Credit card news archive

Credit card news stories and articles archive at CreditCards.com.





Latest credit card news


 All credit card news

View all credit card news stories

6 habits of successful card reward experts -- Taking your rewards game to "wow" levels requires a bit of ingenuity and skill ... (See Rewards)

Scoring a great rewards card from your existing bank -- If you're looking for a new rewards card, you might want to stay close to home as more banks are offering great deals to keep customers on board ... (See Rewards)

American Express reclaims top spot in J.D. Power ranking -- American Express reclaimed the top spot in this year's J.D. Power ranking survey. Customer satisfaction with credit card issuers improved overall, spurred by the proliferation of rewards benefits. ... (See Survey)


 Bad credit, credit repair

View all bad credit, credit repair stories

Average card APR climbs to record high of 16.14 percent: CreditCards.com Weekly Credit Card Rate Report -- Aug. 16, 2017: The average APR for new credit card offers hit another record this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Charged Up! podcast: The mind-money connection -- Harvard Professor and Executive Coach, Dr. Srini Pillay, talks about how to train your unconscious brain to do what your conscious brain wants ... (See Podcast)

How to prepare for the next economic downturn -- With the current economic expansion aging beyond the normal lifespan, credit counselors advise how to prepare for lean times ... (See Recession)


 Balance transfer, debt consolidation

View all balance transfer, debt consolidation stories

Average card APR climbs to record high of 16.14 percent: CreditCards.com Weekly Credit Card Rate Report -- Aug. 16, 2017: The average APR for new credit card offers hit another record this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

How to prepare for the next economic downturn -- With the current economic expansion aging beyond the normal lifespan, credit counselors advise how to prepare for lean times ... (See Recession)

2017 Credit Card Fee Survey: Consumers catch a break -- Changes to credit card fees have decreased, foreign transaction fees are going away, and the rest can be avoided. ... (See Fee Survey)


 Best credit cards

View all best credit cards stories

Best no annual fee credit cards -- Our winner for this summer's best no-annual-fee card gives you an extra incentive to pay your bill on time. ... (See Best no annual fee credit cards)

Best hotel credit cards -- Our panel of experts weighs in on the best card to rack up hotel rewards points. ... (See Best hotel cards)

Best airline credit cards -- The United MileagePlus Explorer card, with its generous sign-up bonus and money-saving travel perks, is our top airline card. ... (See Best airline cards:summer 2017)


 Breaking news

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Average card APR climbs to record high of 16.14 percent: CreditCards.com Weekly Credit Card Rate Report -- Aug. 16, 2017: The average APR for new credit card offers hit another record this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

New delinquencies rising for credit card users, New York Fed finds -- Newly delinquent credit card accounts are accelerating, a "potentially concerning" trend, New York Fed economists said ... (See Delinquency)

Millennials most likely to monitor credit scores, plan to improve them -- The younger generation is more active in keeping tabs on this important financial barometer ... (See Score)


 Business credit cards

View all business credit cards stories

Average card APR climbs to record high of 16.14 percent: CreditCards.com Weekly Credit Card Rate Report -- Aug. 16, 2017: The average APR for new credit card offers hit another record this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Options for business cash back cards -- If you're signing up for a business cash back card, you have a lot of options. Be sure to calculate ahead of time which kind of cash-back deal can give you the most rewards. ... (See Business)

How to know when a credit card charge is a scam -- As a small-business owner, fraudulent transactions can be disastrous to the bottom line. When accepting cards online, there are some ways to protect yourself ... (See Fraud)


 Cash back cards

View all cash back cards stories

6 habits of successful card reward experts -- Taking your rewards game to "wow" levels requires a bit of ingenuity and skill ... (See Rewards)

Scoring a great rewards card from your existing bank -- If you're looking for a new rewards card, you might want to stay close to home as more banks are offering great deals to keep customers on board ... (See Rewards)

American Express reclaims top spot in J.D. Power ranking -- American Express reclaimed the top spot in this year's J.D. Power ranking survey. Customer satisfaction with credit card issuers improved overall, spurred by the proliferation of rewards benefits. ... (See Survey)


 Cashing In Q&A columns

View all cashing in q&a columns stories

Options for business cash back cards -- If you're signing up for a business cash back card, you have a lot of options. Be sure to calculate ahead of time which kind of cash-back deal can give you the most rewards. ... (See Business)

