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Author Kelly Dilworth

Kelly Dilworth

Kelly Dilworth is a former staff reporter at CreditCards.com. She began her career in journalism at The Atlantic in 2007, then detoured into nonfiction book publishing for several years. She returned to journalism in 2010 and since then has written about everything from 20-somethings with Herculean credit scores to the Federal Reserve's monetary policy decisions. 

Kelly holds a degree in liberal arts from Sarah Lawrence College.

Kelly Dilworth's stories at CreditCards.com

Credit card interest rates fall to 14.98 percent -- Nov. 19, 2014: Average rates on new card offers fell below 15 percent Wednesday for the first time in more than a year, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

'Hand to Mouth' author Linda Tirado: Broke means bad money decisions -- Former IHOP night cook-turned-author Linda Tirado explains in very frank terms why being poor often leads to making shortsighted financial decisions ... (See Hand-to-mouth)

Credit card interest rates slide to 15 percent -- Nov. 12, 2014: Average rates on new card offers declined this week for the first time in nearly two months, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report Nov. 12, 2014)

Credit card interest rates remain at 15.09 percent -- Nov. 5, 2014: Average rates on new card offers held steady Wednesday at 15.09 percent, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Credit card interest rates rise to 15.09 percent -- Oct. 29, 2014: Average rates on new card offers rose slightly Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Credit card interest rates hold steady at 15.07 percent -- Oct. 15, 2014: Average rates on new card offers didn't budge this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Credit card interest rates remain at 15.07 percent -- Oct. 8, 2014: Average rates on new card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Average credit card interest rates rise to 15.07 percent -- Oct. 1, 2014: Average rates on new card offers jumped this week to their highest point in nearly three years, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Average card rates fall to 15.05 percent -- Sept. 24, 2014: Average rates on new credit card offers dipped this week for the first time in more than five months, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rates remain stuck at 15.06 percent for fourth week -- Sept. 17, 2014: Average rates on new credit card offers didn't budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate Report)

6 ways to outsmart data brokers -- You can't stop data brokers from harvesting information on what you buy, how much you make and even how healthy you are. But you can limit what they see ... (See Data)

Credit card interest rates remain at 15.06 percent for 3rd week -- Sept. 10, 2014: Average credit card interest rates held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates average 15.06%)

Credit card interest rates hold steady at 15.06 percent -- Sept. 3, 2014: Average rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Credit card interest rates rise to 15.06 percent -- Aug. 27, 2014: Average credit card interest rates rose this week for the first time in nearly two months, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Interest rates remain locked at 15.03 percent for 7th week -- Aug. 20, 2014: Average rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Health care companies turn to 'big data' -- More health care companies purchase intimate details about patients, such as their income and buying habits, and use it to make predictions about their health ... (See Health care data)

Credit card APRs remain flat at 15.03 percent -- Aug. 13, 2014: Average rates on new card offers remained at 15.03 percent Wednesday for the sixth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate Report Aug. 13, 2014)

Card APRs locked at 15.03 percent for 5th week -- Aug. 6, 2014: Interest rates on new credit card offers held firm this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report Aug. 6)

Rates remain at 15.03 percent for 4th week -- July 30, 2014: Interest rates on new credit card offers remained untouched this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Rates remain at 15.03 percent for second week -- July 23, 2014: Interest rates on new card offers didn't budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Credit card interest rates stay put at 15.03 percent -- July 16, 2014: Interest rates on new card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates report)

Rates rise for the second straight week: CreditCards.com Weekly Credit Card Rate Report -- July 9, 2014: Interest rates on new card offers rose Wednesday for the second consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report, July 9, 2014)

Rates rise to 15.02 percent: CreditCards.com Weekly Credit Card Rate Report -- July 1, 2014: Interest rates on new card offers rose this week for the first time in two months, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report, July 2, 2014)

Compare medical credit cards, loans -- Fewer health-care financing options populate the market since the recession. Compare the terms and conditions of the top medical credit cards and loans before you apply ... (See Compare medical credit cards)

Do predictive scores violate your privacy? -- Marketers are combining vast stores of data into predictive scores that help them decide what offers you see -- to the concern of privacy advocates ... (See Predictive scores)

Rates remain stuck at 15.01 percent for 8th week -- June 25, 2014: Interest rates on new card offers remained locked in place this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report, June 25, 2014)

Card rates remain locked at 15.01 percent for 7th week -- June 18, 2014: Interest rates on new credit card offers didn't budge this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report, June 18, 2014)

Rates remain at 15.01 percent for 6th week: CreditCards.com Weekly Credit Card Rate Report -- June 11, 2014: Interest rates on new card offers held firm this week, stalling at 15.01 percent for the sixth straight week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See APR on new card offers: 15.01% again)

Rates remain stuck at 15.01 percent for 5th week: CreditCards.com Weekly Credit Card Rate Report -- June 4, 2014: Interest rates on new card offers remained at 15.01 percent Wednesday for the fifth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See weekly rate report 15 percent)

