Our up-to-date list of cash back offers makes it easy to find a card that will maximize your savings. And bonuses of $100-$150 for new accounts can add up quickly. Review this list of offers from our partners to find the card that rewards the categories you use most. Or find a one that offers a high rebate on all purchases.
See offers from our partners below.
at Capital One's
or call Discover at
at Wells Fargo's
at American Express's
or call American Express at
at Bank of America's
or call Bank of America at
Updated: March 1, 2017
|Card||Welcome Bonus||Bonus Requirement||Rewards Rate|
|Capital One® Quicksilver® Cash Rewards Credit Card||$100 Cash Bonus||Spend $500 on purchases within 3 months of approval||Earn unlimited 1.5% cash back on every purchase, every day|
|Discover it® Cashback Match™||Automatically match all the cash back you earn at the end of your first year (new cardmembers only)||Automatic|| Earn 5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate
Unlimited 1% cash back on all other purchases
|Wells Fargo Cash Wise Visa® Credit Card||$150 Cash Rewards Bonus||Spend $1,000 in net purchases in the first 3 months||Unlimited 1.5% cash rewards on everyday net purchases|
|Chase Freedom UnlimitedSM||$150 Bonus||Spend $500 on purchases in your first 3 months from account opening||Unlimited 1.5% cash back on every purchase|
|BankAmericard Cash Rewards™ Credit Card||$100 Online Cash Rewards Bonus||Spend at least $500 on purchases in the first 90 days of account opening||Earn 1% cash back on every purchase, 2% at grocery stores and now at wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter|
|Citi® Double Cash Card||N/A||N/A||Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases|
|MLB™ BankAmericard Cash Rewards™ MasterCard®||$100 Cash Rewards Bonus||Spend at least $500 on purchases in the first 90 days of account opening||Earn 1% cash back on every purchase, 2% at grocery stores and now at wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter|
|Susan G. Komen® Credit Card||$100 Online Cash Rewards Bonus||Spend at least $500 on purchases in the first 90 days of account opening||1% cash back on every purchase, 2% at grocery stores and now at wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter|
|Chase Freedom®||$150 Bonus||Spend $500 on purchases in your first 3 months from account opening|| Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
Unlimited 1% cash back on all other purchases
to choose a cash back credit card
Cash back cards are great if you’re new to the rewards game, or if you want a low-fuss way to earn some returns on your credit spending. Instead of worrying about nebulous “points” and “miles,” you get your returns in the form of cash. Sound good? Here are some tips on choosing a cash back credit card
You’ll find that credit card issuers structure cash back rewards in two ways.
Option one is the flat rewards systems, a single percentage rate cash back on all items. If you’re looking for the simplest cash back rewards, this is your go-to card. Not only is the math easy, but many of these cards have no caps on the amount of cash back can receive. Plus, with the right credit, you can maximize those rewards around 1.5-2 percent cash back.
Option two involves categories. You’ll receive a different percentage of your cash back based on where you shop. It will require some active participation on your part, but the potential rewards can be far greater. Sometimes, issuers set the categories and their percentage benefits in stone. Other times, the targets move; issuers will offer a special category that rotates once a quarter, complete with a cash back percentage as high as 5 percent, in some cases. Others even allow you to select your own personal category for cash back rewards! Those who are more rewards-savvy will find plenty of ways to maximize cash back through these offers.
New cardholders who spend a specific amount of money within the first few months of owning their cash back card may be eligible for a bonus of up to $200. Make sure you understand your average total spend to make sure you can hit the spending target.
Some cards put caps on the amount of spending eligible to receive cash back. Others will be unlimited. Unlimited is always nice, but if you won’t ever spend close to the cap, you may stand to receive more rewards from cards with caps that offer better rates for your lifestyle.
What good is cash back if it’s hard to redeem it? Look for offers that give you multiple options to receive your rewards. For example, some cards allow you to apply the cash as a statement credit, as credit in an online shopping portal, or as a check for the dollar amount. If you can’t find a program with all three options, choose your offer based on your preferred method of receiving the cash.
Our cash back credit card reviews can help you make your final decision once you narrow it down to a few contenders. The details in these reviews can better inform you about which cards best fits your needs.
We encourage an active and insightful conversation among our users. Please help us keep our community civil and respectful. For your safety, we ask that you do not disclose confidential or personal information such as your bank account number, phone number, or email address. Keep in mind that anything you post may be disclosed, published, transmitted or reused.
The comments posted below are not provided, reviewed or approved by the card issuers or advertisers. Additionally, the card issuer or advertiser does not assume responsibility to ensure that all posts and/or questions are answered.