Bank of America Student Visa Platinum Plus Credit Card helps young people establish credit
By Jeremy M. Simon | Published: February 16, 2007
College students may need a credit card for all sorts of purchases: books for class, value-size packages of instant Ramen noodles or perhaps even new clothes during the occasional shopping expedition. But students also need a credit card so they can begin building a credit history. For young people looking to establish credit, the Bank of America Student Visa Platinum Plus Credit Card makes an excellent choice.
The Bank of America Student Visa Platinum Plus Credit Card is a student credit card from Bank of America available to any part-time or full-time student at an accredited two-year or four-year college or university. Applicants for the Bank of America Student Visa Platinum Plus Credit Card must be at least 18 years old, as well as being either a U.S. citizen or permanent U.S. resident.
With no co-signer necessary and no annual fee, the Bank of America Student Visa Platinum Plus Credit Card does not have the barriers to application and membership of some other credit cards.
Once an application is approved, cardholders will find it easy to maintain their Bank of America Student Visa Platinum Plus Credit Card account using the free online banking service. This online banking service provides Bank of America credit card holders with complete account access from the convenience of a computer, enabling them to see such information as their credit card balance, transaction activity and payment due date at any time. Busy and cash-strapped students will appreciate the ability to save time and money when managing their account, not to mention paying their credit card bills for free online.
The Bank of America Student Visa Platinum Plus Credit Card also provides security, with a free package of security features that include zero liability for unauthorized purchases when Bank of America is notified promptly, as well as travel and emergency assistance, and automatic auto rental insurance. Student cardholders also get protection for the things they buy with Bank of America's Purchase Replacement and Purchase Guard.
If ease of application, online account management and security features matter in a student credit card, then the Bank of America Student Visa Platinum Plus Credit Card is a great choice for young people looking to build their credit history.
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