This calculator calculates the amount of interest you’ll save by transferring existing balances to a lower rate card.  It factors in the fees often associated with transferring balances.  Be sure to read the fine print of any balance transfer offer.

Note that the savings shown are based on the difference in total simple interest charges between the higher APR cards you entered and the lower promotional balance transfer APR, net of transfer fees.  Your actual savings may be different based on your purchase and payment activity and other fees.