Best Canadian Credit Cards

The following is a list of the best Canadian credit cards from leading banks and financial institutions. Compare the following Canadian credit cards side by side in order to determine which is the best credit card for you. Then apply online for your choice of credit card by completing a secure application.

See offers from our partners below.

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 APPLY ONLINE

at Capital One - Canada's
secure site

Credit Needed
Average Credit
  • Earn reward miles — with no annual fee!
  • Earn 1 reward mile for every $1 spent - on all purchases
  • Get 10,000 bonus reward miles when you spend $500 on net purchases in the first 3 months after account opening — a value of $100 in travel
  • Annual interest rate of 19.8%
  • Redeem for travel, cash, or gift cards
  • Valuable MasterCard benefits, plus Platinum benefits like Purchase Assurance and Extended Warranty
  • Add an authorized user for $0
  • See additional Capital One® Aspire Travel™ Platinum MasterCard® details
 APPLY NOW

at Capital One - Canada's
secure site

Credit Needed
Average Credit
  • Purchases Intro APR
    for
    Balance Transfers Intro APR
    See application for See application
    Regular APR
    19.8%
    Annual Fee
    $0*
    Credit Needed
    Average Credit
 APPLY ONLINE

at MBNA's
secure site

Credit Needed
Good Credit
  • Simplify your finances while enjoying platinum services.
  • 0% promotional annual interest rate† (AIR) on balance transfers✪ for the first 12 full months
 APPLY NOW

at MBNA's
secure site

Credit Needed
Good Credit
  • Purchases Intro APR
    N/A for
    Balance Transfers Intro APR
    0% for your first 12 billing cycles for 12 months
    Regular APR
    See Terms
    Annual Fee
    None
    Credit Needed
    Good Credit
 APPLY ONLINE

at Bank of Montreal's
secure site

Credit Needed
Good Credit
  • Limited time: Get 2% cash back* -that's Double the rewards!*
  • Earn 1% CashBack on ALL card purchases* without restrictions!*
  • No Annual fee*
  • Receive a discount on car rentals*
  • Extended Warranty*
  • Purchase Protection*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • en Français
  • See additional BMO® CashBack® MasterCard®* details
 APPLY NOW

at Bank of Montreal's
secure site

Credit Needed
Good Credit
  • Purchases Intro APR
    N/A for
    Balance Transfers Intro APR
    N/A
    Regular APR
    19.99%
    Annual Fee
    $0
    Credit Needed
    Good Credit
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