Credit card news archive

Q&A with John Grund: A look at the future of credit cards -- Credit card expert John Grund analyzes what consumers can expect to pay for credit in the near future and whether the days of easy credit are over. ... (more)

Avoid bankruptcy during messy divorce -- The last thing you need to do as you start your new, independent, financial life is to put yourself through the trauma of going bankrupt. ... (more)

Credit card interest rates rise ahead of new law -- Regulations plus recession make card issuers pull the APR trigger and hike cardholders' rates. ... (more)

Avoid bankruptcy during messy divorce -- The last thing you need to do as you start your new, independent, financial life is to put yourself through the trauma of going bankrupt. ... (more)

Credit card interest rates rise ahead of new law -- Regulations plus recession make card issuers pull the APR trigger and hike cardholders' rates. ... (more)

New federal guidelines help consumers dispute credit report errors -- Under a set of newly introduced guidelines, consumers gain the right to take up disputes over credit report inaccuracies diirectly with the businesses that supplied the faulty data. ... (more)

Credit card interest rates rise ahead of new law -- Regulations plus recession make card issuers pull the APR trigger and hike cardholders' rates. ... (more)

CreditCards.com's Weekly Rate Report: Rates barely lower -- The national average annual percentage rate on new credit card offers edged barely lower this week, according to the CreditCards.com Weekly Credit Card Rate Report, but analysts expect interest rates to rise in the not-too-distant future. ... (more)

CreditCards.com's Weekly Rate Report: Rates unchanged -- Credit card interest rates didn't move this week, but experts say recently introduced laws and an eventual economic recovery likely mean higher credit card APRs in the not-too-distant future. ... (more)

Finding rewards cards with local customer support -- When searching for a rewards credit card program, some consider outsourced, foreign customer support a huge detractor. ... (more)

Comparing value of cash back cards vs. rewards -- The value of credit card rewards programs are as different as their participants. Free travel may have more appeal than cash back or vice-versa. ... (more)

Multi-airlines cards versus single-airline cards -- Both multi-arlines rewards cards and single-airline cards have pluses and minuses, and which is right for you depends on what kind of frequent flier you are. ... (more)

Q&A with John Grund: A look at the future of credit cards -- Credit card expert John Grund analyzes what consumers can expect to pay for credit in the near future and whether the days of easy credit are over. ... (more)

Strapped for cash? Pawnshops offer short-term solution -- Credit cards maxed out? Look no further than your jewelry box to turn valuables into cash with a quick trip to your local pawnshop. ... (more)

Personal loan vs. credit card cash advance to pay for wedding -- For one-time events such as a wedding, go with the loan -- the rates are usually much cheaper. ... (more)

Credit Card Help: 10 things you must know about credit reports and credit scores -- You may have heard the terms credit history and credit score. But what exactly is a credit history, what is a credit score -- and why are they so important? ... (more)

Credit Card Help: Picking the right credit card -- All that you need to know to pick the right credit card for you, with information on balance transfers, prepaid cards, rewards cards and more. ... (more)

Long-awaited credit scoring revisions unveiled -- The rollout of the long-awaited update to Fair Isaac's popular FICO credit scoring model was finally announced today, but it will likely take some before the changes have a real impact. ... (more)

Credit Card Help: Credit reports and credit scores -- All you need to know about credit reports and credit scores, including a look at FICO scores and credit histories and why they matter. ... (more)

Credit Card Help: How to dispute credit report errors -- Improve your credit score by removing credit report errors. Includes sample letter for disputing an error, and how to contact the three main credit bureaus -- Equifax, Experian and TransUnion. ... (more)

Credit Card Help: 9 tips for protecting your credit cards, credit score -- 9 tips for protecting not only your credit cards, but your credit score, too. ... (more)

Videos: What people are saying about the Credit CARD Act -- A lot has happened since the Credit CARD Act of 2009 was introduced, and much of it recorded on video cameras. ... (more)

Credit card video: Balance transfers and your credit -- The Credit Guy -- Todd Ossenfort of Pioneer Credit Counseling -- explains what a balance transfer is and how it can affect your credit. ... (more)

Credit card video: How to improve your credit score -- CreditCards.com's The Credit Guy, Todd Ossenfort of Pioneer Credit Counseling, explains the basics of a credit score and how to improve it. ... (more)

Credit card interest rates rise ahead of new law -- Regulations plus recession make card issuers pull the APR trigger and hike cardholders' rates. ... (more)

New law bans card payment allocation trickery -- If you use your credit cards for balance transfers or cash advances in addition to making purchases, your credit card payments will soon go further, starting in February. ... (more)

Compare small business payment methods -- For small businesses, the major payment methods to compare are cash, checks, credit cards and PayPal. ... (more)

