| FIND THE BEST GASOLINE CREDIT CARD FOR YOU |
Credit card
|
Where accepted
|
Annual fee
|
APR* |
Rewards |
| Blue Cash Everyday from American Express |
Anywhere American Express is accepted |
None |
17.24% to 22.24% |
2 percent cash back at gas stations and department stores; 3 percent cash back at supermarkets; 1 percent cash back on all other eligible purchases; $100 cash back after spending $1,000 within the first 3 months; 0 percent intro APR for 12 months |
| Blue Cash Preferred from American Express |
Anywhere American Express is accepted |
$75 |
17.24% to 22.24% |
3 percent back at gas stations and department stores; 6 percent back at supermarkets; 1 percent back on all other eligible purchases; $150 cash back after spending $1,000 in the first 3 months; 0 percent APR for 12 months |
BP Card
|
10,000 BP locations and more than 390,000 PLUS network ATMs |
None |
19.24% |
2 percent rebate on all Amoco Ultimate premium-grade fuel purchases |
BP Card with Pump Rewards
|
10,000 BP locations |
None |
19.24% |
5-cent-per-gallon rebate for every $100 in BP purchases, good for a one-time fill up of up to 20 gallons |
| BP Visa |
Anywhere Visa is accepted
|
None |
19.24% |
5 percent rebate on up to $500 in monthly purchases at participating BP locations; 2 percent rebate on eligible travel and dining; 1 percent rebate everywhere else; double rewards for the first 60 days
|
| BP Visa with Pump Rewards |
Anywhere Visa is accepted |
None |
19.24% |
15-cent-per-gallon rebate for every $100 in BP purchases, good for a one-time fill up on up to 20 gallons of fuel; for the first 60 days, earn 25 cent-per-gallon rebate |
Chase Freedom
|
Anywhere Visa is accepted
|
None |
11.99% to 22.99%
|
5 percent cash back on up to $1,500 in bonus categories each quarter (gas stations are included in 2 quarters in 2012); up to 10 percent cash back at selected online merchants; 1 percent cash back on everything else; $100 cash back after $500 in purchases in the first 3 months; 0 percent APR for the first six billing cycles |
Chevron and Texaco Credit Card
|
All Chevron and Texaco stations, and any ATM with a Cirrus symbol |
None |
26.99% |
Fuel credits of 10 cents per gallon for 60 days; up to $300 in credits |
Chevron and Texaco Premium Card
|
All Chevron and Texaco stations, and any ATM with a Cirrus symbol |
$25 |
26.99% |
Fuel credits of 10 cents per gallon for 60 days; up to $300 in credits; plus discounts and rebates on hotels, car rentals and airline tickets booked through its travel reservation service |
Chevron and Texaco Visa Card
|
Anywhere Visa is accepted
|
None |
23.99% |
Fuel credits of 10 cents per gallon (up to $300 annually); 3 percent in fuel credits on non-fuel purchases at Chevron and Texaco, and 1 percent in fuel credits on all other purchases |
Citgo Plus
|
6,000 Citgo locations nationwide |
None |
24.99% |
No rewards
|
| Citi ThankYou Preferred |
Anywhere Visa is accepted
|
None |
12.99% to 22.99%
|
5 points for every $1 spent at gas stations, supermarkets and drugstores for the first 12 months; 1 point for everything else; 15,000 bonus points after spending $1,000 within the first three months; annual membership bonuses |
Discover More
|
Anywhere Discover is accepted |
None |
10.99% to 19.99%
|
5 percent cash back on up to $1,500 in bonus categories each quarter (gas stations are included in 2 quarters in 2012); up to 1 percent cash back on other purchases; up to 20 percent cash back at selected online merchants; 0 percent APR for the first 15 months |
Discover More Open Road
|
Anywhere Discover is accepted
|
None |
10.99% to 19.99% |
2 percent cash back on the first $250 of gas station or restaurant purchases each month; up to 20 percent cash back on selected online retailers, and up to 1 percent cash back on all other purchases; 0 percent introductory APR for purchases and balance transfers for the first 15 months |
Discover More Open Road for Students
|
Anywhere Discover is accepted |
None |
12.99% to 18.99%
|
2 percent cash back on the first $250 of gas station or restaurant purchases each month; up to 20 percent cash back on selected online retailers, and up to 1 percent cash back on all other purchases; 0 percent introductory APR for purchases and balance transfers for the first 15 months |
ExxonMobil Personal Card
|
10,000 Exxon and Mobil stations nationwide and 200,000 Cirrus ATMS nationwide |
None |
24.99% |
No rewards
|
ExxonMobil Preferred Card
|
10,000 Exxon and Mobil stations nationwide |
$29 |
24.99% |
10 percent cash back at selected hotels, 5 percent cash back on airline travel, cruises, and car rentals (reservations must be made through the card member reservation center), and dining and entertainment discounts |
