Cash Back Credit Cards

The following cash back credit cards from our partners feature reward programs that offer cash back or rebate incentives. A Cash Back Credit Card rewards you for using them with cash back incentives and rebate programs. Credit cards with cash rebates and incentives usually require a good to excellent credit rating for approval.

See offers from our partners below.

 APPLY ONLINE

Credit Needed
Excellent Credit
  • Receive a new cardmember bonus of $100 after you spend $500 in net purchases on your card within the first 90 days of account opening*.
  • 5% cash back on your first $2,000 in combined net purchases2 each quarter on two categories you choose*.
 APPLY NOW

at U.S. Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    9 billing cycles
    Regular
    APR
    12.99% - 23.99%* (Variable)
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

Credit Needed
Excellent Credit
  • No Balance Transfer Fees - start saving immediately!
  • A low 8% variable APR on balance transfers and purchases
  • No Annual Fees
  • Choose your card benefits and features
  • Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance
  • Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online
  • Learn more about personal finance from Barclaycard and other members
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
  • See complete Barclaycard® Ring MasterCard® details
 APPLY NOW

at Barclaycard's
secure site

Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    None
    Balance Transfers
    Intro APR Period
    None
    Regular
    APR
    8.00% (Variable)
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

Credit Needed
Excellent Credit
  • Check for our best online offers
  • No impact to your credit score
  • Find offers in 60 seconds or less
  • Choose from cash back, travel, low interest rate or rewards for paying down your balance
  • $0 Liability Guarantee, which helps protect you from fraudulent card transactions
  • Use of our network of financial centers and ATMs
  • Access to our award-winning Online Banking services
  • See complete Bank of America® Card Finder Tool details
 APPLY NOW

at Bank of America's
secure site

Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    See Terms
    Purchases
    Intro APR Period
    See Terms
    Balance Transfers
    Intro APR
    See Terms
    Balance Transfers
    Intro APR Period
    See Terms
    Regular
    APR
    See Terms
    Annual
    Fee
    See Terms
    Credit Needed
    Excellent Credit
 APPLY ONLINE

 APPLY BY PHONE
Credit Needed
Excellent Credit
  • Earn 50,000 bonus ThankYou Points after $3,000 in purchases within the first 3 months of account opening - redeemable for $500 in gift cards, $625 for airfare, or other great rewards.
  • Earn 3X ThankYou Points on Travel including Gas, 2X ThankYou Points on Dining Out and Entertainment, and 1X ThankYou Points on Other Purchases
  • ThankYou® Points are worth 25% more when redeemed for travel through thankyou.com, as compared to gift cards
  • No foreign transaction fees on purchases
  • Points do not expire and earn unlimited ThankYou Points
  • Annual Fee: $95 (fee waived for the first 12 months)
  • See complete Citi ThankYou® Premier Card details
 APPLY NOW

at Citi's
secure site

--OR--

Call Citi at
877-317-7965


Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    N/A
    Balance Transfers
    Intro APR Period
    N/A
    Regular
    APR
    13.99% - 22.99%* (Variable)
    Annual
    Fee
    $95; fee waived for the first 12 months*
    Credit Needed
    Excellent Credit
 APPLY ONLINE

Credit Needed
Excellent Credit
  • Earn 1 point for every net $1 you spend
  • Plus, get 25% more on all points earned every month, automatically
  • No caps or limits on points earned
  • $25 cash back with your first purchase
  • Redemption starts at 2,500 points for $25 cash back or redeem 25,000 points for round-trip airfare up to $325
  • Travel Assistance - To replace lost travel tickets, obtain medical and legal referrals
  • Extended Warranty Coverage - Double the manufacturer's warranty (up to one year)
  • See complete Webster Bank Visa® Bonus Rewards Card details
 APPLY NOW

at Webster Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    0%*
    Purchases
    Intro APR Period
    6 billing cycles*
    Balance Transfers
    Intro APR
    0%*
    Balance Transfers
    Intro APR Period
    6 billing cycles*
    Regular
    APR
    11.99% - 22.99%* (Variable)
    Annual
    Fee
    $0*
    Credit Needed
    Excellent Credit
 APPLY ONLINE

