Cash Back or Low Interest Card


Which is better: Cash Back or Low Interest Card?

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Cash Back
Low Interest
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Cash Back Low Interest
Interest: {{cbTotalInterest}} {{liTotalInterest}}
Fees: {{cbTotalFees}} {{liTotalFees}}
Cash award earned: {{totalCashAward}} N/A
Net cost: {{cbNetCost}} {{liNetCost}}


This graph compares interest and fees paid with a cash back and low interest card. It also shows the total amount earned in cash awards at the end of {{numOfYears}} years.

Cash Back cards allow you to earn a percentage of your charges back in the form of a cash award at the end of each year. Often, Cash Back cards have a higher interest rate and annual fee compared to an ordinary credit card.

This calculator compares a Cash Back card with a Low Interest rate card. This information will help you determine which card is better for your. If you pay your balance in full each month and owe nothing, the Cash Back card will be advantageous to you.



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Cash Back cards allow you to earn a percentage of your charges back in the form of a cash award at the end of each year. Often, Cash Back cards have a higher interest rate and annual fee compared to an ordinary credit card.

This calculator compares a Cash Back card with a Low Interest rate card. This information will help you determine which card is better for you. If you pay your balance in full each month and owe nothing, the Cash Back card will be advantageous to you.

This calculator is intended solely for general information and educational purposes and does not take into account all of the personal, economic and other factors that may be relevant to your decision making. The accuracy of this calculator and its applicability to your personal financial circumstances is not guaranteed or warranted.