ADVERTISEMENT

Photocopy your credit cards for safety

By

Consumers usually have protection against any unauthorized credit card charges, such as in instances of card theft.  But while you may not be liable for charges a thief rings up on your plastic, you need to have certain information to help report the credit card stolen in the first place.

Compare Low Interest Credit CardsAs a precaution, experts recommend photocopying all the various low interest credit cards, airline credit cards or whatever type you carry in your wallet -- front and back.  That way you know exactly what credit cards you were carrying and have an account number for each.  Copying the reverse side of your credit cards means you will have all the customer service numbers you need to report your credit cards stolen.

While you are at it, you may want to photocopy other important ID cards in your wallet.  You can also make a copy of your passport to carry for both domestic and international travel.

But since your photocopied credit card information is useless if it gets lost, be sure to store it in a safe place.  And, don't put it in your wallet, since it will get stolen along with your credit cards if a theft takes place!

In the event your wallet is stolen, be sure to call the customer service number for each credit card to report the theft as soon as possible.  Additionally, you may want to phone the three national credit bureaus to place a fraud alert on your name and the police to file a report.  A call to the Social Security fraud hotline may not be a bad idea, either.

You can add the numbers for the credit bureaus and Social Security to your photocopied page:

  • Equifax -- (800) 685-1111
  • Experian -- (888) EXPERIAN (397-3742)
  • TransUnion -- (800) 916-8800
  • Social Security fraud -- (800) 269-0271

By ordering a free credit report, you can see if any unusual activity from the theft has been listed in your credit history.

See related:

Published: April 13, 2007


Join the discussion
We encourage an active and insightful conversation among our users. Please help us keep our community civil and respectful. For your safety, do not disclose confidential or personal information such as bank account numbers or social security numbers. Anything you post may be disclosed, published, transmitted or reused.

If you are commenting using a Facebook account, your profile information may be displayed with your comment depending on your privacy settings. By leaving the 'Post to Facebook' box selected, your comment will be published to your Facebook profile in addition to the space below.

The editorial content on CreditCards.com is not sponsored by any bank or credit card issuer. The journalists in the editorial department are separate from the company's business operations. The comments posted below are not provided, reviewed or approved by any company mentioned in our editorial content. Additionally, any companies mentioned in the content do not assume responsibility to ensure that all posts and/or questions are answered.




Follow Us


Updated: 12-05-2016


Weekly newsletter
Get the latest news, advice, articles and tips delivered to your inbox. It's FREE.


ADVERTISEMENT