Avoid bankruptcy during messy divorce -- The last thing you need to do as you start your new, independent, financial life is to put yourself through the trauma of going bankrupt. ... (more)

New federal guidelines help consumers dispute credit report errors -- Under a set of newly introduced guidelines, consumers gain the right to take up disputes over credit report inaccuracies diirectly with the businesses that supplied the faulty data. ... (more)

Dumped by your credit card issuer? 5 tips to survive the breakup -- What should you do if you suddenly find yourself dumped? Here are five steps to take when your credit card issuer just isn't into you anymore. ... (more)

Strapped for cash? Pawnshops offer short-term solution -- Credit cards maxed out? Look no further than your jewelry box to turn valuables into cash with a quick trip to your local pawnshop. ... (more)

The world's 10 weirdest currencies -- A Pennsylvania banker's collection of odd currencies reveal much about different times, cultures. ... (more)

New credit cards to help in fight against breast cancer -- A new credit card launched by Bank of America will allow consumers to help support breast cancer research and the Susan G. Komen for the Cure, a prominent breast cancer organization, through their everyday banking activities. ... (more)

Q&A with John Grund: A look at the future of credit cards -- Credit card expert John Grund analyzes what consumers can expect to pay for credit in the near future and whether the days of easy credit are over. ... (more)

Avoid bankruptcy during messy divorce -- The last thing you need to do as you start your new, independent, financial life is to put yourself through the trauma of going bankrupt. ... (more)

When is it a good time to dump your rewards card for another? -- With so many bonus sign-up rewards cards out there, it becomes difficult to decide when it's time to dump your old card for a new one ... (more)

Credit card interest rates rise ahead of new law -- Regulations plus recession make card issuers pull the APR trigger and hike cardholders' rates. ... (more)

CreditCards.com's Weekly Rate Report: Rates barely lower -- The national average annual percentage rate on new credit card offers edged barely lower this week, according to the CreditCards.com Weekly Credit Card Rate Report, but analysts expect interest rates to rise in the not-too-distant future. ... (more)

CreditCards.com's Weekly Rate Report: Rates unchanged -- Credit card interest rates didn't move this week, but experts say recently introduced laws and an eventual economic recovery likely mean higher credit card APRs in the not-too-distant future. ... (more)

Credit card interest rates rise ahead of new law -- Regulations plus recession make card issuers pull the APR trigger and hike cardholders' rates. ... (more)

Is your credit card making you sick? Swine (H1N1) flu germs and plastic -- It may not be just that late fee that's making you feel ill: Flu viruses can last for hours -- even weeks -- on plastic surfaces. ... (more)

CreditCards.com's Weekly Rate Report: Rates barely lower -- The national average annual percentage rate on new credit card offers edged barely lower this week, according to the CreditCards.com Weekly Credit Card Rate Report, but analysts expect interest rates to rise in the not-too-distant future. ... (more)

Credit card interest rates rise ahead of new law -- Regulations plus recession make card issuers pull the APR trigger and hike cardholders' rates. ... (more)

New law bans card payment allocation trickery -- If you use your credit cards for balance transfers or cash advances in addition to making purchases, your credit card payments will soon go further, starting in February. ... (more)

Store credit cards still offered, but approvals become stricter -- While it may sound enticing to save 15 percent off your purchase at the checkout counter by applying for that retail credit card, your chances of getting approved for a store credit card are getting slimmer. ... (more)

Q&A with John Grund: A look at the future of credit cards -- Credit card expert John Grund analyzes what consumers can expect to pay for credit in the near future and whether the days of easy credit are over. ... (more)

Credit card interest rates rise ahead of new law -- Regulations plus recession make card issuers pull the APR trigger and hike cardholders' rates. ... (more)

New federal guidelines help consumers dispute credit report errors -- Under a set of newly introduced guidelines, consumers gain the right to take up disputes over credit report inaccuracies diirectly with the businesses that supplied the faulty data. ... (more)

Credit card interest rates rise ahead of new law -- Regulations plus recession make card issuers pull the APR trigger and hike cardholders' rates. ... (more)

CreditCards.com's Weekly Rate Report: Rates barely lower -- The national average annual percentage rate on new credit card offers edged barely lower this week, according to the CreditCards.com Weekly Credit Card Rate Report, but analysts expect interest rates to rise in the not-too-distant future. ... (more)

CreditCards.com's Weekly Rate Report: Rates unchanged -- Credit card interest rates didn't move this week, but experts say recently introduced laws and an eventual economic recovery likely mean higher credit card APRs in the not-too-distant future. ... (more)

When family members use 'secret' credit cards -- Just who is responsible for the debt racked up by a spouse's secret credit card cache? 'Maturing Loans' columnist Klayman says it depends on several factors. ... (more)

