Credit card news archive

Credit card news stories and articles archive at CreditCards.com.





Latest credit card news


 All credit card news

View all credit card news stories

Rate survey: Average card APR climbs to record high of 16.11 percent -- July 26, 2017: The national average APR for new credit cards smashed another record this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Under 30 and over 800: Young credit score achievers -- Excellent credit takes time, but it is possible to achieve an 800-plus credit score in your 20s ... (See Scores )

Charged Up! podcast: How to think about money -- Best-selling author and Wall Street Journal personal finance columnist of more than 20 years, Jonathan Clements breaks down the essentials when it comes to managing your money and building wealth ... (See Podcast)


 Bad credit, credit repair

View all bad credit, credit repair stories

Rate survey: Average card APR climbs to record high of 16.11 percent -- July 26, 2017: The national average APR for new credit cards smashed another record this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Charged Up! podcast: How to think about money -- Best-selling author and Wall Street Journal personal finance columnist of more than 20 years, Jonathan Clements breaks down the essentials when it comes to managing your money and building wealth ... (See Podcast)

Low body image linked to overspending and debt -- Researchers, for the first time, find a correlation between how we view ourselves and our spending. ... (See Debt)


 Balance transfer, debt consolidation

View all balance transfer, debt consolidation stories

Rate survey: Average card APR climbs to record high of 16.11 percent -- July 26, 2017: The national average APR for new credit cards smashed another record this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

8 strategies to resist impulse buying -- Buying something new gives you a buzz, but can break your budget if left unchecked ... (See Impulse buying)

5 ways to cut your card debt as interest rates rise -- Focus on paying down your balance as card interest rates climb ... (See Rising APRs)


 Best credit cards

View all best credit cards stories

Best no annual fee cards: Summer 2017 -- Our winner for this summer's best no-annual-fee card gives you an extra incentive to pay your bill on time. ... (more)

Best hotel cards: 2017 -- Our panel of experts weighs in on the best card to rack up hotel rewards points. ... (See Best hotel cards)

Best airline cards: Summer 2017 -- The United MileagePlus Explorer card, with its generous sign-up bonus and money-saving travel perks, is our top airline card. ... (See Best airline cards:summer 2017)


 Breaking news

View all breaking news stories

Rate survey: Average card APR climbs to record high of 16.11 percent -- July 26, 2017: The national average APR for new credit cards smashed another record this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Updated Citi Prestige card now offers a 75K sign-up bonus -- The Citi Prestige has launched a slew of card changes, including a 75,000-point sign-up bonus and the ability to book complimentary hotel stays online. ... (See Citi Prestige)

DIY credit card arbitration: You may be able to opt out -- Consumers can preserve their right to go to court instead of private arbitration in many cases by going through and opt-out process ... (See Arbitration)


 Business credit cards

View all business credit cards stories

Rate survey: Average card APR climbs to record high of 16.11 percent -- July 26, 2017: The national average APR for new credit cards smashed another record this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

How high of a fee do businesses pay to accept cards? -- Credit card companies charge fees to businesses when they allow credit card transactions, but certain processors may tack on additional fees which could hurt the bottom line ... (See Fees)

Survey: Average card APR holds steady at 16.06 percent for third week -- July 19, 2017: The national average APR for new credit cards held still this week despite multiple changes to card offers, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Cash back cards

View all cash back cards stories

Rate survey: Average card APR climbs to record high of 16.11 percent -- July 26, 2017: The national average APR for new credit cards smashed another record this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Video: How your points can pay for experiences -- Tips on how to use your points for more than hotels and flights ... (See Rewards)

2017 tax-free weekends for back-to-school shopping -- Sales tax holidays and rewards cards cut costs on clothes, shoes, computers ... (See Tax-free)


 Cashing In Q&A columns

View all cashing in q&a columns stories

What counts as travel on a travel rewards card? -- Find out how to make sure you're getting the points you are expecting for certain travel-related purchases ... (See Rewards)

Are airline cards worth the annual fee? -- Airline cards come with big sign-on bonuses, but after that's used it's difficult to amass a significant number of points. However, there are other perks that make the annual fee worthwhile ... (See Fee)

