Credit card news archive

Credit card news stories and articles archive at CreditCards.com.





Latest credit card news


 All credit card news

View all credit card news stories

Removing your name from a joint account after divorce -- You're still responsible if ex doesn't pay. If you're on good terms, and ex has good credit, a balance transfer would work ... (See Divorce)

100-word credit report statement: 6 ways it can hurt you -- Sometimes too much information can come back to haunt you ... (See Report)

Options for escaping penalty rate APRs -- When your APR is jacked up, large debt repayment can become insurmountable ... (See Penalty rate)


 Bad credit, credit repair

View all bad credit, credit repair stories

Removing your name from a joint account after divorce -- You're still responsible if ex doesn't pay. If you're on good terms, and ex has good credit, a balance transfer would work ... (See Divorce)

100-word credit report statement: 6 ways it can hurt you -- Sometimes too much information can come back to haunt you ... (See Report)

Infographic: The financially happy now outnumber the unhappy -- For the first time since before the Great Recession, the majority of Americans feel cheerful about their finances ... (See Financially happy)


 Balance transfer, debt consolidation

View all balance transfer, debt consolidation stories

Rate survey: Average card APR remains at 15.19 percent for a 6th week -- May 25, 2016: Interest rates on new credit card offers held still this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

Authorized user kept charging on deceased dad's card -- Five years after her father died, daughter wonders who is liable for the balance ... (See Liability)

Good payment habits will raise score after balance transfers -- Multiple balance transfers led to multiple hard inquiries and a score drop, but you should be able to turn it around ... (See Transfer)


 Breaking news

View all breaking news stories

Infographic: The financially happy now outnumber the unhappy -- For the first time since before the Great Recession, the majority of Americans feel cheerful about their finances ... (See Financially happy)

Most prepaid cards fail to disclose fees -- We checked 10 prepaid cards' disclosures against a federal model for transparency; 7 fall short ... (See Prepaid)

Overcoming 5 merchant barriers to EMV chip cards -- What to do if your business hasn't become EMV-ready because of costs, certification delays and consumer complaints ... (See EMV )


 Business credit cards

View all business credit cards stories

Rate survey: Average card APR remains at 15.19 percent for a 6th week -- May 25, 2016: Interest rates on new credit card offers held still this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

Rate survey: Average card APR holds steady at 15.19 percent -- May 18, 2016: Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Authorized user not responsible for deceased company president’s debt -- As the authorized user on a small-business credit card, you are not liable for debts on those cards, even if the primary cardholder dies. But if you own the business, there are special considerations ... (See Debt)


 Cash back cards

View all cash back cards stories

Rate survey: Average card APR remains at 15.19 percent for a 6th week -- May 25, 2016: Interest rates on new credit card offers held still this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

Rate survey: Average card APR holds steady at 15.19 percent -- May 18, 2016: Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Survey: Average card APR remains unchanged at 15.19 percent -- May 11, 2016: Average rates on new credit card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)


 Cashing In Q&A columns

View all cashing in q&a columns stories

Options abound for redeeming reward points -- Bank-related reward programs offer a lot of redemption choices. But consider how many points each kind of reward requires ... (See Rewards)

Is it time to ditch my airline card for bank rewards or a Costco card? -- How to evaluate the benefits, costs and your preferences to find the right rewards card ... (See Rewards)

What to do when strange charges appear on your bill -- If there is a charge on your bill that you did not authorize, you should contact your issuer immediately ... (See Fraud)


 Credit account management

View all credit account management stories

Removing your name from a joint account after divorce -- You're still responsible if ex doesn't pay. If you're on good terms, and ex has good credit, a balance transfer would work ... (See Divorce)

100-word credit report statement: 6 ways it can hurt you -- Sometimes too much information can come back to haunt you ... (See Report)

Options for escaping penalty rate APRs -- When your APR is jacked up, large debt repayment can become insurmountable ... (See Penalty rate)


 Credit Card Help

View all credit card help stories

Credit Card Help: 9 things you need to know about prepaid cards -- Thinking about picking up a reloadable prepaid card? Here’s what you should know first ... (See Prepaid cards)

10 tips for dealing with debt collectors, collection -- First, pull your head out of the sand. Next, educate yourself on your rights and on who to reach out to for help or to register a complaint ... (See Debt collection tips)

Credit Card Help: Why your credit report matters more than your credit score -- Focusing only your credit score is like focusing only on your cholesterol number or your age – the number’s important, but not as important as how you got there. That’s why the real key to credit is your credit report ... (See Credit reports versus scores)


 Credit card videos

View all credit card videos stories

Video: Saving on a spa getaway with credit card points -- If you think going to a spa resort is out of your price range, saving up just the right kind of points can help get you within reach ... (See Video)

Video: Secured credit cards, explained -- If your credit score is low, you can build your credit by using a secured credit card ... (See Score)

