Cash Back Credit Cards

Our up-to-date list of cash back offers makes it easy to find a card that will maximize your savings. And bonuses of $100-$150 for new accounts can add up quickly. Review this list of offers from our partners to find the card that rewards the categories you use most. Or find a one that offers a high rebate on all purchases.

See offers from our partners below.

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 APPLY ONLINE

at UMB's
secure site

Credit Needed
See Terms
  • Earn 2 points per dollar on gas, groceries, and at discount stores.*
  • Earn 1 point per dollar everywhere else and on balance transfers.*
  • Earn 1,000 bonus points with your first purchase made within 60 days of account opening.*
  • Personalize your card with a photo to make it uniquely yours
  • Fraud protection means you aren't liable for unauthorized purchases with your card
  • See additional UMB Simply Rewards™ Visa Platinum Credit Card details
 APPLY NOW

at UMB's
secure site

Credit Needed
See Terms
  • Purchases Intro APR
    See Terms
    Balance Transfers Intro APR
    See Terms
    Regular APR
    See Terms
    Annual Fee
    See Terms
    Credit Needed
    See Terms
 APPLY ONLINE

at UMB's
secure site

Credit Needed
Excellent Credit
  • Choose from over 50 rewards. All better than 1% rewards cards.
  • 1.25% cash back on purchases
  • 1.35% air dollars on purchases
  • Go online to explore and choose from dozens of rewards. Set the reward for the two buttons on your ePlate. When making a purchase, push a button for the reward you want. See it light up.
  • See additional UMB Dynamics ePlate Visa Card details
 APPLY NOW

at UMB's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    16.99%-20.99% (Variable)
    Annual Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at First Hawaiian's
secure site

Credit Needed
  • Earn cash back with every purchase with the Cash Rewards Credit Card. It's simple, and best of all, automatic
  • There are no points to calculate, no enrollment process to earn rewards and your rewards will not expire
  • You will earn up to 3% cash back on special categories, and 1% cash back on everything else
  • Cash rewards are automatically credited to your monthly credit card statement
  • $100,000 Travel Accident insurance
  • Secondary Rental Car Insurance
  • Color Photo I.D.
  • 24-Hour Customer Service
  • See additional First Hawaiian Bank Cash Rewards Credit Card details
 APPLY NOW

at First Hawaiian's
secure site

Credit Needed
  • Purchases Intro APR
    for
    Balance Transfers Intro APR
    N/A
    Regular APR
    Annual Fee
    Credit Needed
 APPLY ONLINE

at Citizens Bank's
secure site

Credit Needed
  • It's simple. 1.5% cash back on your everyday purchases, plus the chance to earn up to 1.8% with our Purchase and Relationship Bonuses
  • 10% Purchase Bonus on your earned cash back rewards when you make at least one purchase every month for 6 consecutive months or more
  • 10% Relationship Bonus on your earned cash back rewards and Purchase Bonus when you direct deposit them in a Citizens Bank personal checking, savings, or money market account
  • Take advantage of both bonuses to earn 1.8% cash back
  • No limit to the amount of cash back you can earn
  • No rotating categories or enrollments to keep track of
  • No annual fee
  • See additional Citizens Bank Cash Back Plus™ World MasterCard® details
 APPLY NOW

at Citizens Bank's
secure site

Credit Needed
  • Purchases Intro APR
    for
    Balance Transfers Intro APR
    0% for 15 months
    Regular APR
    Annual Fee
    Credit Needed
 APPLY ONLINE

at Commerce Bank's
secure site

Credit Needed
Excellent Credit
  • Earn 1% cash back for every dollar in net merchandise purchases
  • Earn up to an additional 2,500 bonus points every quarter with 2% & 3% Cash Back for purchases in select categories
 APPLY NOW

at Commerce Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases Intro APR
    0% for 12 months
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    14.74%-20.74% (Variable)
    Annual Fee
    $0 1st year, then $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