Rates hold steady at 15.01 percent for fourth week: CreditCards.com Weekly Credit Card Rate Report -- May 29, 2014: Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rates remain stuck at 15.01 percent: CreditCards.com Weekly Credit Card Rate Report -- May 21, 2014: Average rates on new credit card offers didn't budge for the third consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report, May 21, 2014: APRs stalled at 15.01%)

Kit Yarrow Q & A: Decoding the hidden cues that make you buy -- Retailers use many cues to lure consumers into buying items. In her book, 'Decoding the New Consumer Mind,' psychologist and consumer researcher Kit Yarrow reveals how to find these budget bombs ... (See Decoding)

Rates remain at 15.01 percent: CreditCards.com Weekly Credit Card Rate Report -- May 14, 2014: Average rates on new credit card offers remained untouched this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate survey May 14, 2014)

Rate survey: Credit card interest rates rise to 15.01 percent -- May 7, 2014: Average rates on new credit card offers inched higher this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates averaged higher)

Rate survey: Credit card APRs linger at 15 percent -- April 30, 2014: Average rates on new card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See April 30, 2014, rate report)

Rate survey: APRs hold steady at 15 percent -- April 23, 2014: Average rates on new credit card offers were unchanged at 15 percent this week after dipping the previous week ... (See April 23, 2014 rate report)

Rate survey: Portfolio shift brings down average APR -- April 16, 2014: Average rates on new credit card offers dipped this week because of a change in the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report, April 16: APRs slip to 15%)

Rates rise to 15.02 percent: CreditCards.com Weekly Credit Card Rate Report -- April 9, 2014: Average rates on new credit card offers ticked up this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See April 9, 2014: Average APR rises to 15.02%)

Rates remain at 15.01 percent for 7th week: CreditCards.com Weekly Credit Card Rate Report -- April 2, 2014: Average rates on new credit card offers remained locked at 15.01 percent Wednesday for the seventh consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See weekly rate report)

Card interest rates remain locked at 15.01 percent -- March 26, 2014: Average rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Interest rates locked)

Credit card interest rates remain at 15.01 percent -- March 19, 2014: Average rates on new credit card offers remained stuck at 15.01 percent Wednesday for the fifth straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Credit card interest rates remain stuck at 15.01 percent -- March 12, 2014: Average rates on new credit card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Credit card interest rates remain at 15.01 percent -- March 5, 2014: Average rates on new credit card offers remained at 15.01 Wednesday for the third consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Credit card interest rates hold steady at 15.01 percent -- Feb. 26, 2014: Average rates on new credit card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

How 'jamming' cleans your credit report -- temporarily -- The scam called jamming throws a wrench into a beleaguered credit report dispute process, making it harder for the big three credit bureaus to keep up with legitimate disputes ... (See Jamming)

'Jamming' cleans your credit -- temporarily -- Some credit repair clinics clog the dispute system with bogus paperwork, challenging everything on clients' credit reports. The tactic works -- temporarily ... (See Jamming scam)

Credit card interest rates tick up to 15.01% -- Feb. 19, 2014: Interest rates on new credit card offers inched up this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Feb. 19, 2014 rate report)

Credit card interest rates hold steady at 15 percent -- Feb. 12, 2014: Interest rates on new credit card offers remained untouched this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Credit card interest rates remain at 15 percent -- Feb. 5, 2014: Average rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Credit card interest rates fall to 15 percent -- Jan. 29, 2014: Average rates on new card offers dropped this week for the first time in nearly six months. ... (See Rates)

Credit card interest rates remain locked at 15.06 percent -- Jan. 22, 2014: Average rates on new card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates locked at 15.06 percent)

Credit card interest rates frozen at 15.06 percent -- Jan. 15, 2014: Average rates on new credit card offers remained stuck at 15.06 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Weekly Rate Report, Jan. 15, 2014)

Q&A: How to save $1,000 a month -- Author Brian O'Connor cut his own middle-class budget by $1,000 per month and found that, in many cases, it was easier than he expected ... (See $1,000)

Rate survey: Credit card interest rates begin year at 15.06 percent -- Jan. 8, 2014: Average rates on new card offers remained frozen in place Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates still at 15.06 percent)

Credit card interest rates end year at 15.06 percent -- Dec. 31, 2013: A year of stability in credit card rates ends with APRs at 15.06%, just 0.1% higher than a year ago, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Eldar Shafir Q&A: Money worries lead to poor financial decisions -- Constant concern about money makes you prone to poor financial decisions, says "Scarcity" co-author Eldar Shafir ... (See Broke)

Credit card interest rates stuck at 15.06 percent -- Dec. 24, 2013: Average rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

12 credit card predictions for 2014 -- What will issuers do to woo new cardholders next year? Will rewards get juicier or 0 percent interest deals longer? We talked to the experts to find out ... (See 2014 forecast)

