Credit card news archive

Credit card news stories and articles archive at CreditCards.com.





Latest credit card news


 All credit card news

View all credit card news stories

3 questions to ask before refinancing your student loans -- As the amount of student loan debt continue to rise, borrowers weigh the risks and benefits of refinancing ... (See Student loans)

5 questions every authorized user should ask -- "Piggybacking" -- being added as an authorized user -- is usually a credit-boosting gift, but needs to be looked over carefully first ... (See Authorized user)

Survey: Average card rates remain fixed at 15 percent -- Sept. 2, 2015: Average rates on new credit card offers remained unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)


 Bad credit, credit repair

View all bad credit, credit repair stories

3 questions to ask before refinancing your student loans -- As the amount of student loan debt continue to rise, borrowers weigh the risks and benefits of refinancing ... (See Student loans)

5 questions every authorized user should ask -- "Piggybacking" -- being added as an authorized user -- is usually a credit-boosting gift, but needs to be looked over carefully first ... (See Authorized user)

Survey: Average card rates remain fixed at 15 percent -- Sept. 2, 2015: Average rates on new credit card offers remained unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)


 Balance transfer, debt consolidation

View all balance transfer, debt consolidation stories

3 questions to ask before refinancing your student loans -- As the amount of student loan debt continue to rise, borrowers weigh the risks and benefits of refinancing ... (See Student loans)

Survey: Average card rates remain fixed at 15 percent -- Sept. 2, 2015: Average rates on new credit card offers remained unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

You did WHAT to pay off your debt? -- From selling plasma to leaving the country, these debt payoff stories should inspire ... (See Debt payoff)


 Breaking news

View all breaking news stories

3 questions to ask before refinancing your student loans -- As the amount of student loan debt continue to rise, borrowers weigh the risks and benefits of refinancing ... (See Student loans)

EMV terminal recommendations for small business -- With the EMV liability shift looming, merchants are looking to upgrade their credit card readers. These recommendations and tips can help you choose the right one ... (See EMV terminals)

Student card survey: Offers fewer but more generous -- The Credit CARD Act of 2009 imposed restrictions that thinned the ranks of student-oriented cards, but those that remain are pretty good, our survey finds ... (See Student card survey)


 Business credit cards

View all business credit cards stories

Survey: Average card rates remain fixed at 15 percent -- Sept. 2, 2015: Average rates on new credit card offers remained unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

EMV terminal recommendations for small business -- With the EMV liability shift looming, merchants are looking to upgrade their credit card readers. These recommendations and tips can help you choose the right one ... (See EMV terminals)

Survey: Average card APR remains at 15 percent for 10th week -- Aug. 26, 2015: Interest rates on new credit card offers remained unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)


 Cash back cards

View all cash back cards stories

Automatic cash back rewards checks tough to find -- A survey of 10 top cash back cards reveals only one apparently allows you to sign up for automatic rewards checks ... (See Cash back)

5 tips for saving money on pet costs -- If the cost of your animal companion is draining your wallet, it's time to rethink how your pay for your precious pet's care. ... (See Saving on pet costs)

Cash back rewards scarce for business owner with bad credit -- Bad personal credit? Rewards may be out of reach until you raise your score, even if your business itself has good credit ... (See Cash back for business)


 Cashing In Q&A columns

View all cashing in q&a columns stories

Automatic cash back rewards checks tough to find -- A survey of 10 top cash back cards reveals only one apparently allows you to sign up for automatic rewards checks ... (See Cash back)

Unaffiliated travel reward cards give you choices, bonuses -- Some cards come with generous sign-up bonuses that can be used for a wide range of travel charges, but they’re not for everybody ... (See Travel)

Personalized help for maximizing your rewards -- If you're not comfortable deciding which cards to purge and which to use, technology and professionals might help ... (See Rewards app)


 Credit account management

View all credit account management stories

3 questions to ask before refinancing your student loans -- As the amount of student loan debt continue to rise, borrowers weigh the risks and benefits of refinancing ... (See Student loans)

