Best Credit Cards by Category

Each section below lists the two best credit cards in that category. These credit cards are ranked according to several factors, such as the credit card's overall approval rate for signing new accounts. Compare each category to find the best credit card for your spending habits.

Best low interest credit cards

These low interest credit cards are best used if you have a habit of making large purchases and plan to pay them off over a period of time. Examples are large appliances, home furnishings, entertainment centers...even expensive emergencies, like home or auto repairs. More low interest credit card info

Capital One® No Hassle Miles^SM Rewards

1 mile per dollar spent on purchases up to $1,000 each month
2 miles per dollar above $1,000 each month
No limit on the miles you can earn and miles don't expire
Redeem for Travel, Merchandise, Gift Cards and more
No blackout dates and no seat restrictions
Fly FREE on any airline to any destination
No foreign transaction fees
0% APR on purchases until January 2011

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on purchases*	until January 2011*	13.90% (V)*	None*	Yes*	Excellent Credit*

Capital One® No Hassle Miles<sup>SM</sup> Rewards Application

Capital One® No Hassle Miles<sup>SM</sup> Rewards Offer

Capital One® No Hassle Miles^SM Rewards
Intro APR	0% on purchases*
Reg. APR	13.90% (V)*

More Info...

Citi® Platinum Select® MasterCard®

0% APR* on balance transfers and purchases for up to 12 months
No annual fee
Citi® Identity Theft Solutions
$0 Liability on unauthorized purchases
Secure, free online account management
Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0.00%*	up to 12 months	as low as 11.99%* (V)	$0.00*	Yes*	Excellent/Good Credit*

Citi® Platinum Select® MasterCard® Application

Citi® Platinum Select® MasterCard® Offer

Citi® Platinum Select® MasterCard®
Intro APR	0.00%*
Reg. APR	as low as 11.99%* (V)

More Info...

Best balance transfer cards

Balance transfer credit cards allow you to consolidate debt that is spread across several credit cards onto one card. The best credit cards in this category feature 0% APR for an intro period from 6 to 12 months. If credit card debt is becoming a burden, a balance transfer card is best. More about balance transfer credit cards

Citi® Platinum Select® MasterCard®

0% APR* on balance transfers and purchases for up to 12 months
No annual fee
Citi® Identity Theft Solutions
$0 Liability on unauthorized purchases
Secure, free online account management
Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0.00%*	up to 12 months	as low as 11.99%* (V)	$0.00*	Yes*	Excellent/Good Credit*

Citi® Platinum Select® MasterCard®
Intro APR	0.00%*
Reg. APR	as low as 11.99%* (V)

More Info...

Discover® More Card

5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
Up to 1% unlimited Cashback Bonus® on all other purchases
5% to 20% Cashback Bonus® through our exclusive online shopping site.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months on Purchases; 12 months on Balance Transfers*	as low as 11.99%*	None*	Yes*	Excellent Credit*

Discover® More Card
Intro APR	0%*
Reg. APR	as low as 11.99%*

More Info...

Best rewards credit cards

If you pay your bill in full, and like receiving coupons or discounts, a rewards credit card is best. What you spend is converted into points, and when enough are accumulated, certain benefits become available. The better of these cards offer bonus points--often in the thousands--when the application is approved. Info on other rewards credit cards

Chase Freedom^SM Credit Card

3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores
Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
Up to an additional 20% cash back at select merchants when you shop online through Chase
0% Intro APR and No Annual Fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0.00%*	up to 6 months on purchases; up to 12 months on balance transfers*	as low as 12.99% Variable*	None*	Yes*	Excellent/Good Credit*

Chase Freedom<sup>SM</sup> Credit Card Application

Chase Freedom<sup>SM</sup> Credit Card Offer

Chase Freedom^SM Credit Card
Intro APR	0.00%*
Reg. APR	as low as 12.99% Variable*

More Info...