Credit card interest rates remain flat at 15.06 percent -- Dec. 11, 2013: Average rates on new credit card offers lingered at 15.06 Wednesday for the fourth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Credit card interest rates hold steady at 15.06 percent -- Dec. 4, 2013: Average rates on new credit card offers remained at 15.06 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rates)

Credit card interest rates remain at 15.06 percent -- Nov. 26, 2013: Average rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Credit card interest rates remain at 15.05 percent -- Nov. 13, 2013: Average rates on new card offers remained at 15.05 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Credit card interest rates rise to 15.05 percent -- Nov. 6, 2013: Interest rates on new credit card offers rose to 15.05 percent this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Beware: 7 retailer tricks that make you spend more -- From jumbo-sized carts to BOGO deals, retailers employ all sorts of tactics to nudge you into buying products that aren't on your list ... (See Retailer tricks)

Credit card interest rates hold steady at 15.03 percent -- Oct. 30, 2013: Interest rates on new card offers lingered at 15.03 percent Wednesday for the fourth straight week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Card APRs)

Credit card interest rates hold steady at 15.03 percent -- Oct. 23, 2013: Average rates on new card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Credit card interest rates remain near record highs -- Oct. 16, 2013: Average rates on new credit card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Credit card interest rates rise to 15.03% -- Oct. 9, 2013: Average rates on new card offers ticked up this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

12 creepy details data collectors know about you -- Think you can keep your rendezvous to Montreal a secret between you and your sweetie? Not anymore. Personal data is no longer considered your own private business ... (See Data)

Credit card interest rates remain at 15.02 percent -- Oct. 2, 2013: Average rates on new card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Credit card interest rates rise to 15.02% -- Sept. 25, 2013: Average rates on new credit card offers lifted this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report, Sept. 25, 2013)

Credit card interest rates remain stuck at 14.99 percent -- Sept. 18, 2013: Average rates on new credit card offers remained flat this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report, Sept. 18, 2013)

Credit card interest rates remain at 14.99 percent -- Sept. 11, 2013: Average rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Rate survey: Credit card interest rates rise to 14.99 percent -- Sept. 4, 2013: Average rates on new credit card offers rose this week for the first time in more than two months, to 14.99% ... (See Rates)

Rates remain flat for 3rd straight week -- Aug. 28, 2013: Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Interest Rate Report, Aug. 28)

Credit card interest rates hold steady at 14.95% -- Aug. 21, 2013: Average rates on new credit card offers held steady at 14.95 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Credit card interest rates remain at 14.95 percent -- Aug. 14, 2013: Average rates on new credit card offers remained at 14.95 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Credit card interest rates dip to 14.95% -- Aug. 6, 2013: Average rates on new credit card offers fell to 14.95 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report Aug. 7, 2013)

How 'mindfulness' can curb impulse spending -- By pausing to reflect, you can take a step back and make choices about what you're going to buy based on reason, rather than impulse ... (See Mindfulness)

Rates remain locked at 14.96% -- July 31, 2013: Interest rates on new credit card offers remained stuck at 14.96 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates unchanged a 6th week)

Credit card interest rates remain at 14.96% for fifth week -- July 24, 2013: Interest rates on new credit card offers remained unchanged Wednesday for the fifth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Rate survey: Credit card interest rates stuck at 14.96% for 4th straight week -- July 17, 2013: Interest rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates unchanged a 4th week)

Rate survey: Credit card interest rates don't budge -- July 10, 2013: Interest rates on new credit card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Credit card weekly rate report)

Rate survey: Credit card interest rates remain at 14.96% -- July 5, 2013: Interest rates on new credit card offers remained flat this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Ken Ilgunas' unique approach to avoiding college debt -- He lived in van for two years while attending Duke University with the goal of graduating with no debt. Now he's written a book about his philosophy and experience ... (See Ken Ilgunas)

Rate survey: Credit card interest rates remain flat -- June 26, 2013: Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

How to spend money to buy happiness -- "Happy Money: The Science of Smarter Spending" co-author Michael Norton says you can buy happiness if you know what to buy ... (See Happy Money)

Rate survey: Credit card interest rates rise to 14.96 percent -- June 19, 2013: Interest rates on new credit card offers rose this week for the first time in more than a month, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Credit dispute process fix coming soon -- Disputing a credit report error? The bureaus will no longer discard your evidence; it will be scanned in and forwarded to the lender or debt collector ... (See Disputes)

Rate survey: Credit card interest rates remain flat -- June 12, 2013: Interest rates on new credit card offers remained fixed this week at 14.95%, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Rate survey: Credit card interest rates fall to 14.95 percent -- June 5, 2013: Interest rates on new credit card offers slipped this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See interest rates decline)

Rate survey: Credit card interest rates remain flat -- May 29, 2013: Interest rates on new credit card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Rate survey: Credit card interest rates rise to 14.98 percent -- May 22, 2013: Interest rates on new credit card offers shot up this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rates)

