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2011 gift card comparison chart - HTML version

By , Juan Rodriguez and Kate Tomasino

The table below breaks down gift cards offered by dozens of the nation's most popular restaurants, retailers, airlines and other businesses. You can also learn more about the latest in gift card trends in our 2011 gift card special section.

Want to see more?
Check out the interactive version of our 2011 gift card comparison chart.

expires Never expires fees No dormancy or maintenance fees insurance Loss & theft protection
PIN PIN available reload Reloadable      ecard eCard available onlinebal Online balance check
gift-card-mail-icon Free shipping/delivery    gift-card-star-icon Purchase fees

line

 
expires
fees
insurance
PIN
reload
ecard
onlinebal
gift-card-mail-icon gift-card-star-icon  
7-Eleven
yes
yes


yes
 
yes
     
Amazon.com
yes
yes

 

yes
yes
yes
   
American Airlines
yes
new for 2009

      yes
yes
 

 
American Express
yes
new for 2009
yes
      yes
yes
 
yes
 
Banana Republic, Gap and Old Navy
yes
yes
yes

yes
  yes
yes
yes
   
Barnes & Noble
yes
yes
yes

yes
yes
yes
     
Bed, Bath & Beyond
yes
yes
yes
 
yes

yes
yes
   
Best Buy
yes
yes
yes

yes
  yes
yes
yes
   
Bloomingdale's
yes
yes
yes
 
yes
yes
yes
     
 
expires
fees
insurance
PIN
reload
ecard
onlinebal
gift-card-mail-icon gift-card-star-icon  
Brinker Restaurants (Chili's, Romano's Macaroni Grill, On The Border, Maggiano's)
yes
yes
yes
 
  yes
yes
yes
     
Chase Visa    
yes


   
yes
 

 
Chevron/Texaco
yes
new for 2009
yes
     
yes
 
yes
 
Citgo
yes
new for 2009

    yes  
yes
 

 
Costco
yes
yes

 
yes

yes
  yes    
CVS
yes
yes
yes


new for 2009
yes
yes
   
Darden Restaurants (Red Lobster, Olive Garden, Longhorn Steakhouse, Seasons)
yes
yes
   
yes
 
yes
     
Dillards's
yes
yes
yes
 
yes


new for 2009
   
 
expires
fees
insurance
PIN
reload
ecard
onlinebal
gift-card-mail-icon gift-card-star-icon  
Discover
yes
 
yes
   

yes
yes
yes
 
eBay.com
yes
yes
yes
 

yes
yes
yes
   
Exxon   yes   yes
yes

   
yes
 
yes
 
Fifth Third Bank MasterCard     yes
yes
yes
   
yes
 

 
Frontier Airlines   yes
  yes


   yes
yes
 

 
Harris Bank MasterCard  
yes
yes
     
yes
  yes
yes
 
Hawaiian Airlines   yes   yes



    yes
yes
 

 
 
expires
fees
insurance
PIN
reload
ecard
onlinebal
gift-card-mail-icon gift-card-star-icon  
H-E-B
yes


    yes  

     
Home Depot
yes
yes
yes

 
new for 2009
new for 2009
yes
   
iTunes
yes
yes

 
yes
yes
yes
yes
   
JCPenney
yes
yes
yes
 
yes
yes
new for 2009
new for 2009
   
JetBlue Airways   yes   yes 
yes

   
yes
 

 
KeyBank MasterCard
yes
  yes
yes
yes
       
yes
 
Kmart
yes
yes
yes

yes
yes
yes
yes
   
Kohl's
yes
yes
yes
 

yes
yes
new for 2009
   
 
expires
fees
insurance
PIN
reload
ecard
onlinebal
gift-card-mail-icon gift-card-star-icon  
Kroger
yes
yes
 

