Best Credit Cards by Category

Each section below lists the two best credit cards in that category. These credit cards are ranked according to several factors, such as the credit card's overall approval rate for signing new accounts. Compare each category to find the best credit card for your spending habits.

Best low interest credit cards

These low interest credit cards are best used if you have a habit of making large purchases and plan to pay them off over a period of time. Examples are large appliances, home furnishings, entertainment centers...even expensive emergencies, like home or auto repairs. More low interest credit card info

Capital One® No Hassle Miles^SM Rewards

1 mile per dollar spent on purchases up to $1,000 each month
2 miles per dollar above $1,000 each month
No limit on the miles you can earn and miles don't expire
Redeem for Travel, Merchandise, Gift Cards and more
No blackout dates and no seat restrictions
Fly FREE on any airline to any destination
No foreign transaction fees
0% APR on purchases until November 2010

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on purchases*	until November 2010*	13.90% (V)*	None*	Yes*	Excellent Credit*

Capital One® No Hassle Miles<sup>SM</sup> Rewards Application

Capital One® No Hassle Miles<sup>SM</sup> Rewards Offer

Capital One® No Hassle Miles^SM Rewards
Intro APR	0% on purchases*
Reg. APR	13.90% (V)*

More Info...

Capital One® No Hassle Cash^SM Rewards

2% cash back on gas and groceries
1% cash back on all other purchases
No limit on the cash you can earn and cash won't expire
Redeem cash rewards for statement credit, check or gift card
Get your cash back whenever you want, even set up automatic redemption
0% APR on purchases until November 2010
No foreign transaction fees
No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on purchases*	until November 2010*	14.9% (V)*	None*	Yes*	Excellent Credit*

Capital One® No Hassle Cash<sup>SM</sup> Rewards Application

Capital One® No Hassle Cash<sup>SM</sup> Rewards Offer

Capital One® No Hassle Cash^SM Rewards
Intro APR	0% on purchases*
Reg. APR	14.9% (V)*

More Info...

Best balance transfer cards

Balance transfer credit cards allow you to consolidate debt that is spread across several credit cards onto one card. The best credit cards in this category feature 0% APR for an intro period from 6 to 12 months. If credit card debt is becoming a burden, a balance transfer card is best. More about balance transfer credit cards

Discover® More Card - American Flag

5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
Up to 1% unlimited Cashback Bonus® on all other purchases
5% to 20% Cashback Bonus® through our exclusive online shopping site

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months on Purchases; 12 months on Balance Transfers*	as low as 11.99%*	None*	Yes*	Excellent Credit*

Discover® More Card - American Flag Application

Discover® More Card - American Flag Offer

Discover® More Card - American Flag
Intro APR	0%*
Reg. APR	as low as 11.99%*

More Info...

Discover® More Card

5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
Up to 1% unlimited Cashback Bonus® on all other purchases
5% to 20% Cashback Bonus® through our exclusive online shopping site.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0.00%*	6 months on Purchases & Balance Transfers*	as low as 11.99%*	None*	Yes*	Excellent Credit*

Discover® More Card
Intro APR	0.00%*
Reg. APR	as low as 11.99%*

More Info...

Best rewards credit cards

If you pay your bill in full, and like receiving coupons or discounts, a rewards credit card is best. What you spend is converted into points, and when enough are accumulated, certain benefits become available. The better of these cards offer bonus points--often in the thousands--when the application is approved. Info on other rewards credit cards

Capital One® No Hassle Miles^SM Rewards

1 mile per dollar spent on purchases up to $1,000 each month
2 miles per dollar above $1,000 each month
No limit on the miles you can earn and miles don't expire
Redeem for Travel, Merchandise, Gift Cards and more
No blackout dates and no seat restrictions
Fly FREE on any airline to any destination
No foreign transaction fees
0% APR on purchases until November 2010

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on purchases*	until November 2010*	13.90% (V)*	None*	Yes*	Excellent Credit*

Capital One® No Hassle Miles^SM Rewards
Intro APR	0% on purchases*
Reg. APR	13.90% (V)*

More Info...