Rate survey: Credit card interest rates hold at 14.94 percent -- May 15, 2013: Interest rates on new credit card offers remained flat this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See May 15, 2013: Card rates hold at 14.94 percent)

Rate survey: Credit card interest rates rise to 14.94 percent -- May 8, 2013: Interest rates on new credit card offers ticked up this week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rare report)

Scared of Big Brother? Too late, says 'Big Data' co-author -- As more companies tap into the huge amounts of data to measure consumer behavior, "Big Data" co-author Viktor Mayer-Schonberger says it's not really a bad thing ... (See Big Data)

Rate survey: Credit card interest rates fall to 14.93 percent -- April 24, 2013: Interest rates on new credit card offers dipped this week for the first time in more than two months, according to the CreditCards.com Weekly Credit Card Rate Report ... (See April 24, 2103: Rates fall to 14.93%)

Rate survey: Credit card interest rates remain at 14.95 percent for ninth week -- April 17, 2013: Interest rates on new credit card offers have stalled out, and remained at 14.95 percent for the ninth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See April 17: Rates at 14.95% for 9th straight week)

6 wedding expenses you should always charge on credit -- Wedding-related mishaps can turn any mild-mannered bride into a bridezilla, but sometimes your credit card can come to the rescue ... (See Wedding charges)

Rates remain at 14.95 percent for seventh straight week: CreditCards.com Weekly Credit Card Rate Report -- April 3, 2013: Interest rates on new credit card offers lingered at 14.95 percent for the seventh straight week, according to the CreditCards.com Weekly Credit Card Rate Report. ... (See Rate report)

Medical credit cards: Treatment today, payment headaches tomorrow -- Some say they're a savior in a medical crisis, while consumer advocates decry their high interest rates and few protections ... (See Medical cards)

5 tips when comparing health-care credit cards -- Facing a medical bill you can't afford all at once? Before you consider applying for a medical credit card, know what you're getting into ... (See Medical cards)

Health-care financing comparison chart -- Fewer health-care financing options populate the market since the recession. Compare the terms and conditions of the top medical credit cards and loans before you apply ... (See Medical credit card chart)

Survey: Credit card interest rates stay at 14.95 percent -- Interest rates on new credit card offers remained flat this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Survey: Card rates remain at 14.95 percent for 3rd straight week -- Interest rates on new credit card offers remained at 14.95 percent Wednesday for the third consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

NY Fed: Consumer debt market shows signs of 'healing' -- As 2012 drew to a close, the overall consumer debt market showed signs it is finally on the mend, says research from the New York Fed ... (See Consumer debt )

Rates hold at 14.95 percent: CreditCards.com Weekly Credit Card Rate Report -- Interest rates on new credit card offers remained static Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Rate fall to 14.95 percent: CreditCards.com Weekly Credit Card Rate Report -- Interest rates on new credit card offers fell Wednesday for the first time in nearly a month, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Rates hold steady at 14.96 percent: CreditCards.com Weekly Credit Card Rate Report -- Interest rates on new credit card offers remained at 14.96 percent, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Rates tick up to 14.96 percent: CreditCards.com Weekly Credit Card Rate Report -- Interest rates on new credit card offers inched up this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Fed: Banks remain reluctant to ease terms on new cards -- Banks have made it somewhat easier for consumers to get a new card or qualify for a credit limit increase. However, the pace of change remains glacially slow ... (See Fed: Banks reluctant to ease credit card terms)

Rates remain at 14.95 percent: CreditCards.com Weekly Credit Card Rate Report -- Interest rates on new credit card offers held steady at 14.95 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Fed: As long as unemployment is high, rates will remain low -- If, after all these years, you still haven't taken advantage of today's historically low interest rates, don't worry. Today's record low rates aren't going to disappear any time soon ... (See FOMC)

Why your traditional credit score may be becoming obsolete -- As millions of Americans recover from the sharpest downturn since the Great Depression, a growing number of credit card issuers are quietly testing new, more comprehensive ways to evaluate customers' creditworthiness ... (See Alternative credit scores)

Rates dip slightly after 10-week status quo: CreditCards.com Weekly Credit Card Rate Report -- Interest rates on new credit card offers fell slightly Wednesday after remaining unchanged for 10 straight weeks, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Rates don't budge for 10th straight week: CreditCards.com Weekly Credit Card Rate Report -- Interest rates on new credit card offers remained unchanged for the 10th consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Rates hold steady for 9th straight week: CreditCards.com Weekly Credit Card Rate Report -- Interest rates on new credit card offers remained locked at 14.96 percent for the ninth consecutive week, according to the Credit Cards.com Weekly Credit Card Rate Report ... (See Rate report)

Consumer credit card balances pick up for the second month -- Consumer credit card balances rose in November for the second consecutive month, according to the Federal Reserve's latest G.19 consumer credit report ... (See G.19)

