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Balance Transfer Credit Cards
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The following balance transfer credit card offers are designed to help people consolidate their credit card debt onto one card, thus saving money on interest charges. Some of the credit card offers below even feature a low introductory 0% APR interest rate on credit card balance transfers. |
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Search through the Balance Transfer Credit Card Offers below.
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Compare offers side by side in order to determine which card is best for you.
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Apply for the Credit Card of your choice by filling out a secure online application.
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- 0% APR on Balance Transfers for a FULL 12 months
- 0% APR on Purchases for a FULL 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- No Annual Fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months on Balance Transfers; 6 months on Purchases* |
as low as 11.99% (V)* |
None* |
Yes* |
Excellent Credit* |
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- 0% APR on balance transfers and purchases for up to 15 months*
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
- Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
up to 15 months |
as low as 11.99%* (Variable) |
$0* |
Yes* |
Excellent Credit* |
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- 0% APR on Balance Transfers for up to 15 months*
- 1% cash back on purchases
- 2% cash back on purchases at stand-alone supermarkets, drugstores, gas stations, convenience stores, and utilities including cable
- Average 5% cash back at over 400 leading retailers through the Citi Bonus Cash Center
- No annual fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on balance transfers* |
up to 15 months* |
as low as 12.99%* (Variable) |
$0* |
Yes* |
Excellent Credit* |
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- 0% APR for up to 12 months on balance transfers*
- 0% APR for 7 months on purchases*
- 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter*
- 1 ThankYou Point for every $1 spent on all other purchases*
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
up to 12 months on balance transfers;
7 months on purchases* |
as low as 12.99%* (Variable) |
$0* |
Yes* |
Excellent Credit* |
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- 0% APR on Purchases for a full 9 months
- 0% APR on Balance Transfers for a full 12 months
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- No Annual Fee
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| Intro APR |
Intro APR Period |
Regular APR |
Balance Transfers |
Credit Needed |
| 0%* |
9 months on Purchases; 12 months on Balance Transfers* |
as low as 12.99% (V)* |
N/A* |
Excellent Credit* |
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- 0% APR on Balance Transfers for a full 12 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- No Annual Fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0% on Balance Transfers and 2.99% on Purchases* |
12 months on Balance Transfers and Purchases* |
as low as 12.99% (V)* |
None* |
Yes* |
Excellent Credit* |
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- 0% APR on Balance Transfers for a full 12 months
- 0% APR on Purchases for a full 6 months
- Get $50 Cashback Bonus after your first $599 in purchases
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- No Annual Fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
12 months on Balance Transfers; 6 months on Purchases* |
as low as 12.99% (V)* |
None* |
Yes* |
Excellent Credit* |
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- 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
- Double Miles on travel and restaurant purchases. One Mile for every dollar on all other purchases
- Flexible redemption options for travel, gift cards, or cash
- Double Miles through our exclusive online shopping site
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months on purchases & balance transfers* |
as low as 11.99%* |
None* |
Yes* |
Excellent Credit* |
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- 0% APR on Balance Transfers and Purchases for a full 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- No Annual Fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
6 months on Purchases and Balance Transfers* |
as low as 11.99% (V)* |
None* |
Yes* |
Excellent Credit* |
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- Pay-On-Time Bonus equal to a full month's interest every time you make 6 on-time payments in a row
- Up to 1% unlimited Cashback Bonus® on all other purchases
- 5% to 20% Cashback Bonus® through our exclusive online shopping site
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 3.99%* |
6 months on Purchases;
12 months on Balance Transfers* |
as low as 11.99%* |
None* |
Yes* |
Excellent Credit* |
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* See the online balance transfer credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the issuer's web site.
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