Cash Back Credit Cards

The following cash back credit cards from our partners feature reward programs that offer cash back or rebate incentives. A Cash Back Credit Card rewards you for using them with cash back incentives and rebate programs. Credit cards with cash rebates and incentives usually require a good to excellent credit rating for approval.

See offers from our partners below.

 APPLY ONLINE

Credit Needed
Fair Credit
  • Experience our cash rewards with $20 cash back after you make your first purchase within 3 months of approval.*
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 5% cash back in categories that change each quarter up to the quarterly maximum when you sign up.* Plus, 1% cash back on all other purchases.
  • Free FICO® Credit Score on monthly statements, online and in our mobile app.*
  • Call for 100% U.S.-based customer service day or night. Or get text alerts when your payment is due. And free mobile app helps you stay on top of your account.
  • New Freeze It℠ on/off switch lets you prevent new purchases, cash advances and balance transfers. Freeze or unfreeze your account in seconds via our website or mobile app.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
  • See complete Discover it® for Students with $20 Cash Back details
 APPLY NOW

at Discover's
secure site

Credit Needed
Fair Credit
  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    10.99%
    Balance Transfers
    Intro APR Period
    6 months
    Regular
    APR
    12.99%-21.99% Variable*
    Annual
    Fee
    $0
    Credit Needed
    Fair Credit
 APPLY ONLINE

Credit Needed
Fair Credit
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 5% cash back in categories that change each quarter up to the quarterly maximum when you sign up.* Plus, 1% cash back on all other purchases.
  • Free FICO® Credit Score on monthly statements, online and in our mobile app.*
  • Call for 100% U.S.-based customer service day or night. Or get text alerts when your payment is due. And free mobile app helps you stay on top of your account.
  • New Freeze It℠ on/off switch lets you prevent new purchases, cash advances and balance transfers. Freeze or unfreeze your account in seconds via our website or mobile app.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.
  • 0% intro APR* on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99%.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."
  • See complete Discover it® for Students details
 APPLY NOW

at Discover's
secure site

Credit Needed
Fair Credit
  • Purchases
    Intro APR
    0%
    Purchases
    Intro APR Period
    6 months
    Balance Transfers
    Intro APR
    10.99%
    Balance Transfers
    Intro APR Period
    6 months
    Regular
    APR
    12.99%-21.99% Variable*
    Annual
    Fee
    $0
    Credit Needed
    Fair Credit
 APPLY ONLINE

Credit Needed
Good/Excellent
  • USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.
  • Earn up to 2.25% cash back on gas and grocery purchases and up to 1.25% cash back for all other purchases.
  • No caps or limits on the amount you can earn.
  • Your cash rebate is awarded every January for the purchases made the previous 12 months.
  • Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the prime rate.
  • No annual fee and no minimum finance charge.
  • See complete USAA Cash Rewards® American Express® Card details
 APPLY NOW

at USAA Savings's
secure site

Credit Needed
Good/Excellent
  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    N/A
    Balance Transfers
    Intro APR Period
    N/A
    Regular
    APR
    9.90%-25.90% (Variable)
    Annual
    Fee
    $0
    Credit Needed
    Good/Excellent
 APPLY ONLINE

Credit Needed
Good/Excellent
  • USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.
  • Redeem your USAA Rewards points towards cash, gift cards, name brand merchandise and travel with no blackout date.
  • Free Travel and Retail Benefits: Get benefits like Visa® Auto Rental Collision Damage Waiver Insurance, Worldwide Automatic Travel Accident Insurance, and Warranty Manager Service.
  • Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
  • No annual fee and no minimum finance charge.
  • See complete USAA Rewards™ Visa® details
 APPLY NOW

at USAA Savings's
secure site

Credit Needed
Good/Excellent
  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    N/A
    Balance Transfers
    Intro APR Period
    N/A
    Regular
    APR
    9.90%-25.90% (Variable)
    Annual
    Fee
    $0
    Credit Needed
    Good/Excellent
 APPLY ONLINE