Capital One® No Hassle Cash^SM Rewards

2% cash back on gas and groceries
1% cash back on all other purchases
No limit on the cash you can earn and cash won't expire
Redeem cash rewards for statement credit, check or gift card
Get your cash back whenever you want, even set up automatic redemption
0% APR on purchases until November 2010
No foreign transaction fees
No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on purchases*	until November 2010*	14.9% (V)*	None*	Yes*	Excellent Credit*

Capital One® No Hassle Cash^SM Rewards
Intro APR	0% on purchases*
Reg. APR	14.9% (V)*

More Info...

Best cash back credit cards

Cash back cards turn 1-5% of what you spend into cash. The method and percentage varies: some programs are tiered, where the cash back increases proportional to the amount charged; others are specific, limiting the larger percentage to "everyday" items. These cards are best used if you always pay your balance in full. More info on cash back credit cards

Capital One® No Hassle Cash^SM Rewards

2% cash back on gas and groceries
1% cash back on all other purchases
No limit on the cash you can earn and cash won't expire
Redeem cash rewards for statement credit, check or gift card
Get your cash back whenever you want, even set up automatic redemption
0% APR on purchases until November 2010
No foreign transaction fees
No annual fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on purchases*	until November 2010*	14.9% (V)*	None*	Yes*	Excellent Credit*

Capital One® No Hassle Cash^SM Rewards
Intro APR	0% on purchases*
Reg. APR	14.9% (V)*

More Info...

Discover® More Card - American Flag

5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
Up to 1% unlimited Cashback Bonus® on all other purchases
5% to 20% Cashback Bonus® through our exclusive online shopping site

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months on Purchases; 12 months on Balance Transfers*	as low as 11.99%*	None*	Yes*	Excellent Credit*

Discover® More Card - American Flag
Intro APR	0%*
Reg. APR	as low as 11.99%*

More Info...

Best airline credit cards

Airline or travel credit cards offer benefits targeted to travelers and frequent flyers. These credit cards use points--often called miles--to reward cardholders. What you spend, and sometimes the miles you fly, is converted to points/miles. The best airline credit cards will redeem points/miles for travel-oriented benefits: tickets, discounts, etc. See more about airline credit cards

Chase Sapphire^SM Card

10,000 Bonus Points after first purchase
2X on all airfare booked through Ultimate Rewards
No earning caps, point expiration, or blackout dates
Earn 10x for every dollar when shopping at select merchants through Ultimate Rewards Mall
1 point for every dollar on all other purchases
24/7 Dedicated service advisor (No voice recording)
Premier travel protection benefits
No Annual Fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	12.24%*	None*	Yes*	Excellent Credit*

Chase Sapphire<sup>SM</sup> Card Application

Chase Sapphire^SM Card
Intro APR	N/A*
Reg. APR	12.24%*

More Info...

Capital One® No Hassle Miles^SM Rewards

1 mile per dollar spent on purchases up to $1,000 each month
2 miles per dollar above $1,000 each month
No limit on the miles you can earn and miles don't expire
Redeem for Travel, Merchandise, Gift Cards and more
No blackout dates and no seat restrictions
Fly FREE on any airline to any destination
No foreign transaction fees
0% APR on purchases until November 2010

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on purchases*	until November 2010*	13.90% (V)*	None*	Yes*	Excellent Credit*

Capital One® No Hassle Miles^SM Rewards
Intro APR	0% on purchases*
Reg. APR	13.90% (V)*

More Info...

Help finding the best credit cards

6 things to consider before choosing a credit card
When picking a card, the No. 1 tip is to know yourself and how you will use the card.

7 ways to get the most from rewards credit cards
With virtually all credit card issuers offering rewards, the issue is not whether you should get a rewards card, but what type of rewards card is best for you.

9 things to know about balance transfers
Transferring the balance to a card with a lower interest may sound like an enticing way to save cash�but it�s not quite as simple as it sounds.

10 worst credit card mistakes
Making these 10 mistakes will turn good credit into bad and bad credit into lenders-won't-go-near-you credit.

See our credit card help section

Other ways to search:
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		Saturday, November 7th 2009