Rates begin 2013 at 14.96 percent: CreditCards.com Weekly Credit Card Rate Report -- Interest rates on new credit card offers began the new year at a standstill, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Rates remain stuck at 14.96 percent: CreditCards.com Weekly Credit Card Rate Report -- Interest rates remained locked at 14.96 percent for the sixth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Consumer watchdog report details credit bureaus' work -- Every wonder what the credit reporting agencies actually do with your credit information before selling it to lenders? You're in luck. The CFPB has issued the first ever comprehensive public report on the big three credit bureaus ... (See CFPB report on credit bureaus)

Rates remain at 14.96 percent: CreditCards.com Weekly Credit Card Rate Report -- Dec. 12, 2012: Interest rates on new credit card offers remained at 14.96 percent for the fifth straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Fed: Rates will remain low until unemployment improves -- If you're thinking about refinancing your home or buying a new car sometime next year, you still have plenty of time to do it. The Federal Reserve announced Wednesday that it will continue to keep the federal funds rate target near zero ... (See FOMC)

Consumer credit card balances ratchet up in October -- Consumer credit card balances picked up in October after falling the previous month, according to the Federal Reserve's latest G.19 consumer credit report ... (See G.19)

Some credit reports falsely tag consumers as terrorists, drug traffickers -- Credit bureaus are selling lenders special notations on credit reports called OFAC alerts. But some bureaus aren't telling consumers about the alerts -- and aren't allowing them to dispute it ... (See False credit report alerts)

Rates stay put at 14.96 percent: CreditCards.com Weekly Credit Card Rate Report -- Dec. 5, 2012: Interest rates on new credit card offers remained at 14.96 percent for the fourth consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Rates remain stuck at 14.96 percent: CreditCards.com Weekly Credit Card Rate Report -- Nov. 28, 2012: Interest rates on new credit card offers idled at 14.96 percent for the third straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Consumers boost credit card spending, N.Y. Fed report says -- Consumers are more open to using their cards than they have been in the past. But they're relying on the cards they've got, rather than applying for new ones, according to new Federal Reserve data ... (See Consumer credit)

Rates hold steady at 14.96 percent: CreditCards.com Weekly Credit Card Rate Report -- Nov. 21, 2012: Interest rates on new card offers held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report )

Rates slide to 14.96 percent: CreditCards.com Weekly Credit Card Rate Report -- Nov. 12, 2012: Interest rates on new credit card offers fell this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Consumer credit card balances fall in September -- Consumer credit card balances fell in September after surging the previous month, according to new data from the Federal Reserve ... (See G.19)

Rates hold at 15.01%: CreditCards.com Weekly Credit Card Rate Report -- Nov. 7, 2012: Interest rates on new credit card offers stayed put this week, according to the CreditCards.com Weekly Credit Rate Report ... (See Rate report)

5 mistakes people make when disputing credit report errors -- Many people get tripped up by a confusing number of pitfalls that sometimes begin before they even submit their first dispute. Here are five of the most common mistakes made when disputing credit report errors ... (See Credit report disputes)

Fed: Credit cards are slightly easier to get, but consumers remain cautious -- If you've got less than stellar credit, you have a better chance at getting a new card with favorable terms. But if you're like many consumers these days, you may not want one ... (See Fed report on credit)

Card rates rise slightly: CreditCards.com Weekly Credit Card Rate Report -- Oct. 31, 2012: Credit card interest rates ticked up this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Card rates stay at 15% for sixth straight week: CreditCards.com Weekly Credit Card Rate Report -- Oct. 24, 2012: Credit card interest rates lingered at 15 percent Wednesday for the sixth straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Fed opts for status quo, leaves rates at record-lows -- If you're still several months away from being able to afford a down payment on a house or replace your aging car, relax. Today's record low rates are unlikely to change until at least 2015, says the Fed ... (See FOMC)

Financial watchdog is now accepting complaints about credit reports -- The financial watchdog is now accepting complaints related to consumers' credit reports -- and demanding answers from the credit bureaus ... (See Credit report complaints )

Card rates remain at 15% for fifth week: CreditCards.com Weekly Credit Card Rate Report -- Oct. 17, 2012: Credit card interest rates remained at 15 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Disputing errors on credit reports: A broken process -- A federal law is supposed to guarantee that credit report errors get fixed. So why do some people wind up spending months or even years trying to remove legitimate errors that are ruining their credit? ... (See Credit)

Credit card interest rates remain stuck at 15%: CreditCards.com Weekly Credit Card Rate Report -- Oct. 10, 2012: Interest rates on new credit card offers remained at 15 percent on Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Consumer credit card balances rise -- Consumer credit card balances rose in August after falling two months in a row, according to new data from the Federal Reserve ... (See G.19)

Credit card interest rates remain stuck at 15%: CreditCards.com Weekly Credit Card Rate Report -- Oct. 3, 2012: Interest rates on new credit card offers remained at 15 percent on Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

10 surefire steps to get errors off your credit reports -- If you've already spent months, or even years, trying to scrub errors from your credit reports, it may feel like you have no choice but to live with them. However, don't give up too soon. You can get those errors fixed ... (See Tips for clearing credit errors)