Beware of checks sent with your card statement -- If you receive convenient checks with your card statement, you might be tempted to use them, hoping to get rewards. Not only will you get no points for using these checks, but you could end up paying high fees ... (See Rewards)

Using rewards to fly first class -- If you want to use your points to upgrade your seat category on a flight, it could still cost you money ... (See Rewards)


 Credit account management

View all credit account management stories

6 habits of successful card reward experts -- Taking your rewards game to "wow" levels requires a bit of ingenuity and skill ... (See Rewards)

Scoring a great rewards card from your existing bank -- If you're looking for a new rewards card, you might want to stay close to home as more banks are offering great deals to keep customers on board ... (See Rewards)

Average card APR climbs to record high of 16.14 percent: CreditCards.com Weekly Credit Card Rate Report -- Aug. 16, 2017: The average APR for new credit card offers hit another record this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)


 Credit Card Help

View all credit card help stories

8 myths about settling credit card debt -- Before you decide to try debt settlement, make sure you know the difference between common myths -- and the truth ... (See Debt)

Credit Card Help: 9 things you need to know about prepaid cards -- Thinking about picking up a reloadable prepaid card? Here’s what you should know first ... (See Prepaid cards)

10 tips for dealing with debt collectors, collection -- First, pull your head out of the sand. Next, educate yourself on your rights and on who to reach out to for help or to register a complaint ... (See Debt collection tips)


 Credit card videos

View all credit card videos stories

Video: Brews and banking with Capital One -- Banks like Capital One are reaching out to customers in a new way, by giving a Starbucks experience to visitors and giving them a chance to get their banking questions answered along the way ... (See Cafe)

Video: How your points can pay for experiences -- Tips on how to use your points for more than hotels and flights ... (See Rewards)

Video: Saving on back-to-school shopping -- Back-to-school shopping can be hard on the pocketbook, but we have you covered with tips on how to save money and make the most of your credit card rewards ... (See Budget)


 Credit scores, credit reports

View all credit scores, credit reports stories

6 habits of successful card reward experts -- Taking your rewards game to "wow" levels requires a bit of ingenuity and skill ... (See Rewards)

Average card APR climbs to record high of 16.14 percent: CreditCards.com Weekly Credit Card Rate Report -- Aug. 16, 2017: The average APR for new credit card offers hit another record this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

When does clock start ticking on 0-percent card deal charges? -- Hint: It's before you put the first charge on the card ... (See 0 percent)


 Emerging payment systems: Prepaid, debit, gift cards

View all emerging payment systems: prepaid, debit, gift cards stories

Paying for a rental car with debit card: 9 obstacles -- Want to rent a car using a debit card? Expect extra hassles. ... (See Rental )

Merry early holiday shopping: 6 ways to cut your costs now -- Back-to-school and summertime deals can lead to major savings if you start your holiday shopping early. First step: making a budget and a gift list. ... (See Holiday)

Infographic: We may pay with finger, face, eye or voice in 2027 -- A survey found that 80 percent of respondents support payment technologies such as fingerprint sensing, facial recognition and retinal scanning ... (See Payments)


 Expert Q&A

View all expert q&a stories

When does clock start ticking on 0-percent card deal charges? -- Hint: It's before you put the first charge on the card ... (See 0 percent)

Options for business cash back cards -- If you're signing up for a business cash back card, you have a lot of options. Be sure to calculate ahead of time which kind of cash-back deal can give you the most rewards. ... (See Business)

How to know when a credit card charge is a scam -- As a small-business owner, fraudulent transactions can be disastrous to the bottom line. When accepting cards online, there are some ways to protect yourself ... (See Fraud)


 Frequent flyer programs, airline rewards

View all frequent flyer programs, airline rewards stories

Scoring a great rewards card from your existing bank -- If you're looking for a new rewards card, you might want to stay close to home as more banks are offering great deals to keep customers on board ... (See Rewards)

Options for business cash back cards -- If you're signing up for a business cash back card, you have a lot of options. Be sure to calculate ahead of time which kind of cash-back deal can give you the most rewards. ... (See Business)

Learn how to maximize card rewards for family fun, saving -- Family rewards expert Summer Hull recounts her free family summer fun ... (See Family)


 Infographics

View all infographics stories

Millennials most likely to monitor credit scores, plan to improve them -- The younger generation is more active in keeping tabs on this important financial barometer ... (See Score)

