Balance Transfer Calculator


How much could I save by transferring my balances?


Regarding Your Current CreditCard(s):

Card
Balance
Interest Rate (APR)
Monthly Payment
$
%
$
Balance Amount Required! Enter Number Only! Annual Percentage Rate Required! Enter Numeric Percentage Only!
$
%
$
Balance Amount Required! Enter Number Only! Annual Percentage Rate Required! Enter Numeric Percentage Only!
$
%
$
Balance Amount Required! Enter Number Only! Annual Percentage Rate Required! Enter Numeric Percentage Only!
$
%
$
Balance Amount Required! Enter Number Only! Annual Percentage Rate Required! Enter Numeric Percentage Only!

Regarding the Card You're Transferring to:

%
Introductory Interest Rate Required! Enter Numeric Percentage Only!
#
Introductory Term Required! Enter Numeric Value Only!
%
Regular Rate Required! Enter Numeric Percentage Only!
$
Regular Rate Required! Enter Numeric Percentage Only!
%
Balance Transfer Fee Required! Enter Numeric Percentage Only!
$
Enter Numeric Value Only!

By transferring your balance and paying {{monthlyPayment}} per month, you will take {{monthsToPayoff}} months to pay off the balance. You will save {{totalRegularSavings}} in interest, net of fees of {{totalFees}}.

Save Money

If you would like to pay off your balances during the promotional period, we recommend that you pay {{promoPayments}} per month for a period of {{intro_term}} months. By doing so, you will save {{totalIntroSavings}}, net of fees of {{totalFees}}

By transferring your balance and paying {{monthlyPayment}} per month, you will take {{monthsToPayoff}} months to pay off the balance. You will save {{totalRegularSavings}} in interest, net of fees of {{totalFees}}.

If you would like to pay off your balances during the promotional period, you must pay {{promoPayments}} per month for a period of {{intro_term}} months. By doing so, you will save {{totalIntroSavings}}, net of fees of {{totalFees}}

By transferring your balance and paying {{monthlyPayment}} per month, you will never pay off the balance. We recommend increasing your monthly payments on the previous form to a more appropriate amount.

Save Money

If you would like to pay off your balances during the promotional period, you must pay {{promoPayments}} per month for a period of {{intro_term}} months. By doing so, you will save an inestimable amount, net of fees of {{totalFees}}


This calculator calculates the amount of interest you'll save by transferring existing balances to a lower rate card. It factors in the fees often associated with transferring balances. Be sure to read the fine print of any balance transfer offer.

Note that the savings shown are based on the difference in total compound interest charges between the higher APR cards you entered and the lower promotional balance transfer APR, net of transfer fess. Your actual savings may be different based on your purchase and payment activity and other fees.



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This calculator calculates the amount of interest you'll save by transferring existing balances to a lower rate card.  It factors in the fees often associated with transferring balances.  Be sure to read the fine print of any balance transfer offer.

Note that the savings shown are based on the difference in total compound interest charges between the higher APR cards you entered and the lower promotional balance transfer APR, net of transfer fees.  Your actual savings may be different based on your purchase and payment activity and other fees.

This calculator is intended solely for general information and educational purposes and does not take into account all of the personal, economic and other factors that may be relevant to your decision making. The accuracy of this calculator and its applicability to your personal financial circumstances is not guaranteed or warranted.