Credit card interest rates remain at 15%: CreditCards.com Weekly Rate Report -- Sept. 26, 2012: Interest rates on new credit card offers held steady on Wednesday after rising to 15 percent the previous week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Credit card interest rates hit 15%: CreditCards.com Weekly Rate Report -- Sept. 19, 2012: interest rates on new credit card offers rose this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Fed pledges low rates through 2015 -- If you've been holding off on buying a new car or refinancing your mortgage, you've still got plenty of time. The Federal Reserve announced Thursday that it will continue to leave the federal funds rate target at rock bottom ... (See FOMC)

Credit card interest rates hold firm: CreditCards.com Weekly Rate Report -- Sept. 12, 2012 - Interest rates on new credit card offers held steady for the third week in a row, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Fed report: Consumer credit card balances fall again -- Consumer credit card balances fell for the second straight month in July, according to new data from the Federal Reserve ... (See G.19)

Credit card interest rates remain stable: CreditCards.com Weekly Rate Report -- Sept. 5, 2012 -- Credit card interest rates held firm for the second straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate survey)

A primer on Libor, the federal funds rate and the US prime rate -- Confused by the difference between Libor and prime? Here's all you need to know about the benchmark interest rates that help set your loans ... (See Interest rates)

Rejected for credit? Maybe it's because you're dead -- Rejected for a loan because your credit history was shut down? It could be because the credit bureaus think you're dead ... (See Credit zombies)

Debit card fraud is up -- As debit card use has risen, so has debit card fraud -- key targets are atms, grocery stores and gasoline pumps. ... (See Debit card fraud)

Credit card interest rates remain unchanged: CreditCards.com Weekly Rate Report -- August 29, 2012 -- Credit card interest rates held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Consumers slash card debt, N.Y. Fed report says -- Consumers are still furiously paying down their credit card balances, and are paying them on time, according to data released Wednesday by the Federal Reserve Bank of New York ... (See Consumer credit)

Credit card interest rates rise: CreditCards.com Weekly Rate Report -- August 22, 2012 -- Credit card interest rates ticked up this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Your rights under the Fair Credit Reporting Act -- It's not always easy to get errors corrected on your credit reports. However, don't give up yet: You have a 1970 law on your side that can help ... (See Fair Credit Reporting Act)

Credit card interest rates remain unchanged: CreditCards.com Weekly Rate Report -- August 8, 2012 -- Credit card interest rates held steady for the second straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Fed report: Reversing course again, consumer credit card balances fall in June -- Consumer credit card balances tumbled in June, after shooting up the previous month, according to new data from the Federal Reserve ... (See G.19)

Americans slightly hungrier for credit cards, banks dole them out cautiously -- A slightly larger number of U.S. consumers applied for credit this summer, but banks aren't making it much easier for them to borrow ... (See Fed report on credit)

Credit card interest rates stay put: CreditCards.com Weekly Rate Report -- August 1, 2012 -- Credit card interest rates stood still this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

As expected, Fed keeps rates at rock bottom -- If you have good credit and are ready to buy a new fridge or even a new house, now is a good time to do it. The Federal Reserve announced Wednesday that it will continue to leave today's record low interest rates near zero ... (See FOMC)

Credit card interest rates rise: CreditCards.com Weekly Rate Report -- July 25, 2012 -- Credit card interest rates rose for the first time in nearly two months, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Credit card interest rates remain unchanged: CreditCards.com Weekly Rate Report -- Credit card interest rates stayed put for the second straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

FICO introduces new, less traditional credit score -- Some consumers may hail Tuesday's release of the new FICO mortgage core powered by CoreLogic as a blessing. Others may see it as an unwanted invasion into their privacy that could make it even harder for them to secure a home loan ... (See Mortgage score)

Credit card interest rates stay flat: CreditCards.com Weekly Rate Report -- Credit card interest rates remained untouched this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Fed report: Consumer credit card debt reverses course, rockets up in May -- Consumer credit card balances rose in May after tumbling the previous month, according to new data from the Federal Reserve ... (See G.19)

Credit card interest rates fall: CreditCards.com Weekly Rate Report -- Credit card interest rates dipped this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

A rapid rescore can fix your credit score in a hurry -- A few credit score points can mean the difference between a good mortgage rate and a lousy one. If errors are dragging down your score, a rapid rescore can help ... (See Rapid rescoring)

CreditCards.com Weekly Rate Report, June 27, 2012: Credit card interest rates stay put -- Credit card interest rates held steady for the third consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, June 20, 2012: Credit card interest rates stay flat -- Interest rates on new credit card offers remained flat for the second consecutive week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Fed votes again to keep borrowing costs down -- Today's record-low interest rates aren't going anywhere any time soon. The Federal Reserve announced Wednesday that it's unlikely to raise interest rates until at least 2014 ... (See FOMC)

What VantageScores are, how they work -- FICO scores may get all the attention. But your loan application may be judged through its competitor, VantageScore, which is becoming more widely used ... (See VantageScores 101)

