USA   |   UK   |   Australia   |   Canada

Bad credit credit card applications from Orchard Bank

By Ben Woolsey


Orchard Bank, a leader in making credit cards available to those often ignored by other banks because of little or no credit history (or damaged credit), has recently announced three new exciting credit card products. In keeping with the 2006 Winter Olympic games, Orchard Bank is going with precious metals for their new credit card offers. These include the Orchard Bank Silver, Gold and Platinum MasterCard products.

Compare Credit Cards for Bad Credit

Deciding on which card to apply for might be the hardest part of getting a new credit card from Orchard Bank. They have some of the more forgiving credit underwriting standards in the industry, and have thus learned how to provide strong value for reasonable fees to those in this riskier credit landscape.

The Orchard Bank Silver Card is a great place to start to rebuild damaged credit or just establish your credit, as it reports to all three major credit bureaus. The Silver Card also provides 24-hour online account access and periodic credit limit increases.

The Orchard Bank Gold Card offers the prestige of a gold card along with all the trappings that come with a gold card, including higher credit limits and a host of card benefits provided by MasterCard.

The Platinum Card is the pinnacle in Orchard Bank's hierarchy of products, providing cardholders with all the benefits included with Silver and Gold along with elite platinum card perks offered by MasterCard. Whether it's making hotel reservations, car rentals or enjoying purchase protection, the Orchard Bank Platinum Card can handle it all in style. As with all Orchard Bank products, cardholders are protected from unauthorized purchases anytime they use their card for online or offline purchases.

While building or rebuilding a strong credit rating can be an arduous journey, Orchard Bank believes its cardholders should enjoy a little prestige along the way with their new line of cards.

Published: April 26, 2006

Join the discussion

We encourage an active and insightful conversation among our users. Please help us keep our community civil and respectful. For your safety, do not disclose confidential or personal information such as bank account numbers or social security numbers. Anything you post may be disclosed, published, transmitted or reused.

If you are commenting using a Facebook account, your profile information may be displayed with your comment depending on your privacy settings. By leaving the 'Post to Facebook' box selected, your comment will be published to your Facebook profile in addition to the space below.

The editorial content on is not sponsored by any bank or credit card issuer. The journalists in the editorial department are separate from the company's business operations. The comments posted below are not provided, reviewed or approved by any company mentioned in our editorial content. Additionally, any companies mentioned in the content do not assume responsibility to ensure that all posts and/or questions are answered.

Three most recent Bad credit, credit repair stories:
  • Payday loan alternatives more important than ever – Having an alternative to high-priced payday lenders -- always a good idea -- could become more so if a federal crackdown shutters some storefronts ...
  • 7 debts you may not have to pay – Paying your debts is honorable, and usually a legal requirement, but there exceptions when it can be erased, or it wasn't really yours to start with ...
  • Why the wealthy go broke, too – When people with above-average incomes encounter financial hardships, the reasons are surprisingly similar to people with more modest incomes ...

Share This Story

Follow Us!

Credit Card Rate Report

Updated: 03-31-2015

National Average 14.90%
Low Interest 11.62%
Business 12.85%
Student 13.14%
Balance Transfer 14.04%
Reward 15.04%
Airline 15.10%
Cash Back 15.28%
Instant Approval 17.93%
Bad Credit 22.48%