Credit Needed
Excellent Credit
  • 2% cash back on purchases for first 90 days; 1% after that -- with no cap
  • 0% introductory APR on purchases for 6 months
  • 0% introductory APR on balance transfers for 12 months
  • APR starts as low as 11.24%
  • No annual fee
  • Free Mobile Fraud Alert Service automatically sends you a text when suspicious activity is detected on your card
  • Customize your card with your own image or photo
  • See complete Zions Bank® AmaZing Cash® Credit Card details
 APPLY NOW

at Zions Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    0%
    Purchases
    Intro APR Period
    6 months
    Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    12 months
    Regular
    APR
    11.24%-18.24% (Variable)
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

Credit Needed
Good Credit
  • Introductory 0% APR on balance transfers for the first 18 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.
  • Earn 4 points for every $1 in qualifying purchases. There is no limit to the number of points you can earn
  • 10.99% to 19.99%, based on credit worthiness.
  • Redeem points for cash rewards, exciting merchandise, gift cards, travel and more
  • Boost Your Earning Potential with a Qualifying PNC Checking Account
  • Earn 100 bonus points for every $2 in nonpromotional interest billed if you have a qualifying checking account balance of $500 - $1,499.99.
  • Earn 100 bonus points for every $1 in non-promotional interest billed if you have a qualifying checking account balance of $1,500 or more
  • See complete PNC Flex® Visa® details
 APPLY NOW

at PNC Bank's
secure site

Credit Needed
Good Credit
  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    18 months
    Regular
    APR
    10.99%-19.99% (Variable)
    Annual
    Fee
    $0
    Credit Needed
    Good Credit
 APPLY ONLINE

Credit Needed
Good Credit
  • Earn 3% cash back on gas, grocery, and drugstore net purchases for 6 months
  • Easily track your cash rewards
 APPLY NOW

at Wells Fargo's
secure site

Credit Needed
Good Credit
  • Purchases
    Intro APR
    5.90% to 13.90%
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    5.90% to 13.90%
    Balance Transfers
    Intro APR Period
    N/A
    Regular
    APR
    N/A
    Annual
    Fee
    $0
    Credit Needed
    Good Credit
 APPLY ONLINE

Credit Needed
Good Credit
  • Earn 1.5% in State Farm Dollars when you spend more than $10,000 (1% up to $10,000)
  • Get extra State Farm Dollars when you make insurance payments using your card within the first 12 months
 APPLY NOW

at State Farm Bank's
secure site

Credit Needed
Good Credit
  • Purchases
    Intro APR
    0%
    Purchases
    Intro APR Period
    12 months
    Balance Transfers
    Intro APR
    N/A
    Balance Transfers
    Intro APR Period
    N/A
    Regular
    APR
    13.24%-20.24%
    Annual
    Fee
    $30
    Credit Needed
    Good Credit
 APPLY ONLINE

Credit Needed
Good Credit
  • Earn 2% in State Farm Dollars on every eligible travel and office supply store purchase. (Earn 1% on everything else.)
  • 0% introductory APR on purchases for 6 months
 APPLY NOW

at State Farm Bank's
secure site

Credit Needed
Good Credit
  • Purchases
    Intro APR
    0%
    Purchases
    Intro APR Period
    6 months
    Balance Transfers
    Intro APR
    N/A
    Balance Transfers
    Intro APR Period
    N/A
    Regular
    APR
    13.24%-20.24% (Variable)
    Annual
    Fee
    $0
    Credit Needed
    Good Credit
 APPLY ONLINE

Credit Needed
Excellent Credit
  • Set spending limits and merchant category restrictions
  • Combine T&E, fleet and purchasing functions all-in-one
  • View every transaction on all your cards in real-time, 24 hours a day, any day
  • Use Reporting for budget control and faster tax preparation
  • Cash Rebates to reinvest your savings back into your business
  • Travel Rewards for any airline, no blackout dates, hotel stays, and rental cars
  • Personalize your business credit card by adding your Company Logo
  • Generous Credit Limit to meet your business needs
  • See complete PNC Bank Visa Signature® BusinessOptionsSM Card details
 APPLY NOW

at PNC Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    None
    Balance Transfers
    Intro APR Period
    None
    Regular
    APR
    10.99%-16.99% (Variable)
    Annual
    Fee
    $0 1st year, then $500
    Credit Needed
    Excellent Credit
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