yes
 
new for 2009
     
Lowe's
yes
yes
yes

yes
yes
yes
yes
   
Macy's
yes
yes
yes
 
yes
yes
yes
new for 2009
   
Marshall's/TJ Maxx
yes
yes

 
yes


yes
   
McDonald's
yes
yes
yes
 
yes
 
yes
     
Meijer
yes
yes
yes


new for 2009
yes
yes
   
 
expires
fees
insurance
PIN
reload
ecard
onlinebal
gift-card-mail-icon gift-card-star-icon  
Nordstrom
yes
yes
yes

yes
yes
yes
yes
   
Office Depot
yes
yes
 

yes
 
yes
yes
   
OSI Restaurants (Outback Steakhouse, Carabba's, Fleming's)
yes
yes

 

 
yes
     
Overstock.com
yes
yes

 

yes
yes
yes
   
Panera Bread
yes
yes
yes
 
yes
 
yes
     
Pilot Travel Center
new for 2009
 

 
yes
 
new for 2009
     
Pizza Hut
yes
yes
yes
 
yes
  yes

     
 
expires
fees
insurance
PIN
reload
ecard
onlinebal
gift-card-mail-icon gift-card-star-icon  
Publix
yes
yes

 
yes
   
yes
   
RadioShack
yes
yes


yes


yes
   
Rite Aid
yes
yes

     
yes
     
Saks 5th Avenue
yes
yes
yes

yes
yes
yes

   
Sears
yes
yes
yes

yes
yes
yes
yes
   
 
expires
fees
insurance
PIN
reload
ecard
onlinebal
gift-card-mail-icon gift-card-star-icon  
Shell   yes   yes



   
yes
 

 
Southwest Airlines   yes   yes



    yes
yes
 

 
Spafinder.com
yes
yes

 

yes


   
Staples
yes
yes
yes
 
yes
  yes
yes
yes
   
Starbucks
yes
yes
yes
 
yes
  yes
yes
yes
   
Taco Bell
yes
yes
yes
 

 
yes
     
Target
yes
yes
yes
 
yes
yes
yes

   
 
expires
fees
insurance
PIN
reload
ecard
onlinebal
gift-card-mail-icon gift-card-star-icon  
Toys R Us
yes
yes
yes

yes
new for 2009
yes
  yes   yes  
U.S. Airways   yes   yes
yes


   
yes
 

 
U.S. Bank Visa    
yes

   
yes
 
yes
 
Walgreens
yes
yes
yes
 
yes
    yes
yes
   
Walmart
yes
yes
yes
 
yes
yes
yes
yes
   
Wells Fargo Visa  
yes
yes

   
yes
 
yes
 
 
expires
fees
insurance
PIN
reload
ecard
onlinebal
gift-card-mail-icon gift-card-star-icon  
line
expires Never expires fees No dormancy or maintenance fees insurance Loss & theft protection
PIN PIN available reload Reloadable      ecard eCard available onlinebal Online balance check
gift-card-mail-icon Free shipping/delivery    gift-card-star-icon Purchase fees

Source: Joint CreditCards.com/Bankrate.com survey. 

Methodology: From late September through early October 2011, CreditCards.com surveyed gift cards from 63 major restaurants, retailers, airlines and other businesses. We tracked those cards in nine different areas that can impact a consumer. We gathered that information using several different methods, cross-checking them against each other for accuracy. We visited the businesses' websites, called their toll-free customer service phone numbers, called individual stores and/or visited individual stores in person.

PIN defined as a cardholder-created security code needed to conduct a transaction involving a card, whether its checking a balance, making a purchase or something else. It does not include PIN numbers that are found on the back of a card.

Free shipping/delivery is only for physical cards. Being able to send an e-card for free doesn't qualify.

See related: Gift card survey 2011: E-cards take center stage, 2011 gift card comparison chart, 18 ways to get gift cards for less, How to replace a lost or stolen gift card, Gift card rules: fewer fees, more time to use, 10 creative ways to wrap gift cards, Give gift of flight with airline gift cards, 2011 airline gift cards comparison chart, Gift card scams: How to spot them, avoid being a victim

Published: October 26, 2011


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Updated: 12-03-2016


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