Chart: 2010 holiday credit card and debit card special promotions
By Erin Peterson
Editor's note: See the 2011 version of this story, "2011 holiday credit card deals and promotions" and its companion "Chart: details of 2011 holiday credit card deals and promotions"
As the holiday shopping season gets into full swing, consumers are studying Sunday circulars and online offerings with a combination of Scrooge-like frugality and Santa-like zeal to get the biggest bang for their gift-giving buck.There's good reason to do research: According to a Gallup poll, individuals expect to spend an average of $715 for their 2010 Christmas, which is $25 less than the anemic levels of 2009 and down nearly $200 from 2007 levels. Both stores and credit card issuers will have to cut even bigger deals to entice buyers to pull out their wallets.
Here is how card issuers and their retail partners are doing the enticing for the 2010 holiday season:
|2010 CREDIT, DEBIT CARD SPECIAL HOLIDAY SEASON PROGRAMS
|American Express||Daily Wish
||All American Express cardholders||
Visit the Amex Daily Wish site and get deeply discounted, time-limited deals on everything from laptops to luxury cars.
|Nov. 26 - Dec. 16
||Cardholders can visit the Daily Wish website to get advance alerts on the sales.|
|Chase||Gift a Gift, Get a Free Gift Card
||All Chase cardholders with Ultimate Rewards
||Redeem at least 5,000 points in a single transaction on select merchandise through Chase's rewards program, Ultimate Rewards, and receive a $10 Best Buy gift card. Redeem 10,000 or more points and receive a $25 Best Buy gift card.||Nov. 14 - Dec. 20||There is no limit on gift cards. See Chase's holiday website for details.
|Chase||Shop and Save on Cyber Monday
||All Chase cardholders with Ultimate Rewards||Use your points to buy merchandise through Ultimate Rewards and you'll save 30% on Cyber Monday.||Nov. 29
||See Chase's holiday website for details.|
|Chase||Earn More While You Shop
||All Chase cardholders with Ultimate Rewards||Earn up to 8 bonus points for every $1 spent through the Ultimate Rewards Mall.||Nov. 26 - Nov. 30||See Chase's holiday website for details.|
|Chase||Holiday Freedom Cash Back
||Chase Freedom cardholders
||Earn 5 percent cash back on up to $1,500 in department store, grocery store, and movie theater purchases.||Through Dec. 31
||See Chase's Freedom card website for details.
|Citi||Thank You Rewards Holiday Season Gift Card Sale||All Citi cardholders
||A selection of gift cards from dining, retail and entertainment establishments will be priced to move at just 5,000 points for $50 denominations points. Regular price is 6,000.||Nov. 15 through the week of Dec. 13
||Quantities are limited
|Citi||Prepaid Card Sweepstakes
||Citi credit card or Citibank debit MasterCard holders
||Register your Citi credit or debit card to become eligible for a Citi Prepaid card of $10 to $10,000; all eligible purchases will give you an automatic entry.||Nov. 15 - Dec. 13
||Sign up at stories.citi.com; thousands will win each week.|
||All Discover cardholders||Earn double cash back bonus (2%) on up to $1,000 in purchases from Nov. 15 to Dec. 31.||Nov. 15 - Dec. 31
||Visit Discover.com or call (800) DISCOVER to enroll.
|Discover||Fourth quarter 5% program||All Discover cardholders
||Get 5% cash back for up to $300 of purchases in restaurants, department stores and clothing stores.||Through Dec. 31
||Visit Discover.com or call (800) DISCOVER to enroll.|
|Discover||ShopDiscover||All Discover cardholders
||Card members who use the ShopDiscover shopping portal will enjoy increased cash back bonuses from 69 ShopDiscover merchant partners; others will provide free shipping on purchases made through the site.||Begins Nov. 11; length of promotions vary||See the ShopDiscover shopping portal for details.
|MasterCard||Free 2-Day Shipping on Toys||All MasterCard cardholders
||Spend $75 in eligible toy purchases from Amazon's holiday toy list and you'll score free two-day shipping. Amazon Prime members will receive a $10 credit.||Limited-time promo, but end date not specified
||Restrictions apply, read them on Amazon.com's website.|
|Perkstreet||Get 5% Cash Back||Perkstreet Rewards Visa Debit cardholders
||Earn 5 percent cash back on up to $5,000 of purchases at one of 14 popular retailers, including Toys R Us , Starbucks, Macy's and J. Crew.||Through. Dec. 31
||Visit the Perkstreet website for details and participating retailers|
||Triple Points for Charity
||Put your charitable donation on a credit card and you'll receive triple points for every dollar you spend.||May run beyond the holiday season
||Cardholders can receive triple FlexPoints for donations to over 25,000 eligible 501(c)(3) nonprofit organizations.|
|Wells Fargo||Shopping Rewards
||Wells Fargo credit and debit cardholders||The improved Earn More Mall shopping portal offers cardholders up to 16 points per dollar spent, special discounts and weekly deals from more than 600 major retailers.||May run beyond the holiday season
||The mall includes a holiday shopping area.
|Information accurate as Nov. 10, 2010. To report changes, contact firstname.lastname@example.org|
Published: November 10, 2010
- Beacons expanding beyond big retailers, restaurants – Geolocation technology sends coupons and info to people in shops, hotels and even waiting for a bus ...
- 4 creative ways people cut their spending – Hiding your cards, using only cash are just two ways to limit your purchases and debt ...
- How four families rein in their holiday spending – From an all-cash Christmas to traveling together, you can celebrate on a budget ...