Credit card news archive

Credit card news stories and articles archive at CreditCards.com.





Latest credit card news


 All credit card news

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Do zero liability rules apply to corporate cards? -- Business owners who issue corporate cards may not enjoy the luxury of zero liability rules, which protects them against fraud. ... (See Zero)

Debt settlement: Is it right for you? -- Settlement offers one solution to severe debt, but beware false promises and know the downsides ... (See Settle)

Infographic: The growing ways we e-pay -- More and more Americans are discovering how handy e-payments can be ... (See E-payments grow)


 Bad credit, credit repair

View all bad credit, credit repair stories

Debt settlement: Is it right for you? -- Settlement offers one solution to severe debt, but beware false promises and know the downsides ... (See Settle)

Pay off credit card debt with tax refund? 5 questions -- Question No. 1: Do you have an emergency fund? ... (See Tax refund)

Deep card debt jeopardizes hopes to fund children’s college -- Action must be taken to get a handle on $80,000 card debt before more loans get taken out for college-ready daughter ... (See Debt)


 Balance transfer, debt consolidation

View all balance transfer, debt consolidation stories

Debt settlement: Is it right for you? -- Settlement offers one solution to severe debt, but beware false promises and know the downsides ... (See Settle)

Deep card debt jeopardizes hopes to fund children’s college -- Action must be taken to get a handle on $80,000 card debt before more loans get taken out for college-ready daughter ... (See Debt)

Why APR keeps rising on closed card with a balance -- Closed card's APR still rises when the Fed raises rates ... (See APR)


 Best credit cards

View all best credit cards stories

Video: 4 ways to finance an engagement ring -- Before spending a huge amount of money on a ring, be sure you are making the best financial choice ... (See Finance a ring)

Best balance transfer credit cards: Winter 2017 -- The Chase Slate and Citi Diamond Preferred cards tie for best balance transfer card of 2017. ... (See Best)

Best low-interest credit cards: Winter 2016 -- See what our credit cards experts have to say about the three best low-interest cards of winter 2016. ... (See Best low-interest)


 Breaking news

View all breaking news stories

Debt settlement: Is it right for you? -- Settlement offers one solution to severe debt, but beware false promises and know the downsides ... (See Settle)

Infographic: The growing ways we e-pay -- More and more Americans are discovering how handy e-payments can be ... (See E-payments grow)

Pay off credit card debt with tax refund? 5 questions -- Question No. 1: Do you have an emergency fund? ... (See Tax refund)


 Business credit cards

View all business credit cards stories

Do zero liability rules apply to corporate cards? -- Business owners who issue corporate cards may not enjoy the luxury of zero liability rules, which protects them against fraud. ... (See Zero)

Survey: Average card APR climbs to record high of 15.50% -- Feb. 15, 2017: The national average APR on new card offers climbed to another record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

What to do if you're charged for something you didn't order -- What you can do if you receive merchandise you didn't order and the merchant refuses to make a refund ... (See Refund)


 Cash back cards

View all cash back cards stories

Survey: Average card APR climbs to record high of 15.50% -- Feb. 15, 2017: The national average APR on new card offers climbed to another record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Average card APR holds steady at record 15.44% -- Feb. 8, 2017: The national average APR on new credit card offers remained at a record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Survey: Average card APR jumps to all-time high of 15.44% -- February 1, 2017: Rate survey: Average card APR jumps to all-time high of 15.44 percent. ... (See Rates)


 Cashing In Q&A columns

View all cashing in q&a columns stories

Boost rewards with airlines' dining programs -- Join, register a card, dine at selected restaurants, earn extra points ... (See Dining)

In which categories can I get bonus points? -- Find out how to maximize your rewards by figuring out which category of purchases earns you the most ... (See Bonus points)

Does my card cover rental insurance abroad? -- Credit cards often come with more perks than just points. Before traveling, know how your card can save you money ... (See Insurance)


 Credit account management

View all credit account management stories

Debt settlement: Is it right for you? -- Settlement offers one solution to severe debt, but beware false promises and know the downsides ... (See Settle)

Infographic: The growing ways we e-pay -- More and more Americans are discovering how handy e-payments can be ... (See E-payments grow)

Pay off credit card debt with tax refund? 5 questions -- Question No. 1: Do you have an emergency fund? ... (See Tax refund)


 Credit Card Help

View all credit card help stories

Credit Card Help: 9 things you need to know about prepaid cards -- Thinking about picking up a reloadable prepaid card? Here’s what you should know first ... (See Prepaid cards)

10 tips for dealing with debt collectors, collection -- First, pull your head out of the sand. Next, educate yourself on your rights and on who to reach out to for help or to register a complaint ... (See Debt collection tips)

Credit Card Help: Why your credit report matters more than your credit score -- Focusing only your credit score is like focusing only on your cholesterol number or your age – the number’s important, but not as important as how you got there. That’s why the real key to credit is your credit report ... (See Credit reports versus scores)


 Credit card videos

View all credit card videos stories

Video: 4 ways to finance an engagement ring -- Before spending a huge amount of money on a ring, be sure you are making the best financial choice ... (See Finance a ring)