Video: Restaurants fight card fraud with tableside payments -- A pay-at-the-table approach may help stem fraud that can occur when a waiter disappears with your card. ... (See Fraud)


 Credit scores, credit reports

View all credit scores, credit reports stories

100-word credit report statement: 6 ways it can hurt you -- Sometimes too much information can come back to haunt you ... (See Report)

Options for escaping penalty rate APRs -- When your APR is jacked up, large debt repayment can become insurmountable ... (See Penalty rate)

Why an old debt may vanish from credit report -- If a legitimate debt disappeared from your credit report, don't celebrate yet. It might not be gone long. ... (See Credit report)


 Credit Smart

View all credit smart stories

Removing your name from a joint account after divorce -- You're still responsible if ex doesn't pay. If you're on good terms, and ex has good credit, a balance transfer would work ... (See Divorce)

Selling your home to pay off debt, fund college -- Shedding debt is good, but college costs add up fast and another home won't be cheap ... (See Home)

Credit card issuer can't garnish your Social Security check -- Contact the company and ask about a hardship program ... (See Garnish)


 Emerging payment systems: Prepaid, debit, gift cards

View all emerging payment systems: prepaid, debit, gift cards stories

Most prepaid cards fail to disclose fees -- We checked 10 prepaid cards' disclosures against a federal model for transparency; 7 fall short ... (See Prepaid)

Overcoming 5 merchant barriers to EMV chip cards -- What to do if your business hasn't become EMV-ready because of costs, certification delays and consumer complaints ... (See EMV )

More parents giving their kids credit cards -- The number of children ages 8-14 with access to their parents' credit cards has quadrupled ... (See Kids with credit cards)


 Expert Q&A

View all expert q&a stories

Removing your name from a joint account after divorce -- You're still responsible if ex doesn't pay. If you're on good terms, and ex has good credit, a balance transfer would work ... (See Divorce)

Options for escaping penalty rate APRs -- When your APR is jacked up, large debt repayment can become insurmountable ... (See Penalty rate)

Why an old debt may vanish from credit report -- If a legitimate debt disappeared from your credit report, don't celebrate yet. It might not be gone long. ... (See Credit report)


 Frequent flier programs, airline rewards

View all frequent flier programs, airline rewards stories

Rate survey: Average card APR remains at 15.19 percent for a 6th week -- May 25, 2016: Interest rates on new credit card offers held still this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

Options abound for redeeming reward points -- Bank-related reward programs offer a lot of redemption choices. But consider how many points each kind of reward requires ... (See Rewards)

Poll: 8 in 10 Americans pay for summer vacation with savings -- Less than half will take a break at all; 13 percent who do pay with rewards, says a scientific survey by CreditCards.com ... (See Vacation poll)


 Infographics

View all infographics stories

Infographic: The financially happy now outnumber the unhappy -- For the first time since before the Great Recession, the majority of Americans feel cheerful about their finances ... (See Financially happy)

Infographic: Mobile payments quickly rising -- Smartphone payments are gaining traction among consumers -- and quickly ... (See Mobile payments rising)

Infographic: 2016 sees card debt, delinquency uptick -- Though the number of people who fail to pay debt is not as high as it was in the Great Recession, it has started to increase in 2016 ... (See Delinquency rates)


 Innovations, features, new products

View all innovations, features, new products stories

Overcoming 5 merchant barriers to EMV chip cards -- What to do if your business hasn't become EMV-ready because of costs, certification delays and consumer complaints ... (See EMV )

Wal-Mart sues Visa over debit choice -- Retailing giant says it wants to require PIN transactions on debit cards to reduce fraud and transaction costs ... (See PIN vs. signature)

Infographic: Mobile payments quickly rising -- Smartphone payments are gaining traction among consumers -- and quickly ... (See Mobile payments rising)


 Legal, regulatory, privacy issues

View all legal, regulatory, privacy issues stories

100-word credit report statement: 6 ways it can hurt you -- Sometimes too much information can come back to haunt you ... (See Report)

Why an old debt may vanish from credit report -- If a legitimate debt disappeared from your credit report, don't celebrate yet. It might not be gone long. ... (See Credit report)

Most prepaid cards fail to disclose fees -- We checked 10 prepaid cards' disclosures against a federal model for transparency; 7 fall short ... (See Prepaid)


 Low interest, zero percent cards

View all low interest, zero percent cards stories

Rate survey: Average card APR remains at 15.19 percent for a 6th week -- May 25, 2016: Interest rates on new credit card offers held still this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

Rate survey: Average card APR holds steady at 15.19 percent -- May 18, 2016: Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

8 ways to pay down debt when on a fixed income -- When retired, disabled or laid off, shouldering big debt on a limited income can become overwhelming ... (See Debt)


 Opening Credits

View all opening credits stories

What types of income qualify on card applications? -- Gross or net? Household income or wages? Breaking down income qualifications when applying for a card ... (See Income)

