NEWS & ADVICE

Top credit card news

Saving on pet costs

5 tips for saving on pet expenses

If the cost of your animal companion is draining your wallet, it's time to rethink how you pay for pet care.

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Volume of credit cards nears pre-recession levels

It took six years, but the volume of credit cards is finally approaching pre-recession levels. According to an American Bankers Association report issued in June, as of the fourth quarter of 2014, the total number of open credit card accounts, and the volume of new cards being issued, are both nearing the levels they were at the end of 2008, when the recession was in full swing.

Unlike 2008, however, far more cards are in the hands of, or going to, people with top-tier credit. Although the number of cards given out to people with subprime credit scores increased at the end of 2014, it remains well below 2008 levels.

New credit card accounts, 2008-2014

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Expert Q&A

Business, personal expenses
better on two cards


Elaine Pofeldt
You can legally use a small-business credit card for business and personal expenses, but there are advantages to keeping them separate ... See Cards


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Credit Card Help

5 components of a
FICO credit score

While the inner workings of the FICO scoring system are a closely guarded secret, the company is open about the five basic components of a credit score. Here's what they are.


Credit card glossary terms

A nondischargeable debt is a debt that cannot be cleared -- in legal terms, "discharged" -- after filing for bankruptcy. Examples include family support, unpaid taxes and fines related to criminal charges.


Credit card quiz

Are you ready to handle a credit card?

You need to buld a credit history, but what level of responsibility is best? Credit card? Debit? Take our quiz to get a feeling for what you need to know before you apply for credit.


Credit card calculators

Try our easy-to-use financial calculators.

Find out what it would take to pay off your balance, the true cost of making minimum payments, whether a cash-back or low-interest card is better for you -- and more.


'Taking Charge' blog

Kelly Dilworth College students
handling credit well


Kelly Dilworth | 7/3/2015

Today's college students are surprisingly good at handling high-interest credit, according to a new study, but other research shows younger students aren't nearly as responsible ... See more


Will you be using your credit card to pay for a big vacation this summer?

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See related: 11 credit card travel insurance benefits

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Credit card tip of the day

If you apply for a new credit card or increased credit limit from an issuer you already have a card with, the issuer will check not only your FICO credit score but also your behavior score. A behavior score reflects your history with the bank and may include your payment history, balances and purchases.



Updated: 07-06-2015