots better served by postal banking -- In "How the Other Half Banks," law professor Mehrsa Baradaran says the best bank for the poor already has branches, and blue boxes, everywhere ... (See Postal banking)

Money advice from famous TV dads -- Sheriff Andy Taylor, Ben Cartwright, Louis Huang and even Homer Simpson can give financial lessons ... (See Money advice from TV dads)


 Student credit cards, young credit

View all student credit cards, young credit stories

Credit bureau policies vary when freezing a child's credit -- It is often difficult to place a credit freeze on a child when no ID theft has been committed ... (See Freeze)

Video: Unreadable card agreements -- Credit card agreements are said to be written on an 11th grade reading level. We came to a university campus with an excerpt from a credit card agreement to see if college students can make sense of what they are reading ... (See Card agreement video)

Infographic: Credit card use among the college set -- Two-thirds of college students have a credit card, and most are using their cards regularly, according to data from Equifax ... (See College cards)


 To Her Credit

View all to her credit stories

85-year-old mom has $25,000 in card debt -- Her adult children's behavior is keeping their mom on the debt hook ... (See Mom)

Dispute card accounts opened fraudulently by ex-spouse -- You have to take the proper steps to get the issuers to acknowledge the accounts aren't yours ... (See Fraud)

Premarital debt weighs on new marriage -- Bringing delinquent debt into a new union can strain joint finances ... (See Debt)


 Your Business Credit

View all your business credit stories

How your business can avoid charge-backs, account problems -- Chargebacks can cause problems for business owners when it comes to their accounts. There are ways to improve customer service and cut down on charge-backs ... (See Charge-backs)

An old card, left open after divorce, can mean new debt -- Debt collectors don't care what your divorce decree says ... (See Old card)

Inform customer before your business runs card number on file -- If your business is left with an balance and has a card on file for an unresponsive customer, it is probably OK to run the card - but document your efforts to reach them ... (See On file)


Uncategorized

View all Uncategorized stories

Wells Fargo Cash Back Visa Card Review -- Description here - maximum 160 characters ... (more)

0 percent credit cards: a sweet deal if played right -- A credit card with an introductory 0-percent APR is one of the best deals in personal finance. It’s also one of the most important to ... (more)

Tips for choosing a business card -- One of the primary benefits of a business card is to separate your personal finances from your business account. This helps limit your personal risk ... (more)