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Cash Back cards allow you to earn a percentage of your charges back in the form of a cash award at the end of each year. Often, Cash Back cards have a higher interest rate and annual fee compared to an ordinary credit card.

This calculator compares a Cash Back card with a Low Interest rate card. This information will help you determine which card is better for you. If you pay your balance in full each month and owe nothing, the Cash Back card will be advantageous to you.