5 questions every authorized user should ask -- "Piggybacking" -- being added as an authorized user -- is usually a credit-boosting gift, but needs to be looked over carefully first ... (See Authorized user)

You did WHAT to pay off your debt? -- From selling plasma to leaving the country, these debt payoff stories should inspire ... (See Debt payoff)


 Credit Card Help

View all credit card help stories

Ex still charging on old joint card account -- She thought all the cards had been closed. Years later, she finds out she was wrong ... (See Joint account)

10 tips for dealing with debt collectors, collection -- First, pull your head out of the sand. Next, educate yourself on your rights and on who to reach out to for help or to register a complaint ... (See Debt collection tips)

Credit Card Help: Why your credit report matters more than your credit score -- Focusing only your credit score is like focusing only on your cholesterol number or your age – the number’s important, but not as important as how you got there. That’s why the real key to credit is your credit report ... (See Credit reports versus scores)


 Credit card videos

View all credit card videos stories

What to say (and NOT say) to debt collectors -- When a debt collector calls, you may be tempted to lose your cool. This video shows you how to handle that dreaded phone call ... (See When debt collectors call)

Video: Debt collector calling? Know your rights -- Find out what a debt collector can and cannot say when they call you ... (See Debt collector)

Video: Tips for using mobile gift cards -- Mobile gift cards can slim down your wallet while keeping your gift cards organized and safely password protected. They make great last-minute gifts, too ... (See Mobile gift card tips)


 Credit scores, credit reports

View all credit scores, credit reports stories

3 questions to ask before refinancing your student loans -- As the amount of student loan debt continue to rise, borrowers weigh the risks and benefits of refinancing ... (See Student loans)

5 questions every authorized user should ask -- "Piggybacking" -- being added as an authorized user -- is usually a credit-boosting gift, but needs to be looked over carefully first ... (See Authorized user)

You did WHAT to pay off your debt? -- From selling plasma to leaving the country, these debt payoff stories should inspire ... (See Debt payoff)


 Credit Wise

View all credit wise stories

Smart balance transfer: Do the math, change your spending habits -- Don't throw away the savings a balance transfer offers by continuing to overspend on cards ... (See Smart balance transfer)

Explain medical debt with 100-word statement -- You should add a 100-word statement to your credit report explaining your late payment due to medical debt -- but don't forget to remove it later ... (more)

Where to turn for help with overwhelming debt -- When bankruptcy and debt settlement sound like bad ideas, where else can you ask for help? ... (See Credit counseling)


 Emerging payment systems: Prepaid, debit, gift cards

View all emerging payment systems: prepaid, debit, gift cards stories

Mobile banking becoming a consumer favorite -- As banking by cellphone takes off, branches are falling out of favor as American consumers' favorite way to do their financial business ... (See Mobile banking survey)

If we go to biometric IDs, will hackers try to steal your face? -- Advocates of biometric identifiers say worries are overblown, but a GAO report says digitally stored records of fingerprints, palms, irises, faces raise ID theft and privacy questions ... (See Biometric hacks)

Rocky start for wallet-slimming 'universal cards' -- New devices promise to consolidate all your cards on one piece of plastic. But critics say they already are outdated ... (See Universal)


 Expert Q&A

View all expert q&a stories

5 questions every authorized user should ask -- "Piggybacking" -- being added as an authorized user -- is usually a credit-boosting gift, but needs to be looked over carefully first ... (See Authorized user)

Credit score impact of store card financing deals -- Financing a big-ticket item short-term shouldn't have long-term credit score impact ... (See Store card)

Automatic cash back rewards checks tough to find -- A survey of 10 top cash back cards reveals only one apparently allows you to sign up for automatic rewards checks ... (See Cash back)


 Frequent flier programs, airline rewards

View all frequent flier programs, airline rewards stories

Survey: Average card rates remain fixed at 15 percent -- Sept. 2, 2015: Average rates on new credit card offers remained unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Automatic cash back rewards checks tough to find -- A survey of 10 top cash back cards reveals only one apparently allows you to sign up for automatic rewards checks ... (See Cash back)