CreditCards.com Weekly Rate Report, June 13, 2012: Credit card interest rates don't budge -- Interest rates on new credit card offers stayed put this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Fed survey: Recession shrank card debt, but crushed household wealth -- Card debt dropped after the recession, according a Federal Reserve survey of consumer finances, but net wealth plummeted ... (See Finances)

Consumer credit card debt dipped in April -- Consumer credit card balances resumed a downward fall in April after rising sharply the previous month, according to new data from the Federal Reserve ... (See consumer credit card debt)

CreditCards.com Weekly Rate Report, June 6, 2012: Credit card interest rates down slightly -- Credit card interest rates dipped slightly this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Consumers are cooling on credit, N.Y. Fed Report says -- Fewer consumers applied for credit in the first quarter of 2012, according to new data from the Federal Reserve, while many remained shy about piling on debt ... (See Consumer credit)

CreditCards.com Weekly Rate Report, May 30, 2012: Credit card interest rates hold steady -- Credit card interest rates remained flat this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Survey: Consumers are getting smarter about credit scores -- Baffled by your credit scores? You're not alone. The majority of consumers still get confused by what actually goes into a credit score, according to a recent survey. However, the number of people who are completely in the dark is on the decline ... (See Credit score survey)

CreditCards.com Weekly Rate Report, May 16, 2012: Credit card interest rates don't budge -- Credit card interest rates remained unchanged for the fifth straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

CreditCards.com Weekly Rate Report, May 9, 2012: Credit card interest rates stay put -- Interest rates on new credit card offers stayed put for the fourth straight week, according to the CreditCards.com Weekly Credit Rate Report ... (See Rate report)

Consumer credit card balances shoot up -- Consumers' card balances surged in March, breaking a two-month streak of declines and helping boost overall consumer credit card balances by 10.2 percent -- the single biggest increase in more than a decade ... (See Consumer credit)

CreditCards.com Weekly Rate Report, May 2, 2012: Credit card interest rates remain unchanged for the third straight week -- Interest rates on new credit card offers held steady for the third straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Is your doctor checking your credit report? -- A growing number of health care providers, including hospitals, surgeons, dentists' offices and fertility clinics, are checking patients' credit. And some consumer advocates are crying foul ... (See Medical credit checks)

CreditCards.com Weekly Rate Report, April 25, 2012: Credit card interest rates remain unchanged for the second straight week -- Interest rates on new credit card offers held steady for the second straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Fed says no to raising interest rates -- The Federal Reserve announced Wednesday that it would continue to leave today's record-low interest rates unchanged ... (See Fed interest rates)

CreditCards.com Weekly Rate Report, April 18, 2012: Credit card interest rates remain unchanged -- Average credit card interest rates held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

The truth about 7 common credit report myths -- Credit bureau experts detail the most common misconceptions consumers have about their credit reports and clarify them ... (See Credit report myths)

CreditCards.com Weekly Rate Report, April 11, 2012: Credit card interest rates drop -- Credit card interest rates dropped for the second straight week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Consumer credit card balances drop for the second month in a row -- Consumer credit card balances fell for the second straight month in February. However, it's unclear whether consumers are still paying down holiday debt or are cutting back spending with credit ... (See Consumer credit)

CreditCards.com Weekly Rate Report, April 4, 2012: Credit card interest rates decline -- Credit card interest rates dropped to their lowest level since February, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

CreditCards.com Weekly Rate Report, Mar. 28, 2012: Credit card interest rates remain unchanged -- Credit card interest rates held steady this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate Report)

Credit card rate offer 'ranges' make comparison shopping tough -- Some card offers have such wide APR ranges it's impossible to tell which rate you'll get and whether it's a good deal until the card arrives ... (See Credit card APR ranges)

CreditCards.com Weekly Rate Report, Mar. 21, 2012: Credit card interest rates dip slightly -- Credit card interest rates dipped slightly this week, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Student ID/debit card combos bring high fees, controversy to college campuses -- Thought marketing plastic on campus was a thing of the past? Not so fast. Two years after the Credit CARD Act went into effect, banks are still on campus but are luring new customers with college ID cards that double as debit cards ... (See Student IDs and debit cards)

Rate survey: Move by Barclays pushes card rates higher -- Credit card interest rates jumped for the second week in a row, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

5 smart banking tips for college students -- The bank your college chooses may be more convenient. However, experts say you're better off thinking about what you really want from a banking service before you sign your name on the dotted line. These tips can help you decide ... (See College students and banking)

Consumer credit card balances see 1st drop in 5 months -- Consumer credit card balances tumbled in January, ending a four-month streak in which card balances steadily rose. But the modest drop in credit card debt was overwhelmed by a surge in student loan debt ... (See Consumer credit)

CreditCards.com Weekly Rate Report, Mar. 6, 2012: Moves by Chase, Best Buy push credit card interest rates higher -- Credit card interest rates jumped this week for the first time in nearly three months, according to the CreditCards.com Weekly Credit Card Rate Report ... (See Rate report)