How does Priority Pass airline lounge access work? -- With it, 1,000 airport lounges in 130 countries open their doors to you ... (See Priority Pass)


 Credit account management

View all credit account management stories

Rate survey: Average card APR climbs to record high of 16.11 percent -- July 26, 2017: The national average APR for new credit cards smashed another record this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Under 30 and over 800: Young credit score achievers -- Excellent credit takes time, but it is possible to achieve an 800-plus credit score in your 20s ... (See Scores )

Charged Up! podcast: How to think about money -- Best-selling author and Wall Street Journal personal finance columnist of more than 20 years, Jonathan Clements breaks down the essentials when it comes to managing your money and building wealth ... (See Podcast)


 Credit Card Help

View all credit card help stories

8 myths about settling credit card debt -- Before you decide to try debt settlement, make sure you know the difference between common myths -- and the truth ... (See Debt)

Credit Card Help: 9 things you need to know about prepaid cards -- Thinking about picking up a reloadable prepaid card? Here’s what you should know first ... (See Prepaid cards)

10 tips for dealing with debt collectors, collection -- First, pull your head out of the sand. Next, educate yourself on your rights and on who to reach out to for help or to register a complaint ... (See Debt collection tips)


 Credit card videos

View all credit card videos stories

Video: How your points can pay for experiences -- Tips on how to use your points for more than hotels and flights ... (See Rewards)

Video: Saving on back-to-school shopping -- Back-to-school shopping can be hard on the pocketbook, but we have you covered with tips on how to save money and make the most of your credit card rewards ... (See Budget)

Video: Tips when applying for a new card -- Make applying for a new card a painless and successful process by following these tips ... (See Credit)


 Credit scores, credit reports

View all credit scores, credit reports stories

Rate survey: Average card APR climbs to record high of 16.11 percent -- July 26, 2017: The national average APR for new credit cards smashed another record this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Under 30 and over 800: Young credit score achievers -- Excellent credit takes time, but it is possible to achieve an 800-plus credit score in your 20s ... (See Scores )

Charged Up! podcast: How to think about money -- Best-selling author and Wall Street Journal personal finance columnist of more than 20 years, Jonathan Clements breaks down the essentials when it comes to managing your money and building wealth ... (See Podcast)


 Emerging payment systems: Prepaid, debit, gift cards

View all emerging payment systems: prepaid, debit, gift cards stories

Poll reveals who are the best, worst tippers -- A Northeasterner with a credit card will likely make the wait staff smile ... (See Tipping poll)

Gen Z getting a head start using credit cards -- Almost a fifth of teens 13-17 are authorized users on an adult's card, a TransUnion study finds ... (See Gen Z)

PayPal Credit: A guide to PayPal’s virtual credit line -- Sort of a cross between an installment loan and a credit card, PayPal Credit is a virtual credit line extended by PayPal. ... (See PayPal)


 Expert Q&A

View all expert q&a stories

Can I co-sign on secured card to start child's credit? -- It may be wiser, and easier, to add her as an authorized user to an existing card ... (See Credit)

What counts as travel on a travel rewards card? -- Find out how to make sure you're getting the points you are expecting for certain travel-related purchases ... (See Rewards)

How high of a fee do businesses pay to accept cards? -- Credit card companies charge fees to businesses when they allow credit card transactions, but certain processors may tack on additional fees which could hurt the bottom line ... (See Fees)


 Frequent flyer programs, airline rewards

View all frequent flyer programs, airline rewards stories

Best no annual fee cards: Summer 2017 -- Our winner for this summer's best no-annual-fee card gives you an extra incentive to pay your bill on time. ... (more)

What counts as travel on a travel rewards card? -- Find out how to make sure you're getting the points you are expecting for certain travel-related purchases ... (See Rewards)

Video: How your points can pay for experiences -- Tips on how to use your points for more than hotels and flights ... (See Rewards)


 Infographics

View all infographics stories

Breaking the budget to go on vacation -- Millennials most likely to take on debt for a summer experience ... (See Vacation)

2017 tax-free weekends for back-to-school shopping -- Sales tax holidays and rewards cards cut costs on clothes, shoes, computers ... (See Tax-free)