| ExxonMobil MasterCard |
Anywhere MasterCard is accepted
|
None |
19.99% to 23.99%
|
15-cent rebate per gallon of gas purchased at ExxonMobil stations, up to 2 percent rebate on the first $10,000 in eligible purchases and 1 percent on eligible purchases of more than $10,000 |
| Gulf Platinum MasterCard |
Anywhere MasterCard is accepted |
None |
14.99% to 23.99%
|
3 percent rebate at Gulf stations; 1 percent everywhere else |
Hess Visa Platinum Card
|
Anywhere Visa is accepted
|
None |
19.24%
|
10 percent rebate at Hess for the first 60 days after the account is opened on eligible gas, merchandise, and food purchases, up to $400; after that, 3 percent rebate on Hess gas, merchandise, and food on up to $400 each billing cycle; 1 percent rebate on all other purchases except for non-Hess gas purchases, which earn a 0.25 percent rebate |
| Holiday Smart Savings Credit Card |
400 Holiday stations nationwide
|
None |
12% to 20.4% |
4-cent rebate on gasoline purchases, plus 5 percent savings on food and merchandise purchases in the store; double discounts for the first three billing cycles |
| PenFed Platinum Rewards Card |
Anywhere Visa is accepted
|
None
|
9.99% |
5 points per dollar spent on gas purchases, 3 points per dollar spent on groceries, 1 point per dollar spent on other purchases; 20,000 points after spending $1,000 in the first three months; 1.99 percent APR for the first 24 months |
Phillips 66 Personal Card
|
All Phillips, Conoco and 76 stations
|
None
|
24.99% |
Save 5 cents per gallon on up to 110 gallons per month, with minimum purchase of 45 gallons |
| Premier Rewards Gold Card from American Express |
Anywhere American Express is accepted
|
$175 after the first year |
None; balance must be paid in full each month
|
2 points per dollar spent on gas, 3 points on airfare, and 1 point on everything else; 25,000 points after spending $2,000 in the first three months |
QT Credit Card
|
590 QuikTrip stations in 10 states, mainly in the South and Midwest
|
None |
18% |
Save 5 cents per gallon on the first 400 gallons in the first five billing cycles |
Shell Drive for Five
|
All Shell stations |
None |
24.99% |
Save 5 cents per gallon on Shell nitrogen enriched gasoline or Shell diesel, with 45 gallon minimum, 100 gallon maximum |
Shell Select Member Card
|
All Shell stations
|
$25 |
24.99% |
10 percent cash back on select hotels and motels, 5 percent cash back on airline tickets and car rentals booked through the member reservation center; additional hotel discounts |
| Sinclair Credit Card |
2,600 Sinclair stations nationwide
|
None |
10% to 21%
|
No rewards |
| Sinclair Platinum Edition Visa |
Anywhere Visa is accepted
|
None |
13.99% to 19.99%
|
8 percent cash back for the first two billing cycles on all Sinclair purchases; 4 percent afterward; up to 1.25 percent cash back on all nonfuel purchases |
Speedway Credit Card
|
1,350 Speedway locations
|
None |
5% to 25%
|
No rewards
|
| Speedway Platinum MasterCard |
Anywhere MasterCard is accepted
|
None |
19.24% |
40 additional Speedy Rewards points for every $1 spend at Speedway locations; 10 points for every 1 spent everywhere else; new customers receive 10,000 bonus points after their first purchase |
Sunoco Rewards Card
|
4,800 Sunoco locations nationwide
|
None |
23% |
Save 5 cents on every gallon of Sunoco fuel |
| TrueEarnings Card from Costco and American Express |
Anywhere American Express is accepted
|
None with paid Costco membership |
23% |
0% introductory APR for 6 months. Every time you make a purchase, you can earn cash back: 3% for the first $3,000 in annual gasoline purchases (1% thereafter); 2% for restaurants; 2% for travel; 1% everywhere else, including Costco |
| Valero |
All Valero, Diamond Shamrock, Beacon and Shamrock stations nationwide
|
None |
23% |
30 cent-per-gallon rebate for up to 100 gallons each month for the first three billing cycles |
Visa Platinum Cash Rewards Card
|
Anywhere Visa is accepted
|
None |
9.99% |
5 percent cash back on gas purchases paid at the pump, 0.25 percent cash back on other purchases; 1.99 percent APR for 24 months |
|
Source: CreditCards.com survey of leading gas card issuers. All terms and conditions are subject to change by issuer. Data in the chart are current as of March 2, 2012.
*Annual percentage rates (APR) are typically variable and subject to change by credit card issuer. Many are based on a formula that includes the prime rate plus a fixed rate set by the issuer.
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