Consumers hungry for new credit cards, N.Y. Fed report says -- Consumers are hungry for new credit and are running up more card debt, according to new data from the Federal Reserve. But they're still paying down other types of debt, such as home and auto loans ... (See Credit card debt)

Consumer credit card balances keep rising, Federal Reserve says -- Consumer credit card balances moved higher in December, as more Americans pulled out their cards for the holidays. But experts say that a return to holiday shopping may not be the only reason why consumers saw their balances swell ... (See Consumer credit)

Americans want more credit, but banks remain leery, Fed says -- More Americans searched for credit in late 2011, according to the Federal Reserve, but most banks didn't make it any easier on them to get it -- whether they wanted a new card or just a bigger credit limit ... (See Fed report on credit)

Fed to leave interest rates unchanged until at least 2014 -- The Federal Reserve announced Wednesday it would leave interest rates at rock bottom for at least another three years. But it also made history, disclosing for the first time ever policymakers' forecasts of what interest rates may be down the line. ... (See Fed interest rates)

Consumer debt sees biggest jump in a decade -- Consumer debt saw its biggest growth in a decade in November, according to new data from the Federal Reserve, as consumers headed into the holidays ready to spend ... (See Consumer credit)

Consumer credit card debt grows in October -- Consumer credit card balances edged higher in October, defying experts' expectations, according to new data from the Federal Reserve. ... (See Consumer credit)

5 credit score secrets of the young and FICO-savvy -- Today's 20-somethings face a stiff lending environment that looks down on short credit histories. Find out how some broke through barriers and build a solid foundation early ... (See Credit score secrets)

My credit, myself: Young adults using credit to boost self-esteem -- In an uncertain world, recent research shows that for some 20-somethings, it just takes a quick swipe of a credit card to feel like they’ve got everything under control ... (See Credit and self-esteem)

CreditCards.com Weekly Rate Report: Barclays' move sends credit card interest rates lower -- Credit card interest rates inched lower for the second straight week as more banks begin testing offers for the spring ... (See Credit card rate report, March 9, 2011)

Credit card interest rates see 1st drop of 2011 -- Credit card interest rates declined this week for the first time in nearly three months. But it’s not all good news for consumers, as card offers for applicants with poor credit continue to be costly ... (See Credit card rate report, March 2, 2011)

Credit card interest rates rise to highest level since December -- Credit card interest rates rose slightly this week -- puncturing a multiweek lull in which all 30 credit card issuers that CreditCards.com tracks left interest rates alone. ... (See Credit card rate report, Feb. 23, 2011)

Credit card interest rates unchanged for 2nd straight week -- Credit card interest rates remained unchanged this week as banks returned, after a period of tumultuous change, to their seasonal slow period ... (See Rate report, Feb. 16, 2011)

Credit card interest rates remain near record highs -- Credit card interest rates on new card offers were unchanged this week, lingering near record highs. ... (See Rate report)

Chase move sends credit card interest rates higher -- Interest rates on new credit card offers, already in near-record heights, continued their slow, steady climb this week, according to the CreditCards.com Weekly Rate Report ... (See Rate report)

Credit card interest rates unchanged, stay near record highs -- Credit card interest rates remained unchanged this week as banks took a break from adjusting new card offers. ... (See Rate report)

0 percent balance transfer offers stage a comeback -- If you've noticed a fresh spate of 0 percent balance transfer offers in your mailbox lately, you're not alone, experts say. However, the latest offers come with some new terms and conditions that could trip up unsuspecting consumers ... (See 0 percent balance transfer offer)

Barclays, State Farm push credit card interest rates higher -- Credit card interest rates again crept nearer to record levels, spurred by rate increases by Barclays and State Farm Bank, according to the CreditCards.com Weekly Rate Report. ... (See Interest rate report)

Credit card interest rates unchanged, despite Chase and Barclays moves -- Credit card interest rates remained unchanged this week, despite tweaks to card offers from Barclays and Chase ... (See Rate report)

Barclays' moves send credit card interest rates higher -- Credit card interest rates rose slightly this week after Barclays raised interest rates on two of its cards. ... (See Credit card APRs)

Weekly Credit Card Rate Report: Credit card interest rates unchanged as turbulent year closes -- Interest rates on new credit card offers remained unchanged this week, according to the CreditCards.com Weekly Credit Card Rate Report, as banks wrapped up a turbulent year in which interest rates reached record highs. ... (See credit card APRs)

Discover test credit card offers draw criticism -- The test offers Discover made skirt the edges of federal regulations requiring complete disclosure of terms, say consumer advocates ... (See Discover)

Credit cards quickly fund charities, deliver tax deductions -- The end of the year is the time to consider wrapping up your charitable donations to qualify for the current year's tax deduction, and there's no quicker way to donate than with a credit card. ... (See Cards and charitable deductions)


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