Survey: Average card APR remains at 15 percent for 10th week -- Aug. 26, 2015: Interest rates on new credit card offers remained unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)


 Infographics

View all infographics stories

Mobile banking becoming a consumer favorite -- As banking by cellphone takes off, branches are falling out of favor as American consumers' favorite way to do their financial business ... (See Mobile banking survey)

Study: 8 in 10 Americans saddled with some form of debt -- Findings of a study by the Pew Charitable Trusts suggest younger generations are growing more wary of borrowing ... (See Pew debt study)

Credit card delinquencies improve despite economic chill -- U.S. consumers improved their on-time payment performance on credit card bills during the first quarter, despite shrinkage in the economy ... (See Delinquency statistics)


 Innovations, features, new products

View all innovations, features, new products stories

EMV terminal recommendations for small business -- With the EMV liability shift looming, merchants are looking to upgrade their credit card readers. These recommendations and tips can help you choose the right one ... (See EMV terminals)

Discover unseats AmEx in card satisfaction rankings -- Upstart Discover bumped venerable American Express from No. 1 in customer satisfaction, according to JD Power's ninth annual survey ... (See Satisfaction survey)

If we go to biometric IDs, will hackers try to steal your face? -- Advocates of biometric identifiers say worries are overblown, but a GAO report says digitally stored records of fingerprints, palms, irises, faces raise ID theft and privacy questions ... (See Biometric hacks)


 Legal, regulatory, privacy issues

View all legal, regulatory, privacy issues stories

Debt collection abuse goes both ways -- While many debtors lie in fear of debt collectors, that angst goes both ways ... (See Debt collection abuse)

EMV terminal recommendations for small business -- With the EMV liability shift looming, merchants are looking to upgrade their credit card readers. These recommendations and tips can help you choose the right one ... (See EMV terminals)

Student card survey: Offers fewer but more generous -- The Credit CARD Act of 2009 imposed restrictions that thinned the ranks of student-oriented cards, but those that remain are pretty good, our survey finds ... (See Student card survey)


 Low interest, zero percent cards

View all low interest, zero percent cards stories

Survey: Average card rates remain fixed at 15 percent -- Sept. 2, 2015: Average rates on new credit card offers remained unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Survey: Average card APR remains at 15 percent for 10th week -- Aug. 26, 2015: Interest rates on new credit card offers remained unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Survey: Average card rates hold steady at 15% for 9th week -- Aug. 19, 2015: Average credit card interest rates remained cemented in place Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)


 Merchant accounts

View all merchant accounts stories

EMV terminal recommendations for small business -- With the EMV liability shift looming, merchants are looking to upgrade their credit card readers. These recommendations and tips can help you choose the right one ... (See EMV terminals)

Accepting credit cards won't affect nonprofit's tax status -- Getting a credit card reader to accept donations won't impact the personal finances of the person who opened the organization's business account ... (See Nonprofit)

Get authorization for customer's card before delivering goods -- If you don't take time to get a customer's credit card purchase authorized before you deliver their purchase, you may have little recourse ... (See Authorization)


 Opening Credits

View all opening credits stories

Credit score impact of store card financing deals -- Financing a big-ticket item short-term shouldn't have long-term credit score impact ... (See Store card)

Steps to remove yourself from mom's card -- It's best to apply for a new card before removing yourself as an authorized user on another ... (See Authorized user)

When credit card interest is applied -- Newbies often don't know that most cards can be used without paying interest ... (See Credit building)


 Research, statistics

View all research, statistics stories

Survey: Average card rates remain fixed at 15 percent -- Sept. 2, 2015: Average rates on new credit card offers remained unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Survey: Average card APR remains at 15 percent for 10th week -- Aug. 26, 2015: Interest rates on new credit card offers remained unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Student card survey: Offers fewer but more generous -- The Credit CARD Act of 2009 imposed restrictions that thinned the ranks of student-oriented cards, but those that remain are pretty good, our survey finds ... (See Student card survey)


 Reward programs

View all reward programs stories

Survey: Average card rates remain fixed at 15 percent -- Sept. 2, 2015: Average rates on new credit card offers remained unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Automatic cash back rewards checks tough to find -- A survey of 10 top cash back cards reveals only one apparently allows you to sign up for automatic rewards checks ... (See Cash back)

