NEWS & ADVICE

Top credit card news

Getting married can help, and hurt your credit

When good credit marries bad, it takes work

There's nothing wrong with tying the knot with your financial opposite, but experts advise protecting yourself while helping boost your spouse's credit.

See full story

All credit card stories

EMV chip card rollout in US to peak in 2016

While the number of EMV chip cards shipped in the U.S. surged in 2015, ahead of the Oct. 1 EMV migration deadline, that flow hasn't turned to a trickle. Far from it.

In 2016, the EMV chip card shipments to the U.S. are expected to peak at around 617 million, "but growth will be at a much flatter rate," says Phil Sealy, senior analyst at ABI Research, which tracks transformative technology innovations.

The reason? At the end of 2015, about 65 percent to 68 percent of U.S. consumers had received EMV chip cards, according to ABI Research. That's expected to reach near 100 percent over the next two years, Sealy says.

Infographic: EMV chip card rollout in US to peak in 2016

See related: 8 FAQs about EMV chip cards, more infographics


'To Her Credit'
Q&A with Sally Herigstad

Spousal identity theft
is fraud, so fight it

Sally HerigstadThe soon-to-be-ex racked up $10,000 on six cards as an authorized user. The primary account holder should report the unauthorized debt as identity theft, an expert says.
See Expert Q&A

Ask a question.


Credit card reviews:
cash back cards

cash back cards

Check out our reviews of cash back cards. We've given top ratings to cash back cards that offer the highest earnings on average. We've also factored in the ease of redeeming your cash back and other benefits and perks that come with the cards.


Credit card glossary terms

A credit utilization ratio is used in the calculation of credit scores. It compares the amount of credit being used to the total credit available to the borrower. Having a low ratio is good for your credit score.


Credit card quiz

Quiz: Do you think
like a millionaire?

Think you have the mindset to become a millionaire? Take your theory for a test drive with our quiz. You might be surprised by the results.


Credit card calculators

How long will it take
to pay off your debt?

Use our calculator to find out how long it will take to pay off your debt. Or enter the number of months to your payoff goal and calculate what your monthly payments should be.


'Taking Charge' blog

Jenny Hoff My 6 time-tested tips
for budget travel


Jenny Hoff | 2/11/2015

A credit card with a flexible rewards program is a good start, and look for hotel deals that offer cash plus points.
See more


CreditCards.com poll

Would you ask for a date's credit score?

Vote

Getting poll results. Please wait...

See related: It's not you, it's your credit score and 7 ways to boost your partner's credit score.


Weekly newsletter

Get the latest news, advice, articles and tips delivered to your inbox. It's FREE.

Credit card tip of the day

"Nuisance" debt under $100 may not hurt your credit score. You'll face late fees and finance charges, but newer scoring models ignore small unpaid fees.



Updated: 02-12-2016