Credit Needed
Excellent Credit
  • $250 Air Travel Credit each year
  • Complimentary 4th Night for any hotel stay
  • Earn 50,000 bonus ThankYou® Points after $3,000 in purchases made with your card in the first 3 months the account is open.
  • Points are redeemable for an $800 flight on American Airlines or US Airways®, a $665 flight on any other airline or $500 in gift cards.
  • Transfer points to a variety of travel loyalty programs from airlines to hotels.
  • Earn 3x points on Air Travel and Hotels
  • Earn 2x points on Dining at Restaurants and Entertainment
  • 1 ThankYou® Point per $1 spent on other purchases
  • See complete Citi Prestige® Card details
 APPLY NOW

at Citi's
secure site

Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    N/A
    Balance Transfers
    Intro APR Period
    N/A
    Regular
    APR
    15.24* (Variable)
    Annual
    Fee
    $450
    Credit Needed
    Excellent Credit
 APPLY ONLINE

Credit Needed
Fair Credit
  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
  • Complimentary FICO® Credit Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
  • See complete Barclaycard® Rewards MasterCard® details
 APPLY NOW

at Barclaycard's
secure site

Credit Needed
Fair Credit
  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    N/A
    Balance Transfers
    Intro APR Period
    N/A
    Regular
    APR
    24.99%* Variable
    Annual
    Fee
    $0
    Credit Needed
    Fair Credit
 APPLY ONLINE

Credit Needed
Excellent
  • Earn 3% cash on all net qualified purchases for the first 90 days
  • Earn 1% cash on all net qualified purchases thereafter
  • Earn a 5% anniversary bonus on cash earned every year
  • Earn an additional 30% bonus on cash earned when spending $50,000 or more annually
  • No annual fee. See credit card disclosure for other fees that may apply.
  • 0.00% introductory APR on purchases and balance transfers for 12 months. After that, your APR will be between 10.15% and 19.15%.
  • The card with a clear and flexible rewards program that isn't about points. Dollars spent equal dollars earned for cash back, gift cards, merchandise, travel and more.
  • See complete BB&T Spectrum Rewards™ Card details
 APPLY NOW

at BB&T 's
secure site

Credit Needed
Excellent
  • Purchases
    Intro APR
    0.00%
    Purchases
    Intro APR Period
    12 Months
    Balance Transfers
    Intro APR
    0.00%
    Balance Transfers
    Intro APR Period
    12 Months
    Regular
    APR
    10.15% - 19.15%
    Annual
    Fee
    $0
    Credit Needed
    Excellent
  • 0% intro APR on balance transfers for 18 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • New Freeze It℠ on/off switch lets you prevent new purchases, cash advances and balance transfers. Freeze or unfreeze your account in seconds via our website or mobile app.*
  • 5% cash back in categories that change each quarter up to the quarterly maximum when you sign up.* Plus, 1% cash back on all other purchases.
  • Free FICO® Credit Score on monthly statements, online and in our mobile app.*
  • No annual fee, no late fee for your first late payment, APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.
  • *See rates, rewards, free FICO® Credit Score terms, balance transfer terms and other info by clicking "Apply."
  • See complete Discover it® details
 APPLY NOW

at Discover's
secure site

--OR--

Call Discover at
877-419-9478


Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    0%
    Purchases
    Intro APR Period
    6 months
    Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    18 months
    Regular
    APR
    10.99% - 22.99% Variable*
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
 APPLY ONLINE

Credit Needed
Excellent Credit
  • Earn 10,000 enrollment FlexPoints after you spend $1,000 in Net Purchases (purchases minus credits and returns) on your Card within the first four months of account opening.
  • Use your Card at select membership warehouse clubs and for everyday purchases.
 APPLY NOW

at U.S. Bank's
secure site

Credit Needed
Excellent Credit
  • Purchases
    Intro APR
    N/A
    Purchases
    Intro APR Period
    N/A
    Balance Transfers
    Intro APR
    0%
    Balance Transfers
    Intro APR Period
    9 billing cycles on Balance Transfers
    Regular
    APR
    13.99% - 23.99%* (Variable)
    Annual
    Fee
    $0
    Credit Needed
    Excellent Credit
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