Infographic: How many households have at least one card? -- Your annual income and education level may indicate the chances of whether or not your household has a credit card ... (See Cards)


 Innovations, features, new products

View all innovations, features, new products stories

Alerting card issuers of travel plans may soon be obsolete -- New industry-leading fraud detection technology can recognize when card members are traveling, eliminating the need to notify card companies of travel plans ... (See Travel)

Abolish the password? Card issuers are working on that -- Credit card issuers and banks aim to phase out passwords over the next few years with the help of biometric authentication ... (See Password)

5 apps to turbocharge back-to-school savings -- Mobile discount and coupon apps puts back-to-school savings at your fingertips ... (See Apps)


 Legal, regulatory, privacy issues

View all legal, regulatory, privacy issues stories

Rate survey: Average card APR climbs to record high of 16.11 percent -- July 26, 2017: The national average APR for new credit cards smashed another record this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

DIY credit card arbitration: You may be able to opt out -- Consumers can preserve their right to go to court instead of private arbitration in many cases by going through and opt-out process ... (See Arbitration)

5 ways to cut your card debt as interest rates rise -- Focus on paying down your balance as card interest rates climb ... (See Rising APRs)


 Low interest, zero percent cards

View all low interest, zero percent cards stories

Rate survey: Average card APR climbs to record high of 16.11 percent -- July 26, 2017: The national average APR for new credit cards smashed another record this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Q&A: Missing a card payment to build credit is terrible advice -- Missing an initial payment on your first card to start building credit is not only bad advice, but can also void some of the promotions on the card, like a 0 percent APR. ... (See Bad advice)

Survey: Average card APR holds steady at 16.06 percent for third week -- July 19, 2017: The national average APR for new credit cards held still this week despite multiple changes to card offers, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Opening Credits

View all opening credits stories

Can I co-sign on secured card to start child's credit? -- It may be wiser, and easier, to add her as an authorized user to an existing card ... (See Credit)

With two $0 balance cards, will a new card hurt my score? -- Adding a new card will result in a minor hit to score, but it's only temporary ... (See Card)

Will applying for, then quickly canceling, new card hurt scores? -- A single hard inquiry will temporarily ding your score, but not by much ... (See New card)


 Podcast

View all podcast stories

Charged Up! podcast: How to think about money -- Best-selling author and Wall Street Journal personal finance columnist of more than 20 years, Jonathan Clements breaks down the essentials when it comes to managing your money and building wealth ... (See Podcast)

Charged Up! podcast: How to live debt-free -- Learn how to get out of the cycle of debt and start living a debt-free life, while still enjoying what matters most ... (See Podcast)

Charged Up! podcast: Becoming a suitcase entrepreneur -- Author of "The Suitcase Entrepreneur" Natalie Sisson has figured out how to live anywhere in the world and still earn a six-figure salary doing what she loves ... (See Suitcase)


 Products

View all products stories

Updated Citi Prestige card now offers a 75K sign-up bonus -- The Citi Prestige has launched a slew of card changes, including a 75,000-point sign-up bonus and the ability to book complimentary hotel stays online. ... (See Citi Prestige)

Credit card special offers, limited-time promotions -- Our ongoing, updated list includes deals from retailers, airlines, hotels and more. Check back often so you don't lose out ... (See Rewards)

New Santander Bank card offers unlimited 1.5 percent cash back on all purchases -- Santander Bank has launched the Ultimate Cash Back card – a new credit card that pays cardholders 1.5 percent cash back on every purchase along with a $100 sign-up bonus after spending $500 in the first 90 days. ... (See Santander Bank)


 Rate report

View all rate report stories

Rate survey: Average card APR climbs to record high of 16.11 percent -- July 26, 2017: The national average APR for new credit cards smashed another record this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Survey: Average card APR holds steady at 16.06 percent for third week -- July 19, 2017: The national average APR for new credit cards held still this week despite multiple changes to card offers, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Average card APR remains at record 16.06 percent for second week -- July 12, 2017: The national average APR for new card offers remained above 16 percent Wednesday for the second week in a row, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Research, statistics

View all research, statistics stories

Rate survey: Average card APR climbs to record high of 16.11 percent -- July 26, 2017: The national average APR for new credit cards smashed another record this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

