Cease communication and harassment
(Sent via certified mail)

DATE:____________________

Creditor name:__________________________________

Attn: Customer Service

Address:_______________________________________

City, state, ZIP:__________________________________

RE:  Name ________________________, Account #_______________________________


To whom it may concern:
I am writing to request that you stop contacting me as required by the Fair Debt Collection Practices Act 15 U.S.C. section 1692c(c). 

[Note: Delete reference to the Act where the letter is to a creditor instead of to a collection agency. Some, but not all, state laws prohibit further contact by creditors.]

[Describe any harassing contact by the collection agency. If appropriate, provide information about why you cannot pay the bill or do not owe the money.]

This letter is not meant in any way to be an acknowledgment that I owe this money. I will take care of this matter when I can. Your cooperation will be appreciated.

Sincerely,


						_____________________________________

Name:________________________________

Address:______________________________

City, state, ZIP:________________________