Merchants say mobile wallets coming but won't cut fraud -- Most retailers and e-tailers believe mobile wallets will be widely adopted in the next five years, but only about a third think mobile payments will cut fraud ... (See Mobile wallet)

Infographic: We may pay with finger, face, eye or voice in 2027 -- A survey found that 80 percent of respondents support payment technologies such as fingerprint sensing, facial recognition and retinal scanning ... (See Payments)


 Innovations, features, new products

View all innovations, features, new products stories

Merchants say mobile wallets coming but won't cut fraud -- Most retailers and e-tailers believe mobile wallets will be widely adopted in the next five years, but only about a third think mobile payments will cut fraud ... (See Mobile wallet)

Do you have a creditworthy personality? -- Psychometric credit scoring uses personality tests to gauge creditworthiness. Could it come to the U.S.? ... (See Credit score)

Charge cards dying out as rewards get juicier -- The trailblazing charge card tries to differentiate in crowded card market ... (See Charge card)


 Legal, regulatory, privacy issues

View all legal, regulatory, privacy issues stories

Average card APR climbs to record high of 16.14 percent: CreditCards.com Weekly Credit Card Rate Report -- Aug. 16, 2017: The average APR for new credit card offers hit another record this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

New delinquencies rising for credit card users, New York Fed finds -- Newly delinquent credit card accounts are accelerating, a "potentially concerning" trend, New York Fed economists said ... (See Delinquency)

Borrowing from friends and family: Your 6-step guide -- If as a last resort you need to ask you family or friends for money there are way to make it more palatable for both of you ... (See Borrowing)


 Low interest, zero percent cards

View all low interest, zero percent cards stories

Average card APR climbs to record high of 16.14 percent: CreditCards.com Weekly Credit Card Rate Report -- Aug. 16, 2017: The average APR for new credit card offers hit another record this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

When does clock start ticking on 0-percent card deal charges? -- Hint: It's before you put the first charge on the card ... (See 0 percent)

Rate survey: Average card APR remains at record high of 16.13 percent -- August 9, 2017: The average credit card rate remained at a record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)


 Opening Credits

View all opening credits stories

When does clock start ticking on 0-percent card deal charges? -- Hint: It's before you put the first charge on the card ... (See 0 percent)

Learn how to maximize card rewards for family fun, saving -- Family rewards expert Summer Hull recounts her free family summer fun ... (See Family)

How do airline credit cards work? -- Know what you're signing up for before you apply ... (See Airline)


 Podcast

View all podcast stories

Charged Up! podcast: The mind-money connection -- Harvard Professor and Executive Coach, Dr. Srini Pillay, talks about how to train your unconscious brain to do what your conscious brain wants ... (See Podcast)

Charged Up! podcast: Pausing your career for parenthood -- Taking time off for parenting can be a career-killer. Author and journalist Lisen Stromberg says there are ways to take the pause while still staying in the game. ... (See Podcast)

Charged Up! podcast: Striking gold in the precious metals market -- In the event of a stock market crash or credit bust, many people feel gold can keep them afloat until the market rebounds. In this episode we learn about how to buy, sell and store precious metals as part of an investment portfolio ... (See Podcast)


 Products

View all products stories

Special offer: Blue Cash Preferred waives annual fee for first year -- American Express has launched a special introductory offer for the Blue Cash Preferred card. During the first year of card membership, cardholders will not be charged the usual annual fee of $95. ... (See Preferred)

Discover cardholders can save 15 cents per gallon at the pump this summer -- Thanks to a new partnership between Discover and Gulf Gas, Discover cardholders can save 15 cents per gallon of gas this summer. ... (See Discover)

The AARP card from Chase doubles its sign-up bonus to $200 -- The AARP card from Chase now pays $200 when you apply for the card by Aug. 25, 2017 and spend $500 in the first three months. ... (See AARP)


 Rate report

View all rate report stories

Average card APR climbs to record high of 16.14 percent: CreditCards.com Weekly Credit Card Rate Report -- Aug. 16, 2017: The average APR for new credit card offers hit another record this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Rate survey: Average card APR remains at record high of 16.13 percent -- August 9, 2017: The average credit card rate remained at a record high this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