Dispute duplicate student loans entries on credit reports -- When a loan is bought and sold multiple times, it can create credit report havoc ... (See Duplicates)

Low utilization boosts balance transfer deal approval odds -- Zero percent balance transfer deals are often reserved for those with high credit scores ... (See 0% deals)


 Research, statistics

View all research, statistics stories

Infographic: The financially happy now outnumber the unhappy -- For the first time since before the Great Recession, the majority of Americans feel cheerful about their finances ... (See Financially happy)

Most prepaid cards fail to disclose fees -- We checked 10 prepaid cards' disclosures against a federal model for transparency; 7 fall short ... (See Prepaid)

Rate survey: Average card APR remains at 15.19 percent for a 6th week -- May 25, 2016: Interest rates on new credit card offers held still this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)


 Reward programs

View all reward programs stories

Rate survey: Average card APR remains at 15.19 percent for a 6th week -- May 25, 2016: Interest rates on new credit card offers held still this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APRs)

Options abound for redeeming reward points -- Bank-related reward programs offer a lot of redemption choices. But consider how many points each kind of reward requires ... (See Rewards)

Poll: 8 in 10 Americans pay for summer vacation with savings -- Less than half will take a break at all; 13 percent who do pay with rewards, says a scientific survey by CreditCards.com ... (See Vacation poll)


 Shopping

View all shopping stories

Most prepaid cards fail to disclose fees -- We checked 10 prepaid cards' disclosures against a federal model for transparency; 7 fall short ... (See Prepaid)

Fight back against debt by FOMO -- Suffering from the fear of missing out? Focus on your goals and budget to tune out social media pressures to spend ... (See Fighting FOMO)

More parents giving their kids credit cards -- The number of children ages 8-14 with access to their parents' credit cards has quadrupled ... (See Kids with credit cards)


 Speaking of Credit

View all speaking of credit stories

Why an old debt may vanish from credit report -- If a legitimate debt disappeared from your credit report, don't celebrate yet. It might not be gone long. ... (See Credit report)

Good payment habits will raise score after balance transfers -- Multiple balance transfers led to multiple hard inquiries and a score drop, but you should be able to turn it around ... (See Transfer)

Some states offer exceptions to credit reporting rules -- Negative items can come off your report sooner in New York, California ... (See Exceptions)


 Spotlight: People and their plastic

View all spotlight: people and their plastic stories

6 ways stay-at-home parents ruin their credit -- Taking care of your kids also means taking care of your credit. Avoid these credit mistakes that parents often make ... (See Credit)

'Coined' author Kabir Sehgal: Credit cards make money abstract -- Kabir Sehgal talks about the history of money and credit, and its relationship to humankind in his new book "Coined, The Rich Life of Money and How Its History Has Shaped Us" ... (See Kabir Sehgal Q&A)

Author argues have-nots better served by postal banking -- In "How the Other Half Banks," law professor Mehrsa Baradaran says the best bank for the poor already has branches, and blue boxes, everywhere ... (See Postal banking)


 Student credit cards, young credit

View all student credit cards, young credit stories

Selling your home to pay off debt, fund college -- Shedding debt is good, but college costs add up fast and another home won't be cheap ... (See Home)

9 tips for renting a car with a debit card -- You can almost always rent a car with a debit card, but expect extra hassles ... (See Debit)

Infographic: Female college students edge males in credit smarts -- Female students do a bit better in handling credit, says a Sallie Mae study ... (See College student credit smarts)


 To Her Credit

View all to her credit stories

Options for escaping penalty rate APRs -- When your APR is jacked up, large debt repayment can become insurmountable ... (See Penalty rate)

Authorized user kept charging on deceased dad's card -- Five years after her father died, daughter wonders who is liable for the balance ... (See Liability)

'Injured spouse allocation' tax form can shield spouse from debt -- Couple's return is seized for repayment of wife's student loan ... (See Loan)


 Your Business Credit

View all your business credit stories

For tip-earning employees, credit card surcharges may beat alternative -- Credit card surcharges are complicated and may irritate customers. While that could hurt the tips of the merchant's employees, it may be better for them than one alternative ... (See Fees)

Authorized user not responsible for deceased company president’s debt -- As the authorized user on a small-business credit card, you are not liable for debts on those cards, even if the primary cardholder dies. But if you own the business, there are special considerations ... (See Debt)

Startup didn't launch, so credit rebuilding needed -- Living on credit cards during startup has risks, but with time you can recover a good credit score ... (See Startup)


Uncategorized

View all Uncategorized stories

Wells Fargo Cash Back Visa Card Review -- Description here - maximum 160 characters ... (more)

0 percent credit cards: a sweet deal if played right -- A credit card with an introductory 0 percent APR is one of the best deals in personal finance. It's also one of the most important ... (more)

Tips for choosing a business card -- One of the primary benefits of a business card is to separate your personal finances from your business account. This helps limit your personal risk ... (more)