Credit card glossary terms to know for identity theft

By Julie Sherrier

Identity theft is a growing problem for consumers, especially for credit and debt card users. The most proactive step consumers can take to detect fraud is to monitor closely their bank and credit card statements for any suspicious or erroneous charges. Here are the most common glossary terms as they relate to ID theft. (Back to glossary of common credit card terms.)

Glossary terms to know for ID theft 

Charge-back -- A charge-back is a transaction returned through a credit card processing ... (more)

Credit freeze -- A credit freeze is a service available to consumers through the credit ... (more)

Credit monitoring service -- A credit monitoring service is one that monitors credit card ... (more)

Credit report -- A credit report is a compilation of the credit history of an individual or ... (more)

Fraud alert -- A fraud alert is a security alert placed on a credit card account or credit ... (more)

Fraudulent user -- A fraudulent user is an individual who is not the credit cardholder or ... (more)

See related: Glossary of common credit card terms, 5 steps to avoid ID theft at the register, How to prevent and cure medical ID theft, When hit by ID theft, take these 4 steps to make things right, How to check for, fix ID theft or fraud, ID theft, debt collection top list of consumer complaints, Credit card users can take steps to protect themselves from identity theft, Identity theft sample letters, 10 ways students can protect against identity theft, Protecting your children from identity theft

Updated: August 5, 2009

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