While debit cards and credit cards are alike in appearance, they differ in one critical aspect: A debit card withdraws money from a bank account, while a credit card creates a loan. Think of them as "pay now" (debit) versus "pay later" (credit).
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Short of winning the lottery, millionaires don't get to be millionaires by accident. Those who've managed to accumulate at least seven figures share certain habits, traits and attitudes. Do you have what it takes?
Credit card calculators
Try our easy-to-use financial calculators.
Find out what it would take to pay off your balance, the true cost of making minimum payments, whether a cash-back or low-interest card is better for you -- and more.