Sold the house, have some cash, now what? -- Seniors who are downsizing need to pay off debt, create fixed-income investment income and have an emergency fund to cover financial surprises. ... (more)

Pay down debt or invest? Which is more important? -- With the financial markets so uncertain, is it wiser to pay down debt or keep investing for the future? ... (more)

Mobile payments predicted to skyrocket -- Mobile payment transactions are expected to catapult to nearly 4.5 billion in 2012 -- a 429 percent increase from an estimated 850 million in 2009, consulting firm Gartner Inc. predicted in a May 28 report by CardLine Global (subscription required). ... (more)

Compare small business payment methods -- For small businesses, the major payment methods to compare are cash, checks, credit cards and PayPal. ... (more)

Ad campaign fights credit card interchange fees -- American households pay hundreds of dollars a year in hidden credit card fees called interchange fees each year, a practice that a business coalition has vowed to fight to eliminate. ... (more)

Can mom do time for daughter's possible credit card crime? -- A mother nervously asks if she can be charged because she knows that her 16-year-old daughter has 10 credit cards. She might not like the answer. ... (more)

When money woes hit home, take stock and make a plan -- Our expert offers a plan for a family with two young children, a $4,800 monthly mortgage payment, $14,000 in credit card debt and suddenly has been hit with a job loss. ... (more)

Adult daughter with thin credit needs to learn independence -- A concerned mother asks for advice on helping her 28-year-old daughter jump-start her credit, but our expert says mom should think twice before getting too involved. ... (more)

Credit card interest rates rise ahead of new law -- Regulations plus recession make card issuers pull the APR trigger and hike cardholders' rates. ... (more)

Is your credit card making you sick? Swine (H1N1) flu germs and plastic -- It may not be just that late fee that's making you feel ill: Flu viruses can last for hours -- even weeks -- on plastic surfaces. ... (more)

The world's 10 weirdest currencies -- A Pennsylvania banker's collection of odd currencies reveal much about different times, cultures. ... (more)

Credit card interest rates rise ahead of new law -- Regulations plus recession make card issuers pull the APR trigger and hike cardholders' rates. ... (more)

New law bans card payment allocation trickery -- If you use your credit cards for balance transfers or cash advances in addition to making purchases, your credit card payments will soon go further, starting in February. ... (more)

Finding rewards cards with local customer support -- When searching for a rewards credit card program, some consider outsourced, foreign customer support a huge detractor. ... (more)

Is your credit card making you sick? Swine (H1N1) flu germs and plastic -- It may not be just that late fee that's making you feel ill: Flu viruses can last for hours -- even weeks -- on plastic surfaces. ... (more)

Personal loan vs. credit card cash advance to pay for wedding -- For one-time events such as a wedding, go with the loan -- the rates are usually much cheaper. ... (more)

Shopping and credit cards: Don't let a convenience become a curse -- For some, a mall and a credit card are a financially toxic mix. It need not be so. These tips will help you become a savvier shopper -- and maybe even save some money. ... (more)

Q&A with John Grund: A look at the future of credit cards -- Credit card expert John Grund analyzes what consumers can expect to pay for credit in the near future and whether the days of easy credit are over. ... (more)

The world's 10 weirdest currencies -- A Pennsylvania banker's collection of odd currencies reveal much about different times, cultures. ... (more)

Personal finance experts reveal which credit cards they use and why -- Personal finance experts reveal which credit cards they use -- and why. ... (more)

Credit card interest rates rise ahead of new law -- Regulations plus recession make card issuers pull the APR trigger and hike cardholders' rates. ... (more)

CreditCards.com's Weekly Rate Report: Rates barely lower -- The national average annual percentage rate on new credit card offers edged barely lower this week, according to the CreditCards.com Weekly Credit Card Rate Report, but analysts expect interest rates to rise in the not-too-distant future. ... (more)

How Dad affects your debt, financial decisions -- New research finds that a father's advice, or lack of it, influences their children's money behavior later. ... (more)

Personal loan vs. credit card cash advance to pay for wedding -- For one-time events such as a wedding, go with the loan -- the rates are usually much cheaper. ... (more)

Allowing friends to use your credit card = mistake -- After the charges, it may be too late to hold someone else responsible for debt run up on your card with your permission. ... (more)

When family members ruin your credit -- Authorized users on your credit card have two freedoms: to rack up debt on your account and to bail when it comes to paying it off ... (more)

Avoid bankruptcy during messy divorce -- The last thing you need to do as you start your new, independent, financial life is to put yourself through the trauma of going bankrupt. ... (more)

When your ex doesn't pay on joint accounts -- If you rely on your ex to pay down on joint accounts after a divorce, expect to be disappointed. ... (more)

Does it matter who is the primary account holder? -- In times past, creditors may have only reported credit history for the primary account holder -- usually the man. Times have changed. ... (more)