at Commerce Bank's
secure site

Credit Needed
Good Credit
  • Earn 1% Cash Back for every dollar in Net Merchandise Purchases
  • Earn 3% Cash Back for every dollar in interest you accrue on your monthly balances
  • Earn 2% & 3% Cash Back for purchases in select categories
  • Redeem for 1% Cash Back or choose from gift cards, travel, merchandise, and more
  • View your FICO Score for free on your monthly credit card statement
  • Emergency Card Replacement and Emergency Cash Disbursement
  • See additional Commerce Bank Special Connections® MasterCard® with Rewards details
 APPLY NOW

at Commerce Bank's
secure site

Credit Needed
Good Credit
  • Purchases Intro APR
    0% for 6 months
    Balance Transfers Intro APR
    0% for 6 months
    Regular APR
    10.74%-20.74% (Variable)
    Annual Fee
    $0 1st year, then $0
    Credit Needed
    Good Credit
 APPLY ONLINE

at SunTrust Bank's
secure site

Credit Needed
  • 5% cash back on up to $6,000 spent on gas and grocery qualifying purchases in the first 12 months
  • 2% unlimited cash back on qualifying gas and grocery purchases after your introductory bonus cash back
 APPLY NOW

at SunTrust Bank's
secure site

Credit Needed
  • Purchases Intro APR
    for
    Balance Transfers Intro APR
    0% for 15 months
    Regular APR
    Annual Fee
    Credit Needed
 APPLY ONLINE

at Commerce Bank's
secure site

Credit Needed
Good Credit
  • 0% Intro APR on Balance Transfers and Purchases for 6 monthly billing cycles. After that, the variable APR will be 10.74% - 20.74% based on your creditworthiness.
  • Earn 1 point per $1 spent on Net Merchandise Purchases, 5 points per $1 accrued in interest, and bonus points when shopping at participating retailers.
  • Redeem points for merchandise, gift cards, travel, and cash back statement credits.
  • Take advantage of Visa Signature Concierge, offering restaurant recommendations, reservations, and vacation-planning assistance.
  • Protect your account with Zero Liability Coverage.
  • Get Auto Rental Collision Damage Waivers and $250,000 in Travel Accident Insurance.
  • See additional Commerce Bank MilesSM details
 APPLY NOW

at Commerce Bank's
secure site

Credit Needed
Good Credit
  • Purchases Intro APR
    0% for 6 months
    Balance Transfers Intro APR
    0% for 6 months
    Regular APR
    10.74%-20.74% (Variable)
    Annual Fee
    $0 1st year, then $0
    Credit Needed
    Good Credit
 APPLY ONLINE

at Santander's
secure site

Credit Needed
  • Earn 3x reward points on supermarket, gas station, and restaurant purchases; up to 15,000 points per calendar quarter; 1x point otherwise
  • Earn 10,000 bonus points after you spend $1,000 on new net retail purchases in your first 90 days of opening your account
 APPLY NOW

at Santander's
secure site

Credit Needed
  • Purchases Intro APR
    for
    Balance Transfers Intro APR
    0% for 18 billing cycles for transactions made within 90 days of opening your account
    Regular APR
    Annual Fee
    Credit Needed
 APPLY ONLINE

at BMO Harris's
secure site

Credit Needed
  • 2% cash back per $1 spent on gas and grocery purchases, up to $2,500 in combined spend each calendar quarter; 1% cash back on all other purchase
  • $100 cash back bonus when you spend $1,000 in the first 3 months of account opening
  • 0% introductory APR on purchases for 6 months from account opening date
  • 0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening
  • No annual fee
  • See additional BMO Harris Bank Cash Back MasterCard® details
 APPLY NOW

at BMO Harris's
secure site

Credit Needed
  • Purchases Intro APR
    for
    Balance Transfers Intro APR
    0% for 12 months from date of first transfer when transfers are completed within 90 days from account openi
    Regular APR
    Annual Fee
    Credit Needed
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