Rate survey: Average card APR soars to record 16.13 percent -- August 1, 2017: The national average APR for new card offers climbed again this week, reaching an all-time high of 16.13 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Research, statistics

View all research, statistics stories

Average card APR climbs to record high of 16.14 percent: CreditCards.com Weekly Credit Card Rate Report -- Aug. 16, 2017: The average APR for new credit card offers hit another record this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

New delinquencies rising for credit card users, New York Fed finds -- Newly delinquent credit card accounts are accelerating, a "potentially concerning" trend, New York Fed economists said ... (See Delinquency)

How to prepare for the next economic downturn -- With the current economic expansion aging beyond the normal lifespan, credit counselors advise how to prepare for lean times ... (See Recession)


 Reward programs

View all reward programs stories

6 habits of successful card reward experts -- Taking your rewards game to "wow" levels requires a bit of ingenuity and skill ... (See Rewards)

Scoring a great rewards card from your existing bank -- If you're looking for a new rewards card, you might want to stay close to home as more banks are offering great deals to keep customers on board ... (See Rewards)

Average card APR climbs to record high of 16.14 percent: CreditCards.com Weekly Credit Card Rate Report -- Aug. 16, 2017: The average APR for new credit card offers hit another record this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)


 Shopping

View all shopping stories

6 habits of successful card reward experts -- Taking your rewards game to "wow" levels requires a bit of ingenuity and skill ... (See Rewards)

Learn how to maximize card rewards for family fun, saving -- Family rewards expert Summer Hull recounts her free family summer fun ... (See Family)

6 reasons entrepreneurs should get a business card -- Benefits such as expanded buying power, spending rewards and tracking assistance can help fuel business growth ... (See Upgrade)


 Speaking of Credit

View all speaking of credit stories

Q&A: How does credit card activity affect my score? -- Making additional charges and payments on your card on the same billing cycle won't impact score; what really counts is how much you owe at the end of each month, and when you pay it. ... (See Score)

Q&A: Best strategy to raise my credit score beyond 750? -- The easiest way to raise an already stellar credit score may take some patience, but it's foolproof: paying on time and keeping card utilization low. ... (See Beyond 750)

Q&A: Why a recent graduate should get a second credit card -- A second card can increase your total available credit and improve your score; just look for a card that caters to credit-building consumers ... (See Card)


 Student credit cards, young credit

View all student credit cards, young credit stories

Q&A: Why a recent graduate should get a second credit card -- A second card can increase your total available credit and improve your score; just look for a card that caters to credit-building consumers ... (See Card)

Under 30 and over 800: Young credit score achievers -- Excellent credit takes time, but it is possible to achieve an 800-plus credit score in your 20s ... (See Scores )

Can I co-sign on secured card to start child's credit? -- It may be wiser, and easier, to add her as an authorized user to an existing card ... (See Credit)


 The Credit Guy

View all the credit guy stories

Q&A: What to do if you suspect someone opened a card in your name -- If you suspect someone opened a credit card in your name, check your credit reports first. Then you have several options to address the possible consequences of identity theft ... (See ID theft)

Three errors that could cause a 100-point score drop -- Reckless activity on joint credit cards can affect negatively all account holders' scores, regardless of who overspent. ... (See Score drop)

On disability, can't pay card debt: Is garnishment a possibility? -- Disability income is exempt from garnishment by federal law, except in a few cases. But if you receive funds from another source, those might be subject to garnishment. ... (See Disability)


 To Her Credit

View all to her credit stories

Will canceling card prevent charges from going through? -- Getting rid of the card won't void any charges you made to it ... (See Cancel)

Can authorized user be arrested for card charges? -- If the primary accountholder gave you a card, then he is liable for the balance ... (See Arrest)

Should I take out personal loan to pay off $25,000 card debt? -- A personal loan is one option; just make sure you're getting the best rate you can ... (See Loan)


 Your Business Credit

View all your business credit stories

How to know when a credit card charge is a scam -- As a small-business owner, fraudulent transactions can be disastrous to the bottom line. When accepting cards online, there are some ways to protect yourself ... (See Fraud)

How reimbursement works for airline miles purchases -- If you purchase airline miles for a business trip with your own card, how do you calculate the value for reimbursement ... (See Miles)

Can I transfer my balance from a personal to a business card? -- Some business cards allow you to transfer a balance from a personal credit card to a business credit card, but it comes with a liability risk ... (See Transfer)