Chase Freedom^SM Credit Card

3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores
Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
Up to an additional 20% cash back at select merchants when you shop online through Chase
0% Intro APR and No Annual Fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0.00%*	up to 6 months on purchases; up to 12 months on balance transfers*	as low as 12.99% Variable*	None*	Yes*	Excellent/Good Credit*

Chase Freedom^SM Credit Card
Intro APR	0.00%*
Reg. APR	as low as 12.99% Variable*

More Info...

Best cash back credit cards

Cash back cards turn 1-5% of what you spend into cash. The method and percentage varies: some programs are tiered, where the cash back increases proportional to the amount charged; others are specific, limiting the larger percentage to "everyday" items. These cards are best used if you always pay your balance in full. More info on cash back credit cards

Chase Freedom^SM Credit Card

3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores
Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
Up to an additional 20% cash back at select merchants when you shop online through Chase
0% Intro APR and No Annual Fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0.00%*	up to 6 months on purchases; up to 12 months on balance transfers*	as low as 12.99% Variable*	None*	Yes*	Excellent/Good Credit*

Chase Freedom^SM Credit Card
Intro APR	0.00%*
Reg. APR	as low as 12.99% Variable*

More Info...

Chase Freedom^SM Credit Card

3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores
Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
Up to an additional 20% cash back at select merchants when you shop online through Chase
0% Intro APR and No Annual Fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0.00%*	up to 6 months on purchases; up to 12 months on balance transfers*	as low as 12.99% Variable*	None*	Yes*	Excellent/Good Credit*

Chase Freedom^SM Credit Card
Intro APR	0.00%*
Reg. APR	as low as 12.99% Variable*

More Info...

Best airline credit cards

Airline or travel credit cards offer benefits targeted to travelers and frequent flyers. These credit cards use points--often called miles--to reward cardholders. What you spend, and sometimes the miles you fly, is converted to points/miles. The best airline credit cards will redeem points/miles for travel-oriented benefits: tickets, discounts, etc. See more about airline credit cards

Capital One® No Hassle Miles^SM Rewards

1 mile per dollar spent on purchases up to $1,000 each month
2 miles per dollar above $1,000 each month
No limit on the miles you can earn and miles don't expire
Redeem for Travel, Merchandise, Gift Cards and more
No blackout dates and no seat restrictions
Fly FREE on any airline to any destination
No foreign transaction fees
0% APR on purchases until January 2011

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on purchases*	until January 2011*	13.90% (V)*	None*	Yes*	Excellent Credit*

Capital One® No Hassle Miles^SM Rewards
Intro APR	0% on purchases*
Reg. APR	13.90% (V)*

More Info...

Capital One® No Hassle Miles^SM Ultra - For Professionals

2 miles for every dollar spent on purchases
No limit on the miles you can earn and miles don't expire
No blackout dates and no seat restrictions
Use miles for Travel, Merchandise, Gift Cards and more
0% APR on purchases until January 2011
No foreign transaction fees
Concierge services - from flowers to flights, have someone else do it for you
Fly FREE on any airline to any destination

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on purchases*	until January 2011*	13.90% (V)*	$39.00*	Yes*	Excellent Credit*

Capital One® No Hassle Miles<sup>SM</sup> Ultra - For Professionals Application

Capital One® No Hassle Miles<sup>SM</sup> Ultra - For Professionals Offer

Capital One® No Hassle Miles^SM Ultra - For Professionals
Intro APR	0% on purchases*
Reg. APR	13.90% (V)*

More Info...

Help finding the best credit cards

6 things to consider before choosing a credit card
When picking a card, the No. 1 tip is to know yourself and how you will use the card.

7 ways to get the most from rewards credit cards
With virtually all credit card issuers offering rewards, the issue is not whether you should get a rewards card, but what type of rewards card is best for you.

9 things to know about balance transfers
Transferring the balance to a card with a lower interest may sound like an enticing way to save cash�but it�s not quite as simple as it sounds.

10 worst credit card mistakes
Making these 10 mistakes will turn good credit into bad and bad credit into lenders-won't-go-near-you credit.

See our credit card help section

Other ways to search:
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		Tuesday, February 9th 2010