Video: How a side hustle can help you pay down debt -- Side hustles can help you pay down debt quickly, but you should know what to avoid when taking on certain jobs ... (See Side hustle)

Video: What is a balance transfer credit card? -- Find out how a balance transfer card works and how you can avoid paying interest for a year or more while paying down debt ... (See Transfer)


 Credit scores, credit reports

View all credit scores, credit reports stories

Debt settlement: Is it right for you? -- Settlement offers one solution to severe debt, but beware false promises and know the downsides ... (See Settle)

Pay off credit card debt with tax refund? 5 questions -- Question No. 1: Do you have an emergency fund? ... (See Tax refund)

Why APR keeps rising on closed card with a balance -- Closed card's APR still rises when the Fed raises rates ... (See APR)


 Credit Smart

View all credit smart stories

Deep card debt jeopardizes hopes to fund children’s college -- Action must be taken to get a handle on $80,000 card debt before more loans get taken out for college-ready daughter ... (See Debt)

Know debt settlement companies' full cost -- You will trash your credit and may owe a larger tax bill ... (See Settlement)

Credit counselors don't report you to credit bureaus -- The agencies' debt management plans are credit-score neutral ... (See Report)


 Emerging payment systems: Prepaid, debit, gift cards

View all emerging payment systems: prepaid, debit, gift cards stories

Infographic: The growing ways we e-pay -- More and more Americans are discovering how handy e-payments can be ... (See E-payments grow)

Congress may repeal CFPB prepaid card rule -- Consumer protections that have been on the drawing board for years are endangered by tide of deregulation in Washington ... (See CFPB)

In-car payments: A wallet that's truly mobile -- Mobile wallets are coming to car dashboards. Is shopping while driving worth the risk? ... (See In-car payments)


 Expert Q&A

View all expert q&a stories

Do zero liability rules apply to corporate cards? -- Business owners who issue corporate cards may not enjoy the luxury of zero liability rules, which protects them against fraud. ... (See Zero)

Deep card debt jeopardizes hopes to fund children’s college -- Action must be taken to get a handle on $80,000 card debt before more loans get taken out for college-ready daughter ... (See Debt)

Why APR keeps rising on closed card with a balance -- Closed card's APR still rises when the Fed raises rates ... (See APR)


 Frequent flier programs, airline rewards

View all frequent flier programs, airline rewards stories

Boost rewards with airlines' dining programs -- Join, register a card, dine at selected restaurants, earn extra points ... (See Dining)

In which categories can I get bonus points? -- Find out how to maximize your rewards by figuring out which category of purchases earns you the most ... (See Bonus points)

Does my card cover rental insurance abroad? -- Credit cards often come with more perks than just points. Before traveling, know how your card can save you money ... (See Insurance)


 Infographics

View all infographics stories

Infographic: The growing ways we e-pay -- More and more Americans are discovering how handy e-payments can be ... (See E-payments grow)

Overdue card debt sinks to a decade low -- We owe more, but handle cards better, says the quarterly New York Fed report on household debt ... (See Household)

Infographic: Identity fraud victims at record high -- A report has found that the number of U.S. identity fraud victims increased 17.6 percent, from 13.1 million Americans in 2015 to 15.4 million in 2016 ... (See ID theft report)


 Innovations, features, new products

View all innovations, features, new products stories

Congress may repeal CFPB prepaid card rule -- Consumer protections that have been on the drawing board for years are endangered by tide of deregulation in Washington ... (See CFPB)

Poll: Cardholders love rewards but many don’t shop around -- Cardholders love rewards, but many of them don't shop around for new card offers, according to a new CreditCards.com poll ... (See Poll)

In-car payments: A wallet that's truly mobile -- Mobile wallets are coming to car dashboards. Is shopping while driving worth the risk? ... (See In-car payments)


 Legal, regulatory, privacy issues

View all legal, regulatory, privacy issues stories

Debt settlement: Is it right for you? -- Settlement offers one solution to severe debt, but beware false promises and know the downsides ... (See Settle)

Pay off credit card debt with tax refund? 5 questions -- Question No. 1: Do you have an emergency fund? ... (See Tax refund)

Overdue card debt sinks to a decade low -- We owe more, but handle cards better, says the quarterly New York Fed report on household debt ... (See Household)


 Low interest, zero percent cards

View all low interest, zero percent cards stories

Poll: Cardholders love rewards but many don’t shop around -- Cardholders love rewards, but many of them don't shop around for new card offers, according to a new CreditCards.com poll ... (See Poll)

Survey: Average card APR climbs to record high of 15.50% -- Feb. 15, 2017: The national average APR on new card offers climbed to another record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Average card APR holds steady at record 15.44% -- Feb. 8, 2017: The national average APR on new credit card offers remained at a record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Opening Credits

View all opening credits stories

Consolidation loan vs. balance transfer vs. DIY payment plan -- Comparison shop and run the numbers to get the best debt payoff plan ... (See Pay off)

Emancipated minor repeatedly rejected for credit card -- Issuers tend to stick to age restrictions for entering into legal contracts ... (See Minors)

How to help kids build credit before age 18 -- Adding a child as an authorized user to a parent's card is easy to do ... (See Build)


 Podcast

View all podcast stories

Charged Up! podcast: The index card that went viral -- Harold Pollack's index card with "everything you need to know about personal finance" tips became an internet sensation. Find out how to implement those tips now ... (See Tips)

Charged Up! podcast: Love and Money -- Finances play a big role in the success and failures of relationships. Find out what five questions you need to ask your partner now ... (See Podcast)

Charged Up! podcast: Retiring with enough money -- Professor, author and speaker Teresa Ghilarducci explains what you need to save now, starting at any age ... (See Retire)


 Products

View all products stories

Starwood Preferred cards add 35k sign-up bonus -- New American Express Starwood Preferred Guest cardholders and Starwood Preferred Guest business cardholders can earn up to 35,000 bonus Starpoints for a limited time. ... (See American Express, Starwood Preferred Guest)

New Cathay Pacific Visa Signature card offers 25k sign-up bonus -- Cathay Pacific Airlines and Synchrony Bank have teamed up to release a credit card geared toward U.S. travelers. ... (See Cathay Pacific)

Barclaycard Ring offers 0 percent intro APR for 15 months -- Barclaycard has launched a new 0 percent introductory offer for the Barclaycard Ring Platinum Mastercard. ... (See Barclaycard)


 Research, statistics

View all research, statistics stories

Infographic: The growing ways we e-pay -- More and more Americans are discovering how handy e-payments can be ... (See E-payments grow)

Overdue card debt sinks to a decade low -- We owe more, but handle cards better, says the quarterly New York Fed report on household debt ... (See Household)

Infographic: Identity fraud victims at record high -- A report has found that the number of U.S. identity fraud victims increased 17.6 percent, from 13.1 million Americans in 2015 to 15.4 million in 2016 ... (See ID theft report)


 Reward programs

View all reward programs stories

Poll: Cardholders love rewards but many don’t shop around -- Cardholders love rewards, but many of them don't shop around for new card offers, according to a new CreditCards.com poll ... (See Poll)

Survey: Average card APR climbs to record high of 15.50% -- Feb. 15, 2017: The national average APR on new card offers climbed to another record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Boost rewards with airlines' dining programs -- Join, register a card, dine at selected restaurants, earn extra points ... (See Dining)


 Shopping

View all shopping stories

Infographic: The growing ways we e-pay -- More and more Americans are discovering how handy e-payments can be ... (See E-payments grow)

Survey: Average card APR climbs to record high of 15.50% -- Feb. 15, 2017: The national average APR on new card offers climbed to another record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

In-car payments: A wallet that's truly mobile -- Mobile wallets are coming to car dashboards. Is shopping while driving worth the risk? ... (See In-car payments)


 Speaking of Credit

View all speaking of credit stories

How lowering your card limit hurts your credit score -- You shut down some of your available credit, hurting a key scoring ratio ... (See Lower limit)

'Pay for delete' debt settlement comes out of the shadows -- Big debt collection company makes a consumer-friendly credit reporting practice official policy ... (See Pay for delete)

Canceling new card won't restore credit score -- The damage is already done, canceling won't undo it ... (See Cancel)


 Student credit cards, young credit

View all student credit cards, young credit stories

Deep card debt jeopardizes hopes to fund children’s college -- Action must be taken to get a handle on $80,000 card debt before more loans get taken out for college-ready daughter ... (See Debt)

How to help kids build credit before age 18 -- Adding a child as an authorized user to a parent's card is easy to do ... (See Build)

Don't let credit card debt delay marriage -- Marriage has financial benefits. Shedding debt can be one ... (See Delay)


 To Her Credit

View all to her credit stories

Why APR keeps rising on closed card with a balance -- Closed card's APR still rises when the Fed raises rates ... (See APR)

On disability with $15,000 in card debt: Is house at risk? -- Take these steps to prevent issuer from filing home lien ... (See House)

Got great credit? Cancel that unwanted store card -- With a score in the 800s, it's safe to cancel a card you never wanted in the first place ... (See Credit)


 Your Business Credit

View all your business credit stories

Do zero liability rules apply to corporate cards? -- Business owners who issue corporate cards may not enjoy the luxury of zero liability rules, which protects them against fraud. ... (See Zero)

What to do if you're charged for something you didn't order -- What you can do if you receive merchandise you didn't order and the merchant refuses to make a refund ... (See Refund)

Which business credit card is best? -- If you don't own a business but pay for a lot of business expenses, you may consider getting a business credit card. ... (See Business)


Uncategorized

View all Uncategorized stories

Wells Fargo Cash Back Visa Card Review -- Description here - maximum 160 characters ... (more)

Compare 0 percent APR credit card deals -- Updated: February 7, 2017 Card 0% Purchase APR Period Annual Fee Regular APR Capital One® VentureOne® Rewards Credit Card 12 months $0 12.49% - 22.49% ... (more)

Compare Balance Transfer Credit Card Offers -- Updated: February 7, 2017 Card 0% Intro BT APR Period Balance Transfer Fee Our Savings Estimate Regular APR BankAmericard® Credit Card 18 billing cycles for ... (more)