DIY credit card arbitration: You may be able to opt out -- Consumers can preserve their right to go to court instead of private arbitration in many cases by going through and opt-out process ... (See Arbitration)

Low body image linked to overspending and debt -- Researchers, for the first time, find a correlation between how we view ourselves and our spending. ... (See Debt)


 Reward programs

View all reward programs stories

Rate survey: Average card APR climbs to record high of 16.11 percent -- July 26, 2017: The national average APR for new credit cards smashed another record this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Best no annual fee cards: Summer 2017 -- Our winner for this summer's best no-annual-fee card gives you an extra incentive to pay your bill on time. ... (more)

Updated Citi Prestige card now offers a 75K sign-up bonus -- The Citi Prestige has launched a slew of card changes, including a 75,000-point sign-up bonus and the ability to book complimentary hotel stays online. ... (See Citi Prestige)


 Shopping

View all shopping stories

8 strategies to resist impulse buying -- Buying something new gives you a buzz, but can break your budget if left unchecked ... (See Impulse buying)

Low body image linked to overspending and debt -- Researchers, for the first time, find a correlation between how we view ourselves and our spending. ... (See Debt)

5 ways to cut your card debt as interest rates rise -- Focus on paying down your balance as card interest rates climb ... (See Rising APRs)


 Speaking of Credit

View all speaking of credit stories

Q&A: Missing a card payment to build credit is terrible advice -- Missing an initial payment on your first card to start building credit is not only bad advice, but can also void some of the promotions on the card, like a 0 percent APR. ... (See Bad advice)

Q&A: Closing maxed-out card won't lower credit utilization -- Closing a card will never lower your credit utilization or help your score by any other means. But paying off card debt while keeping the card open will. ... (See Maxed)

Q&A: Does being an authorized user on too many cards hurt my score? -- Removing yourself as an authorized user from credit cards could either hurt or boost your score; it all depends on your own credit history and the amounts you owe ... (See User)


 Student credit cards, young credit

View all student credit cards, young credit stories

Under 30 and over 800: Young credit score achievers -- Excellent credit takes time, but it is possible to achieve an 800-plus credit score in your 20s ... (See Scores )

Can I co-sign on secured card to start child's credit? -- It may be wiser, and easier, to add her as an authorized user to an existing card ... (See Credit)

Being authorized user on a maxed-out card: Does it help or hurt score? -- Removing yourself as authorized user from a nearly maxed-out card can have mixed effects on your score, but you should do it and start building credit on your own ... (See User)


 The Credit Guy

View all the credit guy stories

Being authorized user on a maxed-out card: Does it help or hurt score? -- Removing yourself as authorized user from a nearly maxed-out card can have mixed effects on your score, but you should do it and start building credit on your own ... (See User)

Q&A: If I get married, will spouse be responsible for my old card debt? -- If you have old credit card debt, your spouse won't be responsible for it, but a frank conversation about finances with your soon-to-be spouse might be in order ... (See Married)

Q&A: Should I take offer to settle my card debt? -- Taking a settlement offer for a delinquent card might sound like a good option, but it will damage your score. Try to find a way to pay your debt in full instead ... (See Settlement)


 To Her Credit

View all to her credit stories

Why do I keep getting rejected for a new card? -- Even though you repaid the balance, don't expect complete forgiveness ... (See Rejected)

Finding the best card to pay for child care expenses -- Paying child care bill with plastic is fine, but only if you can pay off the balance every month ... (See Child)

Looking for no-fee, 21-month balance transfer card -- Most long-term 0 percent balance transfer deals have a fee, but the savings can still be substantial ... (See No-fee transfers)


 Your Business Credit

View all your business credit stories

How high of a fee do businesses pay to accept cards? -- Credit card companies charge fees to businesses when they allow credit card transactions, but certain processors may tack on additional fees which could hurt the bottom line ... (See Fees)

Funding a small business with credit cards -- Be cautious and know whether you are personally responsible ... (See Business)

When is it OK to add a surcharge? -- Small-business owners may be tempted to pass on hefty credit card fees to customers, but that approach may discourage loyaltyy ... (See Surcharge)