Credit card advice for a 'debit card kind of guy' -- Debt and bad money habits are the enemies. Those old store cards? They're your pals ... (See Debit guy)


 Shopping

View all shopping stories

You did WHAT to pay off your debt? -- From selling plasma to leaving the country, these debt payoff stories should inspire ... (See Debt payoff)

Credit score impact of store card financing deals -- Financing a big-ticket item short-term shouldn't have long-term credit score impact ... (See Store card)

Author Carl Richards simplifies financial plans -- With his new book, "The One-Page Financial Plan," Carl Richards expands his Sharpie-and-a-napkin approach to financial management ... (See Financial plans)


 Speaking of Credit

View all speaking of credit stories

5 questions every authorized user should ask -- "Piggybacking" -- being added as an authorized user -- is usually a credit-boosting gift, but needs to be looked over carefully first ... (See Authorized user)

Credit card advice for a 'debit card kind of guy' -- Debt and bad money habits are the enemies. Those old store cards? They're your pals ... (See Debit guy)

How average credit account age affects your FICO score -- The average age of the various types of credit plays a significant part in determining your credit score ... (See Age of credit accounts)


 Spotlight: People and their plastic

View all spotlight: people and their plastic stories

Money advice from famous TV dads -- Sheriff Andy Taylor, Ben Cartwright, Louis Huang and even Homer Simpson can give financial lessons ... (See Money advice from TV dads)

How 'microresolutions' can transform your finances -- 'Small Move, Big Change' author Caroline Arnold was tired of failing her New Year's resolutions, so she took a bold step to break them down in achievable actions ... (See Microresolutions)

Q&A 'Future Crimes' author Marc Goodman -- Technology is rapidly evolving and so is cybercrime. Marc Goodman, author of "Future Crimes: Everything Is Connected, Everyone Is Vulnerable, and What We Can Do About It," explains ... (See Marc Goodman)


 Student credit cards, young credit

View all student credit cards, young credit stories

3 questions to ask before refinancing your student loans -- As the amount of student loan debt continue to rise, borrowers weigh the risks and benefits of refinancing ... (See Student loans)

Survey: Average card rates remain fixed at 15 percent -- Sept. 2, 2015: Average rates on new credit card offers remained unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Survey: Average card APR remains at 15 percent for 10th week -- Aug. 26, 2015: Interest rates on new credit card offers remained unchanged again this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)


 To Her Credit

View all to her credit stories

How to stop identify theft of a deceased family member -- Cases of family members stealing an identity are more common than people might think. ... (See ID theft)

Ex still charging on old joint card account -- She thought all the cards had been closed. Years later, she finds out she was wrong ... (See Joint account)

Yes, raid kid's college fund to pay $30,000 card debt -- College funds are good and important, but if they jeopardize a family's financial health, hard decisions have to be made ... (See Raid college fund)


 Your Business Credit

View all your business credit stories

EMV terminal recommendations for small business -- With the EMV liability shift looming, merchants are looking to upgrade their credit card readers. These recommendations and tips can help you choose the right one ... (See EMV terminals)

Collectors have numerous ways to get money from entrepreneur -- Some small-business owners don't get regular paychecks, which makes it harder for debt collectors to garnish their wages. But they can still find other ways to collect ... (See Business debt)

Accepting credit cards won't affect nonprofit's tax status -- Getting a credit card reader to accept donations won't impact the personal finances of the person who opened the organization's business account ... (See Nonprofit)


Uncategorized

View all Uncategorized stories

0 percent credit cards: a sweet deal if played right -- A credit card with an introductory 0 percent APR is one of the best deals in personal finance. It's also one of the most important ... (more)

Tips for choosing a business card -- One of the primary benefits of a business card is to separate your personal finances from your business account. This helps limit your personal risk ... (more)

Tips for choosing a student credit card -- A student credit card can be a meaningful first step toward financial independence, a way